Home > Pacific State Bank > Income and Expense
Pacific State Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,948,000 | 6,531 |
| Total interest expense | $1,469,000 | 7,229 |
| Net interest income | $2,479,000 | 5,839 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $251,000 | 6,764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,328 |
| Total noninterest expense | $1,487,000 | 6,784 |
| Salaries and employee benefits | $819,000 | 6,637 |
| Premises and equipment expense | $142,000 | 7,724 |
| Additional noninterest expense | $526,000 | 6,235 |
| Pre-tax net operating income | $1,243,000 | 4,636 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $456,000 | 3,698 |
| Income before extraordinary items | $787,000 | 5,092 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $787,000 | 5,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,827 |
| Cash dividends | $75,000 | 6,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $787,000 | 5,091 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,604,000 | 6,722 |
| Total interest expense | $1,376,000 | 7,246 |
| Net interest income | $2,228,000 | 6,224 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $248,000 | 6,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 7,953 |
| Total noninterest expense | $1,317,000 | 7,256 |
| Salaries and employee benefits | $726,000 | 7,107 |
| Premises and equipment expense | $161,000 | 7,475 |
| Additional noninterest expense | $430,000 | 7,049 |
| Pre-tax net operating income | $1,159,000 | 4,870 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $421,000 | 4,027 |
| Income before extraordinary items | $741,000 | 5,308 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $741,000 | 5,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $-1,099,000 | 10,180 |
| Net operating income | $739,080 | 5,275 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 6,504 |
| Total interest expense | $1,412,000 | 7,398 |
| Net interest income | $2,560,000 | 5,748 |
| Provision for loan and lease losses | $154,000 | 4,094 |
| Total noninterest income | $224,000 | 7,286 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 5,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,951 |
| Total noninterest expense | $1,740,000 | 6,145 |
| Salaries and employee benefits | $1,238,000 | 4,958 |
| Premises and equipment expense | $186,000 | 6,941 |
| Additional noninterest expense | $316,000 | 7,978 |
| Pre-tax net operating income | $890,000 | 5,770 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $375,000 | 4,582 |
| Income before extraordinary items | $519,000 | 6,491 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $519,000 | 6,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $1,089,000 | 2,094 |
| Sale, conversion, retirement of capital stock, net | $-2,211,000 | 10,441 |
| Net operating income | $516,440 | 6,392 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,166,000 | 6,504 |
| Total interest expense | $1,467,000 | 7,423 |
| Net interest income | $2,699,000 | 5,763 |
| Provision for loan and lease losses | $28,000 | 7,514 |
| Total noninterest income | $385,000 | 5,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 4,557 |
| Total noninterest expense | $1,443,000 | 6,933 |
| Salaries and employee benefits | $872,000 | 6,426 |
| Premises and equipment expense | $163,000 | 7,518 |
| Additional noninterest expense | $408,000 | 7,278 |
| Pre-tax net operating income | $1,613,000 | 4,207 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $587,000 | 3,752 |
| Income before extraordinary items | $1,026,000 | 4,621 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,026,000 | 4,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $228,000 | 5,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,026,000 | 4,554 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,207,000 | 6,666 |
| Total interest expense | $1,434,000 | 7,747 |
| Net interest income | $2,773,000 | 5,774 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $212,000 | 8,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,207 |
| Total noninterest expense | $1,365,000 | 7,476 |
| Salaries and employee benefits | $893,000 | 6,493 |
| Premises and equipment expense | $125,000 | 8,668 |
| Additional noninterest expense | $347,000 | 8,396 |
| Pre-tax net operating income | $1,596,000 | 4,126 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $594,000 | 3,619 |
| Income before extraordinary items | $1,014,000 | 4,438 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,014,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $456,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,006,320 | 4,424 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,058,000 | 6,918 |
| Total interest expense | $1,372,000 | 8,053 |
| Net interest income | $2,686,000 | 5,985 |
| Provision for loan and lease losses | $66,000 | 5,523 |
| Total noninterest income | $219,000 | 8,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,356 |
| Total noninterest expense | $1,366,000 | 7,694 |
| Salaries and employee benefits | $866,000 | 6,724 |
| Premises and equipment expense | $131,000 | 8,769 |
| Additional noninterest expense | $369,000 | 8,502 |
| Pre-tax net operating income | $1,473,000 | 4,518 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $534,000 | 3,985 |
| Income before extraordinary items | $939,000 | 4,828 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $939,000 | 4,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $370,000 | 4,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $939,000 | 4,819 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,500,000 | 7,322 |
| Total interest expense | $1,066,000 | 8,413 |
| Net interest income | $2,434,000 | 6,600 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $196,000 | 8,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,512 |
| Total noninterest expense | $1,384,000 | 7,959 |
| Salaries and employee benefits | $867,000 | 6,834 |
| Premises and equipment expense | $135,000 | 8,947 |
| Additional noninterest expense | $382,000 | 9,016 |
| Pre-tax net operating income | $1,246,000 | 5,094 |
| Securities gains (losses) | $-54,000 | 11,090 |
| Applicable income taxes | $446,000 | 4,420 |
| Income before extraordinary items | $746,000 | 5,635 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $746,000 | 5,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $284,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $780,560 | 5,533 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,375,000 | 7,711 |
| Total interest expense | $1,055,000 | 8,864 |
| Net interest income | $2,320,000 | 6,895 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $223,000 | 8,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,494 |
| Total noninterest expense | $1,344,000 | 8,357 |
| Salaries and employee benefits | $830,000 | 7,141 |
| Premises and equipment expense | $135,000 | 9,319 |
| Additional noninterest expense | $379,000 | 9,492 |
| Pre-tax net operating income | $1,199,000 | 5,183 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $452,000 | 4,574 |
| Income before extraordinary items | $747,000 | 5,842 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $747,000 | 5,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 12,315 |
| Cash dividends | $285,000 | 4,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $747,000 | 5,590 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 8,132 |
| Total interest expense | $1,387,000 | 8,903 |
| Net interest income | $2,149,000 | 7,373 |
| Provision for loan and lease losses | $26,000 | 10,195 |
| Total noninterest income | $312,000 | 7,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,659 |
| Total noninterest expense | $1,248,000 | 8,850 |
| Salaries and employee benefits | $708,000 | 7,926 |
| Premises and equipment expense | $147,000 | 9,210 |
| Additional noninterest expense | $393,000 | 9,643 |
| Pre-tax net operating income | $1,187,000 | 4,959 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $449,000 | 4,374 |
| Income before extraordinary items | $738,000 | 5,698 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $738,000 | 5,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $244,000 | 4,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $738,000 | 5,359 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.