Pacific First Bank, A FSB, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$528,660,000	90
Total interest expense	$355,509,000	55
Net interest income	$173,151,000	150
Provision for loan and lease losses	$53,345,000	99
Total noninterest income	$41,982,000	227
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$41,982,000	147
Total noninterest expense	$239,974,000	103
Salaries and employee benefits	$76,511,000	120
Premises and equipment expense	$32,677,000	103
Additional noninterest expense	$130,786,000	90
Pre-tax net operating income	$-78,186,000	13,960
Securities gains (losses)	$21,862,000	55
Applicable income taxes	$-6,402,000	13,909
Income before extraordinary items	$-49,922,000	13,919
Extraordinary gains, net	$17,521,000	13
Net income	$-32,401,000	13,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,523,000	125
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$42,926,000	32
Net operating income	$-69,379,180	13,924

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.