Home > Pacific Coast National Bank > Income and Expense
Pacific Coast National Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,173,000 | 4,272 |
| Total interest expense | $1,905,000 | 3,979 |
| Net interest income | $3,268,000 | 4,334 |
| Provision for loan and lease losses | $5,198,000 | 1,015 |
| Total noninterest income | $256,000 | 5,477 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $93,000 | 5,473 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $163,000 | 4,618 |
| Total noninterest expense | $5,513,000 | 2,683 |
| Salaries and employee benefits | $2,225,000 | 3,232 |
| Premises and equipment expense | $677,000 | 2,854 |
| Additional noninterest expense | $2,611,000 | 2,022 |
| Pre-tax net operating income | $-7,187,000 | 7,633 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-7,187,000 | 7,696 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,187,000 | 7,695 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,187,000 | 7,695 |
| Net charge-offs | $6,631,000 | 669 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $3,993,000 | 180 |
| Net operating income | $-7,187,000 | 7,703 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,526,000 | 4,244 |
| Total interest expense | $1,344,000 | 3,940 |
| Net interest income | $2,182,000 | 4,329 |
| Provision for loan and lease losses | $3,386,000 | 1,003 |
| Total noninterest income | $264,000 | 4,697 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $52,000 | 5,748 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $212,000 | 3,569 |
| Total noninterest expense | $3,661,000 | 2,716 |
| Salaries and employee benefits | $1,591,000 | 3,084 |
| Premises and equipment expense | $464,000 | 2,825 |
| Additional noninterest expense | $1,606,000 | 2,195 |
| Pre-tax net operating income | $-4,601,000 | 7,717 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-4,601,000 | 7,780 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,601,000 | 7,779 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,601,000 | 7,779 |
| Net charge-offs | $5,321,000 | 563 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $3,991,000 | 134 |
| Net operating income | $-4,601,000 | 7,790 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,894,000 | 4,097 |
| Total interest expense | $652,000 | 4,143 |
| Net interest income | $1,242,000 | 3,958 |
| Provision for loan and lease losses | $3,386,000 | 520 |
| Total noninterest income | $126,000 | 4,776 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $105,000 | 3,590 |
| Total noninterest expense | $1,805,000 | 2,670 |
| Salaries and employee benefits | $831,000 | 3,005 |
| Premises and equipment expense | $228,000 | 2,903 |
| Additional noninterest expense | $746,000 | 2,106 |
| Pre-tax net operating income | $-3,823,000 | 7,983 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-3,823,000 | 8,017 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,823,000 | 8,018 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,823,000 | 8,018 |
| Net charge-offs | $2,089,000 | 594 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $3,809,000 | 76 |
| Net operating income | $-3,823,000 | 8,021 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,229,000 | 4,062 |
| Total interest expense | $3,019,000 | 4,238 |
| Net interest income | $5,210,000 | 3,828 |
| Provision for loan and lease losses | $7,937,000 | 716 |
| Total noninterest income | $1,064,000 | 3,280 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $71,000 | 6,319 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $993,000 | 2,128 |
| Total noninterest expense | $6,883,000 | 2,722 |
| Salaries and employee benefits | $3,965,000 | 2,536 |
| Premises and equipment expense | $954,000 | 2,742 |
| Additional noninterest expense | $1,964,000 | 2,911 |
| Pre-tax net operating income | $-8,546,000 | 7,955 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-8,546,000 | 7,964 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-8,546,000 | 7,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,202,000 | 961 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,596,000 | 355 |
| Net operating income | $-8,546,000 | 8,000 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,267,000 | 4,078 |
| Total interest expense | $2,294,000 | 4,314 |
| Net interest income | $3,973,000 | 3,822 |
| Provision for loan and lease losses | $1,138,000 | 1,701 |
| Total noninterest income | $917,000 | 3,069 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $50,000 | 6,441 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $867,000 | 2,011 |
| Total noninterest expense | $5,237,000 | 2,673 |
| Salaries and employee benefits | $3,030,000 | 2,519 |
| Premises and equipment expense | $720,000 | 2,727 |
| Additional noninterest expense | $1,487,000 | 2,790 |
| Pre-tax net operating income | $-1,485,000 | 7,726 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,485,000 | 7,698 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,485,000 | 7,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,225,000 | 1,147 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $1,459,000 | 259 |
| Net operating income | $-1,485,000 | 7,796 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,103,000 | 4,175 |
| Total interest expense | $1,544,000 | 4,432 |
| Net interest income | $2,559,000 | 3,911 |
| Provision for loan and lease losses | $649,000 | 1,616 |
| Total noninterest income | $552,000 | 3,303 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $28,000 | 6,625 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $524,000 | 2,179 |
| Total noninterest expense | $3,590,000 | 2,619 |
| Salaries and employee benefits | $2,109,000 | 2,443 |
| Premises and equipment expense | $488,000 | 2,699 |
| Additional noninterest expense | $993,000 | 2,758 |
| Pre-tax net operating income | $-1,128,000 | 7,972 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,128,000 | 8,039 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,128,000 | 8,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $973,000 | 879 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $372,000 | 303 |
| Net operating income | $-1,128,000 | 8,026 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 4,305 |
| Total interest expense | $772,000 | 4,607 |
| Net interest income | $1,235,000 | 4,019 |
| Provision for loan and lease losses | $649,000 | 856 |
| Total noninterest income | $180,000 | 4,202 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $13,000 | 6,679 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $167,000 | 2,856 |
| Total noninterest expense | $1,870,000 | 2,519 |
| Salaries and employee benefits | $1,115,000 | 2,352 |
| Premises and equipment expense | $243,000 | 2,714 |
| Additional noninterest expense | $512,000 | 2,666 |
| Pre-tax net operating income | $-1,104,000 | 8,290 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-1,104,000 | 8,320 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,104,000 | 8,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $569,000 | 652 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 334 |
| Net operating income | $-1,104,000 | 8,312 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,488,000 | 5,473 |
| Total interest expense | $1,984,000 | 5,850 |
| Net interest income | $3,504,000 | 5,027 |
| Provision for loan and lease losses | $1,383,000 | 1,127 |
| Total noninterest income | $630,000 | 4,539 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $39,000 | 6,915 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $591,000 | 3,020 |
| Total noninterest expense | $6,447,000 | 2,772 |
| Salaries and employee benefits | $3,708,000 | 2,666 |
| Premises and equipment expense | $995,000 | 2,581 |
| Additional noninterest expense | $1,744,000 | 3,020 |
| Pre-tax net operating income | $-3,696,000 | 8,407 |
| Securities gains (losses) | $-13,000 | 7,627 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-3,709,000 | 8,425 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,709,000 | 8,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $770,000 | 471 |
| Net operating income | $-3,696,000 | 8,417 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,646,000 | 5,820 |
| Total interest expense | $1,213,000 | 6,310 |
| Net interest income | $2,433,000 | 5,306 |
| Provision for loan and lease losses | $573,000 | 1,398 |
| Total noninterest income | $481,000 | 4,505 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $26,000 | 6,996 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $455,000 | 2,995 |
| Total noninterest expense | $4,635,000 | 2,864 |
| Salaries and employee benefits | $2,707,000 | 2,715 |
| Premises and equipment expense | $741,000 | 2,592 |
| Additional noninterest expense | $1,187,000 | 3,223 |
| Pre-tax net operating income | $-2,294,000 | 8,458 |
| Securities gains (losses) | $-13,000 | 7,843 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-2,307,000 | 8,477 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-2,307,000 | 8,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $678,000 | 363 |
| Net operating income | $-2,294,000 | 8,467 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,120,000 | 6,170 |
| Total interest expense | $669,000 | 6,711 |
| Net interest income | $1,451,000 | 5,657 |
| Provision for loan and lease losses | $318,000 | 1,472 |
| Total noninterest income | $160,000 | 6,019 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $15,000 | 7,097 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $145,000 | 4,376 |
| Total noninterest expense | $3,153,000 | 2,836 |
| Salaries and employee benefits | $1,805,000 | 2,751 |
| Premises and equipment expense | $512,000 | 2,528 |
| Additional noninterest expense | $836,000 | 3,084 |
| Pre-tax net operating income | $-1,860,000 | 8,544 |
| Securities gains (losses) | $-12,000 | 8,036 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-1,872,000 | 8,560 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,872,000 | 8,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $583,000 | 280 |
| Net operating income | $-1,860,000 | 8,551 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 6,290 |
| Total interest expense | $307,000 | 6,872 |
| Net interest income | $708,000 | 5,731 |
| Provision for loan and lease losses | $85,000 | 2,287 |
| Total noninterest income | $17,000 | 7,989 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $7,000 | 7,153 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $1,627,000 | 2,775 |
| Salaries and employee benefits | $1,002,000 | 2,547 |
| Premises and equipment expense | $218,000 | 2,906 |
| Additional noninterest expense | $407,000 | 3,125 |
| Pre-tax net operating income | $-987,000 | 8,590 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-987,000 | 8,596 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-987,000 | 8,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $279,000 | 206 |
| Net operating income | $-987,000 | 8,592 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 7,010 |
| Total interest expense | $668,000 | 7,579 |
| Net interest income | $2,018,000 | 6,535 |
| Provision for loan and lease losses | $350,000 | 2,520 |
| Total noninterest income | $138,000 | 7,408 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $13,000 | 7,379 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $125,000 | 5,945 |
| Total noninterest expense | $5,909,000 | 2,907 |
| Salaries and employee benefits | $3,915,000 | 2,487 |
| Premises and equipment expense | $790,000 | 3,041 |
| Additional noninterest expense | $1,204,000 | 3,922 |
| Pre-tax net operating income | $-4,103,000 | 8,655 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-4,103,000 | 8,659 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-4,103,000 | 8,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,843 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $1,497,000 | 451 |
| Net operating income | $-4,103,000 | 8,654 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 7,278 |
| Total interest expense | $399,000 | 7,885 |
| Net interest income | $1,382,000 | 6,831 |
| Provision for loan and lease losses | $226,000 | 2,593 |
| Total noninterest income | $120,000 | 7,286 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $7,000 | 7,497 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $113,000 | 5,618 |
| Total noninterest expense | $4,423,000 | 2,906 |
| Salaries and employee benefits | $2,942,000 | 2,479 |
| Premises and equipment expense | $576,000 | 3,103 |
| Additional noninterest expense | $905,000 | 3,908 |
| Pre-tax net operating income | $-3,147,000 | 8,725 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-3,147,000 | 8,724 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-3,147,000 | 8,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $1,218,000 | 353 |
| Net operating income | $-3,147,000 | 8,716 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 7,603 |
| Total interest expense | $197,000 | 8,153 |
| Net interest income | $806,000 | 7,175 |
| Provision for loan and lease losses | $154,000 | 2,538 |
| Total noninterest income | $109,000 | 6,838 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $4,000 | 7,559 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $105,000 | 5,032 |
| Total noninterest expense | $2,290,000 | 3,592 |
| Salaries and employee benefits | $1,323,000 | 3,479 |
| Premises and equipment expense | $373,000 | 3,164 |
| Additional noninterest expense | $594,000 | 3,947 |
| Pre-tax net operating income | $-1,529,000 | 8,737 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-1,529,000 | 8,740 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,529,000 | 8,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 406 |
| Net operating income | $-1,529,000 | 8,729 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $452,000 | 7,770 |
| Total interest expense | $80,000 | 8,307 |
| Net interest income | $372,000 | 7,330 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $88,000 | 5,867 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,000 | 7,586 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $86,000 | 3,983 |
| Total noninterest expense | $1,028,000 | 3,945 |
| Salaries and employee benefits | $568,000 | 3,910 |
| Premises and equipment expense | $180,000 | 3,270 |
| Additional noninterest expense | $280,000 | 4,112 |
| Pre-tax net operating income | $-618,000 | 8,718 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-618,000 | 8,728 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-618,000 | 8,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-618,000 | 8,718 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $675,000 | 8,547 |
| Total interest expense | $77,000 | 8,660 |
| Net interest income | $598,000 | 8,448 |
| Provision for loan and lease losses | $87,000 | 5,040 |
| Total noninterest income | $8,000 | 8,682 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $4,000 | 7,677 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,569 |
| Total noninterest expense | $2,281,000 | 5,668 |
| Salaries and employee benefits | $1,177,000 | 5,857 |
| Premises and equipment expense | $392,000 | 4,915 |
| Additional noninterest expense | $712,000 | 5,540 |
| Pre-tax net operating income | $-1,762,000 | 8,750 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,762,000 | 8,761 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,762,000 | 8,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $19,500,000 | 77 |
| Net operating income | $-1,762,000 | 8,747 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $331,000 | 8,722 |
| Total interest expense | $32,000 | 8,743 |
| Net interest income | $299,000 | 8,657 |
| Provision for loan and lease losses | $43,000 | 5,499 |
| Total noninterest income | $3,000 | 8,768 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,000 | 7,763 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,654 |
| Total noninterest expense | $1,303,000 | 6,502 |
| Salaries and employee benefits | $607,000 | 6,894 |
| Premises and equipment expense | $243,000 | 5,522 |
| Additional noninterest expense | $453,000 | 6,005 |
| Pre-tax net operating income | $-1,044,000 | 8,728 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-1,044,000 | 8,753 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,044,000 | 8,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $19,500,000 | 57 |
| Net operating income | $-1,044,000 | 8,734 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $89,000 | 8,825 |
| Total interest expense | $3,000 | 8,839 |
| Net interest income | $86,000 | 8,804 |
| Provision for loan and lease losses | $5,000 | 6,409 |
| Total noninterest income | $0 | 8,806 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $348,000 | 8,243 |
| Salaries and employee benefits | $165,000 | 8,413 |
| Premises and equipment expense | $48,000 | 7,908 |
| Additional noninterest expense | $135,000 | 7,795 |
| Pre-tax net operating income | $-267,000 | 8,592 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-267,000 | 8,619 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-267,000 | 8,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $19,500,000 | 38 |
| Net operating income | $-267,000 | 8,595 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.