Home > Pacific National Bank > Income and Expense
Pacific National Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $64,007,000 | 761 |
| Total interest expense | $27,331,000 | 630 |
| Net interest income | $36,676,000 | 867 |
| Provision for loan and lease losses | $423,000 | 1,391 |
| Total noninterest income | $2,281,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $516,000 | 1,615 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,765,000 | 1,727 |
| Total noninterest expense | $20,040,000 | 1,211 |
| Salaries and employee benefits | $13,359,000 | 1,057 |
| Premises and equipment expense | $1,219,000 | 1,788 |
| Additional noninterest expense | $1,765,000 | 1,727 |
| Pre-tax net operating income | $18,494,000 | 730 |
| Securities gains (losses) | $11,000 | 751 |
| Applicable income taxes | $4,667,000 | 559 |
| Income before extraordinary items | $13,838,000 | 784 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $13,838,000 | 796 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $13,838,000 | 787 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $13,829,310 | 792 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $48,002,000 | 753 |
| Total interest expense | $20,317,000 | 599 |
| Net interest income | $27,685,000 | 868 |
| Provision for loan and lease losses | $283,000 | 1,396 |
| Total noninterest income | $2,946,000 | 1,369 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $405,000 | 1,565 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,541,000 | 1,163 |
| Total noninterest expense | $14,917,000 | 1,210 |
| Salaries and employee benefits | $10,146,000 | 1,051 |
| Premises and equipment expense | $876,000 | 1,849 |
| Additional noninterest expense | $2,541,000 | 1,163 |
| Pre-tax net operating income | $15,431,000 | 693 |
| Securities gains (losses) | $11,000 | 596 |
| Applicable income taxes | $3,912,000 | 546 |
| Income before extraordinary items | $11,530,000 | 741 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $11,530,000 | 745 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $11,530,000 | 741 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $11,521,310 | 755 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $31,062,000 | 743 |
| Total interest expense | $12,565,000 | 574 |
| Net interest income | $18,497,000 | 869 |
| Provision for loan and lease losses | $331,000 | 970 |
| Total noninterest income | $1,387,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $280,000 | 1,519 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,107,000 | 1,442 |
| Total noninterest expense | $9,941,000 | 1,197 |
| Salaries and employee benefits | $6,692,000 | 1,053 |
| Premises and equipment expense | $548,000 | 1,906 |
| Additional noninterest expense | $1,107,000 | 1,441 |
| Pre-tax net operating income | $9,612,000 | 721 |
| Securities gains (losses) | $11,000 | 611 |
| Applicable income taxes | $2,435,000 | 563 |
| Income before extraordinary items | $7,188,000 | 779 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,188,000 | 791 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,188,000 | 779 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $7,179,310 | 789 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $14,906,000 | 762 |
| Total interest expense | $5,631,000 | 553 |
| Net interest income | $9,275,000 | 883 |
| Provision for loan and lease losses | $674,000 | 436 |
| Total noninterest income | $981,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $145,000 | 1,501 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $836,000 | 1,094 |
| Total noninterest expense | $4,508,000 | 1,314 |
| Salaries and employee benefits | $3,239,000 | 1,102 |
| Premises and equipment expense | $278,000 | 1,912 |
| Additional noninterest expense | $836,000 | 1,094 |
| Pre-tax net operating income | $5,074,000 | 715 |
| Securities gains (losses) | $11,000 | 560 |
| Applicable income taxes | $1,303,000 | 558 |
| Income before extraordinary items | $3,782,000 | 771 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,782,000 | 770 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $3,782,000 | 770 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $3,773,310 | 788 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $41,295,000 | 868 |
| Total interest expense | $8,699,000 | 508 |
| Net interest income | $32,596,000 | 947 |
| Provision for loan and lease losses | $949,000 | 850 |
| Total noninterest income | $2,384,000 | 1,862 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $466,000 | 1,766 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,918,000 | 1,659 |
| Total noninterest expense | $19,957,000 | 1,180 |
| Salaries and employee benefits | $12,630,000 | 1,099 |
| Premises and equipment expense | $861,000 | 2,196 |
| Additional noninterest expense | $1,918,000 | 1,659 |
| Pre-tax net operating income | $14,074,000 | 998 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $3,421,000 | 765 |
| Income before extraordinary items | $10,653,000 | 1,057 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $10,653,000 | 1,056 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $10,653,000 | 1,057 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $30,000,000 | 34 |
| Net operating income | $10,653,000 | 1,080 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $27,925,000 | 910 |
| Total interest expense | $4,543,000 | 503 |
| Net interest income | $23,382,000 | 977 |
| Provision for loan and lease losses | $769,000 | 744 |
| Total noninterest income | $1,833,000 | 1,851 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $317,000 | 1,901 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,516,000 | 1,646 |
| Total noninterest expense | $14,196,000 | 1,229 |
| Salaries and employee benefits | $9,332,000 | 1,110 |
| Premises and equipment expense | $595,000 | 2,339 |
| Additional noninterest expense | $1,516,000 | 1,646 |
| Pre-tax net operating income | $10,250,000 | 1,022 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $2,614,000 | 762 |
| Income before extraordinary items | $7,636,000 | 1,084 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,636,000 | 1,083 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $7,636,000 | 1,084 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $20,000,000 | 41 |
| Net operating income | $7,636,000 | 1,107 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $16,389,000 | 980 |
| Total interest expense | $2,313,000 | 513 |
| Net interest income | $14,076,000 | 1,044 |
| Provision for loan and lease losses | $1,119,000 | 392 |
| Total noninterest income | $1,166,000 | 1,901 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $190,000 | 2,018 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $976,000 | 1,703 |
| Total noninterest expense | $8,771,000 | 1,296 |
| Salaries and employee benefits | $6,045,000 | 1,127 |
| Premises and equipment expense | $373,000 | 2,434 |
| Additional noninterest expense | $2,353,000 | 1,427 |
| Pre-tax net operating income | $5,352,000 | 1,151 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $1,370,000 | 839 |
| Income before extraordinary items | $3,982,000 | 1,239 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,982,000 | 1,238 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,982,000 | 1,239 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $20,000,000 | 34 |
| Net operating income | $3,982,000 | 1,259 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $7,334,000 | 1,046 |
| Total interest expense | $1,049,000 | 537 |
| Net interest income | $6,285,000 | 1,117 |
| Provision for loan and lease losses | $276,000 | 534 |
| Total noninterest income | $777,000 | 1,608 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $89,000 | 2,079 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $688,000 | 1,388 |
| Total noninterest expense | $4,550,000 | 1,258 |
| Salaries and employee benefits | $2,990,000 | 1,143 |
| Premises and equipment expense | $151,000 | 2,737 |
| Additional noninterest expense | $1,409,000 | 1,201 |
| Pre-tax net operating income | $2,236,000 | 1,252 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $572,000 | 900 |
| Income before extraordinary items | $1,664,000 | 1,355 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,664,000 | 1,355 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,664,000 | 1,355 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $20,000,000 | 12 |
| Net operating income | $1,664,000 | 1,370 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $26,797,000 | 1,158 |
| Total interest expense | $4,341,000 | 618 |
| Net interest income | $22,456,000 | 1,234 |
| Provision for loan and lease losses | $889,000 | 680 |
| Total noninterest income | $2,299,000 | 2,078 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $269,000 | 2,314 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,030,000 | 1,888 |
| Total noninterest expense | $16,377,000 | 1,352 |
| Salaries and employee benefits | $10,656,000 | 1,239 |
| Premises and equipment expense | $768,000 | 2,378 |
| Additional noninterest expense | $4,953,000 | 1,343 |
| Pre-tax net operating income | $7,489,000 | 1,557 |
| Securities gains (losses) | $-29,000 | 4,487 |
| Applicable income taxes | $1,854,000 | 1,150 |
| Income before extraordinary items | $5,606,000 | 1,733 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,606,000 | 1,732 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,606,000 | 1,734 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $4,561,000 | 112 |
| Net operating income | $5,628,910 | 1,703 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $19,684,000 | 1,200 |
| Total interest expense | $3,374,000 | 635 |
| Net interest income | $16,310,000 | 1,293 |
| Provision for loan and lease losses | $735,000 | 602 |
| Total noninterest income | $1,512,000 | 2,261 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $194,000 | 2,356 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,318,000 | 2,097 |
| Total noninterest expense | $11,644,000 | 1,417 |
| Salaries and employee benefits | $7,677,000 | 1,283 |
| Premises and equipment expense | $622,000 | 2,297 |
| Additional noninterest expense | $3,345,000 | 1,452 |
| Pre-tax net operating income | $5,443,000 | 1,660 |
| Securities gains (losses) | $-29,000 | 4,679 |
| Applicable income taxes | $1,346,000 | 1,236 |
| Income before extraordinary items | $4,068,000 | 1,852 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,068,000 | 1,851 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,068,000 | 1,852 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $4,561,000 | 91 |
| Net operating income | $4,090,910 | 1,816 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $12,443,000 | 1,258 |
| Total interest expense | $2,345,000 | 635 |
| Net interest income | $10,098,000 | 1,374 |
| Provision for loan and lease losses | $280,000 | 951 |
| Total noninterest income | $1,170,000 | 2,062 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $127,000 | 2,345 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,043,000 | 1,861 |
| Total noninterest expense | $7,579,000 | 1,440 |
| Salaries and employee benefits | $4,885,000 | 1,324 |
| Premises and equipment expense | $407,000 | 2,315 |
| Additional noninterest expense | $2,287,000 | 1,420 |
| Pre-tax net operating income | $3,409,000 | 1,700 |
| Securities gains (losses) | $-19,000 | 4,706 |
| Applicable income taxes | $842,000 | 1,275 |
| Income before extraordinary items | $2,548,000 | 1,915 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,548,000 | 1,914 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,548,000 | 1,915 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $4,561,000 | 56 |
| Net operating income | $2,563,010 | 1,873 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $6,319,000 | 1,242 |
| Total interest expense | $1,257,000 | 622 |
| Net interest income | $5,062,000 | 1,353 |
| Provision for loan and lease losses | $41,000 | 1,873 |
| Total noninterest income | $491,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $64,000 | 2,331 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $427,000 | 2,089 |
| Total noninterest expense | $3,718,000 | 1,455 |
| Salaries and employee benefits | $2,439,000 | 1,314 |
| Premises and equipment expense | $184,000 | 2,476 |
| Additional noninterest expense | $1,095,000 | 1,432 |
| Pre-tax net operating income | $1,794,000 | 1,652 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $444,000 | 1,226 |
| Income before extraordinary items | $1,350,000 | 1,844 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,350,000 | 1,844 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,350,000 | 1,844 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,350,000 | 1,807 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $23,770,000 | 1,279 |
| Total interest expense | $8,486,000 | 571 |
| Net interest income | $15,284,000 | 1,629 |
| Provision for loan and lease losses | $1,254,000 | 1,385 |
| Total noninterest income | $1,284,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $314,000 | 2,179 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $970,000 | 2,509 |
| Total noninterest expense | $14,687,000 | 1,432 |
| Salaries and employee benefits | $9,342,000 | 1,326 |
| Premises and equipment expense | $798,000 | 2,353 |
| Additional noninterest expense | $4,547,000 | 1,385 |
| Pre-tax net operating income | $627,000 | 4,078 |
| Securities gains (losses) | $183,000 | 1,071 |
| Applicable income taxes | $227,000 | 2,481 |
| Income before extraordinary items | $583,000 | 4,099 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $583,000 | 4,098 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $583,000 | 4,099 |
| Net charge-offs | $393,000 | 1,130 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $438,430 | 4,210 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $17,847,000 | 1,279 |
| Total interest expense | $6,880,000 | 571 |
| Net interest income | $10,967,000 | 1,679 |
| Provision for loan and lease losses | $1,155,000 | 1,253 |
| Total noninterest income | $1,003,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $229,000 | 2,219 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $774,000 | 2,404 |
| Total noninterest expense | $10,926,000 | 1,423 |
| Salaries and employee benefits | $7,039,000 | 1,305 |
| Premises and equipment expense | $584,000 | 2,366 |
| Additional noninterest expense | $3,303,000 | 1,396 |
| Pre-tax net operating income | $-111,000 | 4,818 |
| Securities gains (losses) | $182,000 | 935 |
| Applicable income taxes | $40,000 | 3,159 |
| Income before extraordinary items | $31,000 | 4,756 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $31,000 | 4,755 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $31,000 | 4,755 |
| Net charge-offs | $393,000 | 880 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-112,780 | 4,822 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $12,176,000 | 1,270 |
| Total interest expense | $4,799,000 | 604 |
| Net interest income | $7,377,000 | 1,663 |
| Provision for loan and lease losses | $1,101,000 | 1,020 |
| Total noninterest income | $538,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $161,000 | 2,171 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $377,000 | 2,669 |
| Total noninterest expense | $7,377,000 | 1,407 |
| Salaries and employee benefits | $4,694,000 | 1,300 |
| Premises and equipment expense | $382,000 | 2,392 |
| Additional noninterest expense | $2,301,000 | 1,341 |
| Pre-tax net operating income | $-563,000 | 4,938 |
| Securities gains (losses) | $67,000 | 1,169 |
| Applicable income taxes | $-107,000 | 4,932 |
| Income before extraordinary items | $-389,000 | 4,913 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-389,000 | 4,913 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-389,000 | 4,913 |
| Net charge-offs | $393,000 | 688 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-441,930 | 4,928 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,141,000 | 1,272 |
| Total interest expense | $2,422,000 | 657 |
| Net interest income | $3,719,000 | 1,607 |
| Provision for loan and lease losses | $393,000 | 1,040 |
| Total noninterest income | $237,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $93,000 | 2,237 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $144,000 | 2,808 |
| Total noninterest expense | $3,911,000 | 1,348 |
| Salaries and employee benefits | $2,275,000 | 1,349 |
| Premises and equipment expense | $202,000 | 2,330 |
| Additional noninterest expense | $1,434,000 | 1,134 |
| Pre-tax net operating income | $-348,000 | 4,962 |
| Securities gains (losses) | $67,000 | 747 |
| Applicable income taxes | $-51,000 | 4,928 |
| Income before extraordinary items | $-230,000 | 4,895 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-230,000 | 4,895 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-230,000 | 4,895 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-284,940 | 4,942 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $23,154,000 | 1,342 |
| Total interest expense | $8,543,000 | 776 |
| Net interest income | $14,611,000 | 1,635 |
| Provision for loan and lease losses | $1,053,000 | 879 |
| Total noninterest income | $1,150,000 | 2,640 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $287,000 | 2,685 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $863,000 | 2,424 |
| Total noninterest expense | $12,270,000 | 1,614 |
| Salaries and employee benefits | $7,961,000 | 1,456 |
| Premises and equipment expense | $802,000 | 2,335 |
| Additional noninterest expense | $3,507,000 | 1,669 |
| Pre-tax net operating income | $2,438,000 | 2,778 |
| Securities gains (losses) | $306,000 | 508 |
| Applicable income taxes | $601,000 | 1,845 |
| Income before extraordinary items | $2,143,000 | 2,794 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,143,000 | 2,795 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,143,000 | 2,796 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 427 |
| Net operating income | $1,901,260 | 2,931 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $16,983,000 | 1,379 |
| Total interest expense | $6,083,000 | 819 |
| Net interest income | $10,900,000 | 1,667 |
| Provision for loan and lease losses | $865,000 | 779 |
| Total noninterest income | $829,000 | 2,695 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $206,000 | 2,794 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $623,000 | 2,465 |
| Total noninterest expense | $8,737,000 | 1,701 |
| Salaries and employee benefits | $5,723,000 | 1,516 |
| Premises and equipment expense | $572,000 | 2,429 |
| Additional noninterest expense | $2,442,000 | 1,788 |
| Pre-tax net operating income | $2,127,000 | 2,607 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $470,000 | 1,848 |
| Income before extraordinary items | $1,657,000 | 2,813 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,657,000 | 2,814 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,657,000 | 2,814 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,657,000 | 2,779 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $11,051,000 | 1,402 |
| Total interest expense | $3,746,000 | 872 |
| Net interest income | $7,305,000 | 1,668 |
| Provision for loan and lease losses | $484,000 | 881 |
| Total noninterest income | $534,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $134,000 | 2,810 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $400,000 | 2,478 |
| Total noninterest expense | $5,751,000 | 1,724 |
| Salaries and employee benefits | $3,779,000 | 1,532 |
| Premises and equipment expense | $361,000 | 2,510 |
| Additional noninterest expense | $1,611,000 | 1,819 |
| Pre-tax net operating income | $1,604,000 | 2,395 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $340,000 | 1,760 |
| Income before extraordinary items | $1,264,000 | 2,587 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,264,000 | 2,586 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,264,000 | 2,586 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,264,000 | 2,552 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 1,485 |
| Total interest expense | $1,743,000 | 894 |
| Net interest income | $3,423,000 | 1,768 |
| Provision for loan and lease losses | $241,000 | 815 |
| Total noninterest income | $286,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $68,000 | 2,793 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $218,000 | 2,301 |
| Total noninterest expense | $2,866,000 | 1,732 |
| Salaries and employee benefits | $1,844,000 | 1,582 |
| Premises and equipment expense | $193,000 | 2,437 |
| Additional noninterest expense | $829,000 | 1,769 |
| Pre-tax net operating income | $602,000 | 2,813 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $128,000 | 1,968 |
| Income before extraordinary items | $474,000 | 2,961 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $474,000 | 2,959 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $474,000 | 2,960 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $474,000 | 2,952 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $18,203,000 | 1,572 |
| Total interest expense | $4,889,000 | 937 |
| Net interest income | $13,314,000 | 1,786 |
| Provision for loan and lease losses | $68,000 | 3,310 |
| Total noninterest income | $900,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $187,000 | 3,394 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $713,000 | 2,628 |
| Total noninterest expense | $11,709,000 | 1,657 |
| Salaries and employee benefits | $7,674,000 | 1,471 |
| Premises and equipment expense | $724,000 | 2,514 |
| Additional noninterest expense | $3,311,000 | 1,757 |
| Pre-tax net operating income | $2,437,000 | 2,820 |
| Securities gains (losses) | $-48,000 | 4,839 |
| Applicable income taxes | $384,000 | 2,207 |
| Income before extraordinary items | $2,005,000 | 2,940 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,005,000 | 2,939 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,005,000 | 2,939 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $2,514,000 | 147 |
| Net operating income | $2,045,320 | 2,895 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,297,000 | 1,591 |
| Total interest expense | $3,392,000 | 946 |
| Net interest income | $9,905,000 | 1,795 |
| Provision for loan and lease losses | $58,000 | 3,095 |
| Total noninterest income | $747,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $131,000 | 3,510 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $616,000 | 2,488 |
| Total noninterest expense | $8,361,000 | 1,730 |
| Salaries and employee benefits | $5,343,000 | 1,569 |
| Premises and equipment expense | $560,000 | 2,484 |
| Additional noninterest expense | $2,458,000 | 1,781 |
| Pre-tax net operating income | $2,233,000 | 2,564 |
| Securities gains (losses) | $-48,000 | 5,132 |
| Applicable income taxes | $304,000 | 2,229 |
| Income before extraordinary items | $1,881,000 | 2,623 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,881,000 | 2,622 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,881,000 | 2,622 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 133 |
| Net operating income | $1,922,280 | 2,576 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,617,000 | 1,618 |
| Total interest expense | $2,117,000 | 942 |
| Net interest income | $6,500,000 | 1,806 |
| Provision for loan and lease losses | $152,000 | 1,756 |
| Total noninterest income | $506,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $80,000 | 3,630 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $426,000 | 2,445 |
| Total noninterest expense | $5,591,000 | 1,741 |
| Salaries and employee benefits | $3,622,000 | 1,557 |
| Premises and equipment expense | $376,000 | 2,489 |
| Additional noninterest expense | $1,593,000 | 1,823 |
| Pre-tax net operating income | $1,263,000 | 2,795 |
| Securities gains (losses) | $-48,000 | 5,251 |
| Applicable income taxes | $255,000 | 2,002 |
| Income before extraordinary items | $960,000 | 3,026 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $960,000 | 3,025 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $960,000 | 3,025 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 98 |
| Net operating income | $997,920 | 2,960 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,247,000 | 1,624 |
| Total interest expense | $1,008,000 | 949 |
| Net interest income | $3,239,000 | 1,803 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $155,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $29,000 | 4,060 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $126,000 | 3,059 |
| Total noninterest expense | $2,685,000 | 1,818 |
| Salaries and employee benefits | $1,763,000 | 1,626 |
| Premises and equipment expense | $183,000 | 2,582 |
| Additional noninterest expense | $739,000 | 1,943 |
| Pre-tax net operating income | $604,000 | 2,808 |
| Securities gains (losses) | $7,000 | 490 |
| Applicable income taxes | $128,000 | 1,957 |
| Income before extraordinary items | $483,000 | 2,954 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $483,000 | 2,955 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $483,000 | 2,954 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $477,470 | 2,965 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $18,915,000 | 1,417 |
| Total interest expense | $3,757,000 | 881 |
| Net interest income | $15,158,000 | 1,544 |
| Provision for loan and lease losses | $799,000 | 1,055 |
| Total noninterest income | $673,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $112,000 | 4,214 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $561,000 | 3,021 |
| Total noninterest expense | $10,625,000 | 1,818 |
| Salaries and employee benefits | $6,666,000 | 1,665 |
| Premises and equipment expense | $704,000 | 2,648 |
| Additional noninterest expense | $3,255,000 | 1,823 |
| Pre-tax net operating income | $4,407,000 | 1,898 |
| Securities gains (losses) | $352,000 | 276 |
| Applicable income taxes | $-1,029,000 | 5,626 |
| Income before extraordinary items | $5,788,000 | 1,200 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,788,000 | 1,201 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,788,000 | 1,200 |
| Net charge-offs | $176,000 | 1,932 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,436,000 | 1,254 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $14,379,000 | 1,400 |
| Total interest expense | $2,733,000 | 887 |
| Net interest income | $11,646,000 | 1,507 |
| Provision for loan and lease losses | $646,000 | 983 |
| Total noninterest income | $384,000 | 3,931 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $84,000 | 4,254 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $300,000 | 3,475 |
| Total noninterest expense | $7,823,000 | 1,845 |
| Salaries and employee benefits | $4,955,000 | 1,679 |
| Premises and equipment expense | $519,000 | 2,699 |
| Additional noninterest expense | $2,349,000 | 1,870 |
| Pre-tax net operating income | $3,561,000 | 1,809 |
| Securities gains (losses) | $264,000 | 312 |
| Applicable income taxes | $675,000 | 1,814 |
| Income before extraordinary items | $3,150,000 | 1,668 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,150,000 | 1,669 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,150,000 | 1,669 |
| Net charge-offs | $179,000 | 1,486 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,933,520 | 1,739 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,230,000 | 1,439 |
| Total interest expense | $1,699,000 | 926 |
| Net interest income | $7,531,000 | 1,538 |
| Provision for loan and lease losses | $410,000 | 970 |
| Total noninterest income | $275,000 | 3,851 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $56,000 | 4,266 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $219,000 | 3,352 |
| Total noninterest expense | $5,195,000 | 1,848 |
| Salaries and employee benefits | $3,317,000 | 1,680 |
| Premises and equipment expense | $281,000 | 3,073 |
| Additional noninterest expense | $1,597,000 | 1,839 |
| Pre-tax net operating income | $2,201,000 | 1,887 |
| Securities gains (losses) | $126,000 | 375 |
| Applicable income taxes | $475,000 | 1,747 |
| Income before extraordinary items | $1,852,000 | 1,814 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,852,000 | 1,814 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,852,000 | 1,814 |
| Net charge-offs | $179,000 | 1,125 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,751,200 | 1,870 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 1,484 |
| Total interest expense | $823,000 | 931 |
| Net interest income | $3,605,000 | 1,592 |
| Provision for loan and lease losses | $81,000 | 1,642 |
| Total noninterest income | $152,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $30,000 | 4,204 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $122,000 | 3,199 |
| Total noninterest expense | $2,647,000 | 1,828 |
| Salaries and employee benefits | $1,689,000 | 1,669 |
| Premises and equipment expense | $144,000 | 3,068 |
| Additional noninterest expense | $814,000 | 1,808 |
| Pre-tax net operating income | $1,029,000 | 1,921 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $275,000 | 1,564 |
| Income before extraordinary items | $754,000 | 2,080 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $754,000 | 2,081 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $754,000 | 2,081 |
| Net charge-offs | $176,000 | 653 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $754,000 | 2,053 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,325,000 | 1,468 |
| Total interest expense | $2,581,000 | 1,111 |
| Net interest income | $14,744,000 | 1,521 |
| Provision for loan and lease losses | $947,000 | 950 |
| Total noninterest income | $415,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $135,000 | 4,154 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $280,000 | 4,010 |
| Total noninterest expense | $10,091,000 | 1,895 |
| Salaries and employee benefits | $6,350,000 | 1,692 |
| Premises and equipment expense | $573,000 | 3,112 |
| Additional noninterest expense | $3,168,000 | 1,887 |
| Pre-tax net operating income | $4,121,000 | 1,902 |
| Securities gains (losses) | $358,000 | 578 |
| Applicable income taxes | $72,000 | 3,460 |
| Income before extraordinary items | $4,407,000 | 1,539 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,407,000 | 1,538 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,407,000 | 1,538 |
| Net charge-offs | $37,000 | 3,342 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,056,160 | 1,604 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,863,000 | 1,484 |
| Total interest expense | $1,841,000 | 1,174 |
| Net interest income | $11,022,000 | 1,520 |
| Provision for loan and lease losses | $575,000 | 1,050 |
| Total noninterest income | $313,000 | 4,341 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $101,000 | 4,181 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $212,000 | 4,037 |
| Total noninterest expense | $7,750,000 | 1,852 |
| Salaries and employee benefits | $4,857,000 | 1,667 |
| Premises and equipment expense | $389,000 | 3,329 |
| Additional noninterest expense | $2,504,000 | 1,798 |
| Pre-tax net operating income | $3,010,000 | 1,959 |
| Securities gains (losses) | $274,000 | 638 |
| Applicable income taxes | $72,000 | 3,399 |
| Income before extraordinary items | $3,212,000 | 1,587 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,212,000 | 1,587 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,212,000 | 1,587 |
| Net charge-offs | $37,000 | 2,782 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,943,480 | 1,668 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,345,000 | 1,523 |
| Total interest expense | $1,145,000 | 1,252 |
| Net interest income | $7,200,000 | 1,560 |
| Provision for loan and lease losses | $446,000 | 950 |
| Total noninterest income | $200,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $68,000 | 4,161 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $132,000 | 4,134 |
| Total noninterest expense | $5,191,000 | 1,841 |
| Salaries and employee benefits | $3,251,000 | 1,668 |
| Premises and equipment expense | $270,000 | 3,252 |
| Additional noninterest expense | $1,670,000 | 1,806 |
| Pre-tax net operating income | $1,763,000 | 2,139 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $50,000 | 3,393 |
| Income before extraordinary items | $1,713,000 | 1,885 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,713,000 | 1,884 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,713,000 | 1,884 |
| Net charge-offs | $37,000 | 2,372 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,713,000 | 1,834 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,163,000 | 1,526 |
| Total interest expense | $537,000 | 1,321 |
| Net interest income | $3,626,000 | 1,549 |
| Provision for loan and lease losses | $156,000 | 1,120 |
| Total noninterest income | $-31,000 | 6,099 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $35,000 | 4,105 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-66,000 | 6,101 |
| Total noninterest expense | $2,530,000 | 1,883 |
| Salaries and employee benefits | $1,646,000 | 1,665 |
| Premises and equipment expense | $148,000 | 3,084 |
| Additional noninterest expense | $736,000 | 1,979 |
| Pre-tax net operating income | $909,000 | 2,059 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $22,000 | 3,437 |
| Income before extraordinary items | $887,000 | 1,803 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $887,000 | 1,804 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $887,000 | 1,804 |
| Net charge-offs | $37,000 | 1,626 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $887,000 | 1,761 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,040,000 | 1,885 |
| Total interest expense | $1,339,000 | 1,937 |
| Net interest income | $11,701,000 | 1,862 |
| Provision for loan and lease losses | $534,000 | 1,290 |
| Total noninterest income | $454,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $164,000 | 4,020 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $290,000 | 4,018 |
| Total noninterest expense | $10,376,000 | 1,822 |
| Salaries and employee benefits | $6,297,000 | 1,678 |
| Premises and equipment expense | $635,000 | 2,993 |
| Additional noninterest expense | $3,444,000 | 1,762 |
| Pre-tax net operating income | $1,245,000 | 3,791 |
| Securities gains (losses) | $1,156,000 | 180 |
| Applicable income taxes | $-26,000 | 5,928 |
| Income before extraordinary items | $2,427,000 | 2,389 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,427,000 | 2,390 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,427,000 | 2,391 |
| Net charge-offs | $-57,000 | 5,607 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 776 |
| Net operating income | $1,271,000 | 3,465 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,140,000 | 2,014 |
| Total interest expense | $895,000 | 2,145 |
| Net interest income | $8,245,000 | 1,977 |
| Provision for loan and lease losses | $397,000 | 1,258 |
| Total noninterest income | $306,000 | 4,490 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $127,000 | 3,994 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $179,000 | 4,276 |
| Total noninterest expense | $7,382,000 | 1,927 |
| Salaries and employee benefits | $4,370,000 | 1,789 |
| Premises and equipment expense | $491,000 | 2,978 |
| Additional noninterest expense | $2,521,000 | 1,796 |
| Pre-tax net operating income | $772,000 | 4,147 |
| Securities gains (losses) | $1,154,000 | 159 |
| Applicable income taxes | $61,000 | 3,538 |
| Income before extraordinary items | $1,865,000 | 2,382 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,865,000 | 2,383 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,865,000 | 2,383 |
| Net charge-offs | $-57,000 | 5,651 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 731 |
| Net operating income | $745,620 | 3,943 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,778,000 | 2,112 |
| Total interest expense | $548,000 | 2,304 |
| Net interest income | $5,230,000 | 2,056 |
| Provision for loan and lease losses | $231,000 | 1,370 |
| Total noninterest income | $300,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $87,000 | 3,939 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $213,000 | 3,540 |
| Total noninterest expense | $4,996,000 | 1,908 |
| Salaries and employee benefits | $2,872,000 | 1,833 |
| Premises and equipment expense | $322,000 | 3,018 |
| Additional noninterest expense | $1,802,000 | 1,683 |
| Pre-tax net operating income | $303,000 | 4,846 |
| Securities gains (losses) | $1,154,000 | 124 |
| Applicable income taxes | $41,000 | 3,553 |
| Income before extraordinary items | $1,416,000 | 2,148 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,416,000 | 2,150 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,416,000 | 2,150 |
| Net charge-offs | $-55,000 | 5,769 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 722 |
| Net operating income | $296,620 | 4,647 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,820,000 | 2,148 |
| Total interest expense | $257,000 | 2,432 |
| Net interest income | $2,563,000 | 2,079 |
| Provision for loan and lease losses | $-22,000 | 6,120 |
| Total noninterest income | $92,000 | 4,638 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $44,000 | 3,897 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $48,000 | 4,560 |
| Total noninterest expense | $2,610,000 | 1,821 |
| Salaries and employee benefits | $1,476,000 | 1,793 |
| Premises and equipment expense | $390,000 | 1,520 |
| Additional noninterest expense | $744,000 | 1,994 |
| Pre-tax net operating income | $67,000 | 5,484 |
| Securities gains (losses) | $1,154,000 | 79 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,221,000 | 1,348 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,221,000 | 1,349 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,221,000 | 1,350 |
| Net charge-offs | $-50,000 | 5,945 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $67,000 | 5,379 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 5,700 |
| Total interest expense | $153,000 | 5,760 |
| Net interest income | $1,772,000 | 5,648 |
| Provision for loan and lease losses | $50,000 | 3,764 |
| Total noninterest income | $98,000 | 5,985 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $30,000 | 6,007 |
| Trading account gains and fees | $2,000 | 175 |
| Additional Noninterest Income | $66,000 | 5,573 |
| Total noninterest expense | $1,764,000 | 5,444 |
| Salaries and employee benefits | $981,000 | 5,386 |
| Premises and equipment expense | $429,000 | 3,938 |
| Additional noninterest expense | $354,000 | 5,998 |
| Pre-tax net operating income | $56,000 | 5,955 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $57,000 | 5,991 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $57,000 | 5,991 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $57,000 | 5,992 |
| Net charge-offs | $-2,000 | 5,434 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $56,000 | 5,957 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,569,000 | 2,143 |
| Total interest expense | $918,000 | 2,255 |
| Net interest income | $7,651,000 | 2,096 |
| Provision for loan and lease losses | $-187,000 | 6,263 |
| Total noninterest income | $723,000 | 3,193 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $142,000 | 4,052 |
| Trading account gains and fees | $7,000 | 163 |
| Additional Noninterest Income | $574,000 | 2,707 |
| Total noninterest expense | $7,871,000 | 1,812 |
| Salaries and employee benefits | $4,702,000 | 1,648 |
| Premises and equipment expense | $1,185,000 | 1,506 |
| Additional noninterest expense | $1,984,000 | 2,263 |
| Pre-tax net operating income | $690,000 | 4,387 |
| Securities gains (losses) | $107,000 | 953 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $797,000 | 3,913 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $797,000 | 3,915 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $797,000 | 3,916 |
| Net charge-offs | $74,000 | 2,957 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $690,000 | 4,105 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,650,000 | 2,153 |
| Total interest expense | $609,000 | 2,296 |
| Net interest income | $5,041,000 | 2,105 |
| Provision for loan and lease losses | $-119,000 | 6,353 |
| Total noninterest income | $516,000 | 3,051 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $94,000 | 4,049 |
| Trading account gains and fees | $5,000 | 161 |
| Additional Noninterest Income | $417,000 | 2,567 |
| Total noninterest expense | $5,327,000 | 1,783 |
| Salaries and employee benefits | $3,210,000 | 1,611 |
| Premises and equipment expense | $787,000 | 1,516 |
| Additional noninterest expense | $1,330,000 | 2,237 |
| Pre-tax net operating income | $349,000 | 4,703 |
| Securities gains (losses) | $72,000 | 964 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $421,000 | 4,226 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $421,000 | 4,230 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $421,000 | 4,231 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $349,000 | 4,460 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 2,162 |
| Total interest expense | $300,000 | 2,355 |
| Net interest income | $2,500,000 | 2,110 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $216,000 | 3,337 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $47,000 | 4,030 |
| Trading account gains and fees | $2,000 | 144 |
| Additional Noninterest Income | $167,000 | 2,814 |
| Total noninterest expense | $2,637,000 | 1,802 |
| Salaries and employee benefits | $1,639,000 | 1,596 |
| Premises and equipment expense | $401,000 | 1,521 |
| Additional noninterest expense | $597,000 | 2,491 |
| Pre-tax net operating income | $79,000 | 5,473 |
| Securities gains (losses) | $71,000 | 536 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $150,000 | 4,687 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $150,000 | 4,688 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $150,000 | 4,688 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $79,000 | 5,350 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,893,000 | 2,069 |
| Total interest expense | $1,103,000 | 2,740 |
| Net interest income | $10,790,000 | 1,964 |
| Provision for loan and lease losses | $97,000 | 3,746 |
| Total noninterest income | $918,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $248,000 | 3,722 |
| Trading account gains and fees | $18,000 | 170 |
| Additional Noninterest Income | $652,000 | 2,973 |
| Total noninterest expense | $11,636,000 | 1,653 |
| Salaries and employee benefits | $7,326,000 | 1,426 |
| Premises and equipment expense | $1,764,000 | 1,349 |
| Additional noninterest expense | $2,546,000 | 2,418 |
| Pre-tax net operating income | $-25,000 | 6,236 |
| Securities gains (losses) | $245,000 | 786 |
| Applicable income taxes | $1,047,000 | 1,426 |
| Income before extraordinary items | $-827,000 | 6,560 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-827,000 | 6,561 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-827,000 | 6,561 |
| Net charge-offs | $1,187,000 | 1,113 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-983,800 | 6,570 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,032,000 | 2,055 |
| Total interest expense | $808,000 | 2,870 |
| Net interest income | $8,224,000 | 1,935 |
| Provision for loan and lease losses | $67,000 | 3,752 |
| Total noninterest income | $642,000 | 3,561 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $193,000 | 3,677 |
| Trading account gains and fees | $15,000 | 170 |
| Additional Noninterest Income | $434,000 | 3,232 |
| Total noninterest expense | $9,032,000 | 1,601 |
| Salaries and employee benefits | $5,688,000 | 1,389 |
| Premises and equipment expense | $1,324,000 | 1,360 |
| Additional noninterest expense | $2,020,000 | 2,284 |
| Pre-tax net operating income | $-233,000 | 6,502 |
| Securities gains (losses) | $166,000 | 913 |
| Applicable income taxes | $1,047,000 | 1,205 |
| Income before extraordinary items | $-1,114,000 | 6,729 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,114,000 | 6,730 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,114,000 | 6,730 |
| Net charge-offs | $1,196,000 | 887 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,280,000 | 6,734 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,999,000 | 2,055 |
| Total interest expense | $512,000 | 3,019 |
| Net interest income | $5,487,000 | 1,929 |
| Provision for loan and lease losses | $438,000 | 1,297 |
| Total noninterest income | $393,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $134,000 | 3,553 |
| Trading account gains and fees | $11,000 | 145 |
| Additional Noninterest Income | $248,000 | 3,455 |
| Total noninterest expense | $6,401,000 | 1,517 |
| Salaries and employee benefits | $4,056,000 | 1,314 |
| Premises and equipment expense | $894,000 | 1,332 |
| Additional noninterest expense | $1,451,000 | 2,139 |
| Pre-tax net operating income | $-959,000 | 6,783 |
| Securities gains (losses) | $26,000 | 1,885 |
| Applicable income taxes | $1,047,000 | 907 |
| Income before extraordinary items | $-1,980,000 | 6,875 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,980,000 | 6,876 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,980,000 | 6,876 |
| Net charge-offs | $1,161,000 | 688 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-2,006,000 | 6,870 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,038,000 | 2,056 |
| Total interest expense | $243,000 | 3,231 |
| Net interest income | $2,795,000 | 1,908 |
| Provision for loan and lease losses | $546,000 | 651 |
| Total noninterest income | $189,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $66,000 | 3,575 |
| Trading account gains and fees | $5,000 | 135 |
| Additional Noninterest Income | $118,000 | 3,526 |
| Total noninterest expense | $3,122,000 | 1,566 |
| Salaries and employee benefits | $1,950,000 | 1,368 |
| Premises and equipment expense | $456,000 | 1,330 |
| Additional noninterest expense | $716,000 | 2,175 |
| Pre-tax net operating income | $-684,000 | 6,901 |
| Securities gains (losses) | $25,000 | 1,194 |
| Applicable income taxes | $203,000 | 1,701 |
| Income before extraordinary items | $-862,000 | 6,932 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-862,000 | 6,933 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-862,000 | 6,933 |
| Net charge-offs | $1,111,000 | 436 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-887,000 | 6,925 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,007,000 | 2,178 |
| Total interest expense | $959,000 | 3,714 |
| Net interest income | $11,048,000 | 1,973 |
| Provision for loan and lease losses | $884,000 | 1,921 |
| Total noninterest income | $1,864,000 | 2,297 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $263,000 | 3,743 |
| Trading account gains and fees | $25,000 | 140 |
| Additional Noninterest Income | $1,576,000 | 1,801 |
| Total noninterest expense | $13,070,000 | 1,496 |
| Salaries and employee benefits | $7,411,000 | 1,380 |
| Premises and equipment expense | $1,910,000 | 1,239 |
| Additional noninterest expense | $3,749,000 | 1,760 |
| Pre-tax net operating income | $-1,042,000 | 6,677 |
| Securities gains (losses) | $334,000 | 1,271 |
| Applicable income taxes | $-1,663,000 | 6,995 |
| Income before extraordinary items | $955,000 | 3,990 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $955,000 | 3,990 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $955,000 | 3,992 |
| Net charge-offs | $107,000 | 4,366 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $741,240 | 4,215 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,012,000 | 2,218 |
| Total interest expense | $716,000 | 3,847 |
| Net interest income | $8,296,000 | 2,005 |
| Provision for loan and lease losses | $372,000 | 2,690 |
| Total noninterest income | $1,531,000 | 2,150 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $199,000 | 3,771 |
| Trading account gains and fees | $19,000 | 135 |
| Additional Noninterest Income | $1,313,000 | 1,670 |
| Total noninterest expense | $10,060,000 | 1,462 |
| Salaries and employee benefits | $5,601,000 | 1,374 |
| Premises and equipment expense | $1,479,000 | 1,206 |
| Additional noninterest expense | $2,980,000 | 1,685 |
| Pre-tax net operating income | $-605,000 | 6,722 |
| Securities gains (losses) | $322,000 | 1,056 |
| Applicable income taxes | $-484,000 | 7,038 |
| Income before extraordinary items | $201,000 | 5,723 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $201,000 | 5,722 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $201,000 | 5,722 |
| Net charge-offs | $390,000 | 2,490 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-5,080 | 6,295 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,956,000 | 2,246 |
| Total interest expense | $462,000 | 4,017 |
| Net interest income | $5,494,000 | 2,013 |
| Provision for loan and lease losses | $209,000 | 2,931 |
| Total noninterest income | $1,168,000 | 1,941 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $135,000 | 3,719 |
| Trading account gains and fees | $11,000 | 136 |
| Additional Noninterest Income | $1,022,000 | 1,496 |
| Total noninterest expense | $7,124,000 | 1,385 |
| Salaries and employee benefits | $3,837,000 | 1,343 |
| Premises and equipment expense | $999,000 | 1,190 |
| Additional noninterest expense | $2,288,000 | 1,481 |
| Pre-tax net operating income | $-671,000 | 6,884 |
| Securities gains (losses) | $287,000 | 886 |
| Applicable income taxes | $-145,000 | 7,048 |
| Income before extraordinary items | $-239,000 | 6,744 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-239,000 | 6,744 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-239,000 | 6,744 |
| Net charge-offs | $352,000 | 2,141 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-422,680 | 6,789 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 2,300 |
| Total interest expense | $240,000 | 4,023 |
| Net interest income | $2,706,000 | 2,042 |
| Provision for loan and lease losses | $109,000 | 2,764 |
| Total noninterest income | $524,000 | 2,083 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $70,000 | 3,642 |
| Trading account gains and fees | $5,000 | 131 |
| Additional Noninterest Income | $449,000 | 1,627 |
| Total noninterest expense | $3,653,000 | 1,359 |
| Salaries and employee benefits | $1,982,000 | 1,309 |
| Premises and equipment expense | $522,000 | 1,149 |
| Additional noninterest expense | $1,149,000 | 1,465 |
| Pre-tax net operating income | $-532,000 | 7,053 |
| Securities gains (losses) | $113,000 | 860 |
| Applicable income taxes | $-30,000 | 7,062 |
| Income before extraordinary items | $-389,000 | 7,034 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-389,000 | 7,033 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-389,000 | 7,034 |
| Net charge-offs | $336,000 | 1,391 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-494,090 | 7,047 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,885,000 | 2,338 |
| Total interest expense | $1,030,000 | 4,334 |
| Net interest income | $10,855,000 | 2,013 |
| Provision for loan and lease losses | $458,000 | 3,571 |
| Total noninterest income | $1,529,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $338,000 | 3,363 |
| Trading account gains and fees | $37,000 | 117 |
| Additional Noninterest Income | $1,154,000 | 1,956 |
| Total noninterest expense | $14,054,000 | 1,388 |
| Salaries and employee benefits | $7,569,000 | 1,302 |
| Premises and equipment expense | $2,129,000 | 1,175 |
| Additional noninterest expense | $4,356,000 | 1,567 |
| Pre-tax net operating income | $-2,128,000 | 6,808 |
| Securities gains (losses) | $842,000 | 517 |
| Applicable income taxes | $2,071,000 | 764 |
| Income before extraordinary items | $-3,357,000 | 6,980 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,357,000 | 6,981 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,357,000 | 6,981 |
| Net charge-offs | $1,413,000 | 1,965 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-4,199,000 | 7,014 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,007,000 | 2,343 |
| Total interest expense | $781,000 | 4,420 |
| Net interest income | $8,226,000 | 2,003 |
| Provision for loan and lease losses | $237,000 | 3,927 |
| Total noninterest income | $1,170,000 | 2,378 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $265,000 | 3,281 |
| Trading account gains and fees | $32,000 | 123 |
| Additional Noninterest Income | $873,000 | 1,922 |
| Total noninterest expense | $10,788,000 | 1,359 |
| Salaries and employee benefits | $5,668,000 | 1,309 |
| Premises and equipment expense | $1,586,000 | 1,190 |
| Additional noninterest expense | $3,534,000 | 1,457 |
| Pre-tax net operating income | $-1,629,000 | 6,948 |
| Securities gains (losses) | $703,000 | 486 |
| Applicable income taxes | $-510,000 | 7,215 |
| Income before extraordinary items | $-416,000 | 6,650 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-416,000 | 6,652 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-416,000 | 6,652 |
| Net charge-offs | $1,343,000 | 1,611 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-865,920 | 6,787 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,000,000 | 2,369 |
| Total interest expense | $542,000 | 4,443 |
| Net interest income | $5,458,000 | 2,016 |
| Provision for loan and lease losses | $427,000 | 2,514 |
| Total noninterest income | $692,000 | 2,565 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $182,000 | 3,196 |
| Trading account gains and fees | $22,000 | 128 |
| Additional Noninterest Income | $488,000 | 2,141 |
| Total noninterest expense | $7,126,000 | 1,391 |
| Salaries and employee benefits | $3,777,000 | 1,322 |
| Premises and equipment expense | $1,043,000 | 1,231 |
| Additional noninterest expense | $2,306,000 | 1,500 |
| Pre-tax net operating income | $-1,403,000 | 7,074 |
| Securities gains (losses) | $464,000 | 383 |
| Applicable income taxes | $-210,000 | 7,224 |
| Income before extraordinary items | $-729,000 | 6,943 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-729,000 | 6,942 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-729,000 | 6,943 |
| Net charge-offs | $1,280,000 | 1,258 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,090,920 | 7,041 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,979,000 | 2,390 |
| Total interest expense | $287,000 | 4,425 |
| Net interest income | $2,692,000 | 2,033 |
| Provision for loan and lease losses | $504,000 | 1,409 |
| Total noninterest income | $385,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $93,000 | 3,131 |
| Trading account gains and fees | $10,000 | 134 |
| Additional Noninterest Income | $282,000 | 1,983 |
| Total noninterest expense | $3,414,000 | 1,453 |
| Salaries and employee benefits | $1,922,000 | 1,308 |
| Premises and equipment expense | $481,000 | 1,349 |
| Additional noninterest expense | $1,011,000 | 1,697 |
| Pre-tax net operating income | $-841,000 | 7,225 |
| Securities gains (losses) | $18,000 | 1,128 |
| Applicable income taxes | $145,000 | 1,826 |
| Income before extraordinary items | $-968,000 | 7,286 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-968,000 | 7,287 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-968,000 | 7,287 |
| Net charge-offs | $678,000 | 1,109 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-986,000 | 7,287 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,439,000 | 2,414 |
| Total interest expense | $1,076,000 | 5,066 |
| Net interest income | $11,363,000 | 1,921 |
| Provision for loan and lease losses | $2,139,000 | 1,986 |
| Total noninterest income | $1,817,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $428,000 | 2,947 |
| Trading account gains and fees | $30,000 | 148 |
| Additional Noninterest Income | $1,359,000 | 1,798 |
| Total noninterest expense | $20,663,000 | 967 |
| Salaries and employee benefits | $7,179,000 | 1,368 |
| Premises and equipment expense | $1,961,000 | 1,316 |
| Additional noninterest expense | $11,523,000 | 666 |
| Pre-tax net operating income | $-9,622,000 | 7,341 |
| Securities gains (losses) | $1,017,000 | 480 |
| Applicable income taxes | $-1,299,000 | 7,370 |
| Income before extraordinary items | $-7,306,000 | 7,291 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,306,000 | 7,291 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-7,306,000 | 7,291 |
| Net charge-offs | $3,339,000 | 1,372 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $13,003,000 | 67 |
| Net operating income | $-8,170,450 | 7,309 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,566,000 | 2,412 |
| Total interest expense | $776,000 | 5,297 |
| Net interest income | $8,790,000 | 1,903 |
| Provision for loan and lease losses | $2,982,000 | 1,274 |
| Total noninterest income | $1,380,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $328,000 | 2,971 |
| Trading account gains and fees | $15,000 | 146 |
| Additional Noninterest Income | $1,037,000 | 1,760 |
| Total noninterest expense | $10,396,000 | 1,430 |
| Salaries and employee benefits | $5,430,000 | 1,355 |
| Premises and equipment expense | $1,484,000 | 1,321 |
| Additional noninterest expense | $3,482,000 | 1,518 |
| Pre-tax net operating income | $-3,208,000 | 7,231 |
| Securities gains (losses) | $679,000 | 576 |
| Applicable income taxes | $-1,220,000 | 7,535 |
| Income before extraordinary items | $-1,309,000 | 6,991 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,309,000 | 6,990 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,309,000 | 6,991 |
| Net charge-offs | $3,927,000 | 923 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $5,003,000 | 111 |
| Net operating income | $-1,743,560 | 7,068 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,485,000 | 2,402 |
| Total interest expense | $515,000 | 5,412 |
| Net interest income | $5,970,000 | 1,877 |
| Provision for loan and lease losses | $2,165,000 | 1,211 |
| Total noninterest income | $656,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $218,000 | 2,987 |
| Trading account gains and fees | $3,000 | 145 |
| Additional Noninterest Income | $435,000 | 2,294 |
| Total noninterest expense | $6,824,000 | 1,446 |
| Salaries and employee benefits | $3,598,000 | 1,380 |
| Premises and equipment expense | $992,000 | 1,335 |
| Additional noninterest expense | $2,234,000 | 1,578 |
| Pre-tax net operating income | $-2,363,000 | 7,330 |
| Securities gains (losses) | $679,000 | 363 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,684,000 | 7,288 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,684,000 | 7,287 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,684,000 | 7,288 |
| Net charge-offs | $2,727,000 | 894 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $5,002,000 | 75 |
| Net operating income | $-2,363,000 | 7,374 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 2,447 |
| Total interest expense | $249,000 | 5,603 |
| Net interest income | $3,007,000 | 1,888 |
| Provision for loan and lease losses | $1,040,000 | 1,145 |
| Total noninterest income | $353,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $112,000 | 2,929 |
| Trading account gains and fees | $13,000 | 139 |
| Additional Noninterest Income | $228,000 | 2,204 |
| Total noninterest expense | $3,781,000 | 1,328 |
| Salaries and employee benefits | $1,879,000 | 1,335 |
| Premises and equipment expense | $448,000 | 1,506 |
| Additional noninterest expense | $1,454,000 | 1,209 |
| Pre-tax net operating income | $-1,461,000 | 7,515 |
| Securities gains (losses) | $103,000 | 774 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,358,000 | 7,546 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,358,000 | 7,546 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,358,000 | 7,547 |
| Net charge-offs | $1,423,000 | 816 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $5,002,000 | 44 |
| Net operating income | $-1,461,000 | 7,562 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,699,000 | 2,148 |
| Total interest expense | $1,311,000 | 5,470 |
| Net interest income | $14,388,000 | 1,559 |
| Provision for loan and lease losses | $11,760,000 | 758 |
| Total noninterest income | $-142,000 | 7,796 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $516,000 | 2,822 |
| Trading account gains and fees | $68,000 | 158 |
| Additional Noninterest Income | $-726,000 | 7,840 |
| Total noninterest expense | $16,193,000 | 1,278 |
| Salaries and employee benefits | $6,847,000 | 1,470 |
| Premises and equipment expense | $2,192,000 | 1,242 |
| Additional noninterest expense | $7,154,000 | 1,088 |
| Pre-tax net operating income | $-13,707,000 | 7,600 |
| Securities gains (losses) | $317,000 | 1,192 |
| Applicable income taxes | $-3,468,000 | 7,662 |
| Income before extraordinary items | $-9,922,000 | 7,555 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-9,922,000 | 7,554 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-9,922,000 | 7,554 |
| Net charge-offs | $8,856,000 | 755 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $4,924,000 | 189 |
| Net operating income | $-10,156,580 | 7,565 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,137,000 | 2,131 |
| Total interest expense | $1,023,000 | 5,505 |
| Net interest income | $11,114,000 | 1,513 |
| Provision for loan and lease losses | $6,959,000 | 828 |
| Total noninterest income | $1,547,000 | 2,121 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $394,000 | 2,796 |
| Trading account gains and fees | $54,000 | 161 |
| Additional Noninterest Income | $1,099,000 | 1,717 |
| Total noninterest expense | $12,516,000 | 1,235 |
| Salaries and employee benefits | $5,416,000 | 1,414 |
| Premises and equipment expense | $1,684,000 | 1,227 |
| Additional noninterest expense | $5,416,000 | 1,040 |
| Pre-tax net operating income | $-6,814,000 | 7,606 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-2,734,000 | 7,790 |
| Income before extraordinary items | $-4,080,000 | 7,496 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,080,000 | 7,496 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,080,000 | 7,496 |
| Net charge-offs | $2,077,000 | 1,476 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $4,927,000 | 156 |
| Net operating income | $-4,080,000 | 7,501 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,351,000 | 2,106 |
| Total interest expense | $697,000 | 5,578 |
| Net interest income | $7,654,000 | 1,458 |
| Provision for loan and lease losses | $2,985,000 | 1,092 |
| Total noninterest income | $1,034,000 | 2,130 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $275,000 | 2,679 |
| Trading account gains and fees | $33,000 | 156 |
| Additional Noninterest Income | $726,000 | 1,772 |
| Total noninterest expense | $7,789,000 | 1,341 |
| Salaries and employee benefits | $3,532,000 | 1,470 |
| Premises and equipment expense | $1,141,000 | 1,239 |
| Additional noninterest expense | $3,116,000 | 1,223 |
| Pre-tax net operating income | $-2,086,000 | 7,403 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-966,000 | 7,746 |
| Income before extraordinary items | $-1,120,000 | 7,186 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,120,000 | 7,186 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,120,000 | 7,187 |
| Net charge-offs | $741,000 | 1,924 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,120,000 | 7,183 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,225,000 | 2,104 |
| Total interest expense | $372,000 | 5,543 |
| Net interest income | $3,853,000 | 1,447 |
| Provision for loan and lease losses | $378,000 | 2,043 |
| Total noninterest income | $516,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $143,000 | 2,568 |
| Trading account gains and fees | $14,000 | 133 |
| Additional Noninterest Income | $359,000 | 1,738 |
| Total noninterest expense | $3,385,000 | 1,480 |
| Salaries and employee benefits | $1,870,000 | 1,397 |
| Premises and equipment expense | $571,000 | 1,252 |
| Additional noninterest expense | $944,000 | 1,714 |
| Pre-tax net operating income | $606,000 | 2,032 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $149,000 | 1,751 |
| Income before extraordinary items | $457,000 | 2,299 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $457,000 | 2,299 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $457,000 | 2,301 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,052 |
| Net operating income | $457,000 | 2,165 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,559,000 | 1,863 |
| Total interest expense | $4,316,000 | 3,318 |
| Net interest income | $16,243,000 | 1,368 |
| Provision for loan and lease losses | $4,596,000 | 1,060 |
| Total noninterest income | $2,677,000 | 1,725 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $679,000 | 2,398 |
| Trading account gains and fees | $96,000 | 109 |
| Additional Noninterest Income | $1,902,000 | 1,345 |
| Total noninterest expense | $14,725,000 | 1,322 |
| Salaries and employee benefits | $8,028,000 | 1,254 |
| Premises and equipment expense | $1,885,000 | 1,469 |
| Additional noninterest expense | $4,812,000 | 1,311 |
| Pre-tax net operating income | $-401,000 | 6,705 |
| Securities gains (losses) | $707,000 | 286 |
| Applicable income taxes | $-75,000 | 7,023 |
| Income before extraordinary items | $381,000 | 4,811 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $381,000 | 4,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,041,000 | 992 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $-7,000 | 8,198 |
| Net operating income | $-326,000 | 6,738 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,679,000 | 1,872 |
| Total interest expense | $4,002,000 | 2,905 |
| Net interest income | $11,677,000 | 1,450 |
| Provision for loan and lease losses | $3,672,000 | 799 |
| Total noninterest income | $2,117,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $516,000 | 2,393 |
| Trading account gains and fees | $79,000 | 108 |
| Additional Noninterest Income | $1,522,000 | 1,354 |
| Total noninterest expense | $10,650,000 | 1,349 |
| Salaries and employee benefits | $5,902,000 | 1,305 |
| Premises and equipment expense | $1,528,000 | 1,357 |
| Additional noninterest expense | $3,220,000 | 1,389 |
| Pre-tax net operating income | $-528,000 | 7,285 |
| Securities gains (losses) | $262,000 | 510 |
| Applicable income taxes | $-21,000 | 7,353 |
| Income before extraordinary items | $-245,000 | 6,956 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-245,000 | 6,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,577,000 | 707 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 8,287 |
| Net operating income | $-486,040 | 7,320 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,197,000 | 1,941 |
| Total interest expense | $2,718,000 | 2,964 |
| Net interest income | $7,479,000 | 1,495 |
| Provision for loan and lease losses | $2,945,000 | 613 |
| Total noninterest income | $1,594,000 | 1,574 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $350,000 | 2,353 |
| Trading account gains and fees | $73,000 | 99 |
| Additional Noninterest Income | $1,171,000 | 1,260 |
| Total noninterest expense | $6,794,000 | 1,413 |
| Salaries and employee benefits | $3,886,000 | 1,334 |
| Premises and equipment expense | $1,026,000 | 1,349 |
| Additional noninterest expense | $1,882,000 | 1,560 |
| Pre-tax net operating income | $-666,000 | 7,723 |
| Securities gains (losses) | $153,000 | 724 |
| Applicable income taxes | $-128,000 | 7,903 |
| Income before extraordinary items | $-385,000 | 7,612 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-385,000 | 7,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,350,000 | 508 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 8,368 |
| Net operating income | $-499,750 | 7,678 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,915,000 | 2,073 |
| Total interest expense | $1,258,000 | 3,333 |
| Net interest income | $3,657,000 | 1,517 |
| Provision for loan and lease losses | $-199,000 | 8,464 |
| Total noninterest income | $968,000 | 1,364 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $183,000 | 2,237 |
| Trading account gains and fees | $37,000 | 119 |
| Additional Noninterest Income | $748,000 | 1,057 |
| Total noninterest expense | $3,303,000 | 1,450 |
| Salaries and employee benefits | $2,058,000 | 1,275 |
| Premises and equipment expense | $529,000 | 1,301 |
| Additional noninterest expense | $716,000 | 1,967 |
| Pre-tax net operating income | $1,521,000 | 1,244 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $558,000 | 915 |
| Income before extraordinary items | $963,000 | 1,557 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $963,000 | 1,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-466,000 | 8,484 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $963,000 | 1,502 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,968,000 | 2,093 |
| Total interest expense | $4,642,000 | 3,644 |
| Net interest income | $15,326,000 | 1,484 |
| Provision for loan and lease losses | $-407,000 | 8,478 |
| Total noninterest income | $2,941,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,192,000 | 1,502 |
| Trading account gains and fees | $55,000 | 136 |
| Additional Noninterest Income | $1,694,000 | 1,535 |
| Total noninterest expense | $11,835,000 | 1,555 |
| Salaries and employee benefits | $6,820,000 | 1,482 |
| Premises and equipment expense | $2,170,000 | 1,224 |
| Additional noninterest expense | $2,845,000 | 1,933 |
| Pre-tax net operating income | $6,839,000 | 1,245 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $2,179,000 | 1,055 |
| Income before extraordinary items | $4,661,000 | 1,386 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,661,000 | 1,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $520,000 | 1,646 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $-29,000 | 8,423 |
| Net operating income | $4,660,320 | 1,370 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,102,000 | 2,085 |
| Total interest expense | $3,436,000 | 3,691 |
| Net interest income | $11,666,000 | 1,451 |
| Provision for loan and lease losses | $-625,000 | 8,531 |
| Total noninterest income | $2,317,000 | 1,612 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $984,000 | 1,337 |
| Trading account gains and fees | $42,000 | 145 |
| Additional Noninterest Income | $1,291,000 | 1,524 |
| Total noninterest expense | $8,914,000 | 1,533 |
| Salaries and employee benefits | $5,023,000 | 1,504 |
| Premises and equipment expense | $1,855,000 | 1,066 |
| Additional noninterest expense | $2,036,000 | 1,974 |
| Pre-tax net operating income | $5,694,000 | 1,203 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $1,556,000 | 1,186 |
| Income before extraordinary items | $4,139,000 | 1,245 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,139,000 | 1,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $528,000 | 1,033 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,103 |
| Net operating income | $4,138,270 | 1,234 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,939,000 | 2,124 |
| Total interest expense | $2,031,000 | 3,978 |
| Net interest income | $7,908,000 | 1,453 |
| Provision for loan and lease losses | $-221,000 | 8,527 |
| Total noninterest income | $1,642,000 | 1,564 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $737,000 | 1,202 |
| Trading account gains and fees | $23,000 | 141 |
| Additional Noninterest Income | $882,000 | 1,525 |
| Total noninterest expense | $6,086,000 | 1,508 |
| Salaries and employee benefits | $3,385,000 | 1,517 |
| Premises and equipment expense | $1,205,000 | 1,114 |
| Additional noninterest expense | $1,496,000 | 1,815 |
| Pre-tax net operating income | $3,685,000 | 1,287 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $875,000 | 1,406 |
| Income before extraordinary items | $2,811,000 | 1,269 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,811,000 | 1,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-91,000 | 8,420 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,810,240 | 1,254 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,856,000 | 2,159 |
| Total interest expense | $945,000 | 4,149 |
| Net interest income | $3,911,000 | 1,464 |
| Provision for loan and lease losses | $-291,000 | 8,601 |
| Total noninterest income | $898,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $423,000 | 1,014 |
| Trading account gains and fees | $12,000 | 170 |
| Additional Noninterest Income | $463,000 | 1,442 |
| Total noninterest expense | $2,882,000 | 1,595 |
| Salaries and employee benefits | $1,577,000 | 1,649 |
| Premises and equipment expense | $586,000 | 1,152 |
| Additional noninterest expense | $719,000 | 1,860 |
| Pre-tax net operating income | $2,218,000 | 1,051 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $807,000 | 854 |
| Income before extraordinary items | $1,411,000 | 1,245 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,411,000 | 1,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,406 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,411,000 | 1,226 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,684,000 | 2,108 |
| Total interest expense | $3,698,000 | 3,781 |
| Net interest income | $14,986,000 | 1,525 |
| Provision for loan and lease losses | $-1,270,000 | 8,636 |
| Total noninterest income | $3,099,000 | 1,576 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,343,000 | 1,331 |
| Trading account gains and fees | $62,000 | 102 |
| Additional Noninterest Income | $1,694,000 | 1,521 |
| Total noninterest expense | $10,406,000 | 1,712 |
| Salaries and employee benefits | $5,724,000 | 1,704 |
| Premises and equipment expense | $1,708,000 | 1,506 |
| Additional noninterest expense | $2,974,000 | 1,776 |
| Pre-tax net operating income | $8,949,000 | 1,097 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,256,000 | 879 |
| Income before extraordinary items | $5,693,000 | 1,274 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,693,000 | 1,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-695,000 | 8,652 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,693,000 | 1,260 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,151,000 | 2,077 |
| Total interest expense | $2,489,000 | 3,957 |
| Net interest income | $11,662,000 | 1,485 |
| Provision for loan and lease losses | $-105,000 | 8,582 |
| Total noninterest income | $2,226,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $930,000 | 1,448 |
| Trading account gains and fees | $46,000 | 102 |
| Additional Noninterest Income | $1,250,000 | 1,543 |
| Total noninterest expense | $7,844,000 | 1,706 |
| Salaries and employee benefits | $4,113,000 | 1,786 |
| Premises and equipment expense | $1,377,000 | 1,412 |
| Additional noninterest expense | $2,354,000 | 1,674 |
| Pre-tax net operating income | $6,149,000 | 1,248 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,289,000 | 979 |
| Income before extraordinary items | $3,860,000 | 1,455 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,860,000 | 1,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-656,000 | 8,708 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,860,000 | 1,438 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,528,000 | 2,019 |
| Total interest expense | $1,857,000 | 3,597 |
| Net interest income | $7,671,000 | 1,502 |
| Provision for loan and lease losses | $-105,000 | 8,638 |
| Total noninterest income | $1,321,000 | 1,816 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $446,000 | 1,915 |
| Trading account gains and fees | $38,000 | 99 |
| Additional Noninterest Income | $837,000 | 1,544 |
| Total noninterest expense | $4,921,000 | 1,810 |
| Salaries and employee benefits | $2,452,000 | 1,983 |
| Premises and equipment expense | $806,000 | 1,603 |
| Additional noninterest expense | $1,663,000 | 1,582 |
| Pre-tax net operating income | $4,176,000 | 1,209 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,556,000 | 959 |
| Income before extraordinary items | $2,620,000 | 1,429 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,620,000 | 1,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-595,000 | 8,743 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,620,000 | 1,419 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,700,000 | 2,017 |
| Total interest expense | $975,000 | 3,321 |
| Net interest income | $3,725,000 | 1,539 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $711,000 | 1,676 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $225,000 | 1,852 |
| Trading account gains and fees | $12,000 | 97 |
| Additional Noninterest Income | $474,000 | 1,397 |
| Total noninterest expense | $2,358,000 | 1,892 |
| Salaries and employee benefits | $1,248,000 | 1,962 |
| Premises and equipment expense | $415,000 | 1,569 |
| Additional noninterest expense | $695,000 | 1,880 |
| Pre-tax net operating income | $2,078,000 | 1,187 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $773,000 | 961 |
| Income before extraordinary items | $1,305,000 | 1,405 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,305,000 | 1,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-485,000 | 8,762 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,305,000 | 1,381 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,090,000 | 2,068 |
| Total interest expense | $3,029,000 | 3,303 |
| Net interest income | $13,061,000 | 1,675 |
| Provision for loan and lease losses | $1,688,000 | 636 |
| Total noninterest income | $2,738,000 | 1,735 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $988,000 | 1,753 |
| Trading account gains and fees | $29,000 | 118 |
| Additional Noninterest Income | $1,721,000 | 1,505 |
| Total noninterest expense | $8,005,000 | 2,082 |
| Salaries and employee benefits | $4,291,000 | 2,146 |
| Premises and equipment expense | $1,693,000 | 1,446 |
| Additional noninterest expense | $2,021,000 | 2,465 |
| Pre-tax net operating income | $6,106,000 | 1,561 |
| Securities gains (losses) | $270,000 | 432 |
| Applicable income taxes | $2,336,000 | 1,202 |
| Income before extraordinary items | $4,040,000 | 1,730 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,040,000 | 1,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,521,000 | 499 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 918 |
| Net operating income | $3,867,200 | 1,762 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,811,000 | 2,067 |
| Total interest expense | $2,152,000 | 3,295 |
| Net interest income | $9,659,000 | 1,679 |
| Provision for loan and lease losses | $1,988,000 | 389 |
| Total noninterest income | $2,088,000 | 1,719 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $733,000 | 1,755 |
| Trading account gains and fees | $18,000 | 108 |
| Additional Noninterest Income | $1,337,000 | 1,470 |
| Total noninterest expense | $5,774,000 | 2,144 |
| Salaries and employee benefits | $3,204,000 | 2,133 |
| Premises and equipment expense | $1,059,000 | 1,720 |
| Additional noninterest expense | $1,511,000 | 2,435 |
| Pre-tax net operating income | $3,985,000 | 1,771 |
| Securities gains (losses) | $270,000 | 408 |
| Applicable income taxes | $1,597,000 | 1,319 |
| Income before extraordinary items | $2,658,000 | 1,969 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,658,000 | 1,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,666,000 | 336 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 758 |
| Net operating income | $2,485,200 | 2,044 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,757,000 | 2,038 |
| Total interest expense | $1,428,000 | 3,172 |
| Net interest income | $6,329,000 | 1,696 |
| Provision for loan and lease losses | $1,693,000 | 306 |
| Total noninterest income | $1,362,000 | 1,737 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $474,000 | 1,759 |
| Trading account gains and fees | $8,000 | 102 |
| Additional Noninterest Income | $880,000 | 1,475 |
| Total noninterest expense | $3,758,000 | 2,179 |
| Salaries and employee benefits | $2,067,000 | 2,188 |
| Premises and equipment expense | $682,000 | 1,755 |
| Additional noninterest expense | $1,009,000 | 2,406 |
| Pre-tax net operating income | $2,240,000 | 1,998 |
| Securities gains (losses) | $219,000 | 388 |
| Applicable income taxes | $944,000 | 1,428 |
| Income before extraordinary items | $1,515,000 | 2,212 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,515,000 | 2,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,743,000 | 248 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 633 |
| Net operating income | $1,374,840 | 2,343 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,745,000 | 2,061 |
| Total interest expense | $718,000 | 3,050 |
| Net interest income | $3,027,000 | 1,767 |
| Provision for loan and lease losses | $96,000 | 2,123 |
| Total noninterest income | $692,000 | 1,666 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $235,000 | 1,725 |
| Trading account gains and fees | $11,000 | 101 |
| Additional Noninterest Income | $446,000 | 1,439 |
| Total noninterest expense | $1,863,000 | 2,223 |
| Salaries and employee benefits | $1,020,000 | 2,231 |
| Premises and equipment expense | $343,000 | 1,753 |
| Additional noninterest expense | $500,000 | 2,436 |
| Pre-tax net operating income | $1,760,000 | 1,308 |
| Securities gains (losses) | $102,000 | 360 |
| Applicable income taxes | $686,000 | 1,026 |
| Income before extraordinary items | $1,176,000 | 1,441 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,176,000 | 1,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-133,000 | 8,835 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 475 |
| Net operating income | $1,110,720 | 1,500 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,530,000 | 2,293 |
| Total interest expense | $2,317,000 | 3,236 |
| Net interest income | $10,213,000 | 1,990 |
| Provision for loan and lease losses | $-672,000 | 8,918 |
| Total noninterest income | $2,655,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $893,000 | 1,944 |
| Trading account gains and fees | $61,000 | 111 |
| Additional Noninterest Income | $1,701,000 | 1,491 |
| Total noninterest expense | $7,609,000 | 2,098 |
| Salaries and employee benefits | $4,035,000 | 2,149 |
| Premises and equipment expense | $1,477,000 | 1,575 |
| Additional noninterest expense | $2,097,000 | 2,317 |
| Pre-tax net operating income | $5,931,000 | 1,453 |
| Securities gains (losses) | $697,000 | 364 |
| Applicable income taxes | $2,013,000 | 1,267 |
| Income before extraordinary items | $4,615,000 | 1,398 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,615,000 | 1,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,016,000 | 8,964 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 858 |
| Net operating income | $4,127,100 | 1,522 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,078,000 | 2,343 |
| Total interest expense | $1,619,000 | 3,377 |
| Net interest income | $7,459,000 | 2,015 |
| Provision for loan and lease losses | $-672,000 | 8,980 |
| Total noninterest income | $1,991,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $654,000 | 1,998 |
| Trading account gains and fees | $27,000 | 116 |
| Additional Noninterest Income | $1,310,000 | 1,472 |
| Total noninterest expense | $5,643,000 | 2,115 |
| Salaries and employee benefits | $3,047,000 | 2,135 |
| Premises and equipment expense | $1,072,000 | 1,631 |
| Additional noninterest expense | $1,524,000 | 2,350 |
| Pre-tax net operating income | $4,479,000 | 1,449 |
| Securities gains (losses) | $661,000 | 354 |
| Applicable income taxes | $1,829,000 | 1,092 |
| Income before extraordinary items | $3,311,000 | 1,491 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,311,000 | 1,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-900,000 | 9,010 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,887,960 | 1,636 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,881,000 | 2,390 |
| Total interest expense | $1,064,000 | 3,417 |
| Net interest income | $4,817,000 | 2,083 |
| Provision for loan and lease losses | $-672,000 | 9,040 |
| Total noninterest income | $1,356,000 | 1,735 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $434,000 | 1,982 |
| Trading account gains and fees | $18,000 | 117 |
| Additional Noninterest Income | $904,000 | 1,429 |
| Total noninterest expense | $3,778,000 | 2,120 |
| Salaries and employee benefits | $2,044,000 | 2,133 |
| Premises and equipment expense | $704,000 | 1,643 |
| Additional noninterest expense | $1,030,000 | 2,328 |
| Pre-tax net operating income | $3,067,000 | 1,388 |
| Securities gains (losses) | $569,000 | 334 |
| Applicable income taxes | $1,265,000 | 1,066 |
| Income before extraordinary items | $2,371,000 | 1,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,371,000 | 1,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-929,000 | 9,066 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,001,150 | 1,544 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 2,433 |
| Total interest expense | $514,000 | 3,554 |
| Net interest income | $2,376,000 | 2,118 |
| Provision for loan and lease losses | $131,000 | 1,705 |
| Total noninterest income | $676,000 | 1,709 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $227,000 | 1,856 |
| Trading account gains and fees | $12,000 | 108 |
| Additional Noninterest Income | $437,000 | 1,425 |
| Total noninterest expense | $1,895,000 | 2,114 |
| Salaries and employee benefits | $1,010,000 | 2,173 |
| Premises and equipment expense | $335,000 | 1,736 |
| Additional noninterest expense | $550,000 | 2,158 |
| Pre-tax net operating income | $1,026,000 | 1,954 |
| Securities gains (losses) | $260,000 | 418 |
| Applicable income taxes | $427,000 | 1,475 |
| Income before extraordinary items | $859,000 | 1,824 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $859,000 | 1,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,707 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $684,800 | 2,145 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,319,000 | 2,745 |
| Total interest expense | $1,995,000 | 4,038 |
| Net interest income | $8,324,000 | 2,335 |
| Provision for loan and lease losses | $435,000 | 2,424 |
| Total noninterest income | $2,474,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $865,000 | 1,985 |
| Trading account gains and fees | $26,000 | 141 |
| Additional Noninterest Income | $1,583,000 | 1,756 |
| Total noninterest expense | $7,258,000 | 2,173 |
| Salaries and employee benefits | $3,855,000 | 2,203 |
| Premises and equipment expense | $1,378,000 | 1,648 |
| Additional noninterest expense | $2,025,000 | 2,374 |
| Pre-tax net operating income | $3,105,000 | 2,431 |
| Securities gains (losses) | $54,000 | 2,448 |
| Applicable income taxes | $1,231,000 | 1,909 |
| Income before extraordinary items | $1,928,000 | 2,948 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,928,000 | 2,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $588,000 | 1,413 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,893,440 | 2,862 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,600,000 | 2,826 |
| Total interest expense | $1,461,000 | 4,228 |
| Net interest income | $6,139,000 | 2,389 |
| Provision for loan and lease losses | $355,000 | 2,237 |
| Total noninterest income | $1,874,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $658,000 | 1,969 |
| Trading account gains and fees | $17,000 | 141 |
| Additional Noninterest Income | $1,199,000 | 1,806 |
| Total noninterest expense | $5,403,000 | 2,179 |
| Salaries and employee benefits | $2,887,000 | 2,209 |
| Premises and equipment expense | $976,000 | 1,753 |
| Additional noninterest expense | $1,540,000 | 2,333 |
| Pre-tax net operating income | $2,255,000 | 2,587 |
| Securities gains (losses) | $49,000 | 2,325 |
| Applicable income taxes | $897,000 | 2,028 |
| Income before extraordinary items | $1,407,000 | 3,114 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,407,000 | 3,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $798,000 | 804 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,375,640 | 3,011 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,138,000 | 2,809 |
| Total interest expense | $979,000 | 4,303 |
| Net interest income | $4,159,000 | 2,332 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $1,301,000 | 1,923 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $443,000 | 1,913 |
| Trading account gains and fees | $10,000 | 139 |
| Additional Noninterest Income | $848,000 | 1,708 |
| Total noninterest expense | $3,614,000 | 2,170 |
| Salaries and employee benefits | $1,911,000 | 2,214 |
| Premises and equipment expense | $657,000 | 1,732 |
| Additional noninterest expense | $1,046,000 | 2,270 |
| Pre-tax net operating income | $1,606,000 | 2,458 |
| Securities gains (losses) | $187,000 | 1,085 |
| Applicable income taxes | $695,000 | 1,833 |
| Income before extraordinary items | $1,098,000 | 2,771 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,098,000 | 2,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $809,000 | 596 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $978,320 | 2,868 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 2,746 |
| Total interest expense | $482,000 | 4,459 |
| Net interest income | $2,176,000 | 2,235 |
| Provision for loan and lease losses | $240,000 | 1,159 |
| Total noninterest income | $668,000 | 1,848 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $219,000 | 1,869 |
| Trading account gains and fees | $4,000 | 125 |
| Additional Noninterest Income | $445,000 | 1,604 |
| Total noninterest expense | $1,806,000 | 2,172 |
| Salaries and employee benefits | $951,000 | 2,211 |
| Premises and equipment expense | $313,000 | 1,822 |
| Additional noninterest expense | $542,000 | 2,169 |
| Pre-tax net operating income | $798,000 | 2,477 |
| Securities gains (losses) | $68,000 | 1,210 |
| Applicable income taxes | $339,000 | 1,872 |
| Income before extraordinary items | $527,000 | 2,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $527,000 | 2,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,990 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $483,480 | 2,884 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,649,000 | 3,117 |
| Total interest expense | $2,179,000 | 4,534 |
| Net interest income | $7,470,000 | 2,562 |
| Provision for loan and lease losses | $767,000 | 1,698 |
| Total noninterest income | $2,031,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $888,000 | 1,814 |
| Trading account gains and fees | $20,000 | 131 |
| Additional Noninterest Income | $1,123,000 | 2,019 |
| Total noninterest expense | $7,441,000 | 2,024 |
| Salaries and employee benefits | $3,626,000 | 2,210 |
| Premises and equipment expense | $1,500,000 | 1,484 |
| Additional noninterest expense | $2,315,000 | 2,002 |
| Pre-tax net operating income | $1,293,000 | 4,506 |
| Securities gains (losses) | $822,000 | 486 |
| Applicable income taxes | $750,000 | 2,707 |
| Income before extraordinary items | $1,365,000 | 3,757 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,365,000 | 3,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,897,000 | 375 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 9,198 |
| Net operating income | $830,700 | 4,967 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,635,000 | 2,913 |
| Total interest expense | $4,135,000 | 3,697 |
| Net interest income | $7,500,000 | 2,391 |
| Provision for loan and lease losses | $1,769,000 | 778 |
| Total noninterest income | $2,137,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $791,000 | 1,924 |
| Trading account gains and fees | $10,000 | 163 |
| Additional Noninterest Income | $1,336,000 | 1,674 |
| Total noninterest expense | $6,728,000 | 2,129 |
| Salaries and employee benefits | $3,417,000 | 2,194 |
| Premises and equipment expense | $1,660,000 | 1,292 |
| Additional noninterest expense | $1,651,000 | 2,647 |
| Pre-tax net operating income | $1,140,000 | 4,552 |
| Securities gains (losses) | $539,000 | 584 |
| Applicable income taxes | $562,000 | 3,097 |
| Income before extraordinary items | $1,117,000 | 3,990 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,117,000 | 3,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,229,000 | 807 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 9,433 |
| Net operating income | $755,870 | 4,921 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,829,000 | 2,521 |
| Total interest expense | $5,265,000 | 3,166 |
| Net interest income | $8,564,000 | 2,070 |
| Provision for loan and lease losses | $1,480,000 | 771 |
| Total noninterest income | $1,845,000 | 2,001 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $673,000 | 2,061 |
| Trading account gains and fees | $19,000 | 158 |
| Additional Noninterest Income | $1,153,000 | 1,691 |
| Total noninterest expense | $6,723,000 | 2,049 |
| Salaries and employee benefits | $3,133,000 | 2,272 |
| Premises and equipment expense | $1,728,000 | 1,162 |
| Additional noninterest expense | $1,862,000 | 2,307 |
| Pre-tax net operating income | $2,206,000 | 3,073 |
| Securities gains (losses) | $-9,000 | 8,282 |
| Applicable income taxes | $823,000 | 2,464 |
| Income before extraordinary items | $1,374,000 | 3,487 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,374,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,349,000 | 438 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,379,760 | 3,459 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,394,000 | 1,865 |
| Total interest expense | $8,619,000 | 1,725 |
| Net interest income | $8,775,000 | 2,004 |
| Provision for loan and lease losses | $6,951,000 | 251 |
| Total noninterest income | $2,286,000 | 1,691 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $807,000 | 1,643 |
| Trading account gains and fees | $143,000 | 114 |
| Additional Noninterest Income | $1,336,000 | 1,513 |
| Total noninterest expense | $8,314,000 | 1,658 |
| Salaries and employee benefits | $4,182,000 | 1,646 |
| Premises and equipment expense | $2,022,000 | 998 |
| Additional noninterest expense | $2,110,000 | 2,059 |
| Pre-tax net operating income | $-4,204,000 | 10,196 |
| Securities gains (losses) | $74,000 | 848 |
| Applicable income taxes | $-1,485,000 | 10,188 |
| Income before extraordinary items | $-2,645,000 | 10,175 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,645,000 | 10,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,278,000 | 295 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-2,692,360 | 10,171 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,908,000 | 1,544 |
| Total interest expense | $11,028,000 | 1,399 |
| Net interest income | $9,880,000 | 1,732 |
| Provision for loan and lease losses | $1,665,000 | 655 |
| Total noninterest income | $2,380,000 | 1,605 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,051,000 | 1,193 |
| Trading account gains and fees | $17,000 | 184 |
| Additional Noninterest Income | $1,312,000 | 1,529 |
| Total noninterest expense | $9,298,000 | 1,420 |
| Salaries and employee benefits | $4,629,000 | 1,420 |
| Premises and equipment expense | $2,287,000 | 855 |
| Additional noninterest expense | $2,382,000 | 1,781 |
| Pre-tax net operating income | $1,297,000 | 4,627 |
| Securities gains (losses) | $86,000 | 1,380 |
| Applicable income taxes | $436,000 | 4,204 |
| Income before extraordinary items | $947,000 | 4,667 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $947,000 | 4,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,473,000 | 570 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,011 |
| Net operating income | $888,520 | 4,773 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,254,000 | 1,810 |
| Total interest expense | $8,462,000 | 1,830 |
| Net interest income | $9,792,000 | 1,783 |
| Provision for loan and lease losses | $1,000,000 | 989 |
| Total noninterest income | $2,151,000 | 1,670 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $951,000 | 1,344 |
| Trading account gains and fees | $-46,000 | 4,481 |
| Additional Noninterest Income | $1,246,000 | 1,510 |
| Total noninterest expense | $8,536,000 | 1,538 |
| Salaries and employee benefits | $4,098,000 | 1,592 |
| Premises and equipment expense | $2,129,000 | 940 |
| Additional noninterest expense | $2,309,000 | 1,840 |
| Pre-tax net operating income | $2,407,000 | 3,010 |
| Securities gains (losses) | $211,000 | 682 |
| Applicable income taxes | $1,018,000 | 2,400 |
| Income before extraordinary items | $1,600,000 | 3,166 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,600,000 | 3,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,464,960 | 3,352 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,414,000 | 2,059 |
| Total interest expense | $7,578,000 | 2,072 |
| Net interest income | $8,836,000 | 2,029 |
| Provision for loan and lease losses | $1,000,000 | 1,019 |
| Total noninterest income | $1,914,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $831,000 | 1,609 |
| Trading account gains and fees | $4,000 | 249 |
| Additional Noninterest Income | $1,079,000 | 1,714 |
| Total noninterest expense | $7,689,000 | 1,845 |
| Salaries and employee benefits | $3,618,000 | 1,826 |
| Premises and equipment expense | $2,033,000 | 1,040 |
| Additional noninterest expense | $2,038,000 | 2,408 |
| Pre-tax net operating income | $2,061,000 | 3,343 |
| Securities gains (losses) | $-69,000 | 11,122 |
| Applicable income taxes | $776,000 | 2,928 |
| Income before extraordinary items | $1,216,000 | 3,832 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,216,000 | 3,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,926 |
| Cash dividends | $1,388,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,260,160 | 3,662 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,212,000 | 2,216 |
| Total interest expense | $7,094,000 | 2,195 |
| Net interest income | $8,118,000 | 2,218 |
| Provision for loan and lease losses | $1,483,000 | 725 |
| Total noninterest income | $1,641,000 | 2,148 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $316,000 | 4,115 |
| Trading account gains and fees | $-2,000 | 4,799 |
| Additional Noninterest Income | $1,327,000 | 1,483 |
| Total noninterest expense | $7,060,000 | 1,958 |
| Salaries and employee benefits | $3,308,000 | 2,006 |
| Premises and equipment expense | $1,813,000 | 1,164 |
| Additional noninterest expense | $1,939,000 | 2,462 |
| Pre-tax net operating income | $1,216,000 | 5,197 |
| Securities gains (losses) | $-246,000 | 11,712 |
| Applicable income taxes | $290,000 | 6,141 |
| Income before extraordinary items | $680,000 | 6,119 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $680,000 | 6,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $798,000 | 1,033 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $852,200 | 5,200 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,768,000 | 2,827 |
| Total interest expense | $4,905,000 | 2,507 |
| Net interest income | $5,863,000 | 3,061 |
| Provision for loan and lease losses | $-154,000 | 12,273 |
| Total noninterest income | $1,468,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $251,000 | 5,028 |
| Trading account gains and fees | $70,000 | 260 |
| Additional Noninterest Income | $1,147,000 | 1,683 |
| Total noninterest expense | $6,971,000 | 2,050 |
| Salaries and employee benefits | $2,978,000 | 2,235 |
| Premises and equipment expense | $1,570,000 | 1,334 |
| Additional noninterest expense | $2,423,000 | 2,189 |
| Pre-tax net operating income | $514,000 | 8,565 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $194,000 | 7,444 |
| Income before extraordinary items | $329,000 | 8,832 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $329,000 | 8,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $323,240 | 8,947 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,910,000 | 3,450 |
| Total interest expense | $3,816,000 | 3,300 |
| Net interest income | $5,094,000 | 3,508 |
| Provision for loan and lease losses | $-435,000 | 13,157 |
| Total noninterest income | $1,226,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $231,000 | 5,403 |
| Trading account gains and fees | $64,000 | 305 |
| Additional Noninterest Income | $931,000 | 2,137 |
| Total noninterest expense | $6,172,000 | 2,331 |
| Salaries and employee benefits | $2,707,000 | 2,459 |
| Premises and equipment expense | $1,466,000 | 1,449 |
| Additional noninterest expense | $1,999,000 | 2,737 |
| Pre-tax net operating income | $583,000 | 8,065 |
| Securities gains (losses) | $309,000 | 1,272 |
| Applicable income taxes | $357,000 | 5,418 |
| Income before extraordinary items | $535,000 | 7,270 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $535,000 | 7,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-481,000 | 13,224 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $337,240 | 8,806 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,199,000 | 3,784 |
| Total interest expense | $4,568,000 | 3,594 |
| Net interest income | $4,631,000 | 3,894 |
| Provision for loan and lease losses | $-242,000 | 13,836 |
| Total noninterest income | $1,425,000 | 2,490 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $231,000 | 5,417 |
| Trading account gains and fees | $178,000 | 235 |
| Additional Noninterest Income | $1,016,000 | 1,976 |
| Total noninterest expense | $5,959,000 | 2,437 |
| Salaries and employee benefits | $2,307,000 | 2,814 |
| Premises and equipment expense | $1,610,000 | 1,358 |
| Additional noninterest expense | $2,042,000 | 2,752 |
| Pre-tax net operating income | $339,000 | 9,786 |
| Securities gains (losses) | $644,000 | 894 |
| Applicable income taxes | $379,000 | 5,000 |
| Income before extraordinary items | $604,000 | 6,547 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $604,000 | 6,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-213,000 | 13,850 |
| Cash dividends | $864,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $5,864,000 | 153 |
| Net operating income | $191,840 | 10,381 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.