Home > Pamrapo Savings Bank, SLA > Income and Expense
Pamrapo Savings Bank, SLA, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,686,000 | 1,073 |
| Total interest expense | $4,264,000 | 1,054 |
| Net interest income | $10,422,000 | 1,069 |
| Provision for loan and lease losses | $1,800,000 | 1,356 |
| Total noninterest income | $481,000 | 3,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $481,000 | 2,139 |
| Total noninterest expense | $10,464,000 | 948 |
| Salaries and employee benefits | $3,512,000 | 1,413 |
| Premises and equipment expense | $1,235,000 | 1,077 |
| Additional noninterest expense | $5,717,000 | 639 |
| Pre-tax net operating income | $-1,361,000 | 7,133 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $159,000 | 2,353 |
| Income before extraordinary items | $-1,520,000 | 7,245 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,520,000 | 7,244 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,520,000 | 7,245 |
| Net charge-offs | $1,462,000 | 1,380 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,520,000 | 7,237 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,466,000 | 1,074 |
| Total interest expense | $2,191,000 | 1,074 |
| Net interest income | $5,275,000 | 1,061 |
| Provision for loan and lease losses | $700,000 | 1,467 |
| Total noninterest income | $252,000 | 3,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $252,000 | 2,051 |
| Total noninterest expense | $4,502,000 | 1,109 |
| Salaries and employee benefits | $1,692,000 | 1,483 |
| Premises and equipment expense | $626,000 | 1,095 |
| Additional noninterest expense | $2,184,000 | 822 |
| Pre-tax net operating income | $325,000 | 3,231 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $75,000 | 2,410 |
| Income before extraordinary items | $250,000 | 3,484 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $250,000 | 3,481 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $250,000 | 3,483 |
| Net charge-offs | $513,000 | 1,562 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $250,000 | 3,357 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $31,915,000 | 1,078 |
| Total interest expense | $11,493,000 | 1,033 |
| Net interest income | $20,422,000 | 1,070 |
| Provision for loan and lease losses | $4,025,000 | 1,653 |
| Total noninterest income | $1,795,000 | 2,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,795,000 | 1,483 |
| Total noninterest expense | $23,610,000 | 889 |
| Salaries and employee benefits | $8,466,000 | 1,157 |
| Premises and equipment expense | $2,629,000 | 1,032 |
| Additional noninterest expense | $12,515,000 | 651 |
| Pre-tax net operating income | $-5,418,000 | 7,215 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-369,000 | 6,937 |
| Income before extraordinary items | $-5,049,000 | 7,268 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,049,000 | 7,268 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,049,000 | 7,268 |
| Net charge-offs | $3,313,000 | 1,514 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,049,000 | 7,287 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,082,000 | 1,089 |
| Total interest expense | $9,061,000 | 1,035 |
| Net interest income | $15,021,000 | 1,097 |
| Provision for loan and lease losses | $2,225,000 | 1,781 |
| Total noninterest income | $1,526,000 | 2,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,526,000 | 1,374 |
| Total noninterest expense | $16,539,000 | 948 |
| Salaries and employee benefits | $6,260,000 | 1,187 |
| Premises and equipment expense | $1,986,000 | 1,036 |
| Additional noninterest expense | $8,293,000 | 691 |
| Pre-tax net operating income | $-2,217,000 | 7,105 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $375,000 | 1,699 |
| Income before extraordinary items | $-2,592,000 | 7,308 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,592,000 | 7,307 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,592,000 | 7,308 |
| Net charge-offs | $1,410,000 | 1,829 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,592,000 | 7,298 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,383,000 | 1,085 |
| Total interest expense | $6,352,000 | 1,041 |
| Net interest income | $10,031,000 | 1,096 |
| Provision for loan and lease losses | $1,375,000 | 1,727 |
| Total noninterest income | $1,207,000 | 1,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,207,000 | 1,256 |
| Total noninterest expense | $12,286,000 | 868 |
| Salaries and employee benefits | $4,205,000 | 1,199 |
| Premises and equipment expense | $1,322,000 | 1,065 |
| Additional noninterest expense | $6,759,000 | 588 |
| Pre-tax net operating income | $-2,423,000 | 7,481 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $294,000 | 1,552 |
| Income before extraordinary items | $-2,717,000 | 7,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,717,000 | 7,599 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,717,000 | 7,599 |
| Net charge-offs | $753,000 | 1,905 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,717,000 | 7,609 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,385,000 | 1,057 |
| Total interest expense | $3,298,000 | 1,051 |
| Net interest income | $5,087,000 | 1,072 |
| Provision for loan and lease losses | $525,000 | 1,728 |
| Total noninterest income | $862,000 | 1,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $862,000 | 948 |
| Total noninterest expense | $4,376,000 | 1,144 |
| Salaries and employee benefits | $2,197,000 | 1,153 |
| Premises and equipment expense | $658,000 | 1,085 |
| Additional noninterest expense | $1,521,000 | 1,105 |
| Pre-tax net operating income | $1,048,000 | 1,232 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $379,000 | 872 |
| Income before extraordinary items | $669,000 | 1,609 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $669,000 | 1,610 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $669,000 | 1,611 |
| Net charge-offs | $145,000 | 2,457 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $669,000 | 1,530 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $35,450,000 | 1,070 |
| Total interest expense | $15,406,000 | 1,046 |
| Net interest income | $20,044,000 | 1,085 |
| Provision for loan and lease losses | $1,630,000 | 2,051 |
| Total noninterest income | $2,174,000 | 2,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,174,000 | 1,225 |
| Total noninterest expense | $15,588,000 | 1,260 |
| Salaries and employee benefits | $8,418,000 | 1,183 |
| Premises and equipment expense | $2,747,000 | 1,010 |
| Additional noninterest expense | $4,423,000 | 1,402 |
| Pre-tax net operating income | $5,000,000 | 1,107 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,001,000 | 679 |
| Income before extraordinary items | $2,999,000 | 1,370 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,999,000 | 1,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $507,000 | 2,779 |
| Cash dividends | $3,800,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,999,000 | 1,465 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $26,722,000 | 1,088 |
| Total interest expense | $11,968,000 | 1,049 |
| Net interest income | $14,754,000 | 1,139 |
| Provision for loan and lease losses | $580,000 | 2,525 |
| Total noninterest income | $1,557,000 | 2,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,557,000 | 1,331 |
| Total noninterest expense | $10,974,000 | 1,305 |
| Salaries and employee benefits | $6,306,000 | 1,208 |
| Premises and equipment expense | $2,047,000 | 1,025 |
| Additional noninterest expense | $2,621,000 | 1,696 |
| Pre-tax net operating income | $4,757,000 | 1,065 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,763,000 | 719 |
| Income before extraordinary items | $2,994,000 | 1,247 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,994,000 | 1,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,555 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,994,000 | 1,315 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $18,002,000 | 1,097 |
| Total interest expense | $8,454,000 | 1,024 |
| Net interest income | $9,548,000 | 1,164 |
| Provision for loan and lease losses | $228,000 | 2,944 |
| Total noninterest income | $976,000 | 2,276 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $976,000 | 1,424 |
| Total noninterest expense | $6,806,000 | 1,409 |
| Salaries and employee benefits | $4,062,000 | 1,277 |
| Premises and equipment expense | $1,361,000 | 1,024 |
| Additional noninterest expense | $1,383,000 | 2,059 |
| Pre-tax net operating income | $3,490,000 | 1,022 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,277,000 | 756 |
| Income before extraordinary items | $2,213,000 | 1,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,213,000 | 1,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,213,000 | 1,235 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,176,000 | 1,104 |
| Total interest expense | $4,437,000 | 1,054 |
| Net interest income | $4,739,000 | 1,154 |
| Provision for loan and lease losses | $77,000 | 3,104 |
| Total noninterest income | $482,000 | 2,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $482,000 | 1,459 |
| Total noninterest expense | $3,420,000 | 1,399 |
| Salaries and employee benefits | $2,078,000 | 1,257 |
| Premises and equipment expense | $681,000 | 1,022 |
| Additional noninterest expense | $661,000 | 2,118 |
| Pre-tax net operating income | $1,724,000 | 1,110 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $632,000 | 844 |
| Income before extraordinary items | $1,092,000 | 1,385 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,092,000 | 1,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,092,000 | 1,346 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $37,273,000 | 1,140 |
| Total interest expense | $18,086,000 | 1,084 |
| Net interest income | $19,187,000 | 1,160 |
| Provision for loan and lease losses | $670,000 | 1,906 |
| Total noninterest income | $2,182,000 | 2,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,182,000 | 1,295 |
| Total noninterest expense | $13,432,000 | 1,372 |
| Salaries and employee benefits | $8,154,000 | 1,221 |
| Premises and equipment expense | $2,630,000 | 991 |
| Additional noninterest expense | $2,648,000 | 2,070 |
| Pre-tax net operating income | $7,267,000 | 1,165 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,641,000 | 899 |
| Income before extraordinary items | $4,626,000 | 1,396 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,626,000 | 1,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $846,000 | 1,161 |
| Cash dividends | $3,800,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 8,399 |
| Net operating income | $4,626,000 | 1,384 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $28,027,000 | 1,144 |
| Total interest expense | $13,532,000 | 1,084 |
| Net interest income | $14,495,000 | 1,156 |
| Provision for loan and lease losses | $520,000 | 1,519 |
| Total noninterest income | $1,695,000 | 2,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,695,000 | 1,267 |
| Total noninterest expense | $9,794,000 | 1,397 |
| Salaries and employee benefits | $5,903,000 | 1,269 |
| Premises and equipment expense | $1,936,000 | 1,005 |
| Additional noninterest expense | $1,955,000 | 2,058 |
| Pre-tax net operating income | $5,876,000 | 1,162 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,155,000 | 907 |
| Income before extraordinary items | $3,721,000 | 1,375 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,721,000 | 1,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,327 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,721,000 | 1,365 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $18,685,000 | 1,153 |
| Total interest expense | $8,951,000 | 1,095 |
| Net interest income | $9,734,000 | 1,166 |
| Provision for loan and lease losses | $370,000 | 1,308 |
| Total noninterest income | $1,232,000 | 1,921 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,232,000 | 1,204 |
| Total noninterest expense | $6,658,000 | 1,390 |
| Salaries and employee benefits | $4,054,000 | 1,257 |
| Premises and equipment expense | $1,298,000 | 1,006 |
| Additional noninterest expense | $1,306,000 | 2,064 |
| Pre-tax net operating income | $3,938,000 | 1,197 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,443,000 | 951 |
| Income before extraordinary items | $2,495,000 | 1,417 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,495,000 | 1,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,785 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,495,000 | 1,397 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,376,000 | 1,139 |
| Total interest expense | $4,410,000 | 1,103 |
| Net interest income | $4,966,000 | 1,128 |
| Provision for loan and lease losses | $195,000 | 1,191 |
| Total noninterest income | $620,000 | 1,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $620,000 | 1,163 |
| Total noninterest expense | $3,382,000 | 1,377 |
| Salaries and employee benefits | $2,084,000 | 1,232 |
| Premises and equipment expense | $642,000 | 1,033 |
| Additional noninterest expense | $656,000 | 2,000 |
| Pre-tax net operating income | $2,009,000 | 1,170 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $743,000 | 933 |
| Income before extraordinary items | $1,266,000 | 1,387 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,266,000 | 1,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,266,000 | 1,377 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $37,677,000 | 1,045 |
| Total interest expense | $15,984,000 | 1,041 |
| Net interest income | $21,693,000 | 1,027 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $2,247,000 | 2,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,247,000 | 1,244 |
| Total noninterest expense | $13,561,000 | 1,323 |
| Salaries and employee benefits | $8,173,000 | 1,192 |
| Premises and equipment expense | $2,586,000 | 969 |
| Additional noninterest expense | $2,802,000 | 1,878 |
| Pre-tax net operating income | $10,379,000 | 946 |
| Securities gains (losses) | $430,000 | 262 |
| Applicable income taxes | $4,040,000 | 752 |
| Income before extraordinary items | $6,769,000 | 1,104 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,769,000 | 1,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,859 |
| Cash dividends | $5,000,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,493,800 | 1,125 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $28,285,000 | 1,044 |
| Total interest expense | $11,595,000 | 1,048 |
| Net interest income | $16,690,000 | 1,021 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,545,000 | 2,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,545,000 | 1,339 |
| Total noninterest expense | $10,189,000 | 1,325 |
| Salaries and employee benefits | $6,125,000 | 1,209 |
| Premises and equipment expense | $1,959,000 | 967 |
| Additional noninterest expense | $2,105,000 | 1,847 |
| Pre-tax net operating income | $8,046,000 | 960 |
| Securities gains (losses) | $430,000 | 230 |
| Applicable income taxes | $3,169,000 | 765 |
| Income before extraordinary items | $5,307,000 | 1,090 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,307,000 | 1,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,015 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,031,800 | 1,134 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $18,780,000 | 1,024 |
| Total interest expense | $7,424,000 | 1,026 |
| Net interest income | $11,356,000 | 995 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,010,000 | 2,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,010,000 | 1,343 |
| Total noninterest expense | $6,841,000 | 1,329 |
| Salaries and employee benefits | $4,145,000 | 1,199 |
| Premises and equipment expense | $1,299,000 | 970 |
| Additional noninterest expense | $1,397,000 | 1,867 |
| Pre-tax net operating income | $5,525,000 | 932 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,060,000 | 781 |
| Income before extraordinary items | $3,465,000 | 1,109 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,465,000 | 1,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,307 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,465,000 | 1,090 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,307,000 | 1,002 |
| Total interest expense | $3,526,000 | 1,028 |
| Net interest income | $5,781,000 | 981 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $485,000 | 2,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $485,000 | 1,368 |
| Total noninterest expense | $3,285,000 | 1,376 |
| Salaries and employee benefits | $1,942,000 | 1,278 |
| Premises and equipment expense | $666,000 | 953 |
| Additional noninterest expense | $677,000 | 1,927 |
| Pre-tax net operating income | $2,981,000 | 852 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,121,000 | 723 |
| Income before extraordinary items | $1,860,000 | 1,030 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,860,000 | 1,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,413 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,860,000 | 1,012 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $36,514,000 | 902 |
| Total interest expense | $12,432,000 | 901 |
| Net interest income | $24,082,000 | 891 |
| Provision for loan and lease losses | $110,000 | 4,684 |
| Total noninterest income | $2,450,000 | 1,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,450,000 | 1,176 |
| Total noninterest expense | $13,293,000 | 1,295 |
| Salaries and employee benefits | $8,230,000 | 1,127 |
| Premises and equipment expense | $2,521,000 | 956 |
| Additional noninterest expense | $2,542,000 | 1,985 |
| Pre-tax net operating income | $13,129,000 | 755 |
| Securities gains (losses) | $100,000 | 702 |
| Applicable income taxes | $5,097,000 | 629 |
| Income before extraordinary items | $8,132,000 | 886 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,132,000 | 886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-228,000 | 8,743 |
| Cash dividends | $6,000,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,068,000 | 875 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $27,325,000 | 873 |
| Total interest expense | $9,034,000 | 878 |
| Net interest income | $18,291,000 | 866 |
| Provision for loan and lease losses | $105,000 | 4,091 |
| Total noninterest income | $1,910,000 | 1,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,910,000 | 1,161 |
| Total noninterest expense | $10,038,000 | 1,272 |
| Salaries and employee benefits | $6,273,000 | 1,099 |
| Premises and equipment expense | $1,863,000 | 954 |
| Additional noninterest expense | $1,902,000 | 1,959 |
| Pre-tax net operating income | $10,058,000 | 734 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,907,000 | 628 |
| Income before extraordinary items | $6,151,000 | 875 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,151,000 | 876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-196,000 | 8,746 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,151,000 | 856 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $18,152,000 | 848 |
| Total interest expense | $5,860,000 | 850 |
| Net interest income | $12,292,000 | 854 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $1,317,000 | 1,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,317,000 | 1,101 |
| Total noninterest expense | $6,832,000 | 1,241 |
| Salaries and employee benefits | $4,369,000 | 1,041 |
| Premises and equipment expense | $1,257,000 | 931 |
| Additional noninterest expense | $1,206,000 | 2,040 |
| Pre-tax net operating income | $6,677,000 | 731 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,619,000 | 622 |
| Income before extraordinary items | $4,058,000 | 858 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,058,000 | 858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-111,000 | 8,683 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,058,000 | 837 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,013,000 | 836 |
| Total interest expense | $2,887,000 | 830 |
| Net interest income | $6,126,000 | 843 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $624,000 | 1,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $624,000 | 1,142 |
| Total noninterest expense | $3,308,000 | 1,285 |
| Salaries and employee benefits | $2,102,000 | 1,081 |
| Premises and equipment expense | $616,000 | 962 |
| Additional noninterest expense | $590,000 | 2,078 |
| Pre-tax net operating income | $3,382,000 | 722 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,360,000 | 608 |
| Income before extraordinary items | $2,022,000 | 859 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,022,000 | 860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,541 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,022,000 | 840 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $35,903,000 | 785 |
| Total interest expense | $11,400,000 | 732 |
| Net interest income | $24,503,000 | 815 |
| Provision for loan and lease losses | $82,000 | 5,293 |
| Total noninterest income | $2,691,000 | 1,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,691,000 | 1,060 |
| Total noninterest expense | $13,419,000 | 1,221 |
| Salaries and employee benefits | $8,513,000 | 1,011 |
| Premises and equipment expense | $2,443,000 | 918 |
| Additional noninterest expense | $2,463,000 | 1,979 |
| Pre-tax net operating income | $13,693,000 | 657 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $5,501,000 | 566 |
| Income before extraordinary items | $8,192,000 | 808 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,192,000 | 808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,149 |
| Cash dividends | $4,000,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,192,000 | 781 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $26,861,000 | 780 |
| Total interest expense | $8,490,000 | 719 |
| Net interest income | $18,371,000 | 803 |
| Provision for loan and lease losses | $30,000 | 5,981 |
| Total noninterest income | $1,888,000 | 1,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,888,000 | 1,131 |
| Total noninterest expense | $9,890,000 | 1,239 |
| Salaries and employee benefits | $6,322,000 | 1,014 |
| Premises and equipment expense | $1,752,000 | 978 |
| Additional noninterest expense | $1,816,000 | 1,978 |
| Pre-tax net operating income | $10,339,000 | 666 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $4,135,000 | 565 |
| Income before extraordinary items | $6,204,000 | 807 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,204,000 | 808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,548 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,204,000 | 771 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $17,719,000 | 784 |
| Total interest expense | $5,611,000 | 709 |
| Net interest income | $12,108,000 | 803 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $1,308,000 | 1,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,308,000 | 1,104 |
| Total noninterest expense | $6,603,000 | 1,227 |
| Salaries and employee benefits | $4,259,000 | 1,008 |
| Premises and equipment expense | $1,159,000 | 989 |
| Additional noninterest expense | $1,185,000 | 2,026 |
| Pre-tax net operating income | $6,793,000 | 666 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,712,000 | 568 |
| Income before extraordinary items | $4,081,000 | 806 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,081,000 | 806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,038 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,081,000 | 772 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,814,000 | 807 |
| Total interest expense | $2,823,000 | 722 |
| Net interest income | $5,991,000 | 820 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $630,000 | 1,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $630,000 | 1,095 |
| Total noninterest expense | $3,208,000 | 1,273 |
| Salaries and employee benefits | $2,113,000 | 1,021 |
| Premises and equipment expense | $571,000 | 1,026 |
| Additional noninterest expense | $524,000 | 2,264 |
| Pre-tax net operating income | $3,403,000 | 652 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,351,000 | 577 |
| Income before extraordinary items | $2,052,000 | 811 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,052,000 | 811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,052,000 | 762 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $36,494,000 | 778 |
| Total interest expense | $13,437,000 | 659 |
| Net interest income | $23,057,000 | 829 |
| Provision for loan and lease losses | $84,000 | 5,577 |
| Total noninterest income | $2,803,000 | 1,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,803,000 | 1,137 |
| Total noninterest expense | $12,435,000 | 1,308 |
| Salaries and employee benefits | $7,488,000 | 1,129 |
| Premises and equipment expense | $2,496,000 | 897 |
| Additional noninterest expense | $2,451,000 | 1,960 |
| Pre-tax net operating income | $13,341,000 | 661 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $5,325,000 | 591 |
| Income before extraordinary items | $8,016,000 | 810 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,016,000 | 812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 2,452 |
| Cash dividends | $5,000,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,016,000 | 760 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $27,436,000 | 793 |
| Total interest expense | $10,530,000 | 667 |
| Net interest income | $16,906,000 | 861 |
| Provision for loan and lease losses | $80,000 | 5,120 |
| Total noninterest income | $2,172,000 | 1,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,172,000 | 1,165 |
| Total noninterest expense | $9,339,000 | 1,313 |
| Salaries and employee benefits | $5,647,000 | 1,122 |
| Premises and equipment expense | $1,865,000 | 915 |
| Additional noninterest expense | $1,827,000 | 1,961 |
| Pre-tax net operating income | $9,659,000 | 707 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,866,000 | 633 |
| Income before extraordinary items | $5,793,000 | 878 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,793,000 | 879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,116 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,793,000 | 809 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $18,508,000 | 795 |
| Total interest expense | $7,179,000 | 670 |
| Net interest income | $11,329,000 | 861 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $1,377,000 | 1,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,377,000 | 1,213 |
| Total noninterest expense | $6,176,000 | 1,319 |
| Salaries and employee benefits | $3,762,000 | 1,132 |
| Premises and equipment expense | $1,237,000 | 923 |
| Additional noninterest expense | $1,177,000 | 2,035 |
| Pre-tax net operating income | $6,470,000 | 703 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,588,000 | 624 |
| Income before extraordinary items | $3,882,000 | 874 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,882,000 | 875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,290 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,882,000 | 800 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,269,000 | 803 |
| Total interest expense | $3,625,000 | 670 |
| Net interest income | $5,644,000 | 865 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $638,000 | 1,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $638,000 | 1,231 |
| Total noninterest expense | $2,994,000 | 1,350 |
| Salaries and employee benefits | $1,816,000 | 1,170 |
| Premises and equipment expense | $641,000 | 897 |
| Additional noninterest expense | $537,000 | 2,190 |
| Pre-tax net operating income | $3,258,000 | 704 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,300,000 | 629 |
| Income before extraordinary items | $1,958,000 | 858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,958,000 | 858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,958,000 | 786 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $37,887,000 | 792 |
| Total interest expense | $15,295,000 | 734 |
| Net interest income | $22,592,000 | 856 |
| Provision for loan and lease losses | $634,000 | 1,967 |
| Total noninterest income | $2,740,000 | 1,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,740,000 | 1,063 |
| Total noninterest expense | $12,286,000 | 1,249 |
| Salaries and employee benefits | $7,657,000 | 1,039 |
| Premises and equipment expense | $2,482,000 | 875 |
| Additional noninterest expense | $2,147,000 | 2,160 |
| Pre-tax net operating income | $12,412,000 | 706 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $4,906,000 | 600 |
| Income before extraordinary items | $7,506,000 | 841 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,506,000 | 840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,839 |
| Cash dividends | $5,000,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,506,000 | 811 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $36,403,000 | 940 |
| Total interest expense | $17,591,000 | 927 |
| Net interest income | $18,812,000 | 950 |
| Provision for loan and lease losses | $459,000 | 2,361 |
| Total noninterest income | $2,268,000 | 1,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,268,000 | 1,139 |
| Total noninterest expense | $12,247,000 | 1,200 |
| Salaries and employee benefits | $6,886,000 | 1,078 |
| Premises and equipment expense | $2,782,000 | 761 |
| Additional noninterest expense | $2,579,000 | 1,778 |
| Pre-tax net operating income | $8,374,000 | 904 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,020,000 | 843 |
| Income before extraordinary items | $5,354,000 | 1,026 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,354,000 | 1,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,995 |
| Cash dividends | $5,000,000 | 611 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,354,000 | 983 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $32,924,000 | 1,073 |
| Total interest expense | $15,498,000 | 1,126 |
| Net interest income | $17,426,000 | 999 |
| Provision for loan and lease losses | $208,000 | 3,659 |
| Total noninterest income | $1,902,000 | 1,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,902,000 | 1,176 |
| Total noninterest expense | $11,692,000 | 1,189 |
| Salaries and employee benefits | $7,129,000 | 983 |
| Premises and equipment expense | $2,438,000 | 820 |
| Additional noninterest expense | $2,125,000 | 2,041 |
| Pre-tax net operating income | $7,428,000 | 1,022 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $2,680,000 | 908 |
| Income before extraordinary items | $4,750,000 | 1,117 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,750,000 | 1,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,405 |
| Cash dividends | $7,000,000 | 482 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,748,720 | 1,120 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $31,024,000 | 1,056 |
| Total interest expense | $13,661,000 | 1,113 |
| Net interest income | $17,363,000 | 1,011 |
| Provision for loan and lease losses | $299,000 | 2,709 |
| Total noninterest income | $1,763,000 | 2,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,763,000 | 1,256 |
| Total noninterest expense | $11,016,000 | 1,254 |
| Salaries and employee benefits | $6,569,000 | 1,049 |
| Premises and equipment expense | $2,288,000 | 879 |
| Additional noninterest expense | $2,159,000 | 2,018 |
| Pre-tax net operating income | $7,811,000 | 1,006 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,814,000 | 925 |
| Income before extraordinary items | $4,997,000 | 1,098 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,997,000 | 1,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,942 |
| Cash dividends | $5,000,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,997,000 | 1,075 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $28,731,000 | 1,133 |
| Total interest expense | $12,440,000 | 1,254 |
| Net interest income | $16,291,000 | 1,037 |
| Provision for loan and lease losses | $225,000 | 3,261 |
| Total noninterest income | $1,521,000 | 2,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,521,000 | 1,387 |
| Total noninterest expense | $10,546,000 | 1,257 |
| Salaries and employee benefits | $5,982,000 | 1,087 |
| Premises and equipment expense | $2,218,000 | 881 |
| Additional noninterest expense | $2,346,000 | 1,803 |
| Pre-tax net operating income | $7,041,000 | 1,073 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,518,000 | 1,012 |
| Income before extraordinary items | $4,523,000 | 1,182 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,523,000 | 1,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $539,000 | 1,191 |
| Cash dividends | $7,000,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,523,000 | 1,147 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $28,121,000 | 1,194 |
| Total interest expense | $11,885,000 | 1,326 |
| Net interest income | $16,236,000 | 1,083 |
| Provision for loan and lease losses | $586,000 | 1,574 |
| Total noninterest income | $1,560,000 | 2,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,560,000 | 1,292 |
| Total noninterest expense | $9,148,000 | 1,435 |
| Salaries and employee benefits | $5,296,000 | 1,239 |
| Premises and equipment expense | $1,792,000 | 1,116 |
| Additional noninterest expense | $2,060,000 | 2,031 |
| Pre-tax net operating income | $8,062,000 | 1,015 |
| Securities gains (losses) | $112,000 | 942 |
| Applicable income taxes | $2,941,000 | 949 |
| Income before extraordinary items | $5,233,000 | 1,048 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,233,000 | 1,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $690,000 | 1,041 |
| Cash dividends | $7,000,000 | 481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,161,320 | 1,041 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,794,000 | 1,235 |
| Total interest expense | $11,692,000 | 1,387 |
| Net interest income | $16,102,000 | 1,130 |
| Provision for loan and lease losses | $644,000 | 1,430 |
| Total noninterest income | $585,000 | 4,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $585,000 | 2,612 |
| Total noninterest expense | $11,536,000 | 1,248 |
| Salaries and employee benefits | $5,181,000 | 1,292 |
| Premises and equipment expense | $1,621,000 | 1,268 |
| Additional noninterest expense | $4,734,000 | 1,183 |
| Pre-tax net operating income | $4,507,000 | 1,606 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,591,000 | 1,518 |
| Income before extraordinary items | $2,916,000 | 1,707 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,916,000 | 1,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $569,000 | 1,293 |
| Cash dividends | $8,400,000 | 477 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,916,000 | 1,671 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $29,294,000 | 1,185 |
| Total interest expense | $11,454,000 | 1,420 |
| Net interest income | $17,840,000 | 1,033 |
| Provision for loan and lease losses | $411,000 | 1,826 |
| Total noninterest income | $864,000 | 3,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $864,000 | 1,994 |
| Total noninterest expense | $9,287,000 | 1,531 |
| Salaries and employee benefits | $5,096,000 | 1,304 |
| Premises and equipment expense | $1,498,000 | 1,377 |
| Additional noninterest expense | $2,693,000 | 1,853 |
| Pre-tax net operating income | $9,006,000 | 900 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $3,130,000 | 895 |
| Income before extraordinary items | $5,876,000 | 923 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,876,000 | 923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,150,000 | 803 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $5,876,000 | 920 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $30,330,000 | 1,040 |
| Total interest expense | $10,652,000 | 1,234 |
| Net interest income | $19,678,000 | 937 |
| Provision for loan and lease losses | $495,000 | 1,556 |
| Total noninterest income | $1,070,000 | 2,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,070,000 | 1,760 |
| Total noninterest expense | $9,000,000 | 1,634 |
| Salaries and employee benefits | $4,995,000 | 1,355 |
| Premises and equipment expense | $1,502,000 | 1,385 |
| Additional noninterest expense | $2,503,000 | 2,133 |
| Pre-tax net operating income | $11,253,000 | 728 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $3,994,000 | 682 |
| Income before extraordinary items | $7,259,000 | 739 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,259,000 | 742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,098 |
| Cash dividends | $6,000,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $1,340,000 | 372 |
| Net operating income | $7,259,000 | 746 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $31,871,000 | 1,007 |
| Total interest expense | $11,990,000 | 1,124 |
| Net interest income | $19,881,000 | 931 |
| Provision for loan and lease losses | $1,224,000 | 1,140 |
| Total noninterest income | $1,030,000 | 3,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,030,000 | 1,997 |
| Total noninterest expense | $9,162,000 | 1,651 |
| Salaries and employee benefits | $4,721,000 | 1,431 |
| Premises and equipment expense | $1,331,000 | 1,583 |
| Additional noninterest expense | $3,110,000 | 1,862 |
| Pre-tax net operating income | $10,525,000 | 692 |
| Securities gains (losses) | $-23,000 | 12,945 |
| Applicable income taxes | $3,755,000 | 687 |
| Income before extraordinary items | $6,747,000 | 776 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,747,000 | 805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,392 |
| Cash dividends | $4,000,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,761,720 | 728 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $33,456,000 | 1,083 |
| Total interest expense | $16,794,000 | 1,077 |
| Net interest income | $16,662,000 | 1,120 |
| Provision for loan and lease losses | $2,168,000 | 1,090 |
| Total noninterest income | $962,000 | 3,424 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $962,000 | 2,062 |
| Total noninterest expense | $8,782,000 | 1,727 |
| Salaries and employee benefits | $4,414,000 | 1,502 |
| Premises and equipment expense | $1,265,000 | 1,679 |
| Additional noninterest expense | $3,103,000 | 1,951 |
| Pre-tax net operating income | $6,674,000 | 970 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,337,000 | 1,592 |
| Income before extraordinary items | $5,337,000 | 894 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,337,000 | 897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,687,000 | 1,086 |
| Cash dividends | $2,500,000 | 692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,337,000 | 813 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.