Home > Pacific Union Bank > Income and Expense
Pacific Union Bank, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $13,867,000 | 513 |
| Total interest expense | $3,639,000 | 562 |
| Net interest income | $10,228,000 | 502 |
| Provision for loan and lease losses | $346,000 | 721 |
| Total noninterest income | $2,633,000 | 587 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,487,000 | 284 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,146,000 | 720 |
| Total noninterest expense | $7,471,000 | 567 |
| Salaries and employee benefits | $4,008,000 | 557 |
| Premises and equipment expense | $1,151,000 | 522 |
| Additional noninterest expense | $2,312,000 | 568 |
| Pre-tax net operating income | $5,044,000 | 478 |
| Securities gains (losses) | $649,000 | 217 |
| Applicable income taxes | $2,397,000 | 393 |
| Income before extraordinary items | $3,296,000 | 546 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,296,000 | 545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-145,000 | 9,010 |
| Cash dividends | $1,069,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 320 |
| Net operating income | $2,880,640 | 562 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $51,171,000 | 554 |
| Total interest expense | $14,017,000 | 632 |
| Net interest income | $37,154,000 | 527 |
| Provision for loan and lease losses | $1,284,000 | 920 |
| Total noninterest income | $13,049,000 | 535 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $6,404,000 | 275 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,645,000 | 602 |
| Total noninterest expense | $29,308,000 | 579 |
| Salaries and employee benefits | $15,094,000 | 577 |
| Premises and equipment expense | $4,175,000 | 553 |
| Additional noninterest expense | $10,039,000 | 554 |
| Pre-tax net operating income | $19,611,000 | 488 |
| Securities gains (losses) | $409,000 | 859 |
| Applicable income taxes | $8,006,000 | 434 |
| Income before extraordinary items | $12,014,000 | 572 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $12,014,000 | 572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $471,000 | 1,680 |
| Cash dividends | $1,600,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $551,000 | 479 |
| Net operating income | $11,752,240 | 546 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $37,248,000 | 584 |
| Total interest expense | $10,272,000 | 678 |
| Net interest income | $26,976,000 | 547 |
| Provision for loan and lease losses | $1,300,000 | 718 |
| Total noninterest income | $9,056,000 | 593 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $4,864,000 | 288 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,192,000 | 726 |
| Total noninterest expense | $20,522,000 | 631 |
| Salaries and employee benefits | $11,188,000 | 598 |
| Premises and equipment expense | $3,100,000 | 569 |
| Additional noninterest expense | $6,234,000 | 652 |
| Pre-tax net operating income | $14,210,000 | 507 |
| Securities gains (losses) | $100,000 | 1,756 |
| Applicable income taxes | $5,728,000 | 460 |
| Income before extraordinary items | $8,582,000 | 609 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,582,000 | 609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,365 |
| Cash dividends | $1,067,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $461,000 | 380 |
| Net operating income | $8,518,000 | 565 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $24,387,000 | 597 |
| Total interest expense | $6,745,000 | 707 |
| Net interest income | $17,642,000 | 559 |
| Provision for loan and lease losses | $900,000 | 691 |
| Total noninterest income | $5,647,000 | 617 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $3,288,000 | 284 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,359,000 | 814 |
| Total noninterest expense | $13,195,000 | 647 |
| Salaries and employee benefits | $7,183,000 | 618 |
| Premises and equipment expense | $2,071,000 | 572 |
| Additional noninterest expense | $3,941,000 | 678 |
| Pre-tax net operating income | $9,194,000 | 518 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $3,678,000 | 481 |
| Income before extraordinary items | $5,516,000 | 630 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,516,000 | 629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,411 |
| Cash dividends | $533,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $396,000 | 280 |
| Net operating income | $5,516,000 | 580 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $11,921,000 | 614 |
| Total interest expense | $3,313,000 | 731 |
| Net interest income | $8,608,000 | 572 |
| Provision for loan and lease losses | $600,000 | 538 |
| Total noninterest income | $2,865,000 | 609 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,667,000 | 274 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,198,000 | 783 |
| Total noninterest expense | $6,303,000 | 670 |
| Salaries and employee benefits | $3,451,000 | 633 |
| Premises and equipment expense | $1,017,000 | 576 |
| Additional noninterest expense | $1,835,000 | 704 |
| Pre-tax net operating income | $4,570,000 | 521 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,849,000 | 481 |
| Income before extraordinary items | $2,721,000 | 635 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,721,000 | 634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,048 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,721,000 | 588 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $46,516,000 | 657 |
| Total interest expense | $13,309,000 | 856 |
| Net interest income | $33,207,000 | 581 |
| Provision for loan and lease losses | $1,100,000 | 1,234 |
| Total noninterest income | $11,796,000 | 565 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $6,587,000 | 266 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,209,000 | 668 |
| Total noninterest expense | $25,672,000 | 635 |
| Salaries and employee benefits | $13,285,000 | 610 |
| Premises and equipment expense | $4,173,000 | 545 |
| Additional noninterest expense | $8,214,000 | 649 |
| Pre-tax net operating income | $18,231,000 | 508 |
| Securities gains (losses) | $824,000 | 484 |
| Applicable income taxes | $7,404,000 | 448 |
| Income before extraordinary items | $11,651,000 | 565 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $11,651,000 | 567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,695,000 | 620 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $148,000 | 598 |
| Net operating income | $11,123,640 | 556 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $55,415,000 | 636 |
| Total interest expense | $22,202,000 | 744 |
| Net interest income | $33,213,000 | 559 |
| Provision for loan and lease losses | $1,300,000 | 1,014 |
| Total noninterest income | $10,031,000 | 601 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $6,672,000 | 252 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,359,000 | 870 |
| Total noninterest expense | $23,661,000 | 670 |
| Salaries and employee benefits | $12,815,000 | 605 |
| Premises and equipment expense | $4,064,000 | 546 |
| Additional noninterest expense | $6,782,000 | 751 |
| Pre-tax net operating income | $18,283,000 | 464 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $6,711,000 | 447 |
| Income before extraordinary items | $11,572,000 | 514 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $11,572,000 | 515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $727,000 | 1,183 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 719 |
| Net operating income | $11,572,000 | 489 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $53,288,000 | 682 |
| Total interest expense | $20,125,000 | 883 |
| Net interest income | $33,163,000 | 563 |
| Provision for loan and lease losses | $1,300,000 | 853 |
| Total noninterest income | $9,394,000 | 612 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $5,746,000 | 261 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,648,000 | 760 |
| Total noninterest expense | $22,262,000 | 700 |
| Salaries and employee benefits | $12,356,000 | 582 |
| Premises and equipment expense | $3,888,000 | 571 |
| Additional noninterest expense | $6,018,000 | 829 |
| Pre-tax net operating income | $18,995,000 | 468 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $6,844,000 | 439 |
| Income before extraordinary items | $12,151,000 | 486 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $12,151,000 | 487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $756,000 | 913 |
| Cash dividends | $8,000,000 | 447 |
| Sale, conversion, retirement of capital stock, net | $13,075,000 | 42 |
| Net operating income | $12,151,000 | 486 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $39,843,000 | 851 |
| Total interest expense | $13,616,000 | 1,119 |
| Net interest income | $26,227,000 | 703 |
| Provision for loan and lease losses | $200,000 | 3,546 |
| Total noninterest income | $8,255,000 | 689 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,490,000 | 275 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,765,000 | 945 |
| Total noninterest expense | $20,405,000 | 752 |
| Salaries and employee benefits | $11,600,000 | 619 |
| Premises and equipment expense | $3,926,000 | 571 |
| Additional noninterest expense | $4,879,000 | 978 |
| Pre-tax net operating income | $13,877,000 | 631 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $5,494,000 | 560 |
| Income before extraordinary items | $8,383,000 | 704 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,383,000 | 704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 9,996 |
| Cash dividends | $5,000,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $8,383,000 | 692 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $37,708,000 | 891 |
| Total interest expense | $13,072,000 | 1,190 |
| Net interest income | $24,636,000 | 714 |
| Provision for loan and lease losses | $3,840,000 | 389 |
| Total noninterest income | $8,212,000 | 676 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $5,134,000 | 271 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,078,000 | 889 |
| Total noninterest expense | $21,088,000 | 706 |
| Salaries and employee benefits | $11,680,000 | 607 |
| Premises and equipment expense | $4,281,000 | 515 |
| Additional noninterest expense | $5,127,000 | 936 |
| Pre-tax net operating income | $7,920,000 | 975 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,701,000 | 952 |
| Income before extraordinary items | $5,219,000 | 1,031 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,219,000 | 1,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,745,000 | 334 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,219,000 | 991 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $41,134,000 | 827 |
| Total interest expense | $14,047,000 | 1,153 |
| Net interest income | $27,087,000 | 669 |
| Provision for loan and lease losses | $4,519,000 | 339 |
| Total noninterest income | $10,291,000 | 563 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $5,420,000 | 268 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,871,000 | 624 |
| Total noninterest expense | $24,029,000 | 624 |
| Salaries and employee benefits | $12,262,000 | 558 |
| Premises and equipment expense | $4,460,000 | 489 |
| Additional noninterest expense | $7,307,000 | 734 |
| Pre-tax net operating income | $8,830,000 | 920 |
| Securities gains (losses) | $-72,000 | 10,711 |
| Applicable income taxes | $2,997,000 | 931 |
| Income before extraordinary items | $5,761,000 | 971 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,761,000 | 972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,035,000 | 383 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,808,520 | 926 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $36,169,000 | 972 |
| Total interest expense | $12,239,000 | 1,319 |
| Net interest income | $23,930,000 | 782 |
| Provision for loan and lease losses | $5,680,000 | 311 |
| Total noninterest income | $10,129,000 | 583 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $5,274,000 | 306 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,855,000 | 661 |
| Total noninterest expense | $23,545,000 | 686 |
| Salaries and employee benefits | $12,080,000 | 579 |
| Premises and equipment expense | $4,476,000 | 510 |
| Additional noninterest expense | $6,989,000 | 898 |
| Pre-tax net operating income | $4,834,000 | 1,498 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,660,000 | 1,455 |
| Income before extraordinary items | $3,174,000 | 1,566 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,174,000 | 1,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,669,000 | 309 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,174,000 | 1,534 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $33,248,000 | 1,064 |
| Total interest expense | $10,828,000 | 1,501 |
| Net interest income | $22,420,000 | 849 |
| Provision for loan and lease losses | $4,145,000 | 363 |
| Total noninterest income | $8,684,000 | 659 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $4,752,000 | 355 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,932,000 | 769 |
| Total noninterest expense | $24,419,000 | 677 |
| Salaries and employee benefits | $11,201,000 | 636 |
| Premises and equipment expense | $4,716,000 | 512 |
| Additional noninterest expense | $8,502,000 | 765 |
| Pre-tax net operating income | $2,540,000 | 2,801 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,048,000 | 2,278 |
| Income before extraordinary items | $1,492,000 | 3,269 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,492,000 | 3,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,072,000 | 363 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,492,000 | 3,241 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $28,415,000 | 1,115 |
| Total interest expense | $8,180,000 | 1,562 |
| Net interest income | $20,235,000 | 918 |
| Provision for loan and lease losses | $2,219,000 | 533 |
| Total noninterest income | $7,907,000 | 683 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $4,397,000 | 360 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,510,000 | 796 |
| Total noninterest expense | $22,343,000 | 735 |
| Salaries and employee benefits | $10,684,000 | 665 |
| Premises and equipment expense | $4,220,000 | 563 |
| Additional noninterest expense | $7,439,000 | 867 |
| Pre-tax net operating income | $3,580,000 | 1,995 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,339,000 | 1,717 |
| Income before extraordinary items | $2,241,000 | 2,186 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,241,000 | 2,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,120,000 | 540 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,241,000 | 2,203 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,568,000 | 1,198 |
| Total interest expense | $8,676,000 | 1,545 |
| Net interest income | $17,892,000 | 1,025 |
| Provision for loan and lease losses | $2,648,000 | 661 |
| Total noninterest income | $6,639,000 | 792 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $4,070,000 | 374 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,569,000 | 1,069 |
| Total noninterest expense | $21,832,000 | 775 |
| Salaries and employee benefits | $11,103,000 | 652 |
| Premises and equipment expense | $4,439,000 | 548 |
| Additional noninterest expense | $6,290,000 | 1,051 |
| Pre-tax net operating income | $51,000 | 12,177 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $15,000 | 11,714 |
| Income before extraordinary items | $36,000 | 12,341 |
| Extraordinary gains, net | $74,000 | 1,859 |
| Net income | $110,000 | 11,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,142,000 | 550 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 197 |
| Net operating income | $36,000 | 12,203 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $33,082,000 | 1,095 |
| Total interest expense | $13,451,000 | 1,322 |
| Net interest income | $19,631,000 | 956 |
| Provision for loan and lease losses | $8,132,000 | 427 |
| Total noninterest income | $6,066,000 | 850 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $3,752,000 | 392 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,314,000 | 1,130 |
| Total noninterest expense | $23,706,000 | 741 |
| Salaries and employee benefits | $11,806,000 | 620 |
| Premises and equipment expense | $4,591,000 | 550 |
| Additional noninterest expense | $7,309,000 | 985 |
| Pre-tax net operating income | $-6,141,000 | 13,812 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-2,450,000 | 13,881 |
| Income before extraordinary items | $-3,691,000 | 13,763 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-3,691,000 | 13,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,514,000 | 496 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 170 |
| Net operating income | $-3,691,000 | 13,726 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.