Home > Pacific National Bank > Assets and Liabilities
Pacific National Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 180 | 870 |
| Assets and Liabilities | ||
| Total Assets: | $2,319,263,000 | 327 |
| Cash and due from depository institutions | $401,446,000 | 870 |
| Interest-bearing balances | $379,827,000 | 99 |
| Securities | $58,431,000 | 2,111 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $1,591,894,000 | 320 |
| Loan loss allowance | $46,268,000 | 245 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $25,807,000 | 435 |
| Other real estate owned | $28,407,000 | 870 |
| Goodwill and other intangibles | $55,696,000 | 196 |
| All other assets | $157,582,000 | 204 |
| Life insurance assets | $26,115,000 | 253 |
| Total liabilities and capital | $2,319,263,000 | 327 |
| Total liabilities | $2,152,612,000 | 320 |
| Total deposits | $1,757,986,000 | 323 |
| Interest-bearing deposits | $1,730,215,000 | 284 |
| Deposits held in domestic offices | $1,757,986,000 | 320 |
| % insured | 97.57% | 894 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $380,000,000 | 180 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $14,626,000 | 495 |
| Total equity capital | $166,651,000 | 435 |
| Total bank equity capital | $166,651,000 | 435 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $0 | 7,420 |
| Surplus | $227,775,000 | 234 |
| Undivided profits | $-61,124,000 | 8,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $101,248,000 | 240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $7,049,000 | 440 |
| Earning assets | $2,030,152,000 | 330 |
| Long-term assets (5+ years) | $170,757,000 | 809 |
| Average Assets, year-to-date | $2,064,699,250 | 359 |
| Average Assets, quarterly | $2,225,563,500 | 336 |
| Volatile liabilities | $1,168,859,000 | 171 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $380,000,000 | 140 |
| Loans and leases held for sale | $2,415,000 | 595 |
| Unused loan commitments | $621,165,000 | 213 |
| Tier 1 (core) risk-based capital | $67,049,000 | 930 |
| Tier 2 risk-based capital | $24,471,000 | 302 |
| Total risk weighted assets | $1,787,127,000 | 322 |
| Total unused commitments | $621,165,000 | 213 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 187 | 849 |
| Assets and Liabilities | ||
| Total Assets: | $2,131,864,000 | 355 |
| Cash and due from depository institutions | $212,461,000 | 849 |
| Interest-bearing balances | $4,000 | 7,220 |
| Securities | $63,232,000 | 1,928 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $1,598,400,000 | 339 |
| Loan loss allowance | $33,895,000 | 300 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $26,114,000 | 433 |
| Other real estate owned | $26,568,000 | 849 |
| Goodwill and other intangibles | $55,696,000 | 209 |
| All other assets | $149,393,000 | 208 |
| Life insurance assets | $26,050,000 | 256 |
| Total liabilities and capital | $2,131,864,000 | 355 |
| Total liabilities | $1,955,018,000 | 352 |
| Total deposits | $1,559,831,000 | 359 |
| Interest-bearing deposits | $1,542,992,000 | 322 |
| Deposits held in domestic offices | $1,559,831,000 | 357 |
| % insured | 83.85% | 2,542 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $380,000,000 | 188 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $15,187,000 | 479 |
| Total equity capital | $176,846,000 | 399 |
| Total bank equity capital | $176,846,000 | 399 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $0 | 7,509 |
| Surplus | $227,775,000 | 234 |
| Undivided profits | $-50,929,000 | 8,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $45,935,000 | 427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $6,770,000 | 461 |
| Earning assets | $1,661,636,000 | 407 |
| Long-term assets (5+ years) | $169,870,000 | 818 |
| Average Assets, year-to-date | $1,979,844,670 | 378 |
| Average Assets, quarterly | $2,026,168,000 | 372 |
| Volatile liabilities | $1,076,233,000 | 190 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $380,000,000 | 144 |
| Loans and leases held for sale | $1,340,000 | 1,061 |
| Unused loan commitments | $761,515,000 | 195 |
| Tier 1 (core) risk-based capital | $94,959,000 | 650 |
| Tier 2 risk-based capital | $24,014,000 | 308 |
| Total risk weighted assets | $1,843,489,000 | 328 |
| Total unused commitments | $761,515,000 | 196 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 198 | 803 |
| Assets and Liabilities | ||
| Total Assets: | $1,920,472,000 | 387 |
| Cash and due from depository institutions | $6,597,000 | 803 |
| Interest-bearing balances | $4,000 | 7,135 |
| Securities | $69,915,000 | 1,756 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $1,606,303,000 | 338 |
| Loan loss allowance | $24,644,000 | 369 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $25,009,000 | 448 |
| Other real estate owned | $8,701,000 | 803 |
| Goodwill and other intangibles | $55,696,000 | 210 |
| All other assets | $148,251,000 | 211 |
| Life insurance assets | $25,731,000 | 260 |
| Total liabilities and capital | $1,920,472,000 | 387 |
| Total liabilities | $1,743,658,000 | 388 |
| Total deposits | $1,325,451,000 | 418 |
| Interest-bearing deposits | $1,307,420,000 | 375 |
| Deposits held in domestic offices | $1,325,451,000 | 416 |
| % insured | 76.04% | 4,845 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $404,000,000 | 188 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $14,207,000 | 505 |
| Total equity capital | $176,814,000 | 402 |
| Total bank equity capital | $176,814,000 | 402 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 7,555 |
| Surplus | $227,775,000 | 228 |
| Undivided profits | $-50,961,000 | 8,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $41,393,000 | 413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $8,066,000 | 395 |
| Earning assets | $1,676,222,000 | 402 |
| Long-term assets (5+ years) | $152,827,000 | 894 |
| Average Assets, year-to-date | $1,903,835,000 | 389 |
| Average Assets, quarterly | $1,903,835,000 | 389 |
| Volatile liabilities | $994,253,000 | 203 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $404,000,000 | 140 |
| Loans and leases held for sale | $1,036,000 | 1,090 |
| Unused loan commitments | $918,448,000 | 182 |
| Tier 1 (core) risk-based capital | $134,591,000 | 483 |
| Tier 2 risk-based capital | $24,519,000 | 306 |
| Total risk weighted assets | $1,945,732,000 | 309 |
| Total unused commitments | $918,448,000 | 183 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 199 | 795 |
| Assets and Liabilities | ||
| Total Assets: | $1,887,198,000 | 394 |
| Cash and due from depository institutions | $8,402,000 | 795 |
| Interest-bearing balances | $18,000 | 6,630 |
| Securities | $89,411,000 | 1,359 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $1,559,012,000 | 347 |
| Loan loss allowance | $24,032,000 | 354 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $23,769,000 | 476 |
| Other real estate owned | $2,484,000 | 795 |
| Goodwill and other intangibles | $55,696,000 | 218 |
| All other assets | $148,424,000 | 207 |
| Life insurance assets | $25,579,000 | 260 |
| Total liabilities and capital | $1,887,197,000 | 394 |
| Total liabilities | $1,707,843,000 | 391 |
| Total deposits | $1,309,855,000 | 405 |
| Interest-bearing deposits | $1,288,683,000 | 366 |
| Deposits held in domestic offices | $1,309,855,000 | 403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $379,260,000 | 214 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $18,728,000 | 415 |
| Total equity capital | $179,354,000 | 396 |
| Total bank equity capital | $179,354,000 | 396 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 7,596 |
| Surplus | $227,775,000 | 225 |
| Undivided profits | $-48,421,000 | 8,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,479,000 | 434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $8,504,000 | 386 |
| Earning assets | $1,648,441,000 | 410 |
| Long-term assets (5+ years) | $178,207,000 | 752 |
| Average Assets, year-to-date | $1,795,590,200 | 398 |
| Average Assets, quarterly | $1,949,247,000 | 376 |
| Volatile liabilities | $971,432,000 | 213 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $379,260,000 | 171 |
| Loans and leases held for sale | $1,327,000 | 769 |
| Unused loan commitments | $1,261,619,000 | 160 |
| Tier 1 (core) risk-based capital | $134,009,000 | 478 |
| Tier 2 risk-based capital | $24,777,000 | 305 |
| Total risk weighted assets | $1,982,954,000 | 309 |
| Total unused commitments | $1,261,619,000 | 161 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 198 | 810 |
| Assets and Liabilities | ||
| Total Assets: | $2,011,296,000 | 369 |
| Cash and due from depository institutions | $12,705,000 | 810 |
| Interest-bearing balances | $4,000 | 6,658 |
| Securities | $92,240,000 | 1,295 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $1,676,917,000 | 334 |
| Loan loss allowance | $25,941,000 | 301 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $23,181,000 | 484 |
| Other real estate owned | $5,553,000 | 810 |
| Goodwill and other intangibles | $55,696,000 | 240 |
| All other assets | $145,004,000 | 211 |
| Life insurance assets | $25,365,000 | 262 |
| Total liabilities and capital | $2,011,296,000 | 369 |
| Total liabilities | $1,831,029,000 | 358 |
| Total deposits | $1,285,173,000 | 409 |
| Interest-bearing deposits | $1,249,960,000 | 370 |
| Deposits held in domestic offices | $1,285,173,000 | 407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $530,300,000 | 182 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $15,556,000 | 472 |
| Total equity capital | $180,267,000 | 404 |
| Total bank equity capital | $180,267,000 | 404 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $0 | 7,662 |
| Surplus | $227,275,000 | 217 |
| Undivided profits | $-47,008,000 | 8,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,766,000 | 840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $9,299,000 | 369 |
| Earning assets | $1,769,161,000 | 376 |
| Long-term assets (5+ years) | $173,718,000 | 765 |
| Average Assets, year-to-date | $1,772,688,250 | 405 |
| Average Assets, quarterly | $1,967,086,000 | 373 |
| Volatile liabilities | $1,091,794,000 | 196 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $410,000,000 | 178 |
| Loans and leases held for sale | $552,000 | 993 |
| Unused loan commitments | $1,376,181,000 | 159 |
| Tier 1 (core) risk-based capital | $136,032,000 | 471 |
| Tier 2 risk-based capital | $26,686,000 | 283 |
| Total risk weighted assets | $2,142,049,000 | 287 |
| Total unused commitments | $1,376,181,000 | 160 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 200 | 811 |
| Assets and Liabilities | ||
| Total Assets: | $1,922,876,000 | 385 |
| Cash and due from depository institutions | $7,588,000 | 811 |
| Interest-bearing balances | $324,000 | 3,936 |
| Securities | $150,777,000 | 797 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $1,562,644,000 | 348 |
| Loan loss allowance | $16,048,000 | 423 |
| Trading account assets | $17,586,000 | 106 |
| Bank premises and fixed assets | $22,584,000 | 487 |
| Other real estate owned | $5,553,000 | 811 |
| Goodwill and other intangibles | $55,696,000 | 250 |
| All other assets | $100,448,000 | 262 |
| Life insurance assets | $25,420,000 | 265 |
| Total liabilities and capital | $1,922,876,000 | 385 |
| Total liabilities | $1,686,589,000 | 393 |
| Total deposits | $1,163,851,000 | 452 |
| Interest-bearing deposits | $1,137,828,000 | 398 |
| Deposits held in domestic offices | $1,163,851,000 | 450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $507,000,000 | 175 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $15,738,000 | 464 |
| Total equity capital | $236,287,000 | 335 |
| Total bank equity capital | $236,287,000 | 335 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $227,275,000 | 220 |
| Undivided profits | $9,012,000 | 3,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $682,000 | 4,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $8,326,000 | 405 |
| Earning assets | $1,731,331,000 | 386 |
| Long-term assets (5+ years) | $142,757,000 | 912 |
| Average Assets, year-to-date | $1,693,152,330 | 423 |
| Average Assets, quarterly | $1,812,444,000 | 402 |
| Volatile liabilities | $996,382,000 | 211 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $100,000,000 | 571 |
| Loans and leases held for sale | $1,772,000 | 668 |
| Unused loan commitments | $1,172,814,000 | 171 |
| Tier 1 (core) risk-based capital | $183,850,000 | 363 |
| Tier 2 risk-based capital | $16,693,000 | 398 |
| Total risk weighted assets | $1,981,527,000 | 311 |
| Total unused commitments | $1,172,814,000 | 172 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 197 | 820 |
| Assets and Liabilities | ||
| Total Assets: | $1,702,012,000 | 421 |
| Cash and due from depository institutions | $10,983,000 | 820 |
| Interest-bearing balances | $2,414,000 | 2,154 |
| Securities | $160,982,000 | 747 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $1,344,494,000 | 387 |
| Loan loss allowance | $10,535,000 | 553 |
| Trading account assets | $11,505,000 | 134 |
| Bank premises and fixed assets | $22,566,000 | 484 |
| Other real estate owned | $5,853,000 | 820 |
| Goodwill and other intangibles | $55,696,000 | 251 |
| All other assets | $89,933,000 | 278 |
| Life insurance assets | $25,251,000 | 265 |
| Total liabilities and capital | $1,702,012,000 | 421 |
| Total liabilities | $1,481,168,000 | 430 |
| Total deposits | $1,130,470,000 | 464 |
| Interest-bearing deposits | $1,109,389,000 | 411 |
| Deposits held in domestic offices | $1,130,470,000 | 462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $335,000,000 | 223 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $15,698,000 | 512 |
| Total equity capital | $220,844,000 | 361 |
| Total bank equity capital | $220,844,000 | 361 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $212,275,000 | 227 |
| Undivided profits | $8,569,000 | 3,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $7,768,000 | 463 |
| Earning assets | $1,519,395,000 | 426 |
| Long-term assets (5+ years) | $122,350,000 | 1,006 |
| Average Assets, year-to-date | $1,578,290,500 | 446 |
| Average Assets, quarterly | $1,578,290,500 | 446 |
| Volatile liabilities | $767,816,000 | 251 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $335,000,000 | 188 |
| Loans and leases held for sale | $2,369,000 | 611 |
| Unused loan commitments | $1,043,865,000 | 191 |
| Tier 1 (core) risk-based capital | $168,112,000 | 395 |
| Tier 2 risk-based capital | $11,105,000 | 532 |
| Total risk weighted assets | $1,724,625,000 | 339 |
| Total unused commitments | $1,043,865,000 | 191 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 196 | 834 |
| Assets and Liabilities | ||
| Total Assets: | $1,454,569,000 | 488 |
| Cash and due from depository institutions | $11,256,000 | 834 |
| Interest-bearing balances | $1,228,000 | 2,350 |
| Securities | $154,524,000 | 776 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $1,121,172,000 | 456 |
| Loan loss allowance | $10,350,000 | 541 |
| Trading account assets | $10,205,000 | 133 |
| Bank premises and fixed assets | $22,202,000 | 499 |
| Other real estate owned | $0 | 834 |
| Goodwill and other intangibles | $55,696,000 | 249 |
| All other assets | $79,514,000 | 310 |
| Life insurance assets | $25,029,000 | 265 |
| Total liabilities and capital | $1,454,569,000 | 488 |
| Total liabilities | $1,261,008,000 | 495 |
| Total deposits | $1,167,890,000 | 444 |
| Interest-bearing deposits | $1,148,165,000 | 394 |
| Deposits held in domestic offices | $1,167,890,000 | 441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $76,100,000 | 724 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $17,018,000 | 453 |
| Total equity capital | $193,561,000 | 401 |
| Total bank equity capital | $193,561,000 | 401 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $184,775,000 | 238 |
| Undivided profits | $8,786,000 | 3,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,334,000 | 813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $7,869,000 | 494 |
| Earning assets | $1,287,129,000 | 496 |
| Long-term assets (5+ years) | $69,022,000 | 1,554 |
| Average Assets, year-to-date | $1,360,209,400 | 488 |
| Average Assets, quarterly | $1,408,121,000 | 493 |
| Volatile liabilities | $518,373,000 | 325 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $76,100,000 | 664 |
| Loans and leases held for sale | $354,000 | 1,315 |
| Unused loan commitments | $952,841,000 | 202 |
| Tier 1 (core) risk-based capital | $139,542,000 | 464 |
| Tier 2 risk-based capital | $10,920,000 | 534 |
| Total risk weighted assets | $1,473,262,000 | 385 |
| Total unused commitments | $952,841,000 | 202 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 192 | 850 |
| Assets and Liabilities | ||
| Total Assets: | $1,361,673,000 | 497 |
| Cash and due from depository institutions | $7,863,000 | 850 |
| Interest-bearing balances | $6,611,000 | 790 |
| Securities | $232,987,000 | 539 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,470 |
| Net loans & leases | $973,481,000 | 498 |
| Loan loss allowance | $10,000,000 | 547 |
| Trading account assets | $11,926,000 | 124 |
| Bank premises and fixed assets | $16,254,000 | 721 |
| Other real estate owned | $0 | 850 |
| Goodwill and other intangibles | $55,696,000 | 237 |
| All other assets | $53,466,000 | 419 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $1,361,673,000 | 497 |
| Total liabilities | $1,180,760,000 | 516 |
| Total deposits | $1,152,308,000 | 448 |
| Interest-bearing deposits | $1,130,035,000 | 392 |
| Deposits held in domestic offices | $1,152,308,000 | 445 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $13,500,000 | 2,220 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $14,952,000 | 496 |
| Total equity capital | $180,913,000 | 410 |
| Total bank equity capital | $180,913,000 | 410 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $169,775,000 | 256 |
| Undivided profits | $11,138,000 | 2,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,540,000 | 2,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $9,628,000 | 421 |
| Earning assets | $1,235,005,000 | 509 |
| Long-term assets (5+ years) | $29,096,000 | 2,854 |
| Average Assets, year-to-date | $1,336,619,500 | 491 |
| Average Assets, quarterly | $1,350,216,500 | 496 |
| Volatile liabilities | $409,652,000 | 387 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $13,500,000 | 2,114 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $780,321,000 | 242 |
| Tier 1 (core) risk-based capital | $126,210,000 | 506 |
| Tier 2 risk-based capital | $10,500,000 | 533 |
| Total risk weighted assets | $1,354,324,000 | 403 |
| Total unused commitments | $780,321,000 | 243 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 182 | 931 |
| Assets and Liabilities | ||
| Total Assets: | $1,338,760,000 | 513 |
| Cash and due from depository institutions | $32,741,000 | 931 |
| Interest-bearing balances | $30,007,000 | 211 |
| Securities | $144,758,000 | 816 |
| Federal funds sold & reverse repurchase agreements | $108,100,000 | 179 |
| Net loans & leases | $932,193,000 | 520 |
| Loan loss allowance | $10,000,000 | 540 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $14,060,000 | 836 |
| Other real estate owned | $0 | 931 |
| Goodwill and other intangibles | $55,696,000 | 247 |
| All other assets | $51,212,000 | 440 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $1,338,760,000 | 513 |
| Total liabilities | $1,160,708,000 | 528 |
| Total deposits | $1,146,490,000 | 462 |
| Interest-bearing deposits | $1,127,880,000 | 408 |
| Deposits held in domestic offices | $1,146,490,000 | 461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $14,218,000 | 514 |
| Total equity capital | $178,052,000 | 426 |
| Total bank equity capital | $178,052,000 | 426 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $169,775,000 | 270 |
| Undivided profits | $8,277,000 | 3,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 6,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $7,415,000 | 525 |
| Earning assets | $1,215,058,000 | 520 |
| Long-term assets (5+ years) | $39,457,000 | 2,251 |
| Average Assets, year-to-date | $1,328,268,330 | 508 |
| Average Assets, quarterly | $1,335,082,500 | 510 |
| Volatile liabilities | $374,619,000 | 414 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $610,465,000 | 292 |
| Tier 1 (core) risk-based capital | $124,299,000 | 514 |
| Tier 2 risk-based capital | $10,445,000 | 549 |
| Total risk weighted assets | $1,194,918,000 | 449 |
| Total unused commitments | $610,465,000 | 292 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 195 | 845 |
| Assets and Liabilities | ||
| Total Assets: | $1,331,405,000 | 513 |
| Cash and due from depository institutions | $13,011,000 | 845 |
| Interest-bearing balances | $7,000 | 6,341 |
| Securities | $145,404,000 | 822 |
| Federal funds sold & reverse repurchase agreements | $122,900,000 | 173 |
| Net loans & leases | $928,886,000 | 515 |
| Loan loss allowance | $10,000,000 | 531 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $13,004,000 | 882 |
| Other real estate owned | $0 | 845 |
| Goodwill and other intangibles | $56,058,000 | 237 |
| All other assets | $52,142,000 | 415 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $1,331,405,000 | 513 |
| Total liabilities | $1,154,303,000 | 526 |
| Total deposits | $1,140,338,000 | 461 |
| Interest-bearing deposits | $1,122,460,000 | 408 |
| Deposits held in domestic offices | $1,140,338,000 | 459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $13,965,000 | 538 |
| Total equity capital | $177,102,000 | 427 |
| Total bank equity capital | $177,102,000 | 427 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $169,775,000 | 264 |
| Undivided profits | $7,327,000 | 3,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $8,301,000 | 459 |
| Earning assets | $1,197,197,000 | 522 |
| Long-term assets (5+ years) | $42,849,000 | 2,077 |
| Average Assets, year-to-date | $1,323,022,500 | 511 |
| Average Assets, quarterly | $1,323,022,500 | 511 |
| Volatile liabilities | $357,285,000 | 423 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $562,947,000 | 298 |
| Tier 1 (core) risk-based capital | $122,717,000 | 515 |
| Tier 2 risk-based capital | $10,445,000 | 541 |
| Total risk weighted assets | $1,193,603,000 | 448 |
| Total unused commitments | $562,947,000 | 298 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 195 | 847 |
| Assets and Liabilities | ||
| Total Assets: | $1,314,640,000 | 515 |
| Cash and due from depository institutions | $48,439,000 | 847 |
| Interest-bearing balances | $30,007,000 | 206 |
| Securities | $151,672,000 | 812 |
| Federal funds sold & reverse repurchase agreements | $80,900,000 | 200 |
| Net loans & leases | $916,225,000 | 511 |
| Loan loss allowance | $10,000,000 | 520 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $11,985,000 | 956 |
| Other real estate owned | $0 | 847 |
| Goodwill and other intangibles | $56,130,000 | 228 |
| All other assets | $49,289,000 | 431 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $1,314,640,000 | 515 |
| Total liabilities | $1,138,877,000 | 524 |
| Total deposits | $1,114,675,000 | 462 |
| Interest-bearing deposits | $1,100,516,000 | 404 |
| Deposits held in domestic offices | $1,114,675,000 | 461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $24,202,000 | 373 |
| Total equity capital | $175,763,000 | 417 |
| Total bank equity capital | $175,763,000 | 417 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $169,775,000 | 258 |
| Undivided profits | $5,988,000 | 4,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $6,821,000 | 562 |
| Earning assets | $1,178,804,000 | 523 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $1,228,915,800 | 528 |
| Average Assets, quarterly | $1,300,073,500 | 512 |
| Volatile liabilities | $504,460,000 | 371 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $318,050,000 | 438 |
| Tier 1 (core) risk-based capital | $121,342,000 | 513 |
| Tier 2 risk-based capital | $10,420,000 | 536 |
| Total risk weighted assets | $1,164,830,000 | 449 |
| Total unused commitments | $318,600,000 | 438 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 187 | 906 |
| Assets and Liabilities | ||
| Total Assets: | $1,285,507,000 | 529 |
| Cash and due from depository institutions | $13,203,000 | 906 |
| Interest-bearing balances | $7,000 | 6,433 |
| Securities | $151,054,000 | 828 |
| Federal funds sold & reverse repurchase agreements | $126,300,000 | 152 |
| Net loans & leases | $881,067,000 | 531 |
| Loan loss allowance | $10,000,000 | 525 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,527,000 | 1,230 |
| Other real estate owned | $0 | 906 |
| Goodwill and other intangibles | $56,782,000 | 228 |
| All other assets | $47,574,000 | 451 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $1,285,507,000 | 529 |
| Total liabilities | $1,111,032,000 | 544 |
| Total deposits | $1,089,012,000 | 470 |
| Interest-bearing deposits | $1,075,773,000 | 415 |
| Deposits held in domestic offices | $1,089,012,000 | 469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $22,020,000 | 406 |
| Total equity capital | $174,475,000 | 428 |
| Total bank equity capital | $174,475,000 | 428 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $169,775,000 | 263 |
| Undivided profits | $4,700,000 | 4,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 5,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $7,138,000 | 537 |
| Earning assets | $1,158,428,000 | 536 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $1,207,484,750 | 543 |
| Average Assets, quarterly | $1,268,880,500 | 533 |
| Volatile liabilities | $508,414,000 | 378 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $272,979,000 | 509 |
| Tier 1 (core) risk-based capital | $119,934,000 | 521 |
| Tier 2 risk-based capital | $10,600,000 | 534 |
| Total risk weighted assets | $1,125,871,000 | 464 |
| Total unused commitments | $274,381,000 | 509 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 176 | 967 |
| Assets and Liabilities | ||
| Total Assets: | $1,252,254,000 | 543 |
| Cash and due from depository institutions | $17,444,000 | 967 |
| Interest-bearing balances | $282,000 | 3,717 |
| Securities | $216,113,000 | 603 |
| Federal funds sold & reverse repurchase agreements | $31,900,000 | 378 |
| Net loans & leases | $871,014,000 | 532 |
| Loan loss allowance | $4,717,000 | 1,084 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $23,094,000 | 423 |
| Other real estate owned | $0 | 967 |
| Goodwill and other intangibles | $57,144,000 | 231 |
| All other assets | $35,545,000 | 548 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $1,252,254,000 | 543 |
| Total liabilities | $1,083,436,000 | 550 |
| Total deposits | $1,065,542,000 | 477 |
| Interest-bearing deposits | $1,055,617,000 | 417 |
| Deposits held in domestic offices | $1,065,542,000 | 476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $17,894,000 | 440 |
| Total equity capital | $168,818,000 | 428 |
| Total bank equity capital | $168,818,000 | 428 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $169,775,000 | 262 |
| Undivided profits | $-957,000 | 8,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $6,229,000 | 552 |
| Earning assets | $1,119,309,000 | 548 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $1,181,477,330 | 548 |
| Average Assets, quarterly | $1,226,575,500 | 544 |
| Volatile liabilities | $500,036,000 | 383 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $209,406,000 | 608 |
| Tier 1 (core) risk-based capital | $118,305,000 | 518 |
| Tier 2 risk-based capital | $4,717,000 | 1,070 |
| Total risk weighted assets | $1,124,716,000 | 461 |
| Total unused commitments | $210,808,000 | 604 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 170 | 991 |
| Assets and Liabilities | ||
| Total Assets: | $1,200,897,000 | 543 |
| Cash and due from depository institutions | $16,788,000 | 991 |
| Interest-bearing balances | $282,000 | 3,842 |
| Securities | $218,012,000 | 603 |
| Federal funds sold & reverse repurchase agreements | $53,400,000 | 248 |
| Net loans & leases | $798,601,000 | 560 |
| Loan loss allowance | $4,717,000 | 1,072 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $23,145,000 | 404 |
| Other real estate owned | $0 | 991 |
| Goodwill and other intangibles | $57,506,000 | 223 |
| All other assets | $33,445,000 | 563 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $1,200,897,000 | 543 |
| Total liabilities | $1,032,097,000 | 560 |
| Total deposits | $1,014,703,000 | 488 |
| Interest-bearing deposits | $1,005,088,000 | 429 |
| Deposits held in domestic offices | $1,014,703,000 | 487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $17,394,000 | 437 |
| Total equity capital | $168,800,000 | 420 |
| Total bank equity capital | $168,800,000 | 420 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $169,775,000 | 254 |
| Undivided profits | $-975,000 | 8,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 4,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $6,579,000 | 503 |
| Earning assets | $1,070,295,000 | 554 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $1,146,089,000 | 560 |
| Average Assets, quarterly | $1,146,089,000 | 560 |
| Volatile liabilities | $465,846,000 | 385 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $147,134,000 | 760 |
| Tier 1 (core) risk-based capital | $116,891,000 | 510 |
| Tier 2 risk-based capital | $4,717,000 | 1,045 |
| Total risk weighted assets | $958,215,000 | 510 |
| Total unused commitments | $149,634,000 | 754 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 169 | 983 |
| Assets and Liabilities | ||
| Total Assets: | $1,091,281,000 | 584 |
| Cash and due from depository institutions | $16,880,000 | 983 |
| Interest-bearing balances | $15,000 | 6,282 |
| Securities | $218,765,000 | 606 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $742,522,000 | 582 |
| Loan loss allowance | $4,717,000 | 1,043 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $23,360,000 | 385 |
| Other real estate owned | $0 | 983 |
| Goodwill and other intangibles | $57,867,000 | 216 |
| All other assets | $31,887,000 | 587 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,091,281,000 | 584 |
| Total liabilities | $922,159,000 | 617 |
| Total deposits | $890,017,000 | 542 |
| Interest-bearing deposits | $880,087,000 | 474 |
| Deposits held in domestic offices | $890,017,000 | 541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,500,000 | 2,055 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $16,642,000 | 444 |
| Total equity capital | $169,122,000 | 409 |
| Total bank equity capital | $169,122,000 | 409 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $169,775,000 | 251 |
| Undivided profits | $-653,000 | 8,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 5,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $5,241,000 | 615 |
| Earning assets | $961,302,000 | 599 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $1,003,901,200 | 607 |
| Average Assets, quarterly | $1,063,601,000 | 596 |
| Volatile liabilities | $397,722,000 | 423 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $15,500,000 | 1,938 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $118,620,000 | 876 |
| Tier 1 (core) risk-based capital | $116,820,000 | 507 |
| Tier 2 risk-based capital | $4,717,000 | 1,023 |
| Total risk weighted assets | $819,745,000 | 570 |
| Total unused commitments | $121,120,000 | 867 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 160 | 1,025 |
| Assets and Liabilities | ||
| Total Assets: | $1,035,921,000 | 605 |
| Cash and due from depository institutions | $31,693,000 | 1,025 |
| Interest-bearing balances | $15,521,000 | 366 |
| Securities | $204,091,000 | 632 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $687,409,000 | 613 |
| Loan loss allowance | $4,717,000 | 1,028 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $23,541,000 | 373 |
| Other real estate owned | $0 | 1,025 |
| Goodwill and other intangibles | $58,229,000 | 209 |
| All other assets | $30,958,000 | 578 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,035,921,000 | 605 |
| Total liabilities | $866,092,000 | 639 |
| Total deposits | $826,844,000 | 561 |
| Interest-bearing deposits | $819,888,000 | 488 |
| Deposits held in domestic offices | $826,844,000 | 560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $22,000,000 | 1,659 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $17,248,000 | 427 |
| Total equity capital | $169,829,000 | 398 |
| Total bank equity capital | $169,829,000 | 398 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $169,775,000 | 242 |
| Undivided profits | $54,000 | 8,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $5,485,000 | 561 |
| Earning assets | $907,021,000 | 626 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $982,056,250 | 608 |
| Average Assets, quarterly | $1,001,047,500 | 613 |
| Volatile liabilities | $351,825,000 | 461 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $22,000,000 | 1,559 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $43,487,000 | 1,932 |
| Tier 1 (core) risk-based capital | $115,130,000 | 501 |
| Tier 2 risk-based capital | $4,717,000 | 1,005 |
| Total risk weighted assets | $743,838,000 | 600 |
| Total unused commitments | $43,487,000 | 1,934 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 163 | 1,008 |
| Assets and Liabilities | ||
| Total Assets: | $966,174,000 | 630 |
| Cash and due from depository institutions | $13,407,000 | 1,008 |
| Interest-bearing balances | $239,000 | 4,113 |
| Securities | $221,429,000 | 589 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $633,717,000 | 635 |
| Loan loss allowance | $4,717,000 | 1,004 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $23,694,000 | 361 |
| Other real estate owned | $0 | 1,008 |
| Goodwill and other intangibles | $58,591,000 | 204 |
| All other assets | $15,336,000 | 1,082 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $966,174,000 | 630 |
| Total liabilities | $795,484,000 | 670 |
| Total deposits | $734,346,000 | 611 |
| Interest-bearing deposits | $728,993,000 | 533 |
| Deposits held in domestic offices | $734,346,000 | 610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $43,000,000 | 1,027 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $18,138,000 | 411 |
| Total equity capital | $170,690,000 | 390 |
| Total bank equity capital | $170,690,000 | 390 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $169,775,000 | 236 |
| Undivided profits | $915,000 | 7,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 5,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $4,871,000 | 582 |
| Earning assets | $855,385,000 | 646 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $964,101,330 | 616 |
| Average Assets, quarterly | $966,113,500 | 622 |
| Volatile liabilities | $298,822,000 | 511 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $43,000,000 | 953 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $59,440,000 | 1,484 |
| Tier 1 (core) risk-based capital | $114,245,000 | 490 |
| Tier 2 risk-based capital | $4,717,000 | 988 |
| Total risk weighted assets | $687,601,000 | 622 |
| Total unused commitments | $59,440,000 | 1,485 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 167 | 963 |
| Assets and Liabilities | ||
| Total Assets: | $966,053,000 | 620 |
| Cash and due from depository institutions | $13,745,000 | 963 |
| Interest-bearing balances | $47,000 | 5,761 |
| Securities | $223,740,000 | 594 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $631,407,000 | 621 |
| Loan loss allowance | $4,717,000 | 1,000 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $24,022,000 | 349 |
| Other real estate owned | $0 | 963 |
| Goodwill and other intangibles | $58,953,000 | 202 |
| All other assets | $14,186,000 | 1,145 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $966,053,000 | 620 |
| Total liabilities | $797,756,000 | 667 |
| Total deposits | $705,469,000 | 625 |
| Interest-bearing deposits | $700,180,000 | 545 |
| Deposits held in domestic offices | $705,469,000 | 624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $75,000,000 | 650 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $17,287,000 | 421 |
| Total equity capital | $168,297,000 | 383 |
| Total bank equity capital | $168,297,000 | 383 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $169,775,000 | 234 |
| Undivided profits | $-1,478,000 | 8,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $518,000 | 3,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $5,409,000 | 512 |
| Earning assets | $855,194,000 | 634 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $963,065,000 | 615 |
| Average Assets, quarterly | $963,065,000 | 615 |
| Volatile liabilities | $311,393,000 | 470 |
| Insider loans | $104,000 | 7,185 |
| FHLB advances | $75,000,000 | 582 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $45,719,000 | 1,775 |
| Tier 1 (core) risk-based capital | $113,018,000 | 488 |
| Tier 2 risk-based capital | $4,717,000 | 974 |
| Total risk weighted assets | $679,994,000 | 613 |
| Total unused commitments | $45,719,000 | 1,776 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 186 | 863 |
| Assets and Liabilities | ||
| Total Assets: | $960,077,000 | 625 |
| Cash and due from depository institutions | $8,655,000 | 863 |
| Interest-bearing balances | $50,000 | 5,722 |
| Securities | $230,340,000 | 591 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $624,435,000 | 629 |
| Loan loss allowance | $4,717,000 | 1,006 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $24,294,000 | 343 |
| Other real estate owned | $0 | 863 |
| Goodwill and other intangibles | $59,315,000 | 203 |
| All other assets | $13,038,000 | 1,199 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $960,079,000 | 625 |
| Total liabilities | $789,341,000 | 675 |
| Total deposits | $673,998,000 | 645 |
| Interest-bearing deposits | $670,705,000 | 562 |
| Deposits held in domestic offices | $673,998,000 | 644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $96,800,000 | 553 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $18,543,000 | 387 |
| Total equity capital | $170,738,000 | 384 |
| Total bank equity capital | $170,738,000 | 384 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $210,000 | 5,726 |
| Surplus | $169,566,000 | 235 |
| Undivided profits | $962,000 | 7,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $283,000 | 4,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $4,138,000 | 639 |
| Earning assets | $854,825,000 | 640 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $827,362,800 | 686 |
| Average Assets, quarterly | $897,350,000 | 660 |
| Volatile liabilities | $321,163,000 | 458 |
| Insider loans | $106,000 | 7,224 |
| FHLB advances | $96,800,000 | 487 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $13,194,000 | 3,875 |
| Tier 1 (core) risk-based capital | $111,710,000 | 489 |
| Tier 2 risk-based capital | $4,717,000 | 978 |
| Total risk weighted assets | $671,128,000 | 626 |
| Total unused commitments | $13,194,000 | 3,876 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 182 | 880 |
| Assets and Liabilities | ||
| Total Assets: | $834,623,000 | 702 |
| Cash and due from depository institutions | $49,437,000 | 880 |
| Interest-bearing balances | $33,931,000 | 152 |
| Securities | $8,907,000 | 6,738 |
| Federal funds sold & reverse repurchase agreements | $75,797,000 | 174 |
| Net loans & leases | $600,100,000 | 638 |
| Loan loss allowance | $4,717,000 | 988 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $23,850,000 | 349 |
| Other real estate owned | $0 | 880 |
| Goodwill and other intangibles | $65,298,000 | 191 |
| All other assets | $11,234,000 | 1,356 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $834,623,000 | 702 |
| Total liabilities | $664,296,000 | 773 |
| Total deposits | $651,257,000 | 669 |
| Interest-bearing deposits | $649,083,000 | 574 |
| Deposits held in domestic offices | $651,257,000 | 664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $13,039,000 | 481 |
| Total equity capital | $170,327,000 | 387 |
| Total bank equity capital | $170,327,000 | 387 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $210,000 | 5,755 |
| Surplus | $169,566,000 | 238 |
| Undivided profits | $551,000 | 7,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $146,000 | 6,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,421,000 | 1,151 |
| Earning assets | $718,735,000 | 737 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $794,184,250 | 710 |
| Average Assets, quarterly | $804,983,500 | 717 |
| Volatile liabilities | $220,921,000 | 602 |
| Insider loans | $899,000 | 4,320 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $1,395,000 | 7,700 |
| Tier 1 (core) risk-based capital | $106,697,000 | 507 |
| Tier 2 risk-based capital | $4,720,000 | 957 |
| Total risk weighted assets | $589,751,000 | 691 |
| Total unused commitments | $1,395,000 | 7,704 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 187 | 853 |
| Assets and Liabilities | ||
| Total Assets: | $775,344,000 | 736 |
| Cash and due from depository institutions | $68,422,000 | 853 |
| Interest-bearing balances | $43,966,000 | 127 |
| Securities | $8,924,000 | 6,807 |
| Federal funds sold & reverse repurchase agreements | $92,766,000 | 157 |
| Net loans & leases | $585,525,000 | 638 |
| Loan loss allowance | $4,717,000 | 980 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,737,000 | 1,766 |
| Other real estate owned | $0 | 853 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $13,970,000 | 1,107 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $775,343,000 | 736 |
| Total liabilities | $676,386,000 | 753 |
| Total deposits | $660,552,000 | 653 |
| Interest-bearing deposits | $657,047,000 | 564 |
| Deposits held in domestic offices | $660,552,000 | 650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 2,546 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $5,834,000 | 772 |
| Total equity capital | $98,957,000 | 571 |
| Total bank equity capital | $98,957,000 | 571 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $214,000 | 5,784 |
| Surplus | $26,000 | 8,361 |
| Undivided profits | $98,717,000 | 329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 6,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,335,000 | 1,123 |
| Earning assets | $731,181,000 | 723 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $780,704,670 | 717 |
| Average Assets, quarterly | $779,009,500 | 727 |
| Volatile liabilities | $224,477,000 | 581 |
| Insider loans | $912,000 | 4,276 |
| FHLB advances | $10,000,000 | 2,408 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $5,882,000 | 5,563 |
| Tier 1 (core) risk-based capital | $98,920,000 | 524 |
| Tier 2 risk-based capital | $4,717,000 | 947 |
| Total risk weighted assets | $564,898,000 | 697 |
| Total unused commitments | $5,882,000 | 5,564 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 195 | 821 |
| Assets and Liabilities | ||
| Total Assets: | $782,675,000 | 728 |
| Cash and due from depository institutions | $77,860,000 | 821 |
| Interest-bearing balances | $40,201,000 | 154 |
| Securities | $12,025,000 | 6,125 |
| Federal funds sold & reverse repurchase agreements | $80,246,000 | 198 |
| Net loans & leases | $596,622,000 | 613 |
| Loan loss allowance | $4,711,000 | 975 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,905,000 | 1,670 |
| Other real estate owned | $0 | 821 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $10,017,000 | 1,417 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $782,675,000 | 728 |
| Total liabilities | $684,021,000 | 751 |
| Total deposits | $671,607,000 | 634 |
| Interest-bearing deposits | $669,119,000 | 550 |
| Deposits held in domestic offices | $671,607,000 | 631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,000,000 | 2,415 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,414,000 | 1,705 |
| Total equity capital | $98,654,000 | 573 |
| Total bank equity capital | $98,654,000 | 573 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $214,000 | 5,798 |
| Surplus | $26,000 | 8,395 |
| Undivided profits | $98,414,000 | 343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $377,000 | 4,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,538,000 | 1,019 |
| Earning assets | $729,094,000 | 720 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $783,385,000 | 727 |
| Average Assets, quarterly | $783,385,000 | 727 |
| Volatile liabilities | $225,617,000 | 574 |
| Insider loans | $926,000 | 4,183 |
| FHLB advances | $10,000,000 | 2,279 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $3,142,000 | 6,766 |
| Tier 1 (core) risk-based capital | $98,560,000 | 523 |
| Tier 2 risk-based capital | $4,711,000 | 933 |
| Total risk weighted assets | $567,507,000 | 693 |
| Total unused commitments | $3,142,000 | 6,772 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 196 | 816 |
| Assets and Liabilities | ||
| Total Assets: | $784,095,000 | 733 |
| Cash and due from depository institutions | $65,612,000 | 816 |
| Interest-bearing balances | $32,169,000 | 201 |
| Securities | $20,004,000 | 4,814 |
| Federal funds sold & reverse repurchase agreements | $72,291,000 | 189 |
| Net loans & leases | $610,021,000 | 602 |
| Loan loss allowance | $4,711,000 | 986 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,058,000 | 1,610 |
| Other real estate owned | $0 | 816 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $10,109,000 | 1,427 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $784,094,000 | 733 |
| Total liabilities | $684,624,000 | 747 |
| Total deposits | $672,627,000 | 632 |
| Interest-bearing deposits | $672,627,000 | 545 |
| Deposits held in domestic offices | $672,627,000 | 630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,410 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,997,000 | 1,859 |
| Total equity capital | $99,470,000 | 571 |
| Total bank equity capital | $99,470,000 | 571 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $214,000 | 5,839 |
| Surplus | $26,000 | 8,455 |
| Undivided profits | $99,230,000 | 333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,550,000 | 1,036 |
| Earning assets | $734,485,000 | 715 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $796,106,400 | 688 |
| Average Assets, quarterly | $790,426,500 | 717 |
| Volatile liabilities | $214,627,000 | 593 |
| Insider loans | $939,000 | 4,181 |
| FHLB advances | $10,000,000 | 2,267 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $2,674,000 | 6,929 |
| Tier 1 (core) risk-based capital | $99,390,000 | 520 |
| Tier 2 risk-based capital | $4,711,000 | 944 |
| Total risk weighted assets | $572,921,000 | 690 |
| Total unused commitments | $2,674,000 | 6,932 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 193 | 844 |
| Assets and Liabilities | ||
| Total Assets: | $796,758,000 | 727 |
| Cash and due from depository institutions | $76,507,000 | 844 |
| Interest-bearing balances | $43,180,000 | 165 |
| Securities | $9,094,000 | 6,739 |
| Federal funds sold & reverse repurchase agreements | $74,583,000 | 219 |
| Net loans & leases | $620,216,000 | 590 |
| Loan loss allowance | $4,711,000 | 994 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,250,000 | 1,550 |
| Other real estate owned | $0 | 844 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $10,108,000 | 1,425 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $796,758,000 | 727 |
| Total liabilities | $697,865,000 | 750 |
| Total deposits | $685,868,000 | 623 |
| Interest-bearing deposits | $685,743,000 | 538 |
| Deposits held in domestic offices | $685,868,000 | 621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,372 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,997,000 | 1,931 |
| Total equity capital | $98,893,000 | 588 |
| Total bank equity capital | $98,893,000 | 588 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $214,000 | 5,876 |
| Surplus | $26,000 | 8,507 |
| Undivided profits | $98,653,000 | 341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $683,000 | 3,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,677,000 | 1,022 |
| Earning assets | $747,073,000 | 709 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $799,109,250 | 701 |
| Average Assets, quarterly | $798,642,000 | 714 |
| Volatile liabilities | $216,033,000 | 583 |
| Insider loans | $955,000 | 4,133 |
| FHLB advances | $10,000,000 | 2,220 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $2,832,000 | 6,845 |
| Tier 1 (core) risk-based capital | $98,762,000 | 527 |
| Tier 2 risk-based capital | $4,711,000 | 953 |
| Total risk weighted assets | $577,733,000 | 681 |
| Total unused commitments | $2,832,000 | 6,850 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 189 | 873 |
| Assets and Liabilities | ||
| Total Assets: | $800,526,000 | 709 |
| Cash and due from depository institutions | $94,180,000 | 873 |
| Interest-bearing balances | $59,253,000 | 139 |
| Securities | $8,040,000 | 6,941 |
| Federal funds sold & reverse repurchase agreements | $53,087,000 | 307 |
| Net loans & leases | $628,300,000 | 576 |
| Loan loss allowance | $4,711,000 | 966 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,289,000 | 1,504 |
| Other real estate owned | $0 | 873 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $10,630,000 | 1,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $800,526,000 | 709 |
| Total liabilities | $702,342,000 | 733 |
| Total deposits | $690,475,000 | 615 |
| Interest-bearing deposits | $690,475,000 | 527 |
| Deposits held in domestic offices | $690,475,000 | 613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,335 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,867,000 | 2,116 |
| Total equity capital | $98,184,000 | 583 |
| Total bank equity capital | $98,184,000 | 583 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $214,000 | 5,891 |
| Surplus | $26,000 | 8,536 |
| Undivided profits | $97,944,000 | 342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 6,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,814,000 | 955 |
| Earning assets | $748,680,000 | 697 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $799,893,000 | 691 |
| Average Assets, quarterly | $800,701,500 | 702 |
| Volatile liabilities | $216,470,000 | 581 |
| Insider loans | $964,000 | 4,085 |
| FHLB advances | $10,000,000 | 2,177 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,155,000 | 5,685 |
| Tier 1 (core) risk-based capital | $98,088,000 | 516 |
| Tier 2 risk-based capital | $4,711,000 | 916 |
| Total risk weighted assets | $576,190,000 | 670 |
| Total unused commitments | $5,155,000 | 5,697 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 185 | 889 |
| Assets and Liabilities | ||
| Total Assets: | $800,877,000 | 695 |
| Cash and due from depository institutions | $112,375,000 | 889 |
| Interest-bearing balances | $98,781,000 | 73 |
| Securities | $13,454,000 | 5,780 |
| Federal funds sold & reverse repurchase agreements | $40,367,000 | 395 |
| Net loans & leases | $618,472,000 | 570 |
| Loan loss allowance | $4,711,000 | 961 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,324,000 | 1,471 |
| Other real estate owned | $0 | 889 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $9,885,000 | 1,381 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $800,876,000 | 695 |
| Total liabilities | $703,745,000 | 711 |
| Total deposits | $692,211,000 | 604 |
| Interest-bearing deposits | $692,211,000 | 522 |
| Deposits held in domestic offices | $692,211,000 | 602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,000,000 | 2,262 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,534,000 | 2,488 |
| Total equity capital | $97,131,000 | 573 |
| Total bank equity capital | $97,131,000 | 573 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $214,000 | 5,915 |
| Surplus | $26,000 | 8,576 |
| Undivided profits | $96,891,000 | 334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $470,000 | 4,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,924,000 | 930 |
| Earning assets | $771,074,000 | 664 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $799,576,500 | 685 |
| Average Assets, quarterly | $799,576,500 | 685 |
| Volatile liabilities | $215,762,000 | 575 |
| Insider loans | $976,000 | 3,992 |
| FHLB advances | $10,000,000 | 2,119 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,087,000 | 3,932 |
| Tier 1 (core) risk-based capital | $96,975,000 | 512 |
| Tier 2 risk-based capital | $4,711,000 | 902 |
| Total risk weighted assets | $559,856,000 | 676 |
| Total unused commitments | $13,087,000 | 3,598 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 185 | 885 |
| Assets and Liabilities | ||
| Total Assets: | $798,276,000 | 685 |
| Cash and due from depository institutions | $45,881,000 | 885 |
| Interest-bearing balances | $29,911,000 | 234 |
| Securities | $32,251,000 | 3,331 |
| Federal funds sold & reverse repurchase agreements | $99,097,000 | 170 |
| Net loans & leases | $604,722,000 | 580 |
| Loan loss allowance | $4,711,000 | 932 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,511,000 | 1,417 |
| Other real estate owned | $0 | 885 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $9,814,000 | 1,339 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $798,275,000 | 685 |
| Total liabilities | $701,291,000 | 693 |
| Total deposits | $689,872,000 | 596 |
| Interest-bearing deposits | $689,872,000 | 517 |
| Deposits held in domestic offices | $689,872,000 | 594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $10,000,000 | 2,281 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,419,000 | 2,629 |
| Total equity capital | $96,984,000 | 563 |
| Total bank equity capital | $96,984,000 | 563 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $214,000 | 5,937 |
| Surplus | $26,000 | 8,611 |
| Undivided profits | $96,744,000 | 333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,582,000 | 1,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,914,000 | 973 |
| Earning assets | $765,981,000 | 654 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $791,896,800 | 655 |
| Average Assets, quarterly | $799,724,000 | 676 |
| Volatile liabilities | $210,468,000 | 582 |
| Insider loans | $988,000 | 3,979 |
| FHLB advances | $10,000,000 | 2,118 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $14,552,000 | 3,236 |
| Tier 1 (core) risk-based capital | $96,774,000 | 506 |
| Tier 2 risk-based capital | $4,711,000 | 880 |
| Total risk weighted assets | $540,897,000 | 683 |
| Total unused commitments | $14,552,000 | 3,240 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 184 | 881 |
| Assets and Liabilities | ||
| Total Assets: | $781,566,000 | 663 |
| Cash and due from depository institutions | $50,749,000 | 881 |
| Interest-bearing balances | $30,310,000 | 216 |
| Securities | $30,452,000 | 3,300 |
| Federal funds sold & reverse repurchase agreements | $99,174,000 | 191 |
| Net loans & leases | $584,911,000 | 587 |
| Loan loss allowance | $4,711,000 | 904 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,536,000 | 1,356 |
| Other real estate owned | $0 | 881 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $9,744,000 | 1,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $781,566,000 | 663 |
| Total liabilities | $688,953,000 | 677 |
| Total deposits | $677,638,000 | 582 |
| Interest-bearing deposits | $677,638,000 | 507 |
| Deposits held in domestic offices | $677,638,000 | 579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 2,153 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,315,000 | 2,824 |
| Total equity capital | $92,613,000 | 554 |
| Total bank equity capital | $92,613,000 | 554 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $214,000 | 6,071 |
| Surplus | $26,000 | 8,849 |
| Undivided profits | $92,373,000 | 314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $505,000 | 4,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,409,000 | 889 |
| Earning assets | $744,847,000 | 642 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $761,094,400 | 655 |
| Average Assets, quarterly | $777,861,000 | 658 |
| Volatile liabilities | $197,103,000 | 586 |
| Insider loans | $1,028,000 | 3,877 |
| FHLB advances | $10,000,000 | 1,992 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,112,000 | 5,465 |
| Tier 1 (core) risk-based capital | $92,631,000 | 503 |
| Tier 2 risk-based capital | $4,711,000 | 848 |
| Total risk weighted assets | $496,549,000 | 712 |
| Total unused commitments | $8,112,000 | 4,395 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 179 | 877 |
| Assets and Liabilities | ||
| Total Assets: | $756,499,000 | 670 |
| Cash and due from depository institutions | $5,373,000 | 877 |
| Interest-bearing balances | $197,000 | 3,948 |
| Securities | $130,066,000 | 876 |
| Federal funds sold & reverse repurchase agreements | $9,307,000 | 1,283 |
| Net loans & leases | $593,919,000 | 577 |
| Loan loss allowance | $4,728,000 | 881 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,887,000 | 1,210 |
| Other real estate owned | $0 | 877 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $10,947,000 | 933 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $756,498,000 | 670 |
| Total liabilities | $668,054,000 | 687 |
| Total deposits | $611,668,000 | 637 |
| Interest-bearing deposits | $611,668,000 | 554 |
| Deposits held in domestic offices | $611,668,000 | 632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $55,000,000 | 698 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,386,000 | 2,756 |
| Total equity capital | $88,444,000 | 561 |
| Total bank equity capital | $88,444,000 | 561 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $215,000 | 6,256 |
| Surplus | $25,000 | 9,117 |
| Undivided profits | $88,204,000 | 307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,286,000 | 1,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,419,000 | 723 |
| Earning assets | $733,489,000 | 640 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $701,926,800 | 675 |
| Average Assets, quarterly | $743,679,000 | 668 |
| Volatile liabilities | $186,157,000 | 620 |
| Insider loans | $1,059,000 | 3,734 |
| FHLB advances | $55,000,000 | 202 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,357,000 | 2,714 |
| Tier 1 (core) risk-based capital | $88,679,000 | 517 |
| Tier 2 risk-based capital | $4,728,000 | 823 |
| Total risk weighted assets | $474,762,000 | 721 |
| Total unused commitments | $16,357,000 | 2,718 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 180 | 923 |
| Assets and Liabilities | ||
| Total Assets: | $658,652,000 | 752 |
| Cash and due from depository institutions | $8,722,000 | 923 |
| Interest-bearing balances | $552,000 | 3,038 |
| Securities | $127,264,000 | 915 |
| Federal funds sold & reverse repurchase agreements | $8,784,000 | 1,090 |
| Net loans & leases | $496,736,000 | 665 |
| Loan loss allowance | $4,591,000 | 871 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,535,000 | 1,268 |
| Other real estate owned | $0 | 923 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $10,611,000 | 945 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $658,652,000 | 752 |
| Total liabilities | $575,355,000 | 781 |
| Total deposits | $549,037,000 | 689 |
| Interest-bearing deposits | $549,037,000 | 600 |
| Deposits held in domestic offices | $549,037,000 | 684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,000,000 | 1,155 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,318,000 | 2,599 |
| Total equity capital | $83,297,000 | 575 |
| Total bank equity capital | $83,297,000 | 575 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $214,000 | 6,479 |
| Surplus | $26,000 | 9,420 |
| Undivided profits | $83,057,000 | 301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,344,000 | 497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,651,000 | 795 |
| Earning assets | $633,336,000 | 721 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $661,305,200 | 721 |
| Average Assets, quarterly | $650,550,500 | 758 |
| Volatile liabilities | $124,704,000 | 841 |
| Insider loans | $1,091,000 | 3,552 |
| FHLB advances | $25,000,000 | 324 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $22,982,000 | 2,133 |
| Tier 1 (core) risk-based capital | $85,179,000 | 536 |
| Tier 2 risk-based capital | $4,591,000 | 827 |
| Total risk weighted assets | $384,747,000 | 846 |
| Total unused commitments | $22,982,000 | 2,137 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 161 | 1,039 |
| Assets and Liabilities | ||
| Total Assets: | $673,868,000 | 721 |
| Cash and due from depository institutions | $44,325,000 | 1,039 |
| Interest-bearing balances | $35,142,000 | 154 |
| Securities | $90,132,000 | 1,288 |
| Federal funds sold & reverse repurchase agreements | $87,200,000 | 208 |
| Net loans & leases | $435,488,000 | 698 |
| Loan loss allowance | $5,092,000 | 780 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,938,000 | 1,123 |
| Other real estate owned | $403,000 | 1,039 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $9,382,000 | 919 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $673,868,000 | 721 |
| Total liabilities | $593,347,000 | 733 |
| Total deposits | $591,695,000 | 627 |
| Interest-bearing deposits | $591,695,000 | 565 |
| Deposits held in domestic offices | $591,695,000 | 620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,652,000 | 2,326 |
| Total equity capital | $80,521,000 | 598 |
| Total bank equity capital | $80,521,000 | 598 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $214,000 | 6,596 |
| Surplus | $26,000 | 9,663 |
| Undivided profits | $80,281,000 | 324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,213,000 | 349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,583,000 | 789 |
| Earning assets | $647,962,000 | 684 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $633,790,000 | 715 |
| Average Assets, quarterly | $659,407,500 | 714 |
| Volatile liabilities | $119,653,000 | 735 |
| Insider loans | $1,337,000 | 2,885 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,579,000 | 3,992 |
| Tier 1 (core) risk-based capital | $80,424,000 | 548 |
| Tier 2 risk-based capital | $4,423,000 | 816 |
| Total risk weighted assets | $345,319,000 | 865 |
| Total unused commitments | $14,579,000 | 2,850 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 169 | 1,022 |
| Assets and Liabilities | ||
| Total Assets: | $604,351,000 | 787 |
| Cash and due from depository institutions | $31,598,000 | 1,022 |
| Interest-bearing balances | $25,657,000 | 166 |
| Securities | $71,850,000 | 1,600 |
| Federal funds sold & reverse repurchase agreements | $29,389,000 | 461 |
| Net loans & leases | $452,139,000 | 677 |
| Loan loss allowance | $4,537,000 | 898 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,799,000 | 1,337 |
| Other real estate owned | $4,373,000 | 1,022 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $9,203,000 | 924 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $604,351,000 | 787 |
| Total liabilities | $527,414,000 | 818 |
| Total deposits | $525,400,000 | 707 |
| Interest-bearing deposits | $525,400,000 | 633 |
| Deposits held in domestic offices | $525,400,000 | 703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,014,000 | 2,011 |
| Total equity capital | $76,937,000 | 620 |
| Total bank equity capital | $76,937,000 | 620 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $215,000 | 6,870 |
| Surplus | $25,000 | 10,077 |
| Undivided profits | $76,697,000 | 332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,181,000 | 337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,793,000 | 782 |
| Earning assets | $579,035,000 | 767 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $601,777,200 | 763 |
| Average Assets, quarterly | $600,147,000 | 778 |
| Volatile liabilities | $77,856,000 | 1,006 |
| Insider loans | $1,374,000 | 2,803 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,849,000 | 4,026 |
| Tier 1 (core) risk-based capital | $76,937,000 | 578 |
| Tier 2 risk-based capital | $4,154,000 | 832 |
| Total risk weighted assets | $331,984,000 | 900 |
| Total unused commitments | $7,849,000 | 4,028 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 171 | 1,091 |
| Assets and Liabilities | ||
| Total Assets: | $609,173,000 | 813 |
| Cash and due from depository institutions | $4,267,000 | 1,091 |
| Interest-bearing balances | $622,000 | 2,840 |
| Securities | $67,959,000 | 1,782 |
| Federal funds sold & reverse repurchase agreements | $51,907,000 | 300 |
| Net loans & leases | $464,872,000 | 705 |
| Loan loss allowance | $4,660,000 | 931 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,365,000 | 1,220 |
| Other real estate owned | $4,461,000 | 1,091 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $9,342,000 | 948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $609,173,000 | 813 |
| Total liabilities | $535,263,000 | 838 |
| Total deposits | $532,924,000 | 742 |
| Interest-bearing deposits | $532,924,000 | 662 |
| Deposits held in domestic offices | $532,924,000 | 738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,339,000 | 1,793 |
| Total equity capital | $73,910,000 | 662 |
| Total bank equity capital | $73,910,000 | 662 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $215,000 | 7,246 |
| Surplus | $25,000 | 10,575 |
| Undivided profits | $73,670,000 | 359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,073,000 | 293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,990,000 | 744 |
| Earning assets | $585,360,000 | 784 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $612,211,400 | 786 |
| Average Assets, quarterly | $610,657,000 | 809 |
| Volatile liabilities | $73,245,000 | 1,073 |
| Insider loans | $1,431,000 | 2,770 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,344,000 | 6,112 |
| Tier 1 (core) risk-based capital | $73,950,000 | 626 |
| Tier 2 risk-based capital | $4,164,000 | 857 |
| Total risk weighted assets | $333,178,000 | 923 |
| Total unused commitments | $3,344,000 | 6,129 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 168 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $603,704,000 | 851 |
| Cash and due from depository institutions | $6,532,000 | 1,141 |
| Interest-bearing balances | $1,322,000 | 2,226 |
| Securities | $59,524,000 | 2,095 |
| Federal funds sold & reverse repurchase agreements | $39,405,000 | 409 |
| Net loans & leases | $478,464,000 | 707 |
| Loan loss allowance | $4,072,000 | 1,061 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,924,000 | 1,288 |
| Other real estate owned | $3,836,000 | 1,141 |
| Goodwill and other intangibles | $262,000 | 1,886 |
| All other assets | $9,757,000 | 957 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $603,704,000 | 851 |
| Total liabilities | $529,547,000 | 879 |
| Total deposits | $526,728,000 | 780 |
| Interest-bearing deposits | $526,728,000 | 677 |
| Deposits held in domestic offices | $526,728,000 | 772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,819,000 | 1,603 |
| Total equity capital | $74,157,000 | 677 |
| Total bank equity capital | $74,157,000 | 677 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $214,000 | 7,623 |
| Surplus | $26,000 | 11,025 |
| Undivided profits | $73,917,000 | 369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,815,000 | 473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,183,000 | 729 |
| Earning assets | $578,715,000 | 821 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $606,881,400 | 816 |
| Average Assets, quarterly | $610,015,000 | 838 |
| Volatile liabilities | $66,231,000 | 1,071 |
| Insider loans | $1,488,000 | 2,787 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,771,000 | 7,721 |
| Tier 1 (core) risk-based capital | $73,895,000 | 642 |
| Tier 2 risk-based capital | $4,047,000 | 883 |
| Total risk weighted assets | $333,347,000 | 923 |
| Total unused commitments | $1,771,000 | 7,736 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 179 | 1,088 |
| Assets and Liabilities | ||
| Total Assets: | $592,509,000 | 831 |
| Cash and due from depository institutions | $6,041,000 | 1,088 |
| Interest-bearing balances | $787,000 | 2,743 |
| Securities | $61,962,000 | 2,129 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 2,111 |
| Net loans & leases | $498,960,000 | 659 |
| Loan loss allowance | $3,268,000 | 1,292 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,043,000 | 1,215 |
| Other real estate owned | $3,268,000 | 1,088 |
| Goodwill and other intangibles | $612,000 | 1,335 |
| All other assets | $11,423,000 | 896 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $592,509,000 | 831 |
| Total liabilities | $520,741,000 | 862 |
| Total deposits | $516,825,000 | 765 |
| Interest-bearing deposits | $516,825,000 | 676 |
| Deposits held in domestic offices | $516,825,000 | 752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,916,000 | 1,081 |
| Total equity capital | $71,768,000 | 627 |
| Total bank equity capital | $71,768,000 | 627 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $214,000 | 8,061 |
| Surplus | $21,000 | 11,551 |
| Undivided profits | $71,533,000 | 341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,656,000 | 483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,866,000 | 716 |
| Earning assets | $565,909,000 | 806 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $637,087,800 | 785 |
| Average Assets, quarterly | $606,577,500 | 817 |
| Volatile liabilities | $68,310,000 | 1,023 |
| Insider loans | $786,000 | 4,345 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,615,000 | 8,064 |
| Tier 1 (core) risk-based capital | $71,156,000 | 619 |
| Tier 2 risk-based capital | $3,208,000 | 1,049 |
| Total risk weighted assets | $329,850,000 | 885 |
| Total unused commitments | $1,615,000 | 8,074 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 185 | 1,113 |
| Assets and Liabilities | ||
| Total Assets: | $663,403,000 | 780 |
| Cash and due from depository institutions | $8,385,000 | 1,113 |
| Interest-bearing balances | $1,508,000 | 2,828 |
| Securities | $42,992,000 | 3,247 |
| Federal funds sold & reverse repurchase agreements | $54,500,000 | 301 |
| Net loans & leases | $537,546,000 | 599 |
| Loan loss allowance | $1,930,000 | 2,129 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,394,000 | 1,134 |
| Other real estate owned | $3,223,000 | 1,113 |
| Goodwill and other intangibles | $962,000 | 1,024 |
| All other assets | $9,401,000 | 988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $663,403,000 | 780 |
| Total liabilities | $593,992,000 | 803 |
| Total deposits | $586,219,000 | 715 |
| Interest-bearing deposits | $586,219,000 | 632 |
| Deposits held in domestic offices | $586,219,000 | 704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,500,000 | 1,748 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,273,000 | 1,068 |
| Total equity capital | $69,411,000 | 629 |
| Total bank equity capital | $69,411,000 | 629 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $214,000 | 8,477 |
| Surplus | $21,000 | 12,089 |
| Undivided profits | $69,176,000 | 346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,665,000 | 500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $3,125,000 | 604 |
| Earning assets | $636,546,000 | 751 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $657,163,400 | 771 |
| Average Assets, quarterly | $658,604,000 | 783 |
| Volatile liabilities | $90,220,000 | 820 |
| Insider loans | $1,070,000 | 3,548 |
| FHLB advances | $3,500,000 | 573 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,924,000 | 3,993 |
| Tier 1 (core) risk-based capital | $68,449,000 | 609 |
| Tier 2 risk-based capital | $1,930,000 | 1,625 |
| Total risk weighted assets | $325,027,000 | 899 |
| Total unused commitments | $6,924,000 | 4,017 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 195 | 1,096 |
| Assets and Liabilities | ||
| Total Assets: | $660,807,000 | 814 |
| Cash and due from depository institutions | $7,751,000 | 1,096 |
| Interest-bearing balances | $1,638,000 | 3,030 |
| Securities | $53,240,000 | 2,553 |
| Federal funds sold & reverse repurchase agreements | $36,100,000 | 532 |
| Net loans & leases | $544,778,000 | 603 |
| Loan loss allowance | $1,355,000 | 2,917 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,498,000 | 1,111 |
| Other real estate owned | $2,152,000 | 1,096 |
| Goodwill and other intangibles | $1,312,000 | 881 |
| All other assets | $8,976,000 | 1,057 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $660,807,000 | 814 |
| Total liabilities | $598,972,000 | 826 |
| Total deposits | $592,344,000 | 760 |
| Interest-bearing deposits | $592,271,000 | 679 |
| Deposits held in domestic offices | $592,344,000 | 751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,500,000 | 1,546 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,128,000 | 1,325 |
| Total equity capital | $61,835,000 | 659 |
| Total bank equity capital | $61,835,000 | 659 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $214,000 | 8,900 |
| Surplus | $21,000 | 12,571 |
| Undivided profits | $61,600,000 | 347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,943,000 | 680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,355,000 | 627 |
| Earning assets | $635,756,000 | 768 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $643,393,400 | 817 |
| Average Assets, quarterly | $660,668,500 | 812 |
| Volatile liabilities | $89,965,000 | 797 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $3,500,000 | 554 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $15,559,000 | 2,152 |
| Tier 1 (core) risk-based capital | $60,523,000 | 641 |
| Tier 2 risk-based capital | $1,120,000 | 2,634 |
| Total risk weighted assets | $321,752,000 | 945 |
| Total unused commitments | $15,559,000 | 2,168 |
| Derivatives | $0 | 651 |