Home > Palm Beach County Bank > Assets and Liabilities
Palm Beach County Bank, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 68 | 2,552 |
| Assets and Liabilities | ||
| Total Assets: | $373,279,000 | 1,672 |
| Cash and due from depository institutions | $6,779,000 | 2,552 |
| Interest-bearing balances | $468,000 | 3,522 |
| Securities | $53,190,000 | 2,199 |
| Federal funds sold & reverse repurchase agreements | $4,257,000 | 2,555 |
| Net loans & leases | $295,873,000 | 1,423 |
| Loan loss allowance | $2,394,000 | 2,022 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,357,000 | 1,482 |
| Other real estate owned | $0 | 2,552 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,823,000 | 2,511 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $373,279,000 | 1,672 |
| Total liabilities | $346,571,000 | 1,613 |
| Total deposits | $286,216,000 | 1,713 |
| Interest-bearing deposits | $247,437,000 | 1,693 |
| Deposits held in domestic offices | $286,216,000 | 1,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,418,000 | 1,248 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $51,000,000 | 900 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $937,000 | 3,609 |
| Total equity capital | $26,708,000 | 2,297 |
| Total bank equity capital | $26,708,000 | 2,297 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,389,000 | 413 |
| Surplus | $7,715,000 | 2,691 |
| Undivided profits | $9,604,000 | 3,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,723,000 | 1,985 |
| Earning assets | $353,788,000 | 1,610 |
| Long-term assets (5+ years) | $54,361,000 | 1,664 |
| Average Assets, year-to-date | $339,004,250 | 1,751 |
| Average Assets, quarterly | $361,440,500 | 1,702 |
| Volatile liabilities | $68,421,000 | 1,831 |
| Insider loans | $1,775,000 | 3,032 |
| FHLB advances | $51,000,000 | 825 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $51,169,000 | 1,720 |
| Tier 1 (core) risk-based capital | $27,393,000 | 2,165 |
| Tier 2 risk-based capital | $2,394,000 | 1,949 |
| Total risk weighted assets | $290,611,000 | 1,533 |
| Total unused commitments | $51,169,000 | 1,721 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 71 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $349,602,000 | 1,734 |
| Cash and due from depository institutions | $15,685,000 | 2,428 |
| Interest-bearing balances | $8,337,000 | 645 |
| Securities | $51,838,000 | 2,292 |
| Federal funds sold & reverse repurchase agreements | $3,908,000 | 2,505 |
| Net loans & leases | $264,930,000 | 1,558 |
| Loan loss allowance | $2,134,000 | 2,210 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,350,000 | 1,452 |
| Other real estate owned | $0 | 2,428 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,891,000 | 2,403 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $349,602,000 | 1,734 |
| Total liabilities | $324,361,000 | 1,694 |
| Total deposits | $261,703,000 | 1,832 |
| Interest-bearing deposits | $214,957,000 | 1,892 |
| Deposits held in domestic offices | $261,703,000 | 1,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,477,000 | 1,933 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $58,000,000 | 814 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,181,000 | 2,899 |
| Total equity capital | $25,241,000 | 2,371 |
| Total bank equity capital | $25,241,000 | 2,371 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,389,000 | 387 |
| Surplus | $7,714,000 | 2,646 |
| Undivided profits | $8,138,000 | 3,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 6,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,463,000 | 2,161 |
| Earning assets | $329,013,000 | 1,696 |
| Long-term assets (5+ years) | $57,474,000 | 1,601 |
| Average Assets, year-to-date | $327,579,330 | 1,792 |
| Average Assets, quarterly | $338,105,500 | 1,765 |
| Volatile liabilities | $45,659,000 | 2,439 |
| Insider loans | $1,375,000 | 3,480 |
| FHLB advances | $58,000,000 | 748 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $42,458,000 | 1,917 |
| Tier 1 (core) risk-based capital | $25,716,000 | 2,227 |
| Tier 2 risk-based capital | $2,134,000 | 2,111 |
| Total risk weighted assets | $256,201,000 | 1,680 |
| Total unused commitments | $42,458,000 | 1,917 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 68 | 2,524 |
| Assets and Liabilities | ||
| Total Assets: | $326,609,000 | 1,818 |
| Cash and due from depository institutions | $8,382,000 | 2,524 |
| Interest-bearing balances | $2,119,000 | 1,919 |
| Securities | $52,184,000 | 2,313 |
| Federal funds sold & reverse repurchase agreements | $662,000 | 5,429 |
| Net loans & leases | $252,786,000 | 1,582 |
| Loan loss allowance | $2,004,000 | 2,321 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,169,000 | 1,464 |
| Other real estate owned | $0 | 2,524 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,426,000 | 2,539 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $326,609,000 | 1,818 |
| Total liabilities | $302,665,000 | 1,768 |
| Total deposits | $248,064,000 | 1,914 |
| Interest-bearing deposits | $212,336,000 | 1,902 |
| Deposits held in domestic offices | $248,064,000 | 1,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,913,000 | 1,741 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $50,000,000 | 877 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $688,000 | 4,033 |
| Total equity capital | $23,944,000 | 2,414 |
| Total bank equity capital | $23,944,000 | 2,414 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,389,000 | 373 |
| Surplus | $7,715,000 | 2,594 |
| Undivided profits | $6,840,000 | 3,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,371,000 | 2,226 |
| Earning assets | $307,751,000 | 1,773 |
| Long-term assets (5+ years) | $64,975,000 | 1,501 |
| Average Assets, year-to-date | $316,568,000 | 1,848 |
| Average Assets, quarterly | $316,568,000 | 1,848 |
| Volatile liabilities | $31,810,000 | 3,074 |
| Insider loans | $1,498,000 | 3,331 |
| FHLB advances | $50,000,000 | 805 |
| Loans and leases held for sale | $340,000 | 1,292 |
| Unused loan commitments | $30,979,000 | 2,348 |
| Tier 1 (core) risk-based capital | $24,946,000 | 2,239 |
| Tier 2 risk-based capital | $2,004,000 | 2,229 |
| Total risk weighted assets | $232,361,000 | 1,785 |
| Total unused commitments | $30,979,000 | 2,352 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 67 | 2,577 |
| Assets and Liabilities | ||
| Total Assets: | $306,527,000 | 1,919 |
| Cash and due from depository institutions | $17,422,000 | 2,577 |
| Interest-bearing balances | $12,882,000 | 445 |
| Securities | $45,703,000 | 2,597 |
| Federal funds sold & reverse repurchase agreements | $5,199,000 | 2,154 |
| Net loans & leases | $226,786,000 | 1,739 |
| Loan loss allowance | $1,838,000 | 2,487 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,883,000 | 1,487 |
| Other real estate owned | $0 | 2,577 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,534,000 | 2,861 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $306,527,000 | 1,919 |
| Total liabilities | $283,204,000 | 1,859 |
| Total deposits | $236,890,000 | 1,981 |
| Interest-bearing deposits | $202,390,000 | 1,966 |
| Deposits held in domestic offices | $236,890,000 | 1,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,714,000 | 2,061 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $43,000,000 | 1,017 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $600,000 | 4,296 |
| Total equity capital | $23,323,000 | 2,473 |
| Total bank equity capital | $23,323,000 | 2,473 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,389,000 | 357 |
| Surplus | $7,715,000 | 2,548 |
| Undivided profits | $6,219,000 | 4,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,165,000 | 2,612 |
| Earning assets | $290,570,000 | 1,865 |
| Long-term assets (5+ years) | $67,202,000 | 1,486 |
| Average Assets, year-to-date | $245,917,200 | 2,266 |
| Average Assets, quarterly | $286,841,000 | 2,017 |
| Volatile liabilities | $34,235,000 | 2,876 |
| Insider loans | $1,484,000 | 3,354 |
| FHLB advances | $43,000,000 | 923 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $24,468,000 | 2,636 |
| Tier 1 (core) risk-based capital | $23,707,000 | 2,327 |
| Tier 2 risk-based capital | $1,838,000 | 2,352 |
| Total risk weighted assets | $205,421,000 | 1,969 |
| Total unused commitments | $24,468,000 | 2,637 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 69 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $267,155,000 | 2,150 |
| Cash and due from depository institutions | $6,766,000 | 2,501 |
| Interest-bearing balances | $2,474,000 | 1,851 |
| Securities | $38,368,000 | 2,986 |
| Federal funds sold & reverse repurchase agreements | $3,859,000 | 2,577 |
| Net loans & leases | $207,566,000 | 1,838 |
| Loan loss allowance | $1,694,000 | 2,648 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,695,000 | 1,498 |
| Other real estate owned | $0 | 2,501 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,901,000 | 3,152 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $267,155,000 | 2,150 |
| Total liabilities | $249,784,000 | 2,068 |
| Total deposits | $209,137,000 | 2,224 |
| Interest-bearing deposits | $182,465,000 | 2,160 |
| Deposits held in domestic offices | $209,137,000 | 2,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,944,000 | 2,391 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $38,000,000 | 1,104 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $703,000 | 4,026 |
| Total equity capital | $17,371,000 | 3,225 |
| Total bank equity capital | $17,371,000 | 3,225 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $7,280,000 | 480 |
| Surplus | $4,550,000 | 3,737 |
| Undivided profits | $5,541,000 | 4,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,023,000 | 2,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,023,000 | 190 |
| Income earned, not collected on loans | $1,089,000 | 2,878 |
| Earning assets | $252,267,000 | 2,095 |
| Long-term assets (5+ years) | $65,151,000 | 1,535 |
| Average Assets, year-to-date | $230,764,750 | 2,408 |
| Average Assets, quarterly | $251,596,500 | 2,268 |
| Volatile liabilities | $32,865,000 | 2,901 |
| Insider loans | $1,534,000 | 3,237 |
| FHLB advances | $38,000,000 | 1,007 |
| Loans and leases held for sale | $99,000 | 1,682 |
| Unused loan commitments | $22,007,000 | 2,809 |
| Tier 1 (core) risk-based capital | $17,458,000 | 3,058 |
| Tier 2 risk-based capital | $1,694,000 | 2,470 |
| Total risk weighted assets | $184,342,000 | 2,140 |
| Total unused commitments | $22,007,000 | 2,813 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 68 | 2,551 |
| Assets and Liabilities | ||
| Total Assets: | $236,038,000 | 2,413 |
| Cash and due from depository institutions | $4,692,000 | 2,551 |
| Interest-bearing balances | $53,000 | 5,784 |
| Securities | $36,207,000 | 3,180 |
| Federal funds sold & reverse repurchase agreements | $4,166,000 | 2,281 |
| Net loans & leases | $181,709,000 | 2,041 |
| Loan loss allowance | $1,508,000 | 2,928 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,048,000 | 1,651 |
| Other real estate owned | $0 | 2,551 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,216,000 | 3,580 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $236,038,000 | 2,413 |
| Total liabilities | $220,402,000 | 2,331 |
| Total deposits | $184,209,000 | 2,494 |
| Interest-bearing deposits | $161,285,000 | 2,402 |
| Deposits held in domestic offices | $184,209,000 | 2,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,613,000 | 2,184 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $33,000,000 | 1,227 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $580,000 | 4,193 |
| Total equity capital | $15,636,000 | 3,407 |
| Total bank equity capital | $15,636,000 | 3,407 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $7,162,000 | 485 |
| Surplus | $4,386,000 | 3,791 |
| Undivided profits | $4,088,000 | 5,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 6,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $879,000 | 3,314 |
| Earning assets | $222,135,000 | 2,356 |
| Long-term assets (5+ years) | $65,388,000 | 1,579 |
| Average Assets, year-to-date | $218,634,670 | 2,545 |
| Average Assets, quarterly | $230,708,000 | 2,436 |
| Volatile liabilities | $27,759,000 | 3,185 |
| Insider loans | $1,535,000 | 3,194 |
| FHLB advances | $33,000,000 | 1,129 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $31,433,000 | 2,215 |
| Tier 1 (core) risk-based capital | $16,404,000 | 3,189 |
| Tier 2 risk-based capital | $1,508,000 | 2,703 |
| Total risk weighted assets | $168,982,000 | 2,271 |
| Total unused commitments | $31,433,000 | 2,221 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 61 | 2,801 |
| Assets and Liabilities | ||
| Total Assets: | $225,378,000 | 2,485 |
| Cash and due from depository institutions | $7,834,000 | 2,801 |
| Interest-bearing balances | $2,872,000 | 1,927 |
| Securities | $35,490,000 | 3,218 |
| Federal funds sold & reverse repurchase agreements | $5,088,000 | 2,785 |
| Net loans & leases | $167,935,000 | 2,149 |
| Loan loss allowance | $1,373,000 | 3,136 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,091,000 | 1,626 |
| Other real estate owned | $0 | 2,801 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,940,000 | 3,653 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $225,378,000 | 2,485 |
| Total liabilities | $208,848,000 | 2,411 |
| Total deposits | $176,716,000 | 2,567 |
| Interest-bearing deposits | $151,192,000 | 2,552 |
| Deposits held in domestic offices | $176,716,000 | 2,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,634,000 | 1,735 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $28,000,000 | 1,282 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $498,000 | 4,893 |
| Total equity capital | $16,530,000 | 3,295 |
| Total bank equity capital | $16,530,000 | 3,295 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $7,126,000 | 478 |
| Surplus | $4,352,000 | 3,767 |
| Undivided profits | $5,052,000 | 4,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $879,000 | 3,256 |
| Earning assets | $211,385,000 | 2,440 |
| Long-term assets (5+ years) | $62,711,000 | 1,598 |
| Average Assets, year-to-date | $209,933,000 | 2,638 |
| Average Assets, quarterly | $209,933,000 | 2,638 |
| Volatile liabilities | $34,960,000 | 2,634 |
| Insider loans | $1,532,000 | 3,171 |
| FHLB advances | $28,000,000 | 1,182 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $31,189,000 | 2,158 |
| Tier 1 (core) risk-based capital | $16,403,000 | 3,148 |
| Tier 2 risk-based capital | $1,373,000 | 2,885 |
| Total risk weighted assets | $159,639,000 | 2,337 |
| Total unused commitments | $31,189,000 | 2,162 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 63 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $194,488,000 | 2,839 |
| Cash and due from depository institutions | $3,431,000 | 2,738 |
| Interest-bearing balances | $83,000 | 5,542 |
| Securities | $28,813,000 | 3,828 |
| Federal funds sold & reverse repurchase agreements | $2,563,000 | 3,584 |
| Net loans & leases | $151,486,000 | 2,356 |
| Loan loss allowance | $1,298,000 | 3,254 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,821,000 | 2,054 |
| Other real estate owned | $0 | 2,738 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,374,000 | 3,347 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,488,000 | 2,839 |
| Total liabilities | $178,836,000 | 2,784 |
| Total deposits | $151,050,000 | 2,933 |
| Interest-bearing deposits | $128,807,000 | 2,941 |
| Deposits held in domestic offices | $151,050,000 | 2,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,157,000 | 2,204 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,100,000 | 1,391 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $529,000 | 4,582 |
| Total equity capital | $15,652,000 | 3,400 |
| Total bank equity capital | $15,652,000 | 3,400 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,126,000 | 484 |
| Surplus | $4,352,000 | 3,734 |
| Undivided profits | $4,174,000 | 5,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $805,000 | 3,653 |
| Earning assets | $182,945,000 | 2,770 |
| Long-term assets (5+ years) | $59,162,000 | 1,675 |
| Average Assets, year-to-date | $166,175,600 | 3,124 |
| Average Assets, quarterly | $185,580,000 | 2,931 |
| Volatile liabilities | $32,566,000 | 2,758 |
| Insider loans | $1,507,000 | 3,196 |
| FHLB advances | $25,100,000 | 1,286 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $28,848,000 | 2,214 |
| Tier 1 (core) risk-based capital | $15,813,000 | 3,216 |
| Tier 2 risk-based capital | $1,298,000 | 3,009 |
| Total risk weighted assets | $138,903,000 | 2,638 |
| Total unused commitments | $28,848,000 | 2,217 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 51 | 3,323 |
| Assets and Liabilities | ||
| Total Assets: | $176,672,000 | 3,074 |
| Cash and due from depository institutions | $4,658,000 | 3,323 |
| Interest-bearing balances | $26,000 | 6,276 |
| Securities | $31,570,000 | 3,498 |
| Federal funds sold & reverse repurchase agreements | $232,000 | 6,278 |
| Net loans & leases | $133,780,000 | 2,606 |
| Loan loss allowance | $1,193,000 | 3,460 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,764,000 | 2,574 |
| Other real estate owned | $0 | 3,323 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,668,000 | 3,948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,672,000 | 3,074 |
| Total liabilities | $161,825,000 | 3,013 |
| Total deposits | $141,950,000 | 3,107 |
| Interest-bearing deposits | $124,411,000 | 3,027 |
| Deposits held in domestic offices | $141,950,000 | 3,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,803,000 | 1,945 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,500,000 | 1,771 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $572,000 | 4,660 |
| Total equity capital | $14,847,000 | 3,543 |
| Total bank equity capital | $14,847,000 | 3,543 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,061,000 | 486 |
| Surplus | $4,283,000 | 3,694 |
| Undivided profits | $3,503,000 | 5,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $731,000 | 4,165 |
| Earning assets | $165,608,000 | 3,000 |
| Long-term assets (5+ years) | $57,383,000 | 1,719 |
| Average Assets, year-to-date | $159,097,500 | 3,253 |
| Average Assets, quarterly | $170,214,500 | 3,140 |
| Volatile liabilities | $23,141,000 | 3,512 |
| Insider loans | $189,000 | 6,884 |
| FHLB advances | $16,500,000 | 1,650 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $21,991,000 | 2,673 |
| Tier 1 (core) risk-based capital | $15,032,000 | 3,356 |
| Tier 2 risk-based capital | $1,193,000 | 3,198 |
| Total risk weighted assets | $121,411,000 | 2,977 |
| Total unused commitments | $21,991,000 | 2,676 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 47 | 3,571 |
| Assets and Liabilities | ||
| Total Assets: | $163,757,000 | 3,230 |
| Cash and due from depository institutions | $4,230,000 | 3,571 |
| Interest-bearing balances | $39,000 | 6,128 |
| Securities | $33,184,000 | 3,296 |
| Federal funds sold & reverse repurchase agreements | $359,000 | 6,496 |
| Net loans & leases | $120,957,000 | 2,799 |
| Loan loss allowance | $1,094,000 | 3,653 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,059,000 | 3,032 |
| Other real estate owned | $0 | 3,571 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,968,000 | 4,623 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,757,000 | 3,230 |
| Total liabilities | $149,102,000 | 3,196 |
| Total deposits | $130,979,000 | 3,303 |
| Interest-bearing deposits | $113,182,000 | 3,248 |
| Deposits held in domestic offices | $130,979,000 | 3,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,659,000 | 1,209 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,335 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $464,000 | 5,281 |
| Total equity capital | $14,655,000 | 3,592 |
| Total bank equity capital | $14,655,000 | 3,592 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,061,000 | 478 |
| Surplus | $4,283,000 | 3,661 |
| Undivided profits | $3,311,000 | 5,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $688,000 | 4,210 |
| Earning assets | $154,539,000 | 3,147 |
| Long-term assets (5+ years) | $47,198,000 | 1,890 |
| Average Assets, year-to-date | $153,239,330 | 3,341 |
| Average Assets, quarterly | $161,040,000 | 3,239 |
| Volatile liabilities | $20,582,000 | 3,752 |
| Insider loans | $201,000 | 6,827 |
| FHLB advances | $10,000,000 | 2,177 |
| Loans and leases held for sale | $464,000 | 1,710 |
| Unused loan commitments | $21,498,000 | 2,678 |
| Tier 1 (core) risk-based capital | $14,457,000 | 3,422 |
| Tier 2 risk-based capital | $1,094,000 | 3,375 |
| Total risk weighted assets | $111,508,000 | 3,153 |
| Total unused commitments | $21,498,000 | 2,686 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 46 | 3,595 |
| Assets and Liabilities | ||
| Total Assets: | $158,323,000 | 3,277 |
| Cash and due from depository institutions | $7,468,000 | 3,595 |
| Interest-bearing balances | $3,125,000 | 2,033 |
| Securities | $25,922,000 | 3,914 |
| Federal funds sold & reverse repurchase agreements | $4,244,000 | 3,583 |
| Net loans & leases | $116,573,000 | 2,844 |
| Loan loss allowance | $1,075,000 | 3,640 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,411,000 | 3,632 |
| Other real estate owned | $0 | 3,595 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,705,000 | 4,964 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,323,000 | 3,277 |
| Total liabilities | $145,354,000 | 3,218 |
| Total deposits | $131,967,000 | 3,248 |
| Interest-bearing deposits | $114,861,000 | 3,192 |
| Deposits held in domestic offices | $131,967,000 | 3,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,973,000 | 1,735 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,000,000 | 2,262 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $414,000 | 5,679 |
| Total equity capital | $12,969,000 | 3,914 |
| Total bank equity capital | $12,969,000 | 3,914 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,205,000 | 543 |
| Surplus | $3,668,000 | 4,014 |
| Undivided profits | $3,096,000 | 5,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $663,000 | 4,357 |
| Earning assets | $149,864,000 | 3,198 |
| Long-term assets (5+ years) | $40,291,000 | 2,047 |
| Average Assets, year-to-date | $147,980,500 | 3,430 |
| Average Assets, quarterly | $147,980,500 | 3,430 |
| Volatile liabilities | $16,571,000 | 4,275 |
| Insider loans | $174,000 | 6,993 |
| FHLB advances | $10,000,000 | 2,119 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,755,000 | 2,921 |
| Tier 1 (core) risk-based capital | $12,777,000 | 3,751 |
| Tier 2 risk-based capital | $1,075,000 | 3,356 |
| Total risk weighted assets | $105,012,000 | 3,252 |
| Total unused commitments | $17,755,000 | 2,932 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 44 | 3,714 |
| Assets and Liabilities | ||
| Total Assets: | $137,638,000 | 3,644 |
| Cash and due from depository institutions | $6,645,000 | 3,714 |
| Interest-bearing balances | $175,000 | 4,732 |
| Securities | $22,150,000 | 4,357 |
| Federal funds sold & reverse repurchase agreements | $2,251,000 | 4,594 |
| Net loans & leases | $102,469,000 | 3,148 |
| Loan loss allowance | $1,055,000 | 3,643 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,454,000 | 3,572 |
| Other real estate owned | $0 | 3,714 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,669,000 | 5,036 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,638,000 | 3,644 |
| Total liabilities | $125,104,000 | 3,608 |
| Total deposits | $111,247,000 | 3,690 |
| Interest-bearing deposits | $93,519,000 | 3,750 |
| Deposits held in domestic offices | $111,247,000 | 3,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,430,000 | 1,712 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $10,000,000 | 2,281 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $427,000 | 5,690 |
| Total equity capital | $12,534,000 | 3,982 |
| Total bank equity capital | $12,534,000 | 3,982 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,193,000 | 540 |
| Surplus | $3,659,000 | 3,973 |
| Undivided profits | $2,682,000 | 6,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $699,000 | 4,380 |
| Earning assets | $127,045,000 | 3,616 |
| Long-term assets (5+ years) | $34,304,000 | 2,288 |
| Average Assets, year-to-date | $116,836,400 | 4,017 |
| Average Assets, quarterly | $136,764,500 | 3,616 |
| Volatile liabilities | $15,896,000 | 4,347 |
| Insider loans | $137,000 | 7,283 |
| FHLB advances | $10,000,000 | 2,118 |
| Loans and leases held for sale | $790,000 | 1,418 |
| Unused loan commitments | $14,778,000 | 3,204 |
| Tier 1 (core) risk-based capital | $12,234,000 | 3,830 |
| Tier 2 risk-based capital | $1,055,000 | 3,366 |
| Total risk weighted assets | $93,528,000 | 3,542 |
| Total unused commitments | $14,778,000 | 3,208 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 28 | 5,260 |
| Assets and Liabilities | ||
| Total Assets: | $85,993,000 | 5,054 |
| Cash and due from depository institutions | $2,171,000 | 5,260 |
| Interest-bearing balances | $187,000 | 4,591 |
| Securities | $14,289,000 | 5,518 |
| Federal funds sold & reverse repurchase agreements | $1,802,000 | 4,992 |
| Net loans & leases | $65,926,000 | 4,367 |
| Loan loss allowance | $503,000 | 5,806 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $725,000 | 6,592 |
| Other real estate owned | $0 | 5,260 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,080,000 | 6,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,993,000 | 5,054 |
| Total liabilities | $78,152,000 | 5,010 |
| Total deposits | $72,140,000 | 5,033 |
| Interest-bearing deposits | $61,658,000 | 5,033 |
| Deposits held in domestic offices | $72,140,000 | 5,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,193,000 | 2,526 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,500,000 | 3,199 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $319,000 | 6,707 |
| Total equity capital | $7,841,000 | 5,425 |
| Total bank equity capital | $7,841,000 | 5,425 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,480,000 | 839 |
| Surplus | $2,268,000 | 5,119 |
| Undivided profits | $1,093,000 | 7,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $439,000 | 4,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $439,000 | 392 |
| Income earned, not collected on loans | $507,000 | 5,894 |
| Earning assets | $82,204,000 | 4,899 |
| Long-term assets (5+ years) | $25,040,000 | 2,838 |
| Average Assets, year-to-date | $71,144,400 | 5,576 |
| Average Assets, quarterly | $80,947,500 | 5,241 |
| Volatile liabilities | $11,474,000 | 5,256 |
| Insider loans | $476,000 | 5,526 |
| FHLB advances | $4,500,000 | 3,011 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,330,000 | 4,084 |
| Tier 1 (core) risk-based capital | $7,842,000 | 5,278 |
| Tier 2 risk-based capital | $503,000 | 5,491 |
| Total risk weighted assets | $57,833,000 | 4,943 |
| Total unused commitments | $9,330,000 | 4,092 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 17 | 7,003 |
| Assets and Liabilities | ||
| Total Assets: | $52,032,000 | 6,729 |
| Cash and due from depository institutions | $1,285,000 | 7,003 |
| Interest-bearing balances | $11,000 | 6,310 |
| Securities | $7,663,000 | 7,457 |
| Federal funds sold & reverse repurchase agreements | $2,524,000 | 3,748 |
| Net loans & leases | $39,705,000 | 5,949 |
| Loan loss allowance | $294,000 | 7,384 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $386,000 | 7,929 |
| Other real estate owned | $0 | 7,003 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $469,000 | 8,287 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,032,000 | 6,729 |
| Total liabilities | $46,656,000 | 6,678 |
| Total deposits | $44,011,000 | 6,647 |
| Interest-bearing deposits | $36,336,000 | 6,744 |
| Deposits held in domestic offices | $44,011,000 | 6,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,135,000 | 2,216 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $510,000 | 5,728 |
| Total equity capital | $5,376,000 | 6,810 |
| Total bank equity capital | $5,376,000 | 6,810 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,360,000 | 1,134 |
| Surplus | $1,480,000 | 6,259 |
| Undivided profits | $536,000 | 8,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $239,000 | 7,566 |
| Earning assets | $49,903,000 | 6,550 |
| Long-term assets (5+ years) | $11,799,000 | 4,236 |
| Average Assets, year-to-date | $38,841,800 | 7,491 |
| Average Assets, quarterly | $48,315,500 | 6,915 |
| Volatile liabilities | $7,753,000 | 6,343 |
| Insider loans | $461,000 | 5,606 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,924,000 | 5,950 |
| Tier 1 (core) risk-based capital | $5,328,000 | 6,721 |
| Tier 2 risk-based capital | $294,000 | 7,103 |
| Total risk weighted assets | $38,692,900 | 6,193 |
| Total unused commitments | $3,924,000 | 5,953 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 14 | 7,887 |
| Assets and Liabilities | ||
| Total Assets: | $17,996,000 | 9,528 |
| Cash and due from depository institutions | $375,000 | 7,887 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $5,875,000 | 8,379 |
| Federal funds sold & reverse repurchase agreements | $2,313,000 | 3,403 |
| Net loans & leases | $8,920,000 | 9,454 |
| Loan loss allowance | $80,000 | 9,644 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $381,000 | 8,212 |
| Other real estate owned | $0 | 7,887 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $132,000 | 10,003 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,996,000 | 9,528 |
| Total liabilities | $12,431,000 | 9,759 |
| Total deposits | $12,383,000 | 9,696 |
| Interest-bearing deposits | $10,734,000 | 9,629 |
| Deposits held in domestic offices | $12,383,000 | 9,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $48,000 | 9,965 |
| Total equity capital | $5,565,000 | 6,550 |
| Total bank equity capital | $5,565,000 | 6,550 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,360,000 | 1,146 |
| Surplus | $1,480,000 | 6,345 |
| Undivided profits | $725,000 | 8,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $52,000 | 9,683 |
| Earning assets | $17,108,000 | 9,443 |
| Long-term assets (5+ years) | $5,499,000 | 6,149 |
| Average Assets, year-to-date | $12,272,500 | 9,872 |
| Average Assets, quarterly | $12,272,500 | 9,899 |
| Volatile liabilities | $1,728,000 | 9,180 |
| Insider loans | $427,000 | 5,735 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $702,000 | 8,913 |
| Tier 1 (core) risk-based capital | $5,610,000 | 6,533 |
| Tier 2 risk-based capital | $80,000 | 9,582 |
| Total risk weighted assets | $10,679,900 | 9,432 |
| Total unused commitments | $702,000 | 8,920 |
| Derivatives | $0 | 488 |