Home > Pacific National Bank of Nantucket > Income and Expense

Pacific National Bank of Nantucket, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$8,194,0003,945
Total interest expense$2,064,0006,291
Net interest income$6,130,0002,893
Provision for loan and lease losses$09,041
Total noninterest income$1,502,0002,295
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$537,0002,529
Trading account gains and fees$0262
Additional Noninterest Income$965,0001,866
Total noninterest expense$4,695,0002,906
Salaries and employee benefits$2,123,0003,150
Premises and equipment expense$462,0004,034
Additional noninterest expense$2,110,0002,339
Pre-tax net operating income$2,937,0002,416
Securities gains (losses)$04,148
Applicable income taxes$1,197,0001,996
Income before extraordinary items$1,740,0002,798
Extraordinary gains, net$053
Net income$1,740,0002,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-118,00011,253
Cash dividends$593,0003,094
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,740,0002,755
1995-12-31 (YTD Data)Rank
Total interest income$7,520,0004,255
Total interest expense$1,959,0006,562
Net interest income$5,561,0003,194
Provision for loan and lease losses$08,958
Total noninterest income$1,324,0002,508
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$507,0002,681
Trading account gains and fees$0522
Additional Noninterest Income$817,0002,069
Total noninterest expense$4,460,0003,014
Salaries and employee benefits$1,675,0003,870
Premises and equipment expense$499,0003,763
Additional noninterest expense$2,286,0002,155
Pre-tax net operating income$2,425,0002,936
Securities gains (losses)$03,831
Applicable income taxes$1,025,0002,328
Income before extraordinary items$1,400,0003,468
Extraordinary gains, net$065
Net income$1,400,0003,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-73,00011,620
Cash dividends$447,0003,626
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,400,0003,438
1994-12-31 (YTD Data)Rank
Total interest income$6,471,0004,540
Total interest expense$1,769,0006,150
Net interest income$4,702,0003,766
Provision for loan and lease losses$09,146
Total noninterest income$1,543,0002,242
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$545,0002,502
Trading account gains and fees$0475
Additional Noninterest Income$998,0001,838
Total noninterest expense$4,638,0002,975
Salaries and employee benefits$1,600,0004,050
Premises and equipment expense$467,0004,036
Additional noninterest expense$2,571,0002,091
Pre-tax net operating income$1,607,0004,153
Securities gains (losses)$03,600
Applicable income taxes$600,0003,517
Income before extraordinary items$1,007,0004,521
Extraordinary gains, net$0249
Net income$1,007,0004,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0002,524
Cash dividends$55,0007,820
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,007,0004,563
1993-12-31 (YTD Data)Rank
Total interest income$6,570,0004,572
Total interest expense$1,912,0006,063
Net interest income$4,658,0003,807
Provision for loan and lease losses$348,0002,728
Total noninterest income$1,359,0002,640
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$557,0002,477
Trading account gains and fees$0532
Additional Noninterest Income$802,0002,379
Total noninterest expense$4,322,0003,239
Salaries and employee benefits$1,632,0003,956
Premises and equipment expense$517,0003,746
Additional noninterest expense$2,173,0002,546
Pre-tax net operating income$1,347,0004,738
Securities gains (losses)$07,477
Applicable income taxes$422,0004,812
Income before extraordinary items$925,0004,988
Extraordinary gains, net$03,149
Net income$925,0005,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$582,0001,617
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$925,0004,754
1992-12-31 (YTD Data)Rank
Total interest income$7,245,0004,686
Total interest expense$2,864,0005,360
Net interest income$4,381,0004,108
Provision for loan and lease losses$1,090,0001,741
Total noninterest income$901,0003,616
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$224,0005,550
Trading account gains and fees$0504
Additional Noninterest Income$677,0002,599
Total noninterest expense$3,665,0003,779
Salaries and employee benefits$1,482,0004,282
Premises and equipment expense$526,0003,805
Additional noninterest expense$1,657,0003,293
Pre-tax net operating income$527,0008,220
Securities gains (losses)$08,369
Applicable income taxes$224,0007,109
Income before extraordinary items$303,0009,276
Extraordinary gains, net$01,422
Net income$303,0009,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$869,0001,717
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$303,0008,900

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.