Home > Pacific Northwest Bank > Net charge- offs to loans
Pacific Northwest Bank, Net charge- offs to loans
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1759% | 8,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 1,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0690% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 8,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 1,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6745% | 8,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8629% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5339% | 168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 8,212 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 8,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.2297% | 453 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 8,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2285% | 8,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2609% | 8,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1157% | 8,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2264% | 5,718 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0111% | 1,841 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9907% | 702 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1717% | 3,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 2,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0014% | 657 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0136% | 1,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1621% | 1,101 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0458% | 5,980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1918% | 973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5322% | 2,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8546% | 2,553 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2905% | 1,705 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5909% | 342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1953% | 2,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 1,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0021% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 8,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2188% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2509% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5585% | 1,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5866% | 3,237 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4548% | 200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2163% | 2,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0795% | 1,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 8,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3763% | 450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4413% | 385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6764% | 1,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3794% | 3,576 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8242% | 218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1703% | 4,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1151% | 1,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0551% | 730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 1,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3170% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0292% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3514% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2575% | 3,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2070% | 1,901 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7306% | 760 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9294% | 731 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1908% | 3,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1182% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0188% | 767 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0366% | 1,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2740% | 709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3346% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2697% | 714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3332% | 3,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2116% | 1,760 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9445% | 640 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7244% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1348% | 4,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0644% | 357 |
| Percentage Net Loans Charged-off:Construction & development | 0.1639% | 112 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 1,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0831% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1745% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0768% | 300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4980% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8468% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7636% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0912% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0705% | 5,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0455% | 473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 1,198 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0537% | 1,355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0900% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0513% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0925% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0326% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8077% | 559 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0532% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3355% | 207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 6,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0470% | 488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0410% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 1,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1768% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0513% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0437% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4699% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7099% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0696% | 6,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0316% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1076% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4846% | 341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8508% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9438% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0128% | 373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0154% | 10,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 1,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0366% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0189% | 1,336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0611% | 1,320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3420% | 1,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3745% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2947% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 7,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 862 |
| Percentage Net Loans Charged-off:Construction & development | -0.0209% | 1,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3224% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 1,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8692% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6638% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 7,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9605% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8387% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0953% | 7,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 1,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1854% | 605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 1,089 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 1,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1863% | 152 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3061% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0829% | 9,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0651% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0220% | 622 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9386% | 246 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0144% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -714.2857% | 1,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8165% | 696 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6143% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1,190.4762% | 564 |