Home > Pamrapo Savings Bank, SLA > Assets and Liabilities
Pamrapo Savings Bank, SLA, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 84 | 1,859 |
| Assets and Liabilities | ||
| Total Assets: | $528,629,000 | 1,292 |
| Cash and due from depository institutions | $20,058,000 | 1,859 |
| Interest-bearing balances | $13,949,000 | 2,159 |
| Securities | $82,595,000 | 1,562 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $410,596,000 | 1,091 |
| Loan loss allowance | $4,626,000 | 1,702 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,455,000 | 3,902 |
| Other real estate owned | $789,000 | 1,859 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $12,136,000 | 1,712 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $528,629,000 | 1,292 |
| Total liabilities | $482,236,000 | 1,280 |
| Total deposits | $435,088,000 | 1,270 |
| Interest-bearing deposits | $398,898,000 | 1,206 |
| Deposits held in domestic offices | $435,088,000 | 1,269 |
| % insured | 91.50% | 3,056 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $41,000,000 | 929 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,148,000 | 867 |
| Total equity capital | $46,393,000 | 1,478 |
| Total bank equity capital | $46,393,000 | 1,476 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $17,000 | 6,803 |
| Surplus | $18,474,000 | 1,677 |
| Undivided profits | $27,902,000 | 1,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $22,055,000 | 797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,453,000 | 1,230 |
| Earning assets | $507,140,000 | 1,235 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $545,985,330 | 1,249 |
| Average Assets, quarterly | $539,710,000 | 1,268 |
| Volatile liabilities | $132,352,000 | 1,069 |
| Insider loans | $2,509,000 | 2,539 |
| FHLB advances | $41,000,000 | 865 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $10,764,000 | 3,853 |
| Tier 1 (core) risk-based capital | $48,010,000 | 1,317 |
| Tier 2 risk-based capital | $4,441,000 | 1,287 |
| Total risk weighted assets | $355,251,000 | 1,332 |
| Total unused commitments | $10,764,000 | 3,860 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 85 | 1,856 |
| Assets and Liabilities | ||
| Total Assets: | $550,791,000 | 1,269 |
| Cash and due from depository institutions | $20,513,000 | 1,856 |
| Interest-bearing balances | $13,833,000 | 2,141 |
| Securities | $93,016,000 | 1,408 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $420,958,000 | 1,089 |
| Loan loss allowance | $4,475,000 | 1,776 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,533,000 | 3,905 |
| Other real estate owned | $789,000 | 1,856 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $12,982,000 | 1,658 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $550,791,000 | 1,269 |
| Total liabilities | $502,653,000 | 1,256 |
| Total deposits | $439,982,000 | 1,281 |
| Interest-bearing deposits | $403,268,000 | 1,218 |
| Deposits held in domestic offices | $439,982,000 | 1,280 |
| % insured | 90.88% | 3,369 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $56,000,000 | 765 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $6,671,000 | 830 |
| Total equity capital | $48,138,000 | 1,408 |
| Total bank equity capital | $48,138,000 | 1,408 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $17,000 | 6,896 |
| Surplus | $18,474,000 | 1,709 |
| Undivided profits | $29,647,000 | 1,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $22,035,000 | 822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,773,000 | 1,096 |
| Earning assets | $527,807,000 | 1,211 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $554,663,500 | 1,249 |
| Average Assets, quarterly | $554,663,500 | 1,249 |
| Volatile liabilities | $147,055,000 | 998 |
| Insider loans | $3,006,000 | 2,275 |
| FHLB advances | $56,000,000 | 698 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,819,000 | 3,463 |
| Tier 1 (core) risk-based capital | $49,780,000 | 1,279 |
| Tier 2 risk-based capital | $4,475,000 | 1,322 |
| Total risk weighted assets | $368,863,000 | 1,327 |
| Total unused commitments | $13,819,000 | 3,467 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 87 | 1,833 |
| Assets and Liabilities | ||
| Total Assets: | $558,536,000 | 1,251 |
| Cash and due from depository institutions | $21,887,000 | 1,833 |
| Interest-bearing balances | $14,814,000 | 1,754 |
| Securities | $99,801,000 | 1,293 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $421,668,000 | 1,113 |
| Loan loss allowance | $4,288,000 | 1,819 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,615,000 | 3,882 |
| Other real estate owned | $384,000 | 1,833 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $12,181,000 | 1,800 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $558,536,000 | 1,251 |
| Total liabilities | $510,678,000 | 1,238 |
| Total deposits | $449,337,000 | 1,247 |
| Interest-bearing deposits | $412,256,000 | 1,183 |
| Deposits held in domestic offices | $449,337,000 | 1,244 |
| % insured | 89.77% | 3,814 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $51,000,000 | 900 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $10,341,000 | 592 |
| Total equity capital | $47,858,000 | 1,397 |
| Total bank equity capital | $47,858,000 | 1,397 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $17,000 | 6,963 |
| Surplus | $18,474,000 | 1,705 |
| Undivided profits | $29,367,000 | 1,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $20,248,000 | 861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,651,000 | 1,209 |
| Earning assets | $536,283,000 | 1,181 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $580,099,600 | 1,194 |
| Average Assets, quarterly | $565,551,000 | 1,237 |
| Volatile liabilities | $145,796,000 | 1,019 |
| Insider loans | $2,963,000 | 2,369 |
| FHLB advances | $51,000,000 | 831 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $16,856,000 | 3,088 |
| Tier 1 (core) risk-based capital | $49,530,000 | 1,263 |
| Tier 2 risk-based capital | $4,288,000 | 1,390 |
| Total risk weighted assets | $367,894,000 | 1,364 |
| Total unused commitments | $16,856,000 | 3,089 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 88 | 1,837 |
| Assets and Liabilities | ||
| Total Assets: | $572,566,000 | 1,241 |
| Cash and due from depository institutions | $27,991,000 | 1,837 |
| Interest-bearing balances | $21,789,000 | 1,144 |
| Securities | $105,804,000 | 1,211 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $422,141,000 | 1,133 |
| Loan loss allowance | $4,391,000 | 1,747 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,701,000 | 3,831 |
| Other real estate owned | $923,000 | 1,837 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $13,006,000 | 1,516 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $572,566,000 | 1,241 |
| Total liabilities | $523,463,000 | 1,214 |
| Total deposits | $452,556,000 | 1,243 |
| Interest-bearing deposits | $414,118,000 | 1,187 |
| Deposits held in domestic offices | $452,556,000 | 1,240 |
| % insured | 89.18% | 4,240 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $59,000,000 | 836 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $11,907,000 | 577 |
| Total equity capital | $49,103,000 | 1,412 |
| Total bank equity capital | $49,103,000 | 1,412 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $17,000 | 7,040 |
| Surplus | $18,474,000 | 1,706 |
| Undivided profits | $30,612,000 | 1,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $19,293,000 | 901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,854,000 | 1,210 |
| Earning assets | $549,734,000 | 1,178 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $585,490,500 | 1,190 |
| Average Assets, quarterly | $574,853,500 | 1,225 |
| Volatile liabilities | $156,945,000 | 971 |
| Insider loans | $3,332,000 | 2,165 |
| FHLB advances | $59,000,000 | 762 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $16,195,000 | 3,284 |
| Tier 1 (core) risk-based capital | $51,987,000 | 1,217 |
| Tier 2 risk-based capital | $4,391,000 | 1,369 |
| Total risk weighted assets | $373,518,000 | 1,365 |
| Total unused commitments | $16,195,000 | 3,286 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 89 | 1,853 |
| Assets and Liabilities | ||
| Total Assets: | $577,141,000 | 1,241 |
| Cash and due from depository institutions | $23,414,000 | 1,853 |
| Interest-bearing balances | $16,007,000 | 1,299 |
| Securities | $113,879,000 | 1,098 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $422,979,000 | 1,157 |
| Loan loss allowance | $4,198,000 | 1,732 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,754,000 | 3,829 |
| Other real estate owned | $426,000 | 1,853 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $13,689,000 | 1,500 |
| Life insurance assets | $298,000 | 3,552 |
| Total liabilities and capital | $577,141,000 | 1,241 |
| Total liabilities | $528,244,000 | 1,224 |
| Total deposits | $454,303,000 | 1,243 |
| Interest-bearing deposits | $415,179,000 | 1,196 |
| Deposits held in domestic offices | $454,303,000 | 1,239 |
| % insured | 80.19% | 3,660 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $62,000,000 | 834 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $11,941,000 | 585 |
| Total equity capital | $48,897,000 | 1,406 |
| Total bank equity capital | $48,897,000 | 1,406 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $17,000 | 7,123 |
| Surplus | $18,474,000 | 1,710 |
| Undivided profits | $30,406,000 | 1,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $17,905,000 | 900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,813,000 | 1,195 |
| Earning assets | $552,865,000 | 1,186 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $589,798,670 | 1,208 |
| Average Assets, quarterly | $585,016,500 | 1,222 |
| Volatile liabilities | $159,573,000 | 970 |
| Insider loans | $3,385,000 | 2,180 |
| FHLB advances | $62,000,000 | 757 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $14,677,000 | 3,563 |
| Tier 1 (core) risk-based capital | $51,861,000 | 1,233 |
| Tier 2 risk-based capital | $4,198,000 | 1,426 |
| Total risk weighted assets | $375,089,000 | 1,395 |
| Total unused commitments | $14,677,000 | 3,565 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 86 | 1,932 |
| Assets and Liabilities | ||
| Total Assets: | $592,892,000 | 1,214 |
| Cash and due from depository institutions | $19,528,000 | 1,932 |
| Interest-bearing balances | $14,048,000 | 1,259 |
| Securities | $123,059,000 | 1,024 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $431,089,000 | 1,156 |
| Loan loss allowance | $3,956,000 | 1,734 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,843,000 | 3,814 |
| Other real estate owned | $426,000 | 1,932 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $15,947,000 | 1,295 |
| Life insurance assets | $1,076,000 | 2,907 |
| Total liabilities and capital | $592,892,000 | 1,214 |
| Total liabilities | $540,709,000 | 1,200 |
| Total deposits | $440,152,000 | 1,280 |
| Interest-bearing deposits | $396,998,000 | 1,247 |
| Deposits held in domestic offices | $440,152,000 | 1,276 |
| % insured | 81.75% | 3,278 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $91,600,000 | 640 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $8,957,000 | 724 |
| Total equity capital | $52,183,000 | 1,320 |
| Total bank equity capital | $52,183,000 | 1,317 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $17,000 | 7,166 |
| Surplus | $18,474,000 | 1,686 |
| Undivided profits | $33,692,000 | 1,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $14,816,000 | 948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,116,000 | 1,084 |
| Earning assets | $568,196,000 | 1,158 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $596,127,500 | 1,197 |
| Average Assets, quarterly | $596,127,500 | 1,197 |
| Volatile liabilities | $190,747,000 | 825 |
| Insider loans | $3,627,000 | 2,112 |
| FHLB advances | $91,600,000 | 562 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $14,707,000 | 3,676 |
| Tier 1 (core) risk-based capital | $55,248,000 | 1,162 |
| Tier 2 risk-based capital | $3,956,000 | 1,478 |
| Total risk weighted assets | $380,474,000 | 1,386 |
| Total unused commitments | $14,707,000 | 3,679 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 87 | 1,933 |
| Assets and Liabilities | ||
| Total Assets: | $599,363,000 | 1,185 |
| Cash and due from depository institutions | $14,357,000 | 1,933 |
| Interest-bearing balances | $7,091,000 | 1,436 |
| Securities | $129,549,000 | 950 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $437,914,000 | 1,134 |
| Loan loss allowance | $3,576,000 | 1,837 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,929,000 | 3,784 |
| Other real estate owned | $426,000 | 1,933 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $14,188,000 | 1,440 |
| Life insurance assets | $1,194,000 | 2,835 |
| Total liabilities and capital | $599,363,000 | 1,185 |
| Total liabilities | $547,904,000 | 1,169 |
| Total deposits | $450,839,000 | 1,199 |
| Interest-bearing deposits | $406,370,000 | 1,170 |
| Deposits held in domestic offices | $450,839,000 | 1,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $89,500,000 | 714 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $7,565,000 | 837 |
| Total equity capital | $51,459,000 | 1,319 |
| Total bank equity capital | $51,459,000 | 1,319 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $17,000 | 7,212 |
| Surplus | $18,474,000 | 1,659 |
| Undivided profits | $32,968,000 | 1,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,724,000 | 1,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,888,000 | 1,237 |
| Earning assets | $574,554,000 | 1,122 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $622,511,400 | 1,077 |
| Average Assets, quarterly | $597,685,500 | 1,175 |
| Volatile liabilities | $196,542,000 | 797 |
| Insider loans | $4,349,000 | 1,818 |
| FHLB advances | $89,500,000 | 633 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $15,552,000 | 3,563 |
| Tier 1 (core) risk-based capital | $54,578,000 | 1,161 |
| Tier 2 risk-based capital | $3,576,000 | 1,602 |
| Total risk weighted assets | $381,441,000 | 1,374 |
| Total unused commitments | $15,552,000 | 3,565 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 85 | 2,005 |
| Assets and Liabilities | ||
| Total Assets: | $596,008,000 | 1,174 |
| Cash and due from depository institutions | $8,168,000 | 2,005 |
| Interest-bearing balances | $574,000 | 3,529 |
| Securities | $134,216,000 | 892 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $436,552,000 | 1,127 |
| Loan loss allowance | $3,016,000 | 1,934 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,005,000 | 3,726 |
| Other real estate owned | $474,000 | 2,005 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $13,593,000 | 1,472 |
| Life insurance assets | $1,245,000 | 2,804 |
| Total liabilities and capital | $596,008,000 | 1,174 |
| Total liabilities | $538,818,000 | 1,155 |
| Total deposits | $451,791,000 | 1,176 |
| Interest-bearing deposits | $413,925,000 | 1,124 |
| Deposits held in domestic offices | $451,791,000 | 1,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $79,800,000 | 796 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,227,000 | 840 |
| Total equity capital | $57,190,000 | 1,176 |
| Total bank equity capital | $57,190,000 | 1,176 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $17,000 | 7,274 |
| Surplus | $18,474,000 | 1,631 |
| Undivided profits | $38,699,000 | 900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,089,000 | 1,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,986,000 | 1,269 |
| Earning assets | $571,342,000 | 1,119 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $628,298,500 | 1,063 |
| Average Assets, quarterly | $600,722,500 | 1,141 |
| Volatile liabilities | $188,340,000 | 801 |
| Insider loans | $3,403,000 | 2,223 |
| FHLB advances | $79,800,000 | 726 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $19,559,000 | 3,270 |
| Tier 1 (core) risk-based capital | $58,442,000 | 1,092 |
| Tier 2 risk-based capital | $3,016,000 | 1,787 |
| Total risk weighted assets | $380,814,000 | 1,377 |
| Total unused commitments | $19,559,000 | 3,273 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 83 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $605,437,000 | 1,138 |
| Cash and due from depository institutions | $18,406,000 | 2,088 |
| Interest-bearing balances | $9,448,000 | 697 |
| Securities | $138,393,000 | 877 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $431,649,000 | 1,123 |
| Loan loss allowance | $2,679,000 | 2,083 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,111,000 | 3,639 |
| Other real estate owned | $474,000 | 2,088 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $13,404,000 | 1,449 |
| Life insurance assets | $1,502,000 | 2,644 |
| Total liabilities and capital | $605,437,000 | 1,138 |
| Total liabilities | $549,023,000 | 1,128 |
| Total deposits | $472,655,000 | 1,097 |
| Interest-bearing deposits | $428,806,000 | 1,058 |
| Deposits held in domestic offices | $472,655,000 | 1,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $71,000,000 | 852 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $5,368,000 | 1,063 |
| Total equity capital | $56,414,000 | 1,199 |
| Total bank equity capital | $56,414,000 | 1,199 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $17,000 | 7,337 |
| Surplus | $18,474,000 | 1,610 |
| Undivided profits | $37,923,000 | 931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,275,000 | 1,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,752,000 | 1,340 |
| Earning assets | $579,490,000 | 1,085 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $639,062,000 | 1,040 |
| Average Assets, quarterly | $629,470,500 | 1,072 |
| Volatile liabilities | $179,381,000 | 851 |
| Insider loans | $2,760,000 | 2,571 |
| FHLB advances | $71,000,000 | 787 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $20,583,000 | 3,253 |
| Tier 1 (core) risk-based capital | $57,662,000 | 1,096 |
| Tier 2 risk-based capital | $2,679,000 | 1,947 |
| Total risk weighted assets | $351,082,000 | 1,486 |
| Total unused commitments | $21,620,000 | 3,163 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 81 | 2,144 |
| Assets and Liabilities | ||
| Total Assets: | $653,504,000 | 1,032 |
| Cash and due from depository institutions | $67,048,000 | 2,144 |
| Interest-bearing balances | $56,682,000 | 129 |
| Securities | $139,490,000 | 867 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $429,810,000 | 1,097 |
| Loan loss allowance | $2,519,000 | 2,116 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,227,000 | 3,526 |
| Other real estate owned | $474,000 | 2,144 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $13,455,000 | 1,400 |
| Life insurance assets | $1,562,000 | 2,602 |
| Total liabilities and capital | $653,504,000 | 1,032 |
| Total liabilities | $598,240,000 | 1,009 |
| Total deposits | $509,676,000 | 1,008 |
| Interest-bearing deposits | $466,902,000 | 963 |
| Deposits held in domestic offices | $509,676,000 | 1,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $84,000,000 | 707 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,564,000 | 1,300 |
| Total equity capital | $55,264,000 | 1,261 |
| Total bank equity capital | $55,264,000 | 1,261 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $17,000 | 7,371 |
| Surplus | $18,474,000 | 1,602 |
| Undivided profits | $36,773,000 | 1,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,724,000 | 1,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,970,000 | 1,274 |
| Earning assets | $625,982,000 | 987 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $655,874,500 | 1,022 |
| Average Assets, quarterly | $655,874,500 | 1,022 |
| Volatile liabilities | $191,037,000 | 767 |
| Insider loans | $2,804,000 | 2,495 |
| FHLB advances | $84,000,000 | 647 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $22,542,000 | 3,134 |
| Tier 1 (core) risk-based capital | $56,541,000 | 1,124 |
| Tier 2 risk-based capital | $2,519,000 | 2,001 |
| Total risk weighted assets | $359,026,000 | 1,438 |
| Total unused commitments | $22,542,000 | 3,136 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 86 | 2,013 |
| Assets and Liabilities | ||
| Total Assets: | $658,245,000 | 1,024 |
| Cash and due from depository institutions | $67,326,000 | 2,013 |
| Interest-bearing balances | $58,405,000 | 105 |
| Securities | $135,201,000 | 876 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $439,245,000 | 1,078 |
| Loan loss allowance | $2,453,000 | 2,135 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,340,000 | 3,435 |
| Other real estate owned | $486,000 | 2,013 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $12,647,000 | 1,470 |
| Life insurance assets | $1,701,000 | 2,498 |
| Total liabilities and capital | $658,245,000 | 1,024 |
| Total liabilities | $604,098,000 | 998 |
| Total deposits | $516,283,000 | 995 |
| Interest-bearing deposits | $473,195,000 | 941 |
| Deposits held in domestic offices | $516,283,000 | 992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $84,000,000 | 671 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,815,000 | 1,471 |
| Total equity capital | $54,147,000 | 1,271 |
| Total bank equity capital | $54,147,000 | 1,271 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $17,000 | 7,419 |
| Surplus | $18,474,000 | 1,580 |
| Undivided profits | $35,656,000 | 1,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,781,000 | 1,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,741,000 | 1,487 |
| Earning assets | $632,851,000 | 972 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $640,406,200 | 1,008 |
| Average Assets, quarterly | $642,485,000 | 1,028 |
| Volatile liabilities | $195,331,000 | 755 |
| Insider loans | $3,520,000 | 2,065 |
| FHLB advances | $84,000,000 | 611 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $18,291,000 | 3,560 |
| Tier 1 (core) risk-based capital | $55,449,000 | 1,150 |
| Tier 2 risk-based capital | $2,453,000 | 2,041 |
| Total risk weighted assets | $365,991,000 | 1,392 |
| Total unused commitments | $18,291,000 | 3,561 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 89 | 1,926 |
| Assets and Liabilities | ||
| Total Assets: | $626,725,000 | 1,049 |
| Cash and due from depository institutions | $26,897,000 | 1,926 |
| Interest-bearing balances | $19,735,000 | 279 |
| Securities | $140,027,000 | 852 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $441,001,000 | 1,045 |
| Loan loss allowance | $3,083,000 | 1,708 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,475,000 | 3,301 |
| Other real estate owned | $0 | 1,926 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $15,325,000 | 1,223 |
| Life insurance assets | $1,733,000 | 2,426 |
| Total liabilities and capital | $626,725,000 | 1,049 |
| Total liabilities | $569,868,000 | 1,032 |
| Total deposits | $475,855,000 | 1,073 |
| Interest-bearing deposits | $436,940,000 | 1,011 |
| Deposits held in domestic offices | $475,855,000 | 1,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $87,000,000 | 591 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $7,013,000 | 891 |
| Total equity capital | $56,857,000 | 1,198 |
| Total bank equity capital | $56,857,000 | 1,198 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $18,000 | 7,428 |
| Surplus | $18,474,000 | 1,545 |
| Undivided profits | $38,365,000 | 985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,984,000 | 933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,026,000 | 1,441 |
| Earning assets | $600,763,000 | 999 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $635,946,500 | 1,014 |
| Average Assets, quarterly | $632,625,500 | 1,032 |
| Volatile liabilities | $198,244,000 | 750 |
| Insider loans | $1,923,000 | 3,079 |
| FHLB advances | $87,000,000 | 533 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $18,156,000 | 3,591 |
| Tier 1 (core) risk-based capital | $58,344,000 | 1,084 |
| Tier 2 risk-based capital | $3,083,000 | 1,671 |
| Total risk weighted assets | $360,911,000 | 1,393 |
| Total unused commitments | $18,156,000 | 3,591 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 89 | 1,963 |
| Assets and Liabilities | ||
| Total Assets: | $638,526,000 | 1,040 |
| Cash and due from depository institutions | $32,185,000 | 1,963 |
| Interest-bearing balances | $23,480,000 | 271 |
| Securities | $144,106,000 | 823 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $443,919,000 | 1,042 |
| Loan loss allowance | $2,870,000 | 1,836 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,600,000 | 3,204 |
| Other real estate owned | $0 | 1,963 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $14,716,000 | 1,267 |
| Life insurance assets | $1,625,000 | 2,500 |
| Total liabilities and capital | $638,526,000 | 1,040 |
| Total liabilities | $582,929,000 | 1,024 |
| Total deposits | $488,307,000 | 1,068 |
| Interest-bearing deposits | $443,579,000 | 1,013 |
| Deposits held in domestic offices | $488,307,000 | 1,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $89,000,000 | 542 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,622,000 | 1,038 |
| Total equity capital | $55,597,000 | 1,218 |
| Total bank equity capital | $55,597,000 | 1,218 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $18,000 | 7,479 |
| Surplus | $18,474,000 | 1,543 |
| Undivided profits | $37,105,000 | 1,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,649,000 | 892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,921,000 | 1,377 |
| Earning assets | $611,505,000 | 1,000 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $639,020,330 | 1,022 |
| Average Assets, quarterly | $639,913,000 | 1,036 |
| Volatile liabilities | $197,465,000 | 744 |
| Insider loans | $2,195,000 | 2,840 |
| FHLB advances | $89,000,000 | 480 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $20,995,000 | 3,297 |
| Tier 1 (core) risk-based capital | $57,119,000 | 1,112 |
| Tier 2 risk-based capital | $2,870,000 | 1,781 |
| Total risk weighted assets | $362,383,000 | 1,379 |
| Total unused commitments | $20,995,000 | 3,297 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 89 | 1,971 |
| Assets and Liabilities | ||
| Total Assets: | $641,300,000 | 1,036 |
| Cash and due from depository institutions | $28,353,000 | 1,971 |
| Interest-bearing balances | $20,313,000 | 326 |
| Securities | $146,130,000 | 817 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $448,974,000 | 1,005 |
| Loan loss allowance | $2,816,000 | 1,866 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,688,000 | 3,125 |
| Other real estate owned | $0 | 1,971 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $14,155,000 | 1,267 |
| Life insurance assets | $1,535,000 | 2,554 |
| Total liabilities and capital | $641,300,000 | 1,036 |
| Total liabilities | $586,974,000 | 1,015 |
| Total deposits | $486,147,000 | 1,064 |
| Interest-bearing deposits | $440,907,000 | 1,018 |
| Deposits held in domestic offices | $486,147,000 | 1,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $96,000,000 | 495 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,827,000 | 1,187 |
| Total equity capital | $54,326,000 | 1,234 |
| Total bank equity capital | $54,326,000 | 1,234 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $18,000 | 7,507 |
| Surplus | $18,474,000 | 1,514 |
| Undivided profits | $35,834,000 | 1,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,882,000 | 919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,060,000 | 1,270 |
| Earning assets | $615,417,000 | 989 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $639,267,500 | 1,024 |
| Average Assets, quarterly | $639,267,500 | 1,024 |
| Volatile liabilities | $196,374,000 | 737 |
| Insider loans | $2,736,000 | 2,426 |
| FHLB advances | $96,000,000 | 440 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $21,981,000 | 3,181 |
| Tier 1 (core) risk-based capital | $55,890,000 | 1,116 |
| Tier 2 risk-based capital | $2,816,000 | 1,797 |
| Total risk weighted assets | $364,711,000 | 1,359 |
| Total unused commitments | $21,981,000 | 3,181 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 92 | 1,885 |
| Assets and Liabilities | ||
| Total Assets: | $637,235,000 | 1,023 |
| Cash and due from depository institutions | $13,624,000 | 1,885 |
| Interest-bearing balances | $5,629,000 | 985 |
| Securities | $151,390,000 | 814 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $455,020,000 | 977 |
| Loan loss allowance | $2,629,000 | 1,971 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,731,000 | 3,046 |
| Other real estate owned | $0 | 1,885 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $13,470,000 | 1,329 |
| Life insurance assets | $1,530,000 | 2,528 |
| Total liabilities and capital | $637,235,000 | 1,023 |
| Total liabilities | $584,210,000 | 1,011 |
| Total deposits | $479,410,000 | 1,055 |
| Interest-bearing deposits | $430,003,000 | 1,016 |
| Deposits held in domestic offices | $479,410,000 | 1,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $101,007,000 | 486 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,793,000 | 1,444 |
| Total equity capital | $53,025,000 | 1,231 |
| Total bank equity capital | $53,025,000 | 1,231 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $18,000 | 7,544 |
| Surplus | $18,474,000 | 1,486 |
| Undivided profits | $34,533,000 | 1,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,257,000 | 1,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,894,000 | 1,384 |
| Earning assets | $612,039,000 | 978 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $645,009,800 | 971 |
| Average Assets, quarterly | $641,951,500 | 1,003 |
| Volatile liabilities | $242,416,000 | 681 |
| Insider loans | $3,626,000 | 1,927 |
| FHLB advances | $101,000,000 | 432 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $22,673,000 | 3,082 |
| Tier 1 (core) risk-based capital | $54,624,000 | 1,116 |
| Tier 2 risk-based capital | $2,629,000 | 1,906 |
| Total risk weighted assets | $365,107,000 | 1,337 |
| Total unused commitments | $22,673,000 | 3,083 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 91 | 1,924 |
| Assets and Liabilities | ||
| Total Assets: | $646,668,000 | 1,002 |
| Cash and due from depository institutions | $9,295,000 | 1,924 |
| Interest-bearing balances | $1,065,000 | 2,350 |
| Securities | $157,288,000 | 795 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $458,588,000 | 973 |
| Loan loss allowance | $2,638,000 | 1,963 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,840,000 | 2,962 |
| Other real estate owned | $0 | 1,924 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $17,657,000 | 1,060 |
| Life insurance assets | $1,438,000 | 2,550 |
| Total liabilities and capital | $646,668,000 | 1,002 |
| Total liabilities | $588,508,000 | 997 |
| Total deposits | $472,315,000 | 1,059 |
| Interest-bearing deposits | $432,362,000 | 993 |
| Deposits held in domestic offices | $472,315,000 | 1,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $108,417,000 | 490 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $7,776,000 | 796 |
| Total equity capital | $58,160,000 | 1,131 |
| Total bank equity capital | $58,160,000 | 1,131 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $18,000 | 7,607 |
| Surplus | $18,474,000 | 1,470 |
| Undivided profits | $39,668,000 | 916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,747,000 | 1,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,058,000 | 1,287 |
| Earning assets | $616,941,000 | 971 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $646,953,500 | 977 |
| Average Assets, quarterly | $646,778,000 | 997 |
| Volatile liabilities | $254,492,000 | 673 |
| Insider loans | $1,581,000 | 3,391 |
| FHLB advances | $108,400,000 | 435 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $27,603,000 | 2,774 |
| Tier 1 (core) risk-based capital | $58,163,000 | 1,045 |
| Tier 2 risk-based capital | $2,638,000 | 1,897 |
| Total risk weighted assets | $371,691,000 | 1,291 |
| Total unused commitments | $27,603,000 | 2,774 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 93 | 1,883 |
| Assets and Liabilities | ||
| Total Assets: | $646,888,000 | 996 |
| Cash and due from depository institutions | $11,029,000 | 1,883 |
| Interest-bearing balances | $2,007,000 | 1,792 |
| Securities | $165,493,000 | 768 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $450,181,000 | 974 |
| Loan loss allowance | $2,657,000 | 1,931 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,824,000 | 2,940 |
| Other real estate owned | $0 | 1,883 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $16,361,000 | 1,118 |
| Life insurance assets | $1,342,000 | 2,583 |
| Total liabilities and capital | $646,892,000 | 996 |
| Total liabilities | $590,303,000 | 982 |
| Total deposits | $484,642,000 | 1,019 |
| Interest-bearing deposits | $444,742,000 | 949 |
| Deposits held in domestic offices | $484,642,000 | 1,017 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $99,027,000 | 541 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,634,000 | 845 |
| Total equity capital | $56,589,000 | 1,122 |
| Total bank equity capital | $56,589,000 | 1,122 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $18,000 | 7,637 |
| Surplus | $18,474,000 | 1,433 |
| Undivided profits | $38,097,000 | 908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,015,000 | 2,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,832,000 | 1,253 |
| Earning assets | $617,681,000 | 954 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $647,048,670 | 979 |
| Average Assets, quarterly | $647,277,000 | 985 |
| Volatile liabilities | $243,837,000 | 685 |
| Insider loans | $1,614,000 | 3,312 |
| FHLB advances | $99,000,000 | 479 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $33,265,000 | 2,433 |
| Tier 1 (core) risk-based capital | $56,321,000 | 1,049 |
| Tier 2 risk-based capital | $2,657,000 | 1,859 |
| Total risk weighted assets | $367,105,000 | 1,290 |
| Total unused commitments | $33,265,000 | 2,434 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 93 | 1,867 |
| Assets and Liabilities | ||
| Total Assets: | $647,666,000 | 976 |
| Cash and due from depository institutions | $11,053,000 | 1,867 |
| Interest-bearing balances | $795,000 | 2,783 |
| Securities | $174,042,000 | 747 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $443,460,000 | 953 |
| Loan loss allowance | $2,660,000 | 1,900 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,812,000 | 2,887 |
| Other real estate owned | $0 | 1,867 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $15,299,000 | 1,153 |
| Life insurance assets | $1,387,000 | 2,503 |
| Total liabilities and capital | $647,666,000 | 976 |
| Total liabilities | $592,684,000 | 962 |
| Total deposits | $483,807,000 | 1,008 |
| Interest-bearing deposits | $439,184,000 | 942 |
| Deposits held in domestic offices | $483,807,000 | 1,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $103,500,000 | 496 |
| Subordinated debt | $37,000 | 257 |
| All other liabilities | $5,340,000 | 998 |
| Total equity capital | $54,982,000 | 1,133 |
| Total bank equity capital | $54,982,000 | 1,133 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $18,000 | 7,650 |
| Surplus | $18,474,000 | 1,392 |
| Undivided profits | $36,490,000 | 946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,201,000 | 2,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,923,000 | 1,152 |
| Earning assets | $618,297,000 | 939 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $647,129,000 | 974 |
| Average Assets, quarterly | $647,129,000 | 974 |
| Volatile liabilities | $242,886,000 | 660 |
| Insider loans | $1,028,000 | 4,143 |
| FHLB advances | $103,500,000 | 442 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $38,982,000 | 2,160 |
| Tier 1 (core) risk-based capital | $54,716,000 | 1,065 |
| Tier 2 risk-based capital | $2,660,000 | 1,820 |
| Total risk weighted assets | $370,155,000 | 1,232 |
| Total unused commitments | $38,982,000 | 2,161 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 93 | 1,861 |
| Assets and Liabilities | ||
| Total Assets: | $646,592,000 | 974 |
| Cash and due from depository institutions | $8,858,000 | 1,861 |
| Interest-bearing balances | $462,000 | 3,436 |
| Securities | $180,616,000 | 717 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $438,391,000 | 956 |
| Loan loss allowance | $2,622,000 | 1,895 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,856,000 | 2,825 |
| Other real estate owned | $0 | 1,861 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $14,871,000 | 1,160 |
| Life insurance assets | $1,256,000 | 267 |
| Total liabilities and capital | $646,592,000 | 974 |
| Total liabilities | $593,451,000 | 952 |
| Total deposits | $483,363,000 | 995 |
| Interest-bearing deposits | $439,993,000 | 925 |
| Deposits held in domestic offices | $483,363,000 | 993 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,400,000 | 1,277 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $98,047,000 | 542 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,641,000 | 1,330 |
| Total equity capital | $53,141,000 | 1,149 |
| Total bank equity capital | $53,141,000 | 1,149 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $18,000 | 7,689 |
| Surplus | $18,474,000 | 1,361 |
| Undivided profits | $34,649,000 | 993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,836,000 | 1,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,807,000 | 1,180 |
| Earning assets | $619,469,000 | 936 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $645,345,600 | 920 |
| Average Assets, quarterly | $651,470,000 | 954 |
| Volatile liabilities | $238,606,000 | 665 |
| Insider loans | $1,818,000 | 3,010 |
| FHLB advances | $98,000,000 | 475 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $31,644,000 | 2,456 |
| Tier 1 (core) risk-based capital | $52,856,000 | 1,085 |
| Tier 2 risk-based capital | $2,622,000 | 1,824 |
| Total risk weighted assets | $363,734,000 | 1,226 |
| Total unused commitments | $31,644,000 | 2,456 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 93 | 1,856 |
| Assets and Liabilities | ||
| Total Assets: | $656,348,000 | 942 |
| Cash and due from depository institutions | $16,988,000 | 1,856 |
| Interest-bearing balances | $6,386,000 | 891 |
| Securities | $187,541,000 | 684 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $432,241,000 | 950 |
| Loan loss allowance | $2,585,000 | 1,902 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,925,000 | 2,738 |
| Other real estate owned | $0 | 1,856 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $15,653,000 | 1,094 |
| Life insurance assets | $1,218,000 | 261 |
| Total liabilities and capital | $656,348,000 | 942 |
| Total liabilities | $599,188,000 | 921 |
| Total deposits | $481,424,000 | 980 |
| Interest-bearing deposits | $444,549,000 | 887 |
| Deposits held in domestic offices | $481,424,000 | 977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,000,000 | 974 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $98,056,000 | 537 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,708,000 | 794 |
| Total equity capital | $57,160,000 | 1,065 |
| Total bank equity capital | $57,160,000 | 1,065 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $18,000 | 7,720 |
| Surplus | $18,474,000 | 1,319 |
| Undivided profits | $38,668,000 | 887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,592,000 | 1,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,930,000 | 1,079 |
| Earning assets | $626,168,000 | 902 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $645,034,000 | 906 |
| Average Assets, quarterly | $649,022,500 | 937 |
| Volatile liabilities | $241,555,000 | 630 |
| Insider loans | $1,306,000 | 3,607 |
| FHLB advances | $98,000,000 | 476 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $27,755,000 | 2,644 |
| Tier 1 (core) risk-based capital | $56,875,000 | 981 |
| Tier 2 risk-based capital | $2,585,000 | 1,817 |
| Total risk weighted assets | $360,543,000 | 1,209 |
| Total unused commitments | $27,755,000 | 2,646 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 97 | 1,772 |
| Assets and Liabilities | ||
| Total Assets: | $641,697,000 | 935 |
| Cash and due from depository institutions | $9,399,000 | 1,772 |
| Interest-bearing balances | $396,000 | 3,617 |
| Securities | $193,292,000 | 669 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $421,323,000 | 947 |
| Loan loss allowance | $2,495,000 | 1,940 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,890,000 | 2,707 |
| Other real estate owned | $0 | 1,772 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $13,793,000 | 1,192 |
| Life insurance assets | $1,127,000 | 259 |
| Total liabilities and capital | $641,697,000 | 935 |
| Total liabilities | $586,636,000 | 913 |
| Total deposits | $487,395,000 | 929 |
| Interest-bearing deposits | $447,813,000 | 852 |
| Deposits held in domestic offices | $487,395,000 | 927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,820 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $89,066,000 | 595 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,175,000 | 785 |
| Total equity capital | $55,061,000 | 1,081 |
| Total bank equity capital | $55,061,000 | 1,081 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $18,000 | 7,726 |
| Surplus | $18,474,000 | 1,291 |
| Undivided profits | $36,569,000 | 929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,399,000 | 1,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,700,000 | 1,064 |
| Earning assets | $615,011,000 | 889 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $641,262,670 | 894 |
| Average Assets, quarterly | $641,503,000 | 916 |
| Volatile liabilities | $219,344,000 | 678 |
| Insider loans | $1,337,000 | 3,539 |
| FHLB advances | $89,000,000 | 525 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $31,266,000 | 2,369 |
| Tier 1 (core) risk-based capital | $54,782,000 | 999 |
| Tier 2 risk-based capital | $2,495,000 | 1,845 |
| Total risk weighted assets | $351,411,000 | 1,216 |
| Total unused commitments | $31,266,000 | 2,371 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 96 | 1,778 |
| Assets and Liabilities | ||
| Total Assets: | $641,309,000 | 902 |
| Cash and due from depository institutions | $11,851,000 | 1,778 |
| Interest-bearing balances | $3,181,000 | 1,503 |
| Securities | $202,894,000 | 650 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $408,107,000 | 961 |
| Loan loss allowance | $2,379,000 | 2,000 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,985,000 | 2,614 |
| Other real estate owned | $0 | 1,778 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $14,472,000 | 1,116 |
| Life insurance assets | $1,118,000 | 257 |
| Total liabilities and capital | $641,309,000 | 902 |
| Total liabilities | $588,292,000 | 888 |
| Total deposits | $495,116,000 | 893 |
| Interest-bearing deposits | $453,329,000 | 829 |
| Deposits held in domestic offices | $495,116,000 | 890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $89,075,000 | 580 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,101,000 | 1,092 |
| Total equity capital | $53,017,000 | 1,086 |
| Total bank equity capital | $53,017,000 | 1,086 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $18,000 | 7,790 |
| Surplus | $18,474,000 | 1,250 |
| Undivided profits | $34,525,000 | 957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,011,000 | 869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,866,000 | 967 |
| Earning assets | $614,182,000 | 862 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $641,045,500 | 890 |
| Average Assets, quarterly | $641,045,500 | 890 |
| Volatile liabilities | $217,313,000 | 649 |
| Insider loans | $782,000 | 4,617 |
| FHLB advances | $89,000,000 | 517 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $29,020,000 | 2,449 |
| Tier 1 (core) risk-based capital | $52,746,000 | 1,024 |
| Tier 2 risk-based capital | $2,379,000 | 1,916 |
| Total risk weighted assets | $342,415,000 | 1,215 |
| Total unused commitments | $29,020,000 | 2,454 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 99 | 1,719 |
| Assets and Liabilities | ||
| Total Assets: | $640,782,000 | 895 |
| Cash and due from depository institutions | $15,196,000 | 1,719 |
| Interest-bearing balances | $7,022,000 | 807 |
| Securities | $213,025,000 | 634 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $396,045,000 | 986 |
| Loan loss allowance | $2,284,000 | 2,052 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,019,000 | 2,565 |
| Other real estate owned | $0 | 1,719 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $12,497,000 | 1,254 |
| Life insurance assets | $1,067,000 | 261 |
| Total liabilities and capital | $640,782,000 | 895 |
| Total liabilities | $589,743,000 | 882 |
| Total deposits | $496,940,000 | 886 |
| Interest-bearing deposits | $455,149,000 | 821 |
| Deposits held in domestic offices | $496,940,000 | 884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $89,084,000 | 592 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,719,000 | 1,157 |
| Total equity capital | $51,039,000 | 1,127 |
| Total bank equity capital | $51,039,000 | 1,127 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $18,000 | 7,833 |
| Surplus | $18,474,000 | 1,233 |
| Undivided profits | $32,547,000 | 1,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,376,000 | 1,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,701,000 | 1,000 |
| Earning assets | $616,092,000 | 861 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $642,225,400 | 850 |
| Average Assets, quarterly | $643,944,500 | 888 |
| Volatile liabilities | $216,104,000 | 623 |
| Insider loans | $857,000 | 4,438 |
| FHLB advances | $89,000,000 | 523 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $25,741,000 | 2,546 |
| Tier 1 (core) risk-based capital | $50,724,000 | 1,056 |
| Tier 2 risk-based capital | $2,284,000 | 1,965 |
| Total risk weighted assets | $333,680,000 | 1,239 |
| Total unused commitments | $25,741,000 | 2,547 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 97 | 1,762 |
| Assets and Liabilities | ||
| Total Assets: | $647,107,000 | 880 |
| Cash and due from depository institutions | $9,850,000 | 1,762 |
| Interest-bearing balances | $695,000 | 3,202 |
| Securities | $224,744,000 | 604 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $395,549,000 | 953 |
| Loan loss allowance | $2,310,000 | 2,031 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,961,000 | 2,576 |
| Other real estate owned | $124,000 | 1,762 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $12,879,000 | 1,191 |
| Life insurance assets | $993,000 | 260 |
| Total liabilities and capital | $647,107,000 | 880 |
| Total liabilities | $594,122,000 | 858 |
| Total deposits | $493,499,000 | 874 |
| Interest-bearing deposits | $460,630,000 | 803 |
| Deposits held in domestic offices | $493,499,000 | 869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,814 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $91,092,000 | 573 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,531,000 | 838 |
| Total equity capital | $52,985,000 | 1,084 |
| Total bank equity capital | $52,985,000 | 1,084 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $18,000 | 7,879 |
| Surplus | $18,474,000 | 1,196 |
| Undivided profits | $34,493,000 | 968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,854,000 | 989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,975,000 | 931 |
| Earning assets | $620,988,000 | 837 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $642,586,250 | 851 |
| Average Assets, quarterly | $646,838,000 | 866 |
| Volatile liabilities | $223,444,000 | 597 |
| Insider loans | $813,000 | 4,494 |
| FHLB advances | $91,000,000 | 499 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $21,579,000 | 2,846 |
| Tier 1 (core) risk-based capital | $52,692,000 | 1,004 |
| Tier 2 risk-based capital | $2,310,000 | 1,904 |
| Total risk weighted assets | $332,371,000 | 1,212 |
| Total unused commitments | $21,579,000 | 2,850 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 96 | 1,780 |
| Assets and Liabilities | ||
| Total Assets: | $646,569,000 | 867 |
| Cash and due from depository institutions | $10,075,000 | 1,780 |
| Interest-bearing balances | $415,000 | 3,767 |
| Securities | $236,105,000 | 585 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $383,355,000 | 958 |
| Loan loss allowance | $2,311,000 | 2,002 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,929,000 | 2,551 |
| Other real estate owned | $126,000 | 1,780 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $12,979,000 | 1,198 |
| Life insurance assets | $967,000 | 256 |
| Total liabilities and capital | $646,569,000 | 867 |
| Total liabilities | $595,721,000 | 840 |
| Total deposits | $502,280,000 | 850 |
| Interest-bearing deposits | $468,637,000 | 789 |
| Deposits held in domestic offices | $502,280,000 | 845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 2,055 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $84,101,000 | 610 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $6,340,000 | 735 |
| Total equity capital | $50,848,000 | 1,086 |
| Total bank equity capital | $50,848,000 | 1,086 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $18,000 | 7,934 |
| Surplus | $18,474,000 | 1,166 |
| Undivided profits | $32,356,000 | 980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,339,000 | 2,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,842,000 | 918 |
| Earning assets | $619,875,000 | 824 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $641,079,330 | 847 |
| Average Assets, quarterly | $643,016,500 | 854 |
| Volatile liabilities | $216,609,000 | 598 |
| Insider loans | $817,000 | 4,504 |
| FHLB advances | $84,000,000 | 545 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $28,041,000 | 2,377 |
| Tier 1 (core) risk-based capital | $50,479,000 | 1,027 |
| Tier 2 risk-based capital | $2,311,000 | 1,885 |
| Total risk weighted assets | $325,845,000 | 1,203 |
| Total unused commitments | $28,041,000 | 2,379 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 93 | 1,834 |
| Assets and Liabilities | ||
| Total Assets: | $639,464,000 | 870 |
| Cash and due from depository institutions | $18,422,000 | 1,834 |
| Interest-bearing balances | $9,628,000 | 768 |
| Securities | $225,063,000 | 621 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $378,966,000 | 955 |
| Loan loss allowance | $2,334,000 | 1,969 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,007,000 | 2,482 |
| Other real estate owned | $128,000 | 1,834 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $12,878,000 | 1,132 |
| Life insurance assets | $894,000 | 256 |
| Total liabilities and capital | $639,464,000 | 870 |
| Total liabilities | $590,632,000 | 847 |
| Total deposits | $496,931,000 | 861 |
| Interest-bearing deposits | $462,567,000 | 811 |
| Deposits held in domestic offices | $496,931,000 | 858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $89,109,000 | 566 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,592,000 | 1,027 |
| Total equity capital | $48,832,000 | 1,139 |
| Total bank equity capital | $48,832,000 | 1,139 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $18,000 | 7,956 |
| Surplus | $18,474,000 | 1,154 |
| Undivided profits | $30,340,000 | 1,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,634,000 | 1,787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,926,000 | 890 |
| Earning assets | $613,657,000 | 839 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $638,334,500 | 858 |
| Average Assets, quarterly | $638,334,500 | 858 |
| Volatile liabilities | $213,092,000 | 600 |
| Insider loans | $836,000 | 4,414 |
| FHLB advances | $89,000,000 | 494 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $24,589,000 | 2,538 |
| Tier 1 (core) risk-based capital | $48,422,000 | 1,057 |
| Tier 2 risk-based capital | $2,334,000 | 1,848 |
| Total risk weighted assets | $321,579,000 | 1,189 |
| Total unused commitments | $24,589,000 | 2,546 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 93 | 1,855 |
| Assets and Liabilities | ||
| Total Assets: | $637,205,000 | 871 |
| Cash and due from depository institutions | $10,122,000 | 1,855 |
| Interest-bearing balances | $1,768,000 | 2,344 |
| Securities | $231,763,000 | 609 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $378,922,000 | 944 |
| Loan loss allowance | $2,341,000 | 1,943 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,092,000 | 2,419 |
| Other real estate owned | $130,000 | 1,855 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $12,176,000 | 1,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $637,205,000 | 871 |
| Total liabilities | $590,430,000 | 846 |
| Total deposits | $500,181,000 | 858 |
| Interest-bearing deposits | $461,855,000 | 808 |
| Deposits held in domestic offices | $500,181,000 | 856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $87,118,000 | 589 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,131,000 | 1,323 |
| Total equity capital | $46,775,000 | 1,169 |
| Total bank equity capital | $46,775,000 | 1,169 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $18,000 | 8,014 |
| Surplus | $18,474,000 | 1,130 |
| Undivided profits | $28,283,000 | 1,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,383,000 | 2,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,951,000 | 1,428 |
| Earning assets | $612,453,000 | 834 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $622,076,200 | 871 |
| Average Assets, quarterly | $639,918,000 | 863 |
| Volatile liabilities | $210,382,000 | 601 |
| Insider loans | $814,000 | 4,492 |
| FHLB advances | $87,000,000 | 506 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $35,796,000 | 1,901 |
| Tier 1 (core) risk-based capital | $46,167,000 | 1,098 |
| Tier 2 risk-based capital | $2,341,000 | 1,824 |
| Total risk weighted assets | $320,565,000 | 1,180 |
| Total unused commitments | $35,796,000 | 1,904 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 93 | 1,882 |
| Assets and Liabilities | ||
| Total Assets: | $642,631,000 | 885 |
| Cash and due from depository institutions | $8,455,000 | 1,882 |
| Interest-bearing balances | $3,371,000 | 1,778 |
| Securities | $246,953,000 | 568 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $370,516,000 | 958 |
| Loan loss allowance | $2,382,000 | 1,917 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,184,000 | 2,330 |
| Other real estate owned | $204,000 | 1,882 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $12,319,000 | 1,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $642,631,000 | 885 |
| Total liabilities | $593,070,000 | 856 |
| Total deposits | $493,887,000 | 885 |
| Interest-bearing deposits | $459,505,000 | 831 |
| Deposits held in domestic offices | $493,887,000 | 881 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $95,126,000 | 530 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,057,000 | 1,140 |
| Total equity capital | $49,561,000 | 1,117 |
| Total bank equity capital | $49,561,000 | 1,117 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $18,000 | 8,066 |
| Surplus | $18,474,000 | 1,119 |
| Undivided profits | $31,069,000 | 1,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,653,000 | 1,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,089,000 | 1,393 |
| Earning assets | $620,840,000 | 839 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $618,294,000 | 895 |
| Average Assets, quarterly | $640,039,500 | 876 |
| Volatile liabilities | $219,932,000 | 571 |
| Insider loans | $799,000 | 4,520 |
| FHLB advances | $95,000,000 | 460 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $34,806,000 | 1,960 |
| Tier 1 (core) risk-based capital | $48,956,000 | 1,050 |
| Tier 2 risk-based capital | $2,382,000 | 1,784 |
| Total risk weighted assets | $318,015,000 | 1,190 |
| Total unused commitments | $34,806,000 | 1,962 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 94 | 1,862 |
| Assets and Liabilities | ||
| Total Assets: | $637,448,000 | 874 |
| Cash and due from depository institutions | $10,167,000 | 1,862 |
| Interest-bearing balances | $3,190,000 | 1,979 |
| Securities | $235,322,000 | 589 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $374,615,000 | 934 |
| Loan loss allowance | $2,522,000 | 1,779 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,299,000 | 2,228 |
| Other real estate owned | $207,000 | 1,862 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $12,838,000 | 1,111 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $637,448,000 | 874 |
| Total liabilities | $589,769,000 | 856 |
| Total deposits | $481,378,000 | 891 |
| Interest-bearing deposits | $447,735,000 | 839 |
| Deposits held in domestic offices | $481,378,000 | 887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $104,474,000 | 499 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,917,000 | 1,206 |
| Total equity capital | $47,679,000 | 1,140 |
| Total bank equity capital | $47,679,000 | 1,140 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $18,000 | 8,095 |
| Surplus | $18,474,000 | 1,100 |
| Undivided profits | $29,187,000 | 1,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,224,000 | 1,473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,120,000 | 1,313 |
| Earning assets | $613,127,000 | 840 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $610,181,670 | 896 |
| Average Assets, quarterly | $620,963,000 | 894 |
| Volatile liabilities | $221,079,000 | 577 |
| Insider loans | $807,000 | 4,474 |
| FHLB advances | $104,340,000 | 428 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $30,968,000 | 2,062 |
| Tier 1 (core) risk-based capital | $45,332,000 | 1,095 |
| Tier 2 risk-based capital | $2,522,000 | 1,648 |
| Total risk weighted assets | $314,135,000 | 1,200 |
| Total unused commitments | $30,968,000 | 2,073 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 95 | 1,813 |
| Assets and Liabilities | ||
| Total Assets: | $604,478,000 | 905 |
| Cash and due from depository institutions | $24,439,000 | 1,813 |
| Interest-bearing balances | $16,947,000 | 497 |
| Securities | $181,444,000 | 721 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $381,607,000 | 903 |
| Loan loss allowance | $2,532,000 | 1,743 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,364,000 | 2,166 |
| Other real estate owned | $365,000 | 1,813 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $12,259,000 | 1,134 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $604,478,000 | 905 |
| Total liabilities | $558,755,000 | 883 |
| Total deposits | $475,039,000 | 892 |
| Interest-bearing deposits | $438,297,000 | 848 |
| Deposits held in domestic offices | $475,039,000 | 890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $79,482,000 | 589 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,234,000 | 1,150 |
| Total equity capital | $45,723,000 | 1,171 |
| Total bank equity capital | $45,723,000 | 1,171 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $18,000 | 8,136 |
| Surplus | $18,474,000 | 1,087 |
| Undivided profits | $27,231,000 | 1,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,453,000 | 1,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,238,000 | 1,267 |
| Earning assets | $579,998,000 | 880 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $596,548,500 | 909 |
| Average Assets, quarterly | $596,548,500 | 909 |
| Volatile liabilities | $192,616,000 | 618 |
| Insider loans | $766,000 | 4,539 |
| FHLB advances | $79,340,000 | 516 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $23,986,000 | 2,390 |
| Tier 1 (core) risk-based capital | $43,411,000 | 1,127 |
| Tier 2 risk-based capital | $2,532,000 | 1,616 |
| Total risk weighted assets | $307,711,000 | 1,197 |
| Total unused commitments | $28,986,000 | 2,114 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 93 | 1,845 |
| Assets and Liabilities | ||
| Total Assets: | $588,619,000 | 922 |
| Cash and due from depository institutions | $23,851,000 | 1,845 |
| Interest-bearing balances | $13,919,000 | 555 |
| Securities | $157,775,000 | 804 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $390,034,000 | 871 |
| Loan loss allowance | $2,517,000 | 1,715 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,417,000 | 2,100 |
| Other real estate owned | $369,000 | 1,845 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $12,173,000 | 1,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $588,619,000 | 922 |
| Total liabilities | $544,860,000 | 886 |
| Total deposits | $456,530,000 | 904 |
| Interest-bearing deposits | $419,388,000 | 858 |
| Deposits held in domestic offices | $456,530,000 | 902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $84,489,000 | 577 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,841,000 | 1,201 |
| Total equity capital | $43,759,000 | 1,200 |
| Total bank equity capital | $43,759,000 | 1,200 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $18,000 | 8,170 |
| Surplus | $18,474,000 | 1,067 |
| Undivided profits | $25,267,000 | 1,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,759,000 | 1,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,257,000 | 1,307 |
| Earning assets | $561,728,000 | 889 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $561,582,800 | 913 |
| Average Assets, quarterly | $575,838,500 | 929 |
| Volatile liabilities | $172,521,000 | 680 |
| Insider loans | $775,000 | 4,544 |
| FHLB advances | $84,340,000 | 500 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $30,440,000 | 1,935 |
| Tier 1 (core) risk-based capital | $41,476,000 | 1,151 |
| Tier 2 risk-based capital | $2,517,000 | 1,593 |
| Total risk weighted assets | $306,477,000 | 1,174 |
| Total unused commitments | $30,440,000 | 1,939 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 93 | 1,823 |
| Assets and Liabilities | ||
| Total Assets: | $539,739,000 | 953 |
| Cash and due from depository institutions | $22,684,000 | 1,823 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $132,721,000 | 866 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $369,507,000 | 904 |
| Loan loss allowance | $2,107,000 | 1,891 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,831,000 | 1,861 |
| Other real estate owned | $465,000 | 1,823 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $9,531,000 | 1,283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $539,739,000 | 953 |
| Total liabilities | $498,533,000 | 930 |
| Total deposits | $426,437,000 | 921 |
| Interest-bearing deposits | $390,679,000 | 880 |
| Deposits held in domestic offices | $426,437,000 | 920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $67,518,000 | 632 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,578,000 | 1,051 |
| Total equity capital | $41,206,000 | 1,191 |
| Total bank equity capital | $41,206,000 | 1,191 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $18,000 | 8,388 |
| Surplus | $18,474,000 | 1,023 |
| Undivided profits | $22,714,000 | 1,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,218,000 | 934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,230,000 | 1,446 |
| Earning assets | $502,228,000 | 933 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $506,557,200 | 966 |
| Average Assets, quarterly | $533,609,000 | 955 |
| Volatile liabilities | $141,924,000 | 743 |
| Insider loans | $702,000 | 4,694 |
| FHLB advances | $67,340,000 | 554 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $37,772,000 | 1,561 |
| Tier 1 (core) risk-based capital | $38,993,000 | 1,169 |
| Tier 2 risk-based capital | $2,107,000 | 1,759 |
| Total risk weighted assets | $284,865,000 | 1,204 |
| Total unused commitments | $37,772,000 | 1,567 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 86 | 1,958 |
| Assets and Liabilities | ||
| Total Assets: | $470,142,000 | 1,035 |
| Cash and due from depository institutions | $14,249,000 | 1,958 |
| Interest-bearing balances | $1,700,000 | 1,847 |
| Securities | $131,500,000 | 863 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $309,569,000 | 1,037 |
| Loan loss allowance | $1,642,000 | 2,279 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,896,000 | 2,264 |
| Other real estate owned | $2,007,000 | 1,958 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $8,921,000 | 1,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $470,142,000 | 1,035 |
| Total liabilities | $429,412,000 | 1,020 |
| Total deposits | $391,573,000 | 983 |
| Interest-bearing deposits | $362,374,000 | 923 |
| Deposits held in domestic offices | $391,573,000 | 981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $35,788,000 | 919 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,051,000 | 2,025 |
| Total equity capital | $40,730,000 | 1,153 |
| Total bank equity capital | $40,730,000 | 1,153 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $18,000 | 8,659 |
| Surplus | $18,474,000 | 987 |
| Undivided profits | $22,238,000 | 1,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,789,000 | 685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,934,000 | 1,296 |
| Earning assets | $442,769,000 | 1,017 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $454,579,600 | 1,029 |
| Average Assets, quarterly | $463,161,000 | 1,042 |
| Volatile liabilities | $101,450,000 | 979 |
| Insider loans | $632,000 | 4,912 |
| FHLB advances | $35,583,000 | 266 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $14,610,000 | 2,939 |
| Tier 1 (core) risk-based capital | $38,668,000 | 1,144 |
| Tier 2 risk-based capital | $1,642,000 | 2,130 |
| Total risk weighted assets | $247,458,000 | 1,306 |
| Total unused commitments | $14,610,000 | 2,940 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 82 | 2,109 |
| Assets and Liabilities | ||
| Total Assets: | $448,118,000 | 1,070 |
| Cash and due from depository institutions | $31,057,000 | 2,109 |
| Interest-bearing balances | $19,200,000 | 203 |
| Securities | $135,248,000 | 870 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $268,687,000 | 1,158 |
| Loan loss allowance | $1,601,000 | 2,250 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,055,000 | 2,120 |
| Other real estate owned | $1,128,000 | 2,109 |
| Goodwill and other intangibles | $61,000 | 2,828 |
| All other assets | $7,882,000 | 1,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $448,118,000 | 1,070 |
| Total liabilities | $405,259,000 | 1,077 |
| Total deposits | $372,606,000 | 1,003 |
| Interest-bearing deposits | $336,554,000 | 967 |
| Deposits held in domestic offices | $372,606,000 | 998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,812,000 | 1,020 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,841,000 | 2,010 |
| Total equity capital | $42,859,000 | 1,050 |
| Total bank equity capital | $42,859,000 | 1,050 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $18,000 | 8,964 |
| Surplus | $18,474,000 | 1,004 |
| Undivided profits | $24,367,000 | 1,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,870,000 | 632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,623,000 | 1,318 |
| Earning assets | $423,135,000 | 1,033 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $432,569,600 | 1,054 |
| Average Assets, quarterly | $443,969,500 | 1,068 |
| Volatile liabilities | $84,518,000 | 1,093 |
| Insider loans | $427,000 | 5,735 |
| FHLB advances | $30,583,000 | 293 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $13,516,000 | 3,077 |
| Tier 1 (core) risk-based capital | $41,554,000 | 1,051 |
| Tier 2 risk-based capital | $1,601,000 | 2,068 |
| Total risk weighted assets | $221,034,000 | 1,416 |
| Total unused commitments | $13,516,000 | 3,080 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 78 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $413,830,000 | 1,131 |
| Cash and due from depository institutions | $28,042,000 | 2,234 |
| Interest-bearing balances | $15,500,000 | 368 |
| Securities | $132,049,000 | 889 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $239,593,000 | 1,184 |
| Loan loss allowance | $1,609,000 | 2,198 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,700,000 | 1,701 |
| Other real estate owned | $1,508,000 | 2,234 |
| Goodwill and other intangibles | $182,000 | 2,403 |
| All other assets | $7,756,000 | 1,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $413,830,000 | 1,131 |
| Total liabilities | $370,882,000 | 1,128 |
| Total deposits | $340,737,000 | 1,088 |
| Interest-bearing deposits | $305,896,000 | 1,045 |
| Deposits held in domestic offices | $340,737,000 | 1,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $28,836,000 | 838 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,309,000 | 2,820 |
| Total equity capital | $42,948,000 | 1,039 |
| Total bank equity capital | $42,948,000 | 1,039 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $18,000 | 9,174 |
| Surplus | $18,474,000 | 937 |
| Undivided profits | $24,456,000 | 1,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,866,000 | 701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,506,000 | 1,388 |
| Earning assets | $387,142,000 | 1,104 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $392,947,800 | 1,120 |
| Average Assets, quarterly | $405,700,500 | 1,125 |
| Volatile liabilities | $58,417,000 | 1,231 |
| Insider loans | $454,000 | 5,541 |
| FHLB advances | $28,583,000 | 255 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,583,000 | 3,298 |
| Tier 1 (core) risk-based capital | $41,411,000 | 1,013 |
| Tier 2 risk-based capital | $1,609,000 | 1,974 |
| Total risk weighted assets | $202,670,000 | 1,420 |
| Total unused commitments | $11,583,000 | 3,302 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 80 | 2,224 |
| Assets and Liabilities | ||
| Total Assets: | $377,017,000 | 1,232 |
| Cash and due from depository institutions | $13,302,000 | 2,224 |
| Interest-bearing balances | $2,900,000 | 1,398 |
| Securities | $137,958,000 | 850 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $211,486,000 | 1,364 |
| Loan loss allowance | $1,856,000 | 1,912 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,495,000 | 2,256 |
| Other real estate owned | $1,639,000 | 2,224 |
| Goodwill and other intangibles | $303,000 | 2,052 |
| All other assets | $8,834,000 | 959 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $377,017,000 | 1,232 |
| Total liabilities | $331,622,000 | 1,266 |
| Total deposits | $316,753,000 | 1,184 |
| Interest-bearing deposits | $291,134,000 | 1,116 |
| Deposits held in domestic offices | $316,753,000 | 1,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $13,857,000 | 1,173 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,012,000 | 3,542 |
| Total equity capital | $45,395,000 | 998 |
| Total bank equity capital | $45,395,000 | 998 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $18,000 | 9,569 |
| Surplus | $18,474,000 | 926 |
| Undivided profits | $26,903,000 | 971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,331,000 | 481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,547,000 | 1,413 |
| Earning assets | $352,344,000 | 1,216 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $370,246,600 | 1,194 |
| Average Assets, quarterly | $374,583,000 | 1,220 |
| Volatile liabilities | $51,931,000 | 1,368 |
| Insider loans | $377,000 | 6,144 |
| FHLB advances | $13,583,000 | 379 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $14,674,000 | 2,646 |
| Tier 1 (core) risk-based capital | $43,777,000 | 967 |
| Tier 2 risk-based capital | $1,856,000 | 1,634 |
| Total risk weighted assets | $181,415,000 | 1,547 |
| Total unused commitments | $14,674,000 | 2,652 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 80 | 2,341 |
| Assets and Liabilities | ||
| Total Assets: | $362,893,000 | 1,314 |
| Cash and due from depository institutions | $20,846,000 | 2,341 |
| Interest-bearing balances | $9,000,000 | 430 |
| Securities | $118,958,000 | 1,009 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,261 |
| Net loans & leases | $207,879,000 | 1,421 |
| Loan loss allowance | $2,800,000 | 1,406 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,634,000 | 2,179 |
| Other real estate owned | $2,296,000 | 2,341 |
| Goodwill and other intangibles | $425,000 | 1,766 |
| All other assets | $8,755,000 | 1,001 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $362,893,000 | 1,314 |
| Total liabilities | $315,938,000 | 1,361 |
| Total deposits | $308,328,000 | 1,241 |
| Interest-bearing deposits | $284,755,000 | 1,179 |
| Deposits held in domestic offices | $308,328,000 | 1,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $6,876,000 | 1,591 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $734,000 | 4,498 |
| Total equity capital | $46,955,000 | 976 |
| Total bank equity capital | $46,955,000 | 976 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $18,000 | 10,034 |
| Surplus | $18,474,000 | 980 |
| Undivided profits | $28,463,000 | 907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,652,000 | 436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,689,000 | 1,272 |
| Earning assets | $335,937,000 | 1,300 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $367,028,600 | 1,248 |
| Average Assets, quarterly | $362,948,500 | 1,297 |
| Volatile liabilities | $35,876,000 | 1,784 |
| Insider loans | $400,000 | 6,091 |
| FHLB advances | $3,583,000 | 619 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,499,000 | 6,005 |
| Tier 1 (core) risk-based capital | $45,440,000 | 951 |
| Tier 2 risk-based capital | $1,960,000 | 1,610 |
| Total risk weighted assets | $179,868,000 | 1,598 |
| Total unused commitments | $4,509,000 | 5,376 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 85 | 2,298 |
| Assets and Liabilities | ||
| Total Assets: | $371,898,000 | 1,286 |
| Cash and due from depository institutions | $13,893,000 | 2,298 |
| Interest-bearing balances | $4,599,000 | 1,020 |
| Securities | $124,991,000 | 1,001 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 9,118 |
| Net loans & leases | $218,617,000 | 1,344 |
| Loan loss allowance | $2,725,000 | 1,489 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,642,000 | 2,867 |
| Other real estate owned | $1,468,000 | 2,298 |
| Goodwill and other intangibles | $546,000 | 1,517 |
| All other assets | $9,641,000 | 969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $371,898,000 | 1,286 |
| Total liabilities | $319,451,000 | 1,359 |
| Total deposits | $304,912,000 | 1,285 |
| Interest-bearing deposits | $287,889,000 | 1,183 |
| Deposits held in domestic offices | $304,912,000 | 1,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $13,732,000 | 1,024 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $807,000 | 4,356 |
| Total equity capital | $52,447,000 | 913 |
| Total bank equity capital | $52,447,000 | 913 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $18,000 | 10,501 |
| Surplus | $18,474,000 | 978 |
| Undivided profits | $33,955,000 | 771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,863,000 | 442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,935,000 | 1,170 |
| Earning assets | $348,307,000 | 1,260 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $375,773,600 | 1,233 |
| Average Assets, quarterly | $371,482,000 | 1,278 |
| Volatile liabilities | $39,371,000 | 1,536 |
| Insider loans | $435,000 | 6,051 |
| FHLB advances | $7,583,000 | 467 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,673,000 | 3,584 |
| Tier 1 (core) risk-based capital | $50,643,000 | 882 |
| Tier 2 risk-based capital | $2,150,000 | 1,477 |
| Total risk weighted assets | $185,017,000 | 1,542 |
| Total unused commitments | $8,673,000 | 3,597 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 79 | 2,541 |
| Assets and Liabilities | ||
| Total Assets: | $385,343,000 | 1,237 |
| Cash and due from depository institutions | $12,134,000 | 2,541 |
| Interest-bearing balances | $1,399,000 | 1,999 |
| Securities | $135,500,000 | 975 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,035 |
| Net loans & leases | $222,785,000 | 1,272 |
| Loan loss allowance | $3,650,000 | 1,174 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,214,000 | 3,320 |
| Other real estate owned | $1,118,000 | 2,541 |
| Goodwill and other intangibles | $667,000 | 1,287 |
| All other assets | $10,825,000 | 928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $385,343,000 | 1,237 |
| Total liabilities | $339,147,000 | 1,267 |
| Total deposits | $317,712,000 | 1,198 |
| Interest-bearing deposits | $295,803,000 | 1,118 |
| Deposits held in domestic offices | $317,712,000 | 1,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $17,930,000 | 948 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,505,000 | 1,158 |
| Total equity capital | $46,196,000 | 928 |
| Total bank equity capital | $46,196,000 | 928 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $18,000 | 11,077 |
| Surplus | $18,474,000 | 916 |
| Undivided profits | $27,704,000 | 845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,828,000 | 394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,978,000 | 992 |
| Earning assets | $359,784,000 | 1,217 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $394,412,600 | 1,176 |
| Average Assets, quarterly | $388,442,000 | 1,225 |
| Volatile liabilities | $42,658,000 | 1,396 |
| Insider loans | $466,000 | 5,899 |
| FHLB advances | $17,583,000 | 362 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,195,000 | 4,816 |
| Tier 1 (core) risk-based capital | $44,182,000 | 945 |
| Tier 2 risk-based capital | $2,369,000 | 1,360 |
| Total risk weighted assets | $189,169,000 | 1,472 |
| Total unused commitments | $5,195,000 | 4,824 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 87 | 2,415 |
| Assets and Liabilities | ||
| Total Assets: | $394,560,000 | 1,214 |
| Cash and due from depository institutions | $20,840,000 | 2,415 |
| Interest-bearing balances | $11,799,000 | 520 |
| Securities | $142,751,000 | 970 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 10,133 |
| Net loans & leases | $215,403,000 | 1,289 |
| Loan loss allowance | $4,000,000 | 1,156 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,187,000 | 3,333 |
| Other real estate owned | $831,000 | 2,415 |
| Goodwill and other intangibles | $788,000 | 1,116 |
| All other assets | $11,660,000 | 849 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $394,560,000 | 1,214 |
| Total liabilities | $349,607,000 | 1,255 |
| Total deposits | $335,822,000 | 1,174 |
| Interest-bearing deposits | $317,981,000 | 1,092 |
| Deposits held in domestic offices | $335,822,000 | 1,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $11,129,000 | 1,007 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,656,000 | 1,455 |
| Total equity capital | $44,953,000 | 935 |
| Total bank equity capital | $44,953,000 | 935 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $17,000 | 11,615 |
| Surplus | $17,135,000 | 924 |
| Undivided profits | $27,801,000 | 832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,265,000 | 456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,094,000 | 837 |
| Earning assets | $370,053,000 | 1,198 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $395,834,600 | 1,177 |
| Average Assets, quarterly | $395,238,500 | 1,203 |
| Volatile liabilities | $42,205,000 | 1,370 |
| Insider loans | $339,000 | 6,915 |
| FHLB advances | $10,583,000 | 387 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,482,000 | 2,374 |
| Tier 1 (core) risk-based capital | $43,366,000 | 935 |
| Tier 2 risk-based capital | $2,330,000 | 1,374 |
| Total risk weighted assets | $186,965,000 | 1,475 |
| Total unused commitments | $17,422,000 | 2,099 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 88 | 2,460 |
| Assets and Liabilities | ||
| Total Assets: | $399,477,000 | 1,220 |
| Cash and due from depository institutions | $28,915,000 | 2,460 |
| Interest-bearing balances | $16,500,000 | 476 |
| Securities | $139,321,000 | 968 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 11,095 |
| Net loans & leases | $215,793,000 | 1,346 |
| Loan loss allowance | $3,100,000 | 1,508 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,297,000 | 3,162 |
| Other real estate owned | $1,182,000 | 2,460 |
| Goodwill and other intangibles | $910,000 | 1,049 |
| All other assets | $10,964,000 | 925 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $399,477,000 | 1,220 |
| Total liabilities | $357,827,000 | 1,254 |
| Total deposits | $342,452,000 | 1,204 |
| Interest-bearing deposits | $322,894,000 | 1,133 |
| Deposits held in domestic offices | $342,452,000 | 1,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $13,037,000 | 850 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,338,000 | 1,645 |
| Total equity capital | $41,650,000 | 946 |
| Total bank equity capital | $41,650,000 | 946 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $17,000 | 12,155 |
| Surplus | $17,135,000 | 891 |
| Undivided profits | $24,498,000 | 883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,264,000 | 563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,227,000 | 886 |
| Earning assets | $371,714,000 | 1,205 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $396,555,200 | 1,218 |
| Average Assets, quarterly | $398,843,500 | 1,218 |
| Volatile liabilities | $43,557,000 | 1,305 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $12,243,000 | 364 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $14,286,000 | 2,295 |
| Tier 1 (core) risk-based capital | $40,397,000 | 943 |
| Tier 2 risk-based capital | $1,903,000 | 1,668 |
| Total risk weighted assets | $177,866,000 | 1,597 |
| Total unused commitments | $18,286,000 | 1,964 |
| Derivatives | $0 | 651 |