Home > Pacific Thrift and Loan Company > Assets and Liabilities
Pacific Thrift and Loan Company, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 241 | 710 |
| Assets and Liabilities | ||
| Total Assets: | $181,229,000 | 2,533 |
| Cash and due from depository institutions | $41,766,000 | 710 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $0 | 10,385 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $82,242,000 | 3,291 |
| Loan loss allowance | $1,415,000 | 2,452 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,345,000 | 1,853 |
| Other real estate owned | $218,000 | 710 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $52,658,000 | 285 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,229,000 | 2,533 |
| Total liabilities | $168,847,000 | 2,453 |
| Total deposits | $162,583,000 | 2,345 |
| Interest-bearing deposits | $161,866,000 | 1,995 |
| Deposits held in domestic offices | $162,583,000 | 2,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,264,000 | 851 |
| Total equity capital | $12,382,000 | 3,609 |
| Total bank equity capital | $12,382,000 | 3,609 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,000,000 | 1,210 |
| Surplus | $10,104,000 | 1,535 |
| Undivided profits | $-722,000 | 10,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,487,000 | 458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $749,000 | 3,087 |
| Earning assets | $82,242,000 | 4,766 |
| Long-term assets (5+ years) | $41,915,000 | 1,834 |
| Average Assets, year-to-date | $168,323,600 | 2,568 |
| Average Assets, quarterly | $181,411,500 | 2,486 |
| Volatile liabilities | $498,000 | 10,146 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $71,908,000 | 115 |
| Unused loan commitments | $0 | 10,110 |
| Tier 1 (core) risk-based capital | $12,382,000 | 3,447 |
| Tier 2 risk-based capital | $1,415,000 | 2,221 |
| Total risk weighted assets | $391,965,900 | 778 |
| Total unused commitments | $0 | 10,111 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 568 | 317 |
| Assets and Liabilities | ||
| Total Assets: | $160,333,000 | 2,789 |
| Cash and due from depository institutions | $61,278,000 | 317 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $0 | 10,855 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $55,099,000 | 4,609 |
| Loan loss allowance | $2,772,000 | 1,339 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,543,000 | 2,222 |
| Other real estate owned | $1,718,000 | 317 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $38,695,000 | 331 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,333,000 | 2,789 |
| Total liabilities | $141,419,000 | 2,848 |
| Total deposits | $132,524,000 | 2,822 |
| Interest-bearing deposits | $132,286,000 | 2,428 |
| Deposits held in domestic offices | $132,524,000 | 2,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $8,895,000 | 679 |
| Total equity capital | $18,914,000 | 2,372 |
| Total bank equity capital | $18,914,000 | 2,372 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,000,000 | 1,195 |
| Surplus | $10,104,000 | 1,524 |
| Undivided profits | $5,810,000 | 3,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,177,000 | 691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,082,000 | 2,089 |
| Earning assets | $55,099,000 | 6,330 |
| Long-term assets (5+ years) | $14,348,000 | 3,457 |
| Average Assets, year-to-date | $118,356,000 | 3,547 |
| Average Assets, quarterly | $143,339,500 | 3,048 |
| Volatile liabilities | $4,180,000 | 7,651 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $28,836,000 | 131 |
| Unused loan commitments | $0 | 10,531 |
| Tier 1 (core) risk-based capital | $18,914,000 | 2,264 |
| Tier 2 risk-based capital | $2,772,000 | 1,141 |
| Total risk weighted assets | $268,486,900 | 1,095 |
| Total unused commitments | $0 | 10,532 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 349 | 549 |
| Assets and Liabilities | ||
| Total Assets: | $93,309,000 | 4,698 |
| Cash and due from depository institutions | $2,546,000 | 549 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $0 | 11,393 |
| Federal funds sold & reverse repurchase agreements | $5,250,000 | 2,475 |
| Net loans & leases | $49,630,000 | 5,067 |
| Loan loss allowance | $1,025,000 | 3,428 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,321,000 | 3,328 |
| Other real estate owned | $1,839,000 | 549 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $31,723,000 | 402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,309,000 | 4,698 |
| Total liabilities | $84,501,000 | 4,654 |
| Total deposits | $81,002,000 | 4,584 |
| Interest-bearing deposits | $80,744,000 | 4,022 |
| Deposits held in domestic offices | $81,002,000 | 4,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,382,000 | 2,512 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,117,000 | 3,250 |
| Total equity capital | $8,808,000 | 4,828 |
| Total bank equity capital | $8,808,000 | 4,828 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $8,304,000 | 1,897 |
| Undivided profits | $-2,496,000 | 11,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,187,000 | 1,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $832,000 | 2,740 |
| Earning assets | $54,880,000 | 6,531 |
| Long-term assets (5+ years) | $11,391,000 | 3,893 |
| Average Assets, year-to-date | $87,762,200 | 4,788 |
| Average Assets, quarterly | $96,979,000 | 4,491 |
| Volatile liabilities | $0 | 11,365 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $5,222,000 | 322 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $8,808,000 | 4,728 |
| Tier 2 risk-based capital | $1,025,000 | 2,903 |
| Total risk weighted assets | $84,025,900 | 3,277 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 171 | 1,115 |
| Assets and Liabilities | ||
| Total Assets: | $69,831,000 | 5,958 |
| Cash and due from depository institutions | $1,806,000 | 1,115 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $0 | 11,914 |
| Federal funds sold & reverse repurchase agreements | $7,700,000 | 1,915 |
| Net loans & leases | $52,739,000 | 4,792 |
| Loan loss allowance | $1,458,000 | 2,539 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,269,000 | 5,210 |
| Other real estate owned | $1,749,000 | 1,115 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,568,000 | 1,748 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,831,000 | 5,958 |
| Total liabilities | $63,695,000 | 5,882 |
| Total deposits | $60,230,000 | 5,921 |
| Interest-bearing deposits | $60,016,000 | 5,290 |
| Deposits held in domestic offices | $60,230,000 | 5,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,636,000 | 2,166 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $829,000 | 4,259 |
| Total equity capital | $6,136,000 | 6,448 |
| Total bank equity capital | $6,136,000 | 6,448 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,000,000 | 1,263 |
| Surplus | $8,304,000 | 1,879 |
| Undivided profits | $-5,168,000 | 11,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,462,000 | 1,931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $547,000 | 4,359 |
| Earning assets | $60,439,000 | 6,193 |
| Long-term assets (5+ years) | $9,486,000 | 4,168 |
| Average Assets, year-to-date | $73,328,000 | 5,543 |
| Average Assets, quarterly | $67,019,500 | 6,079 |
| Volatile liabilities | $0 | 11,883 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $6,136,000 | 6,332 |
| Tier 2 risk-based capital | $699,790 | 4,042 |
| Total risk weighted assets | $55,225,090 | 4,630 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 115 | 1,732 |
| Assets and Liabilities | ||
| Total Assets: | $78,375,000 | 5,413 |
| Cash and due from depository institutions | $6,200,000 | 1,732 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $0 | 12,560 |
| Federal funds sold & reverse repurchase agreements | $12,500,000 | 770 |
| Net loans & leases | $53,292,000 | 4,662 |
| Loan loss allowance | $1,804,000 | 2,152 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,304,000 | 5,133 |
| Other real estate owned | $1,142,000 | 1,732 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,937,000 | 2,095 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,375,000 | 5,413 |
| Total liabilities | $75,263,000 | 5,133 |
| Total deposits | $69,509,000 | 5,254 |
| Interest-bearing deposits | $68,754,000 | 4,644 |
| Deposits held in domestic offices | $69,509,000 | 5,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,470,000 | 1,846 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,284,000 | 2,509 |
| Total equity capital | $3,112,000 | 9,323 |
| Total bank equity capital | $3,112,000 | 9,323 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,000,000 | 1,277 |
| Surplus | $7,880,000 | 1,927 |
| Undivided profits | $-7,768,000 | 12,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,080,000 | 1,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $948,000 | 2,104 |
| Earning assets | $65,792,000 | 5,802 |
| Long-term assets (5+ years) | $6,695,000 | 5,220 |
| Average Assets, year-to-date | $76,757,000 | 5,400 |
| Average Assets, quarterly | $79,751,000 | 5,292 |
| Volatile liabilities | $102,000 | 12,410 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $9,406,000 | 185 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $3,112,000 | 9,413 |
| Tier 2 risk-based capital | $719,060 | 3,910 |
| Total risk weighted assets | $56,440,160 | 4,455 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 18 | 8,903 |
| Assets and Liabilities | ||
| Total Assets: | $69,244,000 | 6,127 |
| Cash and due from depository institutions | $12,807,000 | 8,903 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $0 | 13,214 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $50,162,000 | 4,778 |
| Loan loss allowance | $1,236,000 | 3,082 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,382,000 | 4,987 |
| Other real estate owned | $3,159,000 | 8,903 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,734,000 | 3,918 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,244,000 | 6,127 |
| Total liabilities | $64,590,000 | 5,973 |
| Total deposits | $62,472,000 | 5,926 |
| Interest-bearing deposits | $61,801,000 | 5,322 |
| Deposits held in domestic offices | $62,472,000 | 5,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,024,000 | 2,668 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,094,000 | 2,907 |
| Total equity capital | $4,654,000 | 7,635 |
| Total bank equity capital | $4,654,000 | 7,635 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,000,000 | 1,281 |
| Surplus | $6,586,000 | 2,117 |
| Undivided profits | $-4,932,000 | 13,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,408,000 | 1,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $870,000 | 2,030 |
| Earning assets | $50,162,000 | 7,263 |
| Long-term assets (5+ years) | $9,878,000 | 4,395 |
| Average Assets, year-to-date | $61,794,800 | 6,525 |
| Average Assets, quarterly | $65,991,000 | 6,301 |
| Volatile liabilities | $1,865,000 | 9,923 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $4,654,000 | 7,567 |
| Tier 2 risk-based capital | $655,690 | 4,184 |
| Total risk weighted assets | $51,874,690 | 4,737 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 37 | 5,527 |
| Assets and Liabilities | ||
| Total Assets: | $56,333,000 | 7,264 |
| Cash and due from depository institutions | $258,000 | 5,527 |
| Interest-bearing balances | $73,000 | 7,561 |
| Securities | $0 | 13,824 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $52,257,000 | 4,649 |
| Loan loss allowance | $735,000 | 4,825 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $152,000 | 12,090 |
| Other real estate owned | $554,000 | 5,527 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,112,000 | 2,451 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,333,000 | 7,264 |
| Total liabilities | $51,144,000 | 7,262 |
| Total deposits | $50,565,000 | 7,146 |
| Interest-bearing deposits | $50,094,000 | 6,484 |
| Deposits held in domestic offices | $50,565,000 | 7,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $124,000 | 4,171 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $455,000 | 6,241 |
| Total equity capital | $5,189,000 | 6,894 |
| Total bank equity capital | $5,189,000 | 6,894 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,000,000 | 1,307 |
| Surplus | $3,770,000 | 3,358 |
| Undivided profits | $-1,581,000 | 13,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,231,000 | 1,282 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,034,000 | 1,894 |
| Earning assets | $52,330,000 | 7,172 |
| Long-term assets (5+ years) | $9,867,000 | 4,372 |
| Average Assets, year-to-date | $52,122,200 | 7,493 |
| Average Assets, quarterly | $54,976,000 | 7,331 |
| Volatile liabilities | $4,642,000 | 6,867 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $5,189,000 | 6,826 |
| Tier 2 risk-based capital | $610,080 | 4,433 |
| Total risk weighted assets | $48,681,580 | 5,046 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |