Home > Pacific National Bank of Nantucket > Assets and Liabilities
Pacific National Bank of Nantucket, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 49 | 3,809 |
| Assets and Liabilities | ||
| Total Assets: | $102,385,000 | 4,336 |
| Cash and due from depository institutions | $4,780,000 | 3,809 |
| Interest-bearing balances | $103,000 | 4,534 |
| Securities | $17,263,000 | 5,884 |
| Federal funds sold & reverse repurchase agreements | $1,650,000 | 5,355 |
| Net loans & leases | $76,114,000 | 3,568 |
| Loan loss allowance | $2,349,000 | 1,641 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $901,000 | 6,358 |
| Other real estate owned | $0 | 3,809 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,677,000 | 4,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,385,000 | 4,336 |
| Total liabilities | $91,411,000 | 4,364 |
| Total deposits | $90,360,000 | 4,175 |
| Interest-bearing deposits | $74,570,000 | 4,347 |
| Deposits held in domestic offices | $90,360,000 | 4,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $179,000 | 4,619 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $872,000 | 3,925 |
| Total equity capital | $10,974,000 | 4,001 |
| Total bank equity capital | $10,974,000 | 4,001 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $309,000 | 6,373 |
| Surplus | $5,035,000 | 2,805 |
| Undivided profits | $5,630,000 | 4,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $584,000 | 3,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $430,000 | 5,318 |
| Earning assets | $95,130,000 | 4,289 |
| Long-term assets (5+ years) | $4,293,000 | 6,231 |
| Average Assets, year-to-date | $101,953,400 | 4,179 |
| Average Assets, quarterly | $107,231,000 | 4,102 |
| Volatile liabilities | $2,047,000 | 9,433 |
| Insider loans | $3,190,000 | 1,351 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $21,284,000 | 1,970 |
| Tier 1 (core) risk-based capital | $10,974,000 | 3,896 |
| Tier 2 risk-based capital | $753,060 | 3,829 |
| Total risk weighted assets | $58,648,460 | 4,466 |
| Total unused commitments | $21,284,000 | 1,983 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $97,611,000 | 4,519 |
| Cash and due from depository institutions | $3,535,000 | 4,498 |
| Interest-bearing balances | $123,000 | 4,651 |
| Securities | $5,792,000 | 9,864 |
| Federal funds sold & reverse repurchase agreements | $7,100,000 | 2,069 |
| Net loans & leases | $78,993,000 | 3,354 |
| Loan loss allowance | $2,231,000 | 1,753 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $844,000 | 6,628 |
| Other real estate owned | $0 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,347,000 | 5,108 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,611,000 | 4,519 |
| Total liabilities | $87,784,000 | 4,518 |
| Total deposits | $86,850,000 | 4,351 |
| Interest-bearing deposits | $73,568,000 | 4,405 |
| Deposits held in domestic offices | $86,850,000 | 4,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $182,000 | 4,076 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $752,000 | 4,607 |
| Total equity capital | $9,827,000 | 4,399 |
| Total bank equity capital | $9,827,000 | 4,399 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $483,000 | 5,795 |
| Surplus | $4,861,000 | 2,931 |
| Undivided profits | $4,483,000 | 4,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,102,000 | 2,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $520,000 | 4,554 |
| Earning assets | $92,008,000 | 4,416 |
| Long-term assets (5+ years) | $6,680,000 | 5,049 |
| Average Assets, year-to-date | $96,945,200 | 4,377 |
| Average Assets, quarterly | $100,737,500 | 4,344 |
| Volatile liabilities | $2,169,000 | 9,441 |
| Insider loans | $3,301,000 | 1,318 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,941,000 | 2,707 |
| Tier 1 (core) risk-based capital | $9,827,000 | 4,282 |
| Tier 2 risk-based capital | $746,180 | 3,815 |
| Total risk weighted assets | $58,209,780 | 4,448 |
| Total unused commitments | $12,941,000 | 2,718 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 43 | 4,565 |
| Assets and Liabilities | ||
| Total Assets: | $98,288,000 | 4,441 |
| Cash and due from depository institutions | $5,814,000 | 4,565 |
| Interest-bearing balances | $99,000 | 5,563 |
| Securities | $20,767,000 | 5,717 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $69,191,000 | 3,708 |
| Loan loss allowance | $2,158,000 | 1,843 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $639,000 | 7,706 |
| Other real estate owned | $299,000 | 4,565 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,578,000 | 4,727 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,288,000 | 4,441 |
| Total liabilities | $89,414,000 | 4,435 |
| Total deposits | $86,137,000 | 4,351 |
| Interest-bearing deposits | $72,841,000 | 4,409 |
| Deposits held in domestic offices | $86,137,000 | 4,340 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,388,000 | 2,380 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $889,000 | 3,352 |
| Total equity capital | $8,874,000 | 4,529 |
| Total bank equity capital | $8,874,000 | 4,529 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $483,000 | 6,124 |
| Surplus | $4,861,000 | 2,843 |
| Undivided profits | $3,530,000 | 5,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,787,000 | 1,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $666,000 | 3,084 |
| Earning assets | $90,057,000 | 4,442 |
| Long-term assets (5+ years) | $8,018,000 | 4,703 |
| Average Assets, year-to-date | $96,052,200 | 4,438 |
| Average Assets, quarterly | $101,711,000 | 4,272 |
| Volatile liabilities | $3,668,000 | 7,801 |
| Insider loans | $2,860,000 | 1,476 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,491,000 | 3,030 |
| Tier 1 (core) risk-based capital | $8,874,000 | 4,575 |
| Tier 2 risk-based capital | $694,140 | 4,025 |
| Total risk weighted assets | $54,066,940 | 4,632 |
| Total unused commitments | $10,491,000 | 3,040 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 41 | 4,957 |
| Assets and Liabilities | ||
| Total Assets: | $93,432,000 | 4,752 |
| Cash and due from depository institutions | $3,041,000 | 4,957 |
| Interest-bearing balances | $101,000 | 6,122 |
| Securities | $21,248,000 | 5,867 |
| Federal funds sold & reverse repurchase agreements | $1,050,000 | 7,621 |
| Net loans & leases | $65,539,000 | 3,821 |
| Loan loss allowance | $2,355,000 | 1,818 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $642,000 | 7,849 |
| Other real estate owned | $592,000 | 4,957 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,320,000 | 4,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,432,000 | 4,752 |
| Total liabilities | $85,662,000 | 4,710 |
| Total deposits | $84,658,000 | 4,568 |
| Interest-bearing deposits | $71,935,000 | 4,646 |
| Deposits held in domestic offices | $84,658,000 | 4,561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $24,000 | 4,815 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $980,000 | 3,177 |
| Total equity capital | $7,770,000 | 5,118 |
| Total bank equity capital | $7,770,000 | 5,118 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $483,000 | 6,421 |
| Surplus | $4,709,000 | 2,852 |
| Undivided profits | $2,578,000 | 6,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,039,000 | 1,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $292,000 | 6,220 |
| Earning assets | $87,938,000 | 4,635 |
| Long-term assets (5+ years) | $13,224,000 | 3,619 |
| Average Assets, year-to-date | $94,391,800 | 4,585 |
| Average Assets, quarterly | $100,335,500 | 4,388 |
| Volatile liabilities | $991,000 | 11,408 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $290,000 | 1,376 |
| Unused loan commitments | $10,647,000 | 2,963 |
| Tier 1 (core) risk-based capital | $7,770,000 | 5,042 |
| Tier 2 risk-based capital | $653,400 | 4,200 |
| Total risk weighted assets | $50,570,200 | 4,831 |
| Total unused commitments | $10,647,000 | 2,982 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $93,736,000 | 4,810 |
| Cash and due from depository institutions | $4,569,000 | 5,070 |
| Interest-bearing balances | $343,000 | 5,475 |
| Securities | $23,017,000 | 5,508 |
| Federal funds sold & reverse repurchase agreements | $4,825,000 | 3,393 |
| Net loans & leases | $57,216,000 | 4,338 |
| Loan loss allowance | $2,589,000 | 1,710 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $676,000 | 7,761 |
| Other real estate owned | $2,097,000 | 5,070 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,336,000 | 5,049 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,736,000 | 4,810 |
| Total liabilities | $86,891,000 | 4,748 |
| Total deposits | $85,643,000 | 4,637 |
| Interest-bearing deposits | $74,586,000 | 4,624 |
| Deposits held in domestic offices | $85,643,000 | 4,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $75,000 | 4,454 |
| Subordinated debt | $400,000 | 386 |
| All other liabilities | $773,000 | 4,026 |
| Total equity capital | $6,845,000 | 5,479 |
| Total bank equity capital | $6,845,000 | 5,479 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $308,000 | 7,859 |
| Surplus | $4,884,000 | 2,660 |
| Undivided profits | $1,653,000 | 8,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,309,000 | 1,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $334,000 | 5,969 |
| Earning assets | $85,401,000 | 4,816 |
| Long-term assets (5+ years) | $19,587,000 | 2,654 |
| Average Assets, year-to-date | $96,972,000 | 4,554 |
| Average Assets, quarterly | $97,783,500 | 4,583 |
| Volatile liabilities | $1,871,000 | 10,190 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $160,000 | 1,071 |
| Unused loan commitments | $2,788,000 | 6,313 |
| Tier 1 (core) risk-based capital | $6,845,000 | 5,419 |
| Tier 2 risk-based capital | $736,580 | 3,801 |
| Total risk weighted assets | $47,354,280 | 5,170 |
| Total unused commitments | $2,788,000 | 6,341 |
| Derivatives | $0 | 651 |