Home > Pacific National Bank > Income and Expense
Pacific National Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $69,560,000 | 377 |
| Total interest expense | $26,995,000 | 340 |
| Net interest income | $42,565,000 | 396 |
| Provision for loan and lease losses | $42,700,000 | 229 |
| Total noninterest income | $1,881,000 | 1,862 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $228,000 | 3,878 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,653,000 | 1,305 |
| Total noninterest expense | $30,948,000 | 529 |
| Salaries and employee benefits | $14,110,000 | 523 |
| Premises and equipment expense | $5,043,000 | 415 |
| Additional noninterest expense | $11,795,000 | 507 |
| Pre-tax net operating income | $-29,202,000 | 7,928 |
| Securities gains (losses) | $-3,281,000 | 7,976 |
| Applicable income taxes | $-13,271,000 | 7,998 |
| Income before extraordinary items | $-19,212,000 | 7,888 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-19,212,000 | 7,887 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-19,212,000 | 7,888 |
| Net charge-offs | $20,464,000 | 296 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-17,112,160 | 7,875 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $46,931,000 | 384 |
| Total interest expense | $17,907,000 | 363 |
| Net interest income | $29,024,000 | 385 |
| Provision for loan and lease losses | $17,700,000 | 325 |
| Total noninterest income | $906,000 | 2,330 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $148,000 | 3,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $758,000 | 1,719 |
| Total noninterest expense | $19,855,000 | 551 |
| Salaries and employee benefits | $9,496,000 | 533 |
| Premises and equipment expense | $3,024,000 | 465 |
| Additional noninterest expense | $7,335,000 | 550 |
| Pre-tax net operating income | $-7,625,000 | 7,858 |
| Securities gains (losses) | $-3,000 | 7,398 |
| Applicable income taxes | $-3,333,000 | 7,990 |
| Income before extraordinary items | $-4,295,000 | 7,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,295,000 | 7,753 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,295,000 | 7,753 |
| Net charge-offs | $7,837,000 | 441 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-4,293,080 | 7,765 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $24,212,000 | 380 |
| Total interest expense | $9,450,000 | 357 |
| Net interest income | $14,762,000 | 372 |
| Provision for loan and lease losses | $5,700,000 | 370 |
| Total noninterest income | $461,000 | 2,260 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $69,000 | 3,996 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $392,000 | 1,637 |
| Total noninterest expense | $8,721,000 | 586 |
| Salaries and employee benefits | $4,804,000 | 529 |
| Premises and equipment expense | $1,464,000 | 481 |
| Additional noninterest expense | $2,453,000 | 691 |
| Pre-tax net operating income | $802,000 | 1,592 |
| Securities gains (losses) | $34,000 | 1,476 |
| Applicable income taxes | $254,000 | 1,214 |
| Income before extraordinary items | $582,000 | 1,852 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $582,000 | 1,854 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $582,000 | 1,854 |
| Net charge-offs | $5,088,000 | 314 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $558,200 | 1,815 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $111,358,000 | 361 |
| Total interest expense | $48,779,000 | 331 |
| Net interest income | $62,579,000 | 373 |
| Provision for loan and lease losses | $17,100,000 | 414 |
| Total noninterest income | $-3,225,000 | 8,278 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $303,000 | 3,999 |
| Trading account gains and fees | $2,327,000 | 62 |
| Additional Noninterest Income | $-5,855,000 | 8,296 |
| Total noninterest expense | $38,105,000 | 531 |
| Salaries and employee benefits | $22,799,000 | 422 |
| Premises and equipment expense | $6,265,000 | 434 |
| Additional noninterest expense | $9,041,000 | 738 |
| Pre-tax net operating income | $4,149,000 | 1,317 |
| Securities gains (losses) | $-92,457,000 | 8,276 |
| Applicable income taxes | $-37,250,000 | 8,250 |
| Income before extraordinary items | $-51,058,000 | 8,190 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-51,058,000 | 8,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,418,000 | 913 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $8,114,480 | 510 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $82,214,000 | 376 |
| Total interest expense | $36,838,000 | 342 |
| Net interest income | $45,376,000 | 396 |
| Provision for loan and lease losses | $15,600,000 | 286 |
| Total noninterest income | $285,000 | 5,464 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $229,000 | 4,012 |
| Trading account gains and fees | $2,327,000 | 57 |
| Additional Noninterest Income | $-2,271,000 | 8,372 |
| Total noninterest expense | $27,265,000 | 551 |
| Salaries and employee benefits | $16,673,000 | 452 |
| Premises and equipment expense | $4,789,000 | 437 |
| Additional noninterest expense | $5,803,000 | 807 |
| Pre-tax net operating income | $2,796,000 | 1,743 |
| Securities gains (losses) | $-87,649,000 | 8,364 |
| Applicable income taxes | $-36,315,000 | 8,351 |
| Income before extraordinary items | $-48,538,000 | 8,320 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-48,538,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,890 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $7,557,360 | 507 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $53,059,000 | 393 |
| Total interest expense | $24,586,000 | 361 |
| Net interest income | $28,473,000 | 414 |
| Provision for loan and lease losses | $5,700,000 | 394 |
| Total noninterest income | $237,000 | 5,099 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $152,000 | 4,033 |
| Trading account gains and fees | $2,381,000 | 55 |
| Additional Noninterest Income | $-2,296,000 | 8,447 |
| Total noninterest expense | $17,682,000 | 560 |
| Salaries and employee benefits | $11,142,000 | 457 |
| Premises and equipment expense | $2,836,000 | 489 |
| Additional noninterest expense | $3,704,000 | 811 |
| Pre-tax net operating income | $5,328,000 | 662 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,227,000 | 789 |
| Income before extraordinary items | $4,101,000 | 674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,101,000 | 673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $4,101,000 | 655 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $25,425,000 | 417 |
| Total interest expense | $12,705,000 | 375 |
| Net interest income | $12,720,000 | 451 |
| Provision for loan and lease losses | $1,400,000 | 506 |
| Total noninterest income | $1,659,000 | 885 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $87,000 | 3,733 |
| Trading account gains and fees | $1,300,000 | 57 |
| Additional Noninterest Income | $272,000 | 2,085 |
| Total noninterest expense | $8,387,000 | 577 |
| Salaries and employee benefits | $5,233,000 | 488 |
| Premises and equipment expense | $1,330,000 | 524 |
| Additional noninterest expense | $1,824,000 | 790 |
| Pre-tax net operating income | $4,592,000 | 441 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,397,000 | 450 |
| Income before extraordinary items | $3,195,000 | 470 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,195,000 | 471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,215,000 | 410 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,195,000 | 450 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $90,893,000 | 484 |
| Total interest expense | $50,329,000 | 417 |
| Net interest income | $40,564,000 | 562 |
| Provision for loan and lease losses | $350,000 | 2,914 |
| Total noninterest income | $-1,362,000 | 8,521 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $346,000 | 3,803 |
| Trading account gains and fees | $-1,387,000 | 8,502 |
| Additional Noninterest Income | $-321,000 | 8,519 |
| Total noninterest expense | $31,192,000 | 600 |
| Salaries and employee benefits | $18,860,000 | 519 |
| Premises and equipment expense | $4,398,000 | 603 |
| Additional noninterest expense | $7,934,000 | 723 |
| Pre-tax net operating income | $7,660,000 | 1,104 |
| Securities gains (losses) | $-212,000 | 8,260 |
| Applicable income taxes | $2,155,000 | 1,066 |
| Income before extraordinary items | $5,293,000 | 1,207 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,293,000 | 1,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,443,520 | 1,173 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $67,133,000 | 491 |
| Total interest expense | $37,514,000 | 419 |
| Net interest income | $29,619,000 | 575 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $665,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $178,000 | 4,585 |
| Trading account gains and fees | $332,000 | 92 |
| Additional Noninterest Income | $155,000 | 5,021 |
| Total noninterest expense | $22,940,000 | 599 |
| Salaries and employee benefits | $14,156,000 | 521 |
| Premises and equipment expense | $3,267,000 | 611 |
| Additional noninterest expense | $5,517,000 | 766 |
| Pre-tax net operating income | $7,344,000 | 942 |
| Securities gains (losses) | $-486,000 | 8,455 |
| Applicable income taxes | $2,424,000 | 816 |
| Income before extraordinary items | $4,434,000 | 1,167 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,434,000 | 1,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,749,900 | 1,081 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $43,973,000 | 509 |
| Total interest expense | $24,879,000 | 430 |
| Net interest income | $19,094,000 | 609 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $154,000 | 6,079 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $120,000 | 4,583 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $34,000 | 6,824 |
| Total noninterest expense | $15,231,000 | 621 |
| Salaries and employee benefits | $9,488,000 | 538 |
| Premises and equipment expense | $2,137,000 | 640 |
| Additional noninterest expense | $3,606,000 | 788 |
| Pre-tax net operating income | $4,017,000 | 1,175 |
| Securities gains (losses) | $-114,000 | 8,416 |
| Applicable income taxes | $1,380,000 | 985 |
| Income before extraordinary items | $2,523,000 | 1,401 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,523,000 | 1,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,597,100 | 1,352 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $21,744,000 | 512 |
| Total interest expense | $12,314,000 | 428 |
| Net interest income | $9,430,000 | 611 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $15,000 | 8,067 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $59,000 | 4,564 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-44,000 | 8,629 |
| Total noninterest expense | $7,469,000 | 631 |
| Salaries and employee benefits | $4,728,000 | 540 |
| Premises and equipment expense | $995,000 | 682 |
| Additional noninterest expense | $1,746,000 | 792 |
| Pre-tax net operating income | $1,976,000 | 1,192 |
| Securities gains (losses) | $-109,000 | 8,564 |
| Applicable income taxes | $660,000 | 1,028 |
| Income before extraordinary items | $1,207,000 | 1,440 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,207,000 | 1,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,277,850 | 1,369 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $71,370,000 | 565 |
| Total interest expense | $40,953,000 | 440 |
| Net interest income | $30,417,000 | 728 |
| Provision for loan and lease losses | $5,283,000 | 232 |
| Total noninterest income | $1,907,000 | 2,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,907,000 | 1,408 |
| Total noninterest expense | $27,279,000 | 651 |
| Salaries and employee benefits | $16,415,000 | 579 |
| Premises and equipment expense | $5,365,000 | 479 |
| Additional noninterest expense | $5,499,000 | 965 |
| Pre-tax net operating income | $-238,000 | 8,142 |
| Securities gains (losses) | $5,921,000 | 56 |
| Applicable income taxes | $1,986,000 | 1,344 |
| Income before extraordinary items | $3,697,000 | 1,917 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,697,000 | 1,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-151,650 | 8,104 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $50,637,000 | 601 |
| Total interest expense | $28,889,000 | 462 |
| Net interest income | $21,748,000 | 780 |
| Provision for loan and lease losses | $5,283,000 | 184 |
| Total noninterest income | $1,243,000 | 2,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,243,000 | 1,549 |
| Total noninterest expense | $19,095,000 | 715 |
| Salaries and employee benefits | $11,170,000 | 644 |
| Premises and equipment expense | $3,753,000 | 516 |
| Additional noninterest expense | $4,172,000 | 956 |
| Pre-tax net operating income | $-1,387,000 | 8,647 |
| Securities gains (losses) | $5,924,000 | 55 |
| Applicable income taxes | $1,596,000 | 1,334 |
| Income before extraordinary items | $2,941,000 | 1,866 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,941,000 | 1,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-909,600 | 8,578 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $31,664,000 | 631 |
| Total interest expense | $17,865,000 | 468 |
| Net interest income | $13,799,000 | 821 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $703,000 | 2,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $703,000 | 1,761 |
| Total noninterest expense | $11,957,000 | 749 |
| Salaries and employee benefits | $7,211,000 | 671 |
| Premises and equipment expense | $2,429,000 | 530 |
| Additional noninterest expense | $2,317,000 | 1,170 |
| Pre-tax net operating income | $2,545,000 | 1,921 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $871,000 | 1,555 |
| Income before extraordinary items | $1,674,000 | 2,144 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,674,000 | 2,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,674,000 | 2,128 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $14,588,000 | 653 |
| Total interest expense | $8,094,000 | 483 |
| Net interest income | $6,494,000 | 870 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $346,000 | 2,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $346,000 | 1,741 |
| Total noninterest expense | $5,938,000 | 757 |
| Salaries and employee benefits | $3,685,000 | 658 |
| Premises and equipment expense | $1,165,000 | 547 |
| Additional noninterest expense | $1,088,000 | 1,221 |
| Pre-tax net operating income | $902,000 | 2,458 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $280,000 | 2,105 |
| Income before extraordinary items | $622,000 | 2,670 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $622,000 | 2,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $622,000 | 2,651 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $44,012,000 | 727 |
| Total interest expense | $19,185,000 | 601 |
| Net interest income | $24,827,000 | 865 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,180,000 | 3,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,180,000 | 1,991 |
| Total noninterest expense | $21,561,000 | 788 |
| Salaries and employee benefits | $12,971,000 | 696 |
| Premises and equipment expense | $4,429,000 | 550 |
| Additional noninterest expense | $4,161,000 | 1,248 |
| Pre-tax net operating income | $4,446,000 | 2,047 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,696,000 | 1,551 |
| Income before extraordinary items | $2,750,000 | 2,417 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,750,000 | 2,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,750,000 | 2,388 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $31,416,000 | 742 |
| Total interest expense | $12,563,000 | 644 |
| Net interest income | $18,853,000 | 837 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $857,000 | 3,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $857,000 | 2,026 |
| Total noninterest expense | $15,944,000 | 793 |
| Salaries and employee benefits | $9,524,000 | 701 |
| Premises and equipment expense | $3,372,000 | 538 |
| Additional noninterest expense | $3,048,000 | 1,259 |
| Pre-tax net operating income | $3,766,000 | 1,855 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,432,000 | 1,435 |
| Income before extraordinary items | $2,334,000 | 2,193 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,334,000 | 2,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,334,000 | 2,157 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $20,741,000 | 731 |
| Total interest expense | $7,537,000 | 680 |
| Net interest income | $13,204,000 | 784 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $324,000 | 4,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $324,000 | 2,926 |
| Total noninterest expense | $10,606,000 | 786 |
| Salaries and employee benefits | $6,476,000 | 681 |
| Premises and equipment expense | $2,221,000 | 536 |
| Additional noninterest expense | $1,909,000 | 1,309 |
| Pre-tax net operating income | $2,922,000 | 1,599 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,111,000 | 1,249 |
| Income before extraordinary items | $1,811,000 | 1,885 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,811,000 | 1,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,811,000 | 1,848 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,283,000 | 725 |
| Total interest expense | $3,559,000 | 678 |
| Net interest income | $6,724,000 | 762 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $151,000 | 4,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $151,000 | 2,964 |
| Total noninterest expense | $5,347,000 | 775 |
| Salaries and employee benefits | $3,239,000 | 685 |
| Premises and equipment expense | $1,106,000 | 543 |
| Additional noninterest expense | $1,002,000 | 1,245 |
| Pre-tax net operating income | $1,528,000 | 1,492 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $581,000 | 1,174 |
| Income before extraordinary items | $947,000 | 1,784 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $947,000 | 1,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $947,000 | 1,744 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $33,014,000 | 840 |
| Total interest expense | $11,335,000 | 739 |
| Net interest income | $21,679,000 | 907 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $897,000 | 3,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $897,000 | 2,303 |
| Total noninterest expense | $19,445,000 | 832 |
| Salaries and employee benefits | $10,975,000 | 777 |
| Premises and equipment expense | $3,974,000 | 568 |
| Additional noninterest expense | $4,496,000 | 1,092 |
| Pre-tax net operating income | $3,131,000 | 2,500 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,238,000 | 1,860 |
| Income before extraordinary items | $1,893,000 | 3,063 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,893,000 | 3,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,144 |
| Cash dividends | $1,114,000 | 2,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,893,000 | 3,000 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $25,166,000 | 821 |
| Total interest expense | $8,966,000 | 671 |
| Net interest income | $16,200,000 | 910 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $655,000 | 3,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $655,000 | 2,369 |
| Total noninterest expense | $14,796,000 | 813 |
| Salaries and employee benefits | $8,584,000 | 741 |
| Premises and equipment expense | $2,814,000 | 621 |
| Additional noninterest expense | $3,398,000 | 1,078 |
| Pre-tax net operating income | $2,059,000 | 2,808 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $868,000 | 1,988 |
| Income before extraordinary items | $1,191,000 | 3,556 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,191,000 | 3,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $1,114,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,191,000 | 3,482 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $16,971,000 | 808 |
| Total interest expense | $6,018,000 | 655 |
| Net interest income | $10,953,000 | 891 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $485,000 | 3,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $485,000 | 2,233 |
| Total noninterest expense | $10,216,000 | 787 |
| Salaries and employee benefits | $5,983,000 | 710 |
| Premises and equipment expense | $1,842,000 | 629 |
| Additional noninterest expense | $2,391,000 | 1,035 |
| Pre-tax net operating income | $1,222,000 | 3,069 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $578,000 | 1,991 |
| Income before extraordinary items | $644,000 | 4,043 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $644,000 | 4,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,878 |
| Cash dividends | $1,114,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $644,000 | 3,962 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,636,000 | 817 |
| Total interest expense | $3,059,000 | 662 |
| Net interest income | $5,577,000 | 887 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $282,000 | 3,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $282,000 | 1,958 |
| Total noninterest expense | $5,433,000 | 742 |
| Salaries and employee benefits | $3,077,000 | 697 |
| Premises and equipment expense | $911,000 | 644 |
| Additional noninterest expense | $1,445,000 | 855 |
| Pre-tax net operating income | $426,000 | 3,931 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $142,000 | 3,191 |
| Income before extraordinary items | $284,000 | 4,416 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $284,000 | 4,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $1,114,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $284,000 | 4,291 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $37,891,000 | 753 |
| Total interest expense | $15,013,000 | 595 |
| Net interest income | $22,878,000 | 842 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,229,000 | 3,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,229,000 | 2,090 |
| Total noninterest expense | $18,351,000 | 878 |
| Salaries and employee benefits | $10,343,000 | 823 |
| Premises and equipment expense | $4,128,000 | 558 |
| Additional noninterest expense | $3,880,000 | 1,280 |
| Pre-tax net operating income | $5,756,000 | 1,435 |
| Securities gains (losses) | $-29,000 | 8,912 |
| Applicable income taxes | $1,997,000 | 1,291 |
| Income before extraordinary items | $3,730,000 | 1,664 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,730,000 | 1,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $1,114,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,748,850 | 1,577 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $28,959,000 | 752 |
| Total interest expense | $11,697,000 | 606 |
| Net interest income | $17,262,000 | 844 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $976,000 | 3,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $976,000 | 2,086 |
| Total noninterest expense | $13,429,000 | 914 |
| Salaries and employee benefits | $7,445,000 | 869 |
| Premises and equipment expense | $3,252,000 | 548 |
| Additional noninterest expense | $2,732,000 | 1,357 |
| Pre-tax net operating income | $4,809,000 | 1,342 |
| Securities gains (losses) | $-29,000 | 9,048 |
| Applicable income taxes | $1,678,000 | 1,224 |
| Income before extraordinary items | $3,102,000 | 1,559 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,102,000 | 1,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $1,114,000 | 1,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,120,850 | 1,480 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $19,691,000 | 743 |
| Total interest expense | $8,009,000 | 609 |
| Net interest income | $11,682,000 | 832 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $683,000 | 3,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $683,000 | 2,008 |
| Total noninterest expense | $8,574,000 | 958 |
| Salaries and employee benefits | $4,689,000 | 919 |
| Premises and equipment expense | $2,107,000 | 564 |
| Additional noninterest expense | $1,778,000 | 1,388 |
| Pre-tax net operating income | $3,791,000 | 1,135 |
| Securities gains (losses) | $-29,000 | 9,130 |
| Applicable income taxes | $1,335,000 | 1,087 |
| Income before extraordinary items | $2,427,000 | 1,363 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,427,000 | 1,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $1,114,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,445,850 | 1,257 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,975,000 | 741 |
| Total interest expense | $4,127,000 | 607 |
| Net interest income | $5,848,000 | 835 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $356,000 | 2,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $356,000 | 1,879 |
| Total noninterest expense | $4,118,000 | 986 |
| Salaries and employee benefits | $2,519,000 | 851 |
| Premises and equipment expense | $890,000 | 653 |
| Additional noninterest expense | $709,000 | 1,662 |
| Pre-tax net operating income | $2,086,000 | 1,043 |
| Securities gains (losses) | $-20,000 | 9,193 |
| Applicable income taxes | $751,000 | 997 |
| Income before extraordinary items | $1,315,000 | 1,255 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,315,000 | 1,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $1,114,000 | 629 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,327,800 | 1,166 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $44,471,000 | 686 |
| Total interest expense | $21,523,000 | 541 |
| Net interest income | $22,948,000 | 843 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,176,000 | 3,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,176,000 | 1,959 |
| Total noninterest expense | $16,049,000 | 977 |
| Salaries and employee benefits | $9,420,000 | 856 |
| Premises and equipment expense | $3,654,000 | 612 |
| Additional noninterest expense | $2,975,000 | 1,588 |
| Pre-tax net operating income | $8,075,000 | 1,049 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $2,864,000 | 964 |
| Income before extraordinary items | $5,215,000 | 1,197 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,215,000 | 1,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $1,072,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,212,400 | 1,151 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $53,865,000 | 659 |
| Total interest expense | $31,665,000 | 551 |
| Net interest income | $22,200,000 | 796 |
| Provision for loan and lease losses | $-40,000 | 9,488 |
| Total noninterest income | $1,202,000 | 2,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,202,000 | 1,797 |
| Total noninterest expense | $15,421,000 | 957 |
| Salaries and employee benefits | $8,852,000 | 838 |
| Premises and equipment expense | $3,681,000 | 596 |
| Additional noninterest expense | $2,888,000 | 1,610 |
| Pre-tax net operating income | $8,021,000 | 941 |
| Securities gains (losses) | $21,000 | 3,115 |
| Applicable income taxes | $2,937,000 | 856 |
| Income before extraordinary items | $5,105,000 | 1,072 |
| Extraordinary gains, net | $-82,000 | 9,522 |
| Net income | $5,023,000 | 1,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 9,365 |
| Cash dividends | $1,071,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,091,560 | 1,031 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $50,326,000 | 721 |
| Total interest expense | $29,756,000 | 628 |
| Net interest income | $20,570,000 | 847 |
| Provision for loan and lease losses | $142,000 | 4,519 |
| Total noninterest income | $1,634,000 | 2,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,634,000 | 1,291 |
| Total noninterest expense | $14,899,000 | 953 |
| Salaries and employee benefits | $8,524,000 | 823 |
| Premises and equipment expense | $3,553,000 | 608 |
| Additional noninterest expense | $2,822,000 | 1,585 |
| Pre-tax net operating income | $7,163,000 | 1,057 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,590,000 | 934 |
| Income before extraordinary items | $4,573,000 | 1,153 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,573,000 | 1,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $1,072,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,573,000 | 1,150 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $46,177,000 | 745 |
| Total interest expense | $25,175,000 | 654 |
| Net interest income | $21,002,000 | 839 |
| Provision for loan and lease losses | $-431,000 | 10,178 |
| Total noninterest income | $1,711,000 | 2,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,711,000 | 1,281 |
| Total noninterest expense | $13,796,000 | 1,011 |
| Salaries and employee benefits | $7,749,000 | 884 |
| Premises and equipment expense | $3,306,000 | 646 |
| Additional noninterest expense | $2,741,000 | 1,630 |
| Pre-tax net operating income | $9,348,000 | 873 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $3,524,000 | 774 |
| Income before extraordinary items | $5,827,000 | 955 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,827,000 | 955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,998 |
| Cash dividends | $1,071,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,825,080 | 944 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $45,552,000 | 736 |
| Total interest expense | $25,941,000 | 645 |
| Net interest income | $19,611,000 | 875 |
| Provision for loan and lease losses | $555,000 | 1,587 |
| Total noninterest income | $1,947,000 | 1,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,947,000 | 1,183 |
| Total noninterest expense | $13,280,000 | 1,001 |
| Salaries and employee benefits | $7,389,000 | 894 |
| Premises and equipment expense | $3,136,000 | 673 |
| Additional noninterest expense | $2,755,000 | 1,562 |
| Pre-tax net operating income | $7,723,000 | 994 |
| Securities gains (losses) | $-4,000 | 10,023 |
| Applicable income taxes | $3,160,000 | 830 |
| Income before extraordinary items | $4,559,000 | 1,176 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,559,000 | 1,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $1,071,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,561,560 | 1,139 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $44,018,000 | 782 |
| Total interest expense | $24,782,000 | 678 |
| Net interest income | $19,236,000 | 931 |
| Provision for loan and lease losses | $124,000 | 4,561 |
| Total noninterest income | $503,000 | 4,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $503,000 | 2,813 |
| Total noninterest expense | $13,231,000 | 1,034 |
| Salaries and employee benefits | $7,522,000 | 883 |
| Premises and equipment expense | $3,087,000 | 677 |
| Additional noninterest expense | $2,622,000 | 1,629 |
| Pre-tax net operating income | $6,384,000 | 1,229 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,326,000 | 1,166 |
| Income before extraordinary items | $4,058,000 | 1,346 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,058,000 | 1,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,386 |
| Cash dividends | $1,071,000 | 2,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,058,000 | 1,302 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $45,096,000 | 797 |
| Total interest expense | $25,384,000 | 695 |
| Net interest income | $19,712,000 | 941 |
| Provision for loan and lease losses | $869,000 | 1,138 |
| Total noninterest income | $1,210,000 | 2,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,210,000 | 1,590 |
| Total noninterest expense | $17,844,000 | 872 |
| Salaries and employee benefits | $7,694,000 | 885 |
| Premises and equipment expense | $2,752,000 | 793 |
| Additional noninterest expense | $7,398,000 | 857 |
| Pre-tax net operating income | $2,209,000 | 3,146 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,345,000 | 1,777 |
| Income before extraordinary items | $864,000 | 5,009 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $864,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 1,650 |
| Cash dividends | $1,071,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $864,000 | 4,959 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $42,918,000 | 856 |
| Total interest expense | $24,471,000 | 751 |
| Net interest income | $18,447,000 | 999 |
| Provision for loan and lease losses | $1,206,000 | 821 |
| Total noninterest income | $1,199,000 | 2,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,199,000 | 1,602 |
| Total noninterest expense | $13,881,000 | 1,081 |
| Salaries and employee benefits | $7,212,000 | 947 |
| Premises and equipment expense | $2,561,000 | 861 |
| Additional noninterest expense | $4,108,000 | 1,308 |
| Pre-tax net operating income | $4,559,000 | 1,621 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,284,000 | 1,124 |
| Income before extraordinary items | $2,275,000 | 2,216 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,275,000 | 2,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 1,847 |
| Cash dividends | $1,071,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,275,000 | 2,187 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $43,407,000 | 786 |
| Total interest expense | $21,150,000 | 683 |
| Net interest income | $22,257,000 | 846 |
| Provision for loan and lease losses | $1,640,000 | 655 |
| Total noninterest income | $1,698,000 | 2,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,698,000 | 1,263 |
| Total noninterest expense | $13,872,000 | 1,084 |
| Salaries and employee benefits | $7,013,000 | 973 |
| Premises and equipment expense | $2,532,000 | 866 |
| Additional noninterest expense | $4,327,000 | 1,334 |
| Pre-tax net operating income | $8,443,000 | 922 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $3,832,000 | 707 |
| Income before extraordinary items | $4,611,000 | 1,101 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,611,000 | 1,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,402 |
| Cash dividends | $1,071,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,611,000 | 1,106 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $49,490,000 | 706 |
| Total interest expense | $23,128,000 | 632 |
| Net interest income | $26,362,000 | 736 |
| Provision for loan and lease losses | $585,000 | 1,898 |
| Total noninterest income | $2,443,000 | 1,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,443,000 | 1,108 |
| Total noninterest expense | $13,742,000 | 1,141 |
| Salaries and employee benefits | $6,678,000 | 1,028 |
| Premises and equipment expense | $2,671,000 | 845 |
| Additional noninterest expense | $4,393,000 | 1,409 |
| Pre-tax net operating income | $14,478,000 | 524 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $5,960,000 | 469 |
| Income before extraordinary items | $8,518,000 | 621 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $8,518,000 | 635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $942,000 | 1,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $8,518,000 | 571 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $54,690,000 | 717 |
| Total interest expense | $29,200,000 | 660 |
| Net interest income | $25,490,000 | 779 |
| Provision for loan and lease losses | $570,000 | 2,721 |
| Total noninterest income | $2,063,000 | 1,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,063,000 | 1,217 |
| Total noninterest expense | $13,699,000 | 1,153 |
| Salaries and employee benefits | $6,193,000 | 1,085 |
| Premises and equipment expense | $2,597,000 | 910 |
| Additional noninterest expense | $4,909,000 | 1,344 |
| Pre-tax net operating income | $13,284,000 | 481 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $5,684,000 | 434 |
| Income before extraordinary items | $7,603,000 | 628 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $7,603,000 | 626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $857,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $7,601,080 | 562 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.