Home > Palmetto Federal Savings Bank of South Carolina > Net charge- offs to loans
Palmetto Federal Savings Bank of South Carolina, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8838% | 706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7588% | 29 |
| Percentage Net Loans Charged-off:Construction & development | 2.7708% | 17 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6105% | 71 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2694% | 105 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2938% | 1,289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3466% | 70 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3726% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0028% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5775% | 927 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5167% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2908% | 179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0315% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3549% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3935% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1697% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3537% | 1,344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2401% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1709% | 159 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7355% | 148 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0222% | 877 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1666% | 4,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 837 |
| Percentage Net Loans Charged-off:Construction & development | 0.1700% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1334% | 1,378 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0070% | 1,311 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0438% | 573 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0773% | 1,319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0594% | 479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1039% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5701% | 205 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1416% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4441% | 428 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2004% | 78 |
| Percentage Net Loans Charged-off:Construction & development | 1.1481% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9653% | 51 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2278% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3504% | 154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2925% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3586% | 159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7767% | 39 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8611% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8447% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5819% | 684 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3482% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 2.6562% | 164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4264% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2157% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3815% | 42 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5058% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5051% | 41 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1265% | 82 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9658% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1813% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1098% | 1,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7813% | 330 |
| Percentage Net Loans Charged-off:Construction & development | 0.1113% | 580 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2503% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6556% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2283% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0353% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2641% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4579% | 117 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0774% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5092% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |