Home > Pacific Union Bank > Net charge- offs to loans
Pacific Union Bank, Net charge- offs to loans
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0662% | 8,158 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0848% | 8,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.2145% | 8,907 |
| Percentage Net Loans Charged-off: Home equity loans | -8.2718% | 6,015 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0754% | 7,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5657% | 2,737 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2595% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 5,623 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 8,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1272% | 8,802 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8575% | 6,094 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1641% | 3,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9168% | 2,613 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2621% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 5,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 8,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1757% | 8,884 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1588% | 6,057 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0917% | 3,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5632% | 3,559 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3089% | 737 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 5,486 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 8,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2477% | 8,949 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7331% | 6,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0993% | 3,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5801% | 3,260 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4548% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 3,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3199% | 1,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3260% | 3,769 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7886% | 771 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2761% | 2,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 4,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 1,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 8,279 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0198% | 5,968 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0326% | 1,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7819% | 3,059 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3113% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1378% | 4,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 3,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0240% | 1,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4643% | 2,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6637% | 3,410 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8596% | 656 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1728% | 3,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0381% | 1,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0295% | 1,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0773% | 1,509 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1596% | 1,395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7455% | 328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8601% | 481 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5360% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0233% | 9,317 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0221% | 1,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1019% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5099% | 1,521 |
| Percentage Net Loans Charged-off: Home equity loans | -5.2102% | 1,379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2109% | 1,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3440% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7001% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0438% | 1,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2353% | 448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4123% | 57 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4377% | 89 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3393% | 69 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0336% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0635% | 393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9998% | 45 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5535% | 279 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0497% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0903% | 317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8526% | 744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4395% | 61 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1593% | 223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3400% | 14 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8802% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7774% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9860% | 77 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1389% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7686% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6786% | 353 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6566% | 19 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5784% | 48 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9949% | 11 |
| Percentage Net Loans Charged-off: Home equity loans | 6.4507% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3562% | 103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2616% | 47 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5517% | 856 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8519% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3845% | 421 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4501% | 44 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1640% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7371% | 15 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2834% | 8 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0535% | 29 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2689% | 68 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6621% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0566% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7433% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6666% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4650% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6719% | 24 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3122% | 12 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9653% | 55 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3035% | 161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6197% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8421% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0571% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5791% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1853% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0957% | 24 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4832% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2863% | 250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6120% | 166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5507% | 689 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8807% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5859% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7232% | 345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4576% | 600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4649% | 30 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3082% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6393% | 131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4801% | 145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4473% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8846% | 904 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0017% | 1,148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |