Home > Pacific Western National Bank > Income and Expense
Pacific Western National Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,961,000 | 1,703 |
| Total interest expense | $7,622,000 | 2,110 |
| Net interest income | $12,339,000 | 1,439 |
| Provision for loan and lease losses | $1,243,000 | 1,056 |
| Total noninterest income | $1,372,000 | 2,679 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $983,000 | 1,505 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $389,000 | 3,593 |
| Total noninterest expense | $9,661,000 | 1,516 |
| Salaries and employee benefits | $4,534,000 | 1,661 |
| Premises and equipment expense | $1,843,000 | 1,153 |
| Additional noninterest expense | $3,284,000 | 1,425 |
| Pre-tax net operating income | $2,807,000 | 2,420 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,155,000 | 1,877 |
| Income before extraordinary items | $1,652,000 | 3,002 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,652,000 | 3,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $996,000 | 947 |
| Cash dividends | $2,000 | 6,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,652,000 | 2,899 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,368,000 | 2,028 |
| Total interest expense | $5,650,000 | 2,941 |
| Net interest income | $11,718,000 | 1,499 |
| Provision for loan and lease losses | $840,000 | 1,223 |
| Total noninterest income | $1,237,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $862,000 | 1,593 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $375,000 | 3,494 |
| Total noninterest expense | $8,533,000 | 1,633 |
| Salaries and employee benefits | $4,022,000 | 1,792 |
| Premises and equipment expense | $1,665,000 | 1,217 |
| Additional noninterest expense | $2,846,000 | 1,575 |
| Pre-tax net operating income | $3,582,000 | 2,038 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,462,000 | 1,548 |
| Income before extraordinary items | $2,120,000 | 2,418 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,120,000 | 2,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 1,172 |
| Cash dividends | $2,000 | 6,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,120,000 | 2,424 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,278,000 | 2,467 |
| Total interest expense | $3,636,000 | 3,909 |
| Net interest income | $9,642,000 | 1,811 |
| Provision for loan and lease losses | $750,000 | 1,249 |
| Total noninterest income | $1,149,000 | 2,791 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $878,000 | 1,496 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $271,000 | 4,257 |
| Total noninterest expense | $7,301,000 | 1,886 |
| Salaries and employee benefits | $3,511,000 | 1,997 |
| Premises and equipment expense | $1,296,000 | 1,578 |
| Additional noninterest expense | $2,494,000 | 1,775 |
| Pre-tax net operating income | $2,740,000 | 2,596 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $1,126,000 | 2,025 |
| Income before extraordinary items | $1,617,000 | 3,063 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,617,000 | 3,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 1,425 |
| Cash dividends | $1,000 | 7,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,615,080 | 3,028 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,349,000 | 3,125 |
| Total interest expense | $2,744,000 | 5,032 |
| Net interest income | $7,605,000 | 2,247 |
| Provision for loan and lease losses | $522,000 | 1,667 |
| Total noninterest income | $1,340,000 | 2,467 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $922,000 | 1,364 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $418,000 | 3,337 |
| Total noninterest expense | $6,323,000 | 2,083 |
| Salaries and employee benefits | $3,233,000 | 2,096 |
| Premises and equipment expense | $947,000 | 2,054 |
| Additional noninterest expense | $2,143,000 | 1,977 |
| Pre-tax net operating income | $2,100,000 | 3,220 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $846,000 | 2,608 |
| Income before extraordinary items | $1,254,000 | 3,786 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,254,000 | 3,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 1,267 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,254,000 | 3,705 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,097,000 | 3,547 |
| Total interest expense | $2,601,000 | 5,258 |
| Net interest income | $6,496,000 | 2,678 |
| Provision for loan and lease losses | $270,000 | 2,814 |
| Total noninterest income | $1,120,000 | 2,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $946,000 | 1,356 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,301 |
| Total noninterest expense | $5,655,000 | 2,280 |
| Salaries and employee benefits | $2,838,000 | 2,337 |
| Premises and equipment expense | $856,000 | 2,295 |
| Additional noninterest expense | $1,961,000 | 2,134 |
| Pre-tax net operating income | $1,691,000 | 4,058 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $673,000 | 3,353 |
| Income before extraordinary items | $1,018,000 | 4,642 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,018,000 | 4,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 1,644 |
| Cash dividends | $2,000 | 7,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,018,000 | 4,578 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,012,000 | 4,026 |
| Total interest expense | $2,263,000 | 5,915 |
| Net interest income | $5,749,000 | 3,076 |
| Provision for loan and lease losses | $390,000 | 2,134 |
| Total noninterest income | $1,213,000 | 2,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,003,000 | 1,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 5,032 |
| Total noninterest expense | $5,018,000 | 2,733 |
| Salaries and employee benefits | $2,407,000 | 2,789 |
| Premises and equipment expense | $768,000 | 2,555 |
| Additional noninterest expense | $1,843,000 | 2,640 |
| Pre-tax net operating income | $1,554,000 | 4,211 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $623,000 | 3,478 |
| Income before extraordinary items | $931,000 | 4,758 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $931,000 | 4,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 1,601 |
| Cash dividends | $1,000 | 8,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $931,000 | 4,705 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,338,000 | 4,368 |
| Total interest expense | $2,064,000 | 6,333 |
| Net interest income | $5,274,000 | 3,361 |
| Provision for loan and lease losses | $369,000 | 1,977 |
| Total noninterest income | $1,337,000 | 2,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,044,000 | 1,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 4,054 |
| Total noninterest expense | $4,886,000 | 2,777 |
| Salaries and employee benefits | $2,460,000 | 2,712 |
| Premises and equipment expense | $702,000 | 2,797 |
| Additional noninterest expense | $1,724,000 | 2,719 |
| Pre-tax net operating income | $1,356,000 | 4,812 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $536,000 | 3,980 |
| Income before extraordinary items | $820,000 | 5,353 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $820,000 | 5,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,703 |
| Cash dividends | $1,000 | 8,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $820,000 | 5,325 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,396,000 | 4,588 |
| Total interest expense | $1,656,000 | 6,454 |
| Net interest income | $4,740,000 | 3,738 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $1,216,000 | 2,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,023,000 | 1,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,389 |
| Total noninterest expense | $4,624,000 | 2,982 |
| Salaries and employee benefits | $2,229,000 | 2,971 |
| Premises and equipment expense | $626,000 | 3,147 |
| Additional noninterest expense | $1,769,000 | 2,873 |
| Pre-tax net operating income | $1,212,000 | 5,203 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $459,000 | 4,316 |
| Income before extraordinary items | $747,000 | 5,626 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $747,000 | 5,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,540 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $750,840 | 5,682 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,386,000 | 4,689 |
| Total interest expense | $1,694,000 | 6,641 |
| Net interest income | $4,692,000 | 3,785 |
| Provision for loan and lease losses | $230,000 | 3,613 |
| Total noninterest income | $1,000,000 | 3,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $903,000 | 1,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $4,319,000 | 3,242 |
| Salaries and employee benefits | $2,110,000 | 3,108 |
| Premises and equipment expense | $610,000 | 3,279 |
| Additional noninterest expense | $1,599,000 | 3,311 |
| Pre-tax net operating income | $1,143,000 | 5,357 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $411,000 | 4,914 |
| Income before extraordinary items | $732,000 | 5,923 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $732,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,614 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $732,000 | 5,656 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,528,000 | 5,123 |
| Total interest expense | $2,052,000 | 7,001 |
| Net interest income | $4,476,000 | 4,023 |
| Provision for loan and lease losses | $1,045,000 | 1,784 |
| Total noninterest income | $954,000 | 3,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $876,000 | 1,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,942 |
| Total noninterest expense | $3,536,000 | 3,896 |
| Salaries and employee benefits | $1,796,000 | 3,565 |
| Premises and equipment expense | $389,000 | 4,906 |
| Additional noninterest expense | $1,351,000 | 3,914 |
| Pre-tax net operating income | $849,000 | 6,345 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $283,000 | 6,176 |
| Income before extraordinary items | $566,000 | 6,809 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $566,000 | 6,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,268,000 | 1,352 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $566,000 | 6,460 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.