Home > Pacific National Bank > Assets and Liabilities
Pacific National Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 277 | 622 |
| Assets and Liabilities | ||
| Total Assets: | $293,345,000 | 1,564 |
| Cash and due from depository institutions | $15,213,000 | 622 |
| Interest-bearing balances | $10,000 | 6,295 |
| Securities | $5,229,000 | 8,684 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $267,253,000 | 1,077 |
| Loan loss allowance | $2,216,000 | 1,614 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,058,000 | 5,804 |
| Other real estate owned | $679,000 | 622 |
| Goodwill and other intangibles | $210,000 | 2,320 |
| All other assets | $3,703,000 | 2,031 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $293,345,000 | 1,564 |
| Total liabilities | $265,676,000 | 1,549 |
| Total deposits | $220,800,000 | 1,708 |
| Interest-bearing deposits | $106,785,000 | 3,034 |
| Deposits held in domestic offices | $220,800,000 | 1,702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,000,000 | 525 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $181,000 | 4,614 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $5,695,000 | 909 |
| Total equity capital | $27,669,000 | 1,610 |
| Total bank equity capital | $27,669,000 | 1,610 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,505,000 | 1,464 |
| Surplus | $8,841,000 | 1,773 |
| Undivided profits | $16,323,000 | 1,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,324,000 | 1,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $416,000 | 355 |
| Income earned, not collected on loans | $886,000 | 2,529 |
| Earning assets | $272,492,000 | 1,559 |
| Long-term assets (5+ years) | $17,504,000 | 3,414 |
| Average Assets, year-to-date | $264,330,400 | 1,649 |
| Average Assets, quarterly | $282,388,500 | 1,593 |
| Volatile liabilities | $74,853,000 | 1,023 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $130,255,000 | 82 |
| Unused loan commitments | $101,016,000 | 700 |
| Tier 1 (core) risk-based capital | $27,437,000 | 1,535 |
| Tier 2 risk-based capital | $2,216,000 | 1,473 |
| Total risk weighted assets | $197,225,800 | 1,464 |
| Total unused commitments | $101,016,000 | 704 |
| Derivatives | $93,500,000 | 210 |
| 1997-12-31 | Rank | |
| # of Employees: | 229 | 785 |
| Assets and Liabilities | ||
| Total Assets: | $239,053,000 | 1,910 |
| Cash and due from depository institutions | $15,185,000 | 785 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $6,910,000 | 8,483 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $212,193,000 | 1,359 |
| Loan loss allowance | $1,502,000 | 2,337 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,094,000 | 5,692 |
| Other real estate owned | $468,000 | 785 |
| Goodwill and other intangibles | $118,000 | 2,527 |
| All other assets | $3,085,000 | 2,334 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,053,000 | 1,910 |
| Total liabilities | $219,202,000 | 1,872 |
| Total deposits | $212,168,000 | 1,769 |
| Interest-bearing deposits | $110,072,000 | 2,921 |
| Deposits held in domestic offices | $212,168,000 | 1,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,488 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,034,000 | 1,995 |
| Total equity capital | $19,851,000 | 2,242 |
| Total bank equity capital | $19,851,000 | 2,242 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,505,000 | 1,449 |
| Surplus | $8,841,000 | 1,740 |
| Undivided profits | $8,505,000 | 2,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,397,000 | 1,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $846,000 | 2,723 |
| Earning assets | $219,103,000 | 1,915 |
| Long-term assets (5+ years) | $9,076,000 | 4,574 |
| Average Assets, year-to-date | $210,333,200 | 2,065 |
| Average Assets, quarterly | $233,145,500 | 1,923 |
| Volatile liabilities | $41,187,000 | 1,651 |
| Insider loans | $2,840,000 | 1,496 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $96,852,000 | 64 |
| Unused loan commitments | $75,397,000 | 808 |
| Tier 1 (core) risk-based capital | $19,724,000 | 2,168 |
| Tier 2 risk-based capital | $1,502,000 | 2,003 |
| Total risk weighted assets | $160,242,000 | 1,756 |
| Total unused commitments | $75,397,000 | 813 |
| Derivatives | $76,000,000 | 222 |
| 1996-12-31 | Rank | |
| # of Employees: | 196 | 953 |
| Assets and Liabilities | ||
| Total Assets: | $197,644,000 | 2,377 |
| Cash and due from depository institutions | $12,701,000 | 953 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $7,381,000 | 8,831 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,168 |
| Net loans & leases | $164,619,000 | 1,751 |
| Loan loss allowance | $1,772,000 | 2,111 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,150,000 | 5,535 |
| Other real estate owned | $3,475,000 | 953 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,318,000 | 3,141 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,644,000 | 2,377 |
| Total liabilities | $181,377,000 | 2,325 |
| Total deposits | $170,968,000 | 2,271 |
| Interest-bearing deposits | $99,617,000 | 3,291 |
| Deposits held in domestic offices | $170,968,000 | 2,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,000,000 | 1,358 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,371,000 | 2,517 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,038,000 | 3,418 |
| Total equity capital | $16,267,000 | 2,750 |
| Total bank equity capital | $16,267,000 | 2,750 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,505,000 | 1,511 |
| Surplus | $8,841,000 | 1,799 |
| Undivided profits | $4,921,000 | 4,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,497,000 | 970 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $305,000 | 452 |
| Income earned, not collected on loans | $610,000 | 3,779 |
| Earning assets | $178,000,000 | 2,410 |
| Long-term assets (5+ years) | $645,000 | 9,128 |
| Average Assets, year-to-date | $184,349,600 | 2,435 |
| Average Assets, quarterly | $190,015,000 | 2,429 |
| Volatile liabilities | $34,347,000 | 1,856 |
| Insider loans | $5,558,000 | 773 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $62,291,000 | 79 |
| Unused loan commitments | $26,089,000 | 1,700 |
| Tier 1 (core) risk-based capital | $16,330,000 | 2,665 |
| Tier 2 risk-based capital | $1,681,960 | 1,861 |
| Total risk weighted assets | $134,466,560 | 2,093 |
| Total unused commitments | $26,089,000 | 1,718 |
| Derivatives | $63,000,000 | 286 |
| 1995-12-31 | Rank | |
| # of Employees: | 154 | 1,236 |
| Assets and Liabilities | ||
| Total Assets: | $172,990,000 | 2,679 |
| Cash and due from depository institutions | $13,814,000 | 1,236 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $10,626,000 | 8,067 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,868 |
| Net loans & leases | $141,279,000 | 2,000 |
| Loan loss allowance | $2,647,000 | 1,530 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,340,000 | 5,024 |
| Other real estate owned | $1,327,000 | 1,236 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,104,000 | 3,481 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,990,000 | 2,679 |
| Total liabilities | $160,323,000 | 2,610 |
| Total deposits | $158,730,000 | 2,460 |
| Interest-bearing deposits | $96,312,000 | 3,421 |
| Deposits held in domestic offices | $158,730,000 | 2,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $537,000 | 3,387 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,056,000 | 3,488 |
| Total equity capital | $12,667,000 | 3,469 |
| Total bank equity capital | $12,667,000 | 3,469 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,405,000 | 1,660 |
| Surplus | $8,941,000 | 1,759 |
| Undivided profits | $1,321,000 | 8,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,048,000 | 464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $328,000 | 381 |
| Income earned, not collected on loans | $687,000 | 3,448 |
| Earning assets | $154,405,000 | 2,745 |
| Long-term assets (5+ years) | $779,000 | 9,298 |
| Average Assets, year-to-date | $161,796,400 | 2,742 |
| Average Assets, quarterly | $169,416,500 | 2,699 |
| Volatile liabilities | $20,674,000 | 2,563 |
| Insider loans | $5,116,000 | 878 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $41,968,000 | 106 |
| Unused loan commitments | $19,231,000 | 2,048 |
| Tier 1 (core) risk-based capital | $12,751,000 | 3,345 |
| Tier 2 risk-based capital | $1,529,180 | 2,001 |
| Total risk weighted assets | $121,216,580 | 2,259 |
| Total unused commitments | $19,231,000 | 2,059 |
| Derivatives | $34,000,000 | 401 |
| 1994-12-31 | Rank | |
| # of Employees: | 117 | 1,706 |
| Assets and Liabilities | ||
| Total Assets: | $155,129,000 | 2,919 |
| Cash and due from depository institutions | $9,835,000 | 1,706 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $19,129,000 | 6,074 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,781 |
| Net loans & leases | $114,248,000 | 2,365 |
| Loan loss allowance | $2,697,000 | 1,534 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,735,000 | 4,122 |
| Other real estate owned | $4,326,000 | 1,706 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,856,000 | 2,795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,129,000 | 2,919 |
| Total liabilities | $145,200,000 | 2,843 |
| Total deposits | $142,869,000 | 2,673 |
| Interest-bearing deposits | $83,929,000 | 3,854 |
| Deposits held in domestic offices | $142,869,000 | 2,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,740,000 | 2,653 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $591,000 | 4,632 |
| Total equity capital | $9,929,000 | 4,068 |
| Total bank equity capital | $9,929,000 | 4,068 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,405,000 | 1,700 |
| Surplus | $8,941,000 | 1,690 |
| Undivided profits | $-1,417,000 | 12,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,962,000 | 945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,010,000 | 125 |
| Income earned, not collected on loans | $678,000 | 3,023 |
| Earning assets | $136,377,000 | 3,026 |
| Long-term assets (5+ years) | $2,991,000 | 7,383 |
| Average Assets, year-to-date | $175,210,800 | 2,532 |
| Average Assets, quarterly | $165,566,000 | 2,738 |
| Volatile liabilities | $18,075,000 | 2,754 |
| Insider loans | $6,341,000 | 682 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $12,263,000 | 152 |
| Unused loan commitments | $18,950,000 | 2,004 |
| Tier 1 (core) risk-based capital | $10,938,000 | 3,765 |
| Tier 2 risk-based capital | $1,440,590 | 2,097 |
| Total risk weighted assets | $113,990,690 | 2,338 |
| Total unused commitments | $18,950,000 | 2,015 |
| Derivatives | $8,500,000 | 532 |
| 1993-12-31 | Rank | |
| # of Employees: | 149 | 1,412 |
| Assets and Liabilities | ||
| Total Assets: | $179,879,000 | 2,575 |
| Cash and due from depository institutions | $13,629,000 | 1,412 |
| Interest-bearing balances | $2,594,000 | 2,036 |
| Securities | $12,623,000 | 8,132 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,350 |
| Net loans & leases | $135,011,000 | 2,021 |
| Loan loss allowance | $3,448,000 | 1,314 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,097,000 | 3,471 |
| Other real estate owned | $3,183,000 | 1,412 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,336,000 | 2,191 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,879,000 | 2,575 |
| Total liabilities | $168,134,000 | 2,520 |
| Total deposits | $166,203,000 | 2,391 |
| Interest-bearing deposits | $91,072,000 | 3,687 |
| Deposits held in domestic offices | $166,203,000 | 2,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $437,000 | 3,485 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,494,000 | 2,307 |
| Total equity capital | $11,745,000 | 3,485 |
| Total bank equity capital | $11,745,000 | 3,485 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,405,000 | 1,717 |
| Surplus | $8,441,000 | 1,706 |
| Undivided profits | $899,000 | 9,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,623,000 | 469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,681,000 | 64 |
| Income earned, not collected on loans | $747,000 | 2,396 |
| Earning assets | $160,228,000 | 2,645 |
| Long-term assets (5+ years) | $3,956,000 | 7,085 |
| Average Assets, year-to-date | $185,082,600 | 2,438 |
| Average Assets, quarterly | $182,579,500 | 2,512 |
| Volatile liabilities | $16,855,000 | 2,743 |
| Insider loans | $9,103,000 | 463 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $30,945,000 | 156 |
| Unused loan commitments | $15,710,000 | 2,247 |
| Tier 1 (core) risk-based capital | $11,745,000 | 3,404 |
| Tier 2 risk-based capital | $1,586,970 | 1,939 |
| Total risk weighted assets | $125,096,770 | 2,135 |
| Total unused commitments | $15,710,000 | 2,267 |
| Derivatives | $12,000,000 | 495 |
| 1992-12-31 | Rank | |
| # of Employees: | 146 | 1,498 |
| Assets and Liabilities | ||
| Total Assets: | $188,888,000 | 2,498 |
| Cash and due from depository institutions | $15,230,000 | 1,498 |
| Interest-bearing balances | $1,088,000 | 3,647 |
| Securities | $3,013,000 | 12,575 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,489 |
| Net loans & leases | $148,455,000 | 1,880 |
| Loan loss allowance | $2,101,000 | 2,036 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,430,000 | 3,007 |
| Other real estate owned | $6,821,000 | 1,498 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,939,000 | 3,678 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,888,000 | 2,498 |
| Total liabilities | $175,528,000 | 2,481 |
| Total deposits | $164,586,000 | 2,507 |
| Interest-bearing deposits | $96,313,000 | 3,654 |
| Deposits held in domestic offices | $164,586,000 | 2,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $9,558,000 | 975 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,384,000 | 2,506 |
| Total equity capital | $13,360,000 | 2,883 |
| Total bank equity capital | $13,360,000 | 2,883 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,505,000 | 1,635 |
| Surplus | $8,341,000 | 1,665 |
| Undivided profits | $2,514,000 | 6,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,468,000 | 1,945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $808,000 | 2,465 |
| Earning assets | $163,556,000 | 2,654 |
| Long-term assets (5+ years) | $16,350,000 | 3,032 |
| Average Assets, year-to-date | $207,966,000 | 2,225 |
| Average Assets, quarterly | $218,375,000 | 2,156 |
| Volatile liabilities | $31,795,000 | 1,640 |
| Insider loans | $108,000 | 5,527 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $24,052,000 | 137 |
| Unused loan commitments | $19,278,000 | 1,867 |
| Tier 1 (core) risk-based capital | $13,360,000 | 2,831 |
| Tier 2 risk-based capital | $1,844,650 | 1,715 |
| Total risk weighted assets | $147,315,350 | 1,916 |
| Total unused commitments | $19,278,000 | 1,883 |
| Derivatives | $0 | 651 |