Home > Pacific One Bank > Assets and Liabilities
Pacific One Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 80 | 2,224 |
| Assets and Liabilities | ||
| Total Assets: | $164,063,000 | 2,735 |
| Cash and due from depository institutions | $9,751,000 | 2,224 |
| Interest-bearing balances | $80,000 | 5,076 |
| Securities | $14,784,000 | 6,046 |
| Federal funds sold & reverse repurchase agreements | $7,200,000 | 1,930 |
| Net loans & leases | $110,336,000 | 2,511 |
| Loan loss allowance | $1,600,000 | 2,212 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,474,000 | 1,427 |
| Other real estate owned | $0 | 2,224 |
| Goodwill and other intangibles | $14,988,000 | 296 |
| All other assets | $1,530,000 | 4,391 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,063,000 | 2,735 |
| Total liabilities | $136,111,000 | 2,955 |
| Total deposits | $127,779,000 | 2,916 |
| Interest-bearing deposits | $88,274,000 | 3,616 |
| Deposits held in domestic offices | $127,779,000 | 2,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,562,000 | 1,305 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $52,000 | 4,912 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,718,000 | 2,309 |
| Total equity capital | $27,952,000 | 1,626 |
| Total bank equity capital | $27,952,000 | 1,626 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,790,000 | 1,343 |
| Surplus | $24,042,000 | 760 |
| Undivided profits | $1,120,000 | 8,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $359,000 | 4,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $877,000 | 2,611 |
| Earning assets | $132,400,000 | 3,080 |
| Long-term assets (5+ years) | $45,713,000 | 1,487 |
| Average Assets, year-to-date | $168,289,800 | 2,546 |
| Average Assets, quarterly | $164,566,500 | 2,675 |
| Volatile liabilities | $16,713,000 | 3,461 |
| Insider loans | $211,000 | 7,373 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $27,487,000 | 1,678 |
| Tier 1 (core) risk-based capital | $12,954,000 | 3,266 |
| Tier 2 risk-based capital | $1,345,350 | 2,216 |
| Total risk weighted assets | $107,367,950 | 2,600 |
| Total unused commitments | $27,487,000 | 1,682 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 91 | 2,058 |
| Assets and Liabilities | ||
| Total Assets: | $184,012,000 | 2,516 |
| Cash and due from depository institutions | $11,356,000 | 2,058 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $14,975,000 | 6,427 |
| Federal funds sold & reverse repurchase agreements | $27,200,000 | 487 |
| Net loans & leases | $104,590,000 | 2,679 |
| Loan loss allowance | $1,860,000 | 2,037 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,881,000 | 1,337 |
| Other real estate owned | $0 | 2,058 |
| Goodwill and other intangibles | $16,416,000 | 270 |
| All other assets | $3,594,000 | 2,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,012,000 | 2,516 |
| Total liabilities | $156,732,000 | 2,658 |
| Total deposits | $140,851,000 | 2,729 |
| Interest-bearing deposits | $98,293,000 | 3,330 |
| Deposits held in domestic offices | $140,851,000 | 2,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,548,000 | 1,511 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $7,721,000 | 1,515 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,612,000 | 1,630 |
| Total equity capital | $27,280,000 | 1,665 |
| Total bank equity capital | $27,280,000 | 1,665 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,790,000 | 1,397 |
| Surplus | $24,042,000 | 798 |
| Undivided profits | $448,000 | 9,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 8,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $855,000 | 2,662 |
| Earning assets | $146,765,000 | 2,879 |
| Long-term assets (5+ years) | $45,500,000 | 1,392 |
| Average Assets, year-to-date | $96,798,600 | 4,392 |
| Average Assets, quarterly | $135,002,000 | 3,305 |
| Volatile liabilities | $26,417,000 | 2,324 |
| Insider loans | $304,000 | 6,798 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $33,246,000 | 1,422 |
| Tier 1 (core) risk-based capital | $10,886,000 | 3,929 |
| Tier 2 risk-based capital | $1,370,950 | 2,224 |
| Total risk weighted assets | $109,186,950 | 2,569 |
| Total unused commitments | $33,246,000 | 1,431 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 47 | 4,072 |
| Assets and Liabilities | ||
| Total Assets: | $73,642,000 | 5,721 |
| Cash and due from depository institutions | $4,338,000 | 4,072 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $20,738,000 | 5,415 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $44,991,000 | 5,372 |
| Loan loss allowance | $272,000 | 8,466 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,132,000 | 3,501 |
| Other real estate owned | $0 | 4,072 |
| Goodwill and other intangibles | $762,000 | 1,331 |
| All other assets | $681,000 | 7,995 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,642,000 | 5,721 |
| Total liabilities | $66,374,000 | 5,691 |
| Total deposits | $65,568,000 | 5,544 |
| Interest-bearing deposits | $44,832,000 | 6,548 |
| Deposits held in domestic offices | $65,568,000 | 5,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $140,000 | 3,550 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $666,000 | 5,059 |
| Total equity capital | $7,268,000 | 5,703 |
| Total bank equity capital | $7,268,000 | 5,703 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,790,000 | 1,421 |
| Surplus | $2,790,000 | 4,449 |
| Undivided profits | $1,688,000 | 7,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $138,000 | 7,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $284,000 | 7,371 |
| Earning assets | $65,729,000 | 5,851 |
| Long-term assets (5+ years) | $26,458,000 | 2,018 |
| Average Assets, year-to-date | $72,079,800 | 5,615 |
| Average Assets, quarterly | $73,307,000 | 5,679 |
| Volatile liabilities | $9,596,000 | 4,686 |
| Insider loans | $649,000 | 4,902 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,916,000 | 5,040 |
| Tier 1 (core) risk-based capital | $6,492,000 | 6,054 |
| Tier 2 risk-based capital | $272,000 | 7,732 |
| Total risk weighted assets | $47,407,700 | 5,247 |
| Total unused commitments | $4,916,000 | 5,053 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 57 | 3,534 |
| Assets and Liabilities | ||
| Total Assets: | $72,087,000 | 5,793 |
| Cash and due from depository institutions | $5,167,000 | 3,534 |
| Interest-bearing balances | $264,000 | 4,179 |
| Securities | $28,007,000 | 4,520 |
| Federal funds sold & reverse repurchase agreements | $380,000 | 7,183 |
| Net loans & leases | $34,586,000 | 6,415 |
| Loan loss allowance | $200,000 | 9,870 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,334,000 | 3,174 |
| Other real estate owned | $121,000 | 3,534 |
| Goodwill and other intangibles | $829,000 | 1,173 |
| All other assets | $663,000 | 8,487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,087,000 | 5,793 |
| Total liabilities | $65,608,000 | 5,766 |
| Total deposits | $62,445,000 | 5,740 |
| Interest-bearing deposits | $42,580,000 | 6,823 |
| Deposits held in domestic offices | $62,445,000 | 5,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,900,000 | 2,315 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $263,000 | 7,881 |
| Total equity capital | $6,479,000 | 5,909 |
| Total bank equity capital | $6,479,000 | 5,909 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,790,000 | 1,437 |
| Surplus | $2,790,000 | 4,392 |
| Undivided profits | $899,000 | 9,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 11,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $180,000 | 8,946 |
| Earning assets | $63,237,000 | 5,989 |
| Long-term assets (5+ years) | $18,416,000 | 2,720 |
| Average Assets, year-to-date | $65,813,400 | 6,098 |
| Average Assets, quarterly | $69,537,500 | 5,914 |
| Volatile liabilities | $7,648,000 | 5,252 |
| Insider loans | $381,000 | 6,474 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,984,000 | 4,408 |
| Tier 1 (core) risk-based capital | $5,788,000 | 6,524 |
| Tier 2 risk-based capital | $200,000 | 9,153 |
| Total risk weighted assets | $41,873,700 | 5,703 |
| Total unused commitments | $5,984,000 | 4,415 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 50 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $62,480,000 | 6,622 |
| Cash and due from depository institutions | $5,418,000 | 4,145 |
| Interest-bearing balances | $102,000 | 6,111 |
| Securities | $24,682,000 | 5,268 |
| Federal funds sold & reverse repurchase agreements | $2,260,000 | 5,334 |
| Net loans & leases | $26,727,000 | 7,501 |
| Loan loss allowance | $174,000 | 10,735 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,918,000 | 3,769 |
| Other real estate owned | $0 | 4,145 |
| Goodwill and other intangibles | $896,000 | 1,056 |
| All other assets | $579,000 | 8,684 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,480,000 | 6,622 |
| Total liabilities | $56,564,000 | 6,639 |
| Total deposits | $56,347,000 | 6,459 |
| Interest-bearing deposits | $38,468,000 | 7,593 |
| Deposits held in domestic offices | $56,347,000 | 6,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $217,000 | 8,915 |
| Total equity capital | $5,916,000 | 6,459 |
| Total bank equity capital | $5,916,000 | 6,459 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $930,000 | 4,354 |
| Surplus | $3,205,000 | 3,899 |
| Undivided profits | $1,781,000 | 7,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 8,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $133,000 | 9,978 |
| Earning assets | $53,771,000 | 6,957 |
| Long-term assets (5+ years) | $13,643,000 | 3,539 |
| Average Assets, year-to-date | $57,976,600 | 6,851 |
| Average Assets, quarterly | $61,679,500 | 6,623 |
| Volatile liabilities | $1,587,000 | 10,354 |
| Insider loans | $929,000 | 3,932 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,021,000 | 5,489 |
| Tier 1 (core) risk-based capital | $5,020,000 | 7,177 |
| Tier 2 risk-based capital | $174,000 | 9,941 |
| Total risk weighted assets | $32,695,700 | 6,851 |
| Total unused commitments | $4,021,000 | 5,510 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 48 | 4,383 |
| Assets and Liabilities | ||
| Total Assets: | $55,099,000 | 7,370 |
| Cash and due from depository institutions | $3,843,000 | 4,383 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $21,803,000 | 5,760 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 10,211 |
| Net loans & leases | $25,907,000 | 7,726 |
| Loan loss allowance | $150,000 | 11,515 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,518,000 | 4,608 |
| Other real estate owned | $0 | 4,383 |
| Goodwill and other intangibles | $951,000 | 1,029 |
| All other assets | $602,000 | 8,831 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,099,000 | 7,370 |
| Total liabilities | $50,421,000 | 7,352 |
| Total deposits | $50,035,000 | 7,199 |
| Interest-bearing deposits | $32,870,000 | 8,584 |
| Deposits held in domestic offices | $50,035,000 | 7,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $386,000 | 6,989 |
| Total equity capital | $4,678,000 | 7,418 |
| Total bank equity capital | $4,678,000 | 7,418 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $930,000 | 4,560 |
| Surplus | $2,580,000 | 4,519 |
| Undivided profits | $1,168,000 | 9,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 9,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $143,000 | 10,228 |
| Earning assets | $48,185,000 | 7,562 |
| Long-term assets (5+ years) | $13,846,000 | 3,444 |
| Average Assets, year-to-date | $45,055,600 | 8,250 |
| Average Assets, quarterly | $54,700,500 | 7,360 |
| Volatile liabilities | $1,200,000 | 11,387 |
| Insider loans | $9,000 | 8,908 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,425,000 | 4,388 |
| Tier 1 (core) risk-based capital | $3,727,000 | 8,555 |
| Tier 2 risk-based capital | $150,000 | 10,647 |
| Total risk weighted assets | $31,920,700 | 7,010 |
| Total unused commitments | $5,425,000 | 4,412 |
| Derivatives | $0 | 651 |