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Palm Beach Savings and Loan, FSA, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,657,000 | 3,893 |
| Total interest expense | $4,380,000 | 2,798 |
| Net interest income | $3,277,000 | 5,231 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $382,000 | 6,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $382,000 | 3,509 |
| Total noninterest expense | $3,116,000 | 4,275 |
| Salaries and employee benefits | $1,289,000 | 4,917 |
| Premises and equipment expense | $736,000 | 2,711 |
| Additional noninterest expense | $1,091,000 | 4,386 |
| Pre-tax net operating income | $243,000 | 10,555 |
| Securities gains (losses) | $26,000 | 1,570 |
| Applicable income taxes | $-163,000 | 12,366 |
| Income before extraordinary items | $432,000 | 7,881 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $432,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,061 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 694 |
| Net operating income | $406,000 | 8,196 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,990,000 | 3,821 |
| Total interest expense | $5,158,000 | 2,506 |
| Net interest income | $2,832,000 | 5,921 |
| Provision for loan and lease losses | $13,000 | 9,510 |
| Total noninterest income | $455,000 | 5,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $455,000 | 3,464 |
| Total noninterest expense | $3,379,000 | 4,046 |
| Salaries and employee benefits | $1,251,000 | 5,052 |
| Premises and equipment expense | $696,000 | 2,895 |
| Additional noninterest expense | $1,432,000 | 3,640 |
| Pre-tax net operating income | $-105,000 | 12,596 |
| Securities gains (losses) | $233,000 | 1,515 |
| Applicable income taxes | $98,000 | 9,793 |
| Income before extraordinary items | $30,000 | 12,378 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $30,000 | 12,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 4,007 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-119,120 | 12,586 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,994,000 | 3,858 |
| Total interest expense | $5,883,000 | 2,836 |
| Net interest income | $3,111,000 | 5,555 |
| Provision for loan and lease losses | $1,020,000 | 1,808 |
| Total noninterest income | $401,000 | 6,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $401,000 | 3,708 |
| Total noninterest expense | $2,896,000 | 4,677 |
| Salaries and employee benefits | $1,217,000 | 5,095 |
| Premises and equipment expense | $772,000 | 2,689 |
| Additional noninterest expense | $907,000 | 5,487 |
| Pre-tax net operating income | $-404,000 | 13,234 |
| Securities gains (losses) | $125,000 | 2,651 |
| Applicable income taxes | $20,000 | 12,109 |
| Income before extraordinary items | $-299,000 | 13,250 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-299,000 | 13,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 2,983 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 549 |
| Net operating income | $-424,000 | 13,235 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.