Home > Pacific State Bank > Assets and Liabilities
Pacific State Bank, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 84 | 1,859 |
| Assets and Liabilities | ||
| Total Assets: | $312,077,000 | 2,144 |
| Cash and due from depository institutions | $26,918,000 | 1,859 |
| Interest-bearing balances | $21,773,000 | 1,513 |
| Securities | $19,654,000 | 4,438 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $223,698,000 | 1,965 |
| Loan loss allowance | $11,135,000 | 759 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $15,623,000 | 746 |
| Other real estate owned | $14,729,000 | 1,859 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $11,455,000 | 1,800 |
| Life insurance assets | $7,169,000 | 937 |
| Total liabilities and capital | $312,077,000 | 2,144 |
| Total liabilities | $301,194,000 | 2,002 |
| Total deposits | $278,832,000 | 1,968 |
| Interest-bearing deposits | $234,472,000 | 2,026 |
| Deposits held in domestic offices | $278,832,000 | 1,966 |
| % insured | 90.71% | 3,358 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $19,000,000 | 1,697 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,362,000 | 1,433 |
| Total equity capital | $10,883,000 | 4,998 |
| Total bank equity capital | $10,883,000 | 4,997 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $17,252,000 | 279 |
| Surplus | $0 | 7,286 |
| Undivided profits | $-6,369,000 | 7,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $21,924,000 | 803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $954,000 | 3,308 |
| Earning assets | $265,125,000 | 2,280 |
| Long-term assets (5+ years) | $24,800,000 | 3,765 |
| Average Assets, year-to-date | $334,637,330 | 1,990 |
| Average Assets, quarterly | $317,165,500 | 2,098 |
| Volatile liabilities | $84,405,000 | 1,690 |
| Insider loans | $0 | 7,068 |
| FHLB advances | $19,000,000 | 1,618 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $25,191,000 | 2,236 |
| Tier 1 (core) risk-based capital | $11,933,000 | 4,558 |
| Tier 2 risk-based capital | $3,433,000 | 1,627 |
| Total risk weighted assets | $266,863,000 | 1,745 |
| Total unused commitments | $25,191,000 | 2,239 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 81 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $322,254,000 | 2,116 |
| Cash and due from depository institutions | $23,810,000 | 1,967 |
| Interest-bearing balances | $18,147,000 | 1,749 |
| Securities | $21,039,000 | 4,333 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $233,202,000 | 1,933 |
| Loan loss allowance | $10,815,000 | 812 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $15,811,000 | 757 |
| Other real estate owned | $12,678,000 | 1,967 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $15,714,000 | 1,430 |
| Life insurance assets | $7,099,000 | 939 |
| Total liabilities and capital | $322,254,000 | 2,116 |
| Total liabilities | $310,251,000 | 1,992 |
| Total deposits | $287,772,000 | 1,955 |
| Interest-bearing deposits | $237,905,000 | 2,044 |
| Deposits held in domestic offices | $287,772,000 | 1,953 |
| % insured | 90.97% | 3,339 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $19,000,000 | 1,776 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,479,000 | 1,380 |
| Total equity capital | $12,003,000 | 4,725 |
| Total bank equity capital | $12,003,000 | 4,725 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $17,252,000 | 277 |
| Surplus | $0 | 7,393 |
| Undivided profits | $-5,249,000 | 7,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $23,989,000 | 772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,009,000 | 3,204 |
| Earning assets | $272,388,000 | 2,271 |
| Long-term assets (5+ years) | $26,856,000 | 3,631 |
| Average Assets, year-to-date | $345,917,500 | 1,980 |
| Average Assets, quarterly | $345,917,500 | 1,980 |
| Volatile liabilities | $86,999,000 | 1,690 |
| Insider loans | $0 | 7,167 |
| FHLB advances | $19,000,000 | 1,683 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $23,760,000 | 2,440 |
| Tier 1 (core) risk-based capital | $12,993,000 | 4,337 |
| Tier 2 risk-based capital | $3,578,000 | 1,613 |
| Total risk weighted assets | $278,962,000 | 1,725 |
| Total unused commitments | $23,760,000 | 2,445 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 82 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $369,581,000 | 1,874 |
| Cash and due from depository institutions | $56,084,000 | 1,964 |
| Interest-bearing balances | $48,888,000 | 605 |
| Securities | $23,940,000 | 3,983 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $245,846,000 | 1,889 |
| Loan loss allowance | $10,508,000 | 830 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $16,022,000 | 755 |
| Other real estate owned | $10,934,000 | 1,964 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $16,755,000 | 1,392 |
| Life insurance assets | $7,030,000 | 946 |
| Total liabilities and capital | $369,581,000 | 1,874 |
| Total liabilities | $355,228,000 | 1,763 |
| Total deposits | $322,450,000 | 1,754 |
| Interest-bearing deposits | $262,554,000 | 1,875 |
| Deposits held in domestic offices | $322,450,000 | 1,751 |
| % insured | 90.30% | 3,604 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $29,000,000 | 1,404 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,778,000 | 1,309 |
| Total equity capital | $14,353,000 | 4,150 |
| Total bank equity capital | $14,353,000 | 4,150 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $17,196,000 | 269 |
| Surplus | $56,000 | 7,443 |
| Undivided profits | $-2,899,000 | 7,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $22,864,000 | 786 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,157,000 | 2,920 |
| Earning assets | $318,674,000 | 1,971 |
| Long-term assets (5+ years) | $28,341,000 | 3,495 |
| Average Assets, year-to-date | $395,557,400 | 1,738 |
| Average Assets, quarterly | $377,098,500 | 1,832 |
| Volatile liabilities | $111,091,000 | 1,350 |
| Insider loans | $649,000 | 4,974 |
| FHLB advances | $29,000,000 | 1,322 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $28,741,000 | 2,118 |
| Tier 1 (core) risk-based capital | $15,273,000 | 3,838 |
| Tier 2 risk-based capital | $3,737,000 | 1,569 |
| Total risk weighted assets | $292,093,000 | 1,688 |
| Total unused commitments | $28,741,000 | 2,121 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 87 | 1,854 |
| Assets and Liabilities | ||
| Total Assets: | $384,616,000 | 1,815 |
| Cash and due from depository institutions | $44,560,000 | 1,854 |
| Interest-bearing balances | $37,065,000 | 730 |
| Securities | $29,228,000 | 3,550 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $266,271,000 | 1,790 |
| Loan loss allowance | $5,625,000 | 1,390 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $16,238,000 | 746 |
| Other real estate owned | $14,198,000 | 1,854 |
| Goodwill and other intangibles | $718,000 | 1,843 |
| All other assets | $13,403,000 | 1,480 |
| Life insurance assets | $6,960,000 | 948 |
| Total liabilities and capital | $384,616,000 | 1,815 |
| Total liabilities | $360,814,000 | 1,746 |
| Total deposits | $327,093,000 | 1,741 |
| Interest-bearing deposits | $265,119,000 | 1,847 |
| Deposits held in domestic offices | $327,093,000 | 1,739 |
| % insured | 89.83% | 4,001 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $30,000,000 | 1,423 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,721,000 | 1,434 |
| Total equity capital | $23,802,000 | 2,817 |
| Total bank equity capital | $23,802,000 | 2,816 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $17,196,000 | 267 |
| Surplus | $43,000 | 7,530 |
| Undivided profits | $6,563,000 | 3,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $11,803,000 | 1,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,283,000 | 2,822 |
| Earning assets | $332,564,000 | 1,908 |
| Long-term assets (5+ years) | $25,179,000 | 3,692 |
| Average Assets, year-to-date | $402,051,500 | 1,721 |
| Average Assets, quarterly | $393,514,500 | 1,782 |
| Volatile liabilities | $106,860,000 | 1,440 |
| Insider loans | $3,717,000 | 1,998 |
| FHLB advances | $30,000,000 | 1,332 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $31,658,000 | 2,056 |
| Tier 1 (core) risk-based capital | $24,731,000 | 2,550 |
| Tier 2 risk-based capital | $3,924,000 | 1,518 |
| Total risk weighted assets | $312,048,000 | 1,626 |
| Total unused commitments | $31,658,000 | 2,058 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 83 | 1,998 |
| Assets and Liabilities | ||
| Total Assets: | $402,413,000 | 1,762 |
| Cash and due from depository institutions | $39,654,000 | 1,998 |
| Interest-bearing balances | $31,673,000 | 703 |
| Securities | $31,806,000 | 3,316 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $279,537,000 | 1,750 |
| Loan loss allowance | $5,716,000 | 1,343 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $16,476,000 | 754 |
| Other real estate owned | $13,524,000 | 1,998 |
| Goodwill and other intangibles | $718,000 | 1,859 |
| All other assets | $20,698,000 | 1,055 |
| Life insurance assets | $6,890,000 | 957 |
| Total liabilities and capital | $402,412,000 | 1,762 |
| Total liabilities | $371,095,000 | 1,726 |
| Total deposits | $336,772,000 | 1,716 |
| Interest-bearing deposits | $281,220,000 | 1,766 |
| Deposits held in domestic offices | $336,772,000 | 1,712 |
| % insured | 67.18% | 6,482 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $30,000,000 | 1,491 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,323,000 | 1,308 |
| Total equity capital | $31,317,000 | 2,174 |
| Total bank equity capital | $31,317,000 | 2,172 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $17,196,000 | 264 |
| Surplus | $28,000 | 7,618 |
| Undivided profits | $14,093,000 | 2,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $10,979,000 | 1,348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,600,000 | 2,190 |
| Earning assets | $343,016,000 | 1,878 |
| Long-term assets (5+ years) | $28,562,000 | 3,417 |
| Average Assets, year-to-date | $407,863,330 | 1,724 |
| Average Assets, quarterly | $401,294,000 | 1,757 |
| Volatile liabilities | $100,539,000 | 1,525 |
| Insider loans | $3,658,000 | 2,062 |
| FHLB advances | $30,000,000 | 1,397 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $35,990,000 | 1,928 |
| Tier 1 (core) risk-based capital | $28,480,000 | 2,264 |
| Tier 2 risk-based capital | $4,248,000 | 1,405 |
| Total risk weighted assets | $338,173,000 | 1,533 |
| Total unused commitments | $35,990,000 | 1,931 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 87 | 1,909 |
| Assets and Liabilities | ||
| Total Assets: | $400,175,000 | 1,778 |
| Cash and due from depository institutions | $20,763,000 | 1,909 |
| Interest-bearing balances | $11,926,000 | 1,431 |
| Securities | $39,429,000 | 2,816 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $297,784,000 | 1,649 |
| Loan loss allowance | $6,406,000 | 1,148 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $16,698,000 | 750 |
| Other real estate owned | $2,878,000 | 1,909 |
| Goodwill and other intangibles | $729,000 | 1,863 |
| All other assets | $21,894,000 | 981 |
| Life insurance assets | $6,820,000 | 966 |
| Total liabilities and capital | $400,175,000 | 1,778 |
| Total liabilities | $365,258,000 | 1,763 |
| Total deposits | $321,117,000 | 1,769 |
| Interest-bearing deposits | $262,778,000 | 1,863 |
| Deposits held in domestic offices | $321,117,000 | 1,766 |
| % insured | 67.17% | 6,500 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $40,000,000 | 1,265 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,141,000 | 1,321 |
| Total equity capital | $34,917,000 | 1,971 |
| Total bank equity capital | $34,917,000 | 1,968 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $17,196,000 | 257 |
| Surplus | $14,000 | 7,671 |
| Undivided profits | $17,707,000 | 1,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $21,094,000 | 706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,640,000 | 2,188 |
| Earning assets | $349,139,000 | 1,851 |
| Long-term assets (5+ years) | $37,043,000 | 2,862 |
| Average Assets, year-to-date | $410,588,500 | 1,723 |
| Average Assets, quarterly | $410,588,500 | 1,723 |
| Volatile liabilities | $133,961,000 | 1,150 |
| Insider loans | $3,397,000 | 2,197 |
| FHLB advances | $40,000,000 | 1,175 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $47,433,000 | 1,634 |
| Tier 1 (core) risk-based capital | $36,549,000 | 1,798 |
| Tier 2 risk-based capital | $4,492,000 | 1,330 |
| Total risk weighted assets | $357,198,000 | 1,462 |
| Total unused commitments | $47,433,000 | 1,635 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 77 | 2,194 |
| Assets and Liabilities | ||
| Total Assets: | $421,002,000 | 1,684 |
| Cash and due from depository institutions | $38,511,000 | 2,194 |
| Interest-bearing balances | $25,463,000 | 456 |
| Securities | $39,738,000 | 2,786 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $301,945,000 | 1,642 |
| Loan loss allowance | $6,019,000 | 1,158 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $16,498,000 | 764 |
| Other real estate owned | $2,029,000 | 2,194 |
| Goodwill and other intangibles | $745,000 | 1,850 |
| All other assets | $21,536,000 | 1,005 |
| Life insurance assets | $6,751,000 | 969 |
| Total liabilities and capital | $421,002,000 | 1,684 |
| Total liabilities | $385,845,000 | 1,658 |
| Total deposits | $341,480,000 | 1,626 |
| Interest-bearing deposits | $271,106,000 | 1,778 |
| Deposits held in domestic offices | $341,480,000 | 1,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $40,000,000 | 1,389 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,365,000 | 1,293 |
| Total equity capital | $35,157,000 | 1,918 |
| Total bank equity capital | $35,157,000 | 1,918 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $16,926,000 | 264 |
| Surplus | $270,000 | 7,431 |
| Undivided profits | $17,961,000 | 1,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,560,000 | 562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,535,000 | 2,469 |
| Earning assets | $367,146,000 | 1,750 |
| Long-term assets (5+ years) | $39,561,000 | 2,695 |
| Average Assets, year-to-date | $433,679,400 | 1,570 |
| Average Assets, quarterly | $423,202,000 | 1,666 |
| Volatile liabilities | $124,414,000 | 1,225 |
| Insider loans | $7,422,000 | 1,094 |
| FHLB advances | $40,000,000 | 1,292 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $67,629,000 | 1,230 |
| Tier 1 (core) risk-based capital | $36,709,000 | 1,733 |
| Tier 2 risk-based capital | $4,569,000 | 1,286 |
| Total risk weighted assets | $363,839,000 | 1,436 |
| Total unused commitments | $67,629,000 | 1,231 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 78 | 2,192 |
| Assets and Liabilities | ||
| Total Assets: | $425,402,000 | 1,647 |
| Cash and due from depository institutions | $13,198,000 | 2,192 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $41,967,000 | 2,623 |
| Federal funds sold & reverse repurchase agreements | $10,750,000 | 1,118 |
| Net loans & leases | $322,439,000 | 1,537 |
| Loan loss allowance | $3,892,000 | 1,585 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $15,815,000 | 801 |
| Other real estate owned | $190,000 | 2,192 |
| Goodwill and other intangibles | $761,000 | 1,894 |
| All other assets | $20,282,000 | 1,033 |
| Life insurance assets | $6,682,000 | 969 |
| Total liabilities and capital | $425,402,000 | 1,647 |
| Total liabilities | $385,203,000 | 1,640 |
| Total deposits | $345,341,000 | 1,577 |
| Interest-bearing deposits | $276,147,000 | 1,729 |
| Deposits held in domestic offices | $345,341,000 | 1,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $35,000,000 | 1,515 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,862,000 | 1,159 |
| Total equity capital | $40,199,000 | 1,690 |
| Total bank equity capital | $40,199,000 | 1,690 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $15,426,000 | 291 |
| Surplus | $256,000 | 7,498 |
| Undivided profits | $24,517,000 | 1,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,609,000 | 1,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,094,000 | 1,862 |
| Earning assets | $375,156,000 | 1,698 |
| Long-term assets (5+ years) | $55,229,000 | 2,090 |
| Average Assets, year-to-date | $436,848,750 | 1,571 |
| Average Assets, quarterly | $438,549,000 | 1,591 |
| Volatile liabilities | $129,175,000 | 1,159 |
| Insider loans | $10,117,000 | 733 |
| FHLB advances | $35,000,000 | 1,429 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $74,981,000 | 1,206 |
| Tier 1 (core) risk-based capital | $40,659,000 | 1,592 |
| Tier 2 risk-based capital | $4,114,000 | 1,376 |
| Total risk weighted assets | $385,246,000 | 1,355 |
| Total unused commitments | $74,981,000 | 1,208 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 83 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $451,696,000 | 1,559 |
| Cash and due from depository institutions | $16,079,000 | 2,088 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $47,411,000 | 2,429 |
| Federal funds sold & reverse repurchase agreements | $35,091,000 | 329 |
| Net loans & leases | $321,502,000 | 1,526 |
| Loan loss allowance | $3,427,000 | 1,692 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $15,072,000 | 826 |
| Other real estate owned | $0 | 2,088 |
| Goodwill and other intangibles | $777,000 | 1,893 |
| All other assets | $15,764,000 | 1,257 |
| Life insurance assets | $8,160,000 | 816 |
| Total liabilities and capital | $451,696,000 | 1,559 |
| Total liabilities | $410,625,000 | 1,544 |
| Total deposits | $371,704,000 | 1,455 |
| Interest-bearing deposits | $304,282,000 | 1,558 |
| Deposits held in domestic offices | $371,704,000 | 1,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $35,000,000 | 1,484 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,921,000 | 1,368 |
| Total equity capital | $41,071,000 | 1,662 |
| Total bank equity capital | $41,071,000 | 1,662 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $15,426,000 | 286 |
| Surplus | $171,000 | 7,701 |
| Undivided profits | $25,474,000 | 1,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,705,000 | 1,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,477,000 | 1,515 |
| Earning assets | $404,004,000 | 1,582 |
| Long-term assets (5+ years) | $38,758,000 | 2,689 |
| Average Assets, year-to-date | $440,664,330 | 1,569 |
| Average Assets, quarterly | $446,524,000 | 1,564 |
| Volatile liabilities | $179,990,000 | 848 |
| Insider loans | $10,473,000 | 723 |
| FHLB advances | $35,000,000 | 1,410 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $76,692,000 | 1,220 |
| Tier 1 (core) risk-based capital | $40,818,000 | 1,602 |
| Tier 2 risk-based capital | $3,649,000 | 1,504 |
| Total risk weighted assets | $386,980,000 | 1,346 |
| Total unused commitments | $76,692,000 | 1,220 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 83 | 2,074 |
| Assets and Liabilities | ||
| Total Assets: | $441,352,000 | 1,585 |
| Cash and due from depository institutions | $16,130,000 | 2,074 |
| Interest-bearing balances | $3,000,000 | 1,917 |
| Securities | $47,183,000 | 2,423 |
| Federal funds sold & reverse repurchase agreements | $21,716,000 | 722 |
| Net loans & leases | $325,041,000 | 1,489 |
| Loan loss allowance | $3,629,000 | 1,563 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $14,596,000 | 846 |
| Other real estate owned | $0 | 2,074 |
| Goodwill and other intangibles | $793,000 | 1,867 |
| All other assets | $15,893,000 | 1,208 |
| Life insurance assets | $8,101,000 | 808 |
| Total liabilities and capital | $441,352,000 | 1,585 |
| Total liabilities | $400,188,000 | 1,572 |
| Total deposits | $355,720,000 | 1,512 |
| Interest-bearing deposits | $294,998,000 | 1,617 |
| Deposits held in domestic offices | $355,720,000 | 1,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $40,000,000 | 1,261 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,468,000 | 1,317 |
| Total equity capital | $41,164,000 | 1,720 |
| Total bank equity capital | $41,164,000 | 1,720 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $15,423,000 | 285 |
| Surplus | $85,000 | 7,854 |
| Undivided profits | $25,656,000 | 1,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,231,000 | 2,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,141,000 | 1,201 |
| Earning assets | $396,940,000 | 1,603 |
| Long-term assets (5+ years) | $47,343,000 | 2,247 |
| Average Assets, year-to-date | $435,148,500 | 1,590 |
| Average Assets, quarterly | $435,148,500 | 1,590 |
| Volatile liabilities | $170,219,000 | 877 |
| Insider loans | $8,817,000 | 859 |
| FHLB advances | $40,000,000 | 1,188 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $101,261,000 | 1,002 |
| Tier 1 (core) risk-based capital | $40,844,000 | 1,597 |
| Tier 2 risk-based capital | $3,851,000 | 1,405 |
| Total risk weighted assets | $384,006,000 | 1,333 |
| Total unused commitments | $101,261,000 | 1,003 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 73 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $428,945,000 | 1,603 |
| Cash and due from depository institutions | $16,794,000 | 2,365 |
| Interest-bearing balances | $3,000,000 | 1,545 |
| Securities | $41,349,000 | 2,698 |
| Federal funds sold & reverse repurchase agreements | $31,880,000 | 402 |
| Net loans & leases | $308,457,000 | 1,563 |
| Loan loss allowance | $3,948,000 | 1,413 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $14,269,000 | 867 |
| Other real estate owned | $0 | 2,365 |
| Goodwill and other intangibles | $809,000 | 1,857 |
| All other assets | $15,387,000 | 1,241 |
| Life insurance assets | $8,025,000 | 805 |
| Total liabilities and capital | $428,946,000 | 1,603 |
| Total liabilities | $388,325,000 | 1,589 |
| Total deposits | $341,795,000 | 1,572 |
| Interest-bearing deposits | $274,750,000 | 1,703 |
| Deposits held in domestic offices | $341,795,000 | 1,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $40,000,000 | 1,191 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $6,530,000 | 959 |
| Total equity capital | $40,621,000 | 1,726 |
| Total bank equity capital | $40,621,000 | 1,726 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,113,000 | 291 |
| Surplus | $309,000 | 7,529 |
| Undivided profits | $25,199,000 | 1,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $432,000 | 4,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,305,000 | 1,229 |
| Earning assets | $384,686,000 | 1,631 |
| Long-term assets (5+ years) | $22,485,000 | 3,437 |
| Average Assets, year-to-date | $407,832,800 | 1,618 |
| Average Assets, quarterly | $423,954,000 | 1,601 |
| Volatile liabilities | $162,731,000 | 924 |
| Insider loans | $5,951,000 | 1,295 |
| FHLB advances | $40,000,000 | 1,115 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $121,255,000 | 879 |
| Tier 1 (core) risk-based capital | $40,198,000 | 1,623 |
| Tier 2 risk-based capital | $4,170,000 | 1,277 |
| Total risk weighted assets | $365,699,000 | 1,396 |
| Total unused commitments | $121,255,000 | 879 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 86 | 1,994 |
| Assets and Liabilities | ||
| Total Assets: | $418,963,000 | 1,616 |
| Cash and due from depository institutions | $20,592,000 | 1,994 |
| Interest-bearing balances | $3,000,000 | 1,435 |
| Securities | $45,809,000 | 2,475 |
| Federal funds sold & reverse repurchase agreements | $18,117,000 | 764 |
| Net loans & leases | $308,092,000 | 1,535 |
| Loan loss allowance | $2,598,000 | 1,997 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $13,590,000 | 881 |
| Other real estate owned | $0 | 1,994 |
| Goodwill and other intangibles | $825,000 | 1,833 |
| All other assets | $11,938,000 | 1,531 |
| Life insurance assets | $6,258,000 | 980 |
| Total liabilities and capital | $418,963,000 | 1,616 |
| Total liabilities | $378,782,000 | 1,607 |
| Total deposits | $365,580,000 | 1,445 |
| Interest-bearing deposits | $286,359,000 | 1,618 |
| Deposits held in domestic offices | $365,580,000 | 1,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,500,000 | 2,824 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,702,000 | 1,242 |
| Total equity capital | $40,181,000 | 1,712 |
| Total bank equity capital | $40,181,000 | 1,712 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,085,000 | 280 |
| Surplus | $211,000 | 7,685 |
| Undivided profits | $24,885,000 | 1,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,011,000 | 1,446 |
| Earning assets | $375,018,000 | 1,650 |
| Long-term assets (5+ years) | $15,011,000 | 4,102 |
| Average Assets, year-to-date | $402,554,750 | 1,636 |
| Average Assets, quarterly | $411,611,500 | 1,624 |
| Volatile liabilities | $144,888,000 | 994 |
| Insider loans | $6,700,000 | 1,110 |
| FHLB advances | $8,500,000 | 2,699 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $122,828,000 | 880 |
| Tier 1 (core) risk-based capital | $39,410,000 | 1,634 |
| Tier 2 risk-based capital | $2,803,000 | 1,809 |
| Total risk weighted assets | $346,436,000 | 1,457 |
| Total unused commitments | $122,828,000 | 880 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 86 | 2,029 |
| Assets and Liabilities | ||
| Total Assets: | $404,260,000 | 1,675 |
| Cash and due from depository institutions | $14,257,000 | 2,029 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $37,262,000 | 2,925 |
| Federal funds sold & reverse repurchase agreements | $31,164,000 | 476 |
| Net loans & leases | $296,138,000 | 1,599 |
| Loan loss allowance | $2,699,000 | 1,951 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $12,205,000 | 988 |
| Other real estate owned | $0 | 2,029 |
| Goodwill and other intangibles | $841,000 | 1,840 |
| All other assets | $12,393,000 | 1,478 |
| Life insurance assets | $6,198,000 | 981 |
| Total liabilities and capital | $404,260,000 | 1,675 |
| Total liabilities | $365,814,000 | 1,664 |
| Total deposits | $353,179,000 | 1,520 |
| Interest-bearing deposits | $270,576,000 | 1,736 |
| Deposits held in domestic offices | $353,179,000 | 1,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,500,000 | 2,721 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,135,000 | 1,343 |
| Total equity capital | $38,446,000 | 1,776 |
| Total bank equity capital | $38,446,000 | 1,776 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $14,889,000 | 295 |
| Surplus | $127,000 | 7,889 |
| Undivided profits | $23,430,000 | 1,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 6,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,815,000 | 1,434 |
| Earning assets | $364,564,000 | 1,691 |
| Long-term assets (5+ years) | $15,809,000 | 3,933 |
| Average Assets, year-to-date | $397,085,330 | 1,681 |
| Average Assets, quarterly | $403,219,000 | 1,671 |
| Volatile liabilities | $138,975,000 | 1,015 |
| Insider loans | $5,952,000 | 1,240 |
| FHLB advances | $8,500,000 | 2,594 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $127,721,000 | 866 |
| Tier 1 (core) risk-based capital | $37,682,000 | 1,712 |
| Tier 2 risk-based capital | $2,904,000 | 1,759 |
| Total risk weighted assets | $336,602,000 | 1,503 |
| Total unused commitments | $127,721,000 | 866 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 86 | 2,036 |
| Assets and Liabilities | ||
| Total Assets: | $402,178,000 | 1,678 |
| Cash and due from depository institutions | $15,266,000 | 2,036 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $27,792,000 | 3,633 |
| Federal funds sold & reverse repurchase agreements | $47,190,000 | 404 |
| Net loans & leases | $287,528,000 | 1,620 |
| Loan loss allowance | $2,646,000 | 1,974 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,981,000 | 987 |
| Other real estate owned | $0 | 2,036 |
| Goodwill and other intangibles | $857,000 | 1,825 |
| All other assets | $11,564,000 | 1,520 |
| Life insurance assets | $6,139,000 | 973 |
| Total liabilities and capital | $402,178,000 | 1,678 |
| Total liabilities | $365,413,000 | 1,658 |
| Total deposits | $356,504,000 | 1,508 |
| Interest-bearing deposits | $270,065,000 | 1,736 |
| Deposits held in domestic offices | $356,504,000 | 1,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $4,900,000 | 3,413 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,009,000 | 1,390 |
| Total equity capital | $36,765,000 | 1,858 |
| Total bank equity capital | $36,765,000 | 1,858 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $14,889,000 | 283 |
| Surplus | $50,000 | 7,996 |
| Undivided profits | $21,826,000 | 1,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,747,000 | 1,433 |
| Earning assets | $362,510,000 | 1,708 |
| Long-term assets (5+ years) | $71,542,000 | 1,435 |
| Average Assets, year-to-date | $393,498,000 | 1,702 |
| Average Assets, quarterly | $393,498,000 | 1,702 |
| Volatile liabilities | $124,256,000 | 1,117 |
| Insider loans | $3,780,000 | 1,858 |
| FHLB advances | $4,900,000 | 3,283 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $104,424,000 | 1,006 |
| Tier 1 (core) risk-based capital | $35,976,000 | 1,781 |
| Tier 2 risk-based capital | $2,861,000 | 1,769 |
| Total risk weighted assets | $325,022,000 | 1,526 |
| Total unused commitments | $104,424,000 | 1,006 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 86 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $384,818,000 | 1,738 |
| Cash and due from depository institutions | $18,985,000 | 2,018 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $23,108,000 | 4,135 |
| Federal funds sold & reverse repurchase agreements | $31,630,000 | 482 |
| Net loans & leases | $287,319,000 | 1,607 |
| Loan loss allowance | $2,478,000 | 2,073 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $11,857,000 | 967 |
| Other real estate owned | $0 | 2,018 |
| Goodwill and other intangibles | $872,000 | 1,810 |
| All other assets | $11,047,000 | 1,590 |
| Life insurance assets | $6,079,000 | 955 |
| Total liabilities and capital | $384,818,000 | 1,738 |
| Total liabilities | $349,545,000 | 1,705 |
| Total deposits | $341,612,000 | 1,555 |
| Interest-bearing deposits | $248,927,000 | 1,838 |
| Deposits held in domestic offices | $341,612,000 | 1,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,900,000 | 3,544 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,033,000 | 1,721 |
| Total equity capital | $35,273,000 | 1,898 |
| Total bank equity capital | $35,273,000 | 1,898 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $14,659,000 | 281 |
| Surplus | $229,000 | 7,748 |
| Undivided profits | $20,385,000 | 1,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,284,000 | 1,824 |
| Earning assets | $342,057,000 | 1,771 |
| Long-term assets (5+ years) | $5,122,000 | 5,780 |
| Average Assets, year-to-date | $335,114,000 | 1,867 |
| Average Assets, quarterly | $362,891,000 | 1,801 |
| Volatile liabilities | $121,735,000 | 1,246 |
| Insider loans | $4,910,000 | 1,463 |
| FHLB advances | $4,900,000 | 3,421 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $110,937,000 | 938 |
| Tier 1 (core) risk-based capital | $34,448,000 | 1,846 |
| Tier 2 risk-based capital | $2,693,000 | 1,859 |
| Total risk weighted assets | $333,170,000 | 1,460 |
| Total unused commitments | $110,937,000 | 938 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 80 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $340,964,000 | 1,907 |
| Cash and due from depository institutions | $12,919,000 | 2,197 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $23,827,000 | 4,094 |
| Federal funds sold & reverse repurchase agreements | $213,000 | 5,617 |
| Net loans & leases | $280,704,000 | 1,633 |
| Loan loss allowance | $2,400,000 | 2,130 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,911,000 | 950 |
| Other real estate owned | $0 | 2,197 |
| Goodwill and other intangibles | $889,000 | 1,789 |
| All other assets | $10,501,000 | 1,664 |
| Life insurance assets | $6,012,000 | 936 |
| Total liabilities and capital | $340,964,000 | 1,907 |
| Total liabilities | $308,150,000 | 1,897 |
| Total deposits | $300,149,000 | 1,740 |
| Interest-bearing deposits | $216,307,000 | 2,048 |
| Deposits held in domestic offices | $300,149,000 | 1,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,900,000 | 3,702 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,101,000 | 1,662 |
| Total equity capital | $32,814,000 | 2,024 |
| Total bank equity capital | $32,814,000 | 2,024 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $13,925,000 | 288 |
| Surplus | $186,000 | 7,910 |
| Undivided profits | $18,703,000 | 1,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 7,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,603,000 | 2,623 |
| Earning assets | $304,744,000 | 1,949 |
| Long-term assets (5+ years) | $11,436,000 | 4,402 |
| Average Assets, year-to-date | $322,688,000 | 1,936 |
| Average Assets, quarterly | $333,538,500 | 1,919 |
| Volatile liabilities | $100,818,000 | 1,468 |
| Insider loans | $4,512,000 | 1,555 |
| FHLB advances | $4,900,000 | 3,552 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $108,355,000 | 980 |
| Tier 1 (core) risk-based capital | $32,002,000 | 1,983 |
| Tier 2 risk-based capital | $2,603,000 | 1,917 |
| Total risk weighted assets | $307,631,000 | 1,575 |
| Total unused commitments | $108,355,000 | 981 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 75 | 2,360 |
| Assets and Liabilities | ||
| Total Assets: | $326,113,000 | 1,965 |
| Cash and due from depository institutions | $13,702,000 | 2,360 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $23,125,000 | 4,171 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $270,301,000 | 1,668 |
| Loan loss allowance | $2,321,000 | 2,177 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,446,000 | 1,223 |
| Other real estate owned | $0 | 2,360 |
| Goodwill and other intangibles | $905,000 | 1,780 |
| All other assets | $8,634,000 | 1,937 |
| Life insurance assets | $4,499,000 | 1,196 |
| Total liabilities and capital | $326,112,000 | 1,965 |
| Total liabilities | $295,075,000 | 1,960 |
| Total deposits | $287,630,000 | 1,791 |
| Interest-bearing deposits | $203,495,000 | 2,135 |
| Deposits held in domestic offices | $287,630,000 | 1,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $4,900,000 | 3,740 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,545,000 | 1,815 |
| Total equity capital | $31,037,000 | 2,063 |
| Total bank equity capital | $31,037,000 | 2,063 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $13,925,000 | 277 |
| Surplus | $124,000 | 8,024 |
| Undivided profits | $16,988,000 | 1,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,630,000 | 2,302 |
| Earning assets | $293,426,000 | 2,002 |
| Long-term assets (5+ years) | $10,172,000 | 4,568 |
| Average Assets, year-to-date | $316,596,000 | 1,976 |
| Average Assets, quarterly | $320,861,500 | 1,971 |
| Volatile liabilities | $91,973,000 | 1,586 |
| Insider loans | $4,820,000 | 1,444 |
| FHLB advances | $4,900,000 | 3,581 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $111,019,000 | 964 |
| Tier 1 (core) risk-based capital | $30,261,000 | 2,075 |
| Tier 2 risk-based capital | $2,516,000 | 1,957 |
| Total risk weighted assets | $293,346,000 | 1,615 |
| Total unused commitments | $111,019,000 | 964 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 76 | 2,313 |
| Assets and Liabilities | ||
| Total Assets: | $315,610,000 | 1,999 |
| Cash and due from depository institutions | $16,972,000 | 2,313 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $26,173,000 | 3,894 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $254,003,000 | 1,728 |
| Loan loss allowance | $2,247,000 | 2,192 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,333,000 | 1,205 |
| Other real estate owned | $0 | 2,313 |
| Goodwill and other intangibles | $920,000 | 1,739 |
| All other assets | $8,209,000 | 1,966 |
| Life insurance assets | $4,446,000 | 1,180 |
| Total liabilities and capital | $315,610,000 | 1,999 |
| Total liabilities | $286,066,000 | 1,997 |
| Total deposits | $265,547,000 | 1,930 |
| Interest-bearing deposits | $185,724,000 | 2,305 |
| Deposits held in domestic offices | $265,547,000 | 1,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,000,000 | 1,040 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 3,273 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,519,000 | 1,831 |
| Total equity capital | $29,544,000 | 2,143 |
| Total bank equity capital | $29,544,000 | 2,143 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $13,925,000 | 269 |
| Surplus | $62,000 | 8,098 |
| Undivided profits | $15,557,000 | 2,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,839,000 | 1,931 |
| Earning assets | $280,176,000 | 2,068 |
| Long-term assets (5+ years) | $10,961,000 | 4,435 |
| Average Assets, year-to-date | $311,837,500 | 2,004 |
| Average Assets, quarterly | $311,837,500 | 2,004 |
| Volatile liabilities | $89,369,000 | 1,569 |
| Insider loans | $1,524,000 | 3,383 |
| FHLB advances | $6,000,000 | 3,129 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $95,265,000 | 1,069 |
| Tier 1 (core) risk-based capital | $28,738,000 | 2,128 |
| Tier 2 risk-based capital | $2,441,000 | 1,961 |
| Total risk weighted assets | $273,671,000 | 1,684 |
| Total unused commitments | $95,265,000 | 1,069 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 73 | 2,385 |
| Assets and Liabilities | ||
| Total Assets: | $308,065,000 | 2,022 |
| Cash and due from depository institutions | $14,453,000 | 2,385 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $28,335,000 | 3,716 |
| Federal funds sold & reverse repurchase agreements | $4,667,000 | 2,606 |
| Net loans & leases | $241,745,000 | 1,769 |
| Loan loss allowance | $2,167,000 | 2,222 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,396,000 | 1,179 |
| Other real estate owned | $0 | 2,385 |
| Goodwill and other intangibles | $937,000 | 1,727 |
| All other assets | $8,532,000 | 1,918 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $308,065,000 | 2,022 |
| Total liabilities | $279,646,000 | 2,006 |
| Total deposits | $273,076,000 | 1,832 |
| Interest-bearing deposits | $188,590,000 | 2,227 |
| Deposits held in domestic offices | $273,076,000 | 1,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,933 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,570,000 | 1,752 |
| Total equity capital | $28,419,000 | 2,199 |
| Total bank equity capital | $28,419,000 | 2,199 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $13,925,000 | 263 |
| Surplus | $0 | 8,157 |
| Undivided profits | $14,494,000 | 2,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,924,000 | 1,825 |
| Earning assets | $274,747,000 | 2,071 |
| Long-term assets (5+ years) | $5,225,000 | 5,727 |
| Average Assets, year-to-date | $277,378,600 | 2,132 |
| Average Assets, quarterly | $300,157,000 | 2,045 |
| Volatile liabilities | $65,987,000 | 1,951 |
| Insider loans | $2,541,000 | 2,391 |
| FHLB advances | $4,000,000 | 3,773 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $112,066,000 | 922 |
| Tier 1 (core) risk-based capital | $27,577,000 | 2,179 |
| Tier 2 risk-based capital | $2,357,000 | 1,995 |
| Total risk weighted assets | $262,931,000 | 1,721 |
| Total unused commitments | $112,066,000 | 922 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 71 | 2,441 |
| Assets and Liabilities | ||
| Total Assets: | $292,249,000 | 2,086 |
| Cash and due from depository institutions | $16,681,000 | 2,441 |
| Interest-bearing balances | $100,000 | 5,011 |
| Securities | $20,783,000 | 4,511 |
| Federal funds sold & reverse repurchase agreements | $16,763,000 | 779 |
| Net loans & leases | $219,197,000 | 1,903 |
| Loan loss allowance | $2,219,000 | 2,172 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,357,000 | 1,137 |
| Other real estate owned | $0 | 2,441 |
| Goodwill and other intangibles | $953,000 | 1,691 |
| All other assets | $8,515,000 | 1,871 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $292,249,000 | 2,086 |
| Total liabilities | $264,929,000 | 2,062 |
| Total deposits | $259,004,000 | 1,895 |
| Interest-bearing deposits | $179,652,000 | 2,301 |
| Deposits held in domestic offices | $259,004,000 | 1,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $4,000,000 | 4,002 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,925,000 | 2,134 |
| Total equity capital | $27,320,000 | 2,252 |
| Total bank equity capital | $27,320,000 | 2,252 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $13,925,000 | 248 |
| Surplus | $0 | 8,180 |
| Undivided profits | $13,395,000 | 2,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,970,000 | 1,701 |
| Earning assets | $256,843,000 | 2,173 |
| Long-term assets (5+ years) | $12,107,000 | 4,285 |
| Average Assets, year-to-date | $269,707,000 | 2,183 |
| Average Assets, quarterly | $277,238,000 | 2,172 |
| Volatile liabilities | $52,159,000 | 2,304 |
| Insider loans | $1,663,000 | 3,153 |
| FHLB advances | $4,000,000 | 3,822 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $48,931,000 | 1,786 |
| Tier 1 (core) risk-based capital | $26,356,000 | 2,240 |
| Tier 2 risk-based capital | $2,414,000 | 1,933 |
| Total risk weighted assets | $236,594,000 | 1,825 |
| Total unused commitments | $48,931,000 | 1,786 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 69 | 2,512 |
| Assets and Liabilities | ||
| Total Assets: | $262,227,000 | 2,287 |
| Cash and due from depository institutions | $12,125,000 | 2,512 |
| Interest-bearing balances | $5,000,000 | 1,056 |
| Securities | $18,684,000 | 4,835 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $212,709,000 | 1,904 |
| Loan loss allowance | $2,168,000 | 2,176 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,429,000 | 1,114 |
| Other real estate owned | $0 | 2,512 |
| Goodwill and other intangibles | $969,000 | 1,673 |
| All other assets | $8,311,000 | 1,855 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $262,227,000 | 2,287 |
| Total liabilities | $236,068,000 | 2,272 |
| Total deposits | $230,053,000 | 2,103 |
| Interest-bearing deposits | $153,985,000 | 2,600 |
| Deposits held in domestic offices | $230,053,000 | 2,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,930 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,015,000 | 1,946 |
| Total equity capital | $26,159,000 | 2,298 |
| Total bank equity capital | $26,159,000 | 2,298 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $13,925,000 | 235 |
| Surplus | $0 | 8,188 |
| Undivided profits | $12,234,000 | 2,549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,768,000 | 1,737 |
| Earning assets | $236,393,000 | 2,326 |
| Long-term assets (5+ years) | $16,356,000 | 3,744 |
| Average Assets, year-to-date | $262,193,000 | 2,218 |
| Average Assets, quarterly | $266,583,000 | 2,209 |
| Volatile liabilities | $42,750,000 | 2,553 |
| Insider loans | $2,184,000 | 2,605 |
| FHLB advances | $4,000,000 | 3,768 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $64,070,000 | 1,385 |
| Tier 1 (core) risk-based capital | $25,238,000 | 2,268 |
| Tier 2 risk-based capital | $2,331,000 | 1,968 |
| Total risk weighted assets | $228,636,000 | 1,853 |
| Total unused commitments | $64,070,000 | 1,386 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 63 | 2,711 |
| Assets and Liabilities | ||
| Total Assets: | $270,939,000 | 2,182 |
| Cash and due from depository institutions | $20,830,000 | 2,711 |
| Interest-bearing balances | $5,000,000 | 1,099 |
| Securities | $17,930,000 | 5,007 |
| Federal funds sold & reverse repurchase agreements | $16,732,000 | 728 |
| Net loans & leases | $196,959,000 | 1,999 |
| Loan loss allowance | $2,134,000 | 2,191 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,512,000 | 1,080 |
| Other real estate owned | $0 | 2,711 |
| Goodwill and other intangibles | $985,000 | 1,656 |
| All other assets | $7,991,000 | 1,885 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $270,939,000 | 2,182 |
| Total liabilities | $245,803,000 | 2,157 |
| Total deposits | $240,462,000 | 1,983 |
| Interest-bearing deposits | $172,843,000 | 2,351 |
| Deposits held in domestic offices | $240,462,000 | 1,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,827 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,341,000 | 2,604 |
| Total equity capital | $25,136,000 | 2,305 |
| Total bank equity capital | $25,136,000 | 2,305 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $13,925,000 | 225 |
| Surplus | $0 | 8,248 |
| Undivided profits | $11,211,000 | 2,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 5,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,483,000 | 2,053 |
| Earning assets | $236,621,000 | 2,293 |
| Long-term assets (5+ years) | $15,260,000 | 3,947 |
| Average Assets, year-to-date | $262,176,000 | 2,223 |
| Average Assets, quarterly | $262,176,000 | 2,223 |
| Volatile liabilities | $44,114,000 | 2,412 |
| Insider loans | $2,475,000 | 2,345 |
| FHLB advances | $4,000,000 | 3,668 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $44,754,000 | 1,803 |
| Tier 1 (core) risk-based capital | $24,195,000 | 2,317 |
| Tier 2 risk-based capital | $2,276,000 | 1,983 |
| Total risk weighted assets | $220,371,000 | 1,878 |
| Total unused commitments | $44,754,000 | 1,805 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 62 | 2,758 |
| Assets and Liabilities | ||
| Total Assets: | $253,413,000 | 2,303 |
| Cash and due from depository institutions | $18,208,000 | 2,758 |
| Interest-bearing balances | $6,100,000 | 920 |
| Securities | $17,279,000 | 5,127 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $199,662,000 | 1,954 |
| Loan loss allowance | $2,086,000 | 2,218 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,609,000 | 1,048 |
| Other real estate owned | $0 | 2,758 |
| Goodwill and other intangibles | $1,001,000 | 1,639 |
| All other assets | $7,654,000 | 1,925 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $253,413,000 | 2,303 |
| Total liabilities | $229,043,000 | 2,287 |
| Total deposits | $223,767,000 | 2,100 |
| Interest-bearing deposits | $155,901,000 | 2,542 |
| Deposits held in domestic offices | $223,767,000 | 2,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $4,000,000 | 3,847 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,276,000 | 2,654 |
| Total equity capital | $24,370,000 | 2,367 |
| Total bank equity capital | $24,370,000 | 2,367 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $14,828,000 | 199 |
| Surplus | $0 | 8,282 |
| Undivided profits | $9,542,000 | 3,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,280,000 | 2,359 |
| Earning assets | $223,041,000 | 2,417 |
| Long-term assets (5+ years) | $18,174,000 | 3,665 |
| Average Assets, year-to-date | $229,243,000 | 2,439 |
| Average Assets, quarterly | $251,446,500 | 2,303 |
| Volatile liabilities | $43,144,000 | 2,389 |
| Insider loans | $2,630,000 | 2,222 |
| FHLB advances | $4,000,000 | 3,675 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $41,868,000 | 1,837 |
| Tier 1 (core) risk-based capital | $23,324,000 | 2,371 |
| Tier 2 risk-based capital | $2,213,000 | 2,014 |
| Total risk weighted assets | $209,697,000 | 1,936 |
| Total unused commitments | $41,868,000 | 1,838 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 61 | 2,805 |
| Assets and Liabilities | ||
| Total Assets: | $249,480,000 | 2,319 |
| Cash and due from depository institutions | $14,395,000 | 2,805 |
| Interest-bearing balances | $1,500,000 | 2,433 |
| Securities | $15,858,000 | 5,374 |
| Federal funds sold & reverse repurchase agreements | $13,375,000 | 850 |
| Net loans & leases | $188,314,000 | 2,034 |
| Loan loss allowance | $1,886,000 | 2,423 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $9,358,000 | 1,043 |
| Other real estate owned | $0 | 2,805 |
| Goodwill and other intangibles | $1,017,000 | 1,608 |
| All other assets | $7,163,000 | 1,965 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $249,480,000 | 2,319 |
| Total liabilities | $225,906,000 | 2,298 |
| Total deposits | $219,020,000 | 2,110 |
| Interest-bearing deposits | $150,817,000 | 2,602 |
| Deposits held in domestic offices | $219,020,000 | 2,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,000,000 | 3,561 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,886,000 | 2,020 |
| Total equity capital | $23,574,000 | 2,426 |
| Total bank equity capital | $23,574,000 | 2,426 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $14,793,000 | 197 |
| Surplus | $0 | 8,313 |
| Undivided profits | $8,781,000 | 3,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,238,000 | 2,513 |
| Earning assets | $219,047,000 | 2,429 |
| Long-term assets (5+ years) | $22,241,000 | 3,340 |
| Average Assets, year-to-date | $223,200,500 | 2,498 |
| Average Assets, quarterly | $241,251,000 | 2,359 |
| Volatile liabilities | $45,956,000 | 2,249 |
| Insider loans | $2,728,000 | 2,122 |
| FHLB advances | $5,000,000 | 3,388 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $31,115,000 | 2,233 |
| Tier 1 (core) risk-based capital | $22,464,000 | 2,418 |
| Tier 2 risk-based capital | $2,012,000 | 2,169 |
| Total risk weighted assets | $208,184,000 | 1,910 |
| Total unused commitments | $31,115,000 | 2,240 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 58 | 2,954 |
| Assets and Liabilities | ||
| Total Assets: | $233,022,000 | 2,444 |
| Cash and due from depository institutions | $14,532,000 | 2,954 |
| Interest-bearing balances | $2,000,000 | 2,106 |
| Securities | $16,064,000 | 5,378 |
| Federal funds sold & reverse repurchase agreements | $8,371,000 | 1,281 |
| Net loans & leases | $176,332,000 | 2,112 |
| Loan loss allowance | $1,769,000 | 2,540 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,416,000 | 1,024 |
| Other real estate owned | $0 | 2,954 |
| Goodwill and other intangibles | $1,033,000 | 1,597 |
| All other assets | $7,274,000 | 1,950 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $233,022,000 | 2,444 |
| Total liabilities | $210,560,000 | 2,436 |
| Total deposits | $204,377,000 | 2,249 |
| Interest-bearing deposits | $138,754,000 | 2,789 |
| Deposits held in domestic offices | $204,377,000 | 2,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 3,501 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,183,000 | 2,603 |
| Total equity capital | $22,462,000 | 2,446 |
| Total bank equity capital | $22,462,000 | 2,446 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $14,793,000 | 198 |
| Surplus | $0 | 8,370 |
| Undivided profits | $7,669,000 | 3,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,162,000 | 2,545 |
| Earning assets | $202,767,000 | 2,561 |
| Long-term assets (5+ years) | $18,304,000 | 3,813 |
| Average Assets, year-to-date | $214,440,670 | 2,588 |
| Average Assets, quarterly | $221,585,500 | 2,540 |
| Volatile liabilities | $60,147,000 | 1,743 |
| Insider loans | $3,207,000 | 1,797 |
| FHLB advances | $5,000,000 | 3,333 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $35,929,000 | 2,006 |
| Tier 1 (core) risk-based capital | $21,549,000 | 2,461 |
| Tier 2 risk-based capital | $1,874,000 | 2,270 |
| Total risk weighted assets | $185,150,000 | 2,083 |
| Total unused commitments | $35,929,000 | 2,010 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 60 | 2,838 |
| Assets and Liabilities | ||
| Total Assets: | $210,149,000 | 2,660 |
| Cash and due from depository institutions | $12,883,000 | 2,838 |
| Interest-bearing balances | $4,100,000 | 1,522 |
| Securities | $11,852,000 | 6,166 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $168,031,000 | 2,148 |
| Loan loss allowance | $1,658,000 | 2,671 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $9,452,000 | 1,007 |
| Other real estate owned | $0 | 2,838 |
| Goodwill and other intangibles | $1,054,000 | 1,590 |
| All other assets | $6,877,000 | 1,926 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $210,149,000 | 2,660 |
| Total liabilities | $188,246,000 | 2,656 |
| Total deposits | $181,886,000 | 2,496 |
| Interest-bearing deposits | $127,311,000 | 2,980 |
| Deposits held in domestic offices | $181,886,000 | 2,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,000,000 | 3,362 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,360,000 | 2,593 |
| Total equity capital | $21,903,000 | 2,564 |
| Total bank equity capital | $21,903,000 | 2,564 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $14,793,000 | 195 |
| Surplus | $0 | 8,403 |
| Undivided profits | $7,110,000 | 3,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,078,000 | 2,681 |
| Earning assets | $183,983,000 | 2,781 |
| Long-term assets (5+ years) | $20,399,000 | 3,525 |
| Average Assets, year-to-date | $205,150,000 | 2,697 |
| Average Assets, quarterly | $205,150,000 | 2,697 |
| Volatile liabilities | $51,093,000 | 1,941 |
| Insider loans | $3,084,000 | 1,845 |
| FHLB advances | $5,000,000 | 3,195 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $42,483,000 | 1,715 |
| Tier 1 (core) risk-based capital | $20,791,000 | 2,510 |
| Tier 2 risk-based capital | $1,743,000 | 2,376 |
| Total risk weighted assets | $172,956,000 | 2,169 |
| Total unused commitments | $42,483,000 | 1,720 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 60 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $200,151,000 | 2,772 |
| Cash and due from depository institutions | $9,317,000 | 2,864 |
| Interest-bearing balances | $4,000,000 | 1,432 |
| Securities | $11,307,000 | 6,336 |
| Federal funds sold & reverse repurchase agreements | $7,456,000 | 1,602 |
| Net loans & leases | $155,569,000 | 2,282 |
| Loan loss allowance | $1,568,000 | 2,787 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,620,000 | 1,094 |
| Other real estate owned | $0 | 2,864 |
| Goodwill and other intangibles | $1,077,000 | 1,576 |
| All other assets | $6,805,000 | 1,978 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,151,000 | 2,772 |
| Total liabilities | $182,389,000 | 2,736 |
| Total deposits | $176,307,000 | 2,557 |
| Interest-bearing deposits | $119,894,000 | 3,102 |
| Deposits held in domestic offices | $176,307,000 | 2,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,082,000 | 2,938 |
| Total equity capital | $17,762,000 | 3,020 |
| Total bank equity capital | $17,762,000 | 3,020 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,820,000 | 275 |
| Surplus | $0 | 8,463 |
| Undivided profits | $6,942,000 | 3,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,061,000 | 2,838 |
| Earning assets | $178,332,000 | 2,834 |
| Long-term assets (5+ years) | $17,197,000 | 3,906 |
| Average Assets, year-to-date | $191,795,000 | 2,769 |
| Average Assets, quarterly | $202,458,000 | 2,716 |
| Volatile liabilities | $45,989,000 | 2,106 |
| Insider loans | $2,591,000 | 2,112 |
| FHLB advances | $5,000,000 | 3,183 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $42,536,000 | 1,673 |
| Tier 1 (core) risk-based capital | $16,620,000 | 3,071 |
| Tier 2 risk-based capital | $1,652,000 | 2,466 |
| Total risk weighted assets | $164,655,000 | 2,252 |
| Total unused commitments | $42,536,000 | 1,676 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 60 | 2,872 |
| Assets and Liabilities | ||
| Total Assets: | $204,765,000 | 2,712 |
| Cash and due from depository institutions | $15,983,000 | 2,872 |
| Interest-bearing balances | $3,500,000 | 1,734 |
| Securities | $11,117,000 | 6,310 |
| Federal funds sold & reverse repurchase agreements | $1,625,000 | 4,715 |
| Net loans & leases | $159,836,000 | 2,215 |
| Loan loss allowance | $1,415,000 | 3,030 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,208,000 | 1,147 |
| Other real estate owned | $0 | 2,872 |
| Goodwill and other intangibles | $1,101,000 | 1,544 |
| All other assets | $6,895,000 | 1,948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,765,000 | 2,712 |
| Total liabilities | $187,741,000 | 2,646 |
| Total deposits | $182,019,000 | 2,470 |
| Interest-bearing deposits | $125,451,000 | 3,009 |
| Deposits held in domestic offices | $182,019,000 | 2,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,313 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $722,000 | 3,996 |
| Total equity capital | $17,024,000 | 3,133 |
| Total bank equity capital | $17,024,000 | 3,133 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $10,820,000 | 277 |
| Surplus | $0 | 8,515 |
| Undivided profits | $6,204,000 | 4,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,462,000 | 1,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $969,000 | 3,240 |
| Earning assets | $176,078,000 | 2,850 |
| Long-term assets (5+ years) | $15,137,000 | 4,215 |
| Average Assets, year-to-date | $189,706,000 | 2,813 |
| Average Assets, quarterly | $194,860,500 | 2,805 |
| Volatile liabilities | $50,166,000 | 1,896 |
| Insider loans | $2,733,000 | 1,992 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $39,791,000 | 1,759 |
| Tier 1 (core) risk-based capital | $15,905,000 | 3,193 |
| Tier 2 risk-based capital | $1,514,000 | 2,639 |
| Total risk weighted assets | $171,749,000 | 2,154 |
| Total unused commitments | $39,791,000 | 1,762 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 54 | 3,162 |
| Assets and Liabilities | ||
| Total Assets: | $184,956,000 | 2,936 |
| Cash and due from depository institutions | $8,484,000 | 3,162 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $12,525,000 | 5,961 |
| Federal funds sold & reverse repurchase agreements | $717,000 | 6,111 |
| Net loans & leases | $151,977,000 | 2,275 |
| Loan loss allowance | $1,466,000 | 2,916 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,283,000 | 1,273 |
| Other real estate owned | $130,000 | 3,162 |
| Goodwill and other intangibles | $1,124,000 | 1,489 |
| All other assets | $2,716,000 | 3,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,956,000 | 2,936 |
| Total liabilities | $168,441,000 | 2,902 |
| Total deposits | $162,298,000 | 2,755 |
| Interest-bearing deposits | $111,785,000 | 3,279 |
| Deposits held in domestic offices | $162,298,000 | 2,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,282 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,143,000 | 3,024 |
| Total equity capital | $16,515,000 | 3,205 |
| Total bank equity capital | $16,515,000 | 3,205 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $10,820,000 | 270 |
| Surplus | $0 | 8,544 |
| Undivided profits | $5,695,000 | 4,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 6,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $698,000 | 4,161 |
| Earning assets | $165,219,000 | 2,982 |
| Long-term assets (5+ years) | $18,051,000 | 3,668 |
| Average Assets, year-to-date | $184,686,330 | 2,873 |
| Average Assets, quarterly | $187,154,500 | 2,867 |
| Volatile liabilities | $39,362,000 | 2,292 |
| Insider loans | $2,809,000 | 1,940 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $35,998,000 | 1,853 |
| Tier 1 (core) risk-based capital | $15,289,000 | 3,256 |
| Tier 2 risk-based capital | $1,466,000 | 2,658 |
| Total risk weighted assets | $158,517,000 | 2,286 |
| Total unused commitments | $35,998,000 | 1,862 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 53 | 3,193 |
| Assets and Liabilities | ||
| Total Assets: | $189,353,000 | 2,826 |
| Cash and due from depository institutions | $10,638,000 | 3,193 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $11,375,000 | 6,226 |
| Federal funds sold & reverse repurchase agreements | $16,188,000 | 995 |
| Net loans & leases | $140,124,000 | 2,417 |
| Loan loss allowance | $1,419,000 | 2,953 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,979,000 | 1,313 |
| Other real estate owned | $130,000 | 3,193 |
| Goodwill and other intangibles | $1,151,000 | 1,455 |
| All other assets | $2,768,000 | 3,698 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,353,000 | 2,826 |
| Total liabilities | $173,486,000 | 2,779 |
| Total deposits | $167,456,000 | 2,641 |
| Interest-bearing deposits | $113,611,000 | 3,219 |
| Deposits held in domestic offices | $167,456,000 | 2,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,000,000 | 3,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,030,000 | 3,275 |
| Total equity capital | $15,867,000 | 3,273 |
| Total bank equity capital | $15,867,000 | 3,273 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,820,000 | 267 |
| Surplus | $0 | 8,583 |
| Undivided profits | $5,047,000 | 4,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 5,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $968,000 | 3,147 |
| Earning assets | $167,687,000 | 2,902 |
| Long-term assets (5+ years) | $20,278,000 | 3,373 |
| Average Assets, year-to-date | $184,551,500 | 2,853 |
| Average Assets, quarterly | $184,551,500 | 2,853 |
| Volatile liabilities | $38,705,000 | 2,281 |
| Insider loans | $2,831,000 | 1,903 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $45,631,000 | 1,497 |
| Tier 1 (core) risk-based capital | $14,716,000 | 3,336 |
| Tier 2 risk-based capital | $1,419,000 | 2,692 |
| Total risk weighted assets | $147,293,000 | 2,399 |
| Total unused commitments | $45,631,000 | 1,510 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 53 | 3,168 |
| Assets and Liabilities | ||
| Total Assets: | $179,750,000 | 2,905 |
| Cash and due from depository institutions | $18,466,000 | 3,168 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $11,967,000 | 6,069 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,793 |
| Net loans & leases | $133,966,000 | 2,498 |
| Loan loss allowance | $1,306,000 | 3,069 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,360,000 | 1,454 |
| Other real estate owned | $49,000 | 3,168 |
| Goodwill and other intangibles | $1,170,000 | 1,431 |
| All other assets | $2,772,000 | 3,687 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,750,000 | 2,905 |
| Total liabilities | $164,004,000 | 2,878 |
| Total deposits | $158,212,000 | 2,719 |
| Interest-bearing deposits | $111,802,000 | 3,211 |
| Deposits held in domestic offices | $158,212,000 | 2,717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,000,000 | 3,233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $792,000 | 3,972 |
| Total equity capital | $15,746,000 | 3,254 |
| Total bank equity capital | $15,746,000 | 3,254 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $11,170,000 | 256 |
| Surplus | $0 | 8,619 |
| Undivided profits | $4,576,000 | 4,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $199,000 | 5,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,055,000 | 3,050 |
| Earning assets | $150,933,000 | 3,138 |
| Long-term assets (5+ years) | $18,424,000 | 3,516 |
| Average Assets, year-to-date | $152,410,000 | 3,213 |
| Average Assets, quarterly | $169,121,000 | 3,066 |
| Volatile liabilities | $38,749,000 | 2,270 |
| Insider loans | $2,914,000 | 1,824 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $50,935,000 | 1,320 |
| Tier 1 (core) risk-based capital | $14,576,000 | 3,305 |
| Tier 2 risk-based capital | $1,306,000 | 2,833 |
| Total risk weighted assets | $144,826,000 | 2,417 |
| Total unused commitments | $50,935,000 | 1,322 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 51 | 3,288 |
| Assets and Liabilities | ||
| Total Assets: | $121,341,000 | 3,928 |
| Cash and due from depository institutions | $5,440,000 | 3,288 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $10,608,000 | 6,370 |
| Federal funds sold & reverse repurchase agreements | $1,386,000 | 5,415 |
| Net loans & leases | $97,108,000 | 3,206 |
| Loan loss allowance | $1,172,000 | 3,174 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,609,000 | 1,958 |
| Other real estate owned | $182,000 | 3,288 |
| Goodwill and other intangibles | $70,000 | 2,731 |
| All other assets | $1,938,000 | 4,632 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,341,000 | 3,928 |
| Total liabilities | $111,964,000 | 3,847 |
| Total deposits | $111,104,000 | 3,594 |
| Interest-bearing deposits | $78,652,000 | 4,214 |
| Deposits held in domestic offices | $111,104,000 | 3,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $860,000 | 3,851 |
| Total equity capital | $9,377,000 | 4,741 |
| Total bank equity capital | $9,377,000 | 4,741 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,192,000 | 532 |
| Surplus | $0 | 8,858 |
| Undivided profits | $3,185,000 | 5,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $506,000 | 4,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $895,000 | 3,835 |
| Earning assets | $109,102,000 | 3,981 |
| Long-term assets (5+ years) | $16,269,000 | 3,746 |
| Average Assets, year-to-date | $118,161,400 | 3,842 |
| Average Assets, quarterly | $119,475,500 | 3,942 |
| Volatile liabilities | $23,576,000 | 3,254 |
| Insider loans | $3,539,000 | 1,417 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $39,564,000 | 1,516 |
| Tier 1 (core) risk-based capital | $9,363,000 | 4,592 |
| Tier 2 risk-based capital | $1,172,000 | 2,960 |
| Total risk weighted assets | $102,381,000 | 3,157 |
| Total unused commitments | $39,564,000 | 1,521 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 64 | 2,675 |
| Assets and Liabilities | ||
| Total Assets: | $113,737,000 | 4,005 |
| Cash and due from depository institutions | $5,895,000 | 2,675 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $16,864,000 | 5,195 |
| Federal funds sold & reverse repurchase agreements | $2,889,000 | 3,504 |
| Net loans & leases | $82,643,000 | 3,599 |
| Loan loss allowance | $1,001,000 | 3,476 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,388,000 | 2,601 |
| Other real estate owned | $151,000 | 2,675 |
| Goodwill and other intangibles | $102,000 | 2,597 |
| All other assets | $1,805,000 | 4,240 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,737,000 | 4,005 |
| Total liabilities | $105,690,000 | 3,888 |
| Total deposits | $104,738,000 | 3,633 |
| Interest-bearing deposits | $81,961,000 | 3,941 |
| Deposits held in domestic offices | $104,738,000 | 3,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $952,000 | 3,724 |
| Total equity capital | $8,047,000 | 5,221 |
| Total bank equity capital | $8,047,000 | 5,221 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,956,000 | 564 |
| Surplus | $0 | 9,124 |
| Undivided profits | $2,091,000 | 6,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $744,000 | 2,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $714,000 | 3,798 |
| Earning assets | $102,396,000 | 4,074 |
| Long-term assets (5+ years) | $17,383,000 | 3,433 |
| Average Assets, year-to-date | $109,882,000 | 3,974 |
| Average Assets, quarterly | $118,453,500 | 3,816 |
| Volatile liabilities | $21,938,000 | 3,449 |
| Insider loans | $2,219,000 | 2,114 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $29,590,000 | 1,762 |
| Tier 1 (core) risk-based capital | $8,059,000 | 5,097 |
| Tier 2 risk-based capital | $1,001,000 | 3,274 |
| Total risk weighted assets | $88,804,300 | 3,433 |
| Total unused commitments | $29,590,000 | 1,764 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 48 | 3,591 |
| Assets and Liabilities | ||
| Total Assets: | $104,104,000 | 4,258 |
| Cash and due from depository institutions | $5,116,000 | 3,591 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $18,963,000 | 5,027 |
| Federal funds sold & reverse repurchase agreements | $3,038,000 | 2,839 |
| Net loans & leases | $71,803,000 | 3,899 |
| Loan loss allowance | $796,000 | 4,115 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,502,000 | 2,474 |
| Other real estate owned | $292,000 | 3,591 |
| Goodwill and other intangibles | $150,000 | 2,516 |
| All other assets | $1,240,000 | 5,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,104,000 | 4,258 |
| Total liabilities | $97,932,000 | 4,105 |
| Total deposits | $96,576,000 | 3,851 |
| Interest-bearing deposits | $77,296,000 | 4,088 |
| Deposits held in domestic offices | $96,576,000 | 3,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $500,000 | 4,968 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $856,000 | 3,670 |
| Total equity capital | $6,172,000 | 6,155 |
| Total bank equity capital | $6,172,000 | 6,155 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,400,000 | 656 |
| Surplus | $0 | 9,427 |
| Undivided profits | $772,000 | 8,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 7,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $474,000 | 4,765 |
| Earning assets | $93,804,000 | 4,294 |
| Long-term assets (5+ years) | $14,492,000 | 4,030 |
| Average Assets, year-to-date | $93,647,800 | 4,493 |
| Average Assets, quarterly | $104,508,500 | 4,205 |
| Volatile liabilities | $19,921,000 | 3,498 |
| Insider loans | $2,443,000 | 1,888 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $26,922,000 | 1,881 |
| Tier 1 (core) risk-based capital | $6,447,000 | 5,993 |
| Tier 2 risk-based capital | $796,000 | 3,819 |
| Total risk weighted assets | $77,225,100 | 3,736 |
| Total unused commitments | $26,922,000 | 1,885 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 54 | 3,258 |
| Assets and Liabilities | ||
| Total Assets: | $81,557,000 | 5,145 |
| Cash and due from depository institutions | $7,095,000 | 3,258 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $9,832,000 | 7,164 |
| Federal funds sold & reverse repurchase agreements | $8,895,000 | 1,933 |
| Net loans & leases | $51,643,000 | 4,844 |
| Loan loss allowance | $568,000 | 5,175 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,664,000 | 3,024 |
| Other real estate owned | $203,000 | 3,258 |
| Goodwill and other intangibles | $254,000 | 2,223 |
| All other assets | $971,000 | 5,999 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,557,000 | 5,145 |
| Total liabilities | $75,774,000 | 5,005 |
| Total deposits | $75,179,000 | 4,775 |
| Interest-bearing deposits | $55,292,000 | 5,355 |
| Deposits held in domestic offices | $75,179,000 | 4,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $63,000 | 4,896 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $532,000 | 5,551 |
| Total equity capital | $5,783,000 | 6,528 |
| Total bank equity capital | $5,783,000 | 6,528 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,322,000 | 656 |
| Surplus | $0 | 9,669 |
| Undivided profits | $461,000 | 9,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 7,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $404,000 | 5,441 |
| Earning assets | $70,370,000 | 5,357 |
| Long-term assets (5+ years) | $10,501,000 | 4,609 |
| Average Assets, year-to-date | $75,846,200 | 5,178 |
| Average Assets, quarterly | $77,252,000 | 5,256 |
| Volatile liabilities | $13,034,000 | 4,188 |
| Insider loans | $1,071,000 | 3,385 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $21,521,000 | 2,149 |
| Tier 1 (core) risk-based capital | $5,522,000 | 6,529 |
| Tier 2 risk-based capital | $568,000 | 4,771 |
| Total risk weighted assets | $60,953,500 | 4,351 |
| Total unused commitments | $21,521,000 | 2,154 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 50 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $77,768,000 | 5,293 |
| Cash and due from depository institutions | $3,488,000 | 3,586 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $15,053,000 | 5,992 |
| Federal funds sold & reverse repurchase agreements | $7,970,000 | 1,749 |
| Net loans & leases | $46,440,000 | 5,254 |
| Loan loss allowance | $391,000 | 6,631 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,654,000 | 2,980 |
| Other real estate owned | $810,000 | 3,586 |
| Goodwill and other intangibles | $309,000 | 2,040 |
| All other assets | $1,044,000 | 5,847 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,768,000 | 5,293 |
| Total liabilities | $72,589,000 | 5,130 |
| Total deposits | $71,852,000 | 4,934 |
| Interest-bearing deposits | $58,337,000 | 5,162 |
| Deposits held in domestic offices | $71,852,000 | 4,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $737,000 | 4,522 |
| Total equity capital | $5,179,000 | 7,008 |
| Total bank equity capital | $5,179,000 | 7,008 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,163,000 | 684 |
| Surplus | $0 | 10,084 |
| Undivided profits | $16,000 | 10,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $378,000 | 4,771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $361,000 | 6,091 |
| Earning assets | $69,463,000 | 5,410 |
| Long-term assets (5+ years) | $17,020,000 | 3,110 |
| Average Assets, year-to-date | $68,926,000 | 5,607 |
| Average Assets, quarterly | $77,793,500 | 5,228 |
| Volatile liabilities | $12,501,000 | 4,286 |
| Insider loans | $1,026,000 | 3,494 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,174,000 | 769 |
| Unused loan commitments | $12,113,000 | 3,025 |
| Tier 1 (core) risk-based capital | $4,830,000 | 7,158 |
| Tier 2 risk-based capital | $391,000 | 6,087 |
| Total risk weighted assets | $62,088,400 | 4,223 |
| Total unused commitments | $12,113,000 | 3,027 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 30 | 5,814 |
| Assets and Liabilities | ||
| Total Assets: | $56,685,000 | 6,749 |
| Cash and due from depository institutions | $3,268,000 | 5,814 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $17,139,000 | 5,910 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $32,405,000 | 6,660 |
| Loan loss allowance | $343,000 | 7,386 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,703,000 | 4,253 |
| Other real estate owned | $1,375,000 | 5,814 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $795,000 | 7,158 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,685,000 | 6,749 |
| Total liabilities | $51,845,000 | 6,663 |
| Total deposits | $50,996,000 | 6,498 |
| Interest-bearing deposits | $42,800,000 | 6,591 |
| Deposits held in domestic offices | $50,996,000 | 6,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 3,346 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $449,000 | 6,372 |
| Total equity capital | $4,840,000 | 7,370 |
| Total bank equity capital | $4,840,000 | 7,370 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,163,000 | 732 |
| Surplus | $0 | 10,586 |
| Undivided profits | $-323,000 | 11,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 8,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $249,000 | 7,669 |
| Earning assets | $49,544,000 | 6,936 |
| Long-term assets (5+ years) | $12,506,000 | 3,678 |
| Average Assets, year-to-date | $52,515,400 | 6,891 |
| Average Assets, quarterly | $55,645,000 | 6,779 |
| Volatile liabilities | $13,314,000 | 3,974 |
| Insider loans | $2,093,000 | 2,035 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,090,000 | 3,593 |
| Tier 1 (core) risk-based capital | $4,873,000 | 7,244 |
| Tier 2 risk-based capital | $343,000 | 6,721 |
| Total risk weighted assets | $40,301,700 | 5,951 |
| Total unused commitments | $9,090,000 | 3,607 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $48,835,000 | 7,511 |
| Cash and due from depository institutions | $3,305,000 | 5,997 |
| Interest-bearing balances | $507,000 | 3,244 |
| Securities | $18,987,000 | 5,753 |
| Federal funds sold & reverse repurchase agreements | $2,665,000 | 4,713 |
| Net loans & leases | $21,817,000 | 8,246 |
| Loan loss allowance | $376,000 | 7,228 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,433,000 | 4,816 |
| Other real estate owned | $0 | 5,997 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $628,000 | 8,319 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,835,000 | 7,511 |
| Total liabilities | $44,277,000 | 7,451 |
| Total deposits | $43,833,000 | 7,318 |
| Interest-bearing deposits | $35,800,000 | 7,531 |
| Deposits held in domestic offices | $43,833,000 | 7,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $444,000 | 6,710 |
| Total equity capital | $4,558,000 | 7,756 |
| Total bank equity capital | $4,558,000 | 7,756 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,163,000 | 734 |
| Surplus | $0 | 11,041 |
| Undivided profits | $-605,000 | 11,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $823,000 | 3,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $199,000 | 8,793 |
| Earning assets | $43,976,000 | 7,576 |
| Long-term assets (5+ years) | $10,920,000 | 3,816 |
| Average Assets, year-to-date | $43,539,800 | 7,830 |
| Average Assets, quarterly | $47,124,500 | 7,602 |
| Volatile liabilities | $9,064,000 | 4,856 |
| Insider loans | $1,995,000 | 2,133 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,021,000 | 4,491 |
| Tier 1 (core) risk-based capital | $4,465,000 | 7,737 |
| Tier 2 risk-based capital | $351,800 | 6,699 |
| Total risk weighted assets | $28,119,400 | 7,427 |
| Total unused commitments | $6,021,000 | 4,503 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 30 | 6,160 |
| Assets and Liabilities | ||
| Total Assets: | $38,273,000 | 8,773 |
| Cash and due from depository institutions | $3,471,000 | 6,160 |
| Interest-bearing balances | $1,387,000 | 2,010 |
| Securities | $12,284,000 | 7,968 |
| Federal funds sold & reverse repurchase agreements | $1,540,000 | 4,437 |
| Net loans & leases | $19,326,000 | 8,890 |
| Loan loss allowance | $458,000 | 6,571 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,086,000 | 5,800 |
| Other real estate owned | $163,000 | 6,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $403,000 | 10,338 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,273,000 | 8,773 |
| Total liabilities | $34,654,000 | 8,739 |
| Total deposits | $34,329,000 | 8,584 |
| Interest-bearing deposits | $26,685,000 | 8,981 |
| Deposits held in domestic offices | $34,329,000 | 8,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $325,000 | 6,987 |
| Total equity capital | $3,619,000 | 8,643 |
| Total bank equity capital | $3,619,000 | 8,643 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,163,000 | 726 |
| Surplus | $0 | 11,565 |
| Undivided profits | $-1,544,000 | 12,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,163,000 | 2,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $161,000 | 9,416 |
| Earning assets | $34,537,000 | 8,799 |
| Long-term assets (5+ years) | $3,403,000 | 7,078 |
| Average Assets, year-to-date | $35,021,800 | 9,057 |
| Average Assets, quarterly | $38,088,000 | 8,757 |
| Volatile liabilities | $5,503,000 | 6,394 |
| Insider loans | $2,709,000 | 1,553 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,405,000 | 5,275 |
| Tier 1 (core) risk-based capital | $4,022,000 | 8,256 |
| Tier 2 risk-based capital | $289,640 | 7,658 |
| Total risk weighted assets | $23,002,440 | 8,388 |
| Total unused commitments | $4,405,000 | 5,282 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 27 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $32,488,000 | 9,815 |
| Cash and due from depository institutions | $3,735,000 | 6,938 |
| Interest-bearing balances | $1,778,000 | 2,576 |
| Securities | $6,415,000 | 10,580 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 8,262 |
| Net loans & leases | $19,433,000 | 8,949 |
| Loan loss allowance | $481,000 | 6,545 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,193,000 | 5,488 |
| Other real estate owned | $578,000 | 6,938 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $334,000 | 10,933 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,488,000 | 9,815 |
| Total liabilities | $28,576,000 | 9,928 |
| Total deposits | $28,236,000 | 9,833 |
| Interest-bearing deposits | $21,365,000 | 10,325 |
| Deposits held in domestic offices | $28,236,000 | 9,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $340,000 | 6,994 |
| Total equity capital | $3,912,000 | 8,489 |
| Total bank equity capital | $3,912,000 | 8,489 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,163,000 | 719 |
| Surplus | $0 | 12,104 |
| Undivided profits | $-1,251,000 | 12,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $155,000 | 9,341 |
| Earning assets | $28,426,000 | 9,984 |
| Long-term assets (5+ years) | $3,718,000 | 7,255 |
| Average Assets, year-to-date | $33,191,400 | 9,571 |
| Average Assets, quarterly | $32,970,000 | 9,708 |
| Volatile liabilities | $4,894,000 | 6,609 |
| Insider loans | $1,532,000 | 2,633 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,025,000 | 6,366 |
| Tier 1 (core) risk-based capital | $3,912,000 | 8,398 |
| Tier 2 risk-based capital | $292,830 | 7,710 |
| Total risk weighted assets | $23,238,130 | 8,475 |
| Total unused commitments | $3,025,000 | 6,387 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 23 | 7,923 |
| Assets and Liabilities | ||
| Total Assets: | $33,187,000 | 9,950 |
| Cash and due from depository institutions | $4,644,000 | 7,923 |
| Interest-bearing balances | $2,271,000 | 2,514 |
| Securities | $3,518,000 | 12,345 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 6,440 |
| Net loans & leases | $21,332,000 | 8,625 |
| Loan loss allowance | $346,000 | 8,148 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,110,000 | 5,792 |
| Other real estate owned | $220,000 | 7,923 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $363,000 | 11,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,187,000 | 9,950 |
| Total liabilities | $29,385,000 | 10,052 |
| Total deposits | $29,070,000 | 9,957 |
| Interest-bearing deposits | $22,426,000 | 10,458 |
| Deposits held in domestic offices | $29,070,000 | 9,952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $16,000 | 4,889 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $299,000 | 8,248 |
| Total equity capital | $3,802,000 | 8,524 |
| Total bank equity capital | $3,802,000 | 8,524 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,163,000 | 716 |
| Surplus | $0 | 12,588 |
| Undivided profits | $-1,361,000 | 13,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 8,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $114,000 | 11,101 |
| Earning assets | $29,121,000 | 10,083 |
| Long-term assets (5+ years) | $27,000 | 11,756 |
| Average Assets, year-to-date | $35,539,000 | 9,457 |
| Average Assets, quarterly | $33,501,000 | 9,849 |
| Volatile liabilities | $6,176,000 | 5,775 |
| Insider loans | $17,000 | 8,502 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,122,000 | 5,170 |
| Tier 1 (core) risk-based capital | $3,802,000 | 8,459 |
| Tier 2 risk-based capital | $310,460 | 7,433 |
| Total risk weighted assets | $24,801,060 | 8,297 |
| Total unused commitments | $4,122,000 | 5,200 |
| Derivatives | $0 | 651 |