Home > Pacific Crest Bank > Income and Expense
Pacific Crest Bank, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $39,834,000 | 701 |
| Total interest expense | $12,521,000 | 699 |
| Net interest income | $27,313,000 | 693 |
| Provision for loan and lease losses | $174,000 | 4,337 |
| Total noninterest income | $2,712,000 | 1,821 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $12,000 | 7,913 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,700,000 | 1,162 |
| Total noninterest expense | $13,205,000 | 1,227 |
| Salaries and employee benefits | $9,077,000 | 945 |
| Premises and equipment expense | $1,431,000 | 1,593 |
| Additional noninterest expense | $2,697,000 | 1,793 |
| Pre-tax net operating income | $16,646,000 | 545 |
| Securities gains (losses) | $516,000 | 729 |
| Applicable income taxes | $6,916,000 | 481 |
| Income before extraordinary items | $10,246,000 | 647 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,246,000 | 649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,943 |
| Cash dividends | $3,200,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,915,760 | 622 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $30,047,000 | 714 |
| Total interest expense | $9,616,000 | 715 |
| Net interest income | $20,431,000 | 699 |
| Provision for loan and lease losses | $150,000 | 3,902 |
| Total noninterest income | $1,990,000 | 1,905 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $9,000 | 7,983 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,981,000 | 1,241 |
| Total noninterest expense | $9,521,000 | 1,283 |
| Salaries and employee benefits | $6,370,000 | 1,018 |
| Premises and equipment expense | $1,069,000 | 1,602 |
| Additional noninterest expense | $2,082,000 | 1,736 |
| Pre-tax net operating income | $12,750,000 | 552 |
| Securities gains (losses) | $516,000 | 673 |
| Applicable income taxes | $5,587,000 | 466 |
| Income before extraordinary items | $7,679,000 | 669 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $7,679,000 | 670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $2,400,000 | 878 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,348,760 | 652 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $20,320,000 | 713 |
| Total interest expense | $6,507,000 | 735 |
| Net interest income | $13,813,000 | 687 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $1,300,000 | 1,926 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $6,000 | 8,002 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,294,000 | 1,261 |
| Total noninterest expense | $6,352,000 | 1,290 |
| Salaries and employee benefits | $4,240,000 | 1,018 |
| Premises and equipment expense | $719,000 | 1,596 |
| Additional noninterest expense | $1,393,000 | 1,723 |
| Pre-tax net operating income | $8,661,000 | 544 |
| Securities gains (losses) | $516,000 | 562 |
| Applicable income taxes | $3,865,000 | 460 |
| Income before extraordinary items | $5,312,000 | 653 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,312,000 | 653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $1,600,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,981,760 | 633 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,083,000 | 730 |
| Total interest expense | $3,241,000 | 747 |
| Net interest income | $6,842,000 | 700 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $559,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,000 | 8,021 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $556,000 | 1,375 |
| Total noninterest expense | $3,158,000 | 1,284 |
| Salaries and employee benefits | $2,155,000 | 999 |
| Premises and equipment expense | $361,000 | 1,602 |
| Additional noninterest expense | $642,000 | 1,838 |
| Pre-tax net operating income | $4,193,000 | 569 |
| Securities gains (losses) | $20,000 | 1,898 |
| Applicable income taxes | $1,775,000 | 496 |
| Income before extraordinary items | $2,438,000 | 700 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,438,000 | 699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $800,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,425,200 | 651 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $42,267,000 | 717 |
| Total interest expense | $16,278,000 | 696 |
| Net interest income | $25,989,000 | 729 |
| Provision for loan and lease losses | $471,000 | 2,500 |
| Total noninterest income | $1,947,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $11,000 | 8,074 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,936,000 | 1,344 |
| Total noninterest expense | $12,444,000 | 1,232 |
| Salaries and employee benefits | $8,448,000 | 958 |
| Premises and equipment expense | $1,425,000 | 1,557 |
| Additional noninterest expense | $2,571,000 | 1,806 |
| Pre-tax net operating income | $15,021,000 | 582 |
| Securities gains (losses) | $-763,000 | 9,294 |
| Applicable income taxes | $5,716,000 | 530 |
| Income before extraordinary items | $8,542,000 | 742 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,542,000 | 743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-168,000 | 9,274 |
| Cash dividends | $3,200,000 | 877 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,030,320 | 667 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $46,824,000 | 736 |
| Total interest expense | $25,854,000 | 650 |
| Net interest income | $20,970,000 | 838 |
| Provision for loan and lease losses | $660,000 | 1,754 |
| Total noninterest income | $1,634,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $11,000 | 8,242 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,623,000 | 1,434 |
| Total noninterest expense | $11,009,000 | 1,322 |
| Salaries and employee benefits | $6,660,000 | 1,112 |
| Premises and equipment expense | $1,405,000 | 1,536 |
| Additional noninterest expense | $2,944,000 | 1,576 |
| Pre-tax net operating income | $10,935,000 | 712 |
| Securities gains (losses) | $95,000 | 1,787 |
| Applicable income taxes | $4,579,000 | 581 |
| Income before extraordinary items | $6,451,000 | 858 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,451,000 | 860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 9,390 |
| Cash dividends | $3,000,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,390,200 | 820 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $53,496,000 | 680 |
| Total interest expense | $33,681,000 | 569 |
| Net interest income | $19,815,000 | 876 |
| Provision for loan and lease losses | $604,000 | 1,599 |
| Total noninterest income | $1,050,000 | 3,031 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $9,000 | 8,434 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,041,000 | 1,810 |
| Total noninterest expense | $9,389,000 | 1,482 |
| Salaries and employee benefits | $6,000,000 | 1,175 |
| Premises and equipment expense | $1,204,000 | 1,736 |
| Additional noninterest expense | $2,185,000 | 1,995 |
| Pre-tax net operating income | $10,872,000 | 728 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $4,532,000 | 584 |
| Income before extraordinary items | $6,338,000 | 838 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,338,000 | 838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-186,000 | 9,818 |
| Cash dividends | $2,200,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,339,280 | 838 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $49,087,000 | 711 |
| Total interest expense | $28,010,000 | 591 |
| Net interest income | $21,077,000 | 835 |
| Provision for loan and lease losses | $1,677,000 | 648 |
| Total noninterest income | $575,000 | 4,555 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $575,000 | 2,700 |
| Total noninterest expense | $10,569,000 | 1,308 |
| Salaries and employee benefits | $6,051,000 | 1,138 |
| Premises and equipment expense | $1,323,000 | 1,552 |
| Additional noninterest expense | $3,195,000 | 1,441 |
| Pre-tax net operating income | $9,406,000 | 867 |
| Securities gains (losses) | $794,000 | 254 |
| Applicable income taxes | $4,329,000 | 663 |
| Income before extraordinary items | $5,871,000 | 950 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,871,000 | 950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,070 |
| Cash dividends | $1,240,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,362,840 | 1,016 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $44,004,000 | 760 |
| Total interest expense | $25,687,000 | 653 |
| Net interest income | $18,317,000 | 923 |
| Provision for loan and lease losses | $910,000 | 1,051 |
| Total noninterest income | $979,000 | 3,131 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $979,000 | 1,884 |
| Total noninterest expense | $9,377,000 | 1,407 |
| Salaries and employee benefits | $5,309,000 | 1,242 |
| Premises and equipment expense | $1,226,000 | 1,603 |
| Additional noninterest expense | $2,842,000 | 1,521 |
| Pre-tax net operating income | $9,009,000 | 876 |
| Securities gains (losses) | $242,000 | 824 |
| Applicable income taxes | $3,712,000 | 730 |
| Income before extraordinary items | $5,539,000 | 977 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,539,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 9,741 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,384,120 | 967 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $35,084,000 | 969 |
| Total interest expense | $18,926,000 | 868 |
| Net interest income | $16,158,000 | 1,094 |
| Provision for loan and lease losses | $1,135,000 | 890 |
| Total noninterest income | $357,000 | 6,122 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $357,000 | 3,542 |
| Total noninterest expense | $8,736,000 | 1,507 |
| Salaries and employee benefits | $4,830,000 | 1,365 |
| Premises and equipment expense | $1,186,000 | 1,655 |
| Additional noninterest expense | $2,720,000 | 1,577 |
| Pre-tax net operating income | $6,644,000 | 1,189 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,650,000 | 1,037 |
| Income before extraordinary items | $3,994,000 | 1,379 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,994,000 | 1,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 1,497 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,994,000 | 1,327 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $26,886,000 | 1,274 |
| Total interest expense | $13,499,000 | 1,215 |
| Net interest income | $13,387,000 | 1,336 |
| Provision for loan and lease losses | $1,918,000 | 642 |
| Total noninterest income | $637,000 | 4,381 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $637,000 | 2,463 |
| Total noninterest expense | $7,791,000 | 1,819 |
| Salaries and employee benefits | $4,544,000 | 1,477 |
| Premises and equipment expense | $1,154,000 | 1,748 |
| Additional noninterest expense | $2,093,000 | 2,356 |
| Pre-tax net operating income | $4,315,000 | 1,678 |
| Securities gains (losses) | $413,000 | 462 |
| Applicable income taxes | $1,596,000 | 1,512 |
| Income before extraordinary items | $3,132,000 | 1,592 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,132,000 | 1,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,209,000 | 435 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,859,420 | 1,700 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,888,000 | 1,439 |
| Total interest expense | $12,084,000 | 1,361 |
| Net interest income | $11,804,000 | 1,524 |
| Provision for loan and lease losses | $960,000 | 975 |
| Total noninterest income | $249,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $249,000 | 4,490 |
| Total noninterest expense | $8,352,000 | 1,684 |
| Salaries and employee benefits | $4,060,000 | 1,628 |
| Premises and equipment expense | $1,193,000 | 1,691 |
| Additional noninterest expense | $3,099,000 | 1,655 |
| Pre-tax net operating income | $2,741,000 | 2,627 |
| Securities gains (losses) | $851,000 | 251 |
| Applicable income taxes | $-79,000 | 11,688 |
| Income before extraordinary items | $3,671,000 | 1,417 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,671,000 | 1,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,535,000 | 337 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,820,000 | 1,769 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $21,242,000 | 1,456 |
| Total interest expense | $9,558,000 | 1,361 |
| Net interest income | $11,684,000 | 1,543 |
| Provision for loan and lease losses | $8,343,000 | 212 |
| Total noninterest income | $211,000 | 8,554 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $211,000 | 5,099 |
| Total noninterest expense | $11,779,000 | 1,260 |
| Salaries and employee benefits | $3,658,000 | 1,830 |
| Premises and equipment expense | $1,087,000 | 1,879 |
| Additional noninterest expense | $7,034,000 | 908 |
| Pre-tax net operating income | $-8,227,000 | 12,596 |
| Securities gains (losses) | $22,000 | 1,687 |
| Applicable income taxes | $-1,947,000 | 12,553 |
| Income before extraordinary items | $-6,258,000 | 12,554 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-6,258,000 | 12,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,178,000 | 338 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-6,274,720 | 12,557 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,704,000 | 1,451 |
| Total interest expense | $9,518,000 | 1,410 |
| Net interest income | $12,186,000 | 1,487 |
| Provision for loan and lease losses | $4,398,000 | 476 |
| Total noninterest income | $222,000 | 8,820 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $222,000 | 5,355 |
| Total noninterest expense | $11,598,000 | 1,323 |
| Salaries and employee benefits | $3,086,000 | 2,139 |
| Premises and equipment expense | $913,000 | 2,241 |
| Additional noninterest expense | $7,599,000 | 928 |
| Pre-tax net operating income | $-3,588,000 | 13,151 |
| Securities gains (losses) | $303,000 | 1,293 |
| Applicable income taxes | $-1,273,000 | 13,196 |
| Income before extraordinary items | $-2,012,000 | 13,089 |
| Extraordinary gains, net | $560,000 | 397 |
| Net income | $-1,452,000 | 13,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,683,000 | 497 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-2,205,920 | 13,076 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $22,825,000 | 1,579 |
| Total interest expense | $11,228,000 | 1,561 |
| Net interest income | $11,597,000 | 1,598 |
| Provision for loan and lease losses | $1,893,000 | 1,206 |
| Total noninterest income | $140,000 | 10,689 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $140,000 | 6,888 |
| Total noninterest expense | $9,127,000 | 1,663 |
| Salaries and employee benefits | $3,676,000 | 1,806 |
| Premises and equipment expense | $1,155,000 | 1,832 |
| Additional noninterest expense | $4,296,000 | 1,515 |
| Pre-tax net operating income | $717,000 | 7,010 |
| Securities gains (losses) | $49,000 | 4,164 |
| Applicable income taxes | $203,000 | 7,497 |
| Income before extraordinary items | $563,000 | 6,829 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $563,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,298,000 | 1,321 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $527,230 | 6,731 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.