Home > Palmetto Federal Savings Bank of South Carolina > Assets and Liabilities
Palmetto Federal Savings Bank of South Carolina, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 298 | 591 |
| Assets and Liabilities | ||
| Total Assets: | $665,593,000 | 734 |
| Cash and due from depository institutions | $21,505,000 | 591 |
| Interest-bearing balances | $4,132,000 | 1,068 |
| Securities | $69,522,000 | 1,654 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $552,058,000 | 588 |
| Loan loss allowance | $7,180,000 | 621 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,147,000 | 1,527 |
| Other real estate owned | $4,769,000 | 591 |
| Goodwill and other intangibles | $1,172,000 | 1,246 |
| All other assets | $11,420,000 | 776 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $665,593,000 | 734 |
| Total liabilities | $618,409,000 | 711 |
| Total deposits | $584,621,000 | 656 |
| Interest-bearing deposits | $547,756,000 | 611 |
| Deposits held in domestic offices | $584,621,000 | 652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $23,500,000 | 875 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $10,288,000 | 622 |
| Total equity capital | $47,184,000 | 964 |
| Total bank equity capital | $47,184,000 | 964 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,335,000 | 2,617 |
| Surplus | $27,304,000 | 693 |
| Undivided profits | $18,545,000 | 1,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,971,000 | 954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,535,000 | 627 |
| Earning assets | $625,712,000 | 718 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $663,076,200 | 701 |
| Average Assets, quarterly | $665,828,000 | 724 |
| Volatile liabilities | $118,107,000 | 760 |
| Insider loans | $2,780,000 | 1,533 |
| FHLB advances | $23,500,000 | 281 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $99,105,000 | 661 |
| Tier 1 (core) risk-based capital | $45,570,000 | 930 |
| Tier 2 risk-based capital | $6,101,000 | 625 |
| Total risk weighted assets | $488,019,000 | 663 |
| Total unused commitments | $99,105,000 | 665 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 289 | 641 |
| Assets and Liabilities | ||
| Total Assets: | $663,292,000 | 755 |
| Cash and due from depository institutions | $19,110,000 | 641 |
| Interest-bearing balances | $2,165,000 | 1,546 |
| Securities | $82,707,000 | 1,458 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $524,419,000 | 651 |
| Loan loss allowance | $6,983,000 | 684 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,954,000 | 1,314 |
| Other real estate owned | $13,256,000 | 641 |
| Goodwill and other intangibles | $547,000 | 1,632 |
| All other assets | $17,299,000 | 603 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $663,292,000 | 755 |
| Total liabilities | $614,207,000 | 744 |
| Total deposits | $539,149,000 | 738 |
| Interest-bearing deposits | $509,417,000 | 679 |
| Deposits held in domestic offices | $539,149,000 | 733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $68,400,000 | 489 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $6,658,000 | 815 |
| Total equity capital | $49,085,000 | 945 |
| Total bank equity capital | $49,085,000 | 945 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,335,000 | 2,795 |
| Surplus | $27,304,000 | 715 |
| Undivided profits | $20,446,000 | 1,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,469,000 | 774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,107,000 | 722 |
| Earning assets | $609,291,000 | 756 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $644,754,800 | 750 |
| Average Assets, quarterly | $660,553,000 | 752 |
| Volatile liabilities | $147,645,000 | 687 |
| Insider loans | $1,409,000 | 2,797 |
| FHLB advances | $68,400,000 | 168 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $68,967,000 | 866 |
| Tier 1 (core) risk-based capital | $43,361,000 | 990 |
| Tier 2 risk-based capital | $5,749,000 | 662 |
| Total risk weighted assets | $459,887,000 | 710 |
| Total unused commitments | $68,967,000 | 871 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 260 | 746 |
| Assets and Liabilities | ||
| Total Assets: | $644,577,000 | 808 |
| Cash and due from depository institutions | $20,042,000 | 746 |
| Interest-bearing balances | $4,554,000 | 1,034 |
| Securities | $117,844,000 | 1,066 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $464,805,000 | 717 |
| Loan loss allowance | $8,417,000 | 622 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,312,000 | 1,469 |
| Other real estate owned | $8,015,000 | 746 |
| Goodwill and other intangibles | $2,650,000 | 742 |
| All other assets | $25,909,000 | 493 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $644,576,000 | 808 |
| Total liabilities | $595,606,000 | 789 |
| Total deposits | $497,921,000 | 809 |
| Interest-bearing deposits | $471,082,000 | 753 |
| Deposits held in domestic offices | $497,921,000 | 800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $91,500,000 | 403 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $6,185,000 | 894 |
| Total equity capital | $48,970,000 | 960 |
| Total bank equity capital | $48,970,000 | 960 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,335,000 | 2,884 |
| Surplus | $27,211,000 | 715 |
| Undivided profits | $20,424,000 | 1,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,393,000 | 527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,116,000 | 742 |
| Earning assets | $587,203,000 | 812 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $651,277,800 | 778 |
| Average Assets, quarterly | $643,079,000 | 795 |
| Volatile liabilities | $157,885,000 | 637 |
| Insider loans | $1,119,000 | 3,446 |
| FHLB advances | $91,500,000 | 130 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $45,983,000 | 1,097 |
| Tier 1 (core) risk-based capital | $43,375,000 | 1,014 |
| Tier 2 risk-based capital | $5,291,000 | 712 |
| Total risk weighted assets | $423,318,000 | 762 |
| Total unused commitments | $45,983,000 | 1,103 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 264 | 743 |
| Assets and Liabilities | ||
| Total Assets: | $662,449,000 | 776 |
| Cash and due from depository institutions | $18,331,000 | 743 |
| Interest-bearing balances | $7,054,000 | 499 |
| Securities | $152,089,000 | 869 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $445,317,000 | 724 |
| Loan loss allowance | $8,213,000 | 644 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,128,000 | 1,440 |
| Other real estate owned | $11,469,000 | 743 |
| Goodwill and other intangibles | $2,932,000 | 637 |
| All other assets | $27,183,000 | 486 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $662,449,000 | 776 |
| Total liabilities | $621,008,000 | 766 |
| Total deposits | $482,241,000 | 808 |
| Interest-bearing deposits | $453,441,000 | 753 |
| Deposits held in domestic offices | $482,241,000 | 795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $135,800,000 | 315 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,967,000 | 1,318 |
| Total equity capital | $41,441,000 | 1,012 |
| Total bank equity capital | $41,441,000 | 1,012 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,335,000 | 2,997 |
| Surplus | $25,574,000 | 708 |
| Undivided profits | $14,532,000 | 1,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,266,000 | 497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,503,000 | 795 |
| Earning assets | $604,460,000 | 769 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $657,744,400 | 765 |
| Average Assets, quarterly | $656,884,500 | 779 |
| Volatile liabilities | $193,312,000 | 558 |
| Insider loans | $1,130,000 | 3,372 |
| FHLB advances | $135,800,000 | 106 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $50,615,000 | 972 |
| Tier 1 (core) risk-based capital | $41,820,000 | 995 |
| Tier 2 risk-based capital | $5,207,000 | 709 |
| Total risk weighted assets | $416,560,000 | 746 |
| Total unused commitments | $50,615,000 | 981 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 258 | 807 |
| Assets and Liabilities | ||
| Total Assets: | $647,767,000 | 802 |
| Cash and due from depository institutions | $20,665,000 | 807 |
| Interest-bearing balances | $9,077,000 | 686 |
| Securities | $128,062,000 | 1,077 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $444,381,000 | 701 |
| Loan loss allowance | $11,806,000 | 520 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,462,000 | 1,633 |
| Other real estate owned | $17,534,000 | 807 |
| Goodwill and other intangibles | $3,193,000 | 555 |
| All other assets | $29,470,000 | 464 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $647,767,000 | 802 |
| Total liabilities | $606,733,000 | 791 |
| Total deposits | $483,023,000 | 841 |
| Interest-bearing deposits | $459,971,000 | 785 |
| Deposits held in domestic offices | $483,023,000 | 827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $119,200,000 | 309 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,510,000 | 1,018 |
| Total equity capital | $41,034,000 | 1,015 |
| Total bank equity capital | $41,034,000 | 1,015 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,335,000 | 3,086 |
| Surplus | $25,574,000 | 665 |
| Undivided profits | $14,125,000 | 1,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,032,000 | 488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $4,423,000 | 457 |
| Earning assets | $581,520,000 | 815 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $687,696,400 | 748 |
| Average Assets, quarterly | $657,206,500 | 786 |
| Volatile liabilities | $180,877,000 | 556 |
| Insider loans | $1,020,000 | 3,674 |
| FHLB advances | $119,200,000 | 100 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $53,142,000 | 940 |
| Tier 1 (core) risk-based capital | $39,033,000 | 1,034 |
| Tier 2 risk-based capital | $5,279,000 | 710 |
| Total risk weighted assets | $421,934,000 | 743 |
| Total unused commitments | $63,142,000 | 846 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 271 | 788 |
| Assets and Liabilities | ||
| Total Assets: | $745,709,000 | 731 |
| Cash and due from depository institutions | $39,310,000 | 788 |
| Interest-bearing balances | $5,031,000 | 1,415 |
| Securities | $178,278,000 | 774 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $459,615,000 | 695 |
| Loan loss allowance | $9,020,000 | 660 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,501,000 | 1,634 |
| Other real estate owned | $9,574,000 | 788 |
| Goodwill and other intangibles | $13,955,000 | 228 |
| All other assets | $40,476,000 | 405 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $745,709,000 | 731 |
| Total liabilities | $705,189,000 | 719 |
| Total deposits | $521,235,000 | 846 |
| Interest-bearing deposits | $489,405,000 | 792 |
| Deposits held in domestic offices | $521,235,000 | 836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $180,416,000 | 208 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,538,000 | 1,200 |
| Total equity capital | $40,520,000 | 973 |
| Total bank equity capital | $40,520,000 | 973 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,334,000 | 3,201 |
| Surplus | $12,153,000 | 1,176 |
| Undivided profits | $27,033,000 | 789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,591,000 | 775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $4,441,000 | 511 |
| Earning assets | $642,924,000 | 759 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $755,309,000 | 715 |
| Average Assets, quarterly | $745,967,500 | 727 |
| Volatile liabilities | $234,863,000 | 427 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $180,100,000 | 74 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $52,299,000 | 930 |
| Tier 1 (core) risk-based capital | $36,642,000 | 1,039 |
| Tier 2 risk-based capital | $5,213,000 | 726 |
| Total risk weighted assets | $417,039,000 | 774 |
| Total unused commitments | $57,299,000 | 886 |
| Derivatives | $0 | 651 |