Home > Packers Bank > Income and Expense
Packers Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,249,000 | 2,672 |
| Total interest expense | $4,806,000 | 3,093 |
| Net interest income | $7,443,000 | 2,345 |
| Provision for loan and lease losses | $1,760,000 | 657 |
| Total noninterest income | $1,543,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $676,000 | 1,929 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $867,000 | 1,921 |
| Total noninterest expense | $9,615,000 | 1,366 |
| Salaries and employee benefits | $3,200,000 | 2,058 |
| Premises and equipment expense | $735,000 | 2,620 |
| Additional noninterest expense | $5,680,000 | 882 |
| Pre-tax net operating income | $-2,389,000 | 10,902 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-856,000 | 10,880 |
| Income before extraordinary items | $-1,533,000 | 10,879 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-1,533,000 | 10,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,772 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-1,533,000 | 10,869 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,890,000 | 3,020 |
| Total interest expense | $3,883,000 | 3,822 |
| Net interest income | $7,007,000 | 2,531 |
| Provision for loan and lease losses | $520,000 | 1,680 |
| Total noninterest income | $1,564,000 | 2,229 |
| Gross Fiduciary activities income | $89,000 | 1,137 |
| Service charges on deposit accounts | $633,000 | 2,136 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $842,000 | 2,030 |
| Total noninterest expense | $6,516,000 | 2,120 |
| Salaries and employee benefits | $2,996,000 | 2,226 |
| Premises and equipment expense | $692,000 | 2,839 |
| Additional noninterest expense | $2,828,000 | 1,832 |
| Pre-tax net operating income | $1,535,000 | 4,253 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $416,000 | 4,775 |
| Income before extraordinary items | $1,115,000 | 4,113 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,115,000 | 4,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,216 |
| Cash dividends | $40,000 | 7,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,117,920 | 4,057 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,105,000 | 3,256 |
| Total interest expense | $3,710,000 | 3,949 |
| Net interest income | $6,395,000 | 2,793 |
| Provision for loan and lease losses | $186,000 | 3,166 |
| Total noninterest income | $1,090,000 | 2,919 |
| Gross Fiduciary activities income | $110,000 | 1,143 |
| Service charges on deposit accounts | $544,000 | 2,475 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $436,000 | 3,146 |
| Total noninterest expense | $5,442,000 | 2,500 |
| Salaries and employee benefits | $2,480,000 | 2,691 |
| Premises and equipment expense | $861,000 | 2,323 |
| Additional noninterest expense | $2,101,000 | 2,310 |
| Pre-tax net operating income | $1,857,000 | 3,724 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $438,000 | 4,605 |
| Income before extraordinary items | $1,419,000 | 3,411 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,419,000 | 3,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,838 |
| Cash dividends | $76,000 | 7,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,419,000 | 3,389 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,706,000 | 3,117 |
| Total interest expense | $3,341,000 | 3,581 |
| Net interest income | $6,365,000 | 2,846 |
| Provision for loan and lease losses | $132,000 | 3,859 |
| Total noninterest income | $1,098,000 | 2,910 |
| Gross Fiduciary activities income | $101,000 | 1,181 |
| Service charges on deposit accounts | $574,000 | 2,369 |
| Trading account gains and fees | $40,000 | 294 |
| Additional Noninterest Income | $383,000 | 3,502 |
| Total noninterest expense | $5,978,000 | 2,355 |
| Salaries and employee benefits | $2,590,000 | 2,571 |
| Premises and equipment expense | $986,000 | 2,063 |
| Additional noninterest expense | $2,402,000 | 2,205 |
| Pre-tax net operating income | $1,353,000 | 4,787 |
| Securities gains (losses) | $26,000 | 1,570 |
| Applicable income taxes | $164,000 | 8,039 |
| Income before extraordinary items | $1,215,000 | 3,809 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,215,000 | 3,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,684 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,192,120 | 3,915 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,622,000 | 3,557 |
| Total interest expense | $3,049,000 | 4,066 |
| Net interest income | $5,573,000 | 3,234 |
| Provision for loan and lease losses | $44,000 | 7,799 |
| Total noninterest income | $947,000 | 3,486 |
| Gross Fiduciary activities income | $76,000 | 1,262 |
| Service charges on deposit accounts | $504,000 | 2,776 |
| Trading account gains and fees | $71,000 | 295 |
| Additional Noninterest Income | $296,000 | 4,506 |
| Total noninterest expense | $4,822,000 | 2,951 |
| Salaries and employee benefits | $2,259,000 | 2,916 |
| Premises and equipment expense | $785,000 | 2,600 |
| Additional noninterest expense | $1,778,000 | 3,016 |
| Pre-tax net operating income | $1,654,000 | 3,959 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $388,000 | 5,118 |
| Income before extraordinary items | $1,276,000 | 3,783 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,276,000 | 3,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 4,097 |
| Cash dividends | $4,150,000 | 558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,268,300 | 3,603 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,110,000 | 3,819 |
| Total interest expense | $3,868,000 | 4,191 |
| Net interest income | $5,242,000 | 3,474 |
| Provision for loan and lease losses | $67,000 | 8,339 |
| Total noninterest income | $948,000 | 3,458 |
| Gross Fiduciary activities income | $74,000 | 1,306 |
| Service charges on deposit accounts | $494,000 | 2,815 |
| Trading account gains and fees | $197,000 | 230 |
| Additional Noninterest Income | $183,000 | 5,968 |
| Total noninterest expense | $4,357,000 | 3,256 |
| Salaries and employee benefits | $2,156,000 | 2,984 |
| Premises and equipment expense | $707,000 | 2,900 |
| Additional noninterest expense | $1,494,000 | 3,614 |
| Pre-tax net operating income | $1,766,000 | 3,494 |
| Securities gains (losses) | $51,000 | 4,091 |
| Applicable income taxes | $531,000 | 3,795 |
| Income before extraordinary items | $1,286,000 | 3,576 |
| Extraordinary gains, net | $8,000 | 1,365 |
| Net income | $1,294,000 | 3,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 6,234 |
| Cash dividends | $414,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,249,790 | 3,400 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.