Home > PALMYRA STATE BANK > Income and Expense
PALMYRA STATE BANK, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $871,000 | 5,986 |
| Total interest expense | $88,000 | 5,783 |
| Net interest income | $783,000 | 5,986 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $129,000 | 5,532 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $41,000 | 5,546 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $88,000 | 5,181 |
| Total noninterest expense | $776,000 | 5,962 |
| Salaries and employee benefits | $436,000 | 5,945 |
| Premises and equipment expense | $95,000 | 5,769 |
| Additional noninterest expense | $245,000 | 5,943 |
| Pre-tax net operating income | $136,000 | 5,603 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-16,000 | 5,906 |
| Income before extraordinary items | $152,000 | 5,579 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $152,000 | 5,581 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $152,000 | 5,582 |
| Net charge-offs | $4,000 | 4,227 |
| Cash dividends | $100,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $152,000 | 5,539 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $644,000 | 6,079 |
| Total interest expense | $67,000 | 5,864 |
| Net interest income | $577,000 | 6,079 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $99,000 | 5,601 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $30,000 | 5,635 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 5,188 |
| Total noninterest expense | $593,000 | 6,022 |
| Salaries and employee benefits | $324,000 | 6,009 |
| Premises and equipment expense | $82,000 | 5,749 |
| Additional noninterest expense | $187,000 | 6,014 |
| Pre-tax net operating income | $83,000 | 5,767 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $8,000 | 4,197 |
| Income before extraordinary items | $75,000 | 5,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 5,808 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $75,000 | 5,808 |
| Net charge-offs | $4,000 | 3,882 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $75,000 | 5,767 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $426,000 | 6,149 |
| Total interest expense | $45,000 | 5,921 |
| Net interest income | $381,000 | 6,146 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $63,000 | 5,677 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $20,000 | 5,676 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $43,000 | 5,288 |
| Total noninterest expense | $385,000 | 6,109 |
| Salaries and employee benefits | $205,000 | 6,096 |
| Premises and equipment expense | $55,000 | 5,793 |
| Additional noninterest expense | $125,000 | 6,077 |
| Pre-tax net operating income | $59,000 | 5,792 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $7,000 | 4,172 |
| Income before extraordinary items | $52,000 | 5,838 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $52,000 | 5,839 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $52,000 | 5,840 |
| Net charge-offs | $5,000 | 3,478 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $52,000 | 5,794 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $208,000 | 6,225 |
| Total interest expense | $23,000 | 5,969 |
| Net interest income | $185,000 | 6,222 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $32,000 | 5,702 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $9,000 | 5,746 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $23,000 | 5,282 |
| Total noninterest expense | $189,000 | 6,190 |
| Salaries and employee benefits | $102,000 | 6,169 |
| Premises and equipment expense | $28,000 | 5,820 |
| Additional noninterest expense | $59,000 | 6,167 |
| Pre-tax net operating income | $28,000 | 5,811 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $26,000 | 5,845 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $26,000 | 5,846 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $26,000 | 5,846 |
| Net charge-offs | $5,000 | 2,746 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $26,000 | 5,798 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $866,000 | 6,293 |
| Total interest expense | $98,000 | 6,058 |
| Net interest income | $768,000 | 6,295 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $129,000 | 5,787 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $42,000 | 5,832 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $87,000 | 5,350 |
| Total noninterest expense | $763,000 | 6,281 |
| Salaries and employee benefits | $398,000 | 6,279 |
| Premises and equipment expense | $109,000 | 5,979 |
| Additional noninterest expense | $256,000 | 6,232 |
| Pre-tax net operating income | $134,000 | 5,812 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $10,000 | 4,202 |
| Income before extraordinary items | $124,000 | 5,832 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $124,000 | 5,832 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $124,000 | 5,833 |
| Net charge-offs | $35,000 | 4,013 |
| Cash dividends | $100,000 | 4,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $124,000 | 5,797 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $652,000 | 6,367 |
| Total interest expense | $74,000 | 6,140 |
| Net interest income | $578,000 | 6,369 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $97,000 | 5,863 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $32,000 | 5,893 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $65,000 | 5,434 |
| Total noninterest expense | $582,000 | 6,332 |
| Salaries and employee benefits | $296,000 | 6,338 |
| Premises and equipment expense | $84,000 | 6,009 |
| Additional noninterest expense | $202,000 | 6,265 |
| Pre-tax net operating income | $93,000 | 5,906 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $7,000 | 4,269 |
| Income before extraordinary items | $86,000 | 5,919 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $86,000 | 5,918 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $86,000 | 5,919 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $86,000 | 5,900 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $442,000 | 6,420 |
| Total interest expense | $51,000 | 6,177 |
| Net interest income | $391,000 | 6,422 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $65,000 | 5,914 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $21,000 | 5,936 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $44,000 | 5,447 |
| Total noninterest expense | $388,000 | 6,391 |
| Salaries and employee benefits | $195,000 | 6,408 |
| Premises and equipment expense | $57,000 | 6,045 |
| Additional noninterest expense | $136,000 | 6,305 |
| Pre-tax net operating income | $68,000 | 5,913 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $5,000 | 4,257 |
| Income before extraordinary items | $63,000 | 5,934 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $63,000 | 5,935 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $63,000 | 5,936 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $63,000 | 5,900 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $220,000 | 6,495 |
| Total interest expense | $26,000 | 6,245 |
| Net interest income | $194,000 | 6,493 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $32,000 | 5,941 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $11,000 | 5,924 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $21,000 | 5,497 |
| Total noninterest expense | $196,000 | 6,456 |
| Salaries and employee benefits | $100,000 | 6,465 |
| Premises and equipment expense | $28,000 | 6,120 |
| Additional noninterest expense | $68,000 | 6,361 |
| Pre-tax net operating income | $30,000 | 5,932 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $28,000 | 5,955 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $28,000 | 5,956 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $28,000 | 5,957 |
| Net charge-offs | $8,000 | 2,944 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $28,000 | 5,918 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $937,000 | 6,537 |
| Total interest expense | $121,000 | 6,315 |
| Net interest income | $816,000 | 6,540 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $153,000 | 5,894 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $64,000 | 5,756 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $89,000 | 5,473 |
| Total noninterest expense | $766,000 | 6,551 |
| Salaries and employee benefits | $422,000 | 6,527 |
| Premises and equipment expense | $108,000 | 6,231 |
| Additional noninterest expense | $236,000 | 6,526 |
| Pre-tax net operating income | $203,000 | 5,716 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $23,000 | 4,052 |
| Income before extraordinary items | $180,000 | 5,758 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $180,000 | 5,761 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $180,000 | 5,761 |
| Net charge-offs | $8,000 | 5,126 |
| Cash dividends | $120,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $180,000 | 5,707 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $710,000 | 6,604 |
| Total interest expense | $94,000 | 6,386 |
| Net interest income | $616,000 | 6,608 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $114,000 | 5,964 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $47,000 | 5,839 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $67,000 | 5,546 |
| Total noninterest expense | $584,000 | 6,583 |
| Salaries and employee benefits | $323,000 | 6,567 |
| Premises and equipment expense | $85,000 | 6,245 |
| Additional noninterest expense | $176,000 | 6,577 |
| Pre-tax net operating income | $146,000 | 5,844 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $14,000 | 4,224 |
| Income before extraordinary items | $132,000 | 5,886 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $132,000 | 5,888 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $132,000 | 5,888 |
| Net charge-offs | $8,000 | 4,771 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $132,000 | 5,828 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $481,000 | 6,644 |
| Total interest expense | $66,000 | 6,414 |
| Net interest income | $415,000 | 6,647 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $75,000 | 5,990 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $30,000 | 5,892 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $45,000 | 5,584 |
| Total noninterest expense | $388,000 | 6,632 |
| Salaries and employee benefits | $218,000 | 6,603 |
| Premises and equipment expense | $56,000 | 6,294 |
| Additional noninterest expense | $114,000 | 6,635 |
| Pre-tax net operating income | $102,000 | 5,807 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $10,000 | 4,196 |
| Income before extraordinary items | $92,000 | 5,899 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $92,000 | 5,901 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $92,000 | 5,901 |
| Net charge-offs | $8,000 | 4,402 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $92,000 | 5,804 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $258,000 | 6,672 |
| Total interest expense | $34,000 | 6,476 |
| Net interest income | $224,000 | 6,663 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $38,000 | 5,993 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $16,000 | 5,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 5,600 |
| Total noninterest expense | $192,000 | 6,711 |
| Salaries and employee benefits | $111,000 | 6,657 |
| Premises and equipment expense | $28,000 | 6,329 |
| Additional noninterest expense | $53,000 | 6,761 |
| Pre-tax net operating income | $70,000 | 5,620 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $11,000 | 3,890 |
| Income before extraordinary items | $59,000 | 5,731 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $59,000 | 5,733 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $59,000 | 5,733 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $59,000 | 5,638 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,103,000 | 6,722 |
| Total interest expense | $165,000 | 6,560 |
| Net interest income | $938,000 | 6,715 |
| Provision for loan and lease losses | $8,000 | 5,774 |
| Total noninterest income | $161,000 | 5,903 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $63,000 | 6,020 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $98,000 | 5,370 |
| Total noninterest expense | $820,000 | 6,749 |
| Salaries and employee benefits | $455,000 | 6,708 |
| Premises and equipment expense | $105,000 | 6,485 |
| Additional noninterest expense | $260,000 | 6,716 |
| Pre-tax net operating income | $271,000 | 5,494 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $28,000 | 4,085 |
| Income before extraordinary items | $243,000 | 5,646 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $243,000 | 5,643 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $243,000 | 5,644 |
| Net charge-offs | $7,000 | 5,693 |
| Cash dividends | $120,000 | 3,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $243,000 | 5,463 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $833,000 | 6,822 |
| Total interest expense | $128,000 | 6,664 |
| Net interest income | $705,000 | 6,814 |
| Provision for loan and lease losses | $5,000 | 5,679 |
| Total noninterest income | $122,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $46,000 | 6,122 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $76,000 | 5,412 |
| Total noninterest expense | $634,000 | 6,801 |
| Salaries and employee benefits | $352,000 | 6,754 |
| Premises and equipment expense | $81,000 | 6,533 |
| Additional noninterest expense | $201,000 | 6,786 |
| Pre-tax net operating income | $188,000 | 5,714 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $23,000 | 4,110 |
| Income before extraordinary items | $165,000 | 5,869 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $165,000 | 5,868 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $165,000 | 5,868 |
| Net charge-offs | $5,000 | 5,497 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $165,000 | 5,703 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $571,000 | 6,875 |
| Total interest expense | $89,000 | 6,717 |
| Net interest income | $482,000 | 6,857 |
| Provision for loan and lease losses | $2,000 | 5,568 |
| Total noninterest income | $82,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $31,000 | 6,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 5,425 |
| Total noninterest expense | $422,000 | 6,864 |
| Salaries and employee benefits | $235,000 | 6,813 |
| Premises and equipment expense | $52,000 | 6,609 |
| Additional noninterest expense | $135,000 | 6,840 |
| Pre-tax net operating income | $140,000 | 5,644 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $20,000 | 3,998 |
| Income before extraordinary items | $120,000 | 5,828 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $120,000 | 5,827 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $120,000 | 5,827 |
| Net charge-offs | $3,000 | 5,275 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $120,000 | 5,649 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $289,000 | 6,920 |
| Total interest expense | $46,000 | 6,771 |
| Net interest income | $243,000 | 6,911 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $39,000 | 6,108 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $17,000 | 6,021 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 5,635 |
| Total noninterest expense | $213,000 | 6,912 |
| Salaries and employee benefits | $120,000 | 6,856 |
| Premises and equipment expense | $25,000 | 6,672 |
| Additional noninterest expense | $68,000 | 6,871 |
| Pre-tax net operating income | $69,000 | 5,739 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $9,000 | 4,034 |
| Income before extraordinary items | $60,000 | 5,871 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $60,000 | 5,871 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $60,000 | 5,871 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $60,000 | 5,724 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 6,893 |
| Total interest expense | $230,000 | 6,805 |
| Net interest income | $1,084,000 | 6,867 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $169,000 | 5,919 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $72,000 | 5,943 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $97,000 | 5,340 |
| Total noninterest expense | $882,000 | 6,962 |
| Salaries and employee benefits | $503,000 | 6,890 |
| Premises and equipment expense | $116,000 | 6,707 |
| Additional noninterest expense | $263,000 | 6,969 |
| Pre-tax net operating income | $371,000 | 5,048 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $66,000 | 3,615 |
| Income before extraordinary items | $305,000 | 5,228 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $305,000 | 5,230 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $305,000 | 5,230 |
| Net charge-offs | $1,000 | 6,385 |
| Cash dividends | $120,000 | 3,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $305,000 | 5,114 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 6,930 |
| Total interest expense | $179,000 | 6,867 |
| Net interest income | $839,000 | 6,906 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $125,000 | 6,051 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $53,000 | 6,003 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $72,000 | 5,452 |
| Total noninterest expense | $710,000 | 6,934 |
| Salaries and employee benefits | $418,000 | 6,818 |
| Premises and equipment expense | $88,000 | 6,725 |
| Additional noninterest expense | $204,000 | 6,992 |
| Pre-tax net operating income | $254,000 | 5,273 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $58,000 | 3,538 |
| Income before extraordinary items | $196,000 | 5,500 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $196,000 | 5,501 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $196,000 | 5,501 |
| Net charge-offs | $1,000 | 6,123 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $196,000 | 5,370 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $697,000 | 6,967 |
| Total interest expense | $124,000 | 6,922 |
| Net interest income | $573,000 | 6,936 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $83,000 | 6,082 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $34,000 | 6,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 5,480 |
| Total noninterest expense | $457,000 | 7,022 |
| Salaries and employee benefits | $258,000 | 6,971 |
| Premises and equipment expense | $59,000 | 6,768 |
| Additional noninterest expense | $140,000 | 7,044 |
| Pre-tax net operating income | $199,000 | 5,111 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $44,000 | 3,439 |
| Income before extraordinary items | $155,000 | 5,330 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $155,000 | 5,329 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $155,000 | 5,330 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $155,000 | 5,241 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $354,000 | 7,007 |
| Total interest expense | $64,000 | 6,977 |
| Net interest income | $290,000 | 6,953 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $43,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $24,000 | 5,644 |
| Total noninterest expense | $232,000 | 7,070 |
| Salaries and employee benefits | $131,000 | 6,994 |
| Premises and equipment expense | $30,000 | 6,806 |
| Additional noninterest expense | $71,000 | 7,076 |
| Pre-tax net operating income | $101,000 | 5,132 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $22,000 | 3,387 |
| Income before extraordinary items | $79,000 | 5,298 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $79,000 | 5,296 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $79,000 | 5,298 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $79,000 | 5,238 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,496,000 | 7,056 |
| Total interest expense | $316,000 | 7,015 |
| Net interest income | $1,180,000 | 6,991 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $180,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $79,000 | 5,790 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $101,000 | 5,434 |
| Total noninterest expense | $834,000 | 7,239 |
| Salaries and employee benefits | $473,000 | 7,177 |
| Premises and equipment expense | $112,000 | 6,954 |
| Additional noninterest expense | $249,000 | 7,264 |
| Pre-tax net operating income | $526,000 | 4,304 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $143,000 | 2,969 |
| Income before extraordinary items | $383,000 | 4,676 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $383,000 | 4,677 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $383,000 | 4,677 |
| Net charge-offs | $-1,000 | 7,276 |
| Cash dividends | $120,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $383,000 | 4,526 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 7,156 |
| Total interest expense | $245,000 | 7,113 |
| Net interest income | $883,000 | 7,104 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $134,000 | 6,218 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $58,000 | 5,895 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $76,000 | 5,558 |
| Total noninterest expense | $643,000 | 7,289 |
| Salaries and employee benefits | $365,000 | 7,224 |
| Premises and equipment expense | $87,000 | 7,009 |
| Additional noninterest expense | $191,000 | 7,332 |
| Pre-tax net operating income | $374,000 | 4,601 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $109,000 | 3,056 |
| Income before extraordinary items | $265,000 | 5,025 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $265,000 | 5,026 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $265,000 | 5,027 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $265,000 | 4,845 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $748,000 | 7,227 |
| Total interest expense | $168,000 | 7,176 |
| Net interest income | $580,000 | 7,167 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $86,000 | 6,293 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $35,000 | 6,033 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $51,000 | 5,562 |
| Total noninterest expense | $423,000 | 7,366 |
| Salaries and employee benefits | $238,000 | 7,304 |
| Premises and equipment expense | $59,000 | 7,035 |
| Additional noninterest expense | $126,000 | 7,394 |
| Pre-tax net operating income | $243,000 | 4,682 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $73,000 | 3,042 |
| Income before extraordinary items | $170,000 | 5,093 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $170,000 | 5,096 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $170,000 | 5,095 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $170,000 | 4,935 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $371,000 | 7,332 |
| Total interest expense | $87,000 | 7,262 |
| Net interest income | $284,000 | 7,272 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $44,000 | 6,301 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $17,000 | 6,094 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $27,000 | 5,578 |
| Total noninterest expense | $206,000 | 7,496 |
| Salaries and employee benefits | $113,000 | 7,455 |
| Premises and equipment expense | $34,000 | 6,958 |
| Additional noninterest expense | $59,000 | 7,535 |
| Pre-tax net operating income | $122,000 | 4,809 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $36,000 | 3,040 |
| Income before extraordinary items | $86,000 | 5,168 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $86,000 | 5,169 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $86,000 | 5,168 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $86,000 | 5,049 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 7,352 |
| Total interest expense | $454,000 | 7,226 |
| Net interest income | $1,151,000 | 7,295 |
| Provision for loan and lease losses | $3,000 | 7,390 |
| Total noninterest income | $167,000 | 6,465 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $89,000 | 5,905 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $78,000 | 5,945 |
| Total noninterest expense | $806,000 | 7,602 |
| Salaries and employee benefits | $403,000 | 7,631 |
| Premises and equipment expense | $132,000 | 7,086 |
| Additional noninterest expense | $271,000 | 7,526 |
| Pre-tax net operating income | $509,000 | 3,978 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $140,000 | 2,649 |
| Income before extraordinary items | $369,000 | 4,256 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $369,000 | 4,256 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $369,000 | 4,256 |
| Net charge-offs | $-2,000 | 7,762 |
| Cash dividends | $120,000 | 4,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $369,000 | 4,196 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 7,416 |
| Total interest expense | $355,000 | 7,295 |
| Net interest income | $862,000 | 7,345 |
| Provision for loan and lease losses | $3,000 | 7,243 |
| Total noninterest income | $113,000 | 6,702 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $67,000 | 5,944 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $46,000 | 6,305 |
| Total noninterest expense | $632,000 | 7,610 |
| Salaries and employee benefits | $326,000 | 7,624 |
| Premises and equipment expense | $101,000 | 7,120 |
| Additional noninterest expense | $205,000 | 7,566 |
| Pre-tax net operating income | $340,000 | 4,393 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $92,000 | 2,934 |
| Income before extraordinary items | $248,000 | 4,637 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $248,000 | 4,635 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $248,000 | 4,638 |
| Net charge-offs | $-3,000 | 7,743 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $248,000 | 4,576 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $827,000 | 7,464 |
| Total interest expense | $242,000 | 7,375 |
| Net interest income | $585,000 | 7,361 |
| Provision for loan and lease losses | $3,000 | 7,092 |
| Total noninterest income | $73,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $43,000 | 6,001 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $30,000 | 6,402 |
| Total noninterest expense | $437,000 | 7,651 |
| Salaries and employee benefits | $228,000 | 7,658 |
| Premises and equipment expense | $64,000 | 7,239 |
| Additional noninterest expense | $145,000 | 7,564 |
| Pre-tax net operating income | $218,000 | 4,542 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $59,000 | 3,043 |
| Income before extraordinary items | $159,000 | 4,804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $159,000 | 4,801 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $159,000 | 4,801 |
| Net charge-offs | $-2,000 | 7,645 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $159,000 | 4,712 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 7,535 |
| Total interest expense | $124,000 | 7,431 |
| Net interest income | $283,000 | 7,432 |
| Provision for loan and lease losses | $2,000 | 6,666 |
| Total noninterest income | $37,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $220,000 | 7,670 |
| Salaries and employee benefits | $114,000 | 7,702 |
| Premises and equipment expense | $30,000 | 7,367 |
| Additional noninterest expense | $76,000 | 7,442 |
| Pre-tax net operating income | $98,000 | 5,065 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $28,000 | 3,336 |
| Income before extraordinary items | $70,000 | 5,394 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $70,000 | 5,399 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $70,000 | 5,398 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $70,000 | 5,218 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 7,480 |
| Total interest expense | $640,000 | 7,430 |
| Net interest income | $1,158,000 | 7,410 |
| Provision for loan and lease losses | $19,000 | 7,043 |
| Total noninterest income | $137,000 | 6,974 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 6,083 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $50,000 | 6,755 |
| Total noninterest expense | $764,000 | 7,840 |
| Salaries and employee benefits | $422,000 | 7,843 |
| Premises and equipment expense | $127,000 | 7,361 |
| Additional noninterest expense | $215,000 | 7,818 |
| Pre-tax net operating income | $512,000 | 4,831 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $153,000 | 3,044 |
| Income before extraordinary items | $359,000 | 4,880 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $359,000 | 4,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,902 |
| Cash dividends | $120,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $359,000 | 5,046 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 7,534 |
| Total interest expense | $498,000 | 7,506 |
| Net interest income | $872,000 | 7,478 |
| Provision for loan and lease losses | $12,000 | 6,700 |
| Total noninterest income | $103,000 | 7,089 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $65,000 | 6,126 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 6,880 |
| Total noninterest expense | $595,000 | 7,842 |
| Salaries and employee benefits | $330,000 | 7,832 |
| Premises and equipment expense | $96,000 | 7,399 |
| Additional noninterest expense | $169,000 | 7,812 |
| Pre-tax net operating income | $368,000 | 5,374 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $134,000 | 3,327 |
| Income before extraordinary items | $234,000 | 5,531 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $234,000 | 5,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,679 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $234,000 | 5,712 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $924,000 | 7,597 |
| Total interest expense | $331,000 | 7,614 |
| Net interest income | $593,000 | 7,475 |
| Provision for loan and lease losses | $7,000 | 6,417 |
| Total noninterest income | $69,000 | 7,153 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $43,000 | 6,136 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $26,000 | 6,950 |
| Total noninterest expense | $413,000 | 7,859 |
| Salaries and employee benefits | $222,000 | 7,892 |
| Premises and equipment expense | $64,000 | 7,436 |
| Additional noninterest expense | $127,000 | 7,732 |
| Pre-tax net operating income | $242,000 | 5,551 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $88,000 | 3,583 |
| Income before extraordinary items | $154,000 | 5,937 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 5,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $154,000 | 5,885 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $485,000 | 7,604 |
| Total interest expense | $183,000 | 7,603 |
| Net interest income | $302,000 | 7,479 |
| Provision for loan and lease losses | $4,000 | 5,832 |
| Total noninterest income | $36,000 | 7,103 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $201,000 | 7,929 |
| Salaries and employee benefits | $113,000 | 7,916 |
| Premises and equipment expense | $31,000 | 7,509 |
| Additional noninterest expense | $57,000 | 7,871 |
| Pre-tax net operating income | $133,000 | 5,620 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $48,000 | 3,601 |
| Income before extraordinary items | $85,000 | 6,042 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $85,000 | 6,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $85,000 | 5,952 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 7,638 |
| Total interest expense | $741,000 | 7,586 |
| Net interest income | $1,148,000 | 7,562 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $133,000 | 7,266 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $87,000 | 6,207 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $46,000 | 7,175 |
| Total noninterest expense | $767,000 | 7,988 |
| Salaries and employee benefits | $435,000 | 7,972 |
| Premises and equipment expense | $121,000 | 7,532 |
| Additional noninterest expense | $211,000 | 7,974 |
| Pre-tax net operating income | $514,000 | 5,942 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $164,000 | 4,051 |
| Income before extraordinary items | $350,000 | 6,243 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $350,000 | 6,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,253 |
| Cash dividends | $120,000 | 5,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $350,000 | 6,231 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 7,687 |
| Total interest expense | $547,000 | 7,650 |
| Net interest income | $862,000 | 7,618 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $101,000 | 7,308 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $66,000 | 6,215 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $35,000 | 7,194 |
| Total noninterest expense | $582,000 | 7,948 |
| Salaries and employee benefits | $324,000 | 7,956 |
| Premises and equipment expense | $95,000 | 7,459 |
| Additional noninterest expense | $163,000 | 7,933 |
| Pre-tax net operating income | $381,000 | 6,233 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $118,000 | 4,282 |
| Income before extraordinary items | $263,000 | 6,510 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $263,000 | 6,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $263,000 | 6,494 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $924,000 | 7,753 |
| Total interest expense | $354,000 | 7,717 |
| Net interest income | $570,000 | 7,674 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $70,000 | 7,304 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $46,000 | 6,201 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $24,000 | 7,211 |
| Total noninterest expense | $383,000 | 8,018 |
| Salaries and employee benefits | $216,000 | 8,010 |
| Premises and equipment expense | $62,000 | 7,522 |
| Additional noninterest expense | $105,000 | 8,006 |
| Pre-tax net operating income | $257,000 | 6,309 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $80,000 | 4,346 |
| Income before extraordinary items | $177,000 | 6,544 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $177,000 | 6,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $177,000 | 6,536 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $457,000 | 7,802 |
| Total interest expense | $170,000 | 7,787 |
| Net interest income | $287,000 | 7,706 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $35,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $24,000 | 6,111 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $191,000 | 8,062 |
| Salaries and employee benefits | $108,000 | 8,052 |
| Premises and equipment expense | $32,000 | 7,520 |
| Additional noninterest expense | $51,000 | 8,070 |
| Pre-tax net operating income | $131,000 | 6,286 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $42,000 | 4,302 |
| Income before extraordinary items | $89,000 | 6,564 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $89,000 | 6,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $89,000 | 6,552 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,639,000 | 7,819 |
| Total interest expense | $559,000 | 7,803 |
| Net interest income | $1,080,000 | 7,723 |
| Provision for loan and lease losses | $9,000 | 6,633 |
| Total noninterest income | $121,000 | 7,556 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $80,000 | 6,440 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $41,000 | 7,461 |
| Total noninterest expense | $716,000 | 8,141 |
| Salaries and employee benefits | $403,000 | 8,147 |
| Premises and equipment expense | $121,000 | 7,581 |
| Additional noninterest expense | $192,000 | 8,162 |
| Pre-tax net operating income | $476,000 | 6,560 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $136,000 | 4,709 |
| Income before extraordinary items | $340,000 | 6,747 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $340,000 | 6,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $120,000 | 5,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $340,000 | 6,754 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 7,890 |
| Total interest expense | $402,000 | 7,873 |
| Net interest income | $811,000 | 7,799 |
| Provision for loan and lease losses | $9,000 | 6,392 |
| Total noninterest income | $87,000 | 7,667 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $56,000 | 6,588 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,477 |
| Total noninterest expense | $553,000 | 8,126 |
| Salaries and employee benefits | $310,000 | 8,118 |
| Premises and equipment expense | $94,000 | 7,549 |
| Additional noninterest expense | $149,000 | 8,145 |
| Pre-tax net operating income | $336,000 | 6,842 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $100,000 | 4,927 |
| Income before extraordinary items | $236,000 | 7,030 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $236,000 | 7,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $236,000 | 7,030 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $793,000 | 7,932 |
| Total interest expense | $255,000 | 7,915 |
| Net interest income | $538,000 | 7,858 |
| Provision for loan and lease losses | $6,000 | 6,150 |
| Total noninterest income | $58,000 | 7,716 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $37,000 | 6,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,503 |
| Total noninterest expense | $363,000 | 8,167 |
| Salaries and employee benefits | $209,000 | 8,154 |
| Premises and equipment expense | $59,000 | 7,640 |
| Additional noninterest expense | $95,000 | 8,214 |
| Pre-tax net operating income | $227,000 | 6,900 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $56,000 | 5,143 |
| Income before extraordinary items | $171,000 | 6,990 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $171,000 | 6,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $171,000 | 6,996 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $395,000 | 7,946 |
| Total interest expense | $123,000 | 7,921 |
| Net interest income | $272,000 | 7,868 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $28,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $186,000 | 8,168 |
| Salaries and employee benefits | $110,000 | 8,097 |
| Premises and equipment expense | $27,000 | 7,763 |
| Additional noninterest expense | $49,000 | 8,186 |
| Pre-tax net operating income | $111,000 | 6,927 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $110,000 | 6,566 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $110,000 | 6,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $110,000 | 6,564 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 7,890 |
| Total interest expense | $393,000 | 7,917 |
| Net interest income | $1,116,000 | 7,791 |
| Provision for loan and lease losses | $14,000 | 6,689 |
| Total noninterest income | $124,000 | 7,713 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $81,000 | 6,572 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $43,000 | 7,546 |
| Total noninterest expense | $688,000 | 8,260 |
| Salaries and employee benefits | $361,000 | 8,331 |
| Premises and equipment expense | $119,000 | 7,654 |
| Additional noninterest expense | $208,000 | 8,184 |
| Pre-tax net operating income | $538,000 | 6,620 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $176,000 | 4,824 |
| Income before extraordinary items | $362,000 | 6,922 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $362,000 | 6,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $120,000 | 5,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $362,000 | 6,912 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 7,934 |
| Total interest expense | $279,000 | 7,960 |
| Net interest income | $835,000 | 7,841 |
| Provision for loan and lease losses | $11,000 | 6,464 |
| Total noninterest income | $95,000 | 7,740 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $60,000 | 6,625 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,480 |
| Total noninterest expense | $528,000 | 8,227 |
| Salaries and employee benefits | $275,000 | 8,287 |
| Premises and equipment expense | $103,000 | 7,438 |
| Additional noninterest expense | $150,000 | 8,215 |
| Pre-tax net operating income | $391,000 | 6,830 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $113,000 | 5,118 |
| Income before extraordinary items | $278,000 | 7,027 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $278,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,349 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $278,000 | 6,993 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $736,000 | 7,940 |
| Total interest expense | $175,000 | 7,997 |
| Net interest income | $561,000 | 7,842 |
| Provision for loan and lease losses | $8,000 | 6,231 |
| Total noninterest income | $62,000 | 7,736 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $36,000 | 6,751 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $26,000 | 7,352 |
| Total noninterest expense | $364,000 | 8,195 |
| Salaries and employee benefits | $192,000 | 8,241 |
| Premises and equipment expense | $70,000 | 7,407 |
| Additional noninterest expense | $102,000 | 8,179 |
| Pre-tax net operating income | $251,000 | 6,911 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $79,000 | 5,088 |
| Income before extraordinary items | $172,000 | 7,147 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $172,000 | 7,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $172,000 | 7,114 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $363,000 | 8,012 |
| Total interest expense | $82,000 | 8,086 |
| Net interest income | $281,000 | 7,904 |
| Provision for loan and lease losses | $5,000 | 5,826 |
| Total noninterest income | $32,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $183,000 | 8,249 |
| Salaries and employee benefits | $92,000 | 8,370 |
| Premises and equipment expense | $41,000 | 7,173 |
| Additional noninterest expense | $50,000 | 8,268 |
| Pre-tax net operating income | $125,000 | 6,887 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $38,000 | 5,097 |
| Income before extraordinary items | $87,000 | 7,108 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $87,000 | 7,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $87,000 | 7,079 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 7,998 |
| Total interest expense | $303,000 | 8,089 |
| Net interest income | $1,112,000 | 7,872 |
| Provision for loan and lease losses | $8,000 | 7,099 |
| Total noninterest income | $124,000 | 7,860 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $90,000 | 6,620 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,859 |
| Total noninterest expense | $665,000 | 8,378 |
| Salaries and employee benefits | $366,000 | 8,406 |
| Premises and equipment expense | $112,000 | 7,815 |
| Additional noninterest expense | $187,000 | 8,380 |
| Pre-tax net operating income | $563,000 | 6,510 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $197,000 | 4,770 |
| Income before extraordinary items | $366,000 | 6,948 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $366,000 | 6,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,046 |
| Cash dividends | $120,000 | 5,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $366,000 | 6,883 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 8,003 |
| Total interest expense | $230,000 | 8,091 |
| Net interest income | $846,000 | 7,876 |
| Provision for loan and lease losses | $5,000 | 6,935 |
| Total noninterest income | $94,000 | 7,881 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $70,000 | 6,623 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 7,924 |
| Total noninterest expense | $515,000 | 8,353 |
| Salaries and employee benefits | $281,000 | 8,376 |
| Premises and equipment expense | $90,000 | 7,711 |
| Additional noninterest expense | $144,000 | 8,359 |
| Pre-tax net operating income | $420,000 | 6,650 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $126,000 | 5,080 |
| Income before extraordinary items | $294,000 | 6,936 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $294,000 | 6,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,149 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $294,000 | 6,867 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $690,000 | 8,127 |
| Total interest expense | $157,000 | 8,128 |
| Net interest income | $533,000 | 8,007 |
| Provision for loan and lease losses | $2,000 | 6,819 |
| Total noninterest income | $90,000 | 7,409 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $45,000 | 6,684 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $45,000 | 6,633 |
| Total noninterest expense | $347,000 | 8,392 |
| Salaries and employee benefits | $190,000 | 8,414 |
| Premises and equipment expense | $60,000 | 7,741 |
| Additional noninterest expense | $97,000 | 8,386 |
| Pre-tax net operating income | $274,000 | 6,668 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $88,000 | 5,004 |
| Income before extraordinary items | $186,000 | 7,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $186,000 | 7,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $186,000 | 6,946 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $350,000 | 8,135 |
| Total interest expense | $81,000 | 8,145 |
| Net interest income | $269,000 | 8,031 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $44,000 | 7,434 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $178,000 | 8,398 |
| Salaries and employee benefits | $99,000 | 8,396 |
| Premises and equipment expense | $28,000 | 7,868 |
| Additional noninterest expense | $51,000 | 8,372 |
| Pre-tax net operating income | $135,000 | 6,657 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $51,000 | 4,825 |
| Income before extraordinary items | $84,000 | 7,156 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $84,000 | 7,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $84,000 | 7,075 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 8,064 |
| Total interest expense | $384,000 | 8,163 |
| Net interest income | $1,128,000 | 7,912 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $124,000 | 8,058 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $94,000 | 6,640 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $30,000 | 8,120 |
| Total noninterest expense | $628,000 | 8,599 |
| Salaries and employee benefits | $338,000 | 8,632 |
| Premises and equipment expense | $115,000 | 7,867 |
| Additional noninterest expense | $175,000 | 8,600 |
| Pre-tax net operating income | $624,000 | 6,261 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $236,000 | 4,672 |
| Income before extraordinary items | $388,000 | 6,872 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $388,000 | 6,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $120,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $388,000 | 6,718 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 8,127 |
| Total interest expense | $299,000 | 8,245 |
| Net interest income | $859,000 | 7,959 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $94,000 | 8,101 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $71,000 | 6,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,129 |
| Total noninterest expense | $482,000 | 8,580 |
| Salaries and employee benefits | $265,000 | 8,588 |
| Premises and equipment expense | $91,000 | 7,794 |
| Additional noninterest expense | $126,000 | 8,669 |
| Pre-tax net operating income | $471,000 | 6,407 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $178,000 | 4,838 |
| Income before extraordinary items | $293,000 | 6,987 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $293,000 | 6,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $293,000 | 6,819 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $776,000 | 8,179 |
| Total interest expense | $206,000 | 8,293 |
| Net interest income | $570,000 | 7,996 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $69,000 | 7,980 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $48,000 | 6,655 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $317,000 | 8,616 |
| Salaries and employee benefits | $175,000 | 8,620 |
| Premises and equipment expense | $62,000 | 7,773 |
| Additional noninterest expense | $80,000 | 8,723 |
| Pre-tax net operating income | $322,000 | 6,352 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $126,000 | 4,785 |
| Income before extraordinary items | $196,000 | 7,005 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $196,000 | 7,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $196,000 | 6,814 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 8,179 |
| Total interest expense | $105,000 | 8,367 |
| Net interest income | $293,000 | 7,972 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $36,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $25,000 | 6,543 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $164,000 | 8,613 |
| Salaries and employee benefits | $88,000 | 8,659 |
| Premises and equipment expense | $34,000 | 7,649 |
| Additional noninterest expense | $42,000 | 8,723 |
| Pre-tax net operating income | $165,000 | 6,274 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $63,000 | 4,744 |
| Income before extraordinary items | $102,000 | 6,860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 6,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $102,000 | 6,695 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 8,200 |
| Total interest expense | $485,000 | 8,422 |
| Net interest income | $1,182,000 | 7,971 |
| Provision for loan and lease losses | $15,000 | 7,642 |
| Total noninterest income | $234,000 | 6,995 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $90,000 | 6,759 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $144,000 | 5,689 |
| Total noninterest expense | $696,000 | 8,549 |
| Salaries and employee benefits | $325,000 | 8,803 |
| Premises and equipment expense | $173,000 | 7,122 |
| Additional noninterest expense | $198,000 | 8,569 |
| Pre-tax net operating income | $705,000 | 6,058 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $226,000 | 4,935 |
| Income before extraordinary items | $479,000 | 6,500 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $479,000 | 6,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $120,000 | 5,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $479,000 | 6,351 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,831,000 | 8,387 |
| Total interest expense | $714,000 | 8,596 |
| Net interest income | $1,117,000 | 8,051 |
| Provision for loan and lease losses | $5,000 | 8,099 |
| Total noninterest income | $114,000 | 8,320 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $91,000 | 6,756 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $23,000 | 8,600 |
| Total noninterest expense | $718,000 | 8,639 |
| Salaries and employee benefits | $344,000 | 8,868 |
| Premises and equipment expense | $128,000 | 7,879 |
| Additional noninterest expense | $246,000 | 8,257 |
| Pre-tax net operating income | $508,000 | 6,512 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $151,000 | 5,436 |
| Income before extraordinary items | $357,000 | 6,799 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $357,000 | 6,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $120,000 | 5,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $357,000 | 6,676 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 8,543 |
| Total interest expense | $724,000 | 8,808 |
| Net interest income | $1,148,000 | 8,193 |
| Provision for loan and lease losses | $37,000 | 6,967 |
| Total noninterest income | $112,000 | 8,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 6,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 8,801 |
| Total noninterest expense | $664,000 | 8,921 |
| Salaries and employee benefits | $320,000 | 9,168 |
| Premises and equipment expense | $125,000 | 8,010 |
| Additional noninterest expense | $219,000 | 8,609 |
| Pre-tax net operating income | $559,000 | 6,746 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $152,000 | 5,885 |
| Income before extraordinary items | $407,000 | 6,810 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $407,000 | 6,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $120,000 | 5,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $407,000 | 6,819 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,527,000 | 9,037 |
| Total interest expense | $632,000 | 9,134 |
| Net interest income | $895,000 | 8,854 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $102,000 | 8,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,963 |
| Total noninterest expense | $646,000 | 9,179 |
| Salaries and employee benefits | $297,000 | 9,483 |
| Premises and equipment expense | $134,000 | 7,956 |
| Additional noninterest expense | $215,000 | 8,890 |
| Pre-tax net operating income | $311,000 | 8,033 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $103,000 | 6,887 |
| Income before extraordinary items | $208,000 | 8,245 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $208,000 | 8,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $120,000 | 5,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $208,000 | 8,216 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 9,320 |
| Total interest expense | $623,000 | 9,415 |
| Net interest income | $853,000 | 9,129 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $155,000 | 8,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,479 |
| Total noninterest expense | $568,000 | 9,560 |
| Salaries and employee benefits | $260,000 | 9,829 |
| Premises and equipment expense | $114,000 | 8,398 |
| Additional noninterest expense | $194,000 | 9,180 |
| Pre-tax net operating income | $440,000 | 7,672 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $128,000 | 7,131 |
| Income before extraordinary items | $312,000 | 7,786 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $312,000 | 7,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $312,000 | 7,704 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 9,825 |
| Total interest expense | $537,000 | 10,007 |
| Net interest income | $851,000 | 9,538 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $92,000 | 9,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 7,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,956 |
| Total noninterest expense | $383,000 | 10,523 |
| Salaries and employee benefits | $228,000 | 10,402 |
| Premises and equipment expense | $26,000 | 10,678 |
| Additional noninterest expense | $129,000 | 10,241 |
| Pre-tax net operating income | $530,000 | 7,760 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $170,000 | 7,324 |
| Income before extraordinary items | $360,000 | 7,913 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $360,000 | 7,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $120,000 | 6,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $360,000 | 7,857 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 10,300 |
| Total interest expense | $524,000 | 10,520 |
| Net interest income | $839,000 | 10,002 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $89,000 | 10,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $406,000 | 10,949 |
| Salaries and employee benefits | $212,000 | 10,945 |
| Premises and equipment expense | $74,000 | 9,976 |
| Additional noninterest expense | $120,000 | 10,895 |
| Pre-tax net operating income | $522,000 | 7,812 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $160,000 | 7,726 |
| Income before extraordinary items | $362,000 | 7,915 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $362,000 | 7,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $120,000 | 6,384 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 848 |
| Net operating income | $362,000 | 7,851 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 10,841 |
| Total interest expense | $445,000 | 11,200 |
| Net interest income | $852,000 | 10,377 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $101,000 | 10,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,398 |
| Total noninterest expense | $508,000 | 10,990 |
| Salaries and employee benefits | $246,000 | 11,191 |
| Premises and equipment expense | $40,000 | 11,383 |
| Additional noninterest expense | $222,000 | 10,163 |
| Pre-tax net operating income | $437,000 | 8,829 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $132,000 | 8,584 |
| Income before extraordinary items | $305,000 | 8,891 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $305,000 | 8,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $113,000 | 6,589 |
| Sale, conversion, retirement of capital stock, net | $-302,000 | 10,495 |
| Net operating income | $305,000 | 8,860 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 11,310 |
| Total interest expense | $397,000 | 11,600 |
| Net interest income | $822,000 | 10,976 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $81,000 | 11,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,718 |
| Total noninterest expense | $402,000 | 12,034 |
| Salaries and employee benefits | $235,000 | 11,792 |
| Premises and equipment expense | $25,000 | 12,337 |
| Additional noninterest expense | $142,000 | 11,893 |
| Pre-tax net operating income | $486,000 | 8,754 |
| Securities gains (losses) | $-46,000 | 10,966 |
| Applicable income taxes | $138,000 | 8,551 |
| Income before extraordinary items | $302,000 | 9,121 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $302,000 | 9,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $112,000 | 6,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $333,740 | 8,844 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 11,896 |
| Total interest expense | $456,000 | 11,909 |
| Net interest income | $740,000 | 11,720 |
| Provision for loan and lease losses | $33,000 | 8,295 |
| Total noninterest income | $93,000 | 11,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,310 |
| Total noninterest expense | $371,000 | 12,754 |
| Salaries and employee benefits | $219,000 | 12,467 |
| Premises and equipment expense | $25,000 | 12,982 |
| Additional noninterest expense | $127,000 | 12,689 |
| Pre-tax net operating income | $429,000 | 9,187 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $148,000 | 8,695 |
| Income before extraordinary items | $281,000 | 9,680 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $281,000 | 9,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $112,000 | 6,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $281,000 | 9,419 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 12,388 |
| Total interest expense | $588,000 | 12,343 |
| Net interest income | $718,000 | 12,245 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $68,000 | 12,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 10,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $378,000 | 13,271 |
| Salaries and employee benefits | $243,000 | 12,676 |
| Premises and equipment expense | $19,000 | 13,693 |
| Additional noninterest expense | $116,000 | 13,378 |
| Pre-tax net operating income | $408,000 | 9,164 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $131,000 | 9,084 |
| Income before extraordinary items | $277,000 | 9,589 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $277,000 | 9,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $112,000 | 6,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $277,000 | 9,227 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.