Home > PALM SPRINGS SAVINGS BANK, F.S.B. > Income and Expense
PALM SPRINGS SAVINGS BANK, F.S.B., Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,968,000 | 2,256 |
| Total interest expense | $8,391,000 | 1,884 |
| Net interest income | $6,577,000 | 2,709 |
| Provision for loan and lease losses | $620,000 | 1,312 |
| Total noninterest income | $1,666,000 | 2,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $6,000 | 452 |
| Additional Noninterest Income | $1,660,000 | 1,294 |
| Total noninterest expense | $5,858,000 | 2,326 |
| Salaries and employee benefits | $2,610,000 | 2,560 |
| Premises and equipment expense | $1,621,000 | 1,281 |
| Additional noninterest expense | $1,627,000 | 2,862 |
| Pre-tax net operating income | $1,765,000 | 3,906 |
| Securities gains (losses) | $299,000 | 508 |
| Applicable income taxes | $861,000 | 2,703 |
| Income before extraordinary items | $1,203,000 | 3,950 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,203,000 | 3,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $816,000 | 1,013 |
| Cash dividends | $136,000 | 6,275 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,011,640 | 4,547 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,837,000 | 2,359 |
| Total interest expense | $6,069,000 | 2,056 |
| Net interest income | $6,768,000 | 2,674 |
| Provision for loan and lease losses | $573,000 | 1,396 |
| Total noninterest income | $1,210,000 | 2,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,210,000 | 1,618 |
| Total noninterest expense | $5,526,000 | 2,525 |
| Salaries and employee benefits | $2,462,000 | 2,706 |
| Premises and equipment expense | $1,557,000 | 1,344 |
| Additional noninterest expense | $1,507,000 | 3,275 |
| Pre-tax net operating income | $1,879,000 | 3,621 |
| Securities gains (losses) | $150,000 | 603 |
| Applicable income taxes | $857,000 | 2,610 |
| Income before extraordinary items | $1,172,000 | 3,942 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,172,000 | 3,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 1,730 |
| Cash dividends | $136,000 | 6,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,076,000 | 4,307 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,950,000 | 2,582 |
| Total interest expense | $5,360,000 | 2,411 |
| Net interest income | $6,590,000 | 2,742 |
| Provision for loan and lease losses | $911,000 | 1,384 |
| Total noninterest income | $993,000 | 3,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $7,000 | 442 |
| Additional Noninterest Income | $986,000 | 2,046 |
| Total noninterest expense | $5,561,000 | 2,571 |
| Salaries and employee benefits | $2,479,000 | 2,667 |
| Premises and equipment expense | $1,599,000 | 1,334 |
| Additional noninterest expense | $1,483,000 | 3,539 |
| Pre-tax net operating income | $1,111,000 | 5,482 |
| Securities gains (losses) | $733,000 | 687 |
| Applicable income taxes | $766,000 | 2,857 |
| Income before extraordinary items | $1,078,000 | 4,399 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,078,000 | 4,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 2,456 |
| Cash dividends | $62,000 | 7,666 |
| Sale, conversion, retirement of capital stock, net | $1,821,000 | 370 |
| Net operating income | $608,880 | 6,469 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,049,000 | 2,909 |
| Total interest expense | $6,035,000 | 2,759 |
| Net interest income | $6,014,000 | 3,039 |
| Provision for loan and lease losses | $344,000 | 3,816 |
| Total noninterest income | $1,055,000 | 3,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $10,000 | 412 |
| Additional Noninterest Income | $1,045,000 | 1,937 |
| Total noninterest expense | $5,831,000 | 2,485 |
| Salaries and employee benefits | $2,308,000 | 2,812 |
| Premises and equipment expense | $1,758,000 | 1,255 |
| Additional noninterest expense | $1,765,000 | 3,114 |
| Pre-tax net operating income | $894,000 | 6,130 |
| Securities gains (losses) | $562,000 | 995 |
| Applicable income taxes | $604,000 | 3,416 |
| Income before extraordinary items | $852,000 | 5,108 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $852,000 | 5,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 7,638 |
| Cash dividends | $1,000 | 8,899 |
| Sale, conversion, retirement of capital stock, net | $237,000 | 698 |
| Net operating income | $492,320 | 7,025 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.