Home > Pacific Enterprise Bank > Income and Expense

Pacific Enterprise Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$29,731,0001,058
Total interest expense$3,264,000839
Net interest income$26,467,0001,076
Provision for loan and lease losses$03,064
Total noninterest income$1,576,0002,496
Gross Fiduciary activities income$0994
Service charges on deposit accounts$290,0002,229
Trading account gains and feesNANA
Additional Noninterest Income$1,286,0002,383
Total noninterest expense$17,469,0001,298
Salaries and employee benefits$12,909,0001,062
Premises and equipment expense$870,0002,205
Additional noninterest expense$3,690,0001,681
Pre-tax net operating income$10,574,0001,226
Securities gains (losses)$02,062
Applicable income taxes$3,133,000832
Income before extraordinary items$7,441,0001,427
Extraordinary gains, net$010
Net income$7,441,0001,427
Minority interest net income$074
Net income of bank and minority interests.$7,441,0001,427
Net charge-offs$66,0001,530
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$724,000259
Net operating income$7,441,0001,401
2021-09-30 (YTD Data)Rank
Total interest income$22,553,0001,072
Total interest expense$2,667,000824
Net interest income$19,886,0001,098
Provision for loan and lease losses$02,963
Total noninterest income$1,413,0002,344
Gross Fiduciary activities income$0957
Service charges on deposit accounts$197,0002,340
Trading account gains and feesNANA
Additional Noninterest Income$1,216,0002,170
Total noninterest expense$12,944,0001,310
Salaries and employee benefits$9,410,0001,099
Premises and equipment expense$661,0002,218
Additional noninterest expense$2,873,0001,643
Pre-tax net operating income$8,355,0001,232
Securities gains (losses)$02,015
Applicable income taxes$2,474,000848
Income before extraordinary items$5,881,0001,434
Extraordinary gains, net$08
Net income$5,881,0001,433
Minority interest net income$069
Net income of bank and minority interests.$5,881,0001,434
Net charge-offs$-3,0003,300
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$593,000232
Net operating income$5,881,0001,412
2021-06-30 (YTD Data)Rank
Total interest income$14,813,0001,075
Total interest expense$1,947,000785
Net interest income$12,866,0001,114
Provision for loan and lease losses$02,862
Total noninterest income$242,0003,736
Gross Fiduciary activities income$0951
Service charges on deposit accounts$126,0002,353
Trading account gains and feesNANA
Additional Noninterest Income$116,0003,943
Total noninterest expense$8,355,0001,336
Salaries and employee benefits$5,948,0001,127
Premises and equipment expense$443,0002,205
Additional noninterest expense$1,964,0001,595
Pre-tax net operating income$4,753,0001,359
Securities gains (losses)$01,818
Applicable income taxes$1,407,000926
Income before extraordinary items$3,346,0001,587
Extraordinary gains, net$06
Net income$3,346,0001,587
Minority interest net income$067
Net income of bank and minority interests.$3,346,0001,587
Net charge-offs$88,000960
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$461,000192
Net operating income$3,346,0001,556
2021-03-31 (YTD Data)Rank
Total interest income$7,262,0001,092
Total interest expense$1,078,000742
Net interest income$6,184,0001,143
Provision for loan and lease losses$02,741
Total noninterest income$105,0003,839
Gross Fiduciary activities income$0922
Service charges on deposit accounts$62,0002,361
Trading account gains and feesNANA
Additional Noninterest Income$43,0004,102
Total noninterest expense$4,085,0001,344
Salaries and employee benefits$2,859,0001,159
Premises and equipment expense$222,0002,219
Additional noninterest expense$1,004,0001,544
Pre-tax net operating income$2,204,0001,426
Securities gains (losses)$01,392
Applicable income taxes$653,000966
Income before extraordinary items$1,551,0001,689
Extraordinary gains, net$03
Net income$1,551,0001,689
Minority interest net income$055
Net income of bank and minority interests.$1,551,0001,689
Net charge-offs$164,000485
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$230,000178
Net operating income$1,551,0001,645
2020-12-31 (YTD Data)Rank
Total interest income$29,595,0001,065
Total interest expense$5,847,000819
Net interest income$23,748,0001,120
Provision for loan and lease losses$1,975,0001,052
Total noninterest income$571,0003,489
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$262,0002,386
Trading account gains and feesNANA
Additional Noninterest Income$309,0003,602
Total noninterest expense$17,593,0001,222
Salaries and employee benefits$12,539,0001,039
Premises and equipment expense$910,0002,157
Additional noninterest expense$4,144,0001,493
Pre-tax net operating income$4,751,0001,844
Securities gains (losses)$02,675
Applicable income taxes$1,677,0001,045
Income before extraordinary items$3,074,0002,283
Extraordinary gains, net$04
Net income$3,074,0002,283
Minority interest net income$072
Net income of bank and minority interests.$3,074,0002,283
Net charge-offs$293,0001,307
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$1,239,000186
Net operating income$3,074,0002,228
2020-09-30 (YTD Data)Rank
Total interest income$22,188,0001,064
Total interest expense$4,589,000838
Net interest income$17,599,0001,120
Provision for loan and lease losses$2,000,000891
Total noninterest income$479,0003,348
Gross Fiduciary activities income$0981
Service charges on deposit accounts$206,0002,353
Trading account gains and feesNANA
Additional Noninterest Income$273,0003,435
Total noninterest expense$12,857,0001,238
Salaries and employee benefits$9,033,0001,057
Premises and equipment expense$690,0002,135
Additional noninterest expense$3,134,0001,461
Pre-tax net operating income$3,221,0001,953
Securities gains (losses)$02,494
Applicable income taxes$1,238,0001,021
Income before extraordinary items$1,983,0002,468
Extraordinary gains, net$04
Net income$1,983,0002,468
Minority interest net income$065
Net income of bank and minority interests.$1,983,0002,468
Net charge-offs$209,0001,235
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$1,009,000159
Net operating income$1,983,0002,418
2020-06-30 (YTD Data)Rank
Total interest income$14,902,0001,070
Total interest expense$3,218,000861
Net interest income$11,684,0001,117
Provision for loan and lease losses$2,000,000716
Total noninterest income$502,0002,796
Gross Fiduciary activities income$0970
Service charges on deposit accounts$148,0002,299
Trading account gains and feesNANA
Additional Noninterest Income$354,0002,740
Total noninterest expense$8,357,0001,255
Salaries and employee benefits$5,720,0001,091
Premises and equipment expense$467,0002,116
Additional noninterest expense$2,170,0001,403
Pre-tax net operating income$1,829,0002,127
Securities gains (losses)$02,249
Applicable income taxes$834,000959
Income before extraordinary items$995,0002,819
Extraordinary gains, net$04
Net income$995,0002,818
Minority interest net income$065
Net income of bank and minority interests.$995,0002,819
Net charge-offs$343,000744
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$779,000135
Net operating income$995,0002,772
2020-03-31 (YTD Data)Rank
Total interest income$7,465,0001,073
Total interest expense$1,666,000921
Net interest income$5,799,0001,106
Provision for loan and lease losses$1,000,000602
Total noninterest income$168,0003,230
Gross Fiduciary activities income$0941
Service charges on deposit accounts$101,0002,119
Trading account gains and feesNANA
Additional Noninterest Income$67,0003,603
Total noninterest expense$5,296,0001,055
Salaries and employee benefits$4,029,000838
Premises and equipment expense$223,0002,185
Additional noninterest expense$1,044,0001,466
Pre-tax net operating income$-329,0004,958
Securities gains (losses)$01,705
Applicable income taxes$-114,0004,959
Income before extraordinary items$-215,0004,889
Extraordinary gains, net$04
Net income$-215,0004,889
Minority interest net income$056
Net income of bank and minority interests.$-215,0004,889
Net charge-offs$92,000918
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$383,000129
Net operating income$-215,0004,918
2019-12-31 (YTD Data)Rank
Total interest income$32,320,0001,016
Total interest expense$8,006,000830
Net interest income$24,314,0001,075
Provision for loan and lease losses$-5,0004,904
Total noninterest income$989,0002,836
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$470,0002,005
Trading account gains and feesNANA
Additional Noninterest Income$519,0002,983
Total noninterest expense$20,556,0001,064
Salaries and employee benefits$15,538,000837
Premises and equipment expense$899,0002,188
Additional noninterest expense$4,119,0001,470
Pre-tax net operating income$4,752,0001,829
Securities gains (losses)$02,379
Applicable income taxes$1,403,0001,161
Income before extraordinary items$3,349,0002,140
Extraordinary gains, net$011
Net income$3,349,0002,142
Minority interest net income$076
Net income of bank and minority interests.$3,349,0002,142
Net charge-offs$62,0002,511
Cash dividends$2,700,0001,285
Sale, conversion, retirement of capital stock, net$1,240,000191
Net operating income$3,349,0002,103
2019-09-30 (YTD Data)Rank
Total interest income$24,676,0001,005
Total interest expense$6,218,000801
Net interest income$18,458,0001,073
Provision for loan and lease losses$-5,0005,030
Total noninterest income$742,0002,851
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$381,0001,900
Trading account gains and feesNANA
Additional Noninterest Income$361,0003,076
Total noninterest expense$15,538,0001,053
Salaries and employee benefits$11,711,000829
Premises and equipment expense$676,0002,198
Additional noninterest expense$3,151,0001,453
Pre-tax net operating income$3,667,0001,833
Securities gains (losses)$02,167
Applicable income taxes$1,083,0001,169
Income before extraordinary items$2,584,0002,154
Extraordinary gains, net$011
Net income$2,584,0002,154
Minority interest net income$072
Net income of bank and minority interests.$2,584,0002,155
Net charge-offs$94,0001,807
Cash dividends$2,700,000950
Sale, conversion, retirement of capital stock, net$1,031,000166
Net operating income$2,584,0002,121
2019-06-30 (YTD Data)Rank
Total interest income$16,728,000986
Total interest expense$4,197,000781
Net interest income$12,531,0001,049
Provision for loan and lease losses$-5,0005,100
Total noninterest income$585,0002,587
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$303,0001,648
Trading account gains and feesNANA
Additional Noninterest Income$282,0002,874
Total noninterest expense$10,241,0001,064
Salaries and employee benefits$7,670,000840
Premises and equipment expense$449,0002,206
Additional noninterest expense$2,122,0001,455
Pre-tax net operating income$2,880,0001,598
Securities gains (losses)$01,702
Applicable income taxes$849,0001,006
Income before extraordinary items$2,031,0001,892
Extraordinary gains, net$011
Net income$2,031,0001,891
Minority interest net income$069
Net income of bank and minority interests.$2,031,0001,892
Net charge-offs$20,0002,347
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$644,000152
Net operating income$2,031,0001,865
2019-03-31 (YTD Data)Rank
Total interest income$8,239,000994
Total interest expense$2,031,000788
Net interest income$6,208,0001,062
Provision for loan and lease losses$70,0001,790
Total noninterest income$370,0002,262
Gross Fiduciary activities income$0972
Service charges on deposit accounts$194,0001,348
Trading account gains and feesNANA
Additional Noninterest Income$176,0002,555
Total noninterest expense$5,075,0001,061
Salaries and employee benefits$3,890,000826
Premises and equipment expense$224,0002,238
Additional noninterest expense$961,0001,556
Pre-tax net operating income$1,433,0001,584
Securities gains (losses)$01,087
Applicable income taxes$420,0001,007
Income before extraordinary items$1,013,0001,853
Extraordinary gains, net$05
Net income$1,013,0001,851
Minority interest net income$052
Net income of bank and minority interests.$1,013,0001,852
Net charge-offs$8,0002,054
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$306,000135
Net operating income$1,013,0001,830
2018-12-31 (YTD Data)Rank
Total interest income$32,854,000953
Total interest expense$6,604,000739
Net interest income$26,250,000992
Provision for loan and lease losses$25,0003,752
Total noninterest income$1,931,0002,023
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$797,0001,376
Trading account gains and feesNANA
Additional Noninterest Income$1,134,0002,096
Total noninterest expense$20,823,0001,030
Salaries and employee benefits$15,743,000797
Premises and equipment expense$906,0002,190
Additional noninterest expense$4,174,0001,455
Pre-tax net operating income$7,333,0001,305
Securities gains (losses)$01,125
Applicable income taxes$2,194,000832
Income before extraordinary items$5,139,0001,551
Extraordinary gains, net$06
Net income$5,139,0001,549
Minority interest net income$072
Net income of bank and minority interests.$5,139,0001,550
Net charge-offs$-520,0005,307
Cash dividends$10,000,000415
Sale, conversion, retirement of capital stock, net$1,330,000200
Net operating income$5,139,0001,541
2018-09-30 (YTD Data)Rank
Total interest income$24,201,000955
Total interest expense$4,668,000740
Net interest income$19,533,000995
Provision for loan and lease losses$25,0003,536
Total noninterest income$1,328,0002,136
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$583,0001,410
Trading account gains and feesNANA
Additional Noninterest Income$745,0002,265
Total noninterest expense$15,800,0001,023
Salaries and employee benefits$11,864,000792
Premises and equipment expense$682,0002,199
Additional noninterest expense$3,254,0001,413
Pre-tax net operating income$5,036,0001,416
Securities gains (losses)$01,118
Applicable income taxes$1,501,000885
Income before extraordinary items$3,535,0001,669
Extraordinary gains, net$05
Net income$3,535,0001,667
Minority interest net income$066
Net income of bank and minority interests.$3,535,0001,668
Net charge-offs$-179,0005,230
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$870,000194
Net operating income$3,535,0001,653
2018-06-30 (YTD Data)Rank
Total interest income$15,835,000957
Total interest expense$2,897,000736
Net interest income$12,938,0001,000
Provision for loan and lease losses$03,782
Total noninterest income$774,0002,315
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$390,0001,403
Trading account gains and feesNANA
Additional Noninterest Income$384,0002,577
Total noninterest expense$10,683,0001,007
Salaries and employee benefits$8,013,000791
Premises and equipment expense$457,0002,206
Additional noninterest expense$2,213,0001,388
Pre-tax net operating income$3,029,0001,507
Securities gains (losses)$0961
Applicable income taxes$895,000948
Income before extraordinary items$2,134,0001,783
Extraordinary gains, net$06
Net income$2,134,0001,782
Minority interest net income$065
Net income of bank and minority interests.$2,134,0001,782
Net charge-offs$-134,0005,274
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$524,000188
Net operating income$2,134,0001,770
2018-03-31 (YTD Data)Rank
Total interest income$7,743,000967
Total interest expense$1,351,000744
Net interest income$6,392,0001,003
Provision for loan and lease losses$03,508
Total noninterest income$243,0002,895
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$198,0001,398
Trading account gains and feesNANA
Additional Noninterest Income$45,0004,235
Total noninterest expense$5,592,000979
Salaries and employee benefits$4,264,000756
Premises and equipment expense$231,0002,223
Additional noninterest expense$1,097,0001,381
Pre-tax net operating income$1,043,0001,981
Securities gains (losses)$0735
Applicable income taxes$308,0001,200
Income before extraordinary items$735,0002,307
Extraordinary gains, net$07
Net income$735,0002,305
Minority interest net income$052
Net income of bank and minority interests.$735,0002,307
Net charge-offs$-47,0005,215
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$335,000147
Net operating income$735,0002,294
2017-12-31 (YTD Data)Rank
Total interest income$30,753,000936
Total interest expense$4,491,000764
Net interest income$26,262,000956
Provision for loan and lease losses$120,0002,846
Total noninterest income$2,321,0001,853
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$622,0001,724
Trading account gains and fees$0151
Additional Noninterest Income$1,699,0001,686
Total noninterest expense$23,159,000929
Salaries and employee benefits$17,440,000708
Premises and equipment expense$934,0002,211
Additional noninterest expense$4,785,0001,288
Pre-tax net operating income$5,304,0001,636
Securities gains (losses)$1,0002,108
Applicable income taxes$2,349,0001,157
Income before extraordinary items$2,956,0002,079
Extraordinary gains, net$09
Net income$2,956,0002,079
Minority interest net income$076
Net income of bank and minority interests.$2,956,0002,079
Net charge-offs$409,0001,242
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$-1,596,0005,657
Net operating income$2,955,3602,052
2017-09-30 (YTD Data)Rank
Total interest income$22,649,000949
Total interest expense$3,104,000797
Net interest income$19,545,000965
Provision for loan and lease losses$120,0002,498
Total noninterest income$2,141,0001,662
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$457,0001,760
Trading account gains and fees$0145
Additional Noninterest Income$1,684,0001,437
Total noninterest expense$16,942,000952
Salaries and employee benefits$12,872,000720
Premises and equipment expense$702,0002,213
Additional noninterest expense$3,368,0001,364
Pre-tax net operating income$4,624,0001,449
Securities gains (losses)$1,0002,145
Applicable income taxes$1,933,000935
Income before extraordinary items$2,692,0001,902
Extraordinary gains, net$09
Net income$2,692,0001,902
Minority interest net income$071
Net income of bank and minority interests.$2,692,0001,902
Net charge-offs$392,000945
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$645,000222
Net operating income$2,691,3601,871
2017-06-30 (YTD Data)Rank
Total interest income$14,717,000967
Total interest expense$1,858,000850
Net interest income$12,859,000974
Provision for loan and lease losses$60,0002,608
Total noninterest income$933,0002,140
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$294,0001,799
Trading account gains and fees$0139
Additional Noninterest Income$639,0002,043
Total noninterest expense$11,218,000961
Salaries and employee benefits$8,586,000722
Premises and equipment expense$462,0002,243
Additional noninterest expense$2,170,0001,399
Pre-tax net operating income$2,514,0001,694
Securities gains (losses)$1,0001,756
Applicable income taxes$1,051,0001,068
Income before extraordinary items$1,464,0002,191
Extraordinary gains, net$011
Net income$1,464,0002,192
Minority interest net income$071
Net income of bank and minority interests.$1,464,0002,192
Net charge-offs$327,000783
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$783,000160
Net operating income$1,463,3602,165
2017-03-31 (YTD Data)Rank
Total interest income$7,206,000985
Total interest expense$874,000874
Net interest income$6,332,000986
Provision for loan and lease losses$03,537
Total noninterest income$213,0003,213
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$166,0001,625
Trading account gains and fees$0142
Additional Noninterest Income$47,0004,359
Total noninterest expense$5,779,000935
Salaries and employee benefits$4,475,000699
Premises and equipment expense$227,0002,300
Additional noninterest expense$1,077,0001,408
Pre-tax net operating income$766,0002,369
Securities gains (losses)$01,153
Applicable income taxes$320,0001,443
Income before extraordinary items$446,0002,947
Extraordinary gains, net$08
Net income$446,0002,947
Minority interest net income$055
Net income of bank and minority interests.$446,0002,947
Net charge-offs$-5,0004,686
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$393,000136
Net operating income$446,0002,931
2016-12-31 (YTD Data)Rank
Total interest income$27,111,0001,001
Total interest expense$3,084,000940
Net interest income$24,027,0001,006
Provision for loan and lease losses$220,0002,330
Total noninterest income$3,057,0001,620
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$803,0001,437
Trading account gains and fees$0170
Additional Noninterest Income$2,254,0001,477
Total noninterest expense$18,931,0001,098
Salaries and employee benefits$14,177,000831
Premises and equipment expense$835,0002,420
Additional noninterest expense$3,919,0001,565
Pre-tax net operating income$7,933,0001,108
Securities gains (losses)$03,212
Applicable income taxes$3,316,000725
Income before extraordinary items$4,617,0001,477
Extraordinary gains, net$05
Net income$4,617,0001,476
Minority interest net income$082
Net income of bank and minority interests.$4,617,0001,476
Net charge-offs$247,0001,725
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$1,028,000199
Net operating income$4,617,0001,452
2016-09-30 (YTD Data)Rank
Total interest income$20,031,0001,013
Total interest expense$2,274,000957
Net interest income$17,757,0001,025
Provision for loan and lease losses$170,0002,239
Total noninterest income$2,760,0001,416
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$645,0001,371
Trading account gains and fees$0169
Additional Noninterest Income$2,115,0001,257
Total noninterest expense$14,046,0001,114
Salaries and employee benefits$10,500,000835
Premises and equipment expense$608,0002,485
Additional noninterest expense$2,938,0001,564
Pre-tax net operating income$6,301,0001,067
Securities gains (losses)$03,160
Applicable income taxes$2,634,000715
Income before extraordinary items$3,667,0001,439
Extraordinary gains, net$05
Net income$3,667,0001,439
Minority interest net income$071
Net income of bank and minority interests.$3,667,0001,439
Net charge-offs$95,0002,102
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$770,000177
Net operating income$3,667,0001,395
2016-06-30 (YTD Data)Rank
Total interest income$12,935,0001,045
Total interest expense$1,479,000979
Net interest income$11,456,0001,047
Provision for loan and lease losses$120,0002,108
Total noninterest income$1,105,0001,977
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$398,0001,434
Trading account gains and fees$0157
Additional Noninterest Income$707,0001,939
Total noninterest expense$9,425,0001,105
Salaries and employee benefits$7,111,000834
Premises and equipment expense$361,0002,707
Additional noninterest expense$1,953,0001,567
Pre-tax net operating income$3,016,0001,396
Securities gains (losses)$02,835
Applicable income taxes$1,261,000891
Income before extraordinary items$1,755,0001,858
Extraordinary gains, net$016
Net income$1,755,0001,857
Minority interest net income$071
Net income of bank and minority interests.$1,755,0001,857
Net charge-offs$126,0001,436
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$508,000169
Net operating income$1,755,0001,808
2016-03-31 (YTD Data)Rank
Total interest income$6,281,0001,073
Total interest expense$734,000983
Net interest income$5,547,0001,072
Provision for loan and lease losses$60,0001,948
Total noninterest income$291,0002,772
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$205,0001,404
Trading account gains and fees$0142
Additional Noninterest Income$86,0003,764
Total noninterest expense$4,864,0001,084
Salaries and employee benefits$3,717,000795
Premises and equipment expense$174,0002,798
Additional noninterest expense$973,0001,560
Pre-tax net operating income$914,0002,050
Securities gains (losses)$02,077
Applicable income taxes$382,0001,267
Income before extraordinary items$532,0002,647
Extraordinary gains, net$012
Net income$532,0002,647
Minority interest net income$062
Net income of bank and minority interests.$532,0002,647
Net charge-offs$192,000679
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$254,000154
Net operating income$532,0002,599
2015-12-31 (YTD Data)Rank
Total interest income$23,787,0001,081
Total interest expense$2,338,0001,192
Net interest income$21,449,0001,061
Provision for loan and lease losses$120,0002,830
Total noninterest income$3,012,0001,601
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$900,0001,335
Trading account gains and fees$0159
Additional Noninterest Income$2,112,0001,466
Total noninterest expense$15,594,0001,267
Salaries and employee benefits$11,414,000985
Premises and equipment expense$686,0002,850
Additional noninterest expense$3,494,0001,735
Pre-tax net operating income$8,747,000997
Securities gains (losses)$4,0002,883
Applicable income taxes$3,658,000660
Income before extraordinary items$5,093,0001,332
Extraordinary gains, net$023
Net income$5,093,0001,332
Minority interest net income$081
Net income of bank and minority interests.$5,093,0001,332
Net charge-offs$4,0004,227
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$-1,892,0006,154
Net operating income$5,090,4401,311
2015-09-30 (YTD Data)Rank
Total interest income$17,570,0001,101
Total interest expense$1,707,0001,231
Net interest income$15,863,0001,085
Provision for loan and lease losses$90,0002,744
Total noninterest income$1,135,0002,489
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$710,0001,292
Trading account gains and fees$0153
Additional Noninterest Income$425,0003,137
Total noninterest expense$11,101,0001,330
Salaries and employee benefits$8,113,0001,056
Premises and equipment expense$509,0002,916
Additional noninterest expense$2,479,0001,828
Pre-tax net operating income$5,807,0001,117
Securities gains (losses)$4,0002,687
Applicable income taxes$2,429,000730
Income before extraordinary items$3,382,0001,489
Extraordinary gains, net$021
Net income$3,382,0001,490
Minority interest net income$078
Net income of bank and minority interests.$3,382,0001,490
Net charge-offs$-42,0005,565
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$-2,146,0006,255
Net operating income$3,379,4401,452
2015-06-30 (YTD Data)Rank
Total interest income$11,457,0001,123
Total interest expense$1,084,0001,295
Net interest income$10,373,0001,104
Provision for loan and lease losses$90,0002,323
Total noninterest income$766,0002,484
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$516,0001,180
Trading account gains and fees$0157
Additional Noninterest Income$250,0003,305
Total noninterest expense$7,049,0001,397
Salaries and employee benefits$5,175,0001,090
Premises and equipment expense$307,0003,112
Additional noninterest expense$1,567,0001,925
Pre-tax net operating income$4,000,0001,087
Securities gains (losses)$02,636
Applicable income taxes$1,672,000724
Income before extraordinary items$2,328,0001,435
Extraordinary gains, net$022
Net income$2,328,0001,435
Minority interest net income$075
Net income of bank and minority interests.$2,328,0001,436
Net charge-offs$-83,0005,881
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$-2,407,0006,335
Net operating income$2,328,0001,391
2015-03-31 (YTD Data)Rank
Total interest income$5,646,0001,133
Total interest expense$538,0001,311
Net interest income$5,108,0001,115
Provision for loan and lease losses$40,0002,298
Total noninterest income$433,0002,298
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$272,0001,106
Trading account gains and fees$0152
Additional Noninterest Income$161,0002,922
Total noninterest expense$3,444,0001,423
Salaries and employee benefits$2,512,0001,132
Premises and equipment expense$154,0003,140
Additional noninterest expense$778,0001,918
Pre-tax net operating income$2,057,0001,035
Securities gains (losses)$02,027
Applicable income taxes$860,000691
Income before extraordinary items$1,197,0001,378
Extraordinary gains, net$013
Net income$1,197,0001,380
Minority interest net income$064
Net income of bank and minority interests.$1,197,0001,380
Net charge-offs$92,0001,171
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$12,000529
Net operating income$1,197,0001,333
2014-12-31 (YTD Data)Rank
Total interest income$20,655,0001,222
Total interest expense$1,917,0001,543
Net interest income$18,738,0001,208
Provision for loan and lease losses$04,603
Total noninterest income$3,789,0001,327
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,204,0001,097
Trading account gains and fees$0180
Additional Noninterest Income$2,585,0001,215
Total noninterest expense$13,015,0001,462
Salaries and employee benefits$9,404,0001,158
Premises and equipment expense$672,0002,992
Additional noninterest expense$2,939,0002,074
Pre-tax net operating income$9,512,000875
Securities gains (losses)$03,259
Applicable income taxes$3,973,000588
Income before extraordinary items$5,539,0001,188
Extraordinary gains, net$017
Net income$5,539,0001,186
Minority interest net income$084
Net income of bank and minority interests.$5,539,0001,187
Net charge-offs$143,0002,827
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$-612,0006,473
Net operating income$5,539,0001,160
2014-09-30 (YTD Data)Rank
Total interest income$15,167,0001,255
Total interest expense$1,413,0001,581
Net interest income$13,754,0001,228
Provision for loan and lease losses$04,401
Total noninterest income$3,206,0001,230
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$902,0001,106
Trading account gains and fees$0174
Additional Noninterest Income$2,304,0001,089
Total noninterest expense$9,441,0001,523
Salaries and employee benefits$6,724,0001,200
Premises and equipment expense$519,0002,967
Additional noninterest expense$2,198,0002,072
Pre-tax net operating income$7,519,000837
Securities gains (losses)$02,980
Applicable income taxes$3,126,000579
Income before extraordinary items$4,393,0001,137
Extraordinary gains, net$015
Net income$4,393,0001,134
Minority interest net income$081
Net income of bank and minority interests.$4,393,0001,136
Net charge-offs$221,0001,890
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$82,000495
Net operating income$4,393,0001,106
2014-06-30 (YTD Data)Rank
Total interest income$9,793,0001,291
Total interest expense$958,0001,570
Net interest income$8,835,0001,263
Provision for loan and lease losses$04,196
Total noninterest income$914,0002,205
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$631,0001,041
Trading account gains and fees$0172
Additional Noninterest Income$283,0003,119
Total noninterest expense$6,267,0001,532
Salaries and employee benefits$4,468,0001,211
Premises and equipment expense$363,0002,893
Additional noninterest expense$1,436,0002,100
Pre-tax net operating income$3,482,0001,136
Securities gains (losses)$02,580
Applicable income taxes$1,454,000731
Income before extraordinary items$2,028,0001,523
Extraordinary gains, net$020
Net income$2,028,0001,526
Minority interest net income$080
Net income of bank and minority interests.$2,028,0001,525
Net charge-offs$222,0001,500
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$55,000466
Net operating income$2,028,0001,487
2014-03-31 (YTD Data)Rank
Total interest income$4,683,0001,352
Total interest expense$482,0001,585
Net interest income$4,201,0001,320
Provision for loan and lease losses$03,817
Total noninterest income$468,0002,129
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$316,0001,016
Trading account gains and fees$0147
Additional Noninterest Income$152,0002,951
Total noninterest expense$3,089,0001,555
Salaries and employee benefits$2,209,0001,247
Premises and equipment expense$197,0002,779
Additional noninterest expense$683,0002,196
Pre-tax net operating income$1,580,0001,196
Securities gains (losses)$01,715
Applicable income taxes$661,000758
Income before extraordinary items$919,0001,599
Extraordinary gains, net$016
Net income$919,0001,602
Minority interest net income$066
Net income of bank and minority interests.$919,0001,602
Net charge-offs$-41,0006,261
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$27,000428
Net operating income$919,0001,566
2013-12-31 (YTD Data)Rank
Total interest income$17,372,0001,459
Total interest expense$2,053,0001,660
Net interest income$15,319,0001,408
Provision for loan and lease losses$636,0001,576
Total noninterest income$5,540,0001,048
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$428,0002,681
Trading account gains and fees$0184
Additional Noninterest Income$5,112,000790
Total noninterest expense$11,489,0001,678
Salaries and employee benefits$8,010,0001,328
Premises and equipment expense$732,0002,872
Additional noninterest expense$2,747,0002,267
Pre-tax net operating income$8,734,000884
Securities gains (losses)$-6,0006,201
Applicable income taxes$3,650,000585
Income before extraordinary items$5,078,0001,207
Extraordinary gains, net$029
Net income$5,078,0001,209
Minority interest net income$090
Net income of bank and minority interests.$5,078,0001,210
Net charge-offs$522,0001,974
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$192,000435
Net operating income$5,081,8401,183
2013-09-30 (YTD Data)Rank
Total interest income$12,867,0001,476
Total interest expense$1,530,0001,715
Net interest income$11,337,0001,432
Provision for loan and lease losses$636,0001,272
Total noninterest income$5,094,000919
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$328,0002,658
Trading account gains and fees$0180
Additional Noninterest Income$4,766,000689
Total noninterest expense$8,317,0001,736
Salaries and employee benefits$5,721,0001,380
Premises and equipment expense$541,0002,940
Additional noninterest expense$2,055,0002,250
Pre-tax net operating income$7,478,000789
Securities gains (losses)$-2,0006,351
Applicable income taxes$3,123,000534
Income before extraordinary items$4,353,0001,076
Extraordinary gains, net$025
Net income$4,353,0001,078
Minority interest net income$084
Net income of bank and minority interests.$4,353,0001,078
Net charge-offs$519,0001,549
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$163,000376
Net operating income$4,354,2801,052
2013-06-30 (YTD Data)Rank
Total interest income$8,504,0001,483
Total interest expense$1,012,0001,765
Net interest income$7,492,0001,432
Provision for loan and lease losses$476,0001,210
Total noninterest income$4,526,000748
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$223,0002,590
Trading account gains and fees$0157
Additional Noninterest Income$4,303,000555
Total noninterest expense$5,621,0001,721
Salaries and employee benefits$3,895,0001,361
Premises and equipment expense$360,0002,932
Additional noninterest expense$1,366,0002,254
Pre-tax net operating income$5,921,000665
Securities gains (losses)$-2,0006,527
Applicable income taxes$2,467,000467
Income before extraordinary items$3,452,000892
Extraordinary gains, net$022
Net income$3,452,000892
Minority interest net income$082
Net income of bank and minority interests.$3,452,000894
Net charge-offs$678,0001,016
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$109,000357
Net operating income$3,453,280860
2013-03-31 (YTD Data)Rank
Total interest income$4,193,0001,513
Total interest expense$519,0001,772
Net interest income$3,674,0001,463
Provision for loan and lease losses$271,0001,096
Total noninterest income$2,451,000699
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$117,0002,482
Trading account gains and fees$0148
Additional Noninterest Income$2,334,000525
Total noninterest expense$2,896,0001,668
Salaries and employee benefits$1,986,0001,351
Premises and equipment expense$180,0002,963
Additional noninterest expense$730,0002,126
Pre-tax net operating income$2,958,000646
Securities gains (losses)$01,966
Applicable income taxes$1,275,000462
Income before extraordinary items$1,683,000907
Extraordinary gains, net$010
Net income$1,683,000908
Minority interest net income$076
Net income of bank and minority interests.$1,683,000909
Net charge-offs$515,000758
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$55,000317
Net operating income$1,683,000860
2012-12-31 (YTD Data)Rank
Total interest income$15,434,0001,724
Total interest expense$2,386,0001,825
Net interest income$13,048,0001,698
Provision for loan and lease losses$1,113,0001,653
Total noninterest income$7,158,000871
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$421,0002,825
Trading account gains and fees$0166
Additional Noninterest Income$6,737,000648
Total noninterest expense$9,484,0002,019
Salaries and employee benefits$6,459,0001,566
Premises and equipment expense$755,0002,866
Additional noninterest expense$2,270,0002,794
Pre-tax net operating income$9,609,000747
Securities gains (losses)$14,0003,286
Applicable income taxes$4,042,000496
Income before extraordinary items$5,581,0001,065
Extraordinary gains, net$029
Net income$5,581,0001,065
Minority interest net income$093
Net income of bank and minority interests.$5,581,0001,065
Net charge-offs$644,0002,319
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$180,000463
Net operating income$5,572,0401,014
2012-09-30 (YTD Data)Rank
Total interest income$11,298,0001,783
Total interest expense$1,809,0001,884
Net interest income$9,489,0001,762
Provision for loan and lease losses$976,0001,464
Total noninterest income$6,594,000750
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$316,0002,855
Trading account gains and fees$0157
Additional Noninterest Income$6,278,000552
Total noninterest expense$7,133,0002,008
Salaries and employee benefits$4,756,0001,592
Premises and equipment expense$565,0002,901
Additional noninterest expense$1,812,0002,651
Pre-tax net operating income$7,974,000702
Securities gains (losses)$14,0003,018
Applicable income taxes$3,341,000482
Income before extraordinary items$4,647,000993
Extraordinary gains, net$020
Net income$4,647,000993
Minority interest net income$086
Net income of bank and minority interests.$4,647,000993
Net charge-offs$49,0004,528
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$118,000437
Net operating income$4,638,040941
2012-06-30 (YTD Data)Rank
Total interest income$7,368,0001,825
Total interest expense$1,224,0001,925
Net interest income$6,144,0001,809
Provision for loan and lease losses$376,0002,146
Total noninterest income$3,043,000977
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$209,0002,858
Trading account gains and fees$0153
Additional Noninterest Income$2,834,000717
Total noninterest expense$4,541,0002,116
Salaries and employee benefits$2,982,0001,681
Premises and equipment expense$381,0002,872
Additional noninterest expense$1,178,0002,726
Pre-tax net operating income$4,270,000850
Securities gains (losses)$14,0002,626
Applicable income taxes$1,798,000553
Income before extraordinary items$2,486,0001,207
Extraordinary gains, net$019
Net income$2,486,0001,208
Minority interest net income$084
Net income of bank and minority interests.$2,486,0001,207
Net charge-offs$81,0003,609
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$81,000407
Net operating income$2,477,0401,136
2012-03-31 (YTD Data)Rank
Total interest income$3,696,0001,837
Total interest expense$627,0001,960
Net interest income$3,069,0001,819
Provision for loan and lease losses$176,0002,149
Total noninterest income$886,0001,430
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$102,0002,891
Trading account gains and fees$0148
Additional Noninterest Income$784,0001,094
Total noninterest expense$2,149,0002,216
Salaries and employee benefits$1,408,0001,785
Premises and equipment expense$192,0002,867
Additional noninterest expense$549,0002,867
Pre-tax net operating income$1,630,0001,080
Securities gains (losses)$8,0001,818
Applicable income taxes$689,000669
Income before extraordinary items$949,0001,547
Extraordinary gains, net$019
Net income$949,0001,548
Minority interest net income$078
Net income of bank and minority interests.$949,0001,548
Net charge-offs$-13,0006,740
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$44,000341
Net operating income$943,8801,457
2011-12-31 (YTD Data)Rank
Total interest income$11,485,0002,435
Total interest expense$2,217,0002,553
Net interest income$9,268,0002,366
Provision for loan and lease losses$931,0002,520
Total noninterest income$2,121,0001,913
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$414,0002,961
Trading account gains and fees$0146
Additional Noninterest Income$1,707,0001,510
Total noninterest expense$7,491,0002,521
Salaries and employee benefits$4,732,0002,048
Premises and equipment expense$741,0003,070
Additional noninterest expense$2,018,0003,123
Pre-tax net operating income$2,967,0001,852
Securities gains (losses)$03,838
Applicable income taxes$-45,0006,723
Income before extraordinary items$3,012,0001,605
Extraordinary gains, net$029
Net income$3,012,0001,606
Minority interest net income$096
Net income of bank and minority interests.$3,012,0001,606
Net charge-offs$234,0004,112
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$100,000666
Net operating income$3,012,0001,531
2011-09-30 (YTD Data)Rank
Total interest income$8,169,0002,584
Total interest expense$1,611,0002,712
Net interest income$6,558,0002,526
Provision for loan and lease losses$649,0002,551
Total noninterest income$1,495,0002,004
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$306,0002,998
Trading account gains and fees$0145
Additional Noninterest Income$1,189,0001,561
Total noninterest expense$5,342,0002,636
Salaries and employee benefits$3,245,0002,232
Premises and equipment expense$550,0003,123
Additional noninterest expense$1,547,0003,069
Pre-tax net operating income$2,062,0002,038
Securities gains (losses)$03,555
Applicable income taxes$-347,0007,164
Income before extraordinary items$2,409,0001,586
Extraordinary gains, net$021
Net income$2,409,0001,586
Minority interest net income$087
Net income of bank and minority interests.$2,409,0001,586
Net charge-offs$59,0004,858
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$64,000655
Net operating income$2,409,0001,500
2011-06-30 (YTD Data)Rank
Total interest income$5,033,0002,787
Total interest expense$1,041,0002,870
Net interest income$3,992,0002,744
Provision for loan and lease losses$380,0002,654
Total noninterest income$1,054,0001,919
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$198,0003,058
Trading account gains and fees$0153
Additional Noninterest Income$856,0001,493
Total noninterest expense$3,423,0002,738
Salaries and employee benefits$2,002,0002,420
Premises and equipment expense$356,0003,214
Additional noninterest expense$1,065,0003,045
Pre-tax net operating income$1,243,0002,174
Securities gains (losses)$02,914
Applicable income taxes$-550,0007,350
Income before extraordinary items$1,793,0001,388
Extraordinary gains, net$015
Net income$1,793,0001,388
Minority interest net income$089
Net income of bank and minority interests.$1,793,0001,388
Net charge-offs$47,0004,499
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$46,000561
Net operating income$1,793,0001,326
2011-03-31 (YTD Data)Rank
Total interest income$2,335,0003,004
Total interest expense$487,0003,110
Net interest income$1,848,0002,924
Provision for loan and lease losses$190,0002,505
Total noninterest income$606,0001,740
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$99,0002,997
Trading account gains and fees$0158
Additional Noninterest Income$507,0001,329
Total noninterest expense$1,669,0002,814
Salaries and employee benefits$974,0002,497
Premises and equipment expense$172,0003,347
Additional noninterest expense$523,0003,065
Pre-tax net operating income$595,0002,237
Securities gains (losses)$01,772
Applicable income taxes$-300,0007,425
Income before extraordinary items$895,0001,348
Extraordinary gains, net$09
Net income$895,0001,348
Minority interest net income$086
Net income of bank and minority interests.$895,0001,348
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$31,000448
Net operating income$895,0001,309
2010-12-31 (YTD Data)Rank
Total interest income$8,079,0003,528
Total interest expense$1,864,0003,751
Net interest income$6,215,0003,388
Provision for loan and lease losses$654,0003,705
Total noninterest income$1,386,0002,659
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$351,0003,328
Trading account gains and fees$0175
Additional Noninterest Income$1,035,0002,142
Total noninterest expense$5,984,0003,116
Salaries and employee benefits$3,614,0002,649
Premises and equipment expense$636,0003,564
Additional noninterest expense$1,734,0003,624
Pre-tax net operating income$963,0003,442
Securities gains (losses)$32,0002,903
Applicable income taxes$-200,0006,968
Income before extraordinary items$1,195,0002,926
Extraordinary gains, net$029
Net income$1,195,0002,922
Minority interest net income$0111
Net income of bank and minority interests.$1,195,0002,926
Net charge-offs$325,0004,202
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$154,000684
Net operating income$1,163,0002,847
2010-09-30 (YTD Data)Rank
Total interest income$5,983,0003,634
Total interest expense$1,357,0003,965
Net interest income$4,626,0003,453
Provision for loan and lease losses$545,0003,398
Total noninterest income$1,065,0002,609
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$263,0003,410
Trading account gains and fees$0165
Additional Noninterest Income$802,0002,073
Total noninterest expense$4,475,0003,130
Salaries and employee benefits$2,683,0002,681
Premises and equipment expense$478,0003,607
Additional noninterest expense$1,314,0003,581
Pre-tax net operating income$671,0003,790
Securities gains (losses)$32,0002,694
Applicable income taxes$04,726
Income before extraordinary items$703,0003,503
Extraordinary gains, net$023
Net income$703,0003,501
Minority interest net income$0110
Net income of bank and minority interests.$703,0003,503
Net charge-offs$337,0003,582
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$118,000616
Net operating income$671,0003,446
2010-06-30 (YTD Data)Rank
Total interest income$3,981,0003,661
Total interest expense$882,0004,114
Net interest income$3,099,0003,441
Provision for loan and lease losses$460,0002,970
Total noninterest income$648,0002,718
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$176,0003,405
Trading account gains and fees$0152
Additional Noninterest Income$472,0002,174
Total noninterest expense$2,917,0003,186
Salaries and employee benefits$1,774,0002,727
Premises and equipment expense$321,0003,623
Additional noninterest expense$822,0003,730
Pre-tax net operating income$370,0004,099
Securities gains (losses)$32,0002,144
Applicable income taxes$04,691
Income before extraordinary items$402,0003,776
Extraordinary gains, net$019
Net income$402,0003,774
Minority interest net income$0105
Net income of bank and minority interests.$402,0003,775
Net charge-offs$198,0003,555
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$84,000520
Net operating income$370,0003,810
2010-03-31 (YTD Data)Rank
Total interest income$1,934,0003,806
Total interest expense$433,0004,287
Net interest income$1,501,0003,552
Provision for loan and lease losses$130,0003,611
Total noninterest income$191,0003,748
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$85,0003,471
Trading account gains and fees$0175
Additional Noninterest Income$106,0003,400
Total noninterest expense$1,446,0003,242
Salaries and employee benefits$917,0002,669
Premises and equipment expense$166,0003,615
Additional noninterest expense$363,0004,049
Pre-tax net operating income$116,0004,882
Securities gains (losses)$32,0001,332
Applicable income taxes$04,611
Income before extraordinary items$148,0004,406
Extraordinary gains, net$016
Net income$148,0004,407
Minority interest net income$091
Net income of bank and minority interests.$148,0004,405
Net charge-offs$71,0003,425
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$50,000415
Net operating income$116,0004,660
2009-12-31 (YTD Data)Rank
Total interest income$5,692,0004,772
Total interest expense$1,638,0004,951
Net interest income$4,054,0004,534
Provision for loan and lease losses$1,244,0003,164
Total noninterest income$1,451,0002,610
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$260,0004,153
Trading account gains and fees$0211
Additional Noninterest Income$1,191,0001,918
Total noninterest expense$4,842,0003,791
Salaries and employee benefits$2,988,0003,185
Premises and equipment expense$649,0003,670
Additional noninterest expense$1,205,0004,733
Pre-tax net operating income$-581,0006,042
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-581,0006,126
Extraordinary gains, net$034
Net income$-581,0006,126
Minority interest net income$0115
Net income of bank and minority interests.$-581,0006,126
Net charge-offs$96,0005,735
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$291,000639
Net operating income$-581,0006,129
2009-09-30 (YTD Data)Rank
Total interest income$3,987,0005,022
Total interest expense$1,229,0005,085
Net interest income$2,758,0004,831
Provision for loan and lease losses$559,0003,638
Total noninterest income$688,0003,564
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$180,0004,318
Trading account gains and fees$0212
Additional Noninterest Income$508,0002,787
Total noninterest expense$3,571,0003,842
Salaries and employee benefits$2,182,0003,302
Premises and equipment expense$481,0003,726
Additional noninterest expense$908,0004,697
Pre-tax net operating income$-684,0006,463
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-684,0006,555
Extraordinary gains, net$027
Net income$-684,0006,556
Minority interest net income$0118
Net income of bank and minority interests.$-684,0006,556
Net charge-offs$101,0005,043
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$225,000562
Net operating income$-684,0006,560
2009-06-30 (YTD Data)Rank
Total interest income$2,507,0005,223
Total interest expense$799,0005,284
Net interest income$1,708,0005,034
Provision for loan and lease losses$403,0003,254
Total noninterest income$332,0004,230
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$113,0004,405
Trading account gains and fees$0193
Additional Noninterest Income$219,0003,514
Total noninterest expense$2,393,0003,862
Salaries and employee benefits$1,468,0003,295
Premises and equipment expense$315,0003,803
Additional noninterest expense$610,0004,677
Pre-tax net operating income$-756,0006,867
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-756,0006,991
Extraordinary gains, net$021
Net income$-756,0006,991
Minority interest net income$0112
Net income of bank and minority interests.$-756,0006,991
Net charge-offs$52,0004,869
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$158,000517
Net operating income$-756,0006,978
2009-03-31 (YTD Data)Rank
Total interest income$1,213,0005,365
Total interest expense$402,0005,378
Net interest income$811,0005,170
Provision for loan and lease losses$113,0003,706
Total noninterest income$145,0004,467
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$51,0004,565
Trading account gains and fees$0171
Additional Noninterest Income$94,0003,755
Total noninterest expense$1,197,0003,767
Salaries and employee benefits$760,0003,240
Premises and equipment expense$156,0003,869
Additional noninterest expense$281,0004,608
Pre-tax net operating income$-354,0007,143
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-354,0007,280
Extraordinary gains, net$015
Net income$-354,0007,281
Minority interest net income$0102
Net income of bank and minority interests.$-354,0007,281
Net charge-offs$43,0003,708
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$93,000376
Net operating income$-354,0007,238
2008-12-31 (YTD Data)Rank
Total interest income$3,442,0006,348
Total interest expense$656,0007,404
Net interest income$2,786,0005,625
Provision for loan and lease losses$878,0002,906
Total noninterest income$379,0005,378
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$127,0005,582
Trading account gains and fees$0154
Additional Noninterest Income$252,0004,422
Total noninterest expense$4,767,0003,707
Salaries and employee benefits$3,114,0003,144
Premises and equipment expense$629,0003,779
Additional noninterest expense$1,024,0004,749
Pre-tax net operating income$-2,480,0007,483
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-2,480,0007,508
Extraordinary gains, net$039
Net income$-2,480,0007,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,824
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$505,000551
Net operating income$-2,480,0007,587
2008-09-30 (YTD Data)Rank
Total interest income$2,380,0006,578
Total interest expense$396,0007,731
Net interest income$1,984,0005,813
Provision for loan and lease losses$382,0003,147
Total noninterest income$259,0005,661
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$83,0005,793
Trading account gains and fees$0148
Additional Noninterest Income$176,0004,679
Total noninterest expense$3,603,0003,672
Salaries and employee benefits$2,373,0003,129
Premises and equipment expense$465,0003,848
Additional noninterest expense$765,0004,685
Pre-tax net operating income$-1,742,0007,802
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-1,742,0007,794
Extraordinary gains, net$031
Net income$-1,742,0007,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,555
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$381,000445
Net operating income$-1,742,0007,876
2008-06-30 (YTD Data)Rank
Total interest income$1,460,0006,807
Total interest expense$231,0007,930
Net interest income$1,229,0006,008
Provision for loan and lease losses$227,0002,947
Total noninterest income$189,0005,546
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$45,0006,093
Trading account gains and fees$0149
Additional Noninterest Income$144,0004,380
Total noninterest expense$2,394,0003,711
Salaries and employee benefits$1,610,0003,121
Premises and equipment expense$304,0003,935
Additional noninterest expense$480,0004,865
Pre-tax net operating income$-1,203,0008,001
Securities gains (losses)$03,233
Applicable income taxes$1,0005,487
Income before extraordinary items$-1,204,0008,069
Extraordinary gains, net$021
Net income$-1,204,0008,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$272,000357
Net operating income$-1,204,0008,058
2008-03-31 (YTD Data)Rank
Total interest income$698,0006,981
Total interest expense$97,0008,109
Net interest income$601,0006,100
Provision for loan and lease losses$123,0002,433
Total noninterest income$41,0006,929
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$17,0006,420
Trading account gains and fees$0158
Additional Noninterest Income$24,0006,230
Total noninterest expense$1,209,0003,675
Salaries and employee benefits$833,0003,054
Premises and equipment expense$147,0004,044
Additional noninterest expense$229,0004,963
Pre-tax net operating income$-690,0008,191
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-690,0008,235
Extraordinary gains, net$015
Net income$-690,0008,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$127,000283
Net operating income$-690,0008,223
2007-12-31 (YTD Data)Rank
Total interest income$1,385,0007,959
Total interest expense$152,0008,347
Net interest income$1,233,0007,454
Provision for loan and lease losses$274,0003,358
Total noninterest income$37,0008,133
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$10,0007,309
Trading account gains and fees$0178
Additional Noninterest Income$27,0007,619
Total noninterest expense$3,015,0004,994
Salaries and employee benefits$2,083,0004,269
Premises and equipment expense$409,0004,960
Additional noninterest expense$523,0006,461
Pre-tax net operating income$-2,019,0008,277
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-2,019,0008,322
Extraordinary gains, net$039
Net income$-2,019,0008,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$25,537,00054
Net operating income$-2,019,0008,307
2007-09-30 (YTD Data)Rank
Total interest income$742,0008,251
Total interest expense$60,0008,445
Net interest income$682,0007,901
Provision for loan and lease losses$170,0003,304
Total noninterest income$28,0008,174
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,0007,448
Trading account gains and fees$0184
Additional Noninterest Income$26,0007,468
Total noninterest expense$1,868,0005,579
Salaries and employee benefits$1,296,0004,852
Premises and equipment expense$277,0005,245
Additional noninterest expense$295,0007,067
Pre-tax net operating income$-1,328,0008,359
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-1,328,0008,388
Extraordinary gains, net$033
Net income$-1,328,0008,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$25,375,00040
Net operating income$-1,328,0008,379
2007-06-30 (YTD Data)Rank
Total interest income$252,0008,511
Total interest expense$3,0008,585
Net interest income$249,0008,395
Provision for loan and lease losses$2,0006,135
Total noninterest income$08,515
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$08,426
Total noninterest expense$708,0007,078
Salaries and employee benefits$509,0006,435
Premises and equipment expense$104,0006,694
Additional noninterest expense$95,0008,095
Pre-tax net operating income$-461,0008,279
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-461,0008,311
Extraordinary gains, net$029
Net income$-461,0008,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$25,214,00029
Net operating income$-461,0008,306

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.