Home > Pacific Heritage Bank > Income and Expense

Pacific Heritage Bank, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$11,915,0002,541
Total interest expense$5,075,0002,428
Net interest income$6,840,0002,640
Provision for loan and lease losses$6,175,000253
Total noninterest income$710,0004,076
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$461,0002,992
Trading account gains and fees$0475
Additional Noninterest Income$249,0004,607
Total noninterest expense$9,369,0001,566
Salaries and employee benefits$3,361,0001,984
Premises and equipment expense$1,209,0001,710
Additional noninterest expense$4,799,0001,216
Pre-tax net operating income$-7,994,00012,594
Securities gains (losses)$1,0003,293
Applicable income taxes$-888,00012,521
Income before extraordinary items$-7,105,00012,558
Extraordinary gains, net$0249
Net income$-7,105,00012,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,679,000309
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-7,105,89012,562
1993-12-31 (YTD Data)Rank
Total interest income$16,391,0001,911
Total interest expense$6,618,0001,957
Net interest income$9,773,0001,842
Provision for loan and lease losses$4,885,000442
Total noninterest income$1,462,0002,492
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$557,0002,477
Trading account gains and fees$0532
Additional Noninterest Income$905,0002,191
Total noninterest expense$10,758,0001,429
Salaries and employee benefits$3,986,0001,694
Premises and equipment expense$1,269,0001,646
Additional noninterest expense$5,503,0001,177
Pre-tax net operating income$-4,408,00013,165
Securities gains (losses)$119,0002,269
Applicable income taxes$-1,532,00013,207
Income before extraordinary items$-2,757,00013,121
Extraordinary gains, net$230,000908
Net income$-2,527,00013,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,808,000487
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-2,833,16013,105
1992-12-31 (YTD Data)Rank
Total interest income$19,501,0001,821
Total interest expense$8,673,0001,956
Net interest income$10,828,0001,695
Provision for loan and lease losses$3,135,000810
Total noninterest income$2,660,0001,585
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$568,0002,435
Trading account gains and fees$0504
Additional Noninterest Income$2,092,0001,205
Total noninterest expense$9,116,0001,666
Salaries and employee benefits$4,550,0001,456
Premises and equipment expense$1,255,0001,690
Additional noninterest expense$3,311,0001,827
Pre-tax net operating income$1,237,0004,804
Securities gains (losses)$427,0001,219
Applicable income taxes$655,0003,177
Income before extraordinary items$1,009,0004,463
Extraordinary gains, net$01,422
Net income$1,009,0004,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,929,000981
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$1,509,000351
Net operating income$735,7205,379

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.