Home > Pacific Southwest Bank > Income and Expense
Pacific Southwest Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $27,466,000 | 1,294 |
| Total interest expense | $6,742,000 | 2,495 |
| Net interest income | $20,724,000 | 843 |
| Provision for loan and lease losses | $-1,907,000 | 9,891 |
| Total noninterest income | $5,128,000 | 913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,128,000 | 625 |
| Total noninterest expense | $53,376,000 | 326 |
| Salaries and employee benefits | $13,542,000 | 541 |
| Premises and equipment expense | $9,423,000 | 272 |
| Additional noninterest expense | $30,411,000 | 265 |
| Pre-tax net operating income | $-25,617,000 | 9,903 |
| Securities gains (losses) | $-9,916,000 | 9,861 |
| Applicable income taxes | $-922,000 | 9,842 |
| Income before extraordinary items | $-34,611,000 | 9,894 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-34,611,000 | 9,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,973,000 | 9,898 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-24,992,480 | 9,890 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $62,971,000 | 580 |
| Total interest expense | $18,348,000 | 859 |
| Net interest income | $44,623,000 | 457 |
| Provision for loan and lease losses | $5,457,000 | 284 |
| Total noninterest income | $21,243,000 | 377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $21,243,000 | 292 |
| Total noninterest expense | $88,973,000 | 235 |
| Salaries and employee benefits | $29,217,000 | 268 |
| Premises and equipment expense | $17,724,000 | 162 |
| Additional noninterest expense | $42,032,000 | 222 |
| Pre-tax net operating income | $-28,564,000 | 10,235 |
| Securities gains (losses) | $3,454,000 | 89 |
| Applicable income taxes | $1,286,000 | 1,801 |
| Income before extraordinary items | $-26,396,000 | 10,218 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-26,396,000 | 10,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,803,000 | 181 |
| Cash dividends | $10,589,000 | 379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-29,850,000 | 10,219 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $99,299,000 | 400 |
| Total interest expense | $34,777,000 | 513 |
| Net interest income | $64,522,000 | 331 |
| Provision for loan and lease losses | $69,263,000 | 61 |
| Total noninterest income | $19,003,000 | 393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $19,003,000 | 301 |
| Total noninterest expense | $102,671,000 | 221 |
| Salaries and employee benefits | $33,260,000 | 235 |
| Premises and equipment expense | $15,452,000 | 178 |
| Additional noninterest expense | $53,959,000 | 206 |
| Pre-tax net operating income | $-88,409,000 | 10,484 |
| Securities gains (losses) | $-3,178,000 | 10,455 |
| Applicable income taxes | $2,586,000 | 994 |
| Income before extraordinary items | $-94,173,000 | 10,464 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-94,173,000 | 10,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,225,000 | 51 |
| Cash dividends | $10,989,000 | 359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-90,995,000 | 10,464 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $120,218,000 | 346 |
| Total interest expense | $52,367,000 | 378 |
| Net interest income | $67,851,000 | 309 |
| Provision for loan and lease losses | $28,798,000 | 112 |
| Total noninterest income | $20,278,000 | 353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $20,278,000 | 261 |
| Total noninterest expense | $92,781,000 | 228 |
| Salaries and employee benefits | $36,596,000 | 218 |
| Premises and equipment expense | $15,299,000 | 187 |
| Additional noninterest expense | $40,886,000 | 228 |
| Pre-tax net operating income | $-33,450,000 | 10,942 |
| Securities gains (losses) | $59,741,000 | 12 |
| Applicable income taxes | $-1,971,000 | 10,902 |
| Income before extraordinary items | $28,262,000 | 263 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $28,262,000 | 263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,178,000 | 89 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 86 |
| Net operating income | $-31,479,000 | 10,920 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $95,830,000 | 454 |
| Total interest expense | $54,823,000 | 400 |
| Net interest income | $41,007,000 | 503 |
| Provision for loan and lease losses | $2,309,000 | 552 |
| Total noninterest income | $20,113,000 | 386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $20,113,000 | 292 |
| Total noninterest expense | $66,123,000 | 318 |
| Salaries and employee benefits | $30,678,000 | 273 |
| Premises and equipment expense | $8,729,000 | 305 |
| Additional noninterest expense | $26,716,000 | 352 |
| Pre-tax net operating income | $-7,312,000 | 11,457 |
| Securities gains (losses) | $6,700,000 | 62 |
| Applicable income taxes | $49,000 | 9,705 |
| Income before extraordinary items | $-661,000 | 11,306 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-661,000 | 11,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,669,000 | 643 |
| Cash dividends | $800,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-7,361,000 | 11,436 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $99,747,000 | 455 |
| Total interest expense | $61,784,000 | 377 |
| Net interest income | $37,963,000 | 552 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $20,591,000 | 389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $20,591,000 | 264 |
| Total noninterest expense | $50,446,000 | 394 |
| Salaries and employee benefits | $25,422,000 | 334 |
| Premises and equipment expense | $10,146,000 | 287 |
| Additional noninterest expense | $14,878,000 | 514 |
| Pre-tax net operating income | $8,033,000 | 975 |
| Securities gains (losses) | $6,825,000 | 45 |
| Applicable income taxes | $640,000 | 3,493 |
| Income before extraordinary items | $14,218,000 | 457 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $14,218,000 | 458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $928,000 | 921 |
| Cash dividends | $25,296,000 | 211 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $7,666,000 | 740 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $86,556,000 | 449 |
| Total interest expense | $50,682,000 | 373 |
| Net interest income | $35,874,000 | 573 |
| Provision for loan and lease losses | $1,062,000 | 890 |
| Total noninterest income | $25,950,000 | 335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $25,950,000 | 236 |
| Total noninterest expense | $45,168,000 | 428 |
| Salaries and employee benefits | $21,502,000 | 370 |
| Premises and equipment expense | $8,621,000 | 326 |
| Additional noninterest expense | $15,045,000 | 526 |
| Pre-tax net operating income | $15,594,000 | 557 |
| Securities gains (losses) | $-805,000 | 12,359 |
| Applicable income taxes | $341,000 | 5,376 |
| Income before extraordinary items | $14,448,000 | 422 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $14,448,000 | 421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,408,000 | 718 |
| Cash dividends | $6,500,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $15,236,900 | 416 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $83,872,000 | 457 |
| Total interest expense | $52,378,000 | 345 |
| Net interest income | $31,494,000 | 638 |
| Provision for loan and lease losses | $2,304,000 | 732 |
| Total noninterest income | $13,880,000 | 488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $13,880,000 | 353 |
| Total noninterest expense | $34,444,000 | 549 |
| Salaries and employee benefits | $16,859,000 | 457 |
| Premises and equipment expense | $7,135,000 | 379 |
| Additional noninterest expense | $10,450,000 | 738 |
| Pre-tax net operating income | $8,626,000 | 854 |
| Securities gains (losses) | $1,045,000 | 527 |
| Applicable income taxes | $852,000 | 2,622 |
| Income before extraordinary items | $8,819,000 | 601 |
| Extraordinary gains, net | $3,274,000 | 97 |
| Net income | $12,093,000 | 476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,900 |
| Cash dividends | $4,056,000 | 570 |
| Sale, conversion, retirement of capital stock, net | $12,000,000 | 113 |
| Net operating income | $7,868,050 | 617 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $62,884,000 | 630 |
| Total interest expense | $49,279,000 | 444 |
| Net interest income | $13,605,000 | 1,360 |
| Provision for loan and lease losses | $1,898,000 | 1,204 |
| Total noninterest income | $21,564,000 | 369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $21,564,000 | 253 |
| Total noninterest expense | $26,665,000 | 675 |
| Salaries and employee benefits | $13,338,000 | 555 |
| Premises and equipment expense | $5,739,000 | 463 |
| Additional noninterest expense | $7,588,000 | 959 |
| Pre-tax net operating income | $6,606,000 | 982 |
| Securities gains (losses) | $1,427,000 | 506 |
| Applicable income taxes | $121,000 | 9,332 |
| Income before extraordinary items | $7,912,000 | 608 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $7,912,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $560,000 | 2,281 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,513,540 | 663 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.