Home > Palisade Savings Bank, F.S.B. > Income and Expense
Palisade Savings Bank, F.S.B., Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,632,000 | 1,502 |
| Total interest expense | $8,793,000 | 1,476 |
| Net interest income | $11,839,000 | 1,522 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,698,000 | 2,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,698,000 | 1,263 |
| Total noninterest expense | $9,484,000 | 1,554 |
| Salaries and employee benefits | $3,271,000 | 2,023 |
| Premises and equipment expense | $1,654,000 | 1,261 |
| Additional noninterest expense | $4,559,000 | 1,270 |
| Pre-tax net operating income | $4,053,000 | 1,749 |
| Securities gains (losses) | $16,000 | 1,924 |
| Applicable income taxes | $1,853,000 | 1,284 |
| Income before extraordinary items | $2,216,000 | 2,208 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,216,000 | 2,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,864 |
| Cash dividends | $320,000 | 4,289 |
| Sale, conversion, retirement of capital stock, net | $30,156,000 | 39 |
| Net operating income | $2,205,760 | 2,238 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,635,000 | 1,522 |
| Total interest expense | $8,875,000 | 1,504 |
| Net interest income | $11,760,000 | 1,531 |
| Provision for loan and lease losses | $1,220,000 | 1,142 |
| Total noninterest income | $3,862,000 | 1,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,862,000 | 823 |
| Total noninterest expense | $7,433,000 | 1,981 |
| Salaries and employee benefits | $3,361,000 | 1,978 |
| Premises and equipment expense | $1,655,000 | 1,294 |
| Additional noninterest expense | $2,417,000 | 2,313 |
| Pre-tax net operating income | $6,969,000 | 1,020 |
| Securities gains (losses) | $182,000 | 1,798 |
| Applicable income taxes | $2,230,000 | 1,095 |
| Income before extraordinary items | $4,921,000 | 1,052 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,921,000 | 1,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,795,420 | 1,013 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,570,000 | 1,722 |
| Total interest expense | $11,344,000 | 1,539 |
| Net interest income | $9,226,000 | 1,981 |
| Provision for loan and lease losses | $412,000 | 3,395 |
| Total noninterest income | $1,089,000 | 3,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,089,000 | 1,883 |
| Total noninterest expense | $6,745,000 | 2,186 |
| Salaries and employee benefits | $3,265,000 | 2,012 |
| Premises and equipment expense | $1,567,000 | 1,385 |
| Additional noninterest expense | $1,913,000 | 2,906 |
| Pre-tax net operating income | $3,158,000 | 1,970 |
| Securities gains (losses) | $355,000 | 1,383 |
| Applicable income taxes | $1,157,000 | 1,820 |
| Income before extraordinary items | $2,356,000 | 1,938 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,356,000 | 1,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,553,000 | 818 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,118,150 | 1,991 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.