Home > Pacific Coast National Bank > Assets and Liabilities
Pacific Coast National Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 24 | 5,286 |
| Assets and Liabilities | ||
| Total Assets: | $131,418,000 | 4,397 |
| Cash and due from depository institutions | $3,265,000 | 5,286 |
| Interest-bearing balances | $383,000 | 5,673 |
| Securities | $0 | 7,856 |
| Federal funds sold & reverse repurchase agreements | $19,860,000 | 456 |
| Net loans & leases | $104,394,000 | 3,859 |
| Loan loss allowance | $5,117,000 | 1,522 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $259,000 | 7,196 |
| Other real estate owned | $2,422,000 | 5,286 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $1,218,000 | 6,158 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $131,418,000 | 4,397 |
| Total liabilities | $129,368,000 | 4,126 |
| Total deposits | $128,867,000 | 3,891 |
| Interest-bearing deposits | $108,570,000 | 3,937 |
| Deposits held in domestic offices | $128,867,000 | 3,890 |
| % insured | 91.09% | 3,496 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $501,000 | 5,366 |
| Total equity capital | $2,050,000 | 7,900 |
| Total bank equity capital | $2,050,000 | 7,900 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,488,000 | 1,695 |
| Surplus | $24,870,000 | 1,300 |
| Undivided profits | $-25,308,000 | 7,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $15,355,000 | 1,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $420,000 | 6,096 |
| Earning assets | $124,637,000 | 4,299 |
| Long-term assets (5+ years) | $12,535,000 | 5,050 |
| Average Assets, year-to-date | $146,185,250 | 4,037 |
| Average Assets, quarterly | $142,387,500 | 4,141 |
| Volatile liabilities | $26,921,000 | 4,271 |
| Insider loans | $2,667,000 | 2,564 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $14,495,000 | 3,499 |
| Tier 1 (core) risk-based capital | $2,050,000 | 7,879 |
| Tier 2 risk-based capital | $1,483,000 | 3,298 |
| Total risk weighted assets | $114,945,000 | 3,751 |
| Total unused commitments | $14,495,000 | 3,500 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 28 | 4,888 |
| Assets and Liabilities | ||
| Total Assets: | $153,357,000 | 3,982 |
| Cash and due from depository institutions | $4,377,000 | 4,888 |
| Interest-bearing balances | $213,000 | 5,913 |
| Securities | $0 | 7,935 |
| Federal funds sold & reverse repurchase agreements | $34,425,000 | 235 |
| Net loans & leases | $110,566,000 | 3,744 |
| Loan loss allowance | $4,615,000 | 1,599 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $367,000 | 6,977 |
| Other real estate owned | $2,398,000 | 4,888 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $1,224,000 | 6,182 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $153,357,000 | 3,982 |
| Total liabilities | $148,724,000 | 3,764 |
| Total deposits | $148,104,000 | 3,517 |
| Interest-bearing deposits | $121,476,000 | 3,637 |
| Deposits held in domestic offices | $148,104,000 | 3,515 |
| % insured | 71.03% | 5,873 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $620,000 | 4,868 |
| Total equity capital | $4,633,000 | 7,162 |
| Total bank equity capital | $4,633,000 | 7,162 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,488,000 | 1,720 |
| Surplus | $24,867,000 | 1,317 |
| Undivided profits | $-22,722,000 | 8,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $18,035,000 | 891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $367,000 | 6,363 |
| Earning assets | $145,204,000 | 3,883 |
| Long-term assets (5+ years) | $13,869,000 | 4,830 |
| Average Assets, year-to-date | $151,107,670 | 3,975 |
| Average Assets, quarterly | $155,220,000 | 3,943 |
| Volatile liabilities | $27,911,000 | 4,156 |
| Insider loans | $2,680,000 | 2,590 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $18,922,000 | 3,053 |
| Tier 1 (core) risk-based capital | $4,633,000 | 7,092 |
| Tier 2 risk-based capital | $1,619,000 | 3,097 |
| Total risk weighted assets | $126,441,000 | 3,534 |
| Total unused commitments | $18,922,000 | 3,054 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 31 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $157,083,000 | 3,923 |
| Cash and due from depository institutions | $7,045,000 | 4,612 |
| Interest-bearing balances | $281,000 | 5,388 |
| Securities | $0 | 8,001 |
| Federal funds sold & reverse repurchase agreements | $24,260,000 | 460 |
| Net loans & leases | $123,780,000 | 3,449 |
| Loan loss allowance | $7,847,000 | 959 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $459,000 | 6,796 |
| Other real estate owned | $359,000 | 4,612 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $1,180,000 | 6,272 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $157,083,000 | 3,923 |
| Total liabilities | $151,854,000 | 3,682 |
| Total deposits | $151,281,000 | 3,455 |
| Interest-bearing deposits | $124,434,000 | 3,571 |
| Deposits held in domestic offices | $151,281,000 | 3,453 |
| % insured | 64.71% | 6,814 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $573,000 | 4,934 |
| Total equity capital | $5,229,000 | 7,033 |
| Total bank equity capital | $5,229,000 | 7,033 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,470,000 | 1,734 |
| Surplus | $24,703,000 | 1,308 |
| Undivided profits | $-21,944,000 | 8,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $7,591,000 | 1,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $486,000 | 5,641 |
| Earning assets | $148,321,000 | 3,820 |
| Long-term assets (5+ years) | $20,293,000 | 4,054 |
| Average Assets, year-to-date | $149,983,000 | 4,013 |
| Average Assets, quarterly | $149,983,000 | 4,013 |
| Volatile liabilities | $21,439,000 | 4,803 |
| Insider loans | $2,691,000 | 2,597 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $26,503,000 | 2,509 |
| Tier 1 (core) risk-based capital | $5,229,000 | 6,926 |
| Tier 2 risk-based capital | $1,792,000 | 2,862 |
| Total risk weighted assets | $137,258,000 | 3,312 |
| Total unused commitments | $26,503,000 | 2,512 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 37 | 4,134 |
| Assets and Liabilities | ||
| Total Assets: | $142,883,000 | 4,127 |
| Cash and due from depository institutions | $12,835,000 | 4,134 |
| Interest-bearing balances | $225,000 | 5,025 |
| Securities | $0 | 8,058 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $128,331,000 | 3,379 |
| Loan loss allowance | $6,550,000 | 1,083 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $550,000 | 6,621 |
| Other real estate owned | $0 | 4,134 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $1,167,000 | 6,366 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $142,883,000 | 4,127 |
| Total liabilities | $137,640,000 | 3,928 |
| Total deposits | $137,192,000 | 3,648 |
| Interest-bearing deposits | $106,451,000 | 3,913 |
| Deposits held in domestic offices | $137,192,000 | 3,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $448,000 | 5,573 |
| Total equity capital | $5,243,000 | 7,066 |
| Total bank equity capital | $5,243,000 | 7,066 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,090,000 | 1,894 |
| Surplus | $21,274,000 | 1,456 |
| Undivided profits | $-18,121,000 | 8,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,916,000 | 1,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $497,000 | 5,788 |
| Earning assets | $128,556,000 | 4,173 |
| Long-term assets (5+ years) | $20,777,000 | 3,951 |
| Average Assets, year-to-date | $129,632,800 | 4,291 |
| Average Assets, quarterly | $140,478,000 | 4,142 |
| Volatile liabilities | $5,596,000 | 7,144 |
| Insider loans | $2,124,000 | 3,047 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $30,987,000 | 2,304 |
| Tier 1 (core) risk-based capital | $5,243,000 | 6,983 |
| Tier 2 risk-based capital | $1,802,000 | 2,812 |
| Total risk weighted assets | $139,365,000 | 3,284 |
| Total unused commitments | $30,987,000 | 2,306 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 37 | 4,180 |
| Assets and Liabilities | ||
| Total Assets: | $138,073,000 | 4,198 |
| Cash and due from depository institutions | $7,383,000 | 4,180 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $128,617,000 | 3,370 |
| Loan loss allowance | $1,728,000 | 3,045 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $628,000 | 6,487 |
| Other real estate owned | $0 | 4,180 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,445,000 | 5,976 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $138,073,000 | 4,198 |
| Total liabilities | $125,906,000 | 4,140 |
| Total deposits | $124,319,000 | 3,868 |
| Interest-bearing deposits | $99,842,000 | 4,051 |
| Deposits held in domestic offices | $124,319,000 | 3,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,040,000 | 2,813 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $547,000 | 5,260 |
| Total equity capital | $12,167,000 | 4,835 |
| Total bank equity capital | $12,167,000 | 4,835 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,078,000 | 1,912 |
| Surplus | $21,150,000 | 1,432 |
| Undivided profits | $-11,061,000 | 8,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,798,000 | 2,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $539,000 | 5,705 |
| Earning assets | $128,617,000 | 4,153 |
| Long-term assets (5+ years) | $20,900,000 | 3,896 |
| Average Assets, year-to-date | $126,320,250 | 4,378 |
| Average Assets, quarterly | $138,967,000 | 4,158 |
| Volatile liabilities | $21,229,000 | 4,654 |
| Insider loans | $2,184,000 | 2,992 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $470,000 | 1,049 |
| Unused loan commitments | $37,285,000 | 2,114 |
| Tier 1 (core) risk-based capital | $12,167,000 | 4,745 |
| Tier 2 risk-based capital | $1,722,000 | 2,840 |
| Total risk weighted assets | $137,339,000 | 3,307 |
| Total unused commitments | $37,285,000 | 2,116 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 39 | 4,064 |
| Assets and Liabilities | ||
| Total Assets: | $139,861,000 | 4,171 |
| Cash and due from depository institutions | $4,077,000 | 4,064 |
| Interest-bearing balances | $191,000 | 4,403 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $17,050,000 | 666 |
| Net loans & leases | $116,942,000 | 3,577 |
| Loan loss allowance | $1,491,000 | 3,358 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $701,000 | 6,392 |
| Other real estate owned | $0 | 4,064 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,091,000 | 6,533 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $139,861,000 | 4,171 |
| Total liabilities | $128,424,000 | 4,100 |
| Total deposits | $127,805,000 | 3,814 |
| Interest-bearing deposits | $102,051,000 | 4,001 |
| Deposits held in domestic offices | $127,805,000 | 3,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $619,000 | 4,940 |
| Total equity capital | $11,437,000 | 5,060 |
| Total bank equity capital | $11,437,000 | 5,060 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,970,000 | 2,067 |
| Surplus | $20,171,000 | 1,490 |
| Undivided profits | $-10,704,000 | 8,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,906,000 | 2,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $460,000 | 6,099 |
| Earning assets | $134,183,000 | 4,036 |
| Long-term assets (5+ years) | $17,940,000 | 4,190 |
| Average Assets, year-to-date | $122,402,670 | 4,492 |
| Average Assets, quarterly | $127,355,500 | 4,406 |
| Volatile liabilities | $5,916,000 | 7,113 |
| Insider loans | $2,893,000 | 2,476 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $35,265,000 | 2,261 |
| Tier 1 (core) risk-based capital | $11,437,000 | 4,971 |
| Tier 2 risk-based capital | $1,565,000 | 3,045 |
| Total risk weighted assets | $127,548,000 | 3,516 |
| Total unused commitments | $35,265,000 | 2,262 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 40 | 3,978 |
| Assets and Liabilities | ||
| Total Assets: | $114,850,000 | 4,736 |
| Cash and due from depository institutions | $2,832,000 | 3,978 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 3,072 |
| Net loans & leases | $104,768,000 | 3,827 |
| Loan loss allowance | $1,895,000 | 2,712 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $798,000 | 6,218 |
| Other real estate owned | $0 | 3,978 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,152,000 | 6,316 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $114,850,000 | 4,736 |
| Total liabilities | $103,667,000 | 4,696 |
| Total deposits | $102,909,000 | 4,436 |
| Interest-bearing deposits | $82,146,000 | 4,634 |
| Deposits held in domestic offices | $102,909,000 | 4,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $758,000 | 4,678 |
| Total equity capital | $11,183,000 | 5,215 |
| Total bank equity capital | $11,183,000 | 5,215 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,950,000 | 2,073 |
| Surplus | $19,913,000 | 1,498 |
| Undivided profits | $-10,680,000 | 8,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,025,000 | 3,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $440,000 | 6,181 |
| Earning assets | $110,068,000 | 4,616 |
| Long-term assets (5+ years) | $15,063,000 | 4,421 |
| Average Assets, year-to-date | $113,673,500 | 4,703 |
| Average Assets, quarterly | $113,673,500 | 4,703 |
| Volatile liabilities | $3,937,000 | 7,576 |
| Insider loans | $1,952,000 | 3,148 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $34,243,000 | 2,344 |
| Tier 1 (core) risk-based capital | $11,183,000 | 5,042 |
| Tier 2 risk-based capital | $1,465,000 | 3,141 |
| Total risk weighted assets | $116,662,000 | 3,705 |
| Total unused commitments | $34,243,000 | 2,346 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 40 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $112,497,000 | 4,727 |
| Cash and due from depository institutions | $1,689,000 | 3,994 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $12,785,000 | 1,044 |
| Net loans & leases | $96,059,000 | 4,052 |
| Loan loss allowance | $1,815,000 | 2,756 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $888,000 | 6,058 |
| Other real estate owned | $0 | 3,994 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,076,000 | 6,542 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $112,497,000 | 4,727 |
| Total liabilities | $100,304,000 | 4,708 |
| Total deposits | $99,550,000 | 4,486 |
| Interest-bearing deposits | $81,334,000 | 4,599 |
| Deposits held in domestic offices | $99,550,000 | 4,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $754,000 | 4,646 |
| Total equity capital | $12,193,000 | 4,850 |
| Total bank equity capital | $12,193,000 | 4,850 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,950,000 | 2,065 |
| Surplus | $19,818,000 | 1,479 |
| Undivided profits | $-9,575,000 | 8,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,467,000 | 1,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $397,000 | 6,635 |
| Earning assets | $108,844,000 | 4,587 |
| Long-term assets (5+ years) | $14,499,000 | 4,294 |
| Average Assets, year-to-date | $78,420,000 | 5,713 |
| Average Assets, quarterly | $101,120,500 | 5,023 |
| Volatile liabilities | $3,178,000 | 7,767 |
| Insider loans | $2,423,000 | 2,707 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $29,451,000 | 2,614 |
| Tier 1 (core) risk-based capital | $12,193,000 | 4,729 |
| Tier 2 risk-based capital | $1,479,000 | 3,097 |
| Total risk weighted assets | $118,370,000 | 3,662 |
| Total unused commitments | $29,451,000 | 2,615 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 38 | 4,157 |
| Assets and Liabilities | ||
| Total Assets: | $89,744,000 | 5,403 |
| Cash and due from depository institutions | $2,678,000 | 4,157 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,627 |
| Net loans & leases | $76,080,000 | 4,620 |
| Loan loss allowance | $1,004,000 | 4,163 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $923,000 | 6,015 |
| Other real estate owned | $0 | 4,157 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,063,000 | 6,687 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $89,744,000 | 5,403 |
| Total liabilities | $76,240,000 | 5,497 |
| Total deposits | $75,611,000 | 5,283 |
| Interest-bearing deposits | $58,215,000 | 5,559 |
| Deposits held in domestic offices | $75,611,000 | 5,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $629,000 | 5,225 |
| Total equity capital | $13,504,000 | 4,489 |
| Total bank equity capital | $13,504,000 | 4,489 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,950,000 | 2,046 |
| Surplus | $19,726,000 | 1,455 |
| Undivided profits | $-8,172,000 | 8,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $335,000 | 7,191 |
| Earning assets | $85,080,000 | 5,290 |
| Long-term assets (5+ years) | $5,320,000 | 5,850 |
| Average Assets, year-to-date | $69,900,750 | 6,005 |
| Average Assets, quarterly | $81,002,500 | 5,681 |
| Volatile liabilities | $3,239,000 | 7,788 |
| Insider loans | $3,928,000 | 1,866 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $25,027,000 | 2,966 |
| Tier 1 (core) risk-based capital | $13,504,000 | 4,399 |
| Tier 2 risk-based capital | $1,021,000 | 3,946 |
| Total risk weighted assets | $86,284,000 | 4,472 |
| Total unused commitments | $25,027,000 | 2,966 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 38 | 4,192 |
| Assets and Liabilities | ||
| Total Assets: | $72,261,000 | 6,035 |
| Cash and due from depository institutions | $1,893,000 | 4,192 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $8,990,000 | 1,744 |
| Net loans & leases | $59,634,000 | 5,264 |
| Loan loss allowance | $750,000 | 5,009 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $962,000 | 5,977 |
| Other real estate owned | $0 | 4,192 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $782,000 | 7,216 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $72,261,000 | 6,035 |
| Total liabilities | $58,418,000 | 6,173 |
| Total deposits | $58,019,000 | 6,029 |
| Interest-bearing deposits | $41,285,000 | 6,451 |
| Deposits held in domestic offices | $58,019,000 | 6,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $399,000 | 6,125 |
| Total equity capital | $13,843,000 | 4,355 |
| Total bank equity capital | $13,843,000 | 4,355 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,950,000 | 2,038 |
| Surplus | $19,630,000 | 1,464 |
| Undivided profits | $-7,737,000 | 8,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $208,000 | 7,815 |
| Earning assets | $68,624,000 | 5,938 |
| Long-term assets (5+ years) | $4,892,000 | 5,920 |
| Average Assets, year-to-date | $63,286,330 | 6,264 |
| Average Assets, quarterly | $66,832,500 | 6,174 |
| Volatile liabilities | $3,538,000 | 7,710 |
| Insider loans | $3,932,000 | 1,846 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $1,251,000 | 894 |
| Unused loan commitments | $25,091,000 | 2,964 |
| Tier 1 (core) risk-based capital | $13,843,000 | 4,315 |
| Tier 2 risk-based capital | $801,000 | 4,633 |
| Total risk weighted assets | $70,931,000 | 4,970 |
| Total unused commitments | $25,091,000 | 2,966 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 35 | 4,441 |
| Assets and Liabilities | ||
| Total Assets: | $61,404,000 | 6,414 |
| Cash and due from depository institutions | $2,007,000 | 4,441 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $3,989,000 | 7,462 |
| Federal funds sold & reverse repurchase agreements | $14,235,000 | 1,410 |
| Net loans & leases | $39,301,000 | 6,252 |
| Loan loss allowance | $517,000 | 5,966 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,064,000 | 5,832 |
| Other real estate owned | $0 | 4,441 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $808,000 | 7,089 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $61,404,000 | 6,414 |
| Total liabilities | $46,975,000 | 6,727 |
| Total deposits | $46,679,000 | 6,599 |
| Interest-bearing deposits | $30,456,000 | 7,095 |
| Deposits held in domestic offices | $46,679,000 | 6,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $296,000 | 6,697 |
| Total equity capital | $14,429,000 | 4,229 |
| Total bank equity capital | $14,429,000 | 4,229 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,950,000 | 2,026 |
| Surplus | $19,327,000 | 1,456 |
| Undivided profits | $-6,848,000 | 8,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $229,000 | 7,679 |
| Earning assets | $57,525,000 | 6,373 |
| Long-term assets (5+ years) | $4,887,000 | 5,891 |
| Average Assets, year-to-date | $58,799,000 | 6,502 |
| Average Assets, quarterly | $58,799,000 | 6,502 |
| Volatile liabilities | $4,158,000 | 7,505 |
| Insider loans | $3,537,000 | 1,981 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $13,818,000 | 4,167 |
| Tier 1 (core) risk-based capital | $14,429,000 | 4,161 |
| Tier 2 risk-based capital | $517,000 | 5,746 |
| Total risk weighted assets | $44,808,000 | 6,150 |
| Total unused commitments | $13,818,000 | 4,167 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 29 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $56,194,000 | 6,616 |
| Cash and due from depository institutions | $2,556,000 | 5,036 |
| Interest-bearing balances | $1,000,000 | 2,480 |
| Securities | $7,943,000 | 6,600 |
| Federal funds sold & reverse repurchase agreements | $9,360,000 | 1,767 |
| Net loans & leases | $34,364,000 | 6,543 |
| Loan loss allowance | $432,000 | 6,380 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,145,000 | 5,706 |
| Other real estate owned | $0 | 5,036 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $826,000 | 7,121 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $56,194,000 | 6,616 |
| Total liabilities | $41,061,000 | 7,000 |
| Total deposits | $40,736,000 | 6,872 |
| Interest-bearing deposits | $27,778,000 | 7,259 |
| Deposits held in domestic offices | $40,736,000 | 6,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $325,000 | 6,476 |
| Total equity capital | $15,133,000 | 4,022 |
| Total bank equity capital | $15,133,000 | 4,022 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,950,000 | 2,016 |
| Surplus | $19,048,000 | 1,440 |
| Undivided profits | $-5,865,000 | 8,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $222,000 | 7,795 |
| Earning assets | $52,667,000 | 6,562 |
| Long-term assets (5+ years) | $5,108,000 | 5,783 |
| Average Assets, year-to-date | $43,677,000 | 7,069 |
| Average Assets, quarterly | $54,653,500 | 6,658 |
| Volatile liabilities | $3,137,000 | 7,860 |
| Insider loans | $2,850,000 | 2,316 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $9,014,000 | 4,951 |
| Tier 1 (core) risk-based capital | $15,133,000 | 3,939 |
| Tier 2 risk-based capital | $387,000 | 6,455 |
| Total risk weighted assets | $30,881,000 | 6,928 |
| Total unused commitments | $9,014,000 | 4,951 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $53,113,000 | 6,765 |
| Cash and due from depository institutions | $2,427,000 | 5,063 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $9,939,000 | 6,218 |
| Federal funds sold & reverse repurchase agreements | $13,640,000 | 1,019 |
| Net loans & leases | $25,100,000 | 7,198 |
| Loan loss allowance | $313,000 | 7,083 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,221,000 | 5,579 |
| Other real estate owned | $0 | 5,063 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $786,000 | 7,247 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $53,113,000 | 6,765 |
| Total liabilities | $37,304,000 | 7,208 |
| Total deposits | $37,039,000 | 7,069 |
| Interest-bearing deposits | $25,094,000 | 7,445 |
| Deposits held in domestic offices | $37,039,000 | 7,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $265,000 | 6,966 |
| Total equity capital | $15,809,000 | 3,840 |
| Total bank equity capital | $15,809,000 | 3,840 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,950,000 | 2,018 |
| Surplus | $18,768,000 | 1,450 |
| Undivided profits | $-4,909,000 | 8,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $209,000 | 7,925 |
| Earning assets | $48,679,000 | 6,764 |
| Long-term assets (5+ years) | $675,000 | 7,388 |
| Average Assets, year-to-date | $40,547,750 | 7,271 |
| Average Assets, quarterly | $47,978,000 | 6,971 |
| Volatile liabilities | $4,136,000 | 7,657 |
| Insider loans | $1,500,000 | 3,480 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $8,223,000 | 5,146 |
| Tier 1 (core) risk-based capital | $15,809,000 | 3,757 |
| Tier 2 risk-based capital | $332,000 | 6,776 |
| Total risk weighted assets | $25,804,000 | 7,312 |
| Total unused commitments | $8,223,000 | 5,147 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 29 | 5,082 |
| Assets and Liabilities | ||
| Total Assets: | $42,843,000 | 7,235 |
| Cash and due from depository institutions | $1,392,000 | 5,082 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $7,998,000 | 6,673 |
| Federal funds sold & reverse repurchase agreements | $12,085,000 | 1,063 |
| Net loans & leases | $19,417,000 | 7,587 |
| Loan loss allowance | $241,000 | 7,535 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,181,000 | 5,620 |
| Other real estate owned | $0 | 5,082 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $770,000 | 7,223 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $42,843,000 | 7,235 |
| Total liabilities | $26,384,000 | 7,825 |
| Total deposits | $26,139,000 | 7,722 |
| Interest-bearing deposits | $17,605,000 | 7,997 |
| Deposits held in domestic offices | $26,139,000 | 7,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $245,000 | 6,884 |
| Total equity capital | $16,459,000 | 3,592 |
| Total bank equity capital | $16,459,000 | 3,592 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,950,000 | 2,011 |
| Surplus | $17,800,000 | 1,483 |
| Undivided profits | $-3,291,000 | 8,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $165,000 | 8,095 |
| Earning assets | $39,500,000 | 7,218 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $36,359,330 | 7,533 |
| Average Assets, quarterly | $39,420,500 | 7,376 |
| Volatile liabilities | $5,245,000 | 7,346 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $8,505,000 | 5,123 |
| Tier 1 (core) risk-based capital | $16,459,000 | 3,572 |
| Tier 2 risk-based capital | $262,000 | 7,233 |
| Total risk weighted assets | $20,480,000 | 7,706 |
| Total unused commitments | $8,505,000 | 5,123 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 24 | 5,652 |
| Assets and Liabilities | ||
| Total Assets: | $35,998,000 | 7,584 |
| Cash and due from depository institutions | $3,073,000 | 5,652 |
| Interest-bearing balances | $2,000,000 | 1,922 |
| Securities | $7,998,000 | 6,730 |
| Federal funds sold & reverse repurchase agreements | $8,065,000 | 1,848 |
| Net loans & leases | $14,897,000 | 7,908 |
| Loan loss allowance | $137,000 | 8,163 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,177,000 | 5,600 |
| Other real estate owned | $0 | 5,652 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $788,000 | 7,119 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $35,998,000 | 7,584 |
| Total liabilities | $18,878,000 | 8,246 |
| Total deposits | $18,683,000 | 8,176 |
| Interest-bearing deposits | $11,979,000 | 8,357 |
| Deposits held in domestic offices | $18,683,000 | 8,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $195,000 | 7,179 |
| Total equity capital | $17,120,000 | 3,461 |
| Total bank equity capital | $17,120,000 | 3,461 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,950,000 | 2,004 |
| Surplus | $17,550,000 | 1,454 |
| Undivided profits | $-2,380,000 | 8,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $143,000 | 8,180 |
| Earning assets | $32,960,000 | 7,582 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $33,117,500 | 7,712 |
| Average Assets, quarterly | $33,117,500 | 7,712 |
| Volatile liabilities | $3,614,000 | 7,713 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $4,989,000 | 6,126 |
| Tier 1 (core) risk-based capital | $17,120,000 | 3,403 |
| Tier 2 risk-based capital | $158,000 | 7,932 |
| Total risk weighted assets | $17,279,000 | 7,933 |
| Total unused commitments | $4,989,000 | 6,127 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 23 | 5,797 |
| Assets and Liabilities | ||
| Total Assets: | $30,237,000 | 7,907 |
| Cash and due from depository institutions | $3,482,000 | 5,797 |
| Interest-bearing balances | $2,000,000 | 1,943 |
| Securities | $7,998,000 | 6,759 |
| Federal funds sold & reverse repurchase agreements | $6,580,000 | 2,010 |
| Net loans & leases | $10,230,000 | 8,309 |
| Loan loss allowance | $87,000 | 8,453 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,154,000 | 5,628 |
| Other real estate owned | $0 | 5,797 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $793,000 | 7,158 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $30,237,000 | 7,907 |
| Total liabilities | $12,499,000 | 8,561 |
| Total deposits | $12,353,000 | 8,525 |
| Interest-bearing deposits | $8,087,000 | 8,563 |
| Deposits held in domestic offices | $12,353,000 | 8,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $146,000 | 7,556 |
| Total equity capital | $17,738,000 | 3,320 |
| Total bank equity capital | $17,738,000 | 3,320 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,950,000 | 1,990 |
| Surplus | $17,550,000 | 1,424 |
| Undivided profits | $-1,762,000 | 8,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $163,000 | 8,118 |
| Earning assets | $26,808,000 | 7,945 |
| Long-term assets (5+ years) | $526,000 | 7,532 |
| Average Assets, year-to-date | $26,082,000 | 8,063 |
| Average Assets, quarterly | $28,676,000 | 7,975 |
| Volatile liabilities | $2,412,000 | 8,107 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $4,976,000 | 6,057 |
| Tier 1 (core) risk-based capital | $17,738,000 | 3,227 |
| Tier 2 risk-based capital | $103,000 | 8,339 |
| Total risk weighted assets | $17,537,000 | 7,942 |
| Total unused commitments | $4,976,000 | 6,058 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 21 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $27,115,000 | 8,089 |
| Cash and due from depository institutions | $1,088,000 | 6,075 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $5,998,000 | 7,242 |
| Federal funds sold & reverse repurchase agreements | $13,225,000 | 997 |
| Net loans & leases | $4,908,000 | 8,657 |
| Loan loss allowance | $44,000 | 8,662 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,176,000 | 5,567 |
| Other real estate owned | $0 | 6,075 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $720,000 | 7,336 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $27,116,000 | 8,089 |
| Total liabilities | $8,660,000 | 8,707 |
| Total deposits | $8,618,000 | 8,672 |
| Interest-bearing deposits | $5,926,000 | 8,659 |
| Deposits held in domestic offices | $8,618,000 | 8,669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $42,000 | 8,647 |
| Total equity capital | $18,456,000 | 3,185 |
| Total bank equity capital | $18,456,000 | 3,185 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,950,000 | 1,957 |
| Surplus | $17,550,000 | 1,381 |
| Undivided profits | $-1,044,000 | 8,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $61,000 | 8,645 |
| Earning assets | $24,131,000 | 8,114 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $24,004,500 | 8,214 |
| Average Assets, quarterly | $24,004,500 | 8,235 |
| Volatile liabilities | $1,033,000 | 8,552 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $1,446,000 | 7,638 |
| Tier 1 (core) risk-based capital | $18,456,000 | 3,080 |
| Tier 2 risk-based capital | $48,000 | 8,638 |
| Total risk weighted assets | $11,602,000 | 8,388 |
| Total unused commitments | $1,446,000 | 7,638 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 15 | 7,011 |
| Assets and Liabilities | ||
| Total Assets: | $20,894,000 | 8,405 |
| Cash and due from depository institutions | $243,000 | 7,011 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $18,070,000 | 672 |
| Net loans & leases | $771,000 | 8,787 |
| Loan loss allowance | $5,000 | 8,770 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,115,000 | 5,629 |
| Other real estate owned | $0 | 7,011 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $695,000 | 7,268 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $20,894,000 | 8,405 |
| Total liabilities | $1,661,000 | 8,850 |
| Total deposits | $1,659,000 | 8,816 |
| Interest-bearing deposits | $1,565,000 | 8,776 |
| Deposits held in domestic offices | $1,659,000 | 8,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,000 | 8,870 |
| Total equity capital | $19,233,000 | 3,027 |
| Total bank equity capital | $19,233,000 | 3,027 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,950,000 | 1,939 |
| Surplus | $17,550,000 | 1,356 |
| Undivided profits | $-267,000 | 8,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,000 | 8,819 |
| Earning assets | $18,841,000 | 8,405 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $20,894,000 | 8,383 |
| Average Assets, quarterly | $20,894,000 | 8,389 |
| Volatile liabilities | $600,000 | 8,655 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $250,000 | 8,500 |
| Tier 1 (core) risk-based capital | $19,233,000 | 2,915 |
| Tier 2 risk-based capital | $5,000 | 8,773 |
| Total risk weighted assets | $6,213,000 | 8,690 |
| Total unused commitments | $250,000 | 8,501 |
| Derivatives | $0 | 866 |