Home > Palmetto Heritage Bank & Trust > Income and Expense
Palmetto Heritage Bank & Trust, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,104,000 | 2,909 |
| Total interest expense | $1,315,000 | 2,041 |
| Net interest income | $4,789,000 | 3,077 |
| Provision for loan and lease losses | $-43,000 | 5,246 |
| Total noninterest income | $381,000 | 3,791 |
| Gross Fiduciary activities income | $243,000 | 644 |
| Service charges on deposit accounts | $43,000 | 4,686 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $95,000 | 4,481 |
| Total noninterest expense | $3,271,000 | 3,321 |
| Salaries and employee benefits | $1,768,000 | 3,387 |
| Premises and equipment expense | $659,000 | 2,247 |
| Additional noninterest expense | $844,000 | 3,720 |
| Pre-tax net operating income | $1,942,000 | 2,787 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $445,000 | 1,899 |
| Income before extraordinary items | $1,497,000 | 2,997 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,497,000 | 2,995 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,497,000 | 2,996 |
| Net charge-offs | $-45,000 | 4,897 |
| Cash dividends | $831,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,497,000 | 2,985 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,016,000 | 2,925 |
| Total interest expense | $842,000 | 2,016 |
| Net interest income | $3,174,000 | 3,084 |
| Provision for loan and lease losses | $-43,000 | 5,341 |
| Total noninterest income | $241,000 | 3,873 |
| Gross Fiduciary activities income | $162,000 | 647 |
| Service charges on deposit accounts | $27,000 | 4,772 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $52,000 | 4,649 |
| Total noninterest expense | $2,157,000 | 3,362 |
| Salaries and employee benefits | $1,165,000 | 3,432 |
| Premises and equipment expense | $433,000 | 2,291 |
| Additional noninterest expense | $559,000 | 3,761 |
| Pre-tax net operating income | $1,301,000 | 2,751 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $298,000 | 1,870 |
| Income before extraordinary items | $1,003,000 | 2,957 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,003,000 | 2,956 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,003,000 | 2,956 |
| Net charge-offs | $-45,000 | 4,988 |
| Cash dividends | $610,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,003,000 | 2,947 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 2,984 |
| Total interest expense | $412,000 | 1,982 |
| Net interest income | $1,531,000 | 3,171 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $148,000 | 3,594 |
| Gross Fiduciary activities income | $81,000 | 648 |
| Service charges on deposit accounts | $14,000 | 4,792 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $53,000 | 4,086 |
| Total noninterest expense | $1,028,000 | 3,496 |
| Salaries and employee benefits | $567,000 | 3,520 |
| Premises and equipment expense | $210,000 | 2,368 |
| Additional noninterest expense | $251,000 | 3,970 |
| Pre-tax net operating income | $651,000 | 2,691 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $149,000 | 1,836 |
| Income before extraordinary items | $502,000 | 2,894 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $502,000 | 2,894 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $502,000 | 2,894 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $170,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $502,000 | 2,880 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,374,000 | 3,028 |
| Total interest expense | $1,424,000 | 2,006 |
| Net interest income | $5,950,000 | 3,194 |
| Provision for loan and lease losses | $25,000 | 3,849 |
| Total noninterest income | $586,000 | 3,728 |
| Gross Fiduciary activities income | $324,000 | 656 |
| Service charges on deposit accounts | $69,000 | 4,725 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $193,000 | 4,251 |
| Total noninterest expense | $4,181,000 | 3,469 |
| Salaries and employee benefits | $2,068,000 | 3,691 |
| Premises and equipment expense | $877,000 | 2,299 |
| Additional noninterest expense | $1,236,000 | 3,618 |
| Pre-tax net operating income | $2,330,000 | 2,863 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $826,000 | 2,044 |
| Income before extraordinary items | $1,504,000 | 3,126 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,504,000 | 3,124 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,504,000 | 3,126 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $715,000 | 2,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,504,000 | 3,105 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,453,000 | 3,072 |
| Total interest expense | $1,032,000 | 2,037 |
| Net interest income | $4,421,000 | 3,233 |
| Provision for loan and lease losses | $19,000 | 3,734 |
| Total noninterest income | $439,000 | 3,752 |
| Gross Fiduciary activities income | $243,000 | 655 |
| Service charges on deposit accounts | $50,000 | 4,807 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $146,000 | 4,286 |
| Total noninterest expense | $3,083,000 | 3,513 |
| Salaries and employee benefits | $1,524,000 | 3,736 |
| Premises and equipment expense | $657,000 | 2,310 |
| Additional noninterest expense | $902,000 | 3,678 |
| Pre-tax net operating income | $1,758,000 | 2,910 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $627,000 | 1,886 |
| Income before extraordinary items | $1,131,000 | 3,307 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,131,000 | 3,306 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,131,000 | 3,307 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $715,000 | 2,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,131,000 | 3,290 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 3,105 |
| Total interest expense | $659,000 | 2,052 |
| Net interest income | $2,909,000 | 3,255 |
| Provision for loan and lease losses | $7,000 | 3,712 |
| Total noninterest income | $286,000 | 3,799 |
| Gross Fiduciary activities income | $162,000 | 660 |
| Service charges on deposit accounts | $36,000 | 4,741 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $88,000 | 4,393 |
| Total noninterest expense | $2,038,000 | 3,541 |
| Salaries and employee benefits | $992,000 | 3,797 |
| Premises and equipment expense | $434,000 | 2,326 |
| Additional noninterest expense | $612,000 | 3,649 |
| Pre-tax net operating income | $1,150,000 | 2,903 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $409,000 | 1,872 |
| Income before extraordinary items | $741,000 | 3,302 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $741,000 | 3,300 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $741,000 | 3,302 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $330,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $741,000 | 3,280 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,773,000 | 3,115 |
| Total interest expense | $317,000 | 2,080 |
| Net interest income | $1,456,000 | 3,252 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $143,000 | 3,808 |
| Gross Fiduciary activities income | $81,000 | 669 |
| Service charges on deposit accounts | $21,000 | 4,596 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $41,000 | 4,520 |
| Total noninterest expense | $1,049,000 | 3,521 |
| Salaries and employee benefits | $507,000 | 3,824 |
| Premises and equipment expense | $223,000 | 2,332 |
| Additional noninterest expense | $319,000 | 3,589 |
| Pre-tax net operating income | $550,000 | 2,936 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $195,000 | 1,896 |
| Income before extraordinary items | $355,000 | 3,335 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $355,000 | 3,334 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $355,000 | 3,335 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $355,000 | 3,314 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,508,000 | 3,258 |
| Total interest expense | $1,152,000 | 2,202 |
| Net interest income | $5,356,000 | 3,421 |
| Provision for loan and lease losses | $10,000 | 4,183 |
| Total noninterest income | $639,000 | 3,725 |
| Gross Fiduciary activities income | $324,000 | 666 |
| Service charges on deposit accounts | $90,000 | 4,624 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $225,000 | 4,244 |
| Total noninterest expense | $4,098,000 | 3,605 |
| Salaries and employee benefits | $2,066,000 | 3,764 |
| Premises and equipment expense | $876,000 | 2,360 |
| Additional noninterest expense | $1,156,000 | 3,904 |
| Pre-tax net operating income | $1,887,000 | 3,158 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $677,000 | 1,996 |
| Income before extraordinary items | $1,210,000 | 3,628 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,210,000 | 3,626 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,210,000 | 3,627 |
| Net charge-offs | $-99,000 | 5,523 |
| Cash dividends | $231,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,210,000 | 3,560 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,794,000 | 3,313 |
| Total interest expense | $843,000 | 2,233 |
| Net interest income | $3,951,000 | 3,473 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $459,000 | 3,815 |
| Gross Fiduciary activities income | $243,000 | 663 |
| Service charges on deposit accounts | $64,000 | 4,740 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $152,000 | 4,396 |
| Total noninterest expense | $3,041,000 | 3,623 |
| Salaries and employee benefits | $1,542,000 | 3,776 |
| Premises and equipment expense | $657,000 | 2,356 |
| Additional noninterest expense | $842,000 | 3,990 |
| Pre-tax net operating income | $1,369,000 | 3,254 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $490,000 | 2,072 |
| Income before extraordinary items | $879,000 | 3,731 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $879,000 | 3,729 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $879,000 | 3,731 |
| Net charge-offs | $-114,000 | 5,607 |
| Cash dividends | $231,000 | 3,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $879,000 | 3,670 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,136,000 | 3,371 |
| Total interest expense | $541,000 | 2,300 |
| Net interest income | $2,595,000 | 3,525 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $281,000 | 3,941 |
| Gross Fiduciary activities income | $162,000 | 677 |
| Service charges on deposit accounts | $37,000 | 4,920 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $82,000 | 4,619 |
| Total noninterest expense | $1,995,000 | 3,686 |
| Salaries and employee benefits | $1,020,000 | 3,821 |
| Premises and equipment expense | $431,000 | 2,383 |
| Additional noninterest expense | $544,000 | 4,081 |
| Pre-tax net operating income | $881,000 | 3,293 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $314,000 | 2,098 |
| Income before extraordinary items | $567,000 | 3,783 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $567,000 | 3,780 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $567,000 | 3,782 |
| Net charge-offs | $-114,000 | 5,729 |
| Cash dividends | $231,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $567,000 | 3,720 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 3,422 |
| Total interest expense | $258,000 | 2,390 |
| Net interest income | $1,271,000 | 3,571 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $130,000 | 4,054 |
| Gross Fiduciary activities income | $81,000 | 670 |
| Service charges on deposit accounts | $19,000 | 4,895 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $30,000 | 4,934 |
| Total noninterest expense | $969,000 | 3,770 |
| Salaries and employee benefits | $487,000 | 3,939 |
| Premises and equipment expense | $217,000 | 2,409 |
| Additional noninterest expense | $265,000 | 4,153 |
| Pre-tax net operating income | $432,000 | 3,278 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $151,000 | 2,095 |
| Income before extraordinary items | $281,000 | 3,727 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $281,000 | 3,724 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $281,000 | 3,725 |
| Net charge-offs | $-9,000 | 5,132 |
| Cash dividends | $231,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $281,000 | 3,676 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,943,000 | 3,464 |
| Total interest expense | $1,020,000 | 2,382 |
| Net interest income | $4,923,000 | 3,622 |
| Provision for loan and lease losses | $33,000 | 3,839 |
| Total noninterest income | $489,000 | 4,197 |
| Gross Fiduciary activities income | $360,000 | 657 |
| Service charges on deposit accounts | $63,000 | 5,203 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $66,000 | 5,370 |
| Total noninterest expense | $3,986,000 | 3,724 |
| Salaries and employee benefits | $1,994,000 | 3,906 |
| Premises and equipment expense | $883,000 | 2,387 |
| Additional noninterest expense | $1,109,000 | 4,088 |
| Pre-tax net operating income | $1,393,000 | 3,614 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $507,000 | 2,212 |
| Income before extraordinary items | $886,000 | 4,100 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $886,000 | 4,100 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $886,000 | 4,101 |
| Net charge-offs | $46,000 | 3,310 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 307 |
| Net operating income | $886,000 | 4,047 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,427,000 | 3,517 |
| Total interest expense | $769,000 | 2,405 |
| Net interest income | $3,658,000 | 3,670 |
| Provision for loan and lease losses | $13,000 | 3,971 |
| Total noninterest income | $351,000 | 4,293 |
| Gross Fiduciary activities income | $270,000 | 660 |
| Service charges on deposit accounts | $45,000 | 5,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 5,603 |
| Total noninterest expense | $3,018,000 | 3,717 |
| Salaries and employee benefits | $1,514,000 | 3,902 |
| Premises and equipment expense | $661,000 | 2,409 |
| Additional noninterest expense | $843,000 | 4,075 |
| Pre-tax net operating income | $978,000 | 3,775 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $352,000 | 2,328 |
| Income before extraordinary items | $626,000 | 4,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $626,000 | 4,263 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $626,000 | 4,265 |
| Net charge-offs | $1,000 | 4,077 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 246 |
| Net operating income | $626,000 | 4,208 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,937,000 | 3,539 |
| Total interest expense | $515,000 | 2,416 |
| Net interest income | $2,422,000 | 3,703 |
| Provision for loan and lease losses | $13,000 | 3,693 |
| Total noninterest income | $192,000 | 4,589 |
| Gross Fiduciary activities income | $180,000 | 672 |
| Service charges on deposit accounts | $30,000 | 5,328 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-18,000 | 6,245 |
| Total noninterest expense | $1,989,000 | 3,778 |
| Salaries and employee benefits | $987,000 | 3,981 |
| Premises and equipment expense | $437,000 | 2,427 |
| Additional noninterest expense | $565,000 | 4,098 |
| Pre-tax net operating income | $612,000 | 3,869 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $221,000 | 2,384 |
| Income before extraordinary items | $391,000 | 4,323 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $391,000 | 4,326 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $391,000 | 4,326 |
| Net charge-offs | $1,000 | 3,770 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 194 |
| Net operating income | $391,000 | 4,267 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,465,000 | 3,548 |
| Total interest expense | $256,000 | 2,442 |
| Net interest income | $1,209,000 | 3,709 |
| Provision for loan and lease losses | $13,000 | 3,153 |
| Total noninterest income | $158,000 | 3,820 |
| Gross Fiduciary activities income | $90,000 | 667 |
| Service charges on deposit accounts | $17,000 | 5,220 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $51,000 | 4,496 |
| Total noninterest expense | $990,000 | 3,814 |
| Salaries and employee benefits | $484,000 | 4,050 |
| Premises and equipment expense | $223,000 | 2,435 |
| Additional noninterest expense | $283,000 | 4,098 |
| Pre-tax net operating income | $364,000 | 3,550 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $131,000 | 2,230 |
| Income before extraordinary items | $233,000 | 4,055 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $233,000 | 4,059 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $233,000 | 4,059 |
| Net charge-offs | $5,000 | 2,746 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 118 |
| Net operating income | $233,000 | 3,990 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,843,000 | 3,591 |
| Total interest expense | $974,000 | 2,617 |
| Net interest income | $4,869,000 | 3,721 |
| Provision for loan and lease losses | $320,000 | 1,917 |
| Total noninterest income | $360,000 | 4,775 |
| Gross Fiduciary activities income | $330,000 | 690 |
| Service charges on deposit accounts | $66,000 | 5,455 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-36,000 | 6,352 |
| Total noninterest expense | $3,784,000 | 3,948 |
| Salaries and employee benefits | $1,744,000 | 4,296 |
| Premises and equipment expense | $928,000 | 2,380 |
| Additional noninterest expense | $1,112,000 | 4,211 |
| Pre-tax net operating income | $1,125,000 | 3,949 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $423,000 | 2,368 |
| Income before extraordinary items | $702,000 | 4,488 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $702,000 | 4,488 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $702,000 | 4,489 |
| Net charge-offs | $423,000 | 1,659 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $702,000 | 4,437 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,361,000 | 3,626 |
| Total interest expense | $719,000 | 2,686 |
| Net interest income | $3,642,000 | 3,749 |
| Provision for loan and lease losses | $230,000 | 1,907 |
| Total noninterest income | $217,000 | 5,081 |
| Gross Fiduciary activities income | $230,000 | 698 |
| Service charges on deposit accounts | $51,000 | 5,494 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-64,000 | 6,478 |
| Total noninterest expense | $2,815,000 | 3,991 |
| Salaries and employee benefits | $1,276,000 | 4,359 |
| Premises and equipment expense | $695,000 | 2,409 |
| Additional noninterest expense | $844,000 | 4,217 |
| Pre-tax net operating income | $814,000 | 4,100 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $305,000 | 2,462 |
| Income before extraordinary items | $509,000 | 4,579 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $509,000 | 4,579 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $509,000 | 4,580 |
| Net charge-offs | $349,000 | 1,472 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $509,000 | 4,527 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,905,000 | 3,634 |
| Total interest expense | $474,000 | 2,737 |
| Net interest income | $2,431,000 | 3,746 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $93,000 | 5,569 |
| Gross Fiduciary activities income | $155,000 | 696 |
| Service charges on deposit accounts | $33,000 | 5,529 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-95,000 | 6,584 |
| Total noninterest expense | $1,871,000 | 4,024 |
| Salaries and employee benefits | $836,000 | 4,441 |
| Premises and equipment expense | $459,000 | 2,446 |
| Additional noninterest expense | $576,000 | 4,181 |
| Pre-tax net operating income | $503,000 | 4,171 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $189,000 | 2,466 |
| Income before extraordinary items | $314,000 | 4,661 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $314,000 | 4,663 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $314,000 | 4,664 |
| Net charge-offs | $279,000 | 1,315 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $314,000 | 4,614 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 3,691 |
| Total interest expense | $247,000 | 2,703 |
| Net interest income | $1,180,000 | 3,841 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $28,000 | 6,043 |
| Gross Fiduciary activities income | $75,000 | 706 |
| Service charges on deposit accounts | $15,000 | 5,639 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-62,000 | 6,643 |
| Total noninterest expense | $937,000 | 4,055 |
| Salaries and employee benefits | $421,000 | 4,463 |
| Premises and equipment expense | $231,000 | 2,474 |
| Additional noninterest expense | $285,000 | 4,210 |
| Pre-tax net operating income | $226,000 | 4,279 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $87,000 | 2,474 |
| Income before extraordinary items | $139,000 | 4,782 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $139,000 | 4,784 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $139,000 | 4,783 |
| Net charge-offs | $65,000 | 1,659 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $139,000 | 4,731 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,870,000 | 3,670 |
| Total interest expense | $1,175,000 | 2,604 |
| Net interest income | $4,695,000 | 3,850 |
| Provision for loan and lease losses | $185,000 | 3,047 |
| Total noninterest income | $-141,000 | 6,722 |
| Gross Fiduciary activities income | $192,000 | 784 |
| Service charges on deposit accounts | $73,000 | 5,616 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-406,000 | 6,720 |
| Total noninterest expense | $3,908,000 | 3,978 |
| Salaries and employee benefits | $1,717,000 | 4,432 |
| Premises and equipment expense | $963,000 | 2,313 |
| Additional noninterest expense | $1,228,000 | 4,140 |
| Pre-tax net operating income | $461,000 | 5,079 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $177,000 | 3,036 |
| Income before extraordinary items | $284,000 | 5,465 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $284,000 | 5,469 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $284,000 | 5,469 |
| Net charge-offs | $333,000 | 2,457 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $284,000 | 5,419 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,368,000 | 3,731 |
| Total interest expense | $923,000 | 2,590 |
| Net interest income | $3,445,000 | 3,935 |
| Provision for loan and lease losses | $105,000 | 3,304 |
| Total noninterest income | $-198,000 | 6,831 |
| Gross Fiduciary activities income | $144,000 | 776 |
| Service charges on deposit accounts | $51,000 | 5,764 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-393,000 | 6,828 |
| Total noninterest expense | $2,916,000 | 4,005 |
| Salaries and employee benefits | $1,327,000 | 4,381 |
| Premises and equipment expense | $717,000 | 2,364 |
| Additional noninterest expense | $872,000 | 4,276 |
| Pre-tax net operating income | $226,000 | 5,603 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $76,000 | 3,473 |
| Income before extraordinary items | $150,000 | 5,828 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $150,000 | 5,830 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $150,000 | 5,830 |
| Net charge-offs | $333,000 | 2,011 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $150,000 | 5,766 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,927,000 | 3,728 |
| Total interest expense | $655,000 | 2,526 |
| Net interest income | $2,272,000 | 3,964 |
| Provision for loan and lease losses | $40,000 | 3,782 |
| Total noninterest income | $-170,000 | 6,878 |
| Gross Fiduciary activities income | $96,000 | 786 |
| Service charges on deposit accounts | $32,000 | 5,828 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-298,000 | 6,874 |
| Total noninterest expense | $1,960,000 | 4,007 |
| Salaries and employee benefits | $905,000 | 4,352 |
| Premises and equipment expense | $468,000 | 2,408 |
| Additional noninterest expense | $587,000 | 4,240 |
| Pre-tax net operating income | $102,000 | 5,807 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $34,000 | 3,695 |
| Income before extraordinary items | $68,000 | 6,032 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $68,000 | 6,033 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $68,000 | 6,034 |
| Net charge-offs | $259,000 | 1,835 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $68,000 | 5,947 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 3,777 |
| Total interest expense | $336,000 | 2,541 |
| Net interest income | $1,115,000 | 4,028 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $-118,000 | 6,964 |
| Gross Fiduciary activities income | $48,000 | 788 |
| Service charges on deposit accounts | $15,000 | 5,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-181,000 | 6,968 |
| Total noninterest expense | $983,000 | 4,029 |
| Salaries and employee benefits | $451,000 | 4,395 |
| Premises and equipment expense | $232,000 | 2,451 |
| Additional noninterest expense | $300,000 | 4,222 |
| Pre-tax net operating income | $14,000 | 6,216 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $4,000 | 4,268 |
| Income before extraordinary items | $10,000 | 6,322 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $10,000 | 6,323 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $10,000 | 6,323 |
| Net charge-offs | $180,000 | 1,442 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $10,000 | 6,245 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,863,000 | 3,894 |
| Total interest expense | $1,552,000 | 2,636 |
| Net interest income | $4,311,000 | 4,215 |
| Provision for loan and lease losses | $678,000 | 2,304 |
| Total noninterest income | $300,000 | 5,213 |
| Gross Fiduciary activities income | $126,000 | 850 |
| Service charges on deposit accounts | $61,000 | 6,045 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $113,000 | 5,226 |
| Total noninterest expense | $3,881,000 | 4,111 |
| Salaries and employee benefits | $1,613,000 | 4,669 |
| Premises and equipment expense | $867,000 | 2,573 |
| Additional noninterest expense | $1,401,000 | 3,960 |
| Pre-tax net operating income | $52,000 | 6,043 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $16,000 | 4,281 |
| Income before extraordinary items | $36,000 | 6,228 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $36,000 | 6,222 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $36,000 | 6,224 |
| Net charge-offs | $280,000 | 3,391 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $36,000 | 6,080 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,372,000 | 3,977 |
| Total interest expense | $1,193,000 | 2,684 |
| Net interest income | $3,179,000 | 4,329 |
| Provision for loan and lease losses | $540,000 | 2,179 |
| Total noninterest income | $216,000 | 5,320 |
| Gross Fiduciary activities income | $90,000 | 852 |
| Service charges on deposit accounts | $42,000 | 6,199 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $84,000 | 5,306 |
| Total noninterest expense | $2,879,000 | 4,167 |
| Salaries and employee benefits | $1,206,000 | 4,687 |
| Premises and equipment expense | $646,000 | 2,605 |
| Additional noninterest expense | $1,027,000 | 4,040 |
| Pre-tax net operating income | $-24,000 | 6,325 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-10,000 | 6,755 |
| Income before extraordinary items | $-14,000 | 6,433 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-14,000 | 6,432 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-14,000 | 6,432 |
| Net charge-offs | $469,000 | 2,276 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-14,000 | 6,310 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 4,016 |
| Total interest expense | $810,000 | 2,743 |
| Net interest income | $2,087,000 | 4,374 |
| Provision for loan and lease losses | $370,000 | 2,179 |
| Total noninterest income | $114,000 | 5,640 |
| Gross Fiduciary activities income | $66,000 | 849 |
| Service charges on deposit accounts | $23,000 | 6,408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,001 |
| Total noninterest expense | $1,866,000 | 4,255 |
| Salaries and employee benefits | $812,000 | 4,692 |
| Premises and equipment expense | $433,000 | 2,598 |
| Additional noninterest expense | $621,000 | 4,310 |
| Pre-tax net operating income | $-35,000 | 6,415 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-13,000 | 6,848 |
| Income before extraordinary items | $-22,000 | 6,507 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-22,000 | 6,507 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-22,000 | 6,507 |
| Net charge-offs | $370,000 | 2,092 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-22,000 | 6,389 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,423,000 | 4,117 |
| Total interest expense | $412,000 | 2,808 |
| Net interest income | $1,011,000 | 4,487 |
| Provision for loan and lease losses | $140,000 | 2,491 |
| Total noninterest income | $56,000 | 5,716 |
| Gross Fiduciary activities income | $30,000 | 872 |
| Service charges on deposit accounts | $9,000 | 6,588 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 5,857 |
| Total noninterest expense | $928,000 | 4,293 |
| Salaries and employee benefits | $405,000 | 4,749 |
| Premises and equipment expense | $211,000 | 2,689 |
| Additional noninterest expense | $312,000 | 4,284 |
| Pre-tax net operating income | $-1,000 | 6,435 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,000 | 6,533 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,000 | 6,533 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,000 | 6,533 |
| Net charge-offs | $137,000 | 2,176 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,000 | 6,421 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,763,000 | 4,190 |
| Total interest expense | $1,946,000 | 2,833 |
| Net interest income | $3,817,000 | 4,665 |
| Provision for loan and lease losses | $815,000 | 2,717 |
| Total noninterest income | $408,000 | 4,752 |
| Gross Fiduciary activities income | $280,000 | 676 |
| Service charges on deposit accounts | $44,000 | 6,420 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $84,000 | 5,479 |
| Total noninterest expense | $3,582,000 | 4,433 |
| Salaries and employee benefits | $1,487,000 | 4,987 |
| Premises and equipment expense | $821,000 | 2,854 |
| Additional noninterest expense | $1,274,000 | 4,285 |
| Pre-tax net operating income | $-172,000 | 6,208 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-58,000 | 6,753 |
| Income before extraordinary items | $-114,000 | 6,284 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-114,000 | 6,286 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-114,000 | 6,287 |
| Net charge-offs | $925,000 | 2,455 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-114,000 | 6,194 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,322,000 | 4,237 |
| Total interest expense | $1,495,000 | 2,875 |
| Net interest income | $2,827,000 | 4,720 |
| Provision for loan and lease losses | $682,000 | 2,478 |
| Total noninterest income | $339,000 | 4,606 |
| Gross Fiduciary activities income | $232,000 | 646 |
| Service charges on deposit accounts | $35,000 | 6,419 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $72,000 | 5,452 |
| Total noninterest expense | $2,631,000 | 4,486 |
| Salaries and employee benefits | $1,127,000 | 4,947 |
| Premises and equipment expense | $611,000 | 2,893 |
| Additional noninterest expense | $893,000 | 4,474 |
| Pre-tax net operating income | $-147,000 | 6,341 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-50,000 | 6,930 |
| Income before extraordinary items | $-97,000 | 6,408 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-97,000 | 6,412 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-97,000 | 6,411 |
| Net charge-offs | $840,000 | 2,087 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-97,000 | 6,325 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 4,267 |
| Total interest expense | $1,014,000 | 2,926 |
| Net interest income | $1,870,000 | 4,761 |
| Provision for loan and lease losses | $454,000 | 2,426 |
| Total noninterest income | $223,000 | 4,682 |
| Gross Fiduciary activities income | $160,000 | 649 |
| Service charges on deposit accounts | $24,000 | 6,404 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 5,709 |
| Total noninterest expense | $1,745,000 | 4,542 |
| Salaries and employee benefits | $754,000 | 4,980 |
| Premises and equipment expense | $391,000 | 3,010 |
| Additional noninterest expense | $600,000 | 4,525 |
| Pre-tax net operating income | $-106,000 | 6,434 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-36,000 | 6,993 |
| Income before extraordinary items | $-70,000 | 6,459 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-70,000 | 6,459 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-70,000 | 6,459 |
| Net charge-offs | $612,000 | 1,936 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-70,000 | 6,411 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 4,342 |
| Total interest expense | $520,000 | 2,944 |
| Net interest income | $895,000 | 4,879 |
| Provision for loan and lease losses | $234,000 | 2,228 |
| Total noninterest income | $113,000 | 4,698 |
| Gross Fiduciary activities income | $88,000 | 639 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,201 |
| Total noninterest expense | $857,000 | 4,611 |
| Salaries and employee benefits | $383,000 | 4,973 |
| Premises and equipment expense | $189,000 | 3,127 |
| Additional noninterest expense | $285,000 | 4,671 |
| Pre-tax net operating income | $-83,000 | 6,649 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-28,000 | 7,118 |
| Income before extraordinary items | $-55,000 | 6,596 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-55,000 | 6,596 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-55,000 | 6,596 |
| Net charge-offs | $415,000 | 1,493 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-55,000 | 6,584 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,783,000 | 4,430 |
| Total interest expense | $2,352,000 | 3,139 |
| Net interest income | $3,431,000 | 5,003 |
| Provision for loan and lease losses | $706,000 | 3,583 |
| Total noninterest income | $377,000 | 5,054 |
| Gross Fiduciary activities income | $288,000 | 680 |
| Service charges on deposit accounts | $42,000 | 6,358 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $47,000 | 6,156 |
| Total noninterest expense | $3,007,000 | 5,013 |
| Salaries and employee benefits | $1,365,000 | 5,314 |
| Premises and equipment expense | $631,000 | 3,584 |
| Additional noninterest expense | $1,011,000 | 5,063 |
| Pre-tax net operating income | $95,000 | 5,490 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $32,000 | 3,826 |
| Income before extraordinary items | $63,000 | 5,749 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $63,000 | 5,750 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $63,000 | 5,750 |
| Net charge-offs | $416,000 | 3,889 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $63,000 | 5,614 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,353,000 | 4,497 |
| Total interest expense | $1,790,000 | 3,224 |
| Net interest income | $2,563,000 | 5,078 |
| Provision for loan and lease losses | $479,000 | 3,614 |
| Total noninterest income | $284,000 | 5,136 |
| Gross Fiduciary activities income | $216,000 | 668 |
| Service charges on deposit accounts | $31,000 | 6,442 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $37,000 | 6,263 |
| Total noninterest expense | $2,174,000 | 5,130 |
| Salaries and employee benefits | $1,021,000 | 5,374 |
| Premises and equipment expense | $455,000 | 3,745 |
| Additional noninterest expense | $698,000 | 5,276 |
| Pre-tax net operating income | $194,000 | 5,278 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $66,000 | 3,396 |
| Income before extraordinary items | $128,000 | 5,611 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $128,000 | 5,612 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $128,000 | 5,612 |
| Net charge-offs | $363,000 | 3,478 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $128,000 | 5,449 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 4,568 |
| Total interest expense | $1,208,000 | 3,288 |
| Net interest income | $1,663,000 | 5,158 |
| Provision for loan and lease losses | $289,000 | 3,710 |
| Total noninterest income | $185,000 | 5,155 |
| Gross Fiduciary activities income | $144,000 | 669 |
| Service charges on deposit accounts | $17,000 | 6,587 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $24,000 | 6,327 |
| Total noninterest expense | $1,414,000 | 5,225 |
| Salaries and employee benefits | $681,000 | 5,399 |
| Premises and equipment expense | $311,000 | 3,710 |
| Additional noninterest expense | $422,000 | 5,543 |
| Pre-tax net operating income | $145,000 | 5,236 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $49,000 | 3,292 |
| Income before extraordinary items | $96,000 | 5,564 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $96,000 | 5,567 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $96,000 | 5,566 |
| Net charge-offs | $208,000 | 3,494 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $96,000 | 5,442 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 4,673 |
| Total interest expense | $599,000 | 3,432 |
| Net interest income | $810,000 | 5,261 |
| Provision for loan and lease losses | $132,000 | 3,599 |
| Total noninterest income | $94,000 | 5,156 |
| Gross Fiduciary activities income | $72,000 | 682 |
| Service charges on deposit accounts | $7,000 | 6,721 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,257 |
| Total noninterest expense | $701,000 | 5,296 |
| Salaries and employee benefits | $324,000 | 5,592 |
| Premises and equipment expense | $160,000 | 3,713 |
| Additional noninterest expense | $217,000 | 5,494 |
| Pre-tax net operating income | $71,000 | 5,402 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $24,000 | 3,330 |
| Income before extraordinary items | $47,000 | 5,743 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $47,000 | 5,744 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $47,000 | 5,743 |
| Net charge-offs | $91,000 | 3,183 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $47,000 | 5,643 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,041,000 | 5,107 |
| Total interest expense | $2,807,000 | 3,596 |
| Net interest income | $2,234,000 | 6,118 |
| Provision for loan and lease losses | $588,000 | 4,300 |
| Total noninterest income | $493,000 | 4,752 |
| Gross Fiduciary activities income | $288,000 | 677 |
| Service charges on deposit accounts | $26,000 | 6,826 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $179,000 | 4,824 |
| Total noninterest expense | $2,656,000 | 5,524 |
| Salaries and employee benefits | $1,124,000 | 5,989 |
| Premises and equipment expense | $544,000 | 4,157 |
| Additional noninterest expense | $988,000 | 5,268 |
| Pre-tax net operating income | $-517,000 | 5,994 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-210,000 | 6,780 |
| Income before extraordinary items | $-307,000 | 5,932 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-307,000 | 5,931 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-307,000 | 5,931 |
| Net charge-offs | $441,000 | 3,954 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $1,036,000 | 422 |
| Net operating income | $-307,000 | 5,930 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,714,000 | 5,209 |
| Total interest expense | $2,159,000 | 3,662 |
| Net interest income | $1,555,000 | 6,289 |
| Provision for loan and lease losses | $410,000 | 4,138 |
| Total noninterest income | $364,000 | 4,835 |
| Gross Fiduciary activities income | $216,000 | 677 |
| Service charges on deposit accounts | $20,000 | 6,866 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $128,000 | 5,030 |
| Total noninterest expense | $1,911,000 | 5,651 |
| Salaries and employee benefits | $850,000 | 5,997 |
| Premises and equipment expense | $398,000 | 4,278 |
| Additional noninterest expense | $663,000 | 5,565 |
| Pre-tax net operating income | $-402,000 | 6,238 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-137,000 | 7,009 |
| Income before extraordinary items | $-265,000 | 6,194 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-265,000 | 6,195 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-265,000 | 6,194 |
| Net charge-offs | $313,000 | 3,646 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $1,036,000 | 349 |
| Net operating income | $-265,000 | 6,181 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 5,357 |
| Total interest expense | $1,456,000 | 3,749 |
| Net interest income | $945,000 | 6,521 |
| Provision for loan and lease losses | $365,000 | 3,416 |
| Total noninterest income | $233,000 | 4,946 |
| Gross Fiduciary activities income | $144,000 | 679 |
| Service charges on deposit accounts | $9,000 | 7,030 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $80,000 | 5,165 |
| Total noninterest expense | $1,286,000 | 5,666 |
| Salaries and employee benefits | $572,000 | 6,047 |
| Premises and equipment expense | $260,000 | 4,352 |
| Additional noninterest expense | $454,000 | 5,507 |
| Pre-tax net operating income | $-473,000 | 6,614 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-161,000 | 7,259 |
| Income before extraordinary items | $-312,000 | 6,554 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-312,000 | 6,554 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-312,000 | 6,554 |
| Net charge-offs | $313,000 | 2,878 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $1,036,000 | 277 |
| Net operating income | $-312,000 | 6,544 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 5,525 |
| Total interest expense | $722,000 | 3,858 |
| Net interest income | $432,000 | 6,717 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $119,000 | 4,894 |
| Gross Fiduciary activities income | $72,000 | 687 |
| Service charges on deposit accounts | $6,000 | 6,959 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $41,000 | 5,170 |
| Total noninterest expense | $607,000 | 5,780 |
| Salaries and employee benefits | $285,000 | 6,098 |
| Premises and equipment expense | $125,000 | 4,516 |
| Additional noninterest expense | $197,000 | 5,637 |
| Pre-tax net operating income | $-101,000 | 6,654 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-34,000 | 7,352 |
| Income before extraordinary items | $-67,000 | 6,720 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-67,000 | 6,721 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-67,000 | 6,721 |
| Net charge-offs | $13,000 | 4,614 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $1,036,000 | 154 |
| Net operating income | $-67,000 | 6,618 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 5,897 |
| Total interest expense | $2,621,000 | 4,613 |
| Net interest income | $1,584,000 | 6,898 |
| Provision for loan and lease losses | $147,000 | 5,598 |
| Total noninterest income | $462,000 | 5,014 |
| Gross Fiduciary activities income | $288,000 | 698 |
| Service charges on deposit accounts | $30,000 | 6,909 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $144,000 | 5,385 |
| Total noninterest expense | $2,118,000 | 6,087 |
| Salaries and employee benefits | $999,000 | 6,413 |
| Premises and equipment expense | $433,000 | 4,865 |
| Additional noninterest expense | $686,000 | 5,872 |
| Pre-tax net operating income | $-219,000 | 6,573 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-75,000 | 7,023 |
| Income before extraordinary items | $-144,000 | 6,416 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-144,000 | 6,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,316,000 | 388 |
| Net operating income | $-144,000 | 6,565 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,049,000 | 6,043 |
| Total interest expense | $1,895,000 | 4,830 |
| Net interest income | $1,154,000 | 7,003 |
| Provision for loan and lease losses | $102,000 | 5,125 |
| Total noninterest income | $354,000 | 5,059 |
| Gross Fiduciary activities income | $216,000 | 702 |
| Service charges on deposit accounts | $22,000 | 6,971 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $116,000 | 5,366 |
| Total noninterest expense | $1,562,000 | 6,123 |
| Salaries and employee benefits | $736,000 | 6,489 |
| Premises and equipment expense | $301,000 | 5,101 |
| Additional noninterest expense | $525,000 | 5,785 |
| Pre-tax net operating income | $-156,000 | 6,988 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-53,000 | 7,456 |
| Income before extraordinary items | $-103,000 | 6,786 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-103,000 | 6,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $1,316,000 | 269 |
| Net operating income | $-103,000 | 6,957 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 6,238 |
| Total interest expense | $1,196,000 | 5,138 |
| Net interest income | $718,000 | 7,154 |
| Provision for loan and lease losses | $54,000 | 5,115 |
| Total noninterest income | $223,000 | 5,225 |
| Gross Fiduciary activities income | $144,000 | 713 |
| Service charges on deposit accounts | $14,000 | 7,021 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $65,000 | 5,754 |
| Total noninterest expense | $993,000 | 6,285 |
| Salaries and employee benefits | $468,000 | 6,639 |
| Premises and equipment expense | $188,000 | 5,311 |
| Additional noninterest expense | $337,000 | 5,862 |
| Pre-tax net operating income | $-106,000 | 7,200 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-36,000 | 7,719 |
| Income before extraordinary items | $-70,000 | 7,197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-70,000 | 7,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $1,116,000 | 197 |
| Net operating income | $-70,000 | 7,162 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 6,330 |
| Total interest expense | $607,000 | 5,259 |
| Net interest income | $348,000 | 7,257 |
| Provision for loan and lease losses | $27,000 | 4,651 |
| Total noninterest income | $118,000 | 5,124 |
| Gross Fiduciary activities income | $72,000 | 723 |
| Service charges on deposit accounts | $9,000 | 6,931 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,574 |
| Total noninterest expense | $466,000 | 6,480 |
| Salaries and employee benefits | $225,000 | 6,755 |
| Premises and equipment expense | $84,000 | 5,611 |
| Additional noninterest expense | $157,000 | 6,058 |
| Pre-tax net operating income | $-27,000 | 7,317 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-9,000 | 7,832 |
| Income before extraordinary items | $-18,000 | 7,379 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-18,000 | 7,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-18,000 | 7,305 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,822,000 | 6,324 |
| Total interest expense | $2,227,000 | 5,581 |
| Net interest income | $1,595,000 | 7,014 |
| Provision for loan and lease losses | $94,000 | 5,006 |
| Total noninterest income | $427,000 | 5,362 |
| Gross Fiduciary activities income | $266,000 | 740 |
| Service charges on deposit accounts | $26,000 | 7,075 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $135,000 | 5,752 |
| Total noninterest expense | $1,791,000 | 6,487 |
| Salaries and employee benefits | $819,000 | 6,919 |
| Premises and equipment expense | $391,000 | 5,096 |
| Additional noninterest expense | $581,000 | 6,212 |
| Pre-tax net operating income | $137,000 | 7,041 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $47,000 | 4,969 |
| Income before extraordinary items | $90,000 | 7,178 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $90,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $1,220,000 | 408 |
| Net operating income | $90,000 | 7,150 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 6,423 |
| Total interest expense | $1,604,000 | 5,701 |
| Net interest income | $1,182,000 | 7,077 |
| Provision for loan and lease losses | $67,000 | 4,740 |
| Total noninterest income | $336,000 | 5,304 |
| Gross Fiduciary activities income | $197,000 | 733 |
| Service charges on deposit accounts | $17,000 | 7,155 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $122,000 | 5,447 |
| Total noninterest expense | $1,331,000 | 6,505 |
| Salaries and employee benefits | $613,000 | 6,900 |
| Premises and equipment expense | $293,000 | 5,082 |
| Additional noninterest expense | $425,000 | 6,237 |
| Pre-tax net operating income | $120,000 | 7,246 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $41,000 | 5,075 |
| Income before extraordinary items | $79,000 | 7,362 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $79,000 | 7,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $1,220,000 | 306 |
| Net operating income | $79,000 | 7,344 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 6,623 |
| Total interest expense | $992,000 | 5,894 |
| Net interest income | $747,000 | 7,231 |
| Provision for loan and lease losses | $41,000 | 4,614 |
| Total noninterest income | $236,000 | 5,221 |
| Gross Fiduciary activities income | $128,000 | 750 |
| Service charges on deposit accounts | $12,000 | 7,175 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $96,000 | 5,200 |
| Total noninterest expense | $878,000 | 6,577 |
| Salaries and employee benefits | $412,000 | 6,939 |
| Premises and equipment expense | $186,000 | 5,247 |
| Additional noninterest expense | $280,000 | 6,295 |
| Pre-tax net operating income | $64,000 | 7,445 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $22,000 | 5,294 |
| Income before extraordinary items | $42,000 | 7,545 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $42,000 | 7,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $1,220,000 | 235 |
| Net operating income | $42,000 | 7,527 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $797,000 | 6,825 |
| Total interest expense | $452,000 | 6,094 |
| Net interest income | $345,000 | 7,417 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $131,000 | 4,921 |
| Gross Fiduciary activities income | $63,000 | 770 |
| Service charges on deposit accounts | $8,000 | 7,097 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $60,000 | 4,749 |
| Total noninterest expense | $440,000 | 6,606 |
| Salaries and employee benefits | $206,000 | 6,966 |
| Premises and equipment expense | $89,000 | 5,403 |
| Additional noninterest expense | $145,000 | 6,208 |
| Pre-tax net operating income | $16,000 | 7,691 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $11,000 | 7,739 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $11,000 | 7,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $11,000 | 7,718 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 7,488 |
| Total interest expense | $1,048,000 | 6,845 |
| Net interest income | $1,013,000 | 7,832 |
| Provision for loan and lease losses | $163,000 | 3,917 |
| Total noninterest income | $389,000 | 5,667 |
| Gross Fiduciary activities income | $217,000 | 782 |
| Service charges on deposit accounts | $25,000 | 7,222 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $147,000 | 5,655 |
| Total noninterest expense | $1,622,000 | 6,696 |
| Salaries and employee benefits | $789,000 | 6,995 |
| Premises and equipment expense | $317,000 | 5,601 |
| Additional noninterest expense | $516,000 | 6,467 |
| Pre-tax net operating income | $-383,000 | 8,213 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-130,000 | 8,397 |
| Income before extraordinary items | $-253,000 | 8,181 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-253,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 714 |
| Net operating income | $-253,000 | 8,179 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 7,734 |
| Total interest expense | $671,000 | 7,135 |
| Net interest income | $702,000 | 8,001 |
| Provision for loan and lease losses | $112,000 | 3,920 |
| Total noninterest income | $273,000 | 5,822 |
| Gross Fiduciary activities income | $144,000 | 803 |
| Service charges on deposit accounts | $28,000 | 7,153 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $101,000 | 5,828 |
| Total noninterest expense | $1,175,000 | 6,782 |
| Salaries and employee benefits | $594,000 | 6,965 |
| Premises and equipment expense | $239,000 | 5,613 |
| Additional noninterest expense | $342,000 | 6,772 |
| Pre-tax net operating income | $-312,000 | 8,358 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-106,000 | 8,566 |
| Income before extraordinary items | $-206,000 | 8,324 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-206,000 | 8,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 557 |
| Net operating income | $-206,000 | 8,318 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $774,000 | 7,969 |
| Total interest expense | $359,000 | 7,441 |
| Net interest income | $415,000 | 8,185 |
| Provision for loan and lease losses | $76,000 | 3,776 |
| Total noninterest income | $177,000 | 5,893 |
| Gross Fiduciary activities income | $96,000 | 815 |
| Service charges on deposit accounts | $11,000 | 7,375 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 5,792 |
| Total noninterest expense | $771,000 | 6,863 |
| Salaries and employee benefits | $386,000 | 7,069 |
| Premises and equipment expense | $151,000 | 5,755 |
| Additional noninterest expense | $234,000 | 6,732 |
| Pre-tax net operating income | $-255,000 | 8,444 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-87,000 | 8,620 |
| Income before extraordinary items | $-168,000 | 8,405 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-168,000 | 8,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-168,000 | 8,404 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 8,141 |
| Total interest expense | $156,000 | 7,629 |
| Net interest income | $182,000 | 8,335 |
| Provision for loan and lease losses | $24,000 | 4,343 |
| Total noninterest income | $78,000 | 6,127 |
| Gross Fiduciary activities income | $48,000 | 820 |
| Service charges on deposit accounts | $5,000 | 7,423 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,361 |
| Total noninterest expense | $368,000 | 6,994 |
| Salaries and employee benefits | $184,000 | 7,208 |
| Premises and equipment expense | $31,000 | 7,598 |
| Additional noninterest expense | $153,000 | 6,001 |
| Pre-tax net operating income | $-132,000 | 8,481 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-45,000 | 8,638 |
| Income before extraordinary items | $-87,000 | 8,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-87,000 | 8,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-87,000 | 8,426 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $698,000 | 8,537 |
| Total interest expense | $217,000 | 8,412 |
| Net interest income | $481,000 | 8,548 |
| Provision for loan and lease losses | $170,000 | 3,909 |
| Total noninterest income | $155,000 | 7,447 |
| Gross Fiduciary activities income | $72,000 | 997 |
| Service charges on deposit accounts | $18,000 | 7,500 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $65,000 | 7,063 |
| Total noninterest expense | $1,356,000 | 7,133 |
| Salaries and employee benefits | $652,000 | 7,432 |
| Premises and equipment expense | $199,000 | 6,740 |
| Additional noninterest expense | $505,000 | 6,543 |
| Pre-tax net operating income | $-890,000 | 8,615 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-303,000 | 8,724 |
| Income before extraordinary items | $-587,000 | 8,572 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-587,000 | 8,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $9,600,000 | 205 |
| Net operating income | $-587,000 | 8,554 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $417,000 | 8,655 |
| Total interest expense | $101,000 | 8,604 |
| Net interest income | $316,000 | 8,643 |
| Provision for loan and lease losses | $84,000 | 4,550 |
| Total noninterest income | $113,000 | 7,519 |
| Gross Fiduciary activities income | $33,000 | 1,049 |
| Service charges on deposit accounts | $9,000 | 7,622 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $71,000 | 6,499 |
| Total noninterest expense | $1,055,000 | 7,044 |
| Salaries and employee benefits | $569,000 | 7,050 |
| Premises and equipment expense | $141,000 | 6,849 |
| Additional noninterest expense | $345,000 | 6,769 |
| Pre-tax net operating income | $-710,000 | 8,665 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-4,000 | 8,569 |
| Income before extraordinary items | $-706,000 | 8,699 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-706,000 | 8,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $9,600,000 | 142 |
| Net operating income | $-706,000 | 8,678 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $204,000 | 8,747 |
| Total interest expense | $32,000 | 8,732 |
| Net interest income | $172,000 | 8,718 |
| Provision for loan and lease losses | $54,000 | 4,449 |
| Total noninterest income | $19,000 | 8,554 |
| Gross Fiduciary activities income | $12,000 | 1,130 |
| Service charges on deposit accounts | $7,000 | 7,607 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $741,000 | 6,930 |
| Salaries and employee benefits | $402,000 | 6,901 |
| Premises and equipment expense | $54,000 | 7,770 |
| Additional noninterest expense | $285,000 | 6,162 |
| Pre-tax net operating income | $-604,000 | 8,705 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-2,000 | 8,575 |
| Income before extraordinary items | $-602,000 | 8,734 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-602,000 | 8,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $9,600,000 | 93 |
| Net operating income | $-602,000 | 8,710 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $70,000 | 8,863 |
| Total interest expense | $6,000 | 8,856 |
| Net interest income | $64,000 | 8,841 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $4,000 | 8,750 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $2,000 | 7,752 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $353,000 | 7,085 |
| Salaries and employee benefits | $134,000 | 7,843 |
| Premises and equipment expense | $42,000 | 7,127 |
| Additional noninterest expense | $177,000 | 5,469 |
| Pre-tax net operating income | $-309,000 | 8,788 |
| Securities gains (losses) | $-11,000 | 8,547 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-320,000 | 8,812 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-320,000 | 8,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $8,800,000 | 48 |
| Net operating income | $-309,000 | 8,791 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.