Home > Palmer Bank > Income and Expense
Palmer Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,016,000 | 5,225 |
| Total interest expense | $530,000 | 4,489 |
| Net interest income | $1,486,000 | 5,359 |
| Provision for loan and lease losses | $100,000 | 4,367 |
| Total noninterest income | $242,000 | 4,525 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $94,000 | 4,500 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $148,000 | 3,974 |
| Total noninterest expense | $996,000 | 5,916 |
| Salaries and employee benefits | $519,000 | 5,870 |
| Premises and equipment expense | $124,000 | 5,711 |
| Additional noninterest expense | $353,000 | 5,782 |
| Pre-tax net operating income | $632,000 | 3,366 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $208,000 | 2,187 |
| Income before extraordinary items | $427,000 | 3,864 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $427,000 | 3,865 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $427,000 | 3,866 |
| Net charge-offs | $7,000 | 5,446 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $424,990 | 3,761 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $985,000 | 5,310 |
| Total interest expense | $274,000 | 4,530 |
| Net interest income | $711,000 | 5,466 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $96,000 | 4,984 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $38,000 | 4,845 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,429 |
| Total noninterest expense | $497,000 | 5,960 |
| Salaries and employee benefits | $263,000 | 5,876 |
| Premises and equipment expense | $64,000 | 5,701 |
| Additional noninterest expense | $170,000 | 5,897 |
| Pre-tax net operating income | $210,000 | 4,157 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $61,000 | 2,669 |
| Income before extraordinary items | $149,000 | 4,467 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $149,000 | 4,466 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $149,000 | 4,467 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $149,000 | 4,401 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 5,437 |
| Total interest expense | $1,208,000 | 4,804 |
| Net interest income | $2,727,000 | 5,582 |
| Provision for loan and lease losses | $814,000 | 3,384 |
| Total noninterest income | $423,000 | 4,872 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $177,000 | 4,638 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $246,000 | 4,273 |
| Total noninterest expense | $1,819,000 | 6,187 |
| Salaries and employee benefits | $987,000 | 6,057 |
| Premises and equipment expense | $188,000 | 6,303 |
| Additional noninterest expense | $644,000 | 6,076 |
| Pre-tax net operating income | $517,000 | 4,325 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $102,000 | 3,221 |
| Income before extraordinary items | $415,000 | 4,579 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $415,000 | 4,579 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $415,000 | 4,579 |
| Net charge-offs | $716,000 | 3,139 |
| Cash dividends | $160,000 | 3,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $415,000 | 4,424 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 5,555 |
| Total interest expense | $904,000 | 4,971 |
| Net interest income | $2,013,000 | 5,686 |
| Provision for loan and lease losses | $370,000 | 4,024 |
| Total noninterest income | $295,000 | 5,076 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $129,000 | 4,761 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $166,000 | 4,494 |
| Total noninterest expense | $1,306,000 | 6,318 |
| Salaries and employee benefits | $747,000 | 6,083 |
| Premises and equipment expense | $91,000 | 6,960 |
| Additional noninterest expense | $468,000 | 6,185 |
| Pre-tax net operating income | $632,000 | 3,882 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $196,000 | 2,576 |
| Income before extraordinary items | $436,000 | 4,346 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $436,000 | 4,347 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $436,000 | 4,347 |
| Net charge-offs | $57,000 | 5,408 |
| Cash dividends | $160,000 | 2,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $436,000 | 4,179 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 5,580 |
| Total interest expense | $602,000 | 5,068 |
| Net interest income | $1,362,000 | 5,677 |
| Provision for loan and lease losses | $40,000 | 5,994 |
| Total noninterest income | $172,000 | 5,278 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $85,000 | 4,770 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $87,000 | 4,851 |
| Total noninterest expense | $839,000 | 6,418 |
| Salaries and employee benefits | $490,000 | 6,157 |
| Premises and equipment expense | $54,000 | 7,118 |
| Additional noninterest expense | $295,000 | 6,310 |
| Pre-tax net operating income | $655,000 | 3,159 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $221,000 | 2,034 |
| Income before extraordinary items | $434,000 | 3,650 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $434,000 | 3,648 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $434,000 | 3,649 |
| Net charge-offs | $18,000 | 5,558 |
| Cash dividends | $160,000 | 2,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $434,000 | 3,538 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $956,000 | 5,713 |
| Total interest expense | $306,000 | 5,155 |
| Net interest income | $650,000 | 5,811 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $72,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $42,000 | 4,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $30,000 | 5,438 |
| Total noninterest expense | $431,000 | 6,457 |
| Salaries and employee benefits | $260,000 | 6,116 |
| Premises and equipment expense | $26,000 | 7,239 |
| Additional noninterest expense | $145,000 | 6,412 |
| Pre-tax net operating income | $291,000 | 3,399 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $99,000 | 2,131 |
| Income before extraordinary items | $192,000 | 3,964 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $192,000 | 3,963 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $192,000 | 3,963 |
| Net charge-offs | $17,000 | 4,530 |
| Cash dividends | $60,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $192,000 | 3,858 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 5,958 |
| Total interest expense | $1,230,000 | 5,610 |
| Net interest income | $2,371,000 | 5,966 |
| Provision for loan and lease losses | $53,000 | 6,814 |
| Total noninterest income | $545,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $186,000 | 4,773 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $359,000 | 3,704 |
| Total noninterest expense | $1,755,000 | 6,492 |
| Salaries and employee benefits | $873,000 | 6,534 |
| Premises and equipment expense | $100,000 | 7,381 |
| Additional noninterest expense | $782,000 | 5,872 |
| Pre-tax net operating income | $1,108,000 | 2,834 |
| Securities gains (losses) | $10,000 | 3,254 |
| Applicable income taxes | $297,000 | 2,034 |
| Income before extraordinary items | $821,000 | 3,112 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $821,000 | 3,112 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $821,000 | 3,112 |
| Net charge-offs | $20,000 | 6,658 |
| Cash dividends | $1,500,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $813,700 | 3,051 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 6,062 |
| Total interest expense | $911,000 | 5,781 |
| Net interest income | $1,735,000 | 6,049 |
| Provision for loan and lease losses | $13,000 | 7,058 |
| Total noninterest income | $443,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $141,000 | 4,784 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $302,000 | 3,608 |
| Total noninterest expense | $1,189,000 | 6,709 |
| Salaries and employee benefits | $706,000 | 6,405 |
| Premises and equipment expense | $73,000 | 7,460 |
| Additional noninterest expense | $410,000 | 6,652 |
| Pre-tax net operating income | $976,000 | 2,780 |
| Securities gains (losses) | $10,000 | 2,967 |
| Applicable income taxes | $267,000 | 2,050 |
| Income before extraordinary items | $719,000 | 3,071 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $719,000 | 3,069 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $719,000 | 3,072 |
| Net charge-offs | $19,000 | 6,256 |
| Cash dividends | $1,500,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $711,700 | 3,005 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 6,167 |
| Total interest expense | $607,000 | 5,892 |
| Net interest income | $1,127,000 | 6,114 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $344,000 | 4,165 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $93,000 | 4,785 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $251,000 | 3,297 |
| Total noninterest expense | $746,000 | 6,894 |
| Salaries and employee benefits | $459,000 | 6,517 |
| Premises and equipment expense | $47,000 | 7,562 |
| Additional noninterest expense | $240,000 | 6,920 |
| Pre-tax net operating income | $725,000 | 2,702 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $188,000 | 2,026 |
| Income before extraordinary items | $541,000 | 2,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $541,000 | 2,950 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $541,000 | 2,951 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $1,450,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $538,040 | 2,858 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $852,000 | 6,249 |
| Total interest expense | $298,000 | 6,029 |
| Net interest income | $554,000 | 6,164 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $165,000 | 4,203 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $59,000 | 4,277 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $106,000 | 3,571 |
| Total noninterest expense | $363,000 | 6,915 |
| Salaries and employee benefits | $239,000 | 6,490 |
| Premises and equipment expense | $23,000 | 7,618 |
| Additional noninterest expense | $101,000 | 7,077 |
| Pre-tax net operating income | $356,000 | 3,036 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $92,000 | 2,262 |
| Income before extraordinary items | $265,000 | 3,345 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $265,000 | 3,345 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $265,000 | 3,346 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $1,450,000 | 316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $264,260 | 3,200 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,487,000 | 6,326 |
| Total interest expense | $1,368,000 | 6,169 |
| Net interest income | $2,119,000 | 6,302 |
| Provision for loan and lease losses | $5,000 | 7,260 |
| Total noninterest income | $440,000 | 5,105 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $246,000 | 4,390 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $194,000 | 4,885 |
| Total noninterest expense | $1,478,000 | 6,895 |
| Salaries and employee benefits | $952,000 | 6,520 |
| Premises and equipment expense | $101,000 | 7,612 |
| Additional noninterest expense | $425,000 | 6,940 |
| Pre-tax net operating income | $1,076,000 | 3,630 |
| Securities gains (losses) | $15,000 | 2,329 |
| Applicable income taxes | $380,000 | 2,134 |
| Income before extraordinary items | $711,000 | 3,920 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $711,000 | 3,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,772 |
| Cash dividends | $445,000 | 3,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $701,250 | 4,078 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 6,387 |
| Total interest expense | $1,039,000 | 6,241 |
| Net interest income | $1,578,000 | 6,358 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $329,000 | 5,192 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $181,000 | 4,464 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $148,000 | 4,974 |
| Total noninterest expense | $1,110,000 | 6,894 |
| Salaries and employee benefits | $718,000 | 6,534 |
| Premises and equipment expense | $76,000 | 7,646 |
| Additional noninterest expense | $316,000 | 6,941 |
| Pre-tax net operating income | $797,000 | 4,114 |
| Securities gains (losses) | $15,000 | 2,175 |
| Applicable income taxes | $283,000 | 2,527 |
| Income before extraordinary items | $529,000 | 4,341 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $529,000 | 4,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,512 |
| Cash dividends | $235,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $519,250 | 4,514 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,719,000 | 6,488 |
| Total interest expense | $701,000 | 6,353 |
| Net interest income | $1,018,000 | 6,443 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $218,000 | 5,265 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $115,000 | 4,568 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $103,000 | 5,002 |
| Total noninterest expense | $727,000 | 6,993 |
| Salaries and employee benefits | $482,000 | 6,574 |
| Premises and equipment expense | $49,000 | 7,726 |
| Additional noninterest expense | $196,000 | 7,096 |
| Pre-tax net operating income | $509,000 | 4,346 |
| Securities gains (losses) | $14,000 | 2,273 |
| Applicable income taxes | $180,000 | 2,801 |
| Income before extraordinary items | $343,000 | 4,772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $343,000 | 4,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $185,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $333,760 | 4,763 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $863,000 | 6,549 |
| Total interest expense | $358,000 | 6,466 |
| Net interest income | $505,000 | 6,485 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $105,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $58,000 | 4,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $47,000 | 5,178 |
| Total noninterest expense | $378,000 | 6,941 |
| Salaries and employee benefits | $252,000 | 6,499 |
| Premises and equipment expense | $28,000 | 7,609 |
| Additional noninterest expense | $98,000 | 7,100 |
| Pre-tax net operating income | $232,000 | 4,680 |
| Securities gains (losses) | $14,000 | 1,798 |
| Applicable income taxes | $83,000 | 3,009 |
| Income before extraordinary items | $163,000 | 5,083 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $163,000 | 5,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $50,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $153,760 | 5,073 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 6,619 |
| Total interest expense | $1,304,000 | 6,711 |
| Net interest income | $2,044,000 | 6,450 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $335,000 | 5,832 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $211,000 | 4,797 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $124,000 | 5,886 |
| Total noninterest expense | $1,443,000 | 7,000 |
| Salaries and employee benefits | $896,000 | 6,715 |
| Premises and equipment expense | $129,000 | 7,451 |
| Additional noninterest expense | $418,000 | 6,959 |
| Pre-tax net operating income | $936,000 | 4,868 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $315,000 | 3,331 |
| Income before extraordinary items | $622,000 | 5,276 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $622,000 | 5,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,733 |
| Cash dividends | $335,000 | 4,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $621,340 | 5,268 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,477,000 | 6,678 |
| Total interest expense | $946,000 | 6,794 |
| Net interest income | $1,531,000 | 6,482 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $238,000 | 5,985 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $151,000 | 4,911 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $87,000 | 6,033 |
| Total noninterest expense | $1,081,000 | 6,996 |
| Salaries and employee benefits | $671,000 | 6,692 |
| Premises and equipment expense | $96,000 | 7,442 |
| Additional noninterest expense | $314,000 | 6,944 |
| Pre-tax net operating income | $688,000 | 5,155 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $227,000 | 3,557 |
| Income before extraordinary items | $461,000 | 5,532 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $461,000 | 5,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,022 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $461,000 | 5,525 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 6,757 |
| Total interest expense | $609,000 | 6,880 |
| Net interest income | $1,010,000 | 6,559 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $155,000 | 6,074 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $98,000 | 4,983 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $57,000 | 6,076 |
| Total noninterest expense | $706,000 | 7,085 |
| Salaries and employee benefits | $431,000 | 6,829 |
| Premises and equipment expense | $66,000 | 7,435 |
| Additional noninterest expense | $209,000 | 6,981 |
| Pre-tax net operating income | $459,000 | 5,223 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $154,000 | 3,613 |
| Income before extraordinary items | $305,000 | 5,621 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $305,000 | 5,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $160,000 | 3,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $305,000 | 5,598 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 6,848 |
| Total interest expense | $293,000 | 6,962 |
| Net interest income | $494,000 | 6,639 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $68,000 | 6,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $47,000 | 5,004 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $21,000 | 6,540 |
| Total noninterest expense | $350,000 | 7,138 |
| Salaries and employee benefits | $205,000 | 6,983 |
| Premises and equipment expense | $34,000 | 7,427 |
| Additional noninterest expense | $111,000 | 6,884 |
| Pre-tax net operating income | $212,000 | 5,384 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $70,000 | 3,742 |
| Income before extraordinary items | $142,000 | 5,756 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $142,000 | 5,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $45,000 | 3,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $142,000 | 5,740 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 6,781 |
| Total interest expense | $978,000 | 6,981 |
| Net interest income | $2,017,000 | 6,536 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $278,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $199,000 | 5,003 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $79,000 | 6,691 |
| Total noninterest expense | $1,409,000 | 7,043 |
| Salaries and employee benefits | $816,000 | 6,919 |
| Premises and equipment expense | $148,000 | 7,280 |
| Additional noninterest expense | $445,000 | 6,822 |
| Pre-tax net operating income | $886,000 | 5,435 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $307,000 | 3,775 |
| Income before extraordinary items | $579,000 | 5,891 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $579,000 | 5,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $345,000 | 4,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $579,000 | 5,887 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 6,858 |
| Total interest expense | $708,000 | 7,040 |
| Net interest income | $1,501,000 | 6,627 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $210,000 | 6,359 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $148,000 | 5,057 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,626 |
| Total noninterest expense | $1,054,000 | 7,048 |
| Salaries and employee benefits | $619,000 | 6,867 |
| Premises and equipment expense | $110,000 | 7,308 |
| Additional noninterest expense | $325,000 | 6,915 |
| Pre-tax net operating income | $657,000 | 5,677 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $229,000 | 3,962 |
| Income before extraordinary items | $428,000 | 6,099 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $428,000 | 6,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,781 |
| Cash dividends | $220,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $428,000 | 6,095 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,432,000 | 6,922 |
| Total interest expense | $448,000 | 7,079 |
| Net interest income | $984,000 | 6,699 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $140,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $99,000 | 5,045 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 6,674 |
| Total noninterest expense | $702,000 | 7,092 |
| Salaries and employee benefits | $412,000 | 6,911 |
| Premises and equipment expense | $72,000 | 7,368 |
| Additional noninterest expense | $218,000 | 6,928 |
| Pre-tax net operating income | $422,000 | 5,778 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $146,000 | 4,045 |
| Income before extraordinary items | $276,000 | 6,179 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $276,000 | 6,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $276,000 | 6,184 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $689,000 | 6,988 |
| Total interest expense | $207,000 | 7,173 |
| Net interest income | $482,000 | 6,775 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $58,000 | 6,685 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $46,000 | 5,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $360,000 | 7,044 |
| Salaries and employee benefits | $207,000 | 6,903 |
| Premises and equipment expense | $36,000 | 7,382 |
| Additional noninterest expense | $117,000 | 6,694 |
| Pre-tax net operating income | $180,000 | 6,056 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $60,000 | 4,268 |
| Income before extraordinary items | $120,000 | 6,404 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $120,000 | 6,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $120,000 | 6,403 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,720,000 | 6,821 |
| Total interest expense | $719,000 | 6,986 |
| Net interest income | $2,001,000 | 6,636 |
| Provision for loan and lease losses | $70,000 | 5,300 |
| Total noninterest income | $281,000 | 6,449 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $210,000 | 4,936 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $71,000 | 6,919 |
| Total noninterest expense | $1,433,000 | 7,009 |
| Salaries and employee benefits | $810,000 | 6,899 |
| Premises and equipment expense | $143,000 | 7,356 |
| Additional noninterest expense | $480,000 | 6,695 |
| Pre-tax net operating income | $779,000 | 5,935 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $273,000 | 4,248 |
| Income before extraordinary items | $507,000 | 6,340 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $507,000 | 6,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,376 |
| Cash dividends | $236,000 | 4,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $506,350 | 6,318 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 6,862 |
| Total interest expense | $518,000 | 7,013 |
| Net interest income | $1,486,000 | 6,692 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $220,000 | 6,394 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $156,000 | 4,984 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,654 |
| Total noninterest expense | $1,103,000 | 6,930 |
| Salaries and employee benefits | $630,000 | 6,788 |
| Premises and equipment expense | $106,000 | 7,385 |
| Additional noninterest expense | $367,000 | 6,606 |
| Pre-tax net operating income | $553,000 | 6,193 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $189,000 | 4,492 |
| Income before extraordinary items | $365,000 | 6,568 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $365,000 | 6,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $131,000 | 4,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $364,340 | 6,533 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 6,865 |
| Total interest expense | $332,000 | 6,997 |
| Net interest income | $987,000 | 6,696 |
| Provision for loan and lease losses | $45,000 | 4,715 |
| Total noninterest income | $117,000 | 6,800 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $100,000 | 5,027 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $17,000 | 7,791 |
| Total noninterest expense | $692,000 | 7,085 |
| Salaries and employee benefits | $406,000 | 6,877 |
| Premises and equipment expense | $68,000 | 7,447 |
| Additional noninterest expense | $218,000 | 6,891 |
| Pre-tax net operating income | $367,000 | 6,180 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $125,000 | 4,510 |
| Income before extraordinary items | $243,000 | 6,570 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $243,000 | 6,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,046 |
| Cash dividends | $76,000 | 4,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $242,340 | 6,527 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $662,000 | 6,870 |
| Total interest expense | $160,000 | 7,042 |
| Net interest income | $502,000 | 6,707 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $55,000 | 6,909 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $49,000 | 5,045 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $343,000 | 7,145 |
| Salaries and employee benefits | $207,000 | 6,899 |
| Premises and equipment expense | $33,000 | 7,563 |
| Additional noninterest expense | $103,000 | 7,065 |
| Pre-tax net operating income | $204,000 | 5,922 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $70,000 | 4,289 |
| Income before extraordinary items | $134,000 | 6,335 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $134,000 | 6,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,116 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $134,000 | 6,291 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,628,000 | 6,778 |
| Total interest expense | $630,000 | 6,845 |
| Net interest income | $1,998,000 | 6,628 |
| Provision for loan and lease losses | $35,000 | 6,319 |
| Total noninterest income | $240,000 | 6,845 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $225,000 | 4,967 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,368 |
| Total noninterest expense | $1,428,000 | 7,015 |
| Salaries and employee benefits | $796,000 | 6,953 |
| Premises and equipment expense | $143,000 | 7,408 |
| Additional noninterest expense | $489,000 | 6,615 |
| Pre-tax net operating income | $775,000 | 5,868 |
| Securities gains (losses) | $17,000 | 2,506 |
| Applicable income taxes | $272,000 | 4,339 |
| Income before extraordinary items | $520,000 | 6,286 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $520,000 | 6,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,264 |
| Cash dividends | $205,000 | 4,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $508,780 | 6,253 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,951,000 | 6,815 |
| Total interest expense | $478,000 | 6,807 |
| Net interest income | $1,473,000 | 6,682 |
| Provision for loan and lease losses | $20,000 | 6,311 |
| Total noninterest income | $180,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $169,000 | 5,017 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 8,414 |
| Total noninterest expense | $1,091,000 | 6,931 |
| Salaries and employee benefits | $600,000 | 6,901 |
| Premises and equipment expense | $106,000 | 7,410 |
| Additional noninterest expense | $385,000 | 6,427 |
| Pre-tax net operating income | $542,000 | 6,131 |
| Securities gains (losses) | $17,000 | 2,413 |
| Applicable income taxes | $190,000 | 4,520 |
| Income before extraordinary items | $369,000 | 6,501 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $369,000 | 6,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,094 |
| Cash dividends | $70,000 | 4,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $357,780 | 6,498 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 6,873 |
| Total interest expense | $323,000 | 6,800 |
| Net interest income | $965,000 | 6,752 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $136,000 | 6,670 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $110,000 | 5,057 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,425 |
| Total noninterest expense | $709,000 | 7,051 |
| Salaries and employee benefits | $390,000 | 7,005 |
| Premises and equipment expense | $70,000 | 7,453 |
| Additional noninterest expense | $249,000 | 6,545 |
| Pre-tax net operating income | $377,000 | 6,006 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $129,000 | 4,494 |
| Income before extraordinary items | $248,000 | 6,462 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $248,000 | 6,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,353 |
| Cash dividends | $70,000 | 4,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $248,000 | 6,373 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $638,000 | 6,927 |
| Total interest expense | $164,000 | 6,840 |
| Net interest income | $474,000 | 6,841 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $84,000 | 6,172 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $353,000 | 7,099 |
| Salaries and employee benefits | $202,000 | 6,950 |
| Premises and equipment expense | $35,000 | 7,507 |
| Additional noninterest expense | $116,000 | 6,774 |
| Pre-tax net operating income | $195,000 | 5,875 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $67,000 | 4,419 |
| Income before extraordinary items | $128,000 | 6,375 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $128,000 | 6,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,283 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $128,000 | 6,262 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 6,968 |
| Total interest expense | $776,000 | 6,785 |
| Net interest income | $1,793,000 | 6,909 |
| Provision for loan and lease losses | $210,000 | 3,929 |
| Total noninterest income | $616,000 | 4,895 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $214,000 | 5,114 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $402,000 | 3,966 |
| Total noninterest expense | $1,535,000 | 6,821 |
| Salaries and employee benefits | $776,000 | 7,001 |
| Premises and equipment expense | $158,000 | 7,289 |
| Additional noninterest expense | $601,000 | 5,982 |
| Pre-tax net operating income | $664,000 | 6,118 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $222,000 | 4,770 |
| Income before extraordinary items | $442,000 | 6,610 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $442,000 | 6,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 1,685 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $442,000 | 6,443 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,941,000 | 7,027 |
| Total interest expense | $599,000 | 6,856 |
| Net interest income | $1,342,000 | 6,958 |
| Provision for loan and lease losses | $166,000 | 3,723 |
| Total noninterest income | $587,000 | 4,322 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $161,000 | 5,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $426,000 | 3,419 |
| Total noninterest expense | $1,123,000 | 6,896 |
| Salaries and employee benefits | $587,000 | 6,980 |
| Premises and equipment expense | $118,000 | 7,305 |
| Additional noninterest expense | $418,000 | 6,206 |
| Pre-tax net operating income | $640,000 | 5,729 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $221,000 | 4,496 |
| Income before extraordinary items | $419,000 | 6,242 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $419,000 | 6,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,485 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $419,000 | 6,074 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 7,031 |
| Total interest expense | $409,000 | 6,921 |
| Net interest income | $904,000 | 6,936 |
| Provision for loan and lease losses | $62,000 | 4,661 |
| Total noninterest income | $423,000 | 4,112 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $98,000 | 5,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $325,000 | 3,141 |
| Total noninterest expense | $762,000 | 6,862 |
| Salaries and employee benefits | $405,000 | 6,906 |
| Premises and equipment expense | $78,000 | 7,336 |
| Additional noninterest expense | $279,000 | 6,197 |
| Pre-tax net operating income | $503,000 | 5,290 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $177,000 | 4,207 |
| Income before extraordinary items | $326,000 | 5,922 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $326,000 | 5,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,238 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $326,000 | 5,697 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $687,000 | 6,953 |
| Total interest expense | $211,000 | 6,924 |
| Net interest income | $476,000 | 6,782 |
| Provision for loan and lease losses | $4,000 | 6,606 |
| Total noninterest income | $168,000 | 4,593 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $123,000 | 3,561 |
| Total noninterest expense | $365,000 | 7,008 |
| Salaries and employee benefits | $194,000 | 7,058 |
| Premises and equipment expense | $39,000 | 7,371 |
| Additional noninterest expense | $132,000 | 6,375 |
| Pre-tax net operating income | $275,000 | 5,017 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $97,000 | 3,988 |
| Income before extraordinary items | $178,000 | 5,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 5,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,011 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $178,000 | 5,425 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 6,623 |
| Total interest expense | $1,174,000 | 6,491 |
| Net interest income | $2,045,000 | 6,554 |
| Provision for loan and lease losses | $15,000 | 7,642 |
| Total noninterest income | $1,036,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $264,000 | 4,558 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $772,000 | 2,555 |
| Total noninterest expense | $1,721,000 | 6,417 |
| Salaries and employee benefits | $892,000 | 6,549 |
| Premises and equipment expense | $215,000 | 6,592 |
| Additional noninterest expense | $614,000 | 5,837 |
| Pre-tax net operating income | $1,345,000 | 4,393 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $485,000 | 3,507 |
| Income before extraordinary items | $860,000 | 5,009 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $860,000 | 5,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,789 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $860,000 | 4,881 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 6,685 |
| Total interest expense | $1,828,000 | 6,374 |
| Net interest income | $1,765,000 | 6,856 |
| Provision for loan and lease losses | $643,000 | 1,796 |
| Total noninterest income | $452,000 | 5,346 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $258,000 | 4,566 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $194,000 | 4,999 |
| Total noninterest expense | $1,885,000 | 5,960 |
| Salaries and employee benefits | $899,000 | 6,377 |
| Premises and equipment expense | $244,000 | 6,160 |
| Additional noninterest expense | $742,000 | 5,049 |
| Pre-tax net operating income | $-311,000 | 9,043 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-140,000 | 9,319 |
| Income before extraordinary items | $-171,000 | 9,024 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-171,000 | 9,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 2,050 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-171,000 | 8,966 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 6,814 |
| Total interest expense | $1,847,000 | 6,515 |
| Net interest income | $1,765,000 | 6,980 |
| Provision for loan and lease losses | $740,000 | 1,352 |
| Total noninterest income | $282,000 | 6,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,011 |
| Total noninterest expense | $1,692,000 | 6,283 |
| Salaries and employee benefits | $758,000 | 6,923 |
| Premises and equipment expense | $235,000 | 6,255 |
| Additional noninterest expense | $699,000 | 5,186 |
| Pre-tax net operating income | $-385,000 | 9,474 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-167,000 | 9,665 |
| Income before extraordinary items | $-218,000 | 9,388 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-218,000 | 9,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $679,000 | 996 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-218,000 | 9,388 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,660,000 | 6,661 |
| Total interest expense | $1,921,000 | 6,148 |
| Net interest income | $1,739,000 | 7,130 |
| Provision for loan and lease losses | $420,000 | 2,015 |
| Total noninterest income | $281,000 | 6,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,394 |
| Total noninterest expense | $1,482,000 | 6,819 |
| Salaries and employee benefits | $666,000 | 7,411 |
| Premises and equipment expense | $232,000 | 6,305 |
| Additional noninterest expense | $584,000 | 5,921 |
| Pre-tax net operating income | $118,000 | 8,984 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $34,000 | 7,921 |
| Income before extraordinary items | $84,000 | 9,072 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $84,000 | 9,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,345 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $84,000 | 9,041 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,254,000 | 7,232 |
| Total interest expense | $1,862,000 | 6,433 |
| Net interest income | $1,392,000 | 7,926 |
| Provision for loan and lease losses | $160,000 | 4,005 |
| Total noninterest income | $358,000 | 5,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,150 |
| Total noninterest expense | $1,343,000 | 7,122 |
| Salaries and employee benefits | $576,000 | 7,890 |
| Premises and equipment expense | $236,000 | 6,171 |
| Additional noninterest expense | $531,000 | 6,228 |
| Pre-tax net operating income | $247,000 | 8,679 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $74,000 | 7,918 |
| Income before extraordinary items | $176,000 | 8,794 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $176,000 | 8,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,285 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $173,900 | 8,752 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,618,000 | 8,228 |
| Total interest expense | $1,458,000 | 7,446 |
| Net interest income | $1,160,000 | 8,785 |
| Provision for loan and lease losses | $110,000 | 4,963 |
| Total noninterest income | $250,000 | 7,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,369 |
| Total noninterest expense | $1,316,000 | 7,273 |
| Salaries and employee benefits | $523,000 | 8,438 |
| Premises and equipment expense | $245,000 | 6,130 |
| Additional noninterest expense | $548,000 | 6,134 |
| Pre-tax net operating income | $-16,000 | 10,405 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $-9,000 | 10,514 |
| Income before extraordinary items | $2,000 | 10,395 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,000 | 10,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $853,000 | 885 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,010 |
| Net operating income | $-3,760 | 10,373 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,758,000 | 8,330 |
| Total interest expense | $1,494,000 | 7,592 |
| Net interest income | $1,264,000 | 8,853 |
| Provision for loan and lease losses | $758,000 | 1,247 |
| Total noninterest income | $159,000 | 8,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,012 |
| Total noninterest expense | $1,135,000 | 8,209 |
| Salaries and employee benefits | $454,000 | 9,218 |
| Premises and equipment expense | $188,000 | 7,257 |
| Additional noninterest expense | $493,000 | 7,118 |
| Pre-tax net operating income | $-470,000 | 11,225 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $23,000 | 10,151 |
| Income before extraordinary items | $-493,000 | 11,263 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-493,000 | 11,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $713,000 | 1,099 |
| Cash dividends | $40,000 | 7,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-493,000 | 11,233 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,920,000 | 8,332 |
| Total interest expense | $1,507,000 | 7,684 |
| Net interest income | $1,413,000 | 8,763 |
| Provision for loan and lease losses | $290,000 | 2,346 |
| Total noninterest income | $179,000 | 8,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,278 |
| Total noninterest expense | $1,146,000 | 8,407 |
| Salaries and employee benefits | $555,000 | 8,682 |
| Premises and equipment expense | $188,000 | 7,429 |
| Additional noninterest expense | $403,000 | 8,161 |
| Pre-tax net operating income | $156,000 | 10,741 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $40,000 | 10,383 |
| Income before extraordinary items | $116,000 | 10,785 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $116,000 | 10,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,152 |
| Cash dividends | $177,000 | 5,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $116,000 | 10,752 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 9,582 |
| Total interest expense | $983,000 | 8,769 |
| Net interest income | $1,130,000 | 9,969 |
| Provision for loan and lease losses | $68,000 | 5,388 |
| Total noninterest income | $109,000 | 10,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 8,093 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,149 |
| Total noninterest expense | $958,000 | 9,516 |
| Salaries and employee benefits | $415,000 | 10,157 |
| Premises and equipment expense | $156,000 | 8,394 |
| Additional noninterest expense | $387,000 | 8,949 |
| Pre-tax net operating income | $213,000 | 10,793 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $59,000 | 10,250 |
| Income before extraordinary items | $154,000 | 10,770 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $154,000 | 10,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,043 |
| Cash dividends | $126,000 | 6,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $154,000 | 10,821 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $923,000 | 12,461 |
| Total interest expense | $453,000 | 11,925 |
| Net interest income | $470,000 | 12,636 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $64,000 | 12,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,927 |
| Total noninterest expense | $460,000 | 12,359 |
| Salaries and employee benefits | $199,000 | 12,651 |
| Premises and equipment expense | $61,000 | 11,811 |
| Additional noninterest expense | $200,000 | 11,729 |
| Pre-tax net operating income | $74,000 | 12,028 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $11,000 | 11,805 |
| Income before extraordinary items | $87,000 | 11,931 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $87,000 | 11,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $68,000 | 7,562 |
| Sale, conversion, retirement of capital stock, net | $-56,000 | 13,186 |
| Net operating income | $65,640 | 11,986 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,575,000 | 11,793 |
| Total interest expense | $765,000 | 11,496 |
| Net interest income | $810,000 | 11,870 |
| Provision for loan and lease losses | $-10,000 | 13,474 |
| Total noninterest income | $97,000 | 11,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 9,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $568,000 | 12,261 |
| Salaries and employee benefits | $260,000 | 12,500 |
| Premises and equipment expense | $90,000 | 11,109 |
| Additional noninterest expense | $218,000 | 11,987 |
| Pre-tax net operating income | $349,000 | 9,700 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $109,000 | 9,667 |
| Income before extraordinary items | $240,000 | 10,044 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $240,000 | 10,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $240,000 | 9,685 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.