Home > Pacific One Bank > Income and Expense
Pacific One Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $53,935,000 | 659 |
| Total interest expense | $24,371,000 | 688 |
| Net interest income | $29,564,000 | 619 |
| Provision for loan and lease losses | $1,775,000 | 655 |
| Total noninterest income | $7,076,000 | 726 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,750,000 | 483 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,326,000 | 681 |
| Total noninterest expense | $26,074,000 | 581 |
| Salaries and employee benefits | $12,721,000 | 534 |
| Premises and equipment expense | $2,454,000 | 824 |
| Additional noninterest expense | $10,899,000 | 547 |
| Pre-tax net operating income | $8,791,000 | 926 |
| Securities gains (losses) | $68,000 | 1,163 |
| Applicable income taxes | $3,363,000 | 846 |
| Income before extraordinary items | $5,496,000 | 1,007 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,496,000 | 1,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $681,000 | 1,048 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,452,480 | 990 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,497,000 | 1,248 |
| Total interest expense | $13,803,000 | 1,187 |
| Net interest income | $13,694,000 | 1,297 |
| Provision for loan and lease losses | $400,000 | 2,077 |
| Total noninterest income | $2,688,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,149,000 | 1,153 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,539,000 | 1,370 |
| Total noninterest expense | $16,443,000 | 928 |
| Salaries and employee benefits | $6,029,000 | 1,114 |
| Premises and equipment expense | $1,255,000 | 1,632 |
| Additional noninterest expense | $9,159,000 | 718 |
| Pre-tax net operating income | $-452,000 | 11,222 |
| Securities gains (losses) | $22,000 | 1,932 |
| Applicable income taxes | $-144,000 | 11,222 |
| Income before extraordinary items | $-286,000 | 11,169 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-286,000 | 11,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,188 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-300,740 | 11,152 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.