Home > Pacific Mercantile Bank > Income and Expense

Pacific Mercantile Bank, Income and Expense

2021-09-30 (YTD Data)		Rank
Total interest income	$38,012,000	688
Total interest expense	$2,095,000	1,031
Net interest income	$35,917,000	665
Provision for loan and lease losses	$0	2,963
Total noninterest income	$5,454,000	1,060
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$2,487,000	373
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,967,000	1,297
Total noninterest expense	$24,843,000	782
Salaries and employee benefits	$15,519,000	721
Premises and equipment expense	$2,639,000	758
Additional noninterest expense	$6,685,000	859
Pre-tax net operating income	$16,528,000	707
Securities gains (losses)	$527,000	314
Applicable income taxes	$4,945,000	533
Income before extraordinary items	$12,110,000	796
Extraordinary gains, net	$0	8
Net income	$12,110,000	796
Minority interest net income	$0	69
Net income of bank and minority interests.	$12,110,000	796
Net charge-offs	$231,000	741
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$686,000	219
Net operating income	$11,693,670	801
2021-06-30 (YTD Data)		Rank
Total interest income	$26,238,000	661
Total interest expense	$1,526,000	983
Net interest income	$24,712,000	634
Provision for loan and lease losses	$0	2,862
Total noninterest income	$4,010,000	999
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$1,670,000	357
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,340,000	1,161
Total noninterest expense	$17,300,000	745
Salaries and employee benefits	$11,002,000	662
Premises and equipment expense	$1,801,000	743
Additional noninterest expense	$4,497,000	844
Pre-tax net operating income	$11,422,000	683
Securities gains (losses)	$536,000	253
Applicable income taxes	$3,544,000	505
Income before extraordinary items	$8,414,000	766
Extraordinary gains, net	$0	6
Net income	$8,414,000	766
Minority interest net income	$0	67
Net income of bank and minority interests.	$8,414,000	766
Net charge-offs	$184,000	685
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$465,000	190
Net operating income	$7,990,560	780
2021-03-31 (YTD Data)		Rank
Total interest income	$13,699,000	630
Total interest expense	$838,000	947
Net interest income	$12,861,000	606
Provision for loan and lease losses	$0	2,741
Total noninterest income	$1,575,000	1,154
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$837,000	351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$738,000	1,536
Total noninterest expense	$8,989,000	712
Salaries and employee benefits	$5,557,000	661
Premises and equipment expense	$859,000	788
Additional noninterest expense	$2,573,000	734
Pre-tax net operating income	$5,447,000	717
Securities gains (losses)	$140,000	393
Applicable income taxes	$1,654,000	525
Income before extraordinary items	$3,933,000	820
Extraordinary gains, net	$0	3
Net income	$3,933,000	820
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,933,000	820
Net charge-offs	$325,000	327
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$226,000	180
Net operating income	$3,822,400	822
2020-12-31 (YTD Data)		Rank
Total interest income	$60,598,000	570
Total interest expense	$7,965,000	613
Net interest income	$52,633,000	558
Provision for loan and lease losses	$9,050,000	387
Total noninterest income	$6,089,000	1,114
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$3,248,000	361
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,841,000	1,481
Total noninterest expense	$35,702,000	702
Salaries and employee benefits	$21,896,000	649
Premises and equipment expense	$3,542,000	736
Additional noninterest expense	$10,264,000	723
Pre-tax net operating income	$13,970,000	793
Securities gains (losses)	$171,000	1,110
Applicable income taxes	$4,189,000	562
Income before extraordinary items	$9,952,000	969
Extraordinary gains, net	$0	4
Net income	$9,952,000	969
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,952,000	969
Net charge-offs	$5,209,000	216
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$834,000	218
Net operating income	$9,816,910	940
2020-09-30 (YTD Data)		Rank
Total interest income	$46,363,000	554
Total interest expense	$6,795,000	576
Net interest income	$39,568,000	551
Provision for loan and lease losses	$9,050,000	327
Total noninterest income	$4,467,000	1,099
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$2,125,000	396
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,342,000	1,361
Total noninterest expense	$27,039,000	685
Salaries and employee benefits	$16,678,000	624
Premises and equipment expense	$2,688,000	713
Additional noninterest expense	$7,673,000	714
Pre-tax net operating income	$7,946,000	984
Securities gains (losses)	$0	2,494
Applicable income taxes	$2,353,000	642
Income before extraordinary items	$5,593,000	1,161
Extraordinary gains, net	$0	4
Net income	$5,593,000	1,161
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,593,000	1,161
Net charge-offs	$5,175,000	176
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$643,000	194
Net operating income	$5,593,000	1,128
2020-06-30 (YTD Data)		Rank
Total interest income	$30,348,000	572
Total interest expense	$5,171,000	561
Net interest income	$25,177,000	569
Provision for loan and lease losses	$9,050,000	278
Total noninterest income	$2,189,000	1,285
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$1,206,000	448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$983,000	1,687
Total noninterest expense	$18,020,000	684
Salaries and employee benefits	$11,288,000	606
Premises and equipment expense	$1,798,000	719
Additional noninterest expense	$4,934,000	727
Pre-tax net operating income	$296,000	4,128
Securities gains (losses)	$0	2,249
Applicable income taxes	$89,000	2,602
Income before extraordinary items	$207,000	4,309
Extraordinary gains, net	$0	4
Net income	$207,000	4,309
Minority interest net income	$0	65
Net income of bank and minority interests.	$207,000	4,309
Net charge-offs	$4,495,000	159
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$427,000	173
Net operating income	$207,000	4,261
2020-03-31 (YTD Data)		Rank
Total interest income	$14,768,000	584
Total interest expense	$3,075,000	534
Net interest income	$11,693,000	604
Provision for loan and lease losses	$6,200,000	236
Total noninterest income	$1,048,000	1,245
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$556,000	547
Trading account gains and fees	NA	NA
Additional Noninterest Income	$492,000	1,535
Total noninterest expense	$9,472,000	640
Salaries and employee benefits	$5,962,000	570
Premises and equipment expense	$903,000	714
Additional noninterest expense	$2,607,000	690
Pre-tax net operating income	$-2,931,000	5,072
Securities gains (losses)	$0	1,705
Applicable income taxes	$-866,000	5,045
Income before extraordinary items	$-2,065,000	5,040
Extraordinary gains, net	$0	4
Net income	$-2,065,000	5,040
Minority interest net income	$0	56
Net income of bank and minority interests.	$-2,065,000	5,040
Net charge-offs	$2,291,000	155
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$215,000	174
Net operating income	$-2,065,000	5,056
2019-12-31 (YTD Data)		Rank
Total interest income	$65,678,000	537
Total interest expense	$15,217,000	474
Net interest income	$50,461,000	555
Provision for loan and lease losses	$9,150,000	168
Total noninterest income	$5,325,000	1,087
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,921,000	655
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,404,000	1,106
Total noninterest expense	$36,353,000	648
Salaries and employee benefits	$22,809,000	579
Premises and equipment expense	$3,703,000	687
Additional noninterest expense	$9,841,000	718
Pre-tax net operating income	$10,283,000	1,035
Securities gains (losses)	$0	2,379
Applicable income taxes	$2,925,000	705
Income before extraordinary items	$7,358,000	1,196
Extraordinary gains, net	$0	11
Net income	$7,358,000	1,197
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,358,000	1,198
Net charge-offs	$9,045,000	146
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$1,058,000	209
Net operating income	$7,358,000	1,175
2019-09-30 (YTD Data)		Rank
Total interest income	$49,399,000	538
Total interest expense	$11,692,000	475
Net interest income	$37,707,000	558
Provision for loan and lease losses	$5,400,000	200
Total noninterest income	$4,027,000	1,061
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,402,000	668
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,625,000	1,052
Total noninterest expense	$26,949,000	655
Salaries and employee benefits	$16,749,000	591
Premises and equipment expense	$2,796,000	684
Additional noninterest expense	$7,404,000	710
Pre-tax net operating income	$9,385,000	892
Securities gains (losses)	$0	2,167
Applicable income taxes	$2,834,000	617
Income before extraordinary items	$6,551,000	1,067
Extraordinary gains, net	$0	11
Net income	$6,551,000	1,068
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,551,000	1,068
Net charge-offs	$6,820,000	143
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$836,000	182
Net operating income	$6,551,000	1,043
2019-06-30 (YTD Data)		Rank
Total interest income	$32,633,000	540
Total interest expense	$7,889,000	466
Net interest income	$24,744,000	570
Provision for loan and lease losses	$3,300,000	210
Total noninterest income	$2,723,000	1,030
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$908,000	682
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,815,000	1,000
Total noninterest expense	$17,824,000	663
Salaries and employee benefits	$10,832,000	607
Premises and equipment expense	$1,877,000	682
Additional noninterest expense	$5,115,000	695
Pre-tax net operating income	$6,343,000	857
Securities gains (losses)	$0	1,702
Applicable income taxes	$1,903,000	590
Income before extraordinary items	$4,440,000	1,019
Extraordinary gains, net	$0	11
Net income	$4,440,000	1,019
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,440,000	1,019
Net charge-offs	$5,332,000	130
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$419,000	187
Net operating income	$4,440,000	1,002
2019-03-31 (YTD Data)		Rank
Total interest income	$16,167,000	539
Total interest expense	$3,876,000	462
Net interest income	$12,291,000	569
Provision for loan and lease losses	$3,300,000	140
Total noninterest income	$1,371,000	1,003
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$429,000	704
Trading account gains and fees	$0	126
Additional Noninterest Income	$942,000	933
Total noninterest expense	$8,519,000	683
Salaries and employee benefits	$5,302,000	618
Premises and equipment expense	$935,000	694
Additional noninterest expense	$2,282,000	759
Pre-tax net operating income	$1,843,000	1,284
Securities gains (losses)	$0	1,087
Applicable income taxes	$553,000	842
Income before extraordinary items	$1,290,000	1,531
Extraordinary gains, net	$0	5
Net income	$1,290,000	1,530
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,290,000	1,530
Net charge-offs	$5,292,000	88
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$200,000	165
Net operating income	$1,290,000	1,507
2018-12-31 (YTD Data)		Rank
Total interest income	$60,929,000	535
Total interest expense	$12,749,000	431
Net interest income	$48,180,000	559
Provision for loan and lease losses	$0	4,082
Total noninterest income	$4,314,000	1,204
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,667,000	750
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,647,000	1,243
Total noninterest expense	$35,804,000	637
Salaries and employee benefits	$23,157,000	539
Premises and equipment expense	$3,553,000	712
Additional noninterest expense	$9,094,000	761
Pre-tax net operating income	$16,690,000	686
Securities gains (losses)	$108,000	292
Applicable income taxes	$-11,184,000	5,405
Income before extraordinary items	$27,982,000	401
Extraordinary gains, net	$0	6
Net income	$27,982,000	401
Minority interest net income	$0	72
Net income of bank and minority interests.	$27,982,000	401
Net charge-offs	$690,000	784
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$884,000	245
Net operating income	$27,874,000	401
2018-09-30 (YTD Data)		Rank
Total interest income	$44,534,000	537
Total interest expense	$9,188,000	421
Net interest income	$35,346,000	570
Provision for loan and lease losses	$0	3,948
Total noninterest income	$3,013,000	1,272
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,263,000	740
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,750,000	1,372
Total noninterest expense	$26,877,000	636
Salaries and employee benefits	$17,424,000	538
Premises and equipment expense	$2,659,000	716
Additional noninterest expense	$6,794,000	750
Pre-tax net operating income	$11,482,000	733
Securities gains (losses)	$108,000	288
Applicable income taxes	$-11,184,000	5,477
Income before extraordinary items	$22,774,000	380
Extraordinary gains, net	$0	5
Net income	$22,774,000	380
Minority interest net income	$0	66
Net income of bank and minority interests.	$22,774,000	380
Net charge-offs	$733,000	556
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$649,000	222
Net operating income	$22,666,000	380
2018-06-30 (YTD Data)		Rank
Total interest income	$29,348,000	534
Total interest expense	$5,884,000	406
Net interest income	$23,464,000	569
Provision for loan and lease losses	$0	3,782
Total noninterest income	$1,908,000	1,331
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$846,000	735
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,062,000	1,461
Total noninterest expense	$18,279,000	626
Salaries and employee benefits	$11,779,000	531
Premises and equipment expense	$1,793,000	709
Additional noninterest expense	$4,707,000	721
Pre-tax net operating income	$7,093,000	770
Securities gains (losses)	$108,000	232
Applicable income taxes	$-11,087,000	5,541
Income before extraordinary items	$18,288,000	330
Extraordinary gains, net	$0	6
Net income	$18,288,000	330
Minority interest net income	$0	65
Net income of bank and minority interests.	$18,288,000	330
Net charge-offs	$827,000	368
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$416,000	211
Net operating income	$18,180,000	330
2018-03-31 (YTD Data)		Rank
Total interest income	$14,247,000	542
Total interest expense	$2,639,000	423
Net interest income	$11,608,000	573
Provision for loan and lease losses	$0	3,508
Total noninterest income	$869,000	1,404
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$412,000	752
Trading account gains and fees	$0	123
Additional Noninterest Income	$457,000	1,574
Total noninterest expense	$9,243,000	624
Salaries and employee benefits	$6,004,000	520
Premises and equipment expense	$917,000	700
Additional noninterest expense	$2,322,000	723
Pre-tax net operating income	$3,234,000	808
Securities gains (losses)	$108,000	162
Applicable income taxes	$0	3,948
Income before extraordinary items	$3,342,000	695
Extraordinary gains, net	$0	7
Net income	$3,342,000	695
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,342,000	695
Net charge-offs	$791,000	253
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$179,000	205
Net operating income	$3,234,000	706
2017-12-31 (YTD Data)		Rank
Total interest income	$50,160,000	571
Total interest expense	$7,145,000	498
Net interest income	$43,015,000	586
Provision for loan and lease losses	$0	4,227
Total noninterest income	$3,751,000	1,352
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,446,000	846
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,305,000	1,400
Total noninterest expense	$36,512,000	594
Salaries and employee benefits	$22,033,000	542
Premises and equipment expense	$3,822,000	652
Additional noninterest expense	$10,657,000	635
Pre-tax net operating income	$10,254,000	965
Securities gains (losses)	$-4,000	4,949
Applicable income taxes	$-149,000	5,559
Income before extraordinary items	$10,399,000	728
Extraordinary gains, net	$0	9
Net income	$10,399,000	727
Minority interest net income	$0	76
Net income of bank and minority interests.	$10,399,000	728
Net charge-offs	$2,605,000	320
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$796,000	245
Net operating income	$10,403,000	718
2017-09-30 (YTD Data)		Rank
Total interest income	$36,362,000	581
Total interest expense	$4,782,000	535
Net interest income	$31,580,000	598
Provision for loan and lease losses	$0	4,088
Total noninterest income	$2,819,000	1,361
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,057,000	871
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,762,000	1,392
Total noninterest expense	$26,813,000	611
Salaries and employee benefits	$16,473,000	549
Premises and equipment expense	$2,863,000	667
Additional noninterest expense	$7,477,000	678
Pre-tax net operating income	$7,586,000	1,001
Securities gains (losses)	$0	2,274
Applicable income taxes	$201,000	2,759
Income before extraordinary items	$7,385,000	815
Extraordinary gains, net	$0	9
Net income	$7,385,000	815
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,385,000	815
Net charge-offs	$1,753,000	329
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$593,000	226
Net operating income	$7,385,000	802
2017-06-30 (YTD Data)		Rank
Total interest income	$23,476,000	589
Total interest expense	$2,941,000	557
Net interest income	$20,535,000	606
Provision for loan and lease losses	$0	3,871
Total noninterest income	$1,923,000	1,338
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$687,000	882
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,236,000	1,341
Total noninterest expense	$17,910,000	610
Salaries and employee benefits	$10,920,000	559
Premises and equipment expense	$1,895,000	661
Additional noninterest expense	$5,095,000	673
Pre-tax net operating income	$4,548,000	1,067
Securities gains (losses)	$0	1,906
Applicable income taxes	$49,000	3,320
Income before extraordinary items	$4,499,000	875
Extraordinary gains, net	$0	11
Net income	$4,499,000	876
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,499,000	875
Net charge-offs	$-378,000	5,694
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$405,000	211
Net operating income	$4,499,000	863
2017-03-31 (YTD Data)		Rank
Total interest income	$11,344,000	609
Total interest expense	$1,373,000	585
Net interest income	$9,971,000	621
Provision for loan and lease losses	$0	3,537
Total noninterest income	$915,000	1,379
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$332,000	914
Trading account gains and fees	$0	142
Additional Noninterest Income	$583,000	1,383
Total noninterest expense	$8,940,000	621
Salaries and employee benefits	$5,508,000	560
Premises and equipment expense	$944,000	673
Additional noninterest expense	$2,488,000	680
Pre-tax net operating income	$1,946,000	1,196
Securities gains (losses)	$0	1,153
Applicable income taxes	$49,000	2,902
Income before extraordinary items	$1,897,000	997
Extraordinary gains, net	$0	8
Net income	$1,897,000	998
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,897,000	997
Net charge-offs	$7,000	2,334
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$197,000	186
Net operating income	$1,897,000	980
2016-12-31 (YTD Data)		Rank
Total interest income	$40,941,000	661
Total interest expense	$4,891,000	616
Net interest income	$36,050,000	666
Provision for loan and lease losses	$19,870,000	111
Total noninterest income	$3,233,000	1,567
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,185,000	1,030
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,048,000	1,575
Total noninterest expense	$34,928,000	618
Salaries and employee benefits	$20,786,000	565
Premises and equipment expense	$4,506,000	561
Additional noninterest expense	$9,636,000	703
Pre-tax net operating income	$-15,515,000	5,917
Securities gains (losses)	$0	3,212
Applicable income taxes	$16,839,000	247
Income before extraordinary items	$-32,354,000	5,910
Extraordinary gains, net	$0	5
Net income	$-32,354,000	5,909
Minority interest net income	$0	82
Net income of bank and minority interests.	$-32,354,000	5,909
Net charge-offs	$15,785,000	108
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$1,039,000	197
Net operating income	$-32,354,000	5,910
2016-09-30 (YTD Data)		Rank
Total interest income	$30,365,000	667
Total interest expense	$3,584,000	626
Net interest income	$26,781,000	669
Provision for loan and lease losses	$19,870,000	90
Total noninterest income	$2,494,000	1,524
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$872,000	1,054
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,622,000	1,507
Total noninterest expense	$26,187,000	619
Salaries and employee benefits	$16,102,000	553
Premises and equipment expense	$3,444,000	553
Additional noninterest expense	$6,641,000	746
Pre-tax net operating income	$-16,782,000	5,987
Securities gains (losses)	$0	3,160
Applicable income taxes	$16,941,000	208
Income before extraordinary items	$-33,723,000	5,980
Extraordinary gains, net	$0	5
Net income	$-33,723,000	5,979
Minority interest net income	$0	71
Net income of bank and minority interests.	$-33,723,000	5,979
Net charge-offs	$15,944,000	86
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$807,000	173
Net operating income	$-33,723,000	5,980
2016-06-30 (YTD Data)		Rank
Total interest income	$19,790,000	677
Total interest expense	$2,322,000	637
Net interest income	$17,468,000	682
Provision for loan and lease losses	$9,140,000	112
Total noninterest income	$1,550,000	1,589
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$571,000	1,059
Trading account gains and fees	$0	157
Additional Noninterest Income	$979,000	1,576
Total noninterest expense	$16,973,000	636
Salaries and employee benefits	$10,624,000	554
Premises and equipment expense	$2,244,000	567
Additional noninterest expense	$4,105,000	810
Pre-tax net operating income	$-7,095,000	6,059
Securities gains (losses)	$0	2,835
Applicable income taxes	$-3,076,000	6,045
Income before extraordinary items	$-4,019,000	6,049
Extraordinary gains, net	$0	16
Net income	$-4,019,000	6,048
Minority interest net income	$0	71
Net income of bank and minority interests.	$-4,019,000	6,048
Net charge-offs	$8,427,000	99
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$553,000	163
Net operating income	$-4,019,000	6,048
2016-03-31 (YTD Data)		Rank
Total interest income	$9,954,000	673
Total interest expense	$1,112,000	662
Net interest income	$8,842,000	673
Provision for loan and lease losses	$420,000	538
Total noninterest income	$730,000	1,626
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$281,000	1,058
Trading account gains and fees	$0	142
Additional Noninterest Income	$449,000	1,629
Total noninterest expense	$8,381,000	648
Salaries and employee benefits	$5,423,000	542
Premises and equipment expense	$1,074,000	589
Additional noninterest expense	$1,884,000	864
Pre-tax net operating income	$771,000	2,324
Securities gains (losses)	$0	2,077
Applicable income taxes	$316,000	1,425
Income before extraordinary items	$455,000	2,904
Extraordinary gains, net	$0	12
Net income	$455,000	2,903
Minority interest net income	$0	62
Net income of bank and minority interests.	$455,000	2,904
Net charge-offs	$107,000	975
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$277,000	146
Net operating income	$455,000	2,849
2015-12-31 (YTD Data)		Rank
Total interest income	$38,696,000	667
Total interest expense	$4,757,000	580
Net interest income	$33,939,000	671
Provision for loan and lease losses	$0	4,380
Total noninterest income	$2,590,000	1,789
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,004,000	1,215
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,586,000	1,790
Total noninterest expense	$33,654,000	620
Salaries and employee benefits	$21,004,000	540
Premises and equipment expense	$4,188,000	588
Additional noninterest expense	$8,462,000	777
Pre-tax net operating income	$2,875,000	2,388
Securities gains (losses)	$0	3,216
Applicable income taxes	$-11,551,000	6,167
Income before extraordinary items	$14,426,000	513
Extraordinary gains, net	$0	23
Net income	$14,426,000	512
Minority interest net income	$0	81
Net income of bank and minority interests.	$14,426,000	514
Net charge-offs	$1,117,000	629
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$1,233,000	197
Net operating income	$14,426,000	505
2015-09-30 (YTD Data)		Rank
Total interest income	$28,840,000	675
Total interest expense	$3,584,000	581
Net interest income	$25,256,000	680
Provision for loan and lease losses	$0	4,232
Total noninterest income	$1,965,000	1,781
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$738,000	1,252
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,227,000	1,770
Total noninterest expense	$25,410,000	630
Salaries and employee benefits	$15,857,000	541
Premises and equipment expense	$3,131,000	601
Additional noninterest expense	$6,422,000	771
Pre-tax net operating income	$1,811,000	2,743
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,811,000	2,428
Extraordinary gains, net	$0	21
Net income	$1,811,000	2,429
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,811,000	2,429
Net charge-offs	$1,554,000	333
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$1,029,000	170
Net operating income	$1,811,000	2,396
2015-06-30 (YTD Data)		Rank
Total interest income	$19,203,000	673
Total interest expense	$2,393,000	582
Net interest income	$16,810,000	677
Provision for loan and lease losses	$0	4,069
Total noninterest income	$1,464,000	1,641
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$486,000	1,235
Trading account gains and fees	$0	157
Additional Noninterest Income	$978,000	1,587
Total noninterest expense	$17,261,000	618
Salaries and employee benefits	$10,795,000	527
Premises and equipment expense	$2,090,000	606
Additional noninterest expense	$4,376,000	762
Pre-tax net operating income	$1,013,000	3,048
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,013,000	2,731
Extraordinary gains, net	$0	22
Net income	$1,013,000	2,732
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,013,000	2,733
Net charge-offs	$1,490,000	267
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$683,000	164
Net operating income	$1,013,000	2,680
2015-03-31 (YTD Data)		Rank
Total interest income	$9,440,000	678
Total interest expense	$1,194,000	582
Net interest income	$8,246,000	689
Provision for loan and lease losses	$0	3,703
Total noninterest income	$590,000	1,895
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$231,000	1,274
Trading account gains and fees	$0	152
Additional Noninterest Income	$359,000	1,894
Total noninterest expense	$8,504,000	627
Salaries and employee benefits	$5,643,000	507
Premises and equipment expense	$985,000	650
Additional noninterest expense	$1,876,000	855
Pre-tax net operating income	$332,000	3,725
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$332,000	3,464
Extraordinary gains, net	$0	13
Net income	$332,000	3,467
Minority interest net income	$0	64
Net income of bank and minority interests.	$332,000	3,467
Net charge-offs	$1,194,000	186
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$316,000	146
Net operating income	$332,000	3,381
2014-12-31 (YTD Data)		Rank
Total interest income	$37,961,000	665
Total interest expense	$5,242,000	543
Net interest income	$32,719,000	677
Provision for loan and lease losses	$1,500,000	609
Total noninterest income	$4,217,000	1,237
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$975,000	1,322
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,242,000	1,042
Total noninterest expense	$34,357,000	598
Salaries and employee benefits	$21,426,000	514
Premises and equipment expense	$3,732,000	658
Additional noninterest expense	$9,199,000	718
Pre-tax net operating income	$1,079,000	4,014
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$1,079,000	3,820
Extraordinary gains, net	$1,937,000	4
Net income	$3,016,000	2,012
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,016,000	2,012
Net charge-offs	$-975,000	6,451
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$1,139,000	189
Net operating income	$1,079,000	3,775
2014-09-30 (YTD Data)		Rank
Total interest income	$27,821,000	678
Total interest expense	$3,926,000	551
Net interest income	$23,895,000	690
Provision for loan and lease losses	$1,500,000	449
Total noninterest income	$3,031,000	1,285
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$693,000	1,406
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,338,000	1,077
Total noninterest expense	$25,219,000	610
Salaries and employee benefits	$15,716,000	524
Premises and equipment expense	$2,651,000	695
Additional noninterest expense	$6,852,000	721
Pre-tax net operating income	$207,000	5,623
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$207,000	5,540
Extraordinary gains, net	$1,885,000	4
Net income	$2,092,000	2,151
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,092,000	2,151
Net charge-offs	$-312,000	6,414
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$862,000	161
Net operating income	$207,000	5,502
2014-06-30 (YTD Data)		Rank
Total interest income	$18,193,000	689
Total interest expense	$2,646,000	548
Net interest income	$15,547,000	699
Provision for loan and lease losses	$1,050,000	433
Total noninterest income	$2,026,000	1,275
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$466,000	1,379
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,560,000	1,064
Total noninterest expense	$17,025,000	598
Salaries and employee benefits	$10,466,000	526
Premises and equipment expense	$1,705,000	731
Additional noninterest expense	$4,854,000	684
Pre-tax net operating income	$-502,000	6,509
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$-502,000	6,521
Extraordinary gains, net	$1,956,000	5
Net income	$1,454,000	2,043
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,454,000	2,042
Net charge-offs	$-172,000	6,424
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$541,000	160
Net operating income	$-502,000	6,519
2014-03-31 (YTD Data)		Rank
Total interest income	$9,139,000	690
Total interest expense	$1,294,000	575
Net interest income	$7,845,000	699
Provision for loan and lease losses	$450,000	484
Total noninterest income	$1,120,000	1,142
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$226,000	1,389
Trading account gains and fees	$0	147
Additional Noninterest Income	$894,000	927
Total noninterest expense	$8,667,000	595
Salaries and employee benefits	$5,362,000	511
Premises and equipment expense	$839,000	758
Additional noninterest expense	$2,466,000	670
Pre-tax net operating income	$-152,000	6,495
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$-152,000	6,500
Extraordinary gains, net	$1,184,000	5
Net income	$1,032,000	1,455
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,032,000	1,454
Net charge-offs	$-132,000	6,523
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$277,000	147
Net operating income	$-152,000	6,497
2013-12-31 (YTD Data)		Rank
Total interest income	$35,471,000	701
Total interest expense	$4,811,000	699
Net interest income	$30,660,000	696
Provision for loan and lease losses	$4,505,000	295
Total noninterest income	$1,814,000	2,292
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$873,000	1,525
Trading account gains and fees	$0	184
Additional Noninterest Income	$941,000	2,458
Total noninterest expense	$34,397,000	607
Salaries and employee benefits	$18,360,000	579
Premises and equipment expense	$3,327,000	730
Additional noninterest expense	$12,710,000	553
Pre-tax net operating income	$-6,428,000	6,773
Securities gains (losses)	$44,000	1,892
Applicable income taxes	$5,610,000	430
Income before extraordinary items	$-11,994,000	6,789
Extraordinary gains, net	$-7,282,000	6,811
Net income	$-19,276,000	6,799
Minority interest net income	$0	90
Net income of bank and minority interests.	$-19,276,000	6,799
Net charge-offs	$4,028,000	409
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$804,000	236
Net operating income	$-12,038,000	6,787
2013-09-30 (YTD Data)		Rank
Total interest income	$26,711,000	704
Total interest expense	$3,845,000	667
Net interest income	$22,866,000	702
Provision for loan and lease losses	$1,150,000	792
Total noninterest income	$4,999,000	930
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$653,000	1,531
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,346,000	737
Total noninterest expense	$33,474,000	472
Salaries and employee benefits	$17,521,000	476
Premises and equipment expense	$3,050,000	602
Additional noninterest expense	$12,903,000	422
Pre-tax net operating income	$-6,759,000	6,876
Securities gains (losses)	$44,000	1,763
Applicable income taxes	$-1,929,000	6,846
Income before extraordinary items	$-4,786,000	6,854
Extraordinary gains, net	$0	25
Net income	$-4,786,000	6,855
Minority interest net income	$0	84
Net income of bank and minority interests.	$-4,786,000	6,855
Net charge-offs	$1,236,000	861
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$554,000	221
Net operating income	$-4,817,240	6,852
2013-06-30 (YTD Data)		Rank
Total interest income	$17,759,000	700
Total interest expense	$2,776,000	611
Net interest income	$14,983,000	711
Provision for loan and lease losses	$1,150,000	606
Total noninterest income	$3,487,000	907
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$428,000	1,530
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,059,000	706
Total noninterest expense	$23,763,000	456
Salaries and employee benefits	$11,711,000	474
Premises and equipment expense	$2,030,000	608
Additional noninterest expense	$10,022,000	376
Pre-tax net operating income	$-6,443,000	6,927
Securities gains (losses)	$23,000	1,940
Applicable income taxes	$-1,787,000	6,910
Income before extraordinary items	$-4,633,000	6,915
Extraordinary gains, net	$0	22
Net income	$-4,633,000	6,915
Minority interest net income	$0	82
Net income of bank and minority interests.	$-4,633,000	6,915
Net charge-offs	$908,000	825
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$354,000	203
Net operating income	$-4,649,560	6,910
2013-03-31 (YTD Data)		Rank
Total interest income	$8,984,000	701
Total interest expense	$1,521,000	574
Net interest income	$7,463,000	716
Provision for loan and lease losses	$1,150,000	336
Total noninterest income	$2,006,000	827
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$214,000	1,526
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,792,000	641
Total noninterest expense	$13,094,000	422
Salaries and employee benefits	$6,038,000	469
Premises and equipment expense	$1,047,000	599
Additional noninterest expense	$6,009,000	325
Pre-tax net operating income	$-4,775,000	7,007
Securities gains (losses)	$23,000	1,213
Applicable income taxes	$-1,989,000	7,007
Income before extraordinary items	$-2,763,000	6,992
Extraordinary gains, net	$0	10
Net income	$-2,763,000	6,992
Minority interest net income	$0	76
Net income of bank and minority interests.	$-2,763,000	6,992
Net charge-offs	$1,013,000	469
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$155,000	188
Net operating income	$-2,777,720	6,988
2012-12-31 (YTD Data)		Rank
Total interest income	$41,811,000	620
Total interest expense	$8,074,000	520
Net interest income	$33,737,000	640
Provision for loan and lease losses	$1,950,000	1,083
Total noninterest income	$26,423,000	347
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$950,000	1,477
Trading account gains and fees	$0	166
Additional Noninterest Income	$25,473,000	258
Total noninterest expense	$51,826,000	431
Salaries and employee benefits	$25,784,000	425
Premises and equipment expense	$4,038,000	593
Additional noninterest expense	$22,004,000	366
Pre-tax net operating income	$6,384,000	1,118
Securities gains (losses)	$2,046,000	256
Applicable income taxes	$-3,095,000	7,030
Income before extraordinary items	$11,525,000	561
Extraordinary gains, net	$0	29
Net income	$11,525,000	559
Minority interest net income	$0	93
Net income of bank and minority interests.	$11,525,000	561
Net charge-offs	$6,696,000	454
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$484,000	317
Net operating income	$9,479,000	619
2012-09-30 (YTD Data)		Rank
Total interest income	$32,035,000	611
Total interest expense	$6,268,000	527
Net interest income	$25,767,000	624
Provision for loan and lease losses	$1,950,000	870
Total noninterest income	$23,042,000	308
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$726,000	1,467
Trading account gains and fees	$0	157
Additional Noninterest Income	$22,316,000	239
Total noninterest expense	$38,365,000	428
Salaries and employee benefits	$19,263,000	421
Premises and equipment expense	$2,979,000	606
Additional noninterest expense	$16,123,000	365
Pre-tax net operating income	$8,494,000	661
Securities gains (losses)	$2,046,000	195
Applicable income taxes	$-844,000	7,080
Income before extraordinary items	$11,384,000	451
Extraordinary gains, net	$0	20
Net income	$11,384,000	450
Minority interest net income	$0	86
Net income of bank and minority interests.	$11,384,000	450
Net charge-offs	$4,919,000	466
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$330,000	288
Net operating income	$9,338,000	517
2012-06-30 (YTD Data)		Rank
Total interest income	$20,662,000	643
Total interest expense	$4,267,000	539
Net interest income	$16,395,000	657
Provision for loan and lease losses	$1,450,000	826
Total noninterest income	$14,034,000	326
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$501,000	1,412
Trading account gains and fees	$0	153
Additional Noninterest Income	$13,533,000	246
Total noninterest expense	$25,241,000	430
Salaries and employee benefits	$11,992,000	446
Premises and equipment expense	$1,966,000	610
Additional noninterest expense	$11,283,000	352
Pre-tax net operating income	$3,738,000	958
Securities gains (losses)	$1,109,000	256
Applicable income taxes	$-2,814,000	7,217
Income before extraordinary items	$7,661,000	432
Extraordinary gains, net	$0	19
Net income	$7,661,000	431
Minority interest net income	$0	84
Net income of bank and minority interests.	$7,661,000	431
Net charge-offs	$2,429,000	596
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$207,000	265
Net operating income	$6,552,000	481
2012-03-31 (YTD Data)		Rank
Total interest income	$10,310,000	650
Total interest expense	$2,181,000	541
Net interest income	$8,129,000	660
Provision for loan and lease losses	$-400,000	7,261
Total noninterest income	$4,915,000	405
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$245,000	1,426
Trading account gains and fees	$0	148
Additional Noninterest Income	$4,670,000	298
Total noninterest expense	$12,004,000	441
Salaries and employee benefits	$5,539,000	476
Premises and equipment expense	$930,000	643
Additional noninterest expense	$5,535,000	345
Pre-tax net operating income	$1,440,000	1,218
Securities gains (losses)	$1,109,000	124
Applicable income taxes	$1,051,000	492
Income before extraordinary items	$1,498,000	996
Extraordinary gains, net	$0	19
Net income	$1,498,000	998
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,498,000	997
Net charge-offs	$1,593,000	479
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$77,000	252
Net operating income	$788,240	1,722
2011-12-31 (YTD Data)		Rank
Total interest income	$44,287,000	621
Total interest expense	$10,591,000	535
Net interest income	$33,696,000	636
Provision for loan and lease losses	$-833,000	7,324
Total noninterest income	$7,952,000	735
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,058,000	1,401
Trading account gains and fees	$0	146
Additional Noninterest Income	$6,894,000	553
Total noninterest expense	$36,209,000	560
Salaries and employee benefits	$16,618,000	584
Premises and equipment expense	$3,544,000	696
Additional noninterest expense	$16,047,000	477
Pre-tax net operating income	$6,272,000	948
Securities gains (losses)	$236,000	1,325
Applicable income taxes	$-6,302,000	7,323
Income before extraordinary items	$12,810,000	428
Extraordinary gains, net	$0	29
Net income	$12,810,000	428
Minority interest net income	$0	96
Net income of bank and minority interests.	$12,810,000	429
Net charge-offs	$1,641,000	1,760
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$277,000	484
Net operating income	$12,574,000	426
2011-09-30 (YTD Data)		Rank
Total interest income	$33,858,000	618
Total interest expense	$8,111,000	548
Net interest income	$25,747,000	624
Provision for loan and lease losses	$0	6,393
Total noninterest income	$5,171,000	814
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$811,000	1,377
Trading account gains and fees	$0	145
Additional Noninterest Income	$4,360,000	640
Total noninterest expense	$25,999,000	577
Salaries and employee benefits	$11,880,000	616
Premises and equipment expense	$2,644,000	717
Additional noninterest expense	$11,475,000	487
Pre-tax net operating income	$4,919,000	943
Securities gains (losses)	$236,000	1,088
Applicable income taxes	$500,000	1,741
Income before extraordinary items	$4,655,000	822
Extraordinary gains, net	$0	21
Net income	$4,655,000	821
Minority interest net income	$0	87
Net income of bank and minority interests.	$4,655,000	822
Net charge-offs	$1,375,000	1,588
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$206,000	444
Net operating income	$4,442,600	825
2011-06-30 (YTD Data)		Rank
Total interest income	$22,916,000	623
Total interest expense	$5,479,000	562
Net interest income	$17,437,000	620
Provision for loan and lease losses	$0	6,217
Total noninterest income	$3,273,000	857
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$558,000	1,304
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,715,000	666
Total noninterest expense	$16,407,000	625
Salaries and employee benefits	$7,694,000	637
Premises and equipment expense	$1,786,000	712
Additional noninterest expense	$6,927,000	532
Pre-tax net operating income	$4,303,000	727
Securities gains (losses)	$-75,000	7,285
Applicable income taxes	$740,000	972
Income before extraordinary items	$3,488,000	739
Extraordinary gains, net	$0	15
Net income	$3,488,000	737
Minority interest net income	$0	89
Net income of bank and minority interests.	$3,488,000	739
Net charge-offs	$718,000	1,774
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$128,000	375
Net operating income	$3,549,500	695
2011-03-31 (YTD Data)		Rank
Total interest income	$11,460,000	631
Total interest expense	$2,739,000	584
Net interest income	$8,721,000	624
Provision for loan and lease losses	$0	5,840
Total noninterest income	$1,392,000	967
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$290,000	1,221
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,102,000	774
Total noninterest expense	$8,170,000	636
Salaries and employee benefits	$3,914,000	633
Premises and equipment expense	$891,000	727
Additional noninterest expense	$3,365,000	541
Pre-tax net operating income	$1,943,000	785
Securities gains (losses)	$-41,000	7,315
Applicable income taxes	$0	4,545
Income before extraordinary items	$1,902,000	684
Extraordinary gains, net	$0	9
Net income	$1,902,000	684
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,902,000	684
Net charge-offs	$-265,000	7,528
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$64,000	323
Net operating income	$1,943,000	662
2010-12-31 (YTD Data)		Rank
Total interest income	$50,915,000	585
Total interest expense	$17,638,000	450
Net interest income	$33,277,000	648
Provision for loan and lease losses	$8,288,000	787
Total noninterest income	$5,493,000	1,011
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,284,000	1,168
Trading account gains and fees	$0	175
Additional Noninterest Income	$4,209,000	841
Total noninterest expense	$35,662,000	580
Salaries and employee benefits	$15,093,000	640
Premises and equipment expense	$3,707,000	693
Additional noninterest expense	$16,862,000	471
Pre-tax net operating income	$-5,180,000	7,119
Securities gains (losses)	$1,244,000	410
Applicable income taxes	$7,871,000	258
Income before extraordinary items	$-11,807,000	7,416
Extraordinary gains, net	$0	29
Net income	$-11,807,000	7,416
Minority interest net income	$0	111
Net income of bank and minority interests.	$-11,807,000	7,416
Net charge-offs	$10,532,000	586
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$167,000	662
Net operating income	$-13,051,000	7,435
2010-09-30 (YTD Data)		Rank
Total interest income	$38,893,000	576
Total interest expense	$13,997,000	443
Net interest income	$24,896,000	644
Provision for loan and lease losses	$7,488,000	639
Total noninterest income	$4,184,000	962
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$989,000	1,177
Trading account gains and fees	$0	165
Additional Noninterest Income	$3,195,000	788
Total noninterest expense	$24,825,000	605
Salaries and employee benefits	$11,558,000	614
Premises and equipment expense	$2,805,000	691
Additional noninterest expense	$10,462,000	527
Pre-tax net operating income	$-3,233,000	7,233
Securities gains (losses)	$1,130,000	371
Applicable income taxes	$7,971,000	205
Income before extraordinary items	$-10,074,000	7,577
Extraordinary gains, net	$0	23
Net income	$-10,074,000	7,577
Minority interest net income	$0	110
Net income of bank and minority interests.	$-10,074,000	7,577
Net charge-offs	$4,532,000	842
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$115,000	620
Net operating income	$-11,204,000	7,593
2010-06-30 (YTD Data)		Rank
Total interest income	$26,586,000	561
Total interest expense	$9,724,000	440
Net interest income	$16,862,000	635
Provision for loan and lease losses	$5,800,000	569
Total noninterest income	$2,629,000	997
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$693,000	1,131
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,936,000	823
Total noninterest expense	$16,319,000	616
Salaries and employee benefits	$7,918,000	599
Premises and equipment expense	$1,893,000	691
Additional noninterest expense	$6,508,000	564
Pre-tax net operating income	$-2,628,000	7,369
Securities gains (losses)	$403,000	567
Applicable income taxes	$7,971,000	147
Income before extraordinary items	$-10,196,000	7,692
Extraordinary gains, net	$0	19
Net income	$-10,196,000	7,692
Minority interest net income	$0	105
Net income of bank and minority interests.	$-10,196,000	7,692
Net charge-offs	$2,838,000	868
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$64,000	590
Net operating income	$-10,599,000	7,696
2010-03-31 (YTD Data)		Rank
Total interest income	$13,693,000	569
Total interest expense	$5,120,000	438
Net interest income	$8,573,000	638
Provision for loan and lease losses	$1,200,000	1,029
Total noninterest income	$1,130,000	1,102
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$361,000	1,084
Trading account gains and fees	$0	175
Additional Noninterest Income	$769,000	954
Total noninterest expense	$8,237,000	614
Salaries and employee benefits	$4,274,000	563
Premises and equipment expense	$980,000	681
Additional noninterest expense	$2,983,000	610
Pre-tax net operating income	$266,000	3,575
Securities gains (losses)	$170,000	574
Applicable income taxes	$185,000	1,500
Income before extraordinary items	$251,000	3,475
Extraordinary gains, net	$0	16
Net income	$251,000	3,472
Minority interest net income	$0	91
Net income of bank and minority interests.	$251,000	3,474
Net charge-offs	$682,000	1,355
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$11,000	794
Net operating income	$142,200	4,362
2009-12-31 (YTD Data)		Rank
Total interest income	$51,400,000	632
Total interest expense	$29,310,000	383
Net interest income	$22,090,000	986
Provision for loan and lease losses	$23,710,000	435
Total noninterest income	$3,324,000	1,501
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,557,000	1,106
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,767,000	1,496
Total noninterest expense	$32,826,000	638
Salaries and employee benefits	$15,594,000	608
Premises and equipment expense	$3,755,000	712
Additional noninterest expense	$13,477,000	601
Pre-tax net operating income	$-31,122,000	7,802
Securities gains (losses)	$2,308,000	243
Applicable income taxes	$-12,001,000	7,884
Income before extraordinary items	$-16,813,000	7,698
Extraordinary gains, net	$0	34
Net income	$-16,813,000	7,697
Minority interest net income	$0	115
Net income of bank and minority interests.	$-16,813,000	7,697
Net charge-offs	$18,781,000	431
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$299,000	637
Net operating income	$-18,290,120	7,719
2009-09-30 (YTD Data)		Rank
Total interest income	$38,571,000	649
Total interest expense	$23,161,000	390
Net interest income	$15,410,000	1,070
Provision for loan and lease losses	$13,870,000	487
Total noninterest income	$2,172,000	1,678
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,153,000	1,119
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,019,000	1,799
Total noninterest expense	$23,523,000	669
Salaries and employee benefits	$11,392,000	645
Premises and equipment expense	$2,749,000	746
Additional noninterest expense	$9,382,000	617
Pre-tax net operating income	$-19,811,000	7,872
Securities gains (losses)	$2,334,000	192
Applicable income taxes	$-7,291,000	7,941
Income before extraordinary items	$-10,186,000	7,788
Extraordinary gains, net	$0	27
Net income	$-10,186,000	7,786
Minority interest net income	$0	118
Net income of bank and minority interests.	$-10,186,000	7,787
Net charge-offs	$8,785,000	559
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$260,000	531
Net operating income	$-11,679,760	7,817
2009-06-30 (YTD Data)		Rank
Total interest income	$25,690,000	660
Total interest expense	$15,824,000	404
Net interest income	$9,866,000	1,122
Provision for loan and lease losses	$10,080,000	442
Total noninterest income	$1,181,000	1,936
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$782,000	1,093
Trading account gains and fees	$0	193
Additional Noninterest Income	$399,000	2,557
Total noninterest expense	$14,182,000	750
Salaries and employee benefits	$7,260,000	687
Premises and equipment expense	$1,807,000	783
Additional noninterest expense	$5,115,000	759
Pre-tax net operating income	$-13,215,000	7,967
Securities gains (losses)	$1,888,000	176
Applicable income taxes	$-4,840,000	8,036
Income before extraordinary items	$-6,487,000	7,860
Extraordinary gains, net	$0	21
Net income	$-6,487,000	7,859
Minority interest net income	$0	112
Net income of bank and minority interests.	$-6,487,000	7,859
Net charge-offs	$5,054,000	577
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$177,000	495
Net operating income	$-7,695,320	7,910
2009-03-31 (YTD Data)		Rank
Total interest income	$13,377,000	644
Total interest expense	$7,983,000	414
Net interest income	$5,394,000	1,003
Provision for loan and lease losses	$3,450,000	510
Total noninterest income	$551,000	1,993
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$389,000	1,066
Trading account gains and fees	$0	171
Additional Noninterest Income	$162,000	2,846
Total noninterest expense	$6,544,000	763
Salaries and employee benefits	$3,596,000	692
Premises and equipment expense	$893,000	792
Additional noninterest expense	$2,055,000	805
Pre-tax net operating income	$-4,049,000	7,989
Securities gains (losses)	$1,884,000	120
Applicable income taxes	$-115,000	7,583
Income before extraordinary items	$-2,050,000	7,907
Extraordinary gains, net	$0	15
Net income	$-2,050,000	7,907
Minority interest net income	$0	102
Net income of bank and minority interests.	$-2,050,000	7,908
Net charge-offs	$2,640,000	494
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$105,000	353
Net operating income	$-3,839,800	8,022
2008-12-31 (YTD Data)		Rank
Total interest income	$61,275,000	609
Total interest expense	$33,979,000	473
Net interest income	$27,296,000	789
Provision for loan and lease losses	$21,685,000	350
Total noninterest income	$1,710,000	2,398
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,211,000	1,473
Trading account gains and fees	$0	154
Additional Noninterest Income	$499,000	3,174
Total noninterest expense	$23,057,000	864
Salaries and employee benefits	$12,528,000	790
Premises and equipment expense	$3,691,000	748
Additional noninterest expense	$6,838,000	940
Pre-tax net operating income	$-15,736,000	8,066
Securities gains (losses)	$743,000	274
Applicable income taxes	$-3,424,000	8,037
Income before extraordinary items	$-11,569,000	8,024
Extraordinary gains, net	$0	39
Net income	$-11,569,000	8,024
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,357,000	351
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$635,000	500
Net operating income	$-12,141,110	8,057
2008-09-30 (YTD Data)		Rank
Total interest income	$46,064,000	627
Total interest expense	$25,584,000	496
Net interest income	$20,480,000	806
Provision for loan and lease losses	$5,441,000	622
Total noninterest income	$1,221,000	2,545
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$867,000	1,557
Trading account gains and fees	$0	148
Additional Noninterest Income	$354,000	3,391
Total noninterest expense	$16,518,000	898
Salaries and employee benefits	$9,168,000	835
Premises and equipment expense	$2,793,000	741
Additional noninterest expense	$4,557,000	1,007
Pre-tax net operating income	$-258,000	7,080
Securities gains (losses)	$1,259,000	150
Applicable income taxes	$246,000	2,684
Income before extraordinary items	$755,000	3,677
Extraordinary gains, net	$0	31
Net income	$755,000	3,676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,196,000	622
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$465,000	394
Net operating income	$-189,250	7,064
2008-06-30 (YTD Data)		Rank
Total interest income	$30,906,000	636
Total interest expense	$17,471,000	501
Net interest income	$13,435,000	810
Provision for loan and lease losses	$3,816,000	518
Total noninterest income	$712,000	2,812
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$526,000	1,675
Trading account gains and fees	$0	149
Additional Noninterest Income	$186,000	3,904
Total noninterest expense	$11,073,000	884
Salaries and employee benefits	$6,002,000	859
Premises and equipment expense	$1,885,000	732
Additional noninterest expense	$3,186,000	932
Pre-tax net operating income	$-742,000	7,764
Securities gains (losses)	$1,132,000	165
Applicable income taxes	$38,000	4,270
Income before extraordinary items	$352,000	4,724
Extraordinary gains, net	$0	21
Net income	$352,000	4,725
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,868,000	430
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$310,000	336
Net operating income	$-666,800	7,792
2008-03-31 (YTD Data)		Rank
Total interest income	$15,842,000	637
Total interest expense	$8,940,000	526
Net interest income	$6,902,000	793
Provision for loan and lease losses	$1,075,000	597
Total noninterest income	$375,000	2,724
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$227,000	1,870
Trading account gains and fees	$0	158
Additional Noninterest Income	$148,000	3,065
Total noninterest expense	$5,612,000	856
Salaries and employee benefits	$3,230,000	798
Premises and equipment expense	$936,000	747
Additional noninterest expense	$1,446,000	996
Pre-tax net operating income	$590,000	2,741
Securities gains (losses)	$1,080,000	143
Applicable income taxes	$645,000	831
Income before extraordinary items	$1,025,000	1,466
Extraordinary gains, net	$0	15
Net income	$1,025,000	1,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$540,000	673
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$154,000	252
Net operating income	$333,800	3,483
2007-12-31 (YTD Data)		Rank
Total interest income	$69,720,000	611
Total interest expense	$37,942,000	532
Net interest income	$31,778,000	700
Provision for loan and lease losses	$2,025,000	837
Total noninterest income	$1,266,000	3,032
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$659,000	2,490
Trading account gains and fees	$0	178
Additional Noninterest Income	$607,000	2,980
Total noninterest expense	$20,692,000	898
Salaries and employee benefits	$11,669,000	852
Premises and equipment expense	$3,792,000	703
Additional noninterest expense	$5,231,000	1,078
Pre-tax net operating income	$10,327,000	822
Securities gains (losses)	$263,000	387
Applicable income taxes	$4,120,000	622
Income before extraordinary items	$6,470,000	1,013
Extraordinary gains, net	$0	39
Net income	$6,470,000	1,011
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,829,000	657
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$583,000	506
Net operating income	$6,301,680	1,016
2007-09-30 (YTD Data)		Rank
Total interest income	$52,834,000	597
Total interest expense	$28,806,000	529
Net interest income	$24,028,000	693
Provision for loan and lease losses	$925,000	952
Total noninterest income	$910,000	3,113
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$481,000	2,517
Trading account gains and fees	$0	184
Additional Noninterest Income	$429,000	3,081
Total noninterest expense	$15,444,000	892
Salaries and employee benefits	$8,694,000	856
Premises and equipment expense	$2,856,000	695
Additional noninterest expense	$3,894,000	1,056
Pre-tax net operating income	$8,569,000	806
Securities gains (losses)	$0	1,655
Applicable income taxes	$3,325,000	638
Income before extraordinary items	$5,244,000	997
Extraordinary gains, net	$0	33
Net income	$5,244,000	995
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,299,000	549
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$429,000	432
Net operating income	$5,244,000	984
2007-06-30 (YTD Data)		Rank
Total interest income	$34,824,000	618
Total interest expense	$18,977,000	539
Net interest income	$15,847,000	716
Provision for loan and lease losses	$625,000	844
Total noninterest income	$591,000	3,183
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$326,000	2,483
Trading account gains and fees	$0	168
Additional Noninterest Income	$265,000	3,232
Total noninterest expense	$10,177,000	921
Salaries and employee benefits	$5,715,000	893
Premises and equipment expense	$1,911,000	715
Additional noninterest expense	$2,551,000	1,090
Pre-tax net operating income	$5,636,000	856
Securities gains (losses)	$0	1,444
Applicable income taxes	$2,210,000	674
Income before extraordinary items	$3,426,000	1,056
Extraordinary gains, net	$0	29
Net income	$3,426,000	1,055
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$525,000	691
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$279,000	390
Net operating income	$3,426,000	1,039
2007-03-31 (YTD Data)		Rank
Total interest income	$17,028,000	628
Total interest expense	$9,133,000	549
Net interest income	$7,895,000	709
Provision for loan and lease losses	$300,000	788
Total noninterest income	$320,000	2,989
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$172,000	2,335
Trading account gains and fees	$0	195
Additional Noninterest Income	$148,000	3,050
Total noninterest expense	$5,057,000	924
Salaries and employee benefits	$2,982,000	850
Premises and equipment expense	$933,000	732
Additional noninterest expense	$1,142,000	1,189
Pre-tax net operating income	$2,858,000	835
Securities gains (losses)	$0	1,187
Applicable income taxes	$1,145,000	649
Income before extraordinary items	$1,713,000	1,034
Extraordinary gains, net	$0	22
Net income	$1,713,000	1,033
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$408,000	476
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$133,000	298
Net operating income	$1,713,000	1,017
2006-12-31 (YTD Data)		Rank
Total interest income	$62,864,000	627
Total interest expense	$30,112,000	571
Net interest income	$32,752,000	674
Provision for loan and lease losses	$1,105,000	955
Total noninterest income	$1,132,000	3,261
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$650,000	2,529
Trading account gains and fees	$0	130
Additional Noninterest Income	$482,000	3,401
Total noninterest expense	$20,369,000	868
Salaries and employee benefits	$11,618,000	820
Premises and equipment expense	$3,704,000	695
Additional noninterest expense	$5,047,000	1,053
Pre-tax net operating income	$12,410,000	800
Securities gains (losses)	$0	1,687
Applicable income taxes	$4,968,000	635
Income before extraordinary items	$7,442,000	1,005
Extraordinary gains, net	$0	51
Net income	$7,442,000	1,005
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$302,000	1,662
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$585,000	576
Net operating income	$7,442,000	990
2006-09-30 (YTD Data)		Rank
Total interest income	$46,141,000	649
Total interest expense	$21,454,000	593
Net interest income	$24,687,000	689
Provision for loan and lease losses	$830,000	915
Total noninterest income	$895,000	3,154
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$485,000	2,542
Trading account gains and fees	$0	126
Additional Noninterest Income	$410,000	3,178
Total noninterest expense	$15,351,000	869
Salaries and employee benefits	$8,636,000	845
Premises and equipment expense	$2,770,000	712
Additional noninterest expense	$3,945,000	1,023
Pre-tax net operating income	$9,401,000	825
Securities gains (losses)	$0	1,388
Applicable income taxes	$3,806,000	662
Income before extraordinary items	$5,595,000	1,038
Extraordinary gains, net	$0	45
Net income	$5,595,000	1,037
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	2,496
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$461,000	465
Net operating income	$5,595,000	1,021
2006-06-30 (YTD Data)		Rank
Total interest income	$29,785,000	655
Total interest expense	$13,195,000	610
Net interest income	$16,590,000	691
Provision for loan and lease losses	$560,000	890
Total noninterest income	$581,000	3,185
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$329,000	2,475
Trading account gains and fees	$0	126
Additional Noninterest Income	$252,000	3,317
Total noninterest expense	$10,216,000	875
Salaries and employee benefits	$5,742,000	852
Premises and equipment expense	$1,805,000	730
Additional noninterest expense	$2,669,000	1,007
Pre-tax net operating income	$6,395,000	814
Securities gains (losses)	$0	1,185
Applicable income taxes	$2,590,000	659
Income before extraordinary items	$3,805,000	1,012
Extraordinary gains, net	$0	39
Net income	$3,805,000	1,013
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	1,814
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$337,000	368
Net operating income	$3,805,000	999
2006-03-31 (YTD Data)		Rank
Total interest income	$14,391,000	657
Total interest expense	$6,151,000	611
Net interest income	$8,240,000	691
Provision for loan and lease losses	$225,000	1,018
Total noninterest income	$262,000	3,365
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$161,000	2,439
Trading account gains and fees	$0	115
Additional Noninterest Income	$101,000	3,683
Total noninterest expense	$5,037,000	892
Salaries and employee benefits	$2,918,000	838
Premises and equipment expense	$892,000	733
Additional noninterest expense	$1,227,000	1,094
Pre-tax net operating income	$3,240,000	799
Securities gains (losses)	$0	955
Applicable income taxes	$1,276,000	665
Income before extraordinary items	$1,964,000	971
Extraordinary gains, net	$0	21
Net income	$1,964,000	970
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	2,748
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$175,000	252
Net operating income	$1,964,000	949
2005-12-31 (YTD Data)		Rank
Total interest income	$46,789,000	690
Total interest expense	$16,914,000	681
Net interest income	$29,875,000	705
Provision for loan and lease losses	$1,130,000	935
Total noninterest income	$2,085,000	2,148
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$684,000	2,393
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,401,000	1,758
Total noninterest expense	$19,759,000	857
Salaries and employee benefits	$11,167,000	815
Premises and equipment expense	$3,523,000	700
Additional noninterest expense	$5,069,000	1,027
Pre-tax net operating income	$11,071,000	896
Securities gains (losses)	$0	2,296
Applicable income taxes	$4,523,000	699
Income before extraordinary items	$6,548,000	1,113
Extraordinary gains, net	$0	46
Net income	$6,548,000	1,113
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	4,287
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$6,548,000	1,087
2005-09-30 (YTD Data)		Rank
Total interest income	$33,557,000	698
Total interest expense	$11,758,000	695
Net interest income	$21,799,000	710
Provision for loan and lease losses	$675,000	1,101
Total noninterest income	$2,133,000	1,694
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$517,000	2,372
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,616,000	1,285
Total noninterest expense	$15,249,000	824
Salaries and employee benefits	$8,641,000	774
Premises and equipment expense	$2,605,000	698
Additional noninterest expense	$4,003,000	958
Pre-tax net operating income	$8,008,000	923
Securities gains (losses)	$0	2,317
Applicable income taxes	$3,278,000	722
Income before extraordinary items	$4,730,000	1,150
Extraordinary gains, net	$0	35
Net income	$4,730,000	1,150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	4,007
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$4,730,000	1,128
2005-06-30 (YTD Data)		Rank
Total interest income	$21,246,000	714
Total interest expense	$7,280,000	696
Net interest income	$13,966,000	735
Provision for loan and lease losses	$350,000	1,336
Total noninterest income	$1,637,000	1,484
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$355,000	2,283
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,282,000	1,123
Total noninterest expense	$10,096,000	826
Salaries and employee benefits	$5,910,000	748
Premises and equipment expense	$1,692,000	705
Additional noninterest expense	$2,494,000	1,015
Pre-tax net operating income	$5,157,000	920
Securities gains (losses)	$0	2,146
Applicable income taxes	$2,120,000	736
Income before extraordinary items	$3,037,000	1,160
Extraordinary gains, net	$0	30
Net income	$3,037,000	1,160
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	3,220
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$3,037,000	1,134
2005-03-31 (YTD Data)		Rank
Total interest income	$10,111,000	738
Total interest expense	$3,416,000	708
Net interest income	$6,695,000	766
Provision for loan and lease losses	$120,000	1,733
Total noninterest income	$754,000	1,562
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$170,000	2,312
Trading account gains and fees	$0	115
Additional Noninterest Income	$584,000	1,191
Total noninterest expense	$4,912,000	842
Salaries and employee benefits	$2,936,000	757
Premises and equipment expense	$800,000	754
Additional noninterest expense	$1,176,000	1,049
Pre-tax net operating income	$2,417,000	971
Securities gains (losses)	$0	1,685
Applicable income taxes	$1,001,000	766
Income before extraordinary items	$1,416,000	1,222
Extraordinary gains, net	$0	24
Net income	$1,416,000	1,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,416,000	1,196
2004-12-31 (YTD Data)		Rank
Total interest income	$34,564,000	805
Total interest expense	$11,590,000	712
Net interest income	$22,974,000	859
Provision for loan and lease losses	$950,000	1,095
Total noninterest income	$3,361,000	1,463
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$692,000	2,389
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,669,000	1,066
Total noninterest expense	$16,649,000	979
Salaries and employee benefits	$9,127,000	941
Premises and equipment expense	$3,041,000	752
Additional noninterest expense	$4,481,000	1,097
Pre-tax net operating income	$8,736,000	992
Securities gains (losses)	$839,000	313
Applicable income taxes	$3,950,000	718
Income before extraordinary items	$5,625,000	1,165
Extraordinary gains, net	$0	34
Net income	$5,625,000	1,167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$884,000	865
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$5,088,040	1,246
2004-09-30 (YTD Data)		Rank
Total interest income	$24,908,000	827
Total interest expense	$8,366,000	728
Net interest income	$16,542,000	892
Provision for loan and lease losses	$900,000	852
Total noninterest income	$2,734,000	1,393
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$532,000	2,365
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,202,000	1,006
Total noninterest expense	$12,422,000	984
Salaries and employee benefits	$6,694,000	951
Premises and equipment expense	$2,243,000	765
Additional noninterest expense	$3,485,000	1,057
Pre-tax net operating income	$5,954,000	1,108
Securities gains (losses)	$369,000	519
Applicable income taxes	$2,590,000	824
Income before extraordinary items	$3,733,000	1,323
Extraordinary gains, net	$0	26
Net income	$3,733,000	1,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$822,000	658
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,496,840	1,359
2004-06-30 (YTD Data)		Rank
Total interest income	$15,935,000	854
Total interest expense	$5,451,000	727
Net interest income	$10,484,000	930
Provision for loan and lease losses	$850,000	596
Total noninterest income	$1,805,000	1,385
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$346,000	2,422
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,459,000	1,017
Total noninterest expense	$8,292,000	979
Salaries and employee benefits	$4,385,000	970
Premises and equipment expense	$1,500,000	759
Additional noninterest expense	$2,407,000	1,029
Pre-tax net operating income	$3,147,000	1,347
Securities gains (losses)	$369,000	422
Applicable income taxes	$1,434,000	947
Income before extraordinary items	$2,082,000	1,539
Extraordinary gains, net	$0	21
Net income	$2,082,000	1,540
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$822,000	498
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,845,840	1,672
2004-03-31 (YTD Data)		Rank
Total interest income	$7,922,000	870
Total interest expense	$2,659,000	758
Net interest income	$5,263,000	938
Provision for loan and lease losses	$600,000	441
Total noninterest income	$938,000	1,317
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$185,000	2,236
Trading account gains and fees	$0	121
Additional Noninterest Income	$753,000	966
Total noninterest expense	$4,304,000	948
Salaries and employee benefits	$2,277,000	948
Premises and equipment expense	$741,000	784
Additional noninterest expense	$1,286,000	962
Pre-tax net operating income	$1,297,000	1,605
Securities gains (losses)	$273,000	404
Applicable income taxes	$623,000	1,086
Income before extraordinary items	$947,000	1,670
Extraordinary gains, net	$0	16
Net income	$947,000	1,670
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$822,000	313
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$772,280	1,932
2003-12-31 (YTD Data)		Rank
Total interest income	$25,488,000	1,119
Total interest expense	$10,257,000	864
Net interest income	$15,231,000	1,275
Provision for loan and lease losses	$1,515,000	819
Total noninterest income	$7,072,000	862
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$686,000	2,398
Trading account gains and fees	$0	160
Additional Noninterest Income	$6,386,000	629
Total noninterest expense	$16,380,000	1,002
Salaries and employee benefits	$9,121,000	937
Premises and equipment expense	$2,719,000	829
Additional noninterest expense	$4,540,000	1,119
Pre-tax net operating income	$4,408,000	1,827
Securities gains (losses)	$739,000	584
Applicable income taxes	$1,964,000	1,310
Income before extraordinary items	$3,183,000	1,940
Extraordinary gains, net	$0	54
Net income	$3,183,000	1,940
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,809
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,710,040	2,126
2003-09-30 (YTD Data)		Rank
Total interest income	$18,346,000	1,192
Total interest expense	$7,668,000	906
Net interest income	$10,678,000	1,384
Provision for loan and lease losses	$1,115,000	810
Total noninterest income	$6,164,000	793
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$523,000	2,375
Trading account gains and fees	$0	153
Additional Noninterest Income	$5,641,000	585
Total noninterest expense	$12,383,000	1,000
Salaries and employee benefits	$6,989,000	930
Premises and equipment expense	$2,038,000	837
Additional noninterest expense	$3,356,000	1,133
Pre-tax net operating income	$3,344,000	1,867
Securities gains (losses)	$756,000	529
Applicable income taxes	$1,580,000	1,288
Income before extraordinary items	$2,520,000	1,905
Extraordinary gains, net	$0	40
Net income	$2,520,000	1,904
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,184
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,036,160	2,179
2003-06-30 (YTD Data)		Rank
Total interest income	$12,397,000	1,194
Total interest expense	$5,199,000	921
Net interest income	$7,198,000	1,365
Provision for loan and lease losses	$597,000	1,014
Total noninterest income	$4,323,000	755
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$341,000	2,393
Trading account gains and fees	$0	150
Additional Noninterest Income	$3,982,000	554
Total noninterest expense	$8,417,000	978
Salaries and employee benefits	$4,763,000	903
Premises and equipment expense	$1,348,000	841
Additional noninterest expense	$2,306,000	1,101
Pre-tax net operating income	$2,507,000	1,675
Securities gains (losses)	$625,000	503
Applicable income taxes	$1,203,000	1,177
Income before extraordinary items	$1,929,000	1,683
Extraordinary gains, net	$0	30
Net income	$1,929,000	1,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,529,000	1,951
2003-03-31 (YTD Data)		Rank
Total interest income	$6,218,000	1,192
Total interest expense	$2,540,000	973
Net interest income	$3,678,000	1,332
Provision for loan and lease losses	$375,000	770
Total noninterest income	$1,939,000	796
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$132,000	2,861
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,807,000	579
Total noninterest expense	$4,113,000	987
Salaries and employee benefits	$2,356,000	915
Premises and equipment expense	$681,000	847
Additional noninterest expense	$1,076,000	1,145
Pre-tax net operating income	$1,129,000	1,840
Securities gains (losses)	$427,000	398
Applicable income taxes	$607,000	1,177
Income before extraordinary items	$949,000	1,689
Extraordinary gains, net	$0	21
Net income	$949,000	1,688
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,853
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$675,720	2,144
2002-12-31 (YTD Data)		Rank
Total interest income	$18,295,000	1,680
Total interest expense	$6,103,000	1,870
Net interest income	$12,192,000	1,587
Provision for loan and lease losses	$755,000	1,721
Total noninterest income	$5,823,000	912
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$355,000	3,828
Trading account gains and fees	$0	153
Additional Noninterest Income	$5,468,000	647
Total noninterest expense	$14,415,000	1,082
Salaries and employee benefits	$7,625,000	1,044
Premises and equipment expense	$2,831,000	779
Additional noninterest expense	$3,959,000	1,218
Pre-tax net operating income	$2,845,000	2,604
Securities gains (losses)	$299,000	897
Applicable income taxes	$1,193,000	1,952
Income before extraordinary items	$1,951,000	2,856
Extraordinary gains, net	$0	70
Net income	$1,951,000	2,854
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,528
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,759,640	2,997
2001-12-31 (YTD Data)		Rank
Total interest income	$12,224,000	2,769
Total interest expense	$3,812,000	3,952
Net interest income	$8,412,000	2,120
Provision for loan and lease losses	$550,000	2,033
Total noninterest income	$3,482,000	1,310
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$318,000	4,018
Trading account gains and fees	$0	177
Additional Noninterest Income	$3,164,000	905
Total noninterest expense	$10,165,000	1,450
Salaries and employee benefits	$4,700,000	1,596
Premises and equipment expense	$1,952,000	1,089
Additional noninterest expense	$3,513,000	1,329
Pre-tax net operating income	$1,179,000	4,453
Securities gains (losses)	$0	4,612
Applicable income taxes	$-532,000	9,509
Income before extraordinary items	$1,711,000	2,915
Extraordinary gains, net	$0	105
Net income	$1,711,000	2,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,711,000	2,825
2000-12-31 (YTD Data)		Rank
Total interest income	$9,587,000	3,530
Total interest expense	$3,619,000	4,288
Net interest income	$5,968,000	2,959
Provision for loan and lease losses	$400,000	2,269
Total noninterest income	$1,612,000	2,225
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$202,000	5,070
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,410,000	1,455
Total noninterest expense	$7,174,000	1,943
Salaries and employee benefits	$4,187,000	1,713
Premises and equipment expense	$1,008,000	2,041
Additional noninterest expense	$1,979,000	2,183
Pre-tax net operating income	$6,000	9,095
Securities gains (losses)	$0	1,956
Applicable income taxes	$2,000	8,274
Income before extraordinary items	$4,000	9,136
Extraordinary gains, net	$0	38
Net income	$4,000	9,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,027
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$1,000	951
Net operating income	$4,000	9,121
1999-12-31 (YTD Data)		Rank
Total interest income	$2,099,000	8,386
Total interest expense	$880,000	8,494
Net interest income	$1,219,000	8,152
Provision for loan and lease losses	$750,000	1,249
Total noninterest income	$158,000	8,006
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$21,000	8,476
Trading account gains and fees	NA	NA
Additional Noninterest Income	$137,000	5,812
Total noninterest expense	$3,376,000	3,809
Salaries and employee benefits	$1,836,000	3,683
Premises and equipment expense	$466,000	4,015
Additional noninterest expense	$1,074,000	3,783
Pre-tax net operating income	$-2,749,000	10,175
Securities gains (losses)	$0	3,155
Applicable income taxes	$1,000	8,717
Income before extraordinary items	$-2,750,000	10,178
Extraordinary gains, net	$0	35
Net income	$-2,750,000	10,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$18,776,000	38
Net operating income	$-2,750,000	10,173

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.