Home > Pan American Bank > Income and Expense
Pan American Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,434,000 | 1,425 |
| Total interest expense | $280,000 | 2,253 |
| Net interest income | $4,154,000 | 1,377 |
| Provision for loan and lease losses | $1,801,000 | 190 |
| Total noninterest income | $726,000 | 1,633 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $13,000 | 5,249 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $713,000 | 1,188 |
| Total noninterest expense | $3,540,000 | 1,385 |
| Salaries and employee benefits | $1,408,000 | 1,910 |
| Premises and equipment expense | $304,000 | 1,852 |
| Additional noninterest expense | $1,828,000 | 893 |
| Pre-tax net operating income | $-461,000 | 6,061 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-230,000 | 6,089 |
| Income before extraordinary items | $-231,000 | 6,020 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-231,000 | 6,021 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-231,000 | 6,020 |
| Net charge-offs | $1,841,000 | 148 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-231,000 | 6,014 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,817,000 | 1,465 |
| Total interest expense | $1,011,000 | 2,400 |
| Net interest income | $15,806,000 | 1,404 |
| Provision for loan and lease losses | $5,519,000 | 196 |
| Total noninterest income | $2,213,000 | 1,978 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $24,000 | 5,771 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,189,000 | 1,430 |
| Total noninterest expense | $13,548,000 | 1,436 |
| Salaries and employee benefits | $5,002,000 | 2,056 |
| Premises and equipment expense | $938,000 | 2,280 |
| Additional noninterest expense | $7,608,000 | 857 |
| Pre-tax net operating income | $-1,048,000 | 6,094 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-462,000 | 6,075 |
| Income before extraordinary items | $-586,000 | 6,060 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-586,000 | 6,060 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-586,000 | 6,060 |
| Net charge-offs | $5,498,000 | 169 |
| Cash dividends | $330,000 | 3,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-586,000 | 6,055 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,271,000 | 1,518 |
| Total interest expense | $715,000 | 2,527 |
| Net interest income | $11,556,000 | 1,447 |
| Provision for loan and lease losses | $3,810,000 | 204 |
| Total noninterest income | $1,743,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $11,000 | 5,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,732,000 | 1,383 |
| Total noninterest expense | $9,964,000 | 1,472 |
| Salaries and employee benefits | $3,619,000 | 2,122 |
| Premises and equipment expense | $618,000 | 2,528 |
| Additional noninterest expense | $5,727,000 | 856 |
| Pre-tax net operating income | $-475,000 | 6,154 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-100,000 | 6,163 |
| Income before extraordinary items | $-375,000 | 6,142 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-375,000 | 6,142 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-375,000 | 6,142 |
| Net charge-offs | $3,874,000 | 172 |
| Cash dividends | $175,000 | 3,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-375,000 | 6,132 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $868,000 | 5,686 |
| Total interest expense | $53,000 | 5,834 |
| Net interest income | $815,000 | 5,632 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $240,000 | 4,281 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $39,000 | 5,068 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $201,000 | 3,633 |
| Total noninterest expense | $2,672,000 | 3,132 |
| Salaries and employee benefits | $934,000 | 4,103 |
| Premises and equipment expense | $202,000 | 3,970 |
| Additional noninterest expense | $1,536,000 | 1,963 |
| Pre-tax net operating income | $-1,617,000 | 6,311 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,000 | 4,408 |
| Income before extraordinary items | $-1,618,000 | 6,314 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,618,000 | 6,314 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-1,618,000 | 6,314 |
| Net charge-offs | $183,000 | 1,247 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-1,618,000 | 6,311 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $424,000 | 5,765 |
| Total interest expense | $25,000 | 5,923 |
| Net interest income | $399,000 | 5,695 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $36,000 | 5,608 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $20,000 | 5,051 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $16,000 | 5,539 |
| Total noninterest expense | $1,125,000 | 3,539 |
| Salaries and employee benefits | $410,000 | 4,399 |
| Premises and equipment expense | $74,000 | 4,616 |
| Additional noninterest expense | $641,000 | 2,275 |
| Pre-tax net operating income | $-690,000 | 6,375 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-690,000 | 6,374 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-690,000 | 6,375 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-690,000 | 6,375 |
| Net charge-offs | $6,000 | 2,677 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-690,000 | 6,369 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 5,713 |
| Total interest expense | $120,000 | 5,950 |
| Net interest income | $1,787,000 | 5,634 |
| Provision for loan and lease losses | $94,000 | 3,293 |
| Total noninterest income | $371,000 | 4,740 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $137,000 | 4,527 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $234,000 | 4,342 |
| Total noninterest expense | $3,518,000 | 4,128 |
| Salaries and employee benefits | $1,521,000 | 4,605 |
| Premises and equipment expense | $318,000 | 4,569 |
| Additional noninterest expense | $1,679,000 | 3,276 |
| Pre-tax net operating income | $-1,454,000 | 6,397 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,000 | 4,463 |
| Income before extraordinary items | $-1,455,000 | 6,401 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,455,000 | 6,401 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,455,000 | 6,401 |
| Net charge-offs | $73,000 | 3,459 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $5,872,000 | 66 |
| Net operating income | $-1,455,000 | 6,401 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 5,767 |
| Total interest expense | $92,000 | 6,024 |
| Net interest income | $1,354,000 | 5,685 |
| Provision for loan and lease losses | $94,000 | 2,867 |
| Total noninterest income | $339,000 | 4,479 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $116,000 | 4,387 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $223,000 | 4,069 |
| Total noninterest expense | $2,556,000 | 4,222 |
| Salaries and employee benefits | $1,156,000 | 4,583 |
| Premises and equipment expense | $236,000 | 4,631 |
| Additional noninterest expense | $1,164,000 | 3,486 |
| Pre-tax net operating income | $-957,000 | 6,470 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,000 | 4,504 |
| Income before extraordinary items | $-958,000 | 6,474 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-958,000 | 6,473 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-958,000 | 6,473 |
| Net charge-offs | $-46,000 | 6,016 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $5,872,000 | 55 |
| Net operating income | $-958,000 | 6,474 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $988,000 | 5,759 |
| Total interest expense | $61,000 | 6,086 |
| Net interest income | $927,000 | 5,688 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $285,000 | 4,123 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $84,000 | 4,246 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $201,000 | 3,623 |
| Total noninterest expense | $1,663,000 | 4,303 |
| Salaries and employee benefits | $828,000 | 4,455 |
| Premises and equipment expense | $153,000 | 4,710 |
| Additional noninterest expense | $682,000 | 3,800 |
| Pre-tax net operating income | $-451,000 | 6,497 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $-452,000 | 6,505 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-452,000 | 6,506 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-452,000 | 6,506 |
| Net charge-offs | $138,000 | 1,917 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-452,000 | 6,506 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $476,000 | 5,872 |
| Total interest expense | $35,000 | 6,045 |
| Net interest income | $441,000 | 5,798 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $212,000 | 3,372 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $179,000 | 2,720 |
| Total noninterest expense | $888,000 | 4,174 |
| Salaries and employee benefits | $497,000 | 4,070 |
| Premises and equipment expense | $78,000 | 4,733 |
| Additional noninterest expense | $313,000 | 4,010 |
| Pre-tax net operating income | $-235,000 | 6,556 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-235,000 | 6,556 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-235,000 | 6,556 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-235,000 | 6,556 |
| Net charge-offs | $55,000 | 1,793 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-235,000 | 6,558 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 6,089 |
| Total interest expense | $128,000 | 6,287 |
| Net interest income | $1,565,000 | 6,013 |
| Provision for loan and lease losses | $638,000 | 1,574 |
| Total noninterest income | $1,494,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $181,000 | 4,259 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,313,000 | 2,013 |
| Total noninterest expense | $4,004,000 | 3,919 |
| Salaries and employee benefits | $1,778,000 | 4,344 |
| Premises and equipment expense | $461,000 | 3,910 |
| Additional noninterest expense | $1,765,000 | 3,252 |
| Pre-tax net operating income | $-1,583,000 | 6,627 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-1,584,000 | 6,643 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,584,000 | 6,643 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,584,000 | 6,643 |
| Net charge-offs | $659,000 | 1,708 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-1,584,000 | 6,639 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,249,000 | 6,181 |
| Total interest expense | $96,000 | 6,374 |
| Net interest income | $1,153,000 | 6,088 |
| Provision for loan and lease losses | $125,000 | 3,137 |
| Total noninterest income | $1,422,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $122,000 | 4,481 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,300,000 | 1,721 |
| Total noninterest expense | $2,872,000 | 4,044 |
| Salaries and employee benefits | $1,247,000 | 4,519 |
| Premises and equipment expense | $370,000 | 3,795 |
| Additional noninterest expense | $1,255,000 | 3,381 |
| Pre-tax net operating income | $-422,000 | 6,591 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,000 | 4,622 |
| Income before extraordinary items | $-423,000 | 6,614 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-423,000 | 6,615 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-423,000 | 6,615 |
| Net charge-offs | $158,000 | 2,805 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-423,000 | 6,606 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $840,000 | 6,205 |
| Total interest expense | $73,000 | 6,343 |
| Net interest income | $767,000 | 6,106 |
| Provision for loan and lease losses | $125,000 | 2,665 |
| Total noninterest income | $1,337,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $72,000 | 4,675 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,265,000 | 1,340 |
| Total noninterest expense | $1,860,000 | 4,132 |
| Salaries and employee benefits | $797,000 | 4,652 |
| Premises and equipment expense | $272,000 | 3,570 |
| Additional noninterest expense | $791,000 | 3,529 |
| Pre-tax net operating income | $119,000 | 5,740 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $118,000 | 5,733 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $118,000 | 5,735 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $118,000 | 5,735 |
| Net charge-offs | $166,000 | 2,281 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $118,000 | 5,641 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $431,000 | 6,212 |
| Total interest expense | $38,000 | 6,400 |
| Net interest income | $393,000 | 6,123 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $872,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $34,000 | 4,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $838,000 | 1,114 |
| Total noninterest expense | $862,000 | 4,366 |
| Salaries and employee benefits | $387,000 | 4,754 |
| Premises and equipment expense | $174,000 | 3,031 |
| Additional noninterest expense | $301,000 | 4,206 |
| Pre-tax net operating income | $403,000 | 3,284 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $403,000 | 3,016 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $403,000 | 3,016 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $403,000 | 3,018 |
| Net charge-offs | $-63,000 | 6,757 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $403,000 | 2,930 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,863,000 | 6,228 |
| Total interest expense | $166,000 | 6,554 |
| Net interest income | $1,697,000 | 6,119 |
| Provision for loan and lease losses | $500,000 | 2,712 |
| Total noninterest income | $153,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $212,000 | 4,154 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-59,000 | 6,691 |
| Total noninterest expense | $3,331,000 | 4,492 |
| Salaries and employee benefits | $1,582,000 | 4,711 |
| Premises and equipment expense | $419,000 | 4,215 |
| Additional noninterest expense | $1,330,000 | 4,082 |
| Pre-tax net operating income | $-1,981,000 | 6,803 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $-1,982,000 | 6,836 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,982,000 | 6,833 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,982,000 | 6,834 |
| Net charge-offs | $2,180,000 | 1,096 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 99 |
| Net operating income | $-1,982,000 | 6,813 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 6,271 |
| Total interest expense | $128,000 | 6,664 |
| Net interest income | $1,341,000 | 6,148 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $86,000 | 6,290 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $167,000 | 4,114 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-81,000 | 6,888 |
| Total noninterest expense | $2,417,000 | 4,599 |
| Salaries and employee benefits | $1,147,000 | 4,808 |
| Premises and equipment expense | $323,000 | 4,206 |
| Additional noninterest expense | $947,000 | 4,253 |
| Pre-tax net operating income | $-990,000 | 6,827 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $-991,000 | 6,882 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-991,000 | 6,879 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-991,000 | 6,880 |
| Net charge-offs | $1,036,000 | 1,424 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 66 |
| Net operating income | $-991,000 | 6,846 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 6,241 |
| Total interest expense | $85,000 | 6,749 |
| Net interest income | $953,000 | 6,070 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $59,000 | 6,307 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $106,000 | 4,190 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-47,000 | 6,949 |
| Total noninterest expense | $1,523,000 | 4,767 |
| Salaries and employee benefits | $707,000 | 5,068 |
| Premises and equipment expense | $208,000 | 4,289 |
| Additional noninterest expense | $608,000 | 4,359 |
| Pre-tax net operating income | $-511,000 | 6,822 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $-512,000 | 6,871 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-512,000 | 6,871 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-512,000 | 6,872 |
| Net charge-offs | $445,000 | 1,901 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 47 |
| Net operating income | $-512,000 | 6,834 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $533,000 | 6,254 |
| Total interest expense | $42,000 | 6,836 |
| Net interest income | $491,000 | 6,068 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $-11,000 | 7,130 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $43,000 | 4,581 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-54,000 | 7,108 |
| Total noninterest expense | $732,000 | 4,888 |
| Salaries and employee benefits | $353,000 | 5,102 |
| Premises and equipment expense | $107,000 | 4,263 |
| Additional noninterest expense | $272,000 | 4,635 |
| Pre-tax net operating income | $-252,000 | 6,904 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-252,000 | 6,945 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-252,000 | 6,946 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-252,000 | 6,946 |
| Net charge-offs | $473,000 | 1,136 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 26 |
| Net operating income | $-252,000 | 6,906 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 6,252 |
| Total interest expense | $174,000 | 6,992 |
| Net interest income | $2,100,000 | 5,987 |
| Provision for loan and lease losses | $1,975,000 | 1,583 |
| Total noninterest income | $299,000 | 5,208 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $203,000 | 4,345 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $96,000 | 5,351 |
| Total noninterest expense | $2,758,000 | 5,107 |
| Salaries and employee benefits | $1,087,000 | 5,718 |
| Premises and equipment expense | $482,000 | 4,134 |
| Additional noninterest expense | $1,189,000 | 4,475 |
| Pre-tax net operating income | $-2,334,000 | 6,836 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $-2,335,000 | 6,878 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,335,000 | 6,877 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,335,000 | 6,878 |
| Net charge-offs | $404,000 | 3,430 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,335,000 | 6,865 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 6,304 |
| Total interest expense | $130,000 | 7,088 |
| Net interest income | $1,585,000 | 6,021 |
| Provision for loan and lease losses | $1,300,000 | 1,655 |
| Total noninterest income | $224,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $150,000 | 4,402 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $74,000 | 5,421 |
| Total noninterest expense | $1,987,000 | 5,201 |
| Salaries and employee benefits | $792,000 | 5,789 |
| Premises and equipment expense | $324,000 | 4,444 |
| Additional noninterest expense | $871,000 | 4,549 |
| Pre-tax net operating income | $-1,478,000 | 6,916 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $-1,479,000 | 6,977 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,479,000 | 6,978 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,479,000 | 6,978 |
| Net charge-offs | $32,000 | 5,264 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,479,000 | 6,950 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 6,409 |
| Total interest expense | $85,000 | 7,186 |
| Net interest income | $1,025,000 | 6,124 |
| Provision for loan and lease losses | $1,300,000 | 1,266 |
| Total noninterest income | $150,000 | 5,310 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $101,000 | 4,371 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 5,480 |
| Total noninterest expense | $1,327,000 | 5,259 |
| Salaries and employee benefits | $522,000 | 5,855 |
| Premises and equipment expense | $206,000 | 4,589 |
| Additional noninterest expense | $599,000 | 4,530 |
| Pre-tax net operating income | $-1,452,000 | 7,089 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $-1,453,000 | 7,133 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,453,000 | 7,134 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,453,000 | 7,134 |
| Net charge-offs | $50,000 | 4,446 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,453,000 | 7,120 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $523,000 | 6,547 |
| Total interest expense | $43,000 | 7,248 |
| Net interest income | $480,000 | 6,260 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $99,000 | 4,939 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $45,000 | 4,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $54,000 | 4,538 |
| Total noninterest expense | $707,000 | 5,135 |
| Salaries and employee benefits | $250,000 | 5,971 |
| Premises and equipment expense | $107,000 | 4,537 |
| Additional noninterest expense | $350,000 | 4,093 |
| Pre-tax net operating income | $-128,000 | 6,728 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-128,000 | 6,776 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-128,000 | 6,775 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-128,000 | 6,776 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-128,000 | 6,766 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,185,000 | 6,590 |
| Total interest expense | $198,000 | 7,332 |
| Net interest income | $1,987,000 | 6,256 |
| Provision for loan and lease losses | $395,000 | 4,470 |
| Total noninterest income | $427,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $78,000 | 5,806 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $349,000 | 3,719 |
| Total noninterest expense | $2,609,000 | 5,392 |
| Salaries and employee benefits | $982,000 | 6,067 |
| Premises and equipment expense | $451,000 | 4,456 |
| Additional noninterest expense | $1,176,000 | 4,666 |
| Pre-tax net operating income | $-590,000 | 6,297 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $-591,000 | 6,410 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-591,000 | 6,411 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-591,000 | 6,411 |
| Net charge-offs | $682,000 | 3,206 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-591,000 | 6,374 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,720,000 | 6,621 |
| Total interest expense | $153,000 | 7,443 |
| Net interest income | $1,567,000 | 6,253 |
| Provision for loan and lease losses | $36,000 | 6,452 |
| Total noninterest income | $423,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $136,000 | 4,671 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $287,000 | 3,608 |
| Total noninterest expense | $1,932,000 | 5,457 |
| Salaries and employee benefits | $790,000 | 5,974 |
| Premises and equipment expense | $329,000 | 4,605 |
| Additional noninterest expense | $813,000 | 4,878 |
| Pre-tax net operating income | $22,000 | 5,888 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $21,000 | 6,038 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $21,000 | 6,039 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $21,000 | 6,039 |
| Net charge-offs | $78,000 | 5,143 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $21,000 | 5,919 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,149,000 | 6,668 |
| Total interest expense | $103,000 | 7,510 |
| Net interest income | $1,046,000 | 6,276 |
| Provision for loan and lease losses | $36,000 | 6,064 |
| Total noninterest income | $320,000 | 4,123 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $88,000 | 4,706 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $232,000 | 3,243 |
| Total noninterest expense | $1,246,000 | 5,565 |
| Salaries and employee benefits | $505,000 | 6,094 |
| Premises and equipment expense | $215,000 | 4,668 |
| Additional noninterest expense | $526,000 | 4,951 |
| Pre-tax net operating income | $84,000 | 5,601 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $83,000 | 5,661 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $83,000 | 5,664 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $83,000 | 5,663 |
| Net charge-offs | $78,000 | 4,500 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $83,000 | 5,540 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $570,000 | 6,759 |
| Total interest expense | $51,000 | 7,630 |
| Net interest income | $519,000 | 6,360 |
| Provision for loan and lease losses | $36,000 | 5,192 |
| Total noninterest income | $177,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $43,000 | 4,750 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $134,000 | 3,024 |
| Total noninterest expense | $631,000 | 5,614 |
| Salaries and employee benefits | $252,000 | 6,177 |
| Premises and equipment expense | $111,000 | 4,666 |
| Additional noninterest expense | $268,000 | 4,915 |
| Pre-tax net operating income | $29,000 | 5,925 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $29,000 | 6,000 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $29,000 | 6,001 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $29,000 | 6,000 |
| Net charge-offs | $62,000 | 3,547 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $29,000 | 5,884 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 7,023 |
| Total interest expense | $312,000 | 7,561 |
| Net interest income | $1,732,000 | 6,650 |
| Provision for loan and lease losses | $349,000 | 5,067 |
| Total noninterest income | $475,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $177,000 | 4,856 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $298,000 | 3,995 |
| Total noninterest expense | $2,660,000 | 5,518 |
| Salaries and employee benefits | $1,013,000 | 6,211 |
| Premises and equipment expense | $442,000 | 4,732 |
| Additional noninterest expense | $1,205,000 | 4,733 |
| Pre-tax net operating income | $-802,000 | 6,167 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $-803,000 | 6,262 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-803,000 | 6,261 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-803,000 | 6,261 |
| Net charge-offs | $129,000 | 5,470 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 7,900 |
| Net operating income | $-803,000 | 6,266 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 7,117 |
| Total interest expense | $252,000 | 7,606 |
| Net interest income | $1,270,000 | 6,726 |
| Provision for loan and lease losses | $349,000 | 4,391 |
| Total noninterest income | $242,000 | 5,576 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $138,000 | 4,832 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $104,000 | 5,333 |
| Total noninterest expense | $1,894,000 | 5,672 |
| Salaries and employee benefits | $791,000 | 6,158 |
| Premises and equipment expense | $341,000 | 4,687 |
| Additional noninterest expense | $762,000 | 5,192 |
| Pre-tax net operating income | $-731,000 | 6,491 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-731,000 | 6,587 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-731,000 | 6,588 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-731,000 | 6,588 |
| Net charge-offs | $348,000 | 3,512 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 8,005 |
| Net operating income | $-731,000 | 6,588 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 7,190 |
| Total interest expense | $178,000 | 7,665 |
| Net interest income | $835,000 | 6,764 |
| Provision for loan and lease losses | $349,000 | 3,497 |
| Total noninterest income | $107,000 | 6,295 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $94,000 | 4,771 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $13,000 | 7,108 |
| Total noninterest expense | $1,194,000 | 5,864 |
| Salaries and employee benefits | $525,000 | 6,239 |
| Premises and equipment expense | $202,000 | 5,048 |
| Additional noninterest expense | $467,000 | 5,428 |
| Pre-tax net operating income | $-601,000 | 6,726 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-601,000 | 6,856 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-601,000 | 6,856 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-601,000 | 6,856 |
| Net charge-offs | $344,000 | 2,772 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 8,110 |
| Net operating income | $-601,000 | 6,843 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $510,000 | 7,238 |
| Total interest expense | $92,000 | 7,716 |
| Net interest income | $418,000 | 6,797 |
| Provision for loan and lease losses | $349,000 | 2,146 |
| Total noninterest income | $56,000 | 6,213 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $48,000 | 4,692 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $552,000 | 6,011 |
| Salaries and employee benefits | $241,000 | 6,474 |
| Premises and equipment expense | $95,000 | 5,244 |
| Additional noninterest expense | $216,000 | 5,392 |
| Pre-tax net operating income | $-427,000 | 7,242 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-427,000 | 7,372 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-427,000 | 7,373 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-427,000 | 7,373 |
| Net charge-offs | $344,000 | 1,662 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 8,173 |
| Net operating income | $-427,000 | 7,339 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 7,184 |
| Total interest expense | $360,000 | 7,899 |
| Net interest income | $1,838,000 | 6,605 |
| Provision for loan and lease losses | $677,000 | 3,298 |
| Total noninterest income | $310,000 | 5,771 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $232,000 | 4,515 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $78,000 | 6,249 |
| Total noninterest expense | $2,213,000 | 5,963 |
| Salaries and employee benefits | $842,000 | 6,803 |
| Premises and equipment expense | $403,000 | 5,061 |
| Additional noninterest expense | $968,000 | 4,924 |
| Pre-tax net operating income | $-742,000 | 6,895 |
| Securities gains (losses) | $-1,000 | 6,828 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-744,000 | 6,860 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-744,000 | 6,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 3,674 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $-7,000 | 8,198 |
| Net operating income | $-743,000 | 6,980 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 7,263 |
| Total interest expense | $254,000 | 8,032 |
| Net interest income | $1,405,000 | 6,613 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $246,000 | 5,747 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $178,000 | 4,497 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $68,000 | 6,176 |
| Total noninterest expense | $1,530,000 | 6,172 |
| Salaries and employee benefits | $632,000 | 6,807 |
| Premises and equipment expense | $299,000 | 5,120 |
| Additional noninterest expense | $599,000 | 5,430 |
| Pre-tax net operating income | $121,000 | 6,326 |
| Securities gains (losses) | $-1,000 | 7,156 |
| Applicable income taxes | $33,000 | 4,365 |
| Income before extraordinary items | $87,000 | 6,242 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $87,000 | 6,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $87,720 | 6,395 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 7,334 |
| Total interest expense | $164,000 | 8,135 |
| Net interest income | $937,000 | 6,612 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $177,000 | 5,688 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $115,000 | 4,568 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $62,000 | 5,823 |
| Total noninterest expense | $1,007,000 | 6,251 |
| Salaries and employee benefits | $413,000 | 6,905 |
| Premises and equipment expense | $207,000 | 5,044 |
| Additional noninterest expense | $387,000 | 5,515 |
| Pre-tax net operating income | $107,000 | 6,360 |
| Securities gains (losses) | $-1,000 | 7,955 |
| Applicable income taxes | $33,000 | 4,364 |
| Income before extraordinary items | $73,000 | 6,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $73,000 | 6,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $73,690 | 6,471 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $547,000 | 7,423 |
| Total interest expense | $87,000 | 8,166 |
| Net interest income | $460,000 | 6,700 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $111,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $55,000 | 4,609 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $56,000 | 4,821 |
| Total noninterest expense | $516,000 | 6,219 |
| Salaries and employee benefits | $211,000 | 6,887 |
| Premises and equipment expense | $106,000 | 4,999 |
| Additional noninterest expense | $199,000 | 5,392 |
| Pre-tax net operating income | $55,000 | 6,549 |
| Securities gains (losses) | $-1,000 | 8,175 |
| Applicable income taxes | $22,000 | 4,307 |
| Income before extraordinary items | $32,000 | 6,839 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $32,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $32,640 | 6,745 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,278,000 | 7,351 |
| Total interest expense | $417,000 | 8,067 |
| Net interest income | $1,861,000 | 6,681 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $274,000 | 6,207 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $238,000 | 4,556 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $36,000 | 7,395 |
| Total noninterest expense | $2,085,000 | 6,111 |
| Salaries and employee benefits | $850,000 | 6,843 |
| Premises and equipment expense | $395,000 | 5,065 |
| Additional noninterest expense | $840,000 | 5,185 |
| Pre-tax net operating income | $50,000 | 7,290 |
| Securities gains (losses) | $-83,000 | 8,105 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $-34,000 | 7,558 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-34,000 | 7,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $-9,000 | 8,410 |
| Net operating income | $49,000 | 7,292 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 7,389 |
| Total interest expense | $313,000 | 8,118 |
| Net interest income | $1,401,000 | 6,715 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $200,000 | 6,301 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $164,000 | 4,744 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $36,000 | 7,171 |
| Total noninterest expense | $1,427,000 | 6,331 |
| Salaries and employee benefits | $634,000 | 6,826 |
| Premises and equipment expense | $286,000 | 5,148 |
| Additional noninterest expense | $507,000 | 5,783 |
| Pre-tax net operating income | $174,000 | 7,063 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $75,000 | 4,666 |
| Income before extraordinary items | $99,000 | 7,279 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $99,000 | 7,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $99,000 | 7,265 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 7,415 |
| Total interest expense | $208,000 | 8,178 |
| Net interest income | $956,000 | 6,683 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $125,000 | 6,468 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $100,000 | 4,947 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $25,000 | 7,165 |
| Total noninterest expense | $956,000 | 6,368 |
| Salaries and employee benefits | $432,000 | 6,821 |
| Premises and equipment expense | $190,000 | 5,178 |
| Additional noninterest expense | $334,000 | 5,821 |
| Pre-tax net operating income | $125,000 | 7,118 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $59,000 | 4,625 |
| Income before extraordinary items | $66,000 | 7,365 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $66,000 | 7,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $66,000 | 7,356 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $574,000 | 7,470 |
| Total interest expense | $103,000 | 8,224 |
| Net interest income | $471,000 | 6,747 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $55,000 | 6,682 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $44,000 | 5,130 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $447,000 | 6,568 |
| Salaries and employee benefits | $213,000 | 6,893 |
| Premises and equipment expense | $94,000 | 5,233 |
| Additional noninterest expense | $140,000 | 6,307 |
| Pre-tax net operating income | $79,000 | 6,933 |
| Securities gains (losses) | $-26,000 | 8,406 |
| Applicable income taxes | $31,000 | 4,589 |
| Income before extraordinary items | $22,000 | 7,590 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $22,000 | 7,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $38,640 | 7,323 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,221,000 | 7,369 |
| Total interest expense | $409,000 | 8,078 |
| Net interest income | $1,812,000 | 6,785 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $263,000 | 6,441 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $234,000 | 4,655 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,722 |
| Total noninterest expense | $2,691,000 | 5,248 |
| Salaries and employee benefits | $884,000 | 6,706 |
| Premises and equipment expense | $393,000 | 4,973 |
| Additional noninterest expense | $1,414,000 | 3,456 |
| Pre-tax net operating income | $-616,000 | 8,308 |
| Securities gains (losses) | $-60,000 | 8,005 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $-677,000 | 8,365 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-677,000 | 8,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $-15,000 | 8,577 |
| Net operating income | $-617,000 | 8,335 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 7,414 |
| Total interest expense | $304,000 | 8,126 |
| Net interest income | $1,354,000 | 6,875 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $200,000 | 6,461 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $168,000 | 4,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,453 |
| Total noninterest expense | $1,405,000 | 6,337 |
| Salaries and employee benefits | $690,000 | 6,595 |
| Premises and equipment expense | $282,000 | 5,139 |
| Additional noninterest expense | $433,000 | 6,174 |
| Pre-tax net operating income | $149,000 | 7,632 |
| Securities gains (losses) | $-40,000 | 8,101 |
| Applicable income taxes | $46,000 | 5,490 |
| Income before extraordinary items | $63,000 | 7,900 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $63,000 | 7,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $88,600 | 7,790 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 7,451 |
| Total interest expense | $198,000 | 8,147 |
| Net interest income | $894,000 | 6,934 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $138,000 | 6,394 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $114,000 | 4,721 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,365 |
| Total noninterest expense | $921,000 | 6,398 |
| Salaries and employee benefits | $451,000 | 6,681 |
| Premises and equipment expense | $185,000 | 5,180 |
| Additional noninterest expense | $285,000 | 6,229 |
| Pre-tax net operating income | $111,000 | 7,625 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $41,000 | 5,369 |
| Income before extraordinary items | $70,000 | 7,766 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $70,000 | 7,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $70,000 | 7,769 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $517,000 | 7,553 |
| Total interest expense | $91,000 | 8,206 |
| Net interest income | $426,000 | 7,070 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $70,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $59,000 | 4,577 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,462 |
| Total noninterest expense | $458,000 | 6,423 |
| Salaries and employee benefits | $223,000 | 6,729 |
| Premises and equipment expense | $92,000 | 5,213 |
| Additional noninterest expense | $143,000 | 6,200 |
| Pre-tax net operating income | $38,000 | 7,834 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $13,000 | 5,626 |
| Income before extraordinary items | $25,000 | 7,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,000 | 7,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $25,000 | 7,913 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,083,000 | 7,373 |
| Total interest expense | $306,000 | 8,169 |
| Net interest income | $1,777,000 | 6,923 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $310,000 | 6,261 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $261,000 | 4,488 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $49,000 | 7,413 |
| Total noninterest expense | $1,850,000 | 6,349 |
| Salaries and employee benefits | $850,000 | 6,785 |
| Premises and equipment expense | $389,000 | 4,940 |
| Additional noninterest expense | $611,000 | 6,004 |
| Pre-tax net operating income | $237,000 | 7,597 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $70,000 | 5,638 |
| Income before extraordinary items | $167,000 | 7,726 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $167,000 | 7,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $167,000 | 7,691 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 7,413 |
| Total interest expense | $223,000 | 8,200 |
| Net interest income | $1,322,000 | 6,985 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $219,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $192,000 | 4,547 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,758 |
| Total noninterest expense | $1,373,000 | 6,344 |
| Salaries and employee benefits | $645,000 | 6,740 |
| Premises and equipment expense | $278,000 | 5,085 |
| Additional noninterest expense | $450,000 | 6,016 |
| Pre-tax net operating income | $168,000 | 7,756 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $50,000 | 5,792 |
| Income before extraordinary items | $118,000 | 7,863 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $118,000 | 7,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $118,000 | 7,832 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,014,000 | 7,430 |
| Total interest expense | $142,000 | 8,213 |
| Net interest income | $872,000 | 7,003 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $142,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $124,000 | 4,588 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $18,000 | 7,744 |
| Total noninterest expense | $919,000 | 6,335 |
| Salaries and employee benefits | $435,000 | 6,723 |
| Premises and equipment expense | $189,000 | 5,007 |
| Additional noninterest expense | $295,000 | 6,052 |
| Pre-tax net operating income | $95,000 | 7,870 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $25,000 | 5,980 |
| Income before extraordinary items | $70,000 | 7,958 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $70,000 | 7,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $70,000 | 7,921 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $511,000 | 7,440 |
| Total interest expense | $61,000 | 8,369 |
| Net interest income | $450,000 | 6,976 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $67,000 | 6,520 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $57,000 | 4,704 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $453,000 | 6,408 |
| Salaries and employee benefits | $212,000 | 6,836 |
| Premises and equipment expense | $91,000 | 5,179 |
| Additional noninterest expense | $150,000 | 6,007 |
| Pre-tax net operating income | $64,000 | 7,716 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $18,000 | 5,732 |
| Income before extraordinary items | $46,000 | 7,831 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $46,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $46,000 | 7,805 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 7,342 |
| Total interest expense | $169,000 | 8,559 |
| Net interest income | $1,869,000 | 6,807 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $327,000 | 6,224 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $282,000 | 4,455 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,534 |
| Total noninterest expense | $1,815,000 | 6,339 |
| Salaries and employee benefits | $843,000 | 6,800 |
| Premises and equipment expense | $346,000 | 5,257 |
| Additional noninterest expense | $626,000 | 5,847 |
| Pre-tax net operating income | $381,000 | 7,154 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $143,000 | 5,157 |
| Income before extraordinary items | $238,000 | 7,469 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $238,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $229,000 | 4,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $238,000 | 7,418 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 7,342 |
| Total interest expense | $119,000 | 8,641 |
| Net interest income | $1,423,000 | 6,780 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $250,000 | 6,228 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $215,000 | 4,451 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 7,515 |
| Total noninterest expense | $1,343,000 | 6,338 |
| Salaries and employee benefits | $640,000 | 6,738 |
| Premises and equipment expense | $252,000 | 5,316 |
| Additional noninterest expense | $451,000 | 5,932 |
| Pre-tax net operating income | $330,000 | 7,047 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $132,000 | 5,014 |
| Income before extraordinary items | $198,000 | 7,495 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $198,000 | 7,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $229,000 | 3,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $198,000 | 7,433 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,041,000 | 7,355 |
| Total interest expense | $77,000 | 8,715 |
| Net interest income | $964,000 | 6,757 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $168,000 | 6,218 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $144,000 | 4,417 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,531 |
| Total noninterest expense | $881,000 | 6,423 |
| Salaries and employee benefits | $421,000 | 6,810 |
| Premises and equipment expense | $157,000 | 5,529 |
| Additional noninterest expense | $303,000 | 5,952 |
| Pre-tax net operating income | $251,000 | 6,818 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $103,000 | 4,808 |
| Income before extraordinary items | $148,000 | 7,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $148,000 | 7,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $229,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $148,000 | 7,279 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $534,000 | 7,346 |
| Total interest expense | $39,000 | 8,754 |
| Net interest income | $495,000 | 6,711 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $80,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $70,000 | 4,409 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $416,000 | 6,648 |
| Salaries and employee benefits | $203,000 | 6,936 |
| Premises and equipment expense | $80,000 | 5,517 |
| Additional noninterest expense | $133,000 | 6,356 |
| Pre-tax net operating income | $159,000 | 6,326 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $66,000 | 4,439 |
| Income before extraordinary items | $93,000 | 7,012 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $93,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $93,000 | 6,923 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 7,311 |
| Total interest expense | $200,000 | 8,745 |
| Net interest income | $2,056,000 | 6,506 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $257,000 | 6,906 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $214,000 | 5,114 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $43,000 | 7,740 |
| Total noninterest expense | $1,683,000 | 6,559 |
| Salaries and employee benefits | $832,000 | 6,802 |
| Premises and equipment expense | $309,000 | 5,590 |
| Additional noninterest expense | $542,000 | 6,298 |
| Pre-tax net operating income | $630,000 | 6,242 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $260,000 | 4,502 |
| Income before extraordinary items | $370,000 | 6,943 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $370,000 | 6,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $229,000 | 4,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $370,000 | 6,792 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 7,342 |
| Total interest expense | $160,000 | 8,811 |
| Net interest income | $1,561,000 | 6,502 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $179,000 | 7,088 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $143,000 | 5,411 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 7,634 |
| Total noninterest expense | $1,224,000 | 6,646 |
| Salaries and employee benefits | $617,000 | 6,841 |
| Premises and equipment expense | $221,000 | 5,697 |
| Additional noninterest expense | $386,000 | 6,447 |
| Pre-tax net operating income | $516,000 | 6,213 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $213,000 | 4,559 |
| Income before extraordinary items | $303,000 | 6,934 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $303,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $228,000 | 3,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $303,000 | 6,767 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 7,371 |
| Total interest expense | $117,000 | 8,825 |
| Net interest income | $1,041,000 | 6,515 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $123,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $89,000 | 5,523 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $34,000 | 7,176 |
| Total noninterest expense | $824,000 | 6,614 |
| Salaries and employee benefits | $418,000 | 6,829 |
| Premises and equipment expense | $150,000 | 5,648 |
| Additional noninterest expense | $256,000 | 6,459 |
| Pre-tax net operating income | $340,000 | 6,241 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $140,000 | 4,611 |
| Income before extraordinary items | $200,000 | 6,967 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $200,000 | 6,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $200,000 | 6,773 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $583,000 | 7,399 |
| Total interest expense | $63,000 | 8,855 |
| Net interest income | $520,000 | 6,535 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $55,000 | 7,195 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 5,485 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $403,000 | 6,688 |
| Salaries and employee benefits | $208,000 | 6,865 |
| Premises and equipment expense | $73,000 | 5,718 |
| Additional noninterest expense | $122,000 | 6,602 |
| Pre-tax net operating income | $172,000 | 6,204 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $71,000 | 4,565 |
| Income before extraordinary items | $101,000 | 6,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 6,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $101,000 | 6,714 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,235,000 | 7,612 |
| Total interest expense | $315,000 | 8,859 |
| Net interest income | $1,920,000 | 6,755 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $245,000 | 6,909 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $177,000 | 5,503 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $68,000 | 7,131 |
| Total noninterest expense | $1,678,000 | 6,502 |
| Salaries and employee benefits | $842,000 | 6,734 |
| Premises and equipment expense | $363,000 | 4,974 |
| Additional noninterest expense | $473,000 | 6,661 |
| Pre-tax net operating income | $487,000 | 6,813 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $206,000 | 5,067 |
| Income before extraordinary items | $281,000 | 7,417 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $281,000 | 7,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $153,000 | 5,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $281,000 | 7,313 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,455,000 | 7,799 |
| Total interest expense | $674,000 | 8,675 |
| Net interest income | $1,781,000 | 6,824 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $343,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $179,000 | 5,405 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $164,000 | 5,346 |
| Total noninterest expense | $1,708,000 | 6,322 |
| Salaries and employee benefits | $830,000 | 6,659 |
| Premises and equipment expense | $316,000 | 5,361 |
| Additional noninterest expense | $562,000 | 6,082 |
| Pre-tax net operating income | $416,000 | 6,905 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $199,000 | 5,042 |
| Income before extraordinary items | $217,000 | 7,618 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $217,000 | 7,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $229,000 | 4,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $217,000 | 7,493 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,653,000 | 7,751 |
| Total interest expense | $866,000 | 8,496 |
| Net interest income | $1,787,000 | 6,945 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $257,000 | 6,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,624 |
| Total noninterest expense | $1,639,000 | 6,392 |
| Salaries and employee benefits | $795,000 | 6,752 |
| Premises and equipment expense | $325,000 | 5,187 |
| Additional noninterest expense | $519,000 | 6,284 |
| Pre-tax net operating income | $405,000 | 7,445 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $146,000 | 5,972 |
| Income before extraordinary items | $259,000 | 7,727 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $259,000 | 7,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,928 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $259,000 | 7,724 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,636,000 | 7,760 |
| Total interest expense | $856,000 | 8,550 |
| Net interest income | $1,780,000 | 7,042 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $432,000 | 5,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 4,447 |
| Total noninterest expense | $1,669,000 | 6,362 |
| Salaries and employee benefits | $766,000 | 6,918 |
| Premises and equipment expense | $318,000 | 5,295 |
| Additional noninterest expense | $585,000 | 5,917 |
| Pre-tax net operating income | $543,000 | 6,942 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $230,000 | 5,400 |
| Income before extraordinary items | $313,000 | 7,514 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $313,000 | 7,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $229,000 | 5,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $313,000 | 7,489 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 7,812 |
| Total interest expense | $1,033,000 | 8,331 |
| Net interest income | $1,721,000 | 7,237 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $497,000 | 4,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 4,071 |
| Total noninterest expense | $1,712,000 | 6,206 |
| Salaries and employee benefits | $814,000 | 6,624 |
| Premises and equipment expense | $326,000 | 5,117 |
| Additional noninterest expense | $572,000 | 5,934 |
| Pre-tax net operating income | $506,000 | 7,330 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $176,000 | 6,476 |
| Income before extraordinary items | $330,000 | 7,647 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $330,000 | 7,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $330,000 | 7,563 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,761,000 | 8,054 |
| Total interest expense | $1,046,000 | 8,566 |
| Net interest income | $1,715,000 | 7,516 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $468,000 | 5,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 4,734 |
| Total noninterest expense | $1,790,000 | 6,084 |
| Salaries and employee benefits | $873,000 | 6,420 |
| Premises and equipment expense | $330,000 | 5,120 |
| Additional noninterest expense | $587,000 | 5,887 |
| Pre-tax net operating income | $393,000 | 8,481 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $157,000 | 7,502 |
| Income before extraordinary items | $236,000 | 8,866 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $236,000 | 8,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $229,000 | 5,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $236,000 | 8,832 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,845,000 | 8,215 |
| Total interest expense | $979,000 | 9,084 |
| Net interest income | $1,866,000 | 7,435 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $618,000 | 4,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 3,375 |
| Total noninterest expense | $1,896,000 | 6,171 |
| Salaries and employee benefits | $916,000 | 6,388 |
| Premises and equipment expense | $398,000 | 4,556 |
| Additional noninterest expense | $582,000 | 6,469 |
| Pre-tax net operating income | $588,000 | 7,490 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $245,000 | 6,513 |
| Income before extraordinary items | $343,000 | 8,053 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $343,000 | 8,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $343,000 | 8,000 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 8,452 |
| Total interest expense | $927,000 | 9,512 |
| Net interest income | $1,913,000 | 7,500 |
| Provision for loan and lease losses | $34,000 | 6,948 |
| Total noninterest income | $371,000 | 6,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,675 |
| Total noninterest expense | $2,198,000 | 5,569 |
| Salaries and employee benefits | $918,000 | 6,473 |
| Premises and equipment expense | $415,000 | 4,383 |
| Additional noninterest expense | $865,000 | 4,924 |
| Pre-tax net operating income | $52,000 | 11,294 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $15,000 | 10,835 |
| Income before extraordinary items | $37,000 | 11,361 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $37,000 | 11,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,096 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $37,000 | 11,324 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 8,311 |
| Total interest expense | $704,000 | 10,072 |
| Net interest income | $2,151,000 | 7,194 |
| Provision for loan and lease losses | $195,000 | 3,075 |
| Total noninterest income | $497,000 | 5,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 5,282 |
| Total noninterest expense | $2,559,000 | 5,053 |
| Salaries and employee benefits | $932,000 | 6,452 |
| Premises and equipment expense | $485,000 | 3,904 |
| Additional noninterest expense | $1,142,000 | 4,236 |
| Pre-tax net operating income | $-106,000 | 12,206 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-36,000 | 12,171 |
| Income before extraordinary items | $-70,000 | 12,130 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-70,000 | 12,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-70,000 | 12,144 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,950,000 | 8,425 |
| Total interest expense | $674,000 | 10,739 |
| Net interest income | $2,276,000 | 6,977 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $357,000 | 6,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 7,354 |
| Total noninterest expense | $2,028,000 | 6,256 |
| Salaries and employee benefits | $819,000 | 7,208 |
| Premises and equipment expense | $389,000 | 4,823 |
| Additional noninterest expense | $820,000 | 5,807 |
| Pre-tax net operating income | $605,000 | 7,916 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $250,000 | 6,790 |
| Income before extraordinary items | $355,000 | 8,884 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $355,000 | 9,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $229,000 | 5,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $355,000 | 8,628 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 8,345 |
| Total interest expense | $835,000 | 11,171 |
| Net interest income | $2,554,000 | 6,497 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $416,000 | 6,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 7,254 |
| Total noninterest expense | $2,022,000 | 6,319 |
| Salaries and employee benefits | $825,000 | 7,103 |
| Premises and equipment expense | $351,000 | 5,357 |
| Additional noninterest expense | $846,000 | 5,816 |
| Pre-tax net operating income | $948,000 | 5,865 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $416,000 | 4,647 |
| Income before extraordinary items | $532,000 | 7,056 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $532,000 | 7,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 12,801 |
| Cash dividends | $229,000 | 4,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $532,000 | 6,690 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.