Home > Palos Bank and Trust Company > Income and Expense
Palos Bank and Trust Company, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,769,000 | 1,624 |
| Total interest expense | $3,077,000 | 1,464 |
| Net interest income | $6,692,000 | 1,683 |
| Provision for loan and lease losses | $7,152,000 | 473 |
| Total noninterest income | $2,050,000 | 1,216 |
| Gross Fiduciary activities income | $413,000 | 441 |
| Service charges on deposit accounts | $181,000 | 3,350 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,456,000 | 997 |
| Total noninterest expense | $8,704,000 | 1,134 |
| Salaries and employee benefits | $3,477,000 | 1,423 |
| Premises and equipment expense | $1,118,000 | 1,186 |
| Additional noninterest expense | $4,109,000 | 875 |
| Pre-tax net operating income | $-7,114,000 | 7,626 |
| Securities gains (losses) | $322,000 | 678 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-6,792,000 | 7,640 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,792,000 | 7,640 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-6,792,000 | 7,640 |
| Net charge-offs | $1,715,000 | 1,262 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-7,114,000 | 7,646 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,894,000 | 1,647 |
| Total interest expense | $1,599,000 | 1,477 |
| Net interest income | $3,295,000 | 1,723 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $955,000 | 1,282 |
| Gross Fiduciary activities income | $167,000 | 497 |
| Service charges on deposit accounts | $91,000 | 3,330 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $697,000 | 1,011 |
| Total noninterest expense | $4,131,000 | 1,219 |
| Salaries and employee benefits | $1,673,000 | 1,504 |
| Premises and equipment expense | $577,000 | 1,183 |
| Additional noninterest expense | $1,881,000 | 950 |
| Pre-tax net operating income | $119,000 | 4,851 |
| Securities gains (losses) | $28,000 | 1,386 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $147,000 | 4,409 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $147,000 | 4,410 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $147,000 | 4,408 |
| Net charge-offs | $91,000 | 3,183 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $119,000 | 4,627 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,746,000 | 1,513 |
| Total interest expense | $9,088,000 | 1,311 |
| Net interest income | $13,658,000 | 1,646 |
| Provision for loan and lease losses | $13,671,000 | 657 |
| Total noninterest income | $-408,000 | 7,870 |
| Gross Fiduciary activities income | $1,012,000 | 383 |
| Service charges on deposit accounts | $432,000 | 3,172 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,852,000 | 7,945 |
| Total noninterest expense | $17,308,000 | 1,204 |
| Salaries and employee benefits | $6,948,000 | 1,454 |
| Premises and equipment expense | $2,320,000 | 1,169 |
| Additional noninterest expense | $8,040,000 | 978 |
| Pre-tax net operating income | $-17,729,000 | 7,677 |
| Securities gains (losses) | $-1,957,000 | 7,803 |
| Applicable income taxes | $-5,000 | 6,195 |
| Income before extraordinary items | $-19,681,000 | 7,732 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-19,681,000 | 7,730 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-19,681,000 | 7,730 |
| Net charge-offs | $10,009,000 | 684 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-17,724,000 | 7,710 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,518,000 | 1,496 |
| Total interest expense | $7,343,000 | 1,281 |
| Net interest income | $10,175,000 | 1,658 |
| Provision for loan and lease losses | $2,560,000 | 1,635 |
| Total noninterest income | $3,689,000 | 1,126 |
| Gross Fiduciary activities income | $779,000 | 374 |
| Service charges on deposit accounts | $324,000 | 3,193 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,586,000 | 967 |
| Total noninterest expense | $12,919,000 | 1,192 |
| Salaries and employee benefits | $5,579,000 | 1,362 |
| Premises and equipment expense | $1,786,000 | 1,161 |
| Additional noninterest expense | $5,554,000 | 1,016 |
| Pre-tax net operating income | $-1,615,000 | 6,913 |
| Securities gains (losses) | $-357,000 | 7,689 |
| Applicable income taxes | $-5,000 | 6,609 |
| Income before extraordinary items | $-1,967,000 | 7,160 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,967,000 | 7,160 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,967,000 | 7,159 |
| Net charge-offs | $2,703,000 | 1,252 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,610,000 | 7,027 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,931,000 | 1,500 |
| Total interest expense | $5,193,000 | 1,271 |
| Net interest income | $6,738,000 | 1,668 |
| Provision for loan and lease losses | $660,000 | 2,568 |
| Total noninterest income | $2,431,000 | 1,140 |
| Gross Fiduciary activities income | $554,000 | 362 |
| Service charges on deposit accounts | $213,000 | 3,195 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,664,000 | 1,017 |
| Total noninterest expense | $8,743,000 | 1,185 |
| Salaries and employee benefits | $3,902,000 | 1,313 |
| Premises and equipment expense | $1,210,000 | 1,163 |
| Additional noninterest expense | $3,631,000 | 1,054 |
| Pre-tax net operating income | $-234,000 | 6,340 |
| Securities gains (losses) | $-117,000 | 7,709 |
| Applicable income taxes | $-5,000 | 6,750 |
| Income before extraordinary items | $-346,000 | 6,590 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-346,000 | 6,590 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-346,000 | 6,590 |
| Net charge-offs | $2,675,000 | 934 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-230,170 | 6,420 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,162,000 | 1,468 |
| Total interest expense | $2,694,000 | 1,272 |
| Net interest income | $3,468,000 | 1,611 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $1,178,000 | 1,126 |
| Gross Fiduciary activities income | $336,000 | 314 |
| Service charges on deposit accounts | $110,000 | 3,094 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $732,000 | 1,085 |
| Total noninterest expense | $3,835,000 | 1,309 |
| Salaries and employee benefits | $1,976,000 | 1,308 |
| Premises and equipment expense | $623,000 | 1,152 |
| Additional noninterest expense | $1,236,000 | 1,324 |
| Pre-tax net operating income | $811,000 | 1,572 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $8,000 | 4,098 |
| Income before extraordinary items | $803,000 | 1,364 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $803,000 | 1,365 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $803,000 | 1,366 |
| Net charge-offs | $102,000 | 2,849 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $803,000 | 1,293 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $28,932,000 | 1,340 |
| Total interest expense | $13,362,000 | 1,212 |
| Net interest income | $15,570,000 | 1,438 |
| Provision for loan and lease losses | $9,830,000 | 606 |
| Total noninterest income | $5,617,000 | 955 |
| Gross Fiduciary activities income | $1,036,000 | 404 |
| Service charges on deposit accounts | $553,000 | 2,801 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,028,000 | 767 |
| Total noninterest expense | $16,032,000 | 1,222 |
| Salaries and employee benefits | $8,892,000 | 1,112 |
| Premises and equipment expense | $2,364,000 | 1,167 |
| Additional noninterest expense | $4,776,000 | 1,322 |
| Pre-tax net operating income | $-4,675,000 | 7,782 |
| Securities gains (losses) | $-5,708,000 | 8,101 |
| Applicable income taxes | $17,000 | 4,344 |
| Income before extraordinary items | $-10,400,000 | 8,004 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-10,400,000 | 8,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,163,000 | 795 |
| Cash dividends | $3,088,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-4,692,000 | 7,849 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $22,176,000 | 1,333 |
| Total interest expense | $10,380,000 | 1,218 |
| Net interest income | $11,796,000 | 1,438 |
| Provision for loan and lease losses | $995,000 | 1,828 |
| Total noninterest income | $4,478,000 | 954 |
| Gross Fiduciary activities income | $761,000 | 411 |
| Service charges on deposit accounts | $424,000 | 2,784 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,293,000 | 773 |
| Total noninterest expense | $11,949,000 | 1,218 |
| Salaries and employee benefits | $6,577,000 | 1,150 |
| Premises and equipment expense | $1,809,000 | 1,148 |
| Additional noninterest expense | $3,563,000 | 1,282 |
| Pre-tax net operating income | $3,330,000 | 1,472 |
| Securities gains (losses) | $31,000 | 1,730 |
| Applicable income taxes | $45,000 | 4,175 |
| Income before extraordinary items | $3,316,000 | 1,111 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,316,000 | 1,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $590,000 | 1,780 |
| Cash dividends | $2,753,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,285,310 | 1,200 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,153,000 | 1,319 |
| Total interest expense | $7,353,000 | 1,192 |
| Net interest income | $7,800,000 | 1,434 |
| Provision for loan and lease losses | $330,000 | 2,398 |
| Total noninterest income | $3,218,000 | 913 |
| Gross Fiduciary activities income | $476,000 | 435 |
| Service charges on deposit accounts | $292,000 | 2,698 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,450,000 | 728 |
| Total noninterest expense | $8,082,000 | 1,199 |
| Salaries and employee benefits | $4,529,000 | 1,129 |
| Premises and equipment expense | $1,219,000 | 1,139 |
| Additional noninterest expense | $2,334,000 | 1,280 |
| Pre-tax net operating income | $2,606,000 | 1,334 |
| Securities gains (losses) | $23,000 | 1,954 |
| Applicable income taxes | $45,000 | 4,142 |
| Income before extraordinary items | $2,584,000 | 1,064 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,584,000 | 1,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,014 |
| Cash dividends | $2,292,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,561,460 | 1,064 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,952,000 | 1,285 |
| Total interest expense | $4,023,000 | 1,156 |
| Net interest income | $3,929,000 | 1,412 |
| Provision for loan and lease losses | $240,000 | 1,638 |
| Total noninterest income | $1,692,000 | 865 |
| Gross Fiduciary activities income | $253,000 | 420 |
| Service charges on deposit accounts | $150,000 | 2,617 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,289,000 | 686 |
| Total noninterest expense | $3,879,000 | 1,247 |
| Salaries and employee benefits | $2,136,000 | 1,209 |
| Premises and equipment expense | $634,000 | 1,105 |
| Additional noninterest expense | $1,109,000 | 1,292 |
| Pre-tax net operating income | $1,502,000 | 1,262 |
| Securities gains (losses) | $23,000 | 1,519 |
| Applicable income taxes | $25,000 | 4,203 |
| Income before extraordinary items | $1,500,000 | 1,003 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,500,000 | 1,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $1,064,000 | 700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,477,460 | 979 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $34,278,000 | 1,223 |
| Total interest expense | $15,834,000 | 1,260 |
| Net interest income | $18,444,000 | 1,208 |
| Provision for loan and lease losses | $560,000 | 2,166 |
| Total noninterest income | $4,933,000 | 1,118 |
| Gross Fiduciary activities income | $861,000 | 460 |
| Service charges on deposit accounts | $587,000 | 2,717 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,485,000 | 911 |
| Total noninterest expense | $15,809,000 | 1,183 |
| Salaries and employee benefits | $8,791,000 | 1,141 |
| Premises and equipment expense | $2,361,000 | 1,129 |
| Additional noninterest expense | $4,657,000 | 1,208 |
| Pre-tax net operating income | $7,008,000 | 1,215 |
| Securities gains (losses) | $-110,000 | 8,168 |
| Applicable income taxes | $59,000 | 4,837 |
| Income before extraordinary items | $6,839,000 | 951 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,839,000 | 949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,708 |
| Cash dividends | $3,361,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,947,900 | 925 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $25,309,000 | 1,250 |
| Total interest expense | $11,574,000 | 1,295 |
| Net interest income | $13,735,000 | 1,221 |
| Provision for loan and lease losses | $240,000 | 2,679 |
| Total noninterest income | $3,749,000 | 1,099 |
| Gross Fiduciary activities income | $648,000 | 452 |
| Service charges on deposit accounts | $436,000 | 2,732 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,665,000 | 908 |
| Total noninterest expense | $11,712,000 | 1,187 |
| Salaries and employee benefits | $6,479,000 | 1,153 |
| Premises and equipment expense | $1,801,000 | 1,103 |
| Additional noninterest expense | $3,432,000 | 1,195 |
| Pre-tax net operating income | $5,532,000 | 1,237 |
| Securities gains (losses) | $-110,000 | 8,305 |
| Applicable income taxes | $45,000 | 5,015 |
| Income before extraordinary items | $5,377,000 | 968 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,377,000 | 966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,931 |
| Cash dividends | $3,025,000 | 852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,485,900 | 935 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,717,000 | 1,275 |
| Total interest expense | $7,578,000 | 1,322 |
| Net interest income | $9,139,000 | 1,250 |
| Provision for loan and lease losses | $191,000 | 2,237 |
| Total noninterest income | $2,503,000 | 1,121 |
| Gross Fiduciary activities income | $425,000 | 465 |
| Service charges on deposit accounts | $287,000 | 2,744 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,791,000 | 931 |
| Total noninterest expense | $7,899,000 | 1,197 |
| Salaries and employee benefits | $4,421,000 | 1,154 |
| Premises and equipment expense | $1,199,000 | 1,120 |
| Additional noninterest expense | $2,279,000 | 1,216 |
| Pre-tax net operating income | $3,552,000 | 1,331 |
| Securities gains (losses) | $-110,000 | 8,413 |
| Applicable income taxes | $31,000 | 5,092 |
| Income before extraordinary items | $3,411,000 | 1,062 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,411,000 | 1,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,250 |
| Cash dividends | $2,129,000 | 833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,519,900 | 1,009 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,121,000 | 1,307 |
| Total interest expense | $3,690,000 | 1,342 |
| Net interest income | $4,431,000 | 1,291 |
| Provision for loan and lease losses | $115,000 | 1,841 |
| Total noninterest income | $1,207,000 | 1,129 |
| Gross Fiduciary activities income | $199,000 | 481 |
| Service charges on deposit accounts | $143,000 | 2,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $865,000 | 944 |
| Total noninterest expense | $3,878,000 | 1,219 |
| Salaries and employee benefits | $2,114,000 | 1,209 |
| Premises and equipment expense | $631,000 | 1,054 |
| Additional noninterest expense | $1,133,000 | 1,201 |
| Pre-tax net operating income | $1,645,000 | 1,421 |
| Securities gains (losses) | $-109,000 | 8,564 |
| Applicable income taxes | $9,000 | 5,389 |
| Income before extraordinary items | $1,527,000 | 1,154 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,527,000 | 1,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $822,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,634,910 | 1,065 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,883,000 | 1,324 |
| Total interest expense | $12,147,000 | 1,381 |
| Net interest income | $17,736,000 | 1,278 |
| Provision for loan and lease losses | $513,000 | 1,862 |
| Total noninterest income | $5,123,000 | 1,074 |
| Gross Fiduciary activities income | $830,000 | 459 |
| Service charges on deposit accounts | $687,000 | 2,415 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,606,000 | 873 |
| Total noninterest expense | $15,529,000 | 1,157 |
| Salaries and employee benefits | $8,438,000 | 1,158 |
| Premises and equipment expense | $2,372,000 | 1,066 |
| Additional noninterest expense | $4,719,000 | 1,135 |
| Pre-tax net operating income | $6,817,000 | 1,438 |
| Securities gains (losses) | $-48,000 | 7,930 |
| Applicable income taxes | $74,000 | 5,192 |
| Income before extraordinary items | $6,695,000 | 1,116 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,695,000 | 1,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,344 |
| Cash dividends | $3,586,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,742,520 | 1,096 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,783,000 | 1,368 |
| Total interest expense | $8,550,000 | 1,430 |
| Net interest income | $13,233,000 | 1,301 |
| Provision for loan and lease losses | $638,000 | 1,141 |
| Total noninterest income | $3,782,000 | 1,098 |
| Gross Fiduciary activities income | $595,000 | 467 |
| Service charges on deposit accounts | $527,000 | 2,372 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,660,000 | 907 |
| Total noninterest expense | $11,276,000 | 1,214 |
| Salaries and employee benefits | $6,024,000 | 1,229 |
| Premises and equipment expense | $1,739,000 | 1,102 |
| Additional noninterest expense | $3,513,000 | 1,149 |
| Pre-tax net operating income | $5,101,000 | 1,484 |
| Securities gains (losses) | $-48,000 | 8,170 |
| Applicable income taxes | $54,000 | 5,394 |
| Income before extraordinary items | $4,999,000 | 1,156 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,999,000 | 1,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,204 |
| Cash dividends | $3,283,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,046,520 | 1,133 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,927,000 | 1,393 |
| Total interest expense | $5,250,000 | 1,478 |
| Net interest income | $8,677,000 | 1,331 |
| Provision for loan and lease losses | $307,000 | 1,440 |
| Total noninterest income | $2,555,000 | 1,084 |
| Gross Fiduciary activities income | $401,000 | 472 |
| Service charges on deposit accounts | $340,000 | 2,412 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,814,000 | 893 |
| Total noninterest expense | $7,633,000 | 1,198 |
| Salaries and employee benefits | $4,121,000 | 1,210 |
| Premises and equipment expense | $1,178,000 | 1,083 |
| Additional noninterest expense | $2,334,000 | 1,160 |
| Pre-tax net operating income | $3,292,000 | 1,531 |
| Securities gains (losses) | $-52,000 | 8,374 |
| Applicable income taxes | $28,000 | 5,612 |
| Income before extraordinary items | $3,212,000 | 1,190 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,212,000 | 1,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,779 |
| Cash dividends | $2,168,000 | 758 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,263,480 | 1,155 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,669,000 | 1,421 |
| Total interest expense | $2,479,000 | 1,483 |
| Net interest income | $4,190,000 | 1,369 |
| Provision for loan and lease losses | $117,000 | 1,801 |
| Total noninterest income | $1,240,000 | 1,088 |
| Gross Fiduciary activities income | $199,000 | 477 |
| Service charges on deposit accounts | $157,000 | 2,502 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $884,000 | 893 |
| Total noninterest expense | $3,644,000 | 1,259 |
| Salaries and employee benefits | $1,937,000 | 1,282 |
| Premises and equipment expense | $578,000 | 1,113 |
| Additional noninterest expense | $1,129,000 | 1,180 |
| Pre-tax net operating income | $1,669,000 | 1,478 |
| Securities gains (losses) | $15,000 | 512 |
| Applicable income taxes | $11,000 | 5,709 |
| Income before extraordinary items | $1,673,000 | 1,118 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,673,000 | 1,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,001 |
| Cash dividends | $949,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,658,150 | 1,108 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,112,000 | 1,389 |
| Total interest expense | $7,586,000 | 1,496 |
| Net interest income | $16,526,000 | 1,324 |
| Provision for loan and lease losses | $133,000 | 4,311 |
| Total noninterest income | $5,028,000 | 1,080 |
| Gross Fiduciary activities income | $716,000 | 486 |
| Service charges on deposit accounts | $633,000 | 2,549 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,679,000 | 868 |
| Total noninterest expense | $14,198,000 | 1,223 |
| Salaries and employee benefits | $7,696,000 | 1,199 |
| Premises and equipment expense | $2,203,000 | 1,102 |
| Additional noninterest expense | $4,299,000 | 1,203 |
| Pre-tax net operating income | $7,223,000 | 1,332 |
| Securities gains (losses) | $344,000 | 376 |
| Applicable income taxes | $58,000 | 5,768 |
| Income before extraordinary items | $7,509,000 | 961 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,509,000 | 961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 1,880 |
| Cash dividends | $2,780,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,168,440 | 995 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,731,000 | 1,375 |
| Total interest expense | $5,346,000 | 1,495 |
| Net interest income | $12,385,000 | 1,311 |
| Provision for loan and lease losses | $355,000 | 1,917 |
| Total noninterest income | $3,702,000 | 1,109 |
| Gross Fiduciary activities income | $526,000 | 481 |
| Service charges on deposit accounts | $477,000 | 2,535 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,699,000 | 888 |
| Total noninterest expense | $10,181,000 | 1,258 |
| Salaries and employee benefits | $5,403,000 | 1,281 |
| Premises and equipment expense | $1,585,000 | 1,146 |
| Additional noninterest expense | $3,193,000 | 1,191 |
| Pre-tax net operating income | $5,551,000 | 1,294 |
| Securities gains (losses) | $331,000 | 363 |
| Applicable income taxes | $36,000 | 5,989 |
| Income before extraordinary items | $5,846,000 | 920 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,846,000 | 921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 1,567 |
| Cash dividends | $2,478,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,518,310 | 957 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,621,000 | 1,363 |
| Total interest expense | $3,377,000 | 1,492 |
| Net interest income | $8,244,000 | 1,304 |
| Provision for loan and lease losses | $236,000 | 1,894 |
| Total noninterest income | $2,391,000 | 1,110 |
| Gross Fiduciary activities income | $339,000 | 492 |
| Service charges on deposit accounts | $313,000 | 2,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,739,000 | 899 |
| Total noninterest expense | $6,608,000 | 1,282 |
| Salaries and employee benefits | $3,445,000 | 1,332 |
| Premises and equipment expense | $1,030,000 | 1,166 |
| Additional noninterest expense | $2,133,000 | 1,168 |
| Pre-tax net operating income | $3,791,000 | 1,232 |
| Securities gains (losses) | $342,000 | 297 |
| Applicable income taxes | $20,000 | 6,094 |
| Income before extraordinary items | $4,113,000 | 846 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,113,000 | 846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 1,251 |
| Cash dividends | $1,698,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,771,000 | 907 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,703,000 | 1,348 |
| Total interest expense | $1,570,000 | 1,524 |
| Net interest income | $4,133,000 | 1,289 |
| Provision for loan and lease losses | $211,000 | 1,082 |
| Total noninterest income | $1,139,000 | 1,132 |
| Gross Fiduciary activities income | $161,000 | 513 |
| Service charges on deposit accounts | $156,000 | 2,474 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $822,000 | 931 |
| Total noninterest expense | $3,260,000 | 1,308 |
| Salaries and employee benefits | $1,730,000 | 1,334 |
| Premises and equipment expense | $521,000 | 1,165 |
| Additional noninterest expense | $1,009,000 | 1,234 |
| Pre-tax net operating income | $1,801,000 | 1,274 |
| Securities gains (losses) | $342,000 | 186 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $2,129,000 | 824 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,129,000 | 825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 693 |
| Cash dividends | $770,000 | 834 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,790,420 | 949 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,287,000 | 1,335 |
| Total interest expense | $5,583,000 | 1,474 |
| Net interest income | $15,704,000 | 1,285 |
| Provision for loan and lease losses | $765,000 | 1,334 |
| Total noninterest income | $4,772,000 | 1,124 |
| Gross Fiduciary activities income | $675,000 | 467 |
| Service charges on deposit accounts | $673,000 | 2,460 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,424,000 | 893 |
| Total noninterest expense | $13,561,000 | 1,205 |
| Salaries and employee benefits | $7,223,000 | 1,201 |
| Premises and equipment expense | $2,008,000 | 1,142 |
| Additional noninterest expense | $4,330,000 | 1,139 |
| Pre-tax net operating income | $6,150,000 | 1,401 |
| Securities gains (losses) | $-957,000 | 8,900 |
| Applicable income taxes | $56,000 | 5,982 |
| Income before extraordinary items | $5,137,000 | 1,266 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,137,000 | 1,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $622,000 | 1,123 |
| Cash dividends | $2,624,000 | 1,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,084,430 | 1,043 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,688,000 | 1,344 |
| Total interest expense | $4,127,000 | 1,465 |
| Net interest income | $11,561,000 | 1,298 |
| Provision for loan and lease losses | $423,000 | 1,692 |
| Total noninterest income | $3,674,000 | 1,110 |
| Gross Fiduciary activities income | $495,000 | 475 |
| Service charges on deposit accounts | $503,000 | 2,488 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,676,000 | 875 |
| Total noninterest expense | $9,980,000 | 1,225 |
| Salaries and employee benefits | $5,200,000 | 1,265 |
| Premises and equipment expense | $1,508,000 | 1,141 |
| Additional noninterest expense | $3,272,000 | 1,119 |
| Pre-tax net operating income | $4,832,000 | 1,346 |
| Securities gains (losses) | $-1,045,000 | 8,984 |
| Applicable income taxes | $42,000 | 6,075 |
| Income before extraordinary items | $3,745,000 | 1,317 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,745,000 | 1,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,433 |
| Cash dividends | $2,356,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,779,550 | 1,002 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,248,000 | 1,353 |
| Total interest expense | $2,731,000 | 1,456 |
| Net interest income | $7,517,000 | 1,318 |
| Provision for loan and lease losses | $282,000 | 1,669 |
| Total noninterest income | $2,451,000 | 1,103 |
| Gross Fiduciary activities income | $342,000 | 466 |
| Service charges on deposit accounts | $321,000 | 2,565 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,788,000 | 868 |
| Total noninterest expense | $6,543,000 | 1,241 |
| Salaries and employee benefits | $3,331,000 | 1,307 |
| Premises and equipment expense | $1,019,000 | 1,134 |
| Additional noninterest expense | $2,193,000 | 1,117 |
| Pre-tax net operating income | $3,143,000 | 1,350 |
| Securities gains (losses) | $184,000 | 684 |
| Applicable income taxes | $22,000 | 6,231 |
| Income before extraordinary items | $3,305,000 | 989 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,305,000 | 990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 1,686 |
| Cash dividends | $1,489,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,122,840 | 1,013 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,976,000 | 1,406 |
| Total interest expense | $1,352,000 | 1,477 |
| Net interest income | $3,624,000 | 1,372 |
| Provision for loan and lease losses | $141,000 | 1,609 |
| Total noninterest income | $1,256,000 | 1,049 |
| Gross Fiduciary activities income | $167,000 | 482 |
| Service charges on deposit accounts | $163,000 | 2,506 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $926,000 | 835 |
| Total noninterest expense | $3,220,000 | 1,267 |
| Salaries and employee benefits | $1,637,000 | 1,358 |
| Premises and equipment expense | $524,000 | 1,127 |
| Additional noninterest expense | $1,059,000 | 1,137 |
| Pre-tax net operating income | $1,519,000 | 1,377 |
| Securities gains (losses) | $209,000 | 483 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $1,721,000 | 946 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,721,000 | 946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,853 |
| Cash dividends | $301,000 | 1,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,512,000 | 1,021 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,691,000 | 1,455 |
| Total interest expense | $5,891,000 | 1,509 |
| Net interest income | $13,800,000 | 1,410 |
| Provision for loan and lease losses | $576,000 | 1,947 |
| Total noninterest income | $5,898,000 | 993 |
| Gross Fiduciary activities income | $659,000 | 475 |
| Service charges on deposit accounts | $680,000 | 2,421 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,559,000 | 815 |
| Total noninterest expense | $13,558,000 | 1,192 |
| Salaries and employee benefits | $7,626,000 | 1,108 |
| Premises and equipment expense | $1,914,000 | 1,179 |
| Additional noninterest expense | $4,018,000 | 1,239 |
| Pre-tax net operating income | $5,564,000 | 1,487 |
| Securities gains (losses) | $426,000 | 838 |
| Applicable income taxes | $38,000 | 6,461 |
| Income before extraordinary items | $5,952,000 | 1,083 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,952,000 | 1,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,429 |
| Cash dividends | $2,391,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,530,260 | 1,100 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,646,000 | 1,497 |
| Total interest expense | $4,504,000 | 1,549 |
| Net interest income | $10,142,000 | 1,448 |
| Provision for loan and lease losses | $432,000 | 1,917 |
| Total noninterest income | $4,802,000 | 958 |
| Gross Fiduciary activities income | $488,000 | 480 |
| Service charges on deposit accounts | $518,000 | 2,400 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,796,000 | 785 |
| Total noninterest expense | $9,755,000 | 1,255 |
| Salaries and employee benefits | $5,321,000 | 1,213 |
| Premises and equipment expense | $1,367,000 | 1,250 |
| Additional noninterest expense | $3,067,000 | 1,235 |
| Pre-tax net operating income | $4,757,000 | 1,362 |
| Securities gains (losses) | $331,000 | 903 |
| Applicable income taxes | $73,000 | 5,891 |
| Income before extraordinary items | $5,015,000 | 1,006 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,015,000 | 1,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,588 |
| Cash dividends | $2,123,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,687,310 | 1,005 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,801,000 | 1,510 |
| Total interest expense | $3,040,000 | 1,583 |
| Net interest income | $6,761,000 | 1,445 |
| Provision for loan and lease losses | $288,000 | 1,922 |
| Total noninterest income | $3,231,000 | 945 |
| Gross Fiduciary activities income | $321,000 | 488 |
| Service charges on deposit accounts | $353,000 | 2,325 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,557,000 | 770 |
| Total noninterest expense | $6,564,000 | 1,238 |
| Salaries and employee benefits | $3,516,000 | 1,221 |
| Premises and equipment expense | $897,000 | 1,273 |
| Additional noninterest expense | $2,151,000 | 1,169 |
| Pre-tax net operating income | $3,140,000 | 1,366 |
| Securities gains (losses) | $284,000 | 834 |
| Applicable income taxes | $30,000 | 6,338 |
| Income before extraordinary items | $3,394,000 | 983 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,394,000 | 984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,447 |
| Cash dividends | $1,461,000 | 961 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,112,840 | 991 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,830,000 | 1,540 |
| Total interest expense | $1,534,000 | 1,614 |
| Net interest income | $3,296,000 | 1,475 |
| Provision for loan and lease losses | $144,000 | 1,857 |
| Total noninterest income | $1,709,000 | 884 |
| Gross Fiduciary activities income | $165,000 | 490 |
| Service charges on deposit accounts | $173,000 | 2,299 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,371,000 | 708 |
| Total noninterest expense | $3,295,000 | 1,222 |
| Salaries and employee benefits | $1,756,000 | 1,214 |
| Premises and equipment expense | $429,000 | 1,344 |
| Additional noninterest expense | $1,110,000 | 1,114 |
| Pre-tax net operating income | $1,566,000 | 1,362 |
| Securities gains (losses) | $60,000 | 1,283 |
| Applicable income taxes | $18,000 | 6,161 |
| Income before extraordinary items | $1,608,000 | 1,041 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,608,000 | 1,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $285,000 | 1,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,548,600 | 998 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,187,000 | 1,524 |
| Total interest expense | $6,781,000 | 1,689 |
| Net interest income | $13,406,000 | 1,458 |
| Provision for loan and lease losses | $610,000 | 2,028 |
| Total noninterest income | $5,300,000 | 999 |
| Gross Fiduciary activities income | $622,000 | 500 |
| Service charges on deposit accounts | $790,000 | 2,020 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,888,000 | 833 |
| Total noninterest expense | $12,309,000 | 1,246 |
| Salaries and employee benefits | $6,595,000 | 1,222 |
| Premises and equipment expense | $1,604,000 | 1,374 |
| Additional noninterest expense | $4,110,000 | 1,186 |
| Pre-tax net operating income | $5,787,000 | 1,444 |
| Securities gains (losses) | $733,000 | 511 |
| Applicable income taxes | $798,000 | 2,603 |
| Income before extraordinary items | $5,722,000 | 1,096 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,722,000 | 1,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,766 |
| Cash dividends | $2,643,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,076,960 | 1,185 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,688,000 | 1,562 |
| Total interest expense | $9,885,000 | 1,641 |
| Net interest income | $11,803,000 | 1,511 |
| Provision for loan and lease losses | $802,000 | 1,494 |
| Total noninterest income | $4,958,000 | 1,005 |
| Gross Fiduciary activities income | $561,000 | 557 |
| Service charges on deposit accounts | $860,000 | 1,772 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,537,000 | 839 |
| Total noninterest expense | $10,805,000 | 1,357 |
| Salaries and employee benefits | $5,957,000 | 1,248 |
| Premises and equipment expense | $1,463,000 | 1,475 |
| Additional noninterest expense | $3,385,000 | 1,387 |
| Pre-tax net operating income | $5,154,000 | 1,397 |
| Securities gains (losses) | $491,000 | 619 |
| Applicable income taxes | $1,545,000 | 1,459 |
| Income before extraordinary items | $4,100,000 | 1,329 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,100,000 | 1,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,817 |
| Cash dividends | $1,343,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,741,570 | 1,387 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,367,000 | 1,698 |
| Total interest expense | $9,546,000 | 1,798 |
| Net interest income | $10,821,000 | 1,620 |
| Provision for loan and lease losses | $543,000 | 1,749 |
| Total noninterest income | $4,045,000 | 1,061 |
| Gross Fiduciary activities income | $565,000 | 560 |
| Service charges on deposit accounts | $839,000 | 1,654 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,641,000 | 932 |
| Total noninterest expense | $9,570,000 | 1,453 |
| Salaries and employee benefits | $4,791,000 | 1,481 |
| Premises and equipment expense | $1,620,000 | 1,257 |
| Additional noninterest expense | $3,159,000 | 1,422 |
| Pre-tax net operating income | $4,753,000 | 1,558 |
| Securities gains (losses) | $-170,000 | 9,547 |
| Applicable income taxes | $1,163,000 | 1,867 |
| Income before extraordinary items | $3,420,000 | 1,540 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,420,000 | 1,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 1,956 |
| Cash dividends | $806,000 | 2,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,547,500 | 1,479 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,957,000 | 1,927 |
| Total interest expense | $7,329,000 | 2,035 |
| Net interest income | $9,628,000 | 1,815 |
| Provision for loan and lease losses | $260,000 | 2,969 |
| Total noninterest income | $3,480,000 | 1,197 |
| Gross Fiduciary activities income | $511,000 | 632 |
| Service charges on deposit accounts | $716,000 | 1,856 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,253,000 | 1,055 |
| Total noninterest expense | $8,947,000 | 1,552 |
| Salaries and employee benefits | $4,470,000 | 1,552 |
| Premises and equipment expense | $1,420,000 | 1,442 |
| Additional noninterest expense | $3,057,000 | 1,496 |
| Pre-tax net operating income | $3,901,000 | 1,884 |
| Securities gains (losses) | $-39,000 | 9,736 |
| Applicable income taxes | $941,000 | 2,312 |
| Income before extraordinary items | $2,921,000 | 1,824 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,921,000 | 1,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 1,630 |
| Cash dividends | $1,416,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,950,640 | 1,768 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,458,000 | 2,106 |
| Total interest expense | $6,578,000 | 2,296 |
| Net interest income | $8,880,000 | 1,933 |
| Provision for loan and lease losses | $740,000 | 1,259 |
| Total noninterest income | $3,160,000 | 1,303 |
| Gross Fiduciary activities income | $432,000 | 682 |
| Service charges on deposit accounts | $712,000 | 1,795 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,016,000 | 1,153 |
| Total noninterest expense | $7,406,000 | 1,763 |
| Salaries and employee benefits | $3,892,000 | 1,703 |
| Premises and equipment expense | $1,132,000 | 1,744 |
| Additional noninterest expense | $2,382,000 | 1,781 |
| Pre-tax net operating income | $3,894,000 | 1,870 |
| Securities gains (losses) | $98,000 | 1,283 |
| Applicable income taxes | $1,080,000 | 2,166 |
| Income before extraordinary items | $2,912,000 | 1,812 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,912,000 | 1,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,509 |
| Cash dividends | $502,000 | 3,490 |
| Sale, conversion, retirement of capital stock, net | $-2,153,000 | 10,440 |
| Net operating income | $2,840,460 | 1,774 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,273,000 | 2,284 |
| Total interest expense | $6,038,000 | 2,477 |
| Net interest income | $8,235,000 | 2,114 |
| Provision for loan and lease losses | $1,130,000 | 895 |
| Total noninterest income | $3,850,000 | 1,100 |
| Gross Fiduciary activities income | $431,000 | 707 |
| Service charges on deposit accounts | $713,000 | 1,823 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,706,000 | 900 |
| Total noninterest expense | $9,534,000 | 1,379 |
| Salaries and employee benefits | $3,026,000 | 2,192 |
| Premises and equipment expense | $916,000 | 2,147 |
| Additional noninterest expense | $5,592,000 | 892 |
| Pre-tax net operating income | $1,421,000 | 4,677 |
| Securities gains (losses) | $122,000 | 902 |
| Applicable income taxes | $191,000 | 7,004 |
| Income before extraordinary items | $1,352,000 | 3,673 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,352,000 | 3,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $982,000 | 816 |
| Cash dividends | $671,000 | 2,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,244,640 | 3,863 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,400,000 | 2,488 |
| Total interest expense | $5,487,000 | 2,772 |
| Net interest income | $7,913,000 | 2,273 |
| Provision for loan and lease losses | $432,000 | 1,962 |
| Total noninterest income | $3,525,000 | 1,214 |
| Gross Fiduciary activities income | $426,000 | 751 |
| Service charges on deposit accounts | $747,000 | 1,812 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,352,000 | 1,040 |
| Total noninterest expense | $7,256,000 | 1,942 |
| Salaries and employee benefits | $3,200,000 | 2,084 |
| Premises and equipment expense | $917,000 | 2,172 |
| Additional noninterest expense | $3,139,000 | 1,654 |
| Pre-tax net operating income | $3,750,000 | 1,932 |
| Securities gains (losses) | $19,000 | 2,034 |
| Applicable income taxes | $1,123,000 | 2,121 |
| Income before extraordinary items | $2,646,000 | 1,872 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,646,000 | 1,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,487 |
| Cash dividends | $591,000 | 3,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,632,700 | 1,844 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,457,000 | 2,681 |
| Total interest expense | $5,191,000 | 2,933 |
| Net interest income | $7,266,000 | 2,473 |
| Provision for loan and lease losses | $408,000 | 1,839 |
| Total noninterest income | $3,052,000 | 1,344 |
| Gross Fiduciary activities income | $355,000 | 837 |
| Service charges on deposit accounts | $708,000 | 1,911 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,989,000 | 1,133 |
| Total noninterest expense | $6,640,000 | 2,075 |
| Salaries and employee benefits | $3,174,000 | 2,097 |
| Premises and equipment expense | $861,000 | 2,323 |
| Additional noninterest expense | $2,605,000 | 1,924 |
| Pre-tax net operating income | $3,270,000 | 2,259 |
| Securities gains (losses) | $86,000 | 1,031 |
| Applicable income taxes | $1,001,000 | 2,380 |
| Income before extraordinary items | $2,355,000 | 2,156 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,355,000 | 2,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,056 |
| Cash dividends | $537,000 | 3,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,294,800 | 2,173 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,133,000 | 2,733 |
| Total interest expense | $3,924,000 | 3,105 |
| Net interest income | $7,209,000 | 2,505 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $2,463,000 | 1,580 |
| Gross Fiduciary activities income | $336,000 | 860 |
| Service charges on deposit accounts | $628,000 | 2,159 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,499,000 | 1,385 |
| Total noninterest expense | $6,588,000 | 2,145 |
| Salaries and employee benefits | $3,271,000 | 2,023 |
| Premises and equipment expense | $822,000 | 2,472 |
| Additional noninterest expense | $2,495,000 | 2,138 |
| Pre-tax net operating income | $2,784,000 | 2,545 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $713,000 | 3,046 |
| Income before extraordinary items | $2,079,000 | 2,337 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,079,000 | 2,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,325 |
| Cash dividends | $456,000 | 3,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,073,080 | 2,366 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,948,000 | 3,101 |
| Total interest expense | $3,645,000 | 3,439 |
| Net interest income | $6,303,000 | 2,882 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $1,837,000 | 2,089 |
| Gross Fiduciary activities income | $300,000 | 938 |
| Service charges on deposit accounts | $622,000 | 2,201 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $915,000 | 2,166 |
| Total noninterest expense | $5,675,000 | 2,527 |
| Salaries and employee benefits | $2,592,000 | 2,555 |
| Premises and equipment expense | $775,000 | 2,630 |
| Additional noninterest expense | $2,308,000 | 2,411 |
| Pre-tax net operating income | $2,315,000 | 2,912 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $573,000 | 3,737 |
| Income before extraordinary items | $1,742,000 | 2,836 |
| Extraordinary gains, net | $11,000 | 2,917 |
| Net income | $1,753,000 | 2,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 4,432 |
| Cash dividends | $403,000 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,742,000 | 2,690 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,863,000 | 3,534 |
| Total interest expense | $4,444,000 | 3,689 |
| Net interest income | $5,419,000 | 3,366 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $2,044,000 | 1,905 |
| Gross Fiduciary activities income | $233,000 | 1,044 |
| Service charges on deposit accounts | $661,000 | 2,060 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,150,000 | 1,818 |
| Total noninterest expense | $5,419,000 | 2,661 |
| Salaries and employee benefits | $2,237,000 | 2,898 |
| Premises and equipment expense | $851,000 | 2,425 |
| Additional noninterest expense | $2,331,000 | 2,459 |
| Pre-tax net operating income | $1,804,000 | 3,421 |
| Securities gains (losses) | $142,000 | 2,487 |
| Applicable income taxes | $487,000 | 4,080 |
| Income before extraordinary items | $1,459,000 | 3,161 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,459,000 | 3,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 6,172 |
| Cash dividends | $403,000 | 3,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,352,500 | 3,148 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.