Home > Pacific National Bank > Income and Expense
Pacific National Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,255,000 | 1,604 |
| Total interest expense | $5,517,000 | 2,739 |
| Net interest income | $14,738,000 | 1,148 |
| Provision for loan and lease losses | $575,000 | 1,547 |
| Total noninterest income | $24,603,000 | 323 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $378,000 | 3,286 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $24,225,000 | 259 |
| Total noninterest expense | $25,313,000 | 613 |
| Salaries and employee benefits | $15,214,000 | 480 |
| Premises and equipment expense | $2,504,000 | 794 |
| Additional noninterest expense | $7,595,000 | 717 |
| Pre-tax net operating income | $13,453,000 | 614 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $5,651,000 | 523 |
| Income before extraordinary items | $7,806,000 | 728 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $7,806,000 | 728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-139,000 | 10,311 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $7,803,440 | 702 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,214,000 | 2,006 |
| Total interest expense | $4,056,000 | 3,626 |
| Net interest income | $12,158,000 | 1,425 |
| Provision for loan and lease losses | $855,000 | 1,124 |
| Total noninterest income | $16,841,000 | 399 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $329,000 | 3,785 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $16,512,000 | 296 |
| Total noninterest expense | $19,586,000 | 749 |
| Salaries and employee benefits | $11,915,000 | 582 |
| Premises and equipment expense | $2,363,000 | 856 |
| Additional noninterest expense | $5,308,000 | 922 |
| Pre-tax net operating income | $8,558,000 | 950 |
| Securities gains (losses) | $-11,000 | 10,082 |
| Applicable income taxes | $3,547,000 | 809 |
| Income before extraordinary items | $5,000,000 | 1,114 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,000,000 | 1,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,125,000 | 737 |
| Cash dividends | $2,000,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,007,040 | 1,077 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,967,000 | 2,390 |
| Total interest expense | $3,974,000 | 3,728 |
| Net interest income | $9,993,000 | 1,768 |
| Provision for loan and lease losses | $875,000 | 1,129 |
| Total noninterest income | $11,432,000 | 543 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $620,000 | 2,177 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $10,812,000 | 406 |
| Total noninterest expense | $15,959,000 | 954 |
| Salaries and employee benefits | $7,601,000 | 898 |
| Premises and equipment expense | $2,289,000 | 942 |
| Additional noninterest expense | $6,069,000 | 982 |
| Pre-tax net operating income | $4,591,000 | 1,584 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,010,000 | 2,330 |
| Income before extraordinary items | $3,581,000 | 1,382 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,581,000 | 1,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,750,000 | 622 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,581,000 | 1,350 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,887,000 | 2,590 |
| Total interest expense | $3,518,000 | 4,134 |
| Net interest income | $9,369,000 | 1,912 |
| Provision for loan and lease losses | $1,500,000 | 712 |
| Total noninterest income | $5,367,000 | 914 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $509,000 | 2,667 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $4,858,000 | 669 |
| Total noninterest expense | $11,468,000 | 1,255 |
| Salaries and employee benefits | $5,288,000 | 1,263 |
| Premises and equipment expense | $2,079,000 | 1,031 |
| Additional noninterest expense | $4,101,000 | 1,311 |
| Pre-tax net operating income | $1,768,000 | 3,899 |
| Securities gains (losses) | $-51,000 | 11,184 |
| Applicable income taxes | $-100,000 | 11,712 |
| Income before extraordinary items | $1,817,000 | 2,714 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,817,000 | 2,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,550,000 | 668 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,868,000 | 2,628 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,339,000 | 2,680 |
| Total interest expense | $2,741,000 | 4,281 |
| Net interest income | $8,598,000 | 2,088 |
| Provision for loan and lease losses | $900,000 | 996 |
| Total noninterest income | $3,058,000 | 1,347 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $360,000 | 3,738 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,698,000 | 947 |
| Total noninterest expense | $12,038,000 | 1,232 |
| Salaries and employee benefits | $5,423,000 | 1,239 |
| Premises and equipment expense | $2,250,000 | 948 |
| Additional noninterest expense | $4,365,000 | 1,320 |
| Pre-tax net operating income | $-1,282,000 | 12,484 |
| Securities gains (losses) | $-25,000 | 10,510 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-1,307,000 | 12,454 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,307,000 | 12,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,651,000 | 643 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,282,000 | 12,453 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,697,000 | 2,642 |
| Total interest expense | $3,129,000 | 3,979 |
| Net interest income | $8,568,000 | 2,104 |
| Provision for loan and lease losses | $3,319,000 | 569 |
| Total noninterest income | $7,553,000 | 733 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $354,000 | 3,838 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $7,199,000 | 530 |
| Total noninterest expense | $14,800,000 | 1,066 |
| Salaries and employee benefits | $6,625,000 | 1,036 |
| Premises and equipment expense | $2,383,000 | 931 |
| Additional noninterest expense | $5,792,000 | 1,132 |
| Pre-tax net operating income | $-1,998,000 | 13,081 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $-355,000 | 13,103 |
| Income before extraordinary items | $-1,615,000 | 13,064 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,615,000 | 13,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,972,000 | 734 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,637,960 | 13,038 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,073,000 | 2,072 |
| Total interest expense | $7,151,000 | 2,352 |
| Net interest income | $9,922,000 | 1,843 |
| Provision for loan and lease losses | $1,631,000 | 1,327 |
| Total noninterest income | $5,200,000 | 949 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $919,000 | 1,462 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,281,000 | 753 |
| Total noninterest expense | $13,349,000 | 1,188 |
| Salaries and employee benefits | $6,064,000 | 1,102 |
| Premises and equipment expense | $1,794,000 | 1,218 |
| Additional noninterest expense | $5,491,000 | 1,213 |
| Pre-tax net operating income | $142,000 | 11,600 |
| Securities gains (losses) | $99,000 | 3,013 |
| Applicable income taxes | $10,000 | 12,372 |
| Income before extraordinary items | $231,000 | 10,166 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $231,000 | 10,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,202,000 | 1,394 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $135,960 | 11,144 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.