Home > Palm Beach County Bank > Income and Expense
Palm Beach County Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,363,000 | 1,605 |
| Total interest expense | $5,329,000 | 1,500 |
| Net interest income | $10,034,000 | 1,627 |
| Provision for loan and lease losses | $555,000 | 1,276 |
| Total noninterest income | $233,000 | 6,281 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $201,000 | 4,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,572 |
| Total noninterest expense | $5,223,000 | 2,374 |
| Salaries and employee benefits | $2,697,000 | 2,502 |
| Premises and equipment expense | $1,330,000 | 1,371 |
| Additional noninterest expense | $1,196,000 | 3,047 |
| Pre-tax net operating income | $4,489,000 | 1,590 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $4,489,000 | 1,206 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,489,000 | 1,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $805,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,489,000 | 1,178 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,625,000 | 1,662 |
| Total interest expense | $3,223,000 | 1,562 |
| Net interest income | $6,402,000 | 1,675 |
| Provision for loan and lease losses | $295,000 | 1,588 |
| Total noninterest income | $165,000 | 6,152 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $134,000 | 4,409 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $31,000 | 7,144 |
| Total noninterest expense | $3,458,000 | 2,375 |
| Salaries and employee benefits | $1,768,000 | 2,529 |
| Premises and equipment expense | $857,000 | 1,412 |
| Additional noninterest expense | $833,000 | 2,905 |
| Pre-tax net operating income | $2,814,000 | 1,654 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $2,814,000 | 1,253 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,814,000 | 1,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $805,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,814,000 | 1,229 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,530,000 | 1,723 |
| Total interest expense | $1,498,000 | 1,592 |
| Net interest income | $3,032,000 | 1,762 |
| Provision for loan and lease losses | $165,000 | 1,303 |
| Total noninterest income | $78,000 | 6,223 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $70,000 | 4,265 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $1,706,000 | 2,407 |
| Salaries and employee benefits | $885,000 | 2,530 |
| Premises and equipment expense | $417,000 | 1,449 |
| Additional noninterest expense | $404,000 | 2,985 |
| Pre-tax net operating income | $1,239,000 | 1,827 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,239,000 | 1,384 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,239,000 | 1,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,239,000 | 1,351 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,700,000 | 2,079 |
| Total interest expense | $4,068,000 | 2,011 |
| Net interest income | $9,632,000 | 2,114 |
| Provision for loan and lease losses | $540,000 | 1,846 |
| Total noninterest income | $552,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $496,000 | 3,163 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $56,000 | 7,268 |
| Total noninterest expense | $6,617,000 | 2,414 |
| Salaries and employee benefits | $3,367,000 | 2,570 |
| Premises and equipment expense | $1,604,000 | 1,437 |
| Additional noninterest expense | $1,646,000 | 2,897 |
| Pre-tax net operating income | $3,027,000 | 2,572 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,031,000 | 2,056 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,031,000 | 2,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $763,000 | 2,799 |
| Sale, conversion, retirement of capital stock, net | $5,625,000 | 210 |
| Net operating income | $3,027,000 | 2,015 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,639,000 | 2,203 |
| Total interest expense | $2,749,000 | 2,170 |
| Net interest income | $6,890,000 | 2,195 |
| Provision for loan and lease losses | $395,000 | 1,804 |
| Total noninterest income | $443,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $394,000 | 3,045 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 7,081 |
| Total noninterest expense | $4,878,000 | 2,432 |
| Salaries and employee benefits | $2,446,000 | 2,616 |
| Premises and equipment expense | $1,185,000 | 1,454 |
| Additional noninterest expense | $1,247,000 | 2,828 |
| Pre-tax net operating income | $2,060,000 | 2,805 |
| Securities gains (losses) | $-4,000 | 8,316 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,056,000 | 2,268 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,056,000 | 2,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $763,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $352,000 | 383 |
| Net operating income | $2,060,000 | 2,206 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,037,000 | 2,338 |
| Total interest expense | $1,678,000 | 2,315 |
| Net interest income | $4,359,000 | 2,294 |
| Provision for loan and lease losses | $210,000 | 2,090 |
| Total noninterest income | $289,000 | 4,917 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $260,000 | 3,045 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,273 |
| Total noninterest expense | $3,153,000 | 2,514 |
| Salaries and employee benefits | $1,577,000 | 2,706 |
| Premises and equipment expense | $768,000 | 1,507 |
| Additional noninterest expense | $808,000 | 2,915 |
| Pre-tax net operating income | $1,285,000 | 2,949 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,284,000 | 2,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,284,000 | 2,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $763,000 | 1,583 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 439 |
| Net operating income | $1,285,000 | 2,308 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,882,000 | 2,437 |
| Total interest expense | $798,000 | 2,456 |
| Net interest income | $2,084,000 | 2,396 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $130,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $121,000 | 3,142 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $1,552,000 | 2,556 |
| Salaries and employee benefits | $775,000 | 2,771 |
| Premises and equipment expense | $371,000 | 1,579 |
| Additional noninterest expense | $406,000 | 2,873 |
| Pre-tax net operating income | $587,000 | 3,130 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $590,000 | 2,532 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $590,000 | 2,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $587,000 | 2,467 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,904,000 | 2,844 |
| Total interest expense | $2,797,000 | 3,049 |
| Net interest income | $7,107,000 | 2,722 |
| Provision for loan and lease losses | $250,000 | 3,535 |
| Total noninterest income | $324,000 | 6,424 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $257,000 | 4,696 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $67,000 | 7,177 |
| Total noninterest expense | $4,939,000 | 3,079 |
| Salaries and employee benefits | $2,626,000 | 3,133 |
| Premises and equipment expense | $1,110,000 | 2,049 |
| Additional noninterest expense | $1,203,000 | 3,713 |
| Pre-tax net operating income | $2,242,000 | 3,122 |
| Securities gains (losses) | $33,000 | 2,848 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,275,000 | 2,586 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,275,000 | 2,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $553,000 | 3,339 |
| Sale, conversion, retirement of capital stock, net | $1,857,000 | 352 |
| Net operating income | $2,242,000 | 2,496 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,113,000 | 3,016 |
| Total interest expense | $2,088,000 | 3,178 |
| Net interest income | $5,025,000 | 2,886 |
| Provision for loan and lease losses | $145,000 | 3,973 |
| Total noninterest income | $235,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $180,000 | 4,876 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 7,077 |
| Total noninterest expense | $3,487,000 | 3,245 |
| Salaries and employee benefits | $1,861,000 | 3,292 |
| Premises and equipment expense | $782,000 | 2,194 |
| Additional noninterest expense | $844,000 | 3,914 |
| Pre-tax net operating income | $1,628,000 | 3,341 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,628,000 | 2,788 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,628,000 | 2,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $553,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $1,723,000 | 258 |
| Net operating income | $1,628,000 | 2,640 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,603,000 | 3,110 |
| Total interest expense | $1,429,000 | 3,197 |
| Net interest income | $3,174,000 | 3,017 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $143,000 | 6,735 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $113,000 | 4,977 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $30,000 | 7,328 |
| Total noninterest expense | $2,219,000 | 3,368 |
| Salaries and employee benefits | $1,193,000 | 3,377 |
| Premises and equipment expense | $499,000 | 2,262 |
| Additional noninterest expense | $527,000 | 4,075 |
| Pre-tax net operating income | $1,053,000 | 3,393 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,053,000 | 2,865 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,053,000 | 2,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $553,000 | 2,000 |
| Sale, conversion, retirement of capital stock, net | $1,723,000 | 164 |
| Net operating income | $1,053,000 | 2,694 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 3,185 |
| Total interest expense | $719,000 | 3,246 |
| Net interest income | $1,533,000 | 3,117 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $71,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 5,093 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 7,007 |
| Total noninterest expense | $1,061,000 | 3,490 |
| Salaries and employee benefits | $592,000 | 3,401 |
| Premises and equipment expense | $226,000 | 2,471 |
| Additional noninterest expense | $243,000 | 4,314 |
| Pre-tax net operating income | $523,000 | 3,391 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $523,000 | 2,854 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $523,000 | 2,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 319 |
| Net operating income | $523,000 | 2,711 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,746,000 | 3,749 |
| Total interest expense | $2,609,000 | 3,968 |
| Net interest income | $5,137,000 | 3,585 |
| Provision for loan and lease losses | $552,000 | 2,215 |
| Total noninterest income | $213,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $183,000 | 5,416 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 8,203 |
| Total noninterest expense | $3,524,000 | 3,941 |
| Salaries and employee benefits | $1,876,000 | 3,958 |
| Premises and equipment expense | $719,000 | 2,935 |
| Additional noninterest expense | $929,000 | 4,429 |
| Pre-tax net operating income | $1,274,000 | 4,553 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,274,000 | 3,927 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,274,000 | 3,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $99,000 | 5,623 |
| Sale, conversion, retirement of capital stock, net | $3,217,000 | 223 |
| Net operating income | $1,274,000 | 3,828 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,590,000 | 5,232 |
| Total interest expense | $2,702,000 | 5,121 |
| Net interest income | $2,888,000 | 5,207 |
| Provision for loan and lease losses | $221,000 | 3,912 |
| Total noninterest income | $141,000 | 7,954 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $125,000 | 6,167 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $16,000 | 8,892 |
| Total noninterest expense | $2,390,000 | 5,114 |
| Salaries and employee benefits | $1,294,000 | 5,051 |
| Premises and equipment expense | $489,000 | 3,953 |
| Additional noninterest expense | $607,000 | 5,793 |
| Pre-tax net operating income | $418,000 | 6,897 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $418,000 | 6,474 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $418,000 | 6,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $2,096,000 | 295 |
| Net operating income | $418,000 | 6,346 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,059,000 | 7,350 |
| Total interest expense | $1,616,000 | 6,927 |
| Net interest income | $1,443,000 | 7,563 |
| Provision for loan and lease losses | $214,000 | 3,600 |
| Total noninterest income | $45,000 | 9,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 7,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,518 |
| Total noninterest expense | $1,556,000 | 6,596 |
| Salaries and employee benefits | $854,000 | 6,487 |
| Premises and equipment expense | $303,000 | 5,387 |
| Additional noninterest expense | $399,000 | 7,154 |
| Pre-tax net operating income | $-282,000 | 9,403 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-282,000 | 9,438 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-282,000 | 9,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-282,000 | 9,436 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $303,000 | 10,075 |
| Total interest expense | $102,000 | 10,055 |
| Net interest income | $201,000 | 10,058 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $2,000 | 10,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,109 |
| Total noninterest expense | $801,000 | 8,728 |
| Salaries and employee benefits | $368,000 | 9,074 |
| Premises and equipment expense | $176,000 | 7,199 |
| Additional noninterest expense | $257,000 | 8,492 |
| Pre-tax net operating income | $-678,000 | 9,960 |
| Securities gains (losses) | $-52,000 | 9,801 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-730,000 | 10,007 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-730,000 | 10,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $6,340,000 | 183 |
| Net operating income | $-678,000 | 9,980 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.