Home > Pacific Liberty Bank > Assets and Liabilities
Pacific Liberty Bank, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 24 | 5,671 |
| Assets and Liabilities | ||
| Total Assets: | $163,071,000 | 3,456 |
| Cash and due from depository institutions | $6,336,000 | 5,671 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $20,991,000 | 4,482 |
| Federal funds sold & reverse repurchase agreements | $11,805,000 | 1,109 |
| Net loans & leases | $118,065,000 | 3,217 |
| Loan loss allowance | $1,511,000 | 2,995 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $80,000 | 8,475 |
| Other real estate owned | $0 | 5,671 |
| Goodwill and other intangibles | $1,137,000 | 1,598 |
| All other assets | $4,657,000 | 2,997 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $163,071,000 | 3,456 |
| Total liabilities | $145,350,000 | 3,461 |
| Total deposits | $143,749,000 | 3,240 |
| Interest-bearing deposits | $98,101,000 | 3,810 |
| Deposits held in domestic offices | $143,749,000 | 3,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,601,000 | 2,453 |
| Total equity capital | $17,721,000 | 3,285 |
| Total bank equity capital | $17,721,000 | 3,285 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $11,577,000 | 309 |
| Surplus | $0 | 8,180 |
| Undivided profits | $6,144,000 | 4,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $430,000 | 4,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $430,000 | 360 |
| Income earned, not collected on loans | $617,000 | 5,045 |
| Earning assets | $150,861,000 | 3,423 |
| Long-term assets (5+ years) | $17,189,000 | 3,619 |
| Average Assets, year-to-date | $147,079,500 | 3,641 |
| Average Assets, quarterly | $157,050,000 | 3,515 |
| Volatile liabilities | $35,550,000 | 3,031 |
| Insider loans | $2,814,000 | 2,200 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $43,325,000 | 1,944 |
| Tier 1 (core) risk-based capital | $17,774,000 | 3,172 |
| Tier 2 risk-based capital | $1,614,000 | 2,667 |
| Total risk weighted assets | $140,112,000 | 2,914 |
| Total unused commitments | $43,325,000 | 1,946 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 26 | 5,432 |
| Assets and Liabilities | ||
| Total Assets: | $151,029,000 | 3,611 |
| Cash and due from depository institutions | $5,251,000 | 5,432 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $21,511,000 | 4,443 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $118,440,000 | 3,141 |
| Loan loss allowance | $1,460,000 | 3,050 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $96,000 | 8,414 |
| Other real estate owned | $0 | 5,432 |
| Goodwill and other intangibles | $983,000 | 1,664 |
| All other assets | $4,748,000 | 2,847 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $151,029,000 | 3,611 |
| Total liabilities | $134,320,000 | 3,622 |
| Total deposits | $132,871,000 | 3,384 |
| Interest-bearing deposits | $89,399,000 | 4,036 |
| Deposits held in domestic offices | $132,871,000 | 3,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,449,000 | 2,491 |
| Total equity capital | $16,709,000 | 3,404 |
| Total bank equity capital | $16,709,000 | 3,404 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $11,577,000 | 291 |
| Surplus | $0 | 8,188 |
| Undivided profits | $5,132,000 | 4,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $347,000 | 4,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $347,000 | 421 |
| Income earned, not collected on loans | $627,000 | 4,633 |
| Earning assets | $139,951,000 | 3,581 |
| Long-term assets (5+ years) | $17,966,000 | 3,565 |
| Average Assets, year-to-date | $141,749,000 | 3,733 |
| Average Assets, quarterly | $146,308,000 | 3,670 |
| Volatile liabilities | $29,576,000 | 3,321 |
| Insider loans | $2,490,000 | 2,390 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $46,546,000 | 1,799 |
| Tier 1 (core) risk-based capital | $16,731,000 | 3,286 |
| Tier 2 risk-based capital | $1,563,000 | 2,719 |
| Total risk weighted assets | $134,416,000 | 2,943 |
| Total unused commitments | $46,546,000 | 1,799 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 24 | 5,700 |
| Assets and Liabilities | ||
| Total Assets: | $141,587,000 | 3,784 |
| Cash and due from depository institutions | $6,537,000 | 5,700 |
| Interest-bearing balances | $99,000 | 5,205 |
| Securities | $21,635,000 | 4,490 |
| Federal funds sold & reverse repurchase agreements | $410,000 | 5,724 |
| Net loans & leases | $107,952,000 | 3,350 |
| Loan loss allowance | $1,351,000 | 3,253 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $100,000 | 8,457 |
| Other real estate owned | $0 | 5,700 |
| Goodwill and other intangibles | $898,000 | 1,727 |
| All other assets | $4,055,000 | 3,156 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $141,587,000 | 3,784 |
| Total liabilities | $125,852,000 | 3,809 |
| Total deposits | $122,994,000 | 3,608 |
| Interest-bearing deposits | $81,909,000 | 4,325 |
| Deposits held in domestic offices | $122,994,000 | 3,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,550,000 | 2,351 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,308,000 | 2,650 |
| Total equity capital | $15,735,000 | 3,502 |
| Total bank equity capital | $15,735,000 | 3,502 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $11,571,000 | 279 |
| Surplus | $0 | 8,248 |
| Undivided profits | $4,164,000 | 4,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $574,000 | 4,826 |
| Earning assets | $130,096,000 | 3,768 |
| Long-term assets (5+ years) | $18,565,000 | 3,566 |
| Average Assets, year-to-date | $137,109,000 | 3,847 |
| Average Assets, quarterly | $137,109,000 | 3,847 |
| Volatile liabilities | $24,828,000 | 3,632 |
| Insider loans | $2,272,000 | 2,498 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $46,986,000 | 1,733 |
| Tier 1 (core) risk-based capital | $15,922,000 | 3,398 |
| Tier 2 risk-based capital | $1,450,000 | 2,853 |
| Total risk weighted assets | $120,792,000 | 3,170 |
| Total unused commitments | $46,986,000 | 1,734 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 22 | 6,007 |
| Assets and Liabilities | ||
| Total Assets: | $132,631,000 | 3,970 |
| Cash and due from depository institutions | $3,533,000 | 6,007 |
| Interest-bearing balances | $99,000 | 5,248 |
| Securities | $22,236,000 | 4,450 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $101,591,000 | 3,476 |
| Loan loss allowance | $1,250,000 | 3,398 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $102,000 | 8,478 |
| Other real estate owned | $0 | 6,007 |
| Goodwill and other intangibles | $748,000 | 1,845 |
| All other assets | $4,421,000 | 2,909 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $132,631,000 | 3,970 |
| Total liabilities | $117,598,000 | 3,998 |
| Total deposits | $116,599,000 | 3,743 |
| Interest-bearing deposits | $77,896,000 | 4,450 |
| Deposits held in domestic offices | $116,599,000 | 3,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $999,000 | 3,108 |
| Total equity capital | $15,033,000 | 3,650 |
| Total bank equity capital | $15,033,000 | 3,650 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $11,570,000 | 272 |
| Surplus | $0 | 8,282 |
| Undivided profits | $3,463,000 | 5,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $574,000 | 4,854 |
| Earning assets | $123,926,000 | 3,915 |
| Long-term assets (5+ years) | $18,660,000 | 3,605 |
| Average Assets, year-to-date | $119,521,600 | 4,189 |
| Average Assets, quarterly | $133,460,000 | 3,907 |
| Volatile liabilities | $21,951,000 | 3,904 |
| Insider loans | $2,152,000 | 2,606 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $42,158,000 | 1,825 |
| Tier 1 (core) risk-based capital | $15,081,000 | 3,514 |
| Tier 2 risk-based capital | $1,344,000 | 3,031 |
| Total risk weighted assets | $112,385,000 | 3,355 |
| Total unused commitments | $42,158,000 | 1,826 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 24 | 5,726 |
| Assets and Liabilities | ||
| Total Assets: | $134,289,000 | 3,901 |
| Cash and due from depository institutions | $5,466,000 | 5,726 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $22,696,000 | 4,382 |
| Federal funds sold & reverse repurchase agreements | $10,715,000 | 1,061 |
| Net loans & leases | $90,828,000 | 3,758 |
| Loan loss allowance | $1,045,000 | 3,894 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $122,000 | 8,424 |
| Other real estate owned | $0 | 5,726 |
| Goodwill and other intangibles | $717,000 | 1,844 |
| All other assets | $3,745,000 | 3,240 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $134,289,000 | 3,901 |
| Total liabilities | $119,966,000 | 3,907 |
| Total deposits | $118,947,000 | 3,628 |
| Interest-bearing deposits | $81,655,000 | 4,286 |
| Deposits held in domestic offices | $118,947,000 | 3,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,019,000 | 3,155 |
| Total equity capital | $14,323,000 | 3,806 |
| Total bank equity capital | $14,323,000 | 3,806 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $11,368,000 | 268 |
| Surplus | $0 | 8,313 |
| Undivided profits | $2,955,000 | 5,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $475,000 | 5,677 |
| Earning assets | $124,239,000 | 3,865 |
| Long-term assets (5+ years) | $20,230,000 | 3,505 |
| Average Assets, year-to-date | $116,244,250 | 4,276 |
| Average Assets, quarterly | $128,916,000 | 3,986 |
| Volatile liabilities | $21,680,000 | 3,910 |
| Insider loans | $2,116,000 | 2,573 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $44,996,000 | 1,706 |
| Tier 1 (core) risk-based capital | $14,375,000 | 3,648 |
| Tier 2 risk-based capital | $1,123,000 | 3,459 |
| Total risk weighted assets | $107,361,000 | 3,431 |
| Total unused commitments | $44,996,000 | 1,707 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 25 | 5,645 |
| Assets and Liabilities | ||
| Total Assets: | $123,543,000 | 4,136 |
| Cash and due from depository institutions | $7,031,000 | 5,645 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $23,960,000 | 4,293 |
| Federal funds sold & reverse repurchase agreements | $4,785,000 | 2,075 |
| Net loans & leases | $83,064,000 | 3,969 |
| Loan loss allowance | $1,005,000 | 3,987 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $109,000 | 8,532 |
| Other real estate owned | $0 | 5,645 |
| Goodwill and other intangibles | $665,000 | 1,891 |
| All other assets | $3,929,000 | 3,113 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $123,543,000 | 4,136 |
| Total liabilities | $110,227,000 | 4,152 |
| Total deposits | $109,393,000 | 3,897 |
| Interest-bearing deposits | $67,994,000 | 4,886 |
| Deposits held in domestic offices | $109,393,000 | 3,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $834,000 | 3,346 |
| Total equity capital | $13,316,000 | 3,908 |
| Total bank equity capital | $13,316,000 | 3,908 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $11,361,000 | 265 |
| Surplus | $0 | 8,370 |
| Undivided profits | $1,955,000 | 6,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $470,000 | 5,486 |
| Earning assets | $111,809,000 | 4,173 |
| Long-term assets (5+ years) | $19,756,000 | 3,644 |
| Average Assets, year-to-date | $110,229,330 | 4,449 |
| Average Assets, quarterly | $116,260,500 | 4,328 |
| Volatile liabilities | $11,873,000 | 5,353 |
| Insider loans | $1,782,000 | 2,908 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $36,111,000 | 2,000 |
| Tier 1 (core) risk-based capital | $13,664,000 | 3,748 |
| Tier 2 risk-based capital | $1,005,000 | 3,718 |
| Total risk weighted assets | $99,698,000 | 3,606 |
| Total unused commitments | $36,111,000 | 2,004 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 23 | 5,928 |
| Assets and Liabilities | ||
| Total Assets: | $108,978,000 | 4,537 |
| Cash and due from depository institutions | $5,437,000 | 5,928 |
| Interest-bearing balances | $99,000 | 5,435 |
| Securities | $27,402,000 | 3,911 |
| Federal funds sold & reverse repurchase agreements | $1,670,000 | 4,930 |
| Net loans & leases | $71,040,000 | 4,349 |
| Loan loss allowance | $859,000 | 4,429 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $123,000 | 8,484 |
| Other real estate owned | $0 | 5,928 |
| Goodwill and other intangibles | $608,000 | 1,940 |
| All other assets | $2,698,000 | 3,875 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $108,978,000 | 4,537 |
| Total liabilities | $95,585,000 | 4,583 |
| Total deposits | $94,803,000 | 4,326 |
| Interest-bearing deposits | $61,523,000 | 5,244 |
| Deposits held in domestic offices | $94,803,000 | 4,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $782,000 | 3,788 |
| Total equity capital | $13,393,000 | 3,974 |
| Total bank equity capital | $13,393,000 | 3,974 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $11,310,000 | 256 |
| Surplus | $0 | 8,403 |
| Undivided profits | $2,083,000 | 6,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $446,000 | 5,605 |
| Earning assets | $100,211,000 | 4,538 |
| Long-term assets (5+ years) | $19,476,000 | 3,627 |
| Average Assets, year-to-date | $103,572,500 | 4,671 |
| Average Assets, quarterly | $103,572,500 | 4,671 |
| Volatile liabilities | $11,078,000 | 5,442 |
| Insider loans | $927,000 | 4,179 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $25,602,000 | 2,474 |
| Tier 1 (core) risk-based capital | $13,195,000 | 3,834 |
| Tier 2 risk-based capital | $859,000 | 4,126 |
| Total risk weighted assets | $84,854,000 | 4,000 |
| Total unused commitments | $25,602,000 | 2,483 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 22 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $98,167,000 | 4,864 |
| Cash and due from depository institutions | $4,886,000 | 6,075 |
| Interest-bearing balances | $99,000 | 5,376 |
| Securities | $23,774,000 | 4,356 |
| Federal funds sold & reverse repurchase agreements | $2,010,000 | 3,997 |
| Net loans & leases | $63,924,000 | 4,644 |
| Loan loss allowance | $789,000 | 4,667 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $138,000 | 8,482 |
| Other real estate owned | $0 | 6,075 |
| Goodwill and other intangibles | $564,000 | 1,971 |
| All other assets | $2,871,000 | 3,765 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,167,000 | 4,864 |
| Total liabilities | $85,357,000 | 4,949 |
| Total deposits | $84,656,000 | 4,700 |
| Interest-bearing deposits | $57,315,000 | 5,461 |
| Deposits held in domestic offices | $84,656,000 | 4,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $701,000 | 3,903 |
| Total equity capital | $12,810,000 | 4,047 |
| Total bank equity capital | $12,810,000 | 4,047 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $11,310,000 | 259 |
| Surplus | $0 | 8,463 |
| Undivided profits | $1,500,000 | 7,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $406,000 | 6,039 |
| Earning assets | $89,807,000 | 4,845 |
| Long-term assets (5+ years) | $18,564,000 | 3,733 |
| Average Assets, year-to-date | $85,130,600 | 5,226 |
| Average Assets, quarterly | $92,263,500 | 5,020 |
| Volatile liabilities | $10,836,000 | 5,483 |
| Insider loans | $869,000 | 4,356 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $18,486,000 | 2,992 |
| Tier 1 (core) risk-based capital | $12,761,000 | 3,896 |
| Tier 2 risk-based capital | $789,000 | 4,383 |
| Total risk weighted assets | $75,732,000 | 4,302 |
| Total unused commitments | $18,486,000 | 2,994 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 22 | 6,112 |
| Assets and Liabilities | ||
| Total Assets: | $86,360,000 | 5,283 |
| Cash and due from depository institutions | $5,960,000 | 6,112 |
| Interest-bearing balances | $99,000 | 5,456 |
| Securities | $7,962,000 | 7,010 |
| Federal funds sold & reverse repurchase agreements | $10,355,000 | 1,386 |
| Net loans & leases | $58,514,000 | 4,908 |
| Loan loss allowance | $756,000 | 4,802 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $156,000 | 8,462 |
| Other real estate owned | $0 | 6,112 |
| Goodwill and other intangibles | $501,000 | 2,013 |
| All other assets | $2,912,000 | 3,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,360,000 | 5,283 |
| Total liabilities | $79,483,000 | 5,179 |
| Total deposits | $78,934,000 | 4,945 |
| Interest-bearing deposits | $52,406,000 | 5,764 |
| Deposits held in domestic offices | $78,934,000 | 4,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $549,000 | 4,774 |
| Total equity capital | $6,877,000 | 6,190 |
| Total bank equity capital | $6,877,000 | 6,190 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,668,000 | 635 |
| Surplus | $0 | 8,515 |
| Undivided profits | $1,209,000 | 7,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 6,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $151,000 | 754 |
| Income earned, not collected on loans | $266,000 | 7,433 |
| Earning assets | $76,930,000 | 5,382 |
| Long-term assets (5+ years) | $9,288,000 | 5,159 |
| Average Assets, year-to-date | $81,871,500 | 5,394 |
| Average Assets, quarterly | $84,261,000 | 5,342 |
| Volatile liabilities | $9,910,000 | 5,749 |
| Insider loans | $961,000 | 4,122 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $17,623,000 | 3,081 |
| Tier 1 (core) risk-based capital | $6,824,000 | 6,071 |
| Tier 2 risk-based capital | $756,000 | 4,498 |
| Total risk weighted assets | $69,546,000 | 4,557 |
| Total unused commitments | $17,623,000 | 3,084 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 21 | 6,270 |
| Assets and Liabilities | ||
| Total Assets: | $82,162,000 | 5,444 |
| Cash and due from depository institutions | $4,630,000 | 6,270 |
| Interest-bearing balances | $99,000 | 5,524 |
| Securities | $6,650,000 | 7,315 |
| Federal funds sold & reverse repurchase agreements | $8,170,000 | 1,952 |
| Net loans & leases | $59,310,000 | 4,852 |
| Loan loss allowance | $776,000 | 4,691 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $173,000 | 8,417 |
| Other real estate owned | $0 | 6,270 |
| Goodwill and other intangibles | $493,000 | 1,976 |
| All other assets | $2,736,000 | 3,762 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,162,000 | 5,444 |
| Total liabilities | $75,492,000 | 5,352 |
| Total deposits | $74,952,000 | 5,128 |
| Interest-bearing deposits | $50,771,000 | 5,871 |
| Deposits held in domestic offices | $74,952,000 | 5,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $540,000 | 4,878 |
| Total equity capital | $6,670,000 | 6,299 |
| Total bank equity capital | $6,670,000 | 6,299 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,584,000 | 636 |
| Surplus | $0 | 8,544 |
| Undivided profits | $1,086,000 | 7,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 6,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $182,000 | 737 |
| Income earned, not collected on loans | $288,000 | 7,157 |
| Earning assets | $74,229,000 | 5,472 |
| Long-term assets (5+ years) | $7,013,000 | 5,599 |
| Average Assets, year-to-date | $80,375,330 | 5,448 |
| Average Assets, quarterly | $81,243,500 | 5,458 |
| Volatile liabilities | $10,602,000 | 5,549 |
| Insider loans | $1,574,000 | 3,059 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $15,164,000 | 3,316 |
| Tier 1 (core) risk-based capital | $6,538,000 | 6,154 |
| Tier 2 risk-based capital | $776,000 | 4,406 |
| Total risk weighted assets | $68,972,000 | 4,567 |
| Total unused commitments | $15,164,000 | 3,329 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 21 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $80,325,000 | 5,476 |
| Cash and due from depository institutions | $4,667,000 | 6,250 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $4,927,000 | 7,839 |
| Federal funds sold & reverse repurchase agreements | $11,185,000 | 1,513 |
| Net loans & leases | $56,497,000 | 4,940 |
| Loan loss allowance | $712,000 | 4,911 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $194,000 | 8,334 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $446,000 | 2,019 |
| All other assets | $2,409,000 | 4,085 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,325,000 | 5,476 |
| Total liabilities | $73,905,000 | 5,366 |
| Total deposits | $73,414,000 | 5,151 |
| Interest-bearing deposits | $51,187,000 | 5,835 |
| Deposits held in domestic offices | $73,414,000 | 5,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $491,000 | 5,179 |
| Total equity capital | $6,420,000 | 6,359 |
| Total bank equity capital | $6,420,000 | 6,359 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,584,000 | 628 |
| Surplus | $0 | 8,583 |
| Undivided profits | $836,000 | 7,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 6,164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $182,000 | 730 |
| Income earned, not collected on loans | $266,000 | 7,400 |
| Earning assets | $72,609,000 | 5,518 |
| Long-term assets (5+ years) | $5,270,000 | 6,008 |
| Average Assets, year-to-date | $79,482,000 | 5,479 |
| Average Assets, quarterly | $79,482,000 | 5,479 |
| Volatile liabilities | $10,959,000 | 5,422 |
| Insider loans | $1,513,000 | 3,070 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $14,644,000 | 3,341 |
| Tier 1 (core) risk-based capital | $6,296,000 | 6,233 |
| Tier 2 risk-based capital | $712,000 | 4,580 |
| Total risk weighted assets | $64,864,000 | 4,705 |
| Total unused commitments | $14,644,000 | 3,351 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 21 | 6,243 |
| Assets and Liabilities | ||
| Total Assets: | $78,639,000 | 5,507 |
| Cash and due from depository institutions | $4,712,000 | 6,243 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $6,148,000 | 7,490 |
| Federal funds sold & reverse repurchase agreements | $8,365,000 | 1,747 |
| Net loans & leases | $56,504,000 | 4,931 |
| Loan loss allowance | $659,000 | 5,087 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $192,000 | 8,372 |
| Other real estate owned | $0 | 6,243 |
| Goodwill and other intangibles | $357,000 | 2,133 |
| All other assets | $2,361,000 | 4,126 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,639,000 | 5,507 |
| Total liabilities | $72,408,000 | 5,408 |
| Total deposits | $71,803,000 | 5,179 |
| Interest-bearing deposits | $50,523,000 | 5,841 |
| Deposits held in domestic offices | $71,803,000 | 5,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $605,000 | 4,681 |
| Total equity capital | $6,231,000 | 6,431 |
| Total bank equity capital | $6,231,000 | 6,431 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,584,000 | 628 |
| Surplus | $0 | 8,619 |
| Undivided profits | $647,000 | 7,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $288,000 | 7,346 |
| Earning assets | $71,017,000 | 5,545 |
| Long-term assets (5+ years) | $4,546,000 | 6,228 |
| Average Assets, year-to-date | $69,908,600 | 5,731 |
| Average Assets, quarterly | $76,040,000 | 5,581 |
| Volatile liabilities | $11,634,000 | 5,272 |
| Insider loans | $1,431,000 | 3,182 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $13,478,000 | 3,404 |
| Tier 1 (core) risk-based capital | $6,091,000 | 6,313 |
| Tier 2 risk-based capital | $659,000 | 4,762 |
| Total risk weighted assets | $63,286,000 | 4,766 |
| Total unused commitments | $13,478,000 | 3,408 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 20 | 6,455 |
| Assets and Liabilities | ||
| Total Assets: | $59,848,000 | 6,326 |
| Cash and due from depository institutions | $2,498,000 | 6,455 |
| Interest-bearing balances | $52,000 | 5,685 |
| Securities | $16,050,000 | 5,196 |
| Federal funds sold & reverse repurchase agreements | $4,370,000 | 3,089 |
| Net loans & leases | $34,533,000 | 6,388 |
| Loan loss allowance | $439,000 | 6,251 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $252,000 | 8,289 |
| Other real estate owned | $0 | 6,455 |
| Goodwill and other intangibles | $84,000 | 2,670 |
| All other assets | $2,061,000 | 4,476 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,848,000 | 6,326 |
| Total liabilities | $54,322,000 | 6,266 |
| Total deposits | $54,128,000 | 6,027 |
| Interest-bearing deposits | $40,378,000 | 6,491 |
| Deposits held in domestic offices | $54,128,000 | 6,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $194,000 | 7,959 |
| Total equity capital | $5,526,000 | 6,736 |
| Total bank equity capital | $5,526,000 | 6,736 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,584,000 | 625 |
| Surplus | $0 | 8,858 |
| Undivided profits | $-58,000 | 8,796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $344,000 | 7,151 |
| Earning assets | $55,005,000 | 6,293 |
| Long-term assets (5+ years) | $14,777,000 | 3,935 |
| Average Assets, year-to-date | $50,583,200 | 6,712 |
| Average Assets, quarterly | $59,855,000 | 6,287 |
| Volatile liabilities | $10,486,000 | 5,496 |
| Insider loans | $856,000 | 4,255 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,567,000 | 3,811 |
| Tier 1 (core) risk-based capital | $5,499,000 | 6,590 |
| Tier 2 risk-based capital | $439,000 | 5,920 |
| Total risk weighted assets | $42,726,000 | 5,917 |
| Total unused commitments | $10,567,000 | 3,822 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 13 | 7,848 |
| Assets and Liabilities | ||
| Total Assets: | $38,327,000 | 7,724 |
| Cash and due from depository institutions | $2,794,000 | 7,848 |
| Interest-bearing balances | $251,000 | 3,646 |
| Securities | $5,880,000 | 8,064 |
| Federal funds sold & reverse repurchase agreements | $8,790,000 | 1,375 |
| Net loans & leases | $20,434,000 | 7,859 |
| Loan loss allowance | $280,000 | 7,515 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $210,000 | 8,720 |
| Other real estate owned | $0 | 7,848 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $219,000 | 9,424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,327,000 | 7,724 |
| Total liabilities | $33,271,000 | 7,768 |
| Total deposits | $33,181,000 | 7,588 |
| Interest-bearing deposits | $21,885,000 | 8,223 |
| Deposits held in domestic offices | $33,181,000 | 7,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $90,000 | 9,376 |
| Total equity capital | $5,056,000 | 7,039 |
| Total bank equity capital | $5,056,000 | 7,039 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,584,000 | 616 |
| Surplus | $0 | 9,124 |
| Undivided profits | $-528,000 | 9,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $24,000 | 9,639 |
| Earning assets | $35,355,000 | 7,674 |
| Long-term assets (5+ years) | $4,848,000 | 6,060 |
| Average Assets, year-to-date | $30,227,800 | 8,191 |
| Average Assets, quarterly | $36,669,500 | 7,797 |
| Volatile liabilities | $4,507,000 | 7,668 |
| Insider loans | $847,000 | 4,279 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,454,000 | 3,885 |
| Tier 1 (core) risk-based capital | $5,048,000 | 6,914 |
| Tier 2 risk-based capital | $280,000 | 7,227 |
| Total risk weighted assets | $27,203,300 | 7,269 |
| Total unused commitments | $9,454,000 | 3,887 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 13 | 8,108 |
| Assets and Liabilities | ||
| Total Assets: | $21,471,000 | 9,243 |
| Cash and due from depository institutions | $879,000 | 8,108 |
| Interest-bearing balances | $52,000 | 5,390 |
| Securities | $2,117,000 | 9,587 |
| Federal funds sold & reverse repurchase agreements | $8,050,000 | 1,192 |
| Net loans & leases | $10,036,000 | 9,317 |
| Loan loss allowance | $102,000 | 9,455 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $251,000 | 8,789 |
| Other real estate owned | $0 | 8,108 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $138,000 | 9,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,471,000 | 9,243 |
| Total liabilities | $16,829,000 | 9,402 |
| Total deposits | $16,802,000 | 9,315 |
| Interest-bearing deposits | $12,581,000 | 9,459 |
| Deposits held in domestic offices | $16,802,000 | 9,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $27,000 | 10,117 |
| Total equity capital | $4,642,000 | 7,267 |
| Total bank equity capital | $4,642,000 | 7,267 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,584,000 | 638 |
| Surplus | $0 | 9,427 |
| Undivided profits | $-942,000 | 9,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $10,000 | 10,014 |
| Earning assets | $20,255,000 | 9,151 |
| Long-term assets (5+ years) | $1,928,000 | 7,711 |
| Average Assets, year-to-date | $17,651,330 | 9,471 |
| Average Assets, quarterly | $20,469,500 | 9,291 |
| Volatile liabilities | $1,326,000 | 9,445 |
| Insider loans | $728,000 | 4,486 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,845,000 | 5,075 |
| Tier 1 (core) risk-based capital | $4,642,000 | 7,292 |
| Tier 2 risk-based capital | $102,000 | 9,371 |
| Total risk weighted assets | $14,716,400 | 8,920 |
| Total unused commitments | $5,845,000 | 5,077 |
| Derivatives | $0 | 488 |