Home > Pacific Southwest Bank > Net charge- offs to loans
Pacific Southwest Bank, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.8922% | 9,819 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6914% | 91 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1347% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 0.1328% | 112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2644% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0460% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.1488% | 11 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0209% | 51 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4578% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 12.4911% | 8 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2065% | 133 |
| Percentage Net Loans Charged-off:Construction & development | 0.4701% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0984% | 253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2021% | 139 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2021% | 132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8462% | 16 |
| Percentage Net Loans Charged-off: Loans to individuals | 24.4171% | 3 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9992% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3706% | 82 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4860% | 52 |
| Percentage Net Loans Charged-off:Construction & development | 0.3950% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0637% | 1,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8046% | 28 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8046% | 23 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1166% | 68 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.0276% | 9 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1801% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2039% | 4,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0401% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8995% | 211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5498% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6678% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1343% | 4,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0536% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0536% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1196% | 1,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6123% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | 15.5631% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2142% | 3,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0535% | 562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 989 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7544% | 119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2483% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7239% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 9,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 1,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0016% | 484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0732% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0283% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2960% | 955 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1525% | 7,980 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 1,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 1,480 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9774% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5566% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | 46.9613% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |