Home > Pacific Heritage Bank > Loan Charge- Offs and Recoveries
Pacific Heritage Bank, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,867,000 | 410 |
| Loans secured by real estate, total | $2,128,000 | 324 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,128,000 | 324 |
| Construction and land development | $920,000 | 107 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $638,000 | 327 |
| Secured by multifamily residential properties | $290,000 | 221 |
| Secured by nonfarm nonresidential properties | $280,000 | 596 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,595,000 | 192 |
| Loans to individuals | $144,000 | 1,716 |
| Credit card loan charge offs | $51,000 | 919 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $93,000 | 2,012 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $188,000 | 1,784 |
| Loans secured by real estate, total | $84,000 | 1,114 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $84,000 | 1,114 |
| Construction and land development | $36,000 | 343 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $48,000 | 754 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $91,000 | 1,459 |
| Loans to individuals | $13,000 | 4,355 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $13,000 | 4,089 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $4,679,000 | 309 |
| Loans secured by real estate, total | $2,044,000 | 270 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,044,000 | 270 |
| Construction and land development | $884,000 | 101 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $590,000 | 291 |
| Secured by multifamily residential properties | $290,000 | 195 |
| Secured by nonfarm nonresidential properties | $280,000 | 492 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,504,000 | 123 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $131,000 | 1,329 |
| Credit card loan net charge offs | $51,000 | 828 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $80,000 | 1,505 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,017,000 | 569 |
| Loans secured by real estate, total | $1,849,000 | 482 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,849,000 | 481 |
| Construction and land development | $157,000 | 494 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $838,000 | 310 |
| Secured by multifamily residential properties | $136,000 | 366 |
| Secured by nonfarm nonresidential properties | $718,000 | 461 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,961,000 | 329 |
| Loans to individuals | $207,000 | 1,492 |
| Credit card loan charge offs | $49,000 | 1,029 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $158,000 | 1,501 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $209,000 | 1,787 |
| Loans secured by real estate, total | $3,000 | 4,734 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,000 | 4,734 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 3,598 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $1,000 | 2,379 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $204,000 | 830 |
| Loans to individuals | $2,000 | 8,403 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,000 | 8,120 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $3,808,000 | 487 |
| Loans secured by real estate, total | $1,846,000 | 419 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,846,000 | 418 |
| Construction and land development | $157,000 | 443 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $836,000 | 281 |
| Secured by multifamily residential properties | $136,000 | 334 |
| Secured by nonfarm nonresidential properties | $717,000 | 417 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,757,000 | 274 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $205,000 | 1,107 |
| Credit card loan net charge offs | $49,000 | 931 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $156,000 | 996 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,946,000 | 1,143 |
| Loans secured by real estate, total | $932,000 | 896 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $932,000 | 896 |
| Construction and land development | $46,000 | 1,056 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $546,000 | 496 |
| Secured by multifamily residential properties | $297,000 | 289 |
| Secured by nonfarm nonresidential properties | $43,000 | 2,325 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $938,000 | 824 |
| Loans to individuals | $76,000 | 3,607 |
| Credit card loan charge offs | $1,000 | 3,869 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $75,000 | 3,237 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $17,000 | 8,147 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $6,000 | 6,850 |
| Loans to individuals | $11,000 | 5,339 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $11,000 | 5,060 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $1,929,000 | 981 |
| Loans secured by real estate, total | $932,000 | 828 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $932,000 | 828 |
| Construction and land development | $46,000 | 990 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $546,000 | 437 |
| Secured by multifamily residential properties | $297,000 | 273 |
| Secured by nonfarm nonresidential properties | $43,000 | 2,154 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $932,000 | 717 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $65,000 | 3,142 |
| Credit card loan net charge offs | $1,000 | 3,629 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $64,000 | 2,745 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.