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Pacific Valley National Bank, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$14,345,0002,133
Total interest expense$3,800,0003,218
Net interest income$10,545,0001,713
Provision for loan and lease losses$696,0001,210
Total noninterest income$1,686,0002,093
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$683,0001,973
Trading account gains and fees$0475
Additional Noninterest Income$1,003,0001,832
Total noninterest expense$6,784,0002,097
Salaries and employee benefits$3,454,0001,936
Premises and equipment expense$1,280,0001,612
Additional noninterest expense$2,050,0002,521
Pre-tax net operating income$4,751,0001,535
Securities gains (losses)$-144,00011,770
Applicable income taxes$2,028,0001,192
Income before extraordinary items$2,579,0001,888
Extraordinary gains, net$0249
Net income$2,579,0001,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$635,0001,162
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,671,1601,828
1993-12-31 (YTD Data)Rank
Total interest income$12,188,0002,528
Total interest expense$3,758,0003,354
Net interest income$8,430,0002,140
Provision for loan and lease losses$543,0001,982
Total noninterest income$1,497,0002,452
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$574,0002,397
Trading account gains and fees$0532
Additional Noninterest Income$923,0002,154
Total noninterest expense$6,448,0002,248
Salaries and employee benefits$3,175,0002,086
Premises and equipment expense$1,143,0001,833
Additional noninterest expense$2,130,0002,580
Pre-tax net operating income$2,936,0002,334
Securities gains (losses)$07,477
Applicable income taxes$1,445,0001,623
Income before extraordinary items$1,491,0003,267
Extraordinary gains, net$13,0002,867
Net income$1,504,0003,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0002,337
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,491,0003,095
1992-12-31 (YTD Data)Rank
Total interest income$11,613,0003,026
Total interest expense$4,575,0003,587
Net interest income$7,038,0002,574
Provision for loan and lease losses$490,0003,049
Total noninterest income$1,379,0002,550
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$517,0002,675
Trading account gains and fees$0504
Additional Noninterest Income$862,0002,206
Total noninterest expense$5,576,0002,593
Salaries and employee benefits$2,853,0002,281
Premises and equipment expense$1,066,0001,985
Additional noninterest expense$1,657,0003,293
Pre-tax net operating income$2,351,0002,648
Securities gains (losses)$50,0004,121
Applicable income taxes$1,092,0001,951
Income before extraordinary items$1,309,0003,498
Extraordinary gains, net$01,422
Net income$1,309,0003,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$470,0002,559
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,277,0003,334

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.