Home > Pacific Thrift and Loan Company > Income and Expense
Pacific Thrift and Loan Company, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,775,000 | 3,001 |
| Total interest expense | $8,218,000 | 1,862 |
| Net interest income | $2,557,000 | 5,755 |
| Provision for loan and lease losses | $199,000 | 3,545 |
| Total noninterest income | $56,435,000 | 218 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $9,000 | 8,887 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $56,426,000 | 174 |
| Total noninterest expense | $68,021,000 | 280 |
| Salaries and employee benefits | $38,889,000 | 207 |
| Premises and equipment expense | $3,766,000 | 575 |
| Additional noninterest expense | $25,366,000 | 308 |
| Pre-tax net operating income | $-9,228,000 | 10,464 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-2,686,000 | 10,446 |
| Income before extraordinary items | $-6,542,000 | 10,445 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-6,542,000 | 10,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,556,000 | 545 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-6,542,000 | 10,440 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,438,000 | 3,422 |
| Total interest expense | $5,740,000 | 2,606 |
| Net interest income | $3,698,000 | 4,530 |
| Provision for loan and lease losses | $3,431,000 | 400 |
| Total noninterest income | $56,245,000 | 212 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 9,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,241,000 | 158 |
| Total noninterest expense | $44,583,000 | 367 |
| Salaries and employee benefits | $24,420,000 | 298 |
| Premises and equipment expense | $2,400,000 | 839 |
| Additional noninterest expense | $17,763,000 | 363 |
| Pre-tax net operating income | $11,929,000 | 706 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $5,053,000 | 599 |
| Income before extraordinary items | $6,866,000 | 814 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,866,000 | 816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,684,000 | 559 |
| Cash dividends | $2,500,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,866,000 | 797 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,102,000 | 3,245 |
| Total interest expense | $4,793,000 | 3,113 |
| Net interest income | $5,309,000 | 3,340 |
| Provision for loan and lease losses | $1,277,000 | 845 |
| Total noninterest income | $24,919,000 | 329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 9,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,913,000 | 250 |
| Total noninterest expense | $23,769,000 | 682 |
| Salaries and employee benefits | $14,017,000 | 512 |
| Premises and equipment expense | $1,540,000 | 1,324 |
| Additional noninterest expense | $8,212,000 | 783 |
| Pre-tax net operating income | $5,182,000 | 1,391 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,385,000 | 1,727 |
| Income before extraordinary items | $3,797,000 | 1,310 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,797,000 | 1,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,710,000 | 634 |
| Cash dividends | $1,125,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,797,000 | 1,279 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,171,000 | 3,935 |
| Total interest expense | $4,215,000 | 3,522 |
| Net interest income | $3,956,000 | 4,353 |
| Provision for loan and lease losses | $1,394,000 | 746 |
| Total noninterest income | $10,029,000 | 602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 10,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,022,000 | 427 |
| Total noninterest expense | $10,605,000 | 1,335 |
| Salaries and employee benefits | $5,164,000 | 1,289 |
| Premises and equipment expense | $1,256,000 | 1,614 |
| Additional noninterest expense | $4,185,000 | 1,289 |
| Pre-tax net operating income | $1,986,000 | 3,518 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-614,000 | 11,881 |
| Income before extraordinary items | $2,600,000 | 1,926 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,600,000 | 1,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,740,000 | 626 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,600,000 | 1,907 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,904,000 | 3,365 |
| Total interest expense | $3,686,000 | 3,310 |
| Net interest income | $5,218,000 | 3,427 |
| Provision for loan and lease losses | $1,414,000 | 736 |
| Total noninterest income | $3,150,000 | 1,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 10,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,148,000 | 853 |
| Total noninterest expense | $9,791,000 | 1,505 |
| Salaries and employee benefits | $4,572,000 | 1,475 |
| Premises and equipment expense | $1,245,000 | 1,662 |
| Additional noninterest expense | $3,974,000 | 1,422 |
| Pre-tax net operating income | $-2,837,000 | 12,551 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-2,837,000 | 12,518 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,837,000 | 12,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $849,000 | 973 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-2,837,000 | 12,521 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,505,000 | 3,256 |
| Total interest expense | $3,224,000 | 3,869 |
| Net interest income | $6,281,000 | 2,899 |
| Provision for loan and lease losses | $2,149,000 | 768 |
| Total noninterest income | $228,000 | 8,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 5,274 |
| Total noninterest expense | $7,711,000 | 1,925 |
| Salaries and employee benefits | $1,822,000 | 3,570 |
| Premises and equipment expense | $320,000 | 5,574 |
| Additional noninterest expense | $5,569,000 | 1,163 |
| Pre-tax net operating income | $-3,351,000 | 13,142 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-3,351,000 | 13,135 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-3,351,000 | 13,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,650,000 | 814 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-3,351,000 | 13,117 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,123,000 | 3,812 |
| Total interest expense | $3,061,000 | 5,076 |
| Net interest income | $6,062,000 | 3,018 |
| Provision for loan and lease losses | $1,054,000 | 1,775 |
| Total noninterest income | $584,000 | 5,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $584,000 | 2,878 |
| Total noninterest expense | $6,233,000 | 2,343 |
| Salaries and employee benefits | $995,000 | 6,058 |
| Premises and equipment expense | $252,000 | 6,746 |
| Additional noninterest expense | $4,986,000 | 1,327 |
| Pre-tax net operating income | $-641,000 | 13,364 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-641,000 | 13,438 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-641,000 | 13,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $932,000 | 1,622 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-641,000 | 13,345 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.