Home > Pacific Commerce Bank > Income and Expense
Pacific Commerce Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,508,000 | 5,403 |
| Total interest expense | $1,687,000 | 6,910 |
| Net interest income | $3,821,000 | 4,401 |
| Provision for loan and lease losses | $101,000 | 5,125 |
| Total noninterest income | $1,190,000 | 2,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $591,000 | 2,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $599,000 | 2,476 |
| Total noninterest expense | $3,203,000 | 3,890 |
| Salaries and employee benefits | $1,582,000 | 4,054 |
| Premises and equipment expense | $500,000 | 3,696 |
| Additional noninterest expense | $1,121,000 | 3,545 |
| Pre-tax net operating income | $1,707,000 | 4,024 |
| Securities gains (losses) | $-23,000 | 10,419 |
| Applicable income taxes | $678,000 | 3,323 |
| Income before extraordinary items | $1,006,000 | 4,682 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,006,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,500 |
| Cash dividends | $388,000 | 4,050 |
| Sale, conversion, retirement of capital stock, net | $-1,065,000 | 10,873 |
| Net operating income | $1,020,720 | 4,568 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,020,000 | 5,910 |
| Total interest expense | $1,466,000 | 7,653 |
| Net interest income | $3,554,000 | 4,767 |
| Provision for loan and lease losses | $117,000 | 4,776 |
| Total noninterest income | $879,000 | 3,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $529,000 | 2,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 3,696 |
| Total noninterest expense | $2,992,000 | 4,320 |
| Salaries and employee benefits | $1,398,000 | 4,592 |
| Premises and equipment expense | $500,000 | 3,782 |
| Additional noninterest expense | $1,094,000 | 4,075 |
| Pre-tax net operating income | $1,324,000 | 4,774 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $513,000 | 4,074 |
| Income before extraordinary items | $812,000 | 5,252 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $812,000 | 5,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,082 |
| Cash dividends | $399,000 | 3,956 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 731 |
| Net operating income | $811,360 | 5,184 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,824,000 | 6,150 |
| Total interest expense | $1,303,000 | 8,274 |
| Net interest income | $3,521,000 | 4,845 |
| Provision for loan and lease losses | $292,000 | 2,340 |
| Total noninterest income | $760,000 | 3,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $438,000 | 3,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 3,841 |
| Total noninterest expense | $2,729,000 | 4,631 |
| Salaries and employee benefits | $1,294,000 | 4,876 |
| Premises and equipment expense | $367,000 | 4,861 |
| Additional noninterest expense | $1,068,000 | 4,136 |
| Pre-tax net operating income | $1,260,000 | 5,086 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $475,000 | 4,358 |
| Income before extraordinary items | $785,000 | 5,520 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $785,000 | 5,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 1,768 |
| Cash dividends | $554,000 | 3,095 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 732 |
| Net operating income | $785,000 | 5,503 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,784,000 | 6,959 |
| Total interest expense | $787,000 | 9,666 |
| Net interest income | $2,997,000 | 5,616 |
| Provision for loan and lease losses | $183,000 | 3,178 |
| Total noninterest income | $957,000 | 3,212 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $482,000 | 2,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $475,000 | 3,046 |
| Total noninterest expense | $2,656,000 | 4,889 |
| Salaries and employee benefits | $1,208,000 | 5,214 |
| Premises and equipment expense | $285,000 | 5,938 |
| Additional noninterest expense | $1,163,000 | 4,170 |
| Pre-tax net operating income | $1,115,000 | 5,516 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $474,000 | 4,224 |
| Income before extraordinary items | $641,000 | 6,274 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $641,000 | 6,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,588 |
| Cash dividends | $473,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,042 |
| Net operating income | $641,000 | 6,338 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 7,995 |
| Total interest expense | $655,000 | 10,848 |
| Net interest income | $2,554,000 | 6,435 |
| Provision for loan and lease losses | $492,000 | 2,126 |
| Total noninterest income | $1,142,000 | 3,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $558,000 | 2,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $584,000 | 2,942 |
| Total noninterest expense | $2,508,000 | 5,268 |
| Salaries and employee benefits | $1,058,000 | 5,829 |
| Premises and equipment expense | $343,000 | 5,314 |
| Additional noninterest expense | $1,107,000 | 4,509 |
| Pre-tax net operating income | $696,000 | 7,387 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $261,000 | 6,630 |
| Income before extraordinary items | $449,000 | 7,976 |
| Extraordinary gains, net | $80,000 | 1,785 |
| Net income | $529,000 | 7,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 2,021 |
| Cash dividends | $393,000 | 3,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $440,040 | 7,786 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,443,000 | 8,269 |
| Total interest expense | $869,000 | 11,005 |
| Net interest income | $2,574,000 | 6,449 |
| Provision for loan and lease losses | $493,000 | 3,035 |
| Total noninterest income | $658,000 | 4,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $454,000 | 3,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,612 |
| Total noninterest expense | $2,429,000 | 5,439 |
| Salaries and employee benefits | $1,058,000 | 5,750 |
| Premises and equipment expense | $293,000 | 6,087 |
| Additional noninterest expense | $1,078,000 | 4,762 |
| Pre-tax net operating income | $310,000 | 10,041 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $122,000 | 9,301 |
| Income before extraordinary items | $219,000 | 10,332 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $219,000 | 10,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $509,000 | 2,439 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $199,160 | 10,272 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.