Home > Pacific State Bank > Income and Expense
Pacific State Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,850,000 | 1,987 |
| Total interest expense | $2,388,000 | 1,839 |
| Net interest income | $5,462,000 | 2,027 |
| Provision for loan and lease losses | $886,000 | 2,082 |
| Total noninterest income | $-260,000 | 7,695 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $266,000 | 2,591 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-526,000 | 7,714 |
| Total noninterest expense | $6,873,000 | 1,434 |
| Salaries and employee benefits | $2,999,000 | 1,643 |
| Premises and equipment expense | $1,009,000 | 1,314 |
| Additional noninterest expense | $2,865,000 | 1,243 |
| Pre-tax net operating income | $-2,557,000 | 7,356 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $783,000 | 855 |
| Income before extraordinary items | $-3,340,000 | 7,473 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,340,000 | 7,473 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,340,000 | 7,473 |
| Net charge-offs | $259,000 | 3,228 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,340,000 | 7,467 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 2,025 |
| Total interest expense | $1,259,000 | 1,844 |
| Net interest income | $2,695,000 | 2,069 |
| Provision for loan and lease losses | $395,000 | 2,094 |
| Total noninterest income | $-447,000 | 7,877 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $131,000 | 2,617 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-578,000 | 7,874 |
| Total noninterest expense | $3,350,000 | 1,504 |
| Salaries and employee benefits | $1,483,000 | 1,685 |
| Premises and equipment expense | $523,000 | 1,310 |
| Additional noninterest expense | $1,344,000 | 1,317 |
| Pre-tax net operating income | $-1,497,000 | 7,521 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $783,000 | 467 |
| Income before extraordinary items | $-2,280,000 | 7,672 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,280,000 | 7,673 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,280,000 | 7,673 |
| Net charge-offs | $87,000 | 3,229 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,280,000 | 7,667 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,074,000 | 1,701 |
| Total interest expense | $7,544,000 | 1,557 |
| Net interest income | $12,530,000 | 1,774 |
| Provision for loan and lease losses | $15,365,000 | 596 |
| Total noninterest income | $-3,424,000 | 7,984 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $601,000 | 2,535 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-4,025,000 | 7,980 |
| Total noninterest expense | $13,544,000 | 1,522 |
| Salaries and employee benefits | $5,073,000 | 1,943 |
| Premises and equipment expense | $2,141,000 | 1,274 |
| Additional noninterest expense | $6,330,000 | 1,213 |
| Pre-tax net operating income | $-19,803,000 | 7,709 |
| Securities gains (losses) | $-2,975,000 | 7,851 |
| Applicable income taxes | $-541,000 | 7,065 |
| Income before extraordinary items | $-22,237,000 | 7,759 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-22,237,000 | 7,758 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-22,237,000 | 7,758 |
| Net charge-offs | $10,877,000 | 647 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 1,037 |
| Net operating income | $-19,321,500 | 7,731 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,706,000 | 1,671 |
| Total interest expense | $5,981,000 | 1,551 |
| Net interest income | $9,725,000 | 1,730 |
| Provision for loan and lease losses | $6,152,000 | 906 |
| Total noninterest income | $1,118,000 | 2,621 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $471,000 | 2,476 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $647,000 | 2,413 |
| Total noninterest expense | $11,495,000 | 1,330 |
| Salaries and employee benefits | $3,748,000 | 1,984 |
| Premises and equipment expense | $1,540,000 | 1,331 |
| Additional noninterest expense | $6,207,000 | 905 |
| Pre-tax net operating income | $-6,804,000 | 7,604 |
| Securities gains (losses) | $-2,781,000 | 7,960 |
| Applicable income taxes | $2,463,000 | 387 |
| Income before extraordinary items | $-12,048,000 | 7,829 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-12,048,000 | 7,828 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-12,048,000 | 7,828 |
| Net charge-offs | $6,546,000 | 678 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 959 |
| Net operating income | $-9,267,000 | 7,764 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,725,000 | 1,656 |
| Total interest expense | $4,202,000 | 1,559 |
| Net interest income | $6,523,000 | 1,708 |
| Provision for loan and lease losses | $5,152,000 | 723 |
| Total noninterest income | $720,000 | 2,693 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $320,000 | 2,410 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $400,000 | 2,552 |
| Total noninterest expense | $8,199,000 | 1,275 |
| Salaries and employee benefits | $2,416,000 | 2,089 |
| Premises and equipment expense | $1,021,000 | 1,357 |
| Additional noninterest expense | $4,762,000 | 816 |
| Pre-tax net operating income | $-6,108,000 | 7,796 |
| Securities gains (losses) | $-2,034,000 | 8,063 |
| Applicable income taxes | $-3,492,000 | 7,996 |
| Income before extraordinary items | $-4,650,000 | 7,784 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,650,000 | 7,783 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,650,000 | 7,783 |
| Net charge-offs | $5,455,000 | 554 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 937 |
| Net operating income | $-3,348,240 | 7,673 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,549,000 | 1,620 |
| Total interest expense | $2,142,000 | 1,586 |
| Net interest income | $3,407,000 | 1,635 |
| Provision for loan and lease losses | $972,000 | 1,213 |
| Total noninterest income | $340,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $164,000 | 2,282 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $176,000 | 2,686 |
| Total noninterest expense | $3,218,000 | 1,567 |
| Salaries and employee benefits | $1,127,000 | 2,265 |
| Premises and equipment expense | $546,000 | 1,309 |
| Additional noninterest expense | $1,545,000 | 1,087 |
| Pre-tax net operating income | $-443,000 | 7,259 |
| Securities gains (losses) | $38,000 | 1,416 |
| Applicable income taxes | $-205,000 | 7,717 |
| Income before extraordinary items | $-200,000 | 7,033 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-200,000 | 7,034 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-200,000 | 7,034 |
| Net charge-offs | $585,000 | 1,275 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 825 |
| Net operating income | $-224,320 | 7,007 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $27,260,000 | 1,419 |
| Total interest expense | $11,775,000 | 1,384 |
| Net interest income | $15,485,000 | 1,444 |
| Provision for loan and lease losses | $7,001,000 | 787 |
| Total noninterest income | $4,926,000 | 1,063 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $823,000 | 2,078 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,103,000 | 755 |
| Total noninterest expense | $14,198,000 | 1,379 |
| Salaries and employee benefits | $5,447,000 | 1,865 |
| Premises and equipment expense | $2,348,000 | 1,175 |
| Additional noninterest expense | $6,403,000 | 1,004 |
| Pre-tax net operating income | $-788,000 | 6,917 |
| Securities gains (losses) | $-8,904,000 | 8,158 |
| Applicable income taxes | $-5,015,000 | 8,107 |
| Income before extraordinary items | $-4,677,000 | 7,793 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,677,000 | 7,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,930,000 | 701 |
| Cash dividends | $649,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $274,000 | 689 |
| Net operating income | $1,021,560 | 3,397 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,472,000 | 1,382 |
| Total interest expense | $9,309,000 | 1,366 |
| Net interest income | $12,163,000 | 1,391 |
| Provision for loan and lease losses | $1,410,000 | 1,485 |
| Total noninterest income | $4,611,000 | 936 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $656,000 | 1,979 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,955,000 | 666 |
| Total noninterest expense | $8,651,000 | 1,683 |
| Salaries and employee benefits | $3,873,000 | 1,990 |
| Premises and equipment expense | $1,561,000 | 1,331 |
| Additional noninterest expense | $3,217,000 | 1,391 |
| Pre-tax net operating income | $6,713,000 | 745 |
| Securities gains (losses) | $-6,479,000 | 8,244 |
| Applicable income taxes | $-568,000 | 7,912 |
| Income before extraordinary items | $802,000 | 3,558 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $802,000 | 3,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,465,000 | 1,032 |
| Cash dividends | $649,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $260,000 | 515 |
| Net operating income | $7,281,000 | 522 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,526,000 | 1,373 |
| Total interest expense | $6,507,000 | 1,356 |
| Net interest income | $8,019,000 | 1,389 |
| Provision for loan and lease losses | $810,000 | 1,406 |
| Total noninterest income | $1,050,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $460,000 | 1,871 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $590,000 | 2,018 |
| Total noninterest expense | $5,227,000 | 1,842 |
| Salaries and employee benefits | $2,501,000 | 2,078 |
| Premises and equipment expense | $970,000 | 1,430 |
| Additional noninterest expense | $1,756,000 | 1,674 |
| Pre-tax net operating income | $3,032,000 | 1,173 |
| Securities gains (losses) | $19,000 | 2,087 |
| Applicable income taxes | $1,145,000 | 838 |
| Income before extraordinary items | $1,906,000 | 1,450 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,906,000 | 1,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,331,000 | 727 |
| Cash dividends | $649,000 | 1,957 |
| Sale, conversion, retirement of capital stock, net | $176,000 | 439 |
| Net operating income | $1,893,840 | 1,429 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,296,000 | 1,408 |
| Total interest expense | $3,227,000 | 1,455 |
| Net interest income | $4,069,000 | 1,362 |
| Provision for loan and lease losses | $210,000 | 1,766 |
| Total noninterest income | $453,000 | 2,386 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $237,000 | 1,793 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $216,000 | 2,463 |
| Total noninterest expense | $2,477,000 | 1,929 |
| Salaries and employee benefits | $1,243,000 | 2,110 |
| Premises and equipment expense | $459,000 | 1,522 |
| Additional noninterest expense | $775,000 | 1,817 |
| Pre-tax net operating income | $1,835,000 | 1,037 |
| Securities gains (losses) | $19,000 | 1,626 |
| Applicable income taxes | $661,000 | 822 |
| Income before extraordinary items | $1,193,000 | 1,264 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,193,000 | 1,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $529,000 | 681 |
| Cash dividends | $649,000 | 1,099 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 350 |
| Net operating income | $1,180,840 | 1,237 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $31,220,000 | 1,372 |
| Total interest expense | $13,140,000 | 1,527 |
| Net interest income | $18,080,000 | 1,232 |
| Provision for loan and lease losses | $1,425,000 | 1,099 |
| Total noninterest income | $2,465,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $889,000 | 1,941 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,576,000 | 1,620 |
| Total noninterest expense | $10,652,000 | 1,741 |
| Salaries and employee benefits | $5,241,000 | 1,920 |
| Premises and equipment expense | $1,889,000 | 1,411 |
| Additional noninterest expense | $3,522,000 | 1,575 |
| Pre-tax net operating income | $8,468,000 | 996 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,316,000 | 738 |
| Income before extraordinary items | $5,152,000 | 1,241 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,152,000 | 1,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,258 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $533,000 | 523 |
| Net operating income | $5,152,000 | 1,235 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $23,576,000 | 1,366 |
| Total interest expense | $9,834,000 | 1,525 |
| Net interest income | $13,742,000 | 1,220 |
| Provision for loan and lease losses | $260,000 | 2,550 |
| Total noninterest income | $1,981,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $646,000 | 1,991 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,335,000 | 1,491 |
| Total noninterest expense | $8,129,000 | 1,692 |
| Salaries and employee benefits | $4,182,000 | 1,811 |
| Premises and equipment expense | $1,379,000 | 1,444 |
| Additional noninterest expense | $2,568,000 | 1,579 |
| Pre-tax net operating income | $7,334,000 | 943 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,827,000 | 729 |
| Income before extraordinary items | $4,507,000 | 1,154 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,507,000 | 1,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,394 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $407,000 | 440 |
| Net operating income | $4,507,000 | 1,139 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,627,000 | 1,383 |
| Total interest expense | $6,278,000 | 1,604 |
| Net interest income | $9,349,000 | 1,222 |
| Provision for loan and lease losses | $220,000 | 2,020 |
| Total noninterest income | $1,268,000 | 1,875 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $438,000 | 1,962 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $830,000 | 1,580 |
| Total noninterest expense | $5,366,000 | 1,722 |
| Salaries and employee benefits | $2,940,000 | 1,747 |
| Premises and equipment expense | $930,000 | 1,430 |
| Additional noninterest expense | $1,496,000 | 1,815 |
| Pre-tax net operating income | $5,031,000 | 957 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,957,000 | 746 |
| Income before extraordinary items | $3,074,000 | 1,162 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,074,000 | 1,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 549 |
| Net operating income | $3,074,000 | 1,143 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,506,000 | 1,435 |
| Total interest expense | $2,983,000 | 1,670 |
| Net interest income | $4,523,000 | 1,262 |
| Provision for loan and lease losses | $165,000 | 1,333 |
| Total noninterest income | $633,000 | 1,864 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $221,000 | 1,897 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $412,000 | 1,557 |
| Total noninterest expense | $2,620,000 | 1,771 |
| Salaries and employee benefits | $1,458,000 | 1,777 |
| Premises and equipment expense | $453,000 | 1,473 |
| Additional noninterest expense | $709,000 | 1,875 |
| Pre-tax net operating income | $2,371,000 | 994 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $910,000 | 785 |
| Income before extraordinary items | $1,461,000 | 1,209 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,461,000 | 1,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 487 |
| Net operating income | $1,461,000 | 1,192 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $26,491,000 | 1,507 |
| Total interest expense | $8,479,000 | 1,943 |
| Net interest income | $18,012,000 | 1,255 |
| Provision for loan and lease losses | $334,000 | 2,592 |
| Total noninterest income | $2,282,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $864,000 | 1,987 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,418,000 | 1,734 |
| Total noninterest expense | $9,855,000 | 1,807 |
| Salaries and employee benefits | $5,387,000 | 1,814 |
| Premises and equipment expense | $1,651,000 | 1,557 |
| Additional noninterest expense | $2,817,000 | 1,867 |
| Pre-tax net operating income | $10,105,000 | 967 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,012,000 | 757 |
| Income before extraordinary items | $6,093,000 | 1,213 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,093,000 | 1,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,914 |
| Cash dividends | $250,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $964,000 | 505 |
| Net operating income | $6,093,000 | 1,199 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,059,000 | 1,563 |
| Total interest expense | $5,795,000 | 2,054 |
| Net interest income | $13,264,000 | 1,297 |
| Provision for loan and lease losses | $256,000 | 2,420 |
| Total noninterest income | $1,579,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $653,000 | 1,965 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $926,000 | 1,935 |
| Total noninterest expense | $7,242,000 | 1,840 |
| Salaries and employee benefits | $3,976,000 | 1,836 |
| Premises and equipment expense | $1,200,000 | 1,612 |
| Additional noninterest expense | $2,066,000 | 1,887 |
| Pre-tax net operating income | $7,345,000 | 1,041 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,904,000 | 812 |
| Income before extraordinary items | $4,441,000 | 1,274 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,441,000 | 1,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,074 |
| Cash dividends | $250,000 | 3,894 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 607 |
| Net operating income | $4,441,000 | 1,263 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,107,000 | 1,605 |
| Total interest expense | $3,497,000 | 2,133 |
| Net interest income | $8,610,000 | 1,342 |
| Provision for loan and lease losses | $174,000 | 2,371 |
| Total noninterest income | $958,000 | 2,290 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $458,000 | 1,874 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $500,000 | 2,210 |
| Total noninterest expense | $4,795,000 | 1,851 |
| Salaries and employee benefits | $2,641,000 | 1,855 |
| Premises and equipment expense | $768,000 | 1,670 |
| Additional noninterest expense | $1,386,000 | 1,882 |
| Pre-tax net operating income | $4,599,000 | 1,106 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,822,000 | 857 |
| Income before extraordinary items | $2,777,000 | 1,352 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,777,000 | 1,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 505 |
| Net operating income | $2,777,000 | 1,341 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,792,000 | 1,638 |
| Total interest expense | $1,558,000 | 2,265 |
| Net interest income | $4,234,000 | 1,357 |
| Provision for loan and lease losses | $85,000 | 2,271 |
| Total noninterest income | $511,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $208,000 | 1,979 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $303,000 | 1,921 |
| Total noninterest expense | $2,451,000 | 1,809 |
| Salaries and employee benefits | $1,329,000 | 1,852 |
| Premises and equipment expense | $377,000 | 1,700 |
| Additional noninterest expense | $745,000 | 1,757 |
| Pre-tax net operating income | $2,209,000 | 1,125 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $877,000 | 867 |
| Income before extraordinary items | $1,332,000 | 1,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,332,000 | 1,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 375 |
| Net operating income | $1,332,000 | 1,356 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,769,000 | 1,800 |
| Total interest expense | $4,719,000 | 2,319 |
| Net interest income | $14,050,000 | 1,557 |
| Provision for loan and lease losses | $-27,000 | 8,536 |
| Total noninterest income | $2,241,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $758,000 | 2,209 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,483,000 | 1,677 |
| Total noninterest expense | $8,686,000 | 1,937 |
| Salaries and employee benefits | $4,672,000 | 1,972 |
| Premises and equipment expense | $1,446,000 | 1,694 |
| Additional noninterest expense | $2,568,000 | 1,969 |
| Pre-tax net operating income | $7,632,000 | 1,245 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,892,000 | 981 |
| Income before extraordinary items | $4,740,000 | 1,484 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,740,000 | 1,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-108,000 | 8,641 |
| Cash dividends | $550,000 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,740,000 | 1,469 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,564,000 | 1,809 |
| Total interest expense | $3,272,000 | 2,383 |
| Net interest income | $10,292,000 | 1,585 |
| Provision for loan and lease losses | $124,000 | 3,834 |
| Total noninterest income | $1,776,000 | 1,958 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $567,000 | 2,208 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,209,000 | 1,580 |
| Total noninterest expense | $6,319,000 | 1,965 |
| Salaries and employee benefits | $3,511,000 | 1,944 |
| Premises and equipment expense | $1,053,000 | 1,731 |
| Additional noninterest expense | $1,755,000 | 2,114 |
| Pre-tax net operating income | $5,625,000 | 1,270 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,091,000 | 1,024 |
| Income before extraordinary items | $3,534,000 | 1,501 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,534,000 | 1,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,879 |
| Cash dividends | $550,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,534,000 | 1,473 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,451,000 | 1,893 |
| Total interest expense | $2,052,000 | 2,378 |
| Net interest income | $6,399,000 | 1,678 |
| Provision for loan and lease losses | $84,000 | 3,691 |
| Total noninterest income | $1,275,000 | 1,841 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $370,000 | 2,207 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $905,000 | 1,444 |
| Total noninterest expense | $4,050,000 | 2,029 |
| Salaries and employee benefits | $2,270,000 | 1,987 |
| Premises and equipment expense | $672,000 | 1,780 |
| Additional noninterest expense | $1,108,000 | 2,211 |
| Pre-tax net operating income | $3,540,000 | 1,323 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,333,000 | 1,056 |
| Income before extraordinary items | $2,207,000 | 1,560 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,207,000 | 1,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $325,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,207,000 | 1,537 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,924,000 | 1,982 |
| Total interest expense | $954,000 | 2,424 |
| Net interest income | $2,970,000 | 1,796 |
| Provision for loan and lease losses | $46,000 | 3,310 |
| Total noninterest income | $723,000 | 1,605 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $181,000 | 2,187 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $542,000 | 1,256 |
| Total noninterest expense | $1,934,000 | 2,138 |
| Salaries and employee benefits | $1,099,000 | 2,081 |
| Premises and equipment expense | $330,000 | 1,815 |
| Additional noninterest expense | $505,000 | 2,416 |
| Pre-tax net operating income | $1,713,000 | 1,341 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $658,000 | 1,057 |
| Income before extraordinary items | $1,055,000 | 1,589 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,055,000 | 1,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,055,000 | 1,568 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,448,000 | 2,129 |
| Total interest expense | $2,691,000 | 2,877 |
| Net interest income | $10,757,000 | 1,881 |
| Provision for loan and lease losses | $462,000 | 2,093 |
| Total noninterest income | $2,572,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,075,000 | 1,632 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,497,000 | 1,641 |
| Total noninterest expense | $7,248,000 | 2,199 |
| Salaries and employee benefits | $3,744,000 | 2,322 |
| Premises and equipment expense | $1,218,000 | 1,882 |
| Additional noninterest expense | $2,286,000 | 2,125 |
| Pre-tax net operating income | $5,619,000 | 1,518 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,097,000 | 1,216 |
| Income before extraordinary items | $3,522,000 | 1,800 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,522,000 | 1,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,700 |
| Cash dividends | $395,000 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,522,000 | 1,756 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,505,000 | 2,229 |
| Total interest expense | $1,844,000 | 3,043 |
| Net interest income | $7,661,000 | 1,967 |
| Provision for loan and lease losses | $325,000 | 2,112 |
| Total noninterest income | $1,928,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $891,000 | 1,496 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,037,000 | 1,733 |
| Total noninterest expense | $5,137,000 | 2,321 |
| Salaries and employee benefits | $2,528,000 | 2,551 |
| Premises and equipment expense | $889,000 | 1,943 |
| Additional noninterest expense | $1,720,000 | 2,102 |
| Pre-tax net operating income | $4,127,000 | 1,560 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,543,000 | 1,249 |
| Income before extraordinary items | $2,584,000 | 1,849 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,584,000 | 1,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,584,000 | 1,806 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,134,000 | 2,294 |
| Total interest expense | $1,141,000 | 3,201 |
| Net interest income | $4,993,000 | 1,997 |
| Provision for loan and lease losses | $208,000 | 2,144 |
| Total noninterest income | $1,171,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $605,000 | 1,447 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $566,000 | 2,003 |
| Total noninterest expense | $3,398,000 | 2,331 |
| Salaries and employee benefits | $1,693,000 | 2,542 |
| Premises and equipment expense | $564,000 | 2,039 |
| Additional noninterest expense | $1,141,000 | 2,116 |
| Pre-tax net operating income | $2,558,000 | 1,651 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $972,000 | 1,310 |
| Income before extraordinary items | $1,586,000 | 1,974 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,586,000 | 1,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,586,000 | 1,919 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 2,388 |
| Total interest expense | $528,000 | 3,471 |
| Net interest income | $2,424,000 | 2,068 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $471,000 | 2,248 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $254,000 | 1,675 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $217,000 | 2,343 |
| Total noninterest expense | $1,654,000 | 2,415 |
| Salaries and employee benefits | $833,000 | 2,594 |
| Premises and equipment expense | $267,000 | 2,162 |
| Additional noninterest expense | $554,000 | 2,140 |
| Pre-tax net operating income | $1,151,000 | 1,788 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $428,000 | 1,473 |
| Income before extraordinary items | $723,000 | 2,109 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $723,000 | 2,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $75,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $723,000 | 2,034 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,105,000 | 2,564 |
| Total interest expense | $2,522,000 | 3,312 |
| Net interest income | $8,583,000 | 2,258 |
| Provision for loan and lease losses | $452,000 | 2,346 |
| Total noninterest income | $1,975,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $694,000 | 2,376 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,281,000 | 2,031 |
| Total noninterest expense | $6,388,000 | 2,459 |
| Salaries and employee benefits | $2,999,000 | 2,771 |
| Premises and equipment expense | $1,176,000 | 1,943 |
| Additional noninterest expense | $2,213,000 | 2,180 |
| Pre-tax net operating income | $3,718,000 | 2,098 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $1,420,000 | 1,695 |
| Income before extraordinary items | $2,300,000 | 2,559 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,300,000 | 2,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,961 |
| Cash dividends | $350,000 | 4,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,298,720 | 2,439 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,161,000 | 2,644 |
| Total interest expense | $1,949,000 | 3,351 |
| Net interest income | $6,212,000 | 2,354 |
| Provision for loan and lease losses | $299,000 | 2,534 |
| Total noninterest income | $1,342,000 | 2,554 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $476,000 | 2,589 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $866,000 | 2,247 |
| Total noninterest expense | $4,709,000 | 2,501 |
| Salaries and employee benefits | $2,231,000 | 2,793 |
| Premises and equipment expense | $866,000 | 1,974 |
| Additional noninterest expense | $1,612,000 | 2,226 |
| Pre-tax net operating income | $2,546,000 | 2,348 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $939,000 | 1,953 |
| Income before extraordinary items | $1,609,000 | 2,810 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,609,000 | 2,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,263 |
| Cash dividends | $350,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,607,720 | 2,670 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,259,000 | 2,756 |
| Total interest expense | $1,337,000 | 3,365 |
| Net interest income | $3,922,000 | 2,477 |
| Provision for loan and lease losses | $260,000 | 2,063 |
| Total noninterest income | $928,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $308,000 | 2,592 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $620,000 | 2,151 |
| Total noninterest expense | $3,013,000 | 2,589 |
| Salaries and employee benefits | $1,443,000 | 2,877 |
| Premises and equipment expense | $568,000 | 2,014 |
| Additional noninterest expense | $1,002,000 | 2,367 |
| Pre-tax net operating income | $1,577,000 | 2,485 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $562,000 | 2,148 |
| Income before extraordinary items | $1,017,000 | 2,937 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,017,000 | 2,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,496 |
| Cash dividends | $350,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,015,720 | 2,790 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,548,000 | 2,852 |
| Total interest expense | $696,000 | 3,340 |
| Net interest income | $1,852,000 | 2,619 |
| Provision for loan and lease losses | $122,000 | 2,018 |
| Total noninterest income | $534,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $152,000 | 2,558 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $382,000 | 1,798 |
| Total noninterest expense | $1,527,000 | 2,537 |
| Salaries and employee benefits | $750,000 | 2,769 |
| Premises and equipment expense | $278,000 | 2,052 |
| Additional noninterest expense | $499,000 | 2,341 |
| Pre-tax net operating income | $737,000 | 2,635 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $262,000 | 2,257 |
| Income before extraordinary items | $477,000 | 3,048 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $477,000 | 3,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $350,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $475,700 | 2,908 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,230,000 | 3,231 |
| Total interest expense | $2,806,000 | 3,736 |
| Net interest income | $6,424,000 | 2,964 |
| Provision for loan and lease losses | $285,000 | 3,576 |
| Total noninterest income | $1,606,000 | 2,509 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $531,000 | 2,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,075,000 | 2,074 |
| Total noninterest expense | $5,722,000 | 2,586 |
| Salaries and employee benefits | $2,558,000 | 3,058 |
| Premises and equipment expense | $1,110,000 | 1,985 |
| Additional noninterest expense | $2,054,000 | 2,248 |
| Pre-tax net operating income | $2,023,000 | 3,397 |
| Securities gains (losses) | $32,000 | 2,782 |
| Applicable income taxes | $720,000 | 2,791 |
| Income before extraordinary items | $1,335,000 | 3,819 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,335,000 | 3,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,499 |
| Cash dividends | $123,000 | 5,391 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 449 |
| Net operating income | $1,314,200 | 3,751 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,196,000 | 3,566 |
| Total interest expense | $3,581,000 | 4,131 |
| Net interest income | $5,615,000 | 3,121 |
| Provision for loan and lease losses | $383,000 | 2,720 |
| Total noninterest income | $1,190,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $403,000 | 3,375 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $787,000 | 2,419 |
| Total noninterest expense | $4,939,000 | 2,853 |
| Salaries and employee benefits | $2,217,000 | 3,302 |
| Premises and equipment expense | $1,106,000 | 1,944 |
| Additional noninterest expense | $1,616,000 | 2,694 |
| Pre-tax net operating income | $1,483,000 | 3,895 |
| Securities gains (losses) | $73,000 | 2,015 |
| Applicable income taxes | $520,000 | 3,261 |
| Income before extraordinary items | $1,036,000 | 4,187 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,036,000 | 4,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,767 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $237,000 | 565 |
| Net operating income | $987,090 | 4,201 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,657,000 | 3,503 |
| Total interest expense | $3,985,000 | 3,992 |
| Net interest income | $5,672,000 | 3,103 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $800,000 | 3,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $453,000 | 3,101 |
| Total noninterest expense | $4,610,000 | 2,930 |
| Salaries and employee benefits | $2,186,000 | 3,211 |
| Premises and equipment expense | $930,000 | 2,210 |
| Additional noninterest expense | $1,494,000 | 2,837 |
| Pre-tax net operating income | $1,562,000 | 3,960 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $555,000 | 3,264 |
| Income before extraordinary items | $1,007,000 | 4,363 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,007,000 | 4,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,664 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $555,000 | 527 |
| Net operating income | $1,007,000 | 4,363 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,524,000 | 4,139 |
| Total interest expense | $2,892,000 | 4,726 |
| Net interest income | $4,632,000 | 3,689 |
| Provision for loan and lease losses | $331,000 | 2,462 |
| Total noninterest income | $1,232,000 | 2,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $385,000 | 3,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $847,000 | 2,080 |
| Total noninterest expense | $4,447,000 | 3,016 |
| Salaries and employee benefits | $2,066,000 | 3,341 |
| Premises and equipment expense | $835,000 | 2,425 |
| Additional noninterest expense | $1,546,000 | 2,793 |
| Pre-tax net operating income | $1,086,000 | 5,058 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $343,000 | 4,523 |
| Income before extraordinary items | $743,000 | 5,304 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $743,000 | 5,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,527 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 814 |
| Net operating income | $743,000 | 5,268 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,413,000 | 4,737 |
| Total interest expense | $2,300,000 | 5,656 |
| Net interest income | $4,113,000 | 4,036 |
| Provision for loan and lease losses | $228,000 | 3,242 |
| Total noninterest income | $739,000 | 3,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 3,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $442,000 | 3,227 |
| Total noninterest expense | $3,957,000 | 3,223 |
| Salaries and employee benefits | $1,887,000 | 3,517 |
| Premises and equipment expense | $770,000 | 2,537 |
| Additional noninterest expense | $1,300,000 | 3,133 |
| Pre-tax net operating income | $667,000 | 6,612 |
| Securities gains (losses) | $28,000 | 2,162 |
| Applicable income taxes | $219,000 | 5,969 |
| Income before extraordinary items | $476,000 | 6,749 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $476,000 | 6,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,916 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $159,000 | 706 |
| Net operating income | $456,960 | 6,767 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,912,000 | 5,128 |
| Total interest expense | $2,525,000 | 5,372 |
| Net interest income | $3,387,000 | 4,846 |
| Provision for loan and lease losses | $225,000 | 3,186 |
| Total noninterest income | $554,000 | 4,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,534 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 3,969 |
| Total noninterest expense | $3,392,000 | 3,710 |
| Salaries and employee benefits | $1,648,000 | 3,929 |
| Premises and equipment expense | $640,000 | 2,978 |
| Additional noninterest expense | $1,104,000 | 3,585 |
| Pre-tax net operating income | $324,000 | 8,856 |
| Securities gains (losses) | $79,000 | 1,094 |
| Applicable income taxes | $129,000 | 7,928 |
| Income before extraordinary items | $274,000 | 8,571 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $274,000 | 8,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,743 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $220,280 | 8,954 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,393,000 | 6,489 |
| Total interest expense | $1,948,000 | 6,529 |
| Net interest income | $2,445,000 | 6,291 |
| Provision for loan and lease losses | $64,000 | 6,010 |
| Total noninterest income | $354,000 | 6,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,374 |
| Total noninterest expense | $2,527,000 | 4,960 |
| Salaries and employee benefits | $1,130,000 | 5,480 |
| Premises and equipment expense | $433,000 | 4,259 |
| Additional noninterest expense | $964,000 | 4,543 |
| Pre-tax net operating income | $208,000 | 9,740 |
| Securities gains (losses) | $34,000 | 1,599 |
| Applicable income taxes | $-157,000 | 11,240 |
| Income before extraordinary items | $399,000 | 7,629 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $399,000 | 7,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,977 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $365,000 | 7,834 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,505,000 | 7,543 |
| Total interest expense | $1,499,000 | 7,709 |
| Net interest income | $2,006,000 | 7,295 |
| Provision for loan and lease losses | $28,000 | 7,236 |
| Total noninterest income | $345,000 | 6,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,649 |
| Total noninterest expense | $2,079,000 | 5,810 |
| Salaries and employee benefits | $991,000 | 6,112 |
| Premises and equipment expense | $406,000 | 4,486 |
| Additional noninterest expense | $682,000 | 5,977 |
| Pre-tax net operating income | $244,000 | 10,160 |
| Securities gains (losses) | $64,000 | 1,156 |
| Applicable income taxes | $-135,000 | 11,744 |
| Income before extraordinary items | $443,000 | 7,698 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $443,000 | 7,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,551 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $379,000 | 8,233 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 8,736 |
| Total interest expense | $856,000 | 9,323 |
| Net interest income | $1,740,000 | 8,202 |
| Provision for loan and lease losses | $-18,000 | 11,827 |
| Total noninterest income | $513,000 | 5,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 6,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 3,908 |
| Total noninterest expense | $2,161,000 | 5,838 |
| Salaries and employee benefits | $933,000 | 6,443 |
| Premises and equipment expense | $366,000 | 4,924 |
| Additional noninterest expense | $862,000 | 5,374 |
| Pre-tax net operating income | $110,000 | 11,559 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $110,000 | 11,284 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $110,000 | 11,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $110,000 | 11,323 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,332,000 | 9,502 |
| Total interest expense | $651,000 | 10,868 |
| Net interest income | $1,681,000 | 8,545 |
| Provision for loan and lease losses | $161,000 | 4,460 |
| Total noninterest income | $602,000 | 4,949 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 3,957 |
| Total noninterest expense | $2,009,000 | 6,318 |
| Salaries and employee benefits | $861,000 | 6,950 |
| Premises and equipment expense | $342,000 | 5,325 |
| Additional noninterest expense | $806,000 | 5,891 |
| Pre-tax net operating income | $113,000 | 11,770 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,000 | 12,012 |
| Income before extraordinary items | $110,000 | 11,698 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $110,000 | 11,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $110,000 | 11,502 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,648,000 | 9,635 |
| Total interest expense | $1,012,000 | 10,331 |
| Net interest income | $1,636,000 | 8,856 |
| Provision for loan and lease losses | $45,000 | 9,299 |
| Total noninterest income | $435,000 | 6,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 5,223 |
| Total noninterest expense | $2,187,000 | 5,952 |
| Salaries and employee benefits | $865,000 | 6,839 |
| Premises and equipment expense | $498,000 | 3,981 |
| Additional noninterest expense | $824,000 | 5,925 |
| Pre-tax net operating income | $-161,000 | 13,034 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $3,000 | 12,573 |
| Income before extraordinary items | $-143,000 | 13,114 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-143,000 | 13,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 13,052 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-164,000 | 13,008 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.