Home > Palmetto Federal Savings Bank of South Carolina > Loan Charge- Offs and Recoveries
Palmetto Federal Savings Bank of South Carolina, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,454,000 | 324 |
| Loans secured by real estate, total | $4,152,000 | 98 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,152,000 | 98 |
| Construction and land development | $2,385,000 | 11 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $999,000 | 176 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $768,000 | 148 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $184,000 | 1,500 |
| Loans to individuals | $1,118,000 | 528 |
| Credit card loan charge offs | $31,000 | 1,269 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,087,000 | 383 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $612,000 | 575 |
| Loans secured by real estate, total | $340,000 | 316 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $340,000 | 316 |
| Construction and land development | $17,000 | 255 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $216,000 | 189 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $107,000 | 357 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $122,000 | 831 |
| Loans to individuals | $150,000 | 709 |
| Credit card loan recoveries | $11,000 | 766 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $139,000 | 615 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,842,000 | 284 |
| Loans secured by real estate, total | $3,812,000 | 72 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,812,000 | 71 |
| Construction and land development | $2,368,000 | 6 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $783,000 | 165 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $661,000 | 98 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $62,000 | 2,363 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $968,000 | 499 |
| Credit card loan net charge offs | $20,000 | 1,444 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $948,000 | 345 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,042,000 | 551 |
| Loans secured by real estate, total | $1,654,000 | 275 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,654,000 | 275 |
| Construction and land development | $23,000 | 446 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $703,000 | 253 |
| Secured by multifamily residential properties | $503,000 | 97 |
| Secured by nonfarm nonresidential properties | $425,000 | 335 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $186,000 | 1,558 |
| Loans to individuals | $1,202,000 | 548 |
| Credit card loan charge offs | $55,000 | 965 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,147,000 | 415 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $452,000 | 826 |
| Loans secured by real estate, total | $303,000 | 407 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $303,000 | 407 |
| Construction and land development | $0 | 613 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $234,000 | 185 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $69,000 | 571 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $18,000 | 3,379 |
| Loans to individuals | $131,000 | 864 |
| Credit card loan recoveries | $17,000 | 671 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $114,000 | 812 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,590,000 | 491 |
| Loans secured by real estate, total | $1,351,000 | 238 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,351,000 | 237 |
| Construction and land development | $23,000 | 376 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $469,000 | 280 |
| Secured by multifamily residential properties | $503,000 | 82 |
| Secured by nonfarm nonresidential properties | $356,000 | 279 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $168,000 | 1,249 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,071,000 | 495 |
| Credit card loan net charge offs | $38,000 | 1,065 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,033,000 | 351 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,449,000 | 889 |
| Loans secured by real estate, total | $561,000 | 669 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $561,000 | 668 |
| Construction and land development | $90,000 | 330 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $225,000 | 617 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $246,000 | 570 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $107,000 | 2,238 |
| Loans to individuals | $781,000 | 630 |
| Credit card loan charge offs | $103,000 | 707 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $678,000 | 513 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $675,000 | 632 |
| Loans secured by real estate, total | $480,000 | 304 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $480,000 | 303 |
| Construction and land development | $0 | 688 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $111,000 | 354 |
| Secured by multifamily residential properties | $1,000 | 461 |
| Secured by nonfarm nonresidential properties | $368,000 | 232 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $93,000 | 1,227 |
| Loans to individuals | $102,000 | 1,036 |
| Credit card loan recoveries | $22,000 | 634 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $80,000 | 1,075 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $774,000 | 1,053 |
| Loans secured by real estate, total | $81,000 | 1,572 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $81,000 | 1,571 |
| Construction and land development | $90,000 | 272 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $114,000 | 826 |
| Secured by multifamily residential properties | $-1,000 | 11,697 |
| Secured by nonfarm nonresidential properties | $-122,000 | 11,801 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $14,000 | 4,081 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $679,000 | 550 |
| Credit card loan net charge offs | $81,000 | 714 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $598,000 | 398 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,179,000 | 314 |
| Loans secured by real estate, total | $5,319,000 | 169 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $5,319,000 | 168 |
| Construction and land development | $862,000 | 111 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $962,000 | 226 |
| Secured by multifamily residential properties | $790,000 | 111 |
| Secured by nonfarm nonresidential properties | $2,705,000 | 151 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $915,000 | 428 |
| Loans to individuals | $945,000 | 516 |
| Credit card loan charge offs | $112,000 | 660 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $833,000 | 383 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $610,000 | 751 |
| Loans secured by real estate, total | $436,000 | 369 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $436,000 | 367 |
| Construction and land development | $264,000 | 119 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $81,000 | 501 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $91,000 | 587 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $80,000 | 1,592 |
| Loans to individuals | $94,000 | 1,157 |
| Credit card loan recoveries | $37,000 | 522 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $57,000 | 1,487 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,569,000 | 256 |
| Loans secured by real estate, total | $4,883,000 | 146 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,883,000 | 146 |
| Construction and land development | $598,000 | 123 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $881,000 | 206 |
| Secured by multifamily residential properties | $790,000 | 100 |
| Secured by nonfarm nonresidential properties | $2,614,000 | 120 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $835,000 | 307 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $851,000 | 408 |
| Credit card loan net charge offs | $75,000 | 705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $776,000 | 250 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,694,000 | 380 |
| Loans secured by real estate, total | $5,753,000 | 225 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $5,753,000 | 225 |
| Construction and land development | $1,470,000 | 155 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $3,304,000 | 102 |
| Secured by multifamily residential properties | $411,000 | 196 |
| Secured by nonfarm nonresidential properties | $568,000 | 539 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $913,000 | 604 |
| Loans to individuals | $1,028,000 | 523 |
| Credit card loan charge offs | $192,000 | 575 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $836,000 | 417 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $324,000 | 1,269 |
| Loans secured by real estate, total | $190,000 | 650 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $190,000 | 649 |
| Construction and land development | $44,000 | 340 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $14,000 | 1,800 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $132,000 | 461 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $46,000 | 2,762 |
| Loans to individuals | $88,000 | 1,314 |
| Credit card loan recoveries | $48,000 | 478 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $40,000 | 2,114 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,370,000 | 318 |
| Loans secured by real estate, total | $5,563,000 | 197 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $5,563,000 | 197 |
| Construction and land development | $1,426,000 | 151 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $3,290,000 | 90 |
| Secured by multifamily residential properties | $411,000 | 171 |
| Secured by nonfarm nonresidential properties | $436,000 | 543 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $867,000 | 480 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $940,000 | 441 |
| Credit card loan net charge offs | $144,000 | 595 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $796,000 | 297 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,933,000 | 535 |
| Loans secured by real estate, total | $3,522,000 | 371 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,522,000 | 370 |
| Construction and land development | $61,000 | 963 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $582,000 | 472 |
| Secured by multifamily residential properties | $1,355,000 | 106 |
| Secured by nonfarm nonresidential properties | $1,524,000 | 352 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,041,000 | 753 |
| Loans to individuals | $1,370,000 | 530 |
| Credit card loan charge offs | $445,000 | 444 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $925,000 | 510 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $234,000 | 1,711 |
| Loans secured by real estate, total | $4,000 | 4,592 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,000 | 4,591 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 3,108 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $14,000 | 5,353 |
| Loans to individuals | $216,000 | 728 |
| Credit card loan recoveries | $64,000 | 436 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $152,000 | 820 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,699,000 | 481 |
| Loans secured by real estate, total | $3,518,000 | 349 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,518,000 | 348 |
| Construction and land development | $61,000 | 909 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $578,000 | 412 |
| Secured by multifamily residential properties | $1,355,000 | 102 |
| Secured by nonfarm nonresidential properties | $1,524,000 | 331 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,027,000 | 668 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,154,000 | 483 |
| Credit card loan net charge offs | $381,000 | 441 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $773,000 | 423 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.