Home > Pacific Coast Bankers' Bank > Income and Expense

Pacific Coast Bankers' Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$12,324,0001,078
Total interest expense$5,512,000906
Net interest income$6,812,0001,221
Provision for loan and lease losses$19,0002,375
Total noninterest income$7,876,000362
Gross Fiduciary activities income$0918
Service charges on deposit accounts$1,469,000249
Trading account gains and fees$0116
Additional Noninterest Income$6,407,000292
Total noninterest expense$12,149,000636
Salaries and employee benefits$6,171,000679
Premises and equipment expense$616,0001,063
Additional noninterest expense$6,407,000292
Pre-tax net operating income$2,520,0001,230
Securities gains (losses)$0665
Applicable income taxes$685,000827
Income before extraordinary items$1,835,0001,377
Extraordinary gains, net$047
Net income$1,835,0001,396
Minority interest net income$065
Net income of bank and minority interests.$1,835,0001,377
Net charge-offs$02,299
Cash dividends$2,500,000464
Sale, conversion, retirement of capital stock, net$109,000293
Net operating income$1,835,0001,388
2024-12-31 (YTD Data)Rank
Total interest income$54,325,000969
Total interest expense$27,517,000795
Net interest income$26,808,0001,159
Provision for loan and lease losses$273,0001,822
Total noninterest income$33,059,000353
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$5,765,000261
Trading account gains and fees$0138
Additional Noninterest Income$27,294,000277
Total noninterest expense$47,460,000627
Salaries and employee benefits$24,415,000657
Premises and equipment expense$2,419,0001,046
Additional noninterest expense$27,294,000277
Pre-tax net operating income$12,134,000996
Securities gains (losses)$0940
Applicable income taxes$3,224,000704
Income before extraordinary items$8,910,0001,107
Extraordinary gains, net$053
Net income$8,910,0001,118
Minority interest net income$090
Net income of bank and minority interests.$8,910,0001,107
Net charge-offs$03,072
Cash dividends$7,500,000634
Sale, conversion, retirement of capital stock, net$548,000298
Net operating income$8,910,0001,122
2024-09-30 (YTD Data)Rank
Total interest income$40,794,000963
Total interest expense$20,985,000787
Net interest income$19,809,0001,159
Provision for loan and lease losses$224,0001,671
Total noninterest income$24,596,000346
Gross Fiduciary activities income$0972
Service charges on deposit accounts$4,295,000258
Trading account gains and fees$0139
Additional Noninterest Income$20,301,000283
Total noninterest expense$35,245,000617
Salaries and employee benefits$18,084,000658
Premises and equipment expense$1,813,0001,051
Additional noninterest expense$20,301,000283
Pre-tax net operating income$8,936,0001,005
Securities gains (losses)$0930
Applicable income taxes$2,497,000692
Income before extraordinary items$6,439,0001,130
Extraordinary gains, net$051
Net income$6,439,0001,145
Minority interest net income$082
Net income of bank and minority interests.$6,439,0001,132
Net charge-offs$02,823
Cash dividends$6,000,000548
Sale, conversion, retirement of capital stock, net$393,000281
Net operating income$6,439,0001,139
2024-06-30 (YTD Data)Rank
Total interest income$28,054,000929
Total interest expense$14,789,000751
Net interest income$13,265,0001,147
Provision for loan and lease losses$231,0001,291
Total noninterest income$15,556,000363
Gross Fiduciary activities income$0962
Service charges on deposit accounts$2,788,000263
Trading account gains and fees$0145
Additional Noninterest Income$12,768,000297
Total noninterest expense$23,380,000625
Salaries and employee benefits$12,036,000661
Premises and equipment expense$1,206,0001,057
Additional noninterest expense$12,768,000297
Pre-tax net operating income$5,210,0001,098
Securities gains (losses)$0628
Applicable income taxes$1,457,000733
Income before extraordinary items$3,753,0001,240
Extraordinary gains, net$052
Net income$3,753,0001,257
Minority interest net income$084
Net income of bank and minority interests.$3,753,0001,242
Net charge-offs$02,587
Cash dividends$4,500,000509
Sale, conversion, retirement of capital stock, net$249,000273
Net operating income$3,753,0001,243
2024-03-31 (YTD Data)Rank
Total interest income$13,554,000954
Total interest expense$7,029,000772
Net interest income$6,525,0001,178
Provision for loan and lease losses$02,578
Total noninterest income$7,366,000365
Gross Fiduciary activities income$0895
Service charges on deposit accounts$1,370,000259
Trading account gains and fees$0121
Additional Noninterest Income$5,996,000303
Total noninterest expense$11,753,000630
Salaries and employee benefits$6,194,000655
Premises and equipment expense$604,0001,069
Additional noninterest expense$5,996,000303
Pre-tax net operating income$2,138,0001,242
Securities gains (losses)$0689
Applicable income taxes$598,000834
Income before extraordinary items$1,540,0001,405
Extraordinary gains, net$051
Net income$1,540,0001,419
Minority interest net income$072
Net income of bank and minority interests.$1,540,0001,404
Net charge-offs$02,217
Cash dividends$3,000,000387
Sale, conversion, retirement of capital stock, net$115,000221
Net operating income$1,540,0001,409
2023-12-31 (YTD Data)Rank
Total interest income$54,007,000870
Total interest expense$32,032,000550
Net interest income$21,975,0001,331
Provision for loan and lease losses$366,0001,501
Total noninterest income$35,534,000306
Gross Fiduciary activities income$0981
Service charges on deposit accounts$5,532,000251
Trading account gains and fees$0123
Additional Noninterest Income$30,002,000244
Total noninterest expense$45,511,000616
Salaries and employee benefits$24,387,000630
Premises and equipment expense$2,298,0001,080
Additional noninterest expense$30,002,000244
Pre-tax net operating income$11,632,0001,043
Securities gains (losses)$0988
Applicable income taxes$2,985,000750
Income before extraordinary items$8,647,0001,145
Extraordinary gains, net$054
Net income$8,647,0001,159
Minority interest net income$088
Net income of bank and minority interests.$8,647,0001,148
Net charge-offs$02,884
Cash dividends$7,500,000590
Sale, conversion, retirement of capital stock, net$497,000266
Net operating income$8,647,0001,161
2023-09-30 (YTD Data)Rank
Total interest income$39,078,000872
Total interest expense$22,586,000540
Net interest income$16,492,0001,339
Provision for loan and lease losses$366,0001,197
Total noninterest income$25,895,000318
Gross Fiduciary activities income$0950
Service charges on deposit accounts$4,173,000248
Trading account gains and fees$0125
Additional Noninterest Income$21,722,000248
Total noninterest expense$34,149,000618
Salaries and employee benefits$18,580,000625
Premises and equipment expense$1,713,0001,082
Additional noninterest expense$21,722,000248
Pre-tax net operating income$7,872,0001,150
Securities gains (losses)$0849
Applicable income taxes$2,185,000798
Income before extraordinary items$5,687,0001,304
Extraordinary gains, net$052
Net income$5,687,0001,313
Minority interest net income$081
Net income of bank and minority interests.$5,687,0001,304
Net charge-offs$02,641
Cash dividends$6,000,000528
Sale, conversion, retirement of capital stock, net$395,000246
Net operating income$5,687,0001,326
2023-06-30 (YTD Data)Rank
Total interest income$24,843,000885
Total interest expense$13,495,000535
Net interest income$11,348,0001,320
Provision for loan and lease losses$366,000926
Total noninterest income$17,342,000308
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,766,000241
Trading account gains and fees$0112
Additional Noninterest Income$14,576,000243
Total noninterest expense$22,544,000608
Salaries and employee benefits$12,298,000623
Premises and equipment expense$1,126,0001,088
Additional noninterest expense$14,576,000243
Pre-tax net operating income$5,780,0001,076
Securities gains (losses)$0938
Applicable income taxes$1,604,000755
Income before extraordinary items$4,176,0001,209
Extraordinary gains, net$051
Net income$4,176,0001,220
Minority interest net income$081
Net income of bank and minority interests.$4,176,0001,209
Net charge-offs$02,431
Cash dividends$4,500,000472
Sale, conversion, retirement of capital stock, net$165,000295
Net operating income$4,176,0001,217
2023-03-31 (YTD Data)Rank
Total interest income$12,490,000873
Total interest expense$6,639,000494
Net interest income$5,851,0001,295
Provision for loan and lease losses$366,000604
Total noninterest income$7,109,000351
Gross Fiduciary activities income$0913
Service charges on deposit accounts$318,000825
Trading account gains and fees$097
Additional Noninterest Income$6,791,000254
Total noninterest expense$10,438,000658
Salaries and employee benefits$6,563,000603
Premises and equipment expense$567,0001,116
Additional noninterest expense$6,791,000254
Pre-tax net operating income$2,156,0001,388
Securities gains (losses)$0950
Applicable income taxes$599,000928
Income before extraordinary items$1,557,0001,561
Extraordinary gains, net$04
Net income$1,557,0001,561
Minority interest net income$048
Net income of bank and minority interests.$1,557,0001,561
Net charge-offs$02,062
Cash dividends$3,000,000371
Sale, conversion, retirement of capital stock, net$127,000223
Net operating income$1,557,0001,580
2022-12-31 (YTD Data)Rank
Total interest income$24,872,0001,314
Total interest expense$12,450,000385
Net interest income$12,422,0002,057
Provision for loan and lease losses$-5,842,0004,692
Total noninterest income$32,352,000337
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$766,0001,256
Trading account gains and fees$0116
Additional Noninterest Income$31,586,000250
Total noninterest expense$41,228,000652
Salaries and employee benefits$22,940,000656
Premises and equipment expense$4,404,000621
Additional noninterest expense$31,586,000250
Pre-tax net operating income$9,388,0001,330
Securities gains (losses)$0691
Applicable income taxes$2,588,000913
Income before extraordinary items$6,800,0001,493
Extraordinary gains, net$05
Net income$6,800,0001,492
Minority interest net income$063
Net income of bank and minority interests.$6,800,0001,492
Net charge-offs$-5,741,0004,706
Cash dividends$7,000,000599
Sale, conversion, retirement of capital stock, net$703,000280
Net operating income$6,800,0001,512
2022-09-30 (YTD Data)Rank
Total interest income$13,588,0001,654
Total interest expense$5,920,000405
Net interest income$7,668,0002,319
Provision for loan and lease losses$02,835
Total noninterest income$24,513,000344
Gross Fiduciary activities income$0968
Service charges on deposit accounts$634,0001,168
Trading account gains and fees$0111
Additional Noninterest Income$23,879,000258
Total noninterest expense$27,977,000708
Salaries and employee benefits$17,088,000660
Premises and equipment expense$2,149,000897
Additional noninterest expense$23,879,000258
Pre-tax net operating income$4,204,0001,880
Securities gains (losses)$0740
Applicable income taxes$1,112,0001,271
Income before extraordinary items$3,092,0002,049
Extraordinary gains, net$04
Net income$3,092,0002,048
Minority interest net income$057
Net income of bank and minority interests.$3,092,0002,048
Net charge-offs$02,349
Cash dividends$5,500,000546
Sale, conversion, retirement of capital stock, net$483,000259
Net operating income$3,092,0002,080
2022-06-30 (YTD Data)Rank
Total interest income$6,632,0002,037
Total interest expense$1,764,000671
Net interest income$4,868,0002,350
Provision for loan and lease losses$02,599
Total noninterest income$15,650,000342
Gross Fiduciary activities income$0925
Service charges on deposit accounts$479,0001,036
Trading account gains and fees$0108
Additional Noninterest Income$15,171,000274
Total noninterest expense$18,348,000705
Salaries and employee benefits$11,417,000653
Premises and equipment expense$1,400,000901
Additional noninterest expense$5,531,000708
Pre-tax net operating income$2,170,0002,099
Securities gains (losses)$0687
Applicable income taxes$525,0001,448
Income before extraordinary items$1,645,0002,224
Extraordinary gains, net$04
Net income$1,645,0002,225
Minority interest net income$060
Net income of bank and minority interests.$1,645,0002,224
Net charge-offs$02,156
Cash dividends$4,000,000490
Sale, conversion, retirement of capital stock, net$339,000233
Net operating income$1,645,0002,263
2022-03-31 (YTD Data)Rank
Total interest income$2,371,0002,462
Total interest expense$274,0001,795
Net interest income$2,097,0002,521
Provision for loan and lease losses$02,285
Total noninterest income$8,538,000342
Gross Fiduciary activities income$0892
Service charges on deposit accounts$252,0001,000
Trading account gains and fees$0103
Additional Noninterest Income$8,286,000270
Total noninterest expense$9,139,000709
Salaries and employee benefits$6,054,000620
Premises and equipment expense$691,000917
Additional noninterest expense$2,394,000790
Pre-tax net operating income$1,496,0001,641
Securities gains (losses)$0623
Applicable income taxes$375,0001,150
Income before extraordinary items$1,121,0001,776
Extraordinary gains, net$04
Net income$1,121,0001,776
Minority interest net income$050
Net income of bank and minority interests.$1,121,0001,776
Net charge-offs$01,838
Cash dividends$2,500,000397
Sale, conversion, retirement of capital stock, net$139,000235
Net operating income$1,121,0001,793
2021-12-31 (YTD Data)Rank
Total interest income$9,614,0002,513
Total interest expense$1,087,0002,093
Net interest income$8,527,0002,552
Provision for loan and lease losses$-650,0004,470
Total noninterest income$32,383,000369
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,081,000920
Trading account gains and fees$0132
Additional Noninterest Income$31,302,000306
Total noninterest expense$31,960,000798
Salaries and employee benefits$20,835,000708
Premises and equipment expense$2,671,000951
Additional noninterest expense$8,454,000887
Pre-tax net operating income$9,600,0001,313
Securities gains (losses)$02,062
Applicable income taxes$2,437,000972
Income before extraordinary items$7,163,0001,480
Extraordinary gains, net$010
Net income$7,163,0001,479
Minority interest net income$074
Net income of bank and minority interests.$7,163,0001,480
Net charge-offs$02,705
Cash dividends$5,500,000739
Sale, conversion, retirement of capital stock, net$417,000331
Net operating income$7,163,0001,449
2021-09-30 (YTD Data)Rank
Total interest income$7,318,0002,537
Total interest expense$854,0002,116
Net interest income$6,464,0002,579
Provision for loan and lease losses$02,963
Total noninterest income$23,198,000390
Gross Fiduciary activities income$0957
Service charges on deposit accounts$821,000904
Trading account gains and fees$0132
Additional Noninterest Income$22,377,000322
Total noninterest expense$23,001,000840
Salaries and employee benefits$14,710,000754
Premises and equipment expense$1,925,000987
Additional noninterest expense$6,366,000886
Pre-tax net operating income$6,661,0001,430
Securities gains (losses)$02,015
Applicable income taxes$1,727,0001,050
Income before extraordinary items$4,934,0001,627
Extraordinary gains, net$08
Net income$4,934,0001,626
Minority interest net income$069
Net income of bank and minority interests.$4,934,0001,627
Net charge-offs$02,463
Cash dividends$3,000,000846
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,934,0001,601
2021-06-30 (YTD Data)Rank
Total interest income$4,972,0002,524
Total interest expense$619,0002,058
Net interest income$4,353,0002,568
Provision for loan and lease losses$02,862
Total noninterest income$15,714,000388
Gross Fiduciary activities income$0951
Service charges on deposit accounts$547,000872
Trading account gains and fees$0133
Additional Noninterest Income$15,167,000321
Total noninterest expense$16,329,000786
Salaries and employee benefits$11,003,000661
Premises and equipment expense$1,247,0001,005
Additional noninterest expense$4,079,000913
Pre-tax net operating income$3,738,0001,598
Securities gains (losses)$01,818
Applicable income taxes$852,0001,267
Income before extraordinary items$2,886,0001,750
Extraordinary gains, net$06
Net income$2,886,0001,750
Minority interest net income$067
Net income of bank and minority interests.$2,886,0001,750
Net charge-offs$02,245
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,886,0001,725
2021-03-31 (YTD Data)Rank
Total interest income$2,501,0002,501
Total interest expense$359,0001,944
Net interest income$2,142,0002,566
Provision for loan and lease losses$02,741
Total noninterest income$8,626,000372
Gross Fiduciary activities income$0922
Service charges on deposit accounts$257,000896
Trading account gains and fees$0127
Additional Noninterest Income$8,369,000311
Total noninterest expense$8,180,000774
Salaries and employee benefits$5,817,000639
Premises and equipment expense$618,0001,012
Additional noninterest expense$1,745,0001,008
Pre-tax net operating income$2,588,0001,280
Securities gains (losses)$01,392
Applicable income taxes$673,000948
Income before extraordinary items$1,915,0001,432
Extraordinary gains, net$03
Net income$1,915,0001,432
Minority interest net income$055
Net income of bank and minority interests.$1,915,0001,432
Net charge-offs$01,930
Cash dividends$3,000,000336
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,915,0001,397
2020-12-31 (YTD Data)Rank
Total interest income$12,925,0002,113
Total interest expense$3,980,0001,166
Net interest income$8,945,0002,438
Provision for loan and lease losses$288,0002,731
Total noninterest income$67,659,000222
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$838,0001,097
Trading account gains and fees$0133
Additional Noninterest Income$66,821,000187
Total noninterest expense$40,928,000606
Salaries and employee benefits$28,519,000489
Premises and equipment expense$3,678,000706
Additional noninterest expense$8,731,000823
Pre-tax net operating income$35,388,000383
Securities gains (losses)$02,675
Applicable income taxes$9,266,000312
Income before extraordinary items$26,122,000424
Extraordinary gains, net$04
Net income$26,122,000423
Minority interest net income$072
Net income of bank and minority interests.$26,122,000424
Net charge-offs$-53,0004,615
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$26,122,000414
2020-09-30 (YTD Data)Rank
Total interest income$10,191,0002,037
Total interest expense$3,360,0001,119
Net interest income$6,831,0002,399
Provision for loan and lease losses$288,0002,466
Total noninterest income$56,531,000201
Gross Fiduciary activities income$0981
Service charges on deposit accounts$589,0001,149
Trading account gains and fees$0125
Additional Noninterest Income$55,942,000158
Total noninterest expense$29,754,000618
Salaries and employee benefits$21,353,000482
Premises and equipment expense$2,056,000908
Additional noninterest expense$6,345,000826
Pre-tax net operating income$33,320,000299
Securities gains (losses)$02,494
Applicable income taxes$8,799,000244
Income before extraordinary items$24,521,000324
Extraordinary gains, net$04
Net income$24,521,000323
Minority interest net income$065
Net income of bank and minority interests.$24,521,000324
Net charge-offs$-9,0004,226
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$24,521,000320
2020-06-30 (YTD Data)Rank
Total interest income$7,438,0001,933
Total interest expense$2,554,0001,066
Net interest income$4,884,0002,312
Provision for loan and lease losses$88,0003,115
Total noninterest income$47,287,000161
Gross Fiduciary activities income$0970
Service charges on deposit accounts$356,0001,236
Trading account gains and fees$0123
Additional Noninterest Income$46,931,000128
Total noninterest expense$20,265,000597
Salaries and employee benefits$14,852,000463
Premises and equipment expense$1,329,000931
Additional noninterest expense$4,084,000846
Pre-tax net operating income$31,818,000198
Securities gains (losses)$02,249
Applicable income taxes$8,399,000159
Income before extraordinary items$23,419,000222
Extraordinary gains, net$04
Net income$23,419,000222
Minority interest net income$065
Net income of bank and minority interests.$23,419,000222
Net charge-offs$-5,0004,124
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$23,419,000212
2020-03-31 (YTD Data)Rank
Total interest income$4,299,0001,709
Total interest expense$1,220,0001,225
Net interest income$3,079,0001,877
Provision for loan and lease losses$03,711
Total noninterest income$39,916,000102
Gross Fiduciary activities income$0941
Service charges on deposit accounts$147,0001,651
Trading account gains and fees$0106
Additional Noninterest Income$39,769,00074
Total noninterest expense$11,393,000535
Salaries and employee benefits$8,574,000410
Premises and equipment expense$654,000963
Additional noninterest expense$2,165,000807
Pre-tax net operating income$31,602,000109
Securities gains (losses)$01,705
Applicable income taxes$8,640,00089
Income before extraordinary items$22,962,000123
Extraordinary gains, net$04
Net income$22,962,000123
Minority interest net income$056
Net income of bank and minority interests.$22,962,000123
Net charge-offs$-5,0004,210
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$22,962,000115
2019-12-31 (YTD Data)Rank
Total interest income$23,542,0001,322
Total interest expense$8,383,000789
Net interest income$15,159,0001,579
Provision for loan and lease losses$-1,155,0005,135
Total noninterest income$36,919,000292
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$639,0001,608
Trading account gains and fees$0135
Additional Noninterest Income$36,280,000211
Total noninterest expense$36,769,000637
Salaries and employee benefits$25,427,000513
Premises and equipment expense$1,991,0001,173
Additional noninterest expense$9,351,000747
Pre-tax net operating income$16,464,000710
Securities gains (losses)$-306,0005,124
Applicable income taxes$4,272,000562
Income before extraordinary items$11,886,000807
Extraordinary gains, net$011
Net income$11,886,000808
Minority interest net income$076
Net income of bank and minority interests.$11,886,000808
Net charge-offs$-22,0004,612
Cash dividends$2,500,0001,366
Sale, conversion, retirement of capital stock, net$0626
Net operating income$12,127,740776
2019-09-30 (YTD Data)Rank
Total interest income$19,318,0001,231
Total interest expense$6,952,000743
Net interest income$12,366,0001,480
Provision for loan and lease losses$185,0002,045
Total noninterest income$25,371,000300
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$480,0001,602
Trading account gains and fees$0129
Additional Noninterest Income$24,891,000223
Total noninterest expense$26,422,000674
Salaries and employee benefits$17,941,000550
Premises and equipment expense$1,384,0001,255
Additional noninterest expense$7,097,000744
Pre-tax net operating income$11,130,000771
Securities gains (losses)$-306,0005,207
Applicable income taxes$2,953,000596
Income before extraordinary items$7,871,000915
Extraordinary gains, net$011
Net income$7,871,000916
Minority interest net income$072
Net income of bank and minority interests.$7,871,000916
Net charge-offs$-16,0004,551
Cash dividends$2,500,0001,002
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,112,740871
2019-06-30 (YTD Data)Rank
Total interest income$13,005,0001,213
Total interest expense$4,456,000751
Net interest income$8,549,0001,440
Provision for loan and lease losses$185,0001,629
Total noninterest income$15,511,000310
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$320,0001,600
Trading account gains and fees$0131
Additional Noninterest Income$15,191,000236
Total noninterest expense$16,817,000698
Salaries and employee benefits$11,285,000586
Premises and equipment expense$884,0001,305
Additional noninterest expense$4,648,000758
Pre-tax net operating income$7,058,000777
Securities gains (losses)$-306,0005,260
Applicable income taxes$1,859,000603
Income before extraordinary items$4,893,000941
Extraordinary gains, net$011
Net income$4,893,000941
Minority interest net income$069
Net income of bank and minority interests.$4,893,000941
Net charge-offs$-11,0004,508
Cash dividends$2,500,000742
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,134,740889
2019-03-31 (YTD Data)Rank
Total interest income$6,201,0001,266
Total interest expense$1,988,000798
Net interest income$4,213,0001,448
Provision for loan and lease losses$03,406
Total noninterest income$6,591,000334
Gross Fiduciary activities income$0972
Service charges on deposit accounts$156,0001,621
Trading account gains and fees$0126
Additional Noninterest Income$6,435,000251
Total noninterest expense$8,144,000717
Salaries and employee benefits$5,448,000605
Premises and equipment expense$425,0001,379
Additional noninterest expense$2,271,000761
Pre-tax net operating income$2,660,000965
Securities gains (losses)$01,087
Applicable income taxes$732,000684
Income before extraordinary items$1,928,0001,119
Extraordinary gains, net$05
Net income$1,928,0001,118
Minority interest net income$052
Net income of bank and minority interests.$1,928,0001,118
Net charge-offs$-5,0004,404
Cash dividends$2,500,000431
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,928,0001,101
2018-12-31 (YTD Data)Rank
Total interest income$23,085,0001,272
Total interest expense$6,377,000763
Net interest income$16,708,0001,443
Provision for loan and lease losses$04,082
Total noninterest income$28,188,000330
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$755,0001,441
Trading account gains and fees$0126
Additional Noninterest Income$27,433,000251
Total noninterest expense$32,511,000702
Salaries and employee benefits$21,493,000581
Premises and equipment expense$1,380,0001,623
Additional noninterest expense$9,638,000727
Pre-tax net operating income$12,385,000879
Securities gains (losses)$01,125
Applicable income taxes$3,262,000631
Income before extraordinary items$9,123,000989
Extraordinary gains, net$06
Net income$9,123,000988
Minority interest net income$072
Net income of bank and minority interests.$9,123,000988
Net charge-offs$-148,0005,114
Cash dividends$2,000,0001,447
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,123,000987
2018-09-30 (YTD Data)Rank
Total interest income$17,105,0001,279
Total interest expense$4,466,000762
Net interest income$12,639,0001,434
Provision for loan and lease losses$03,948
Total noninterest income$19,836,000349
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$588,0001,402
Trading account gains and fees$0138
Additional Noninterest Income$19,248,000264
Total noninterest expense$24,076,000706
Salaries and employee benefits$15,922,000588
Premises and equipment expense$1,000,0001,682
Additional noninterest expense$7,154,000720
Pre-tax net operating income$8,399,000965
Securities gains (losses)$01,118
Applicable income taxes$2,359,000658
Income before extraordinary items$6,040,0001,091
Extraordinary gains, net$05
Net income$6,040,0001,090
Minority interest net income$066
Net income of bank and minority interests.$6,040,0001,090
Net charge-offs$-142,0005,187
Cash dividends$2,000,0001,065
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,040,0001,083
2018-06-30 (YTD Data)Rank
Total interest income$11,528,0001,242
Total interest expense$2,817,000752
Net interest income$8,711,0001,387
Provision for loan and lease losses$03,782
Total noninterest income$11,856,000372
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$406,0001,366
Trading account gains and fees$0130
Additional Noninterest Income$11,450,000290
Total noninterest expense$15,691,000721
Salaries and employee benefits$10,169,000615
Premises and equipment expense$655,0001,721
Additional noninterest expense$4,867,000702
Pre-tax net operating income$4,876,0001,042
Securities gains (losses)$0961
Applicable income taxes$1,372,000703
Income before extraordinary items$3,504,0001,179
Extraordinary gains, net$06
Net income$3,504,0001,178
Minority interest net income$065
Net income of bank and minority interests.$3,504,0001,178
Net charge-offs$-137,0005,281
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,504,0001,177
2018-03-31 (YTD Data)Rank
Total interest income$5,636,0001,255
Total interest expense$1,260,000789
Net interest income$4,376,0001,371
Provision for loan and lease losses$03,508
Total noninterest income$4,760,000431
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$206,0001,353
Trading account gains and fees$0123
Additional Noninterest Income$4,554,000328
Total noninterest expense$7,086,000788
Salaries and employee benefits$4,705,000682
Premises and equipment expense$322,0001,759
Additional noninterest expense$2,059,000799
Pre-tax net operating income$2,050,0001,172
Securities gains (losses)$0735
Applicable income taxes$577,000775
Income before extraordinary items$1,473,0001,338
Extraordinary gains, net$07
Net income$1,473,0001,338
Minority interest net income$052
Net income of bank and minority interests.$1,473,0001,338
Net charge-offs$-5,0004,469
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,473,0001,332
2017-12-31 (YTD Data)Rank
Total interest income$20,753,0001,307
Total interest expense$3,772,000879
Net interest income$16,981,0001,384
Provision for loan and lease losses$100,0003,045
Total noninterest income$19,971,000417
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$944,0001,243
Trading account gains and fees$0151
Additional Noninterest Income$19,027,000323
Total noninterest expense$27,825,000784
Salaries and employee benefits$17,678,000699
Premises and equipment expense$1,431,0001,578
Additional noninterest expense$8,716,000768
Pre-tax net operating income$9,027,0001,075
Securities gains (losses)$02,243
Applicable income taxes$4,517,000710
Income before extraordinary items$4,510,0001,463
Extraordinary gains, net$09
Net income$4,510,0001,462
Minority interest net income$076
Net income of bank and minority interests.$4,510,0001,463
Net charge-offs$-21,0004,956
Cash dividends$3,800,000848
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,510,0001,447
2017-09-30 (YTD Data)Rank
Total interest income$15,198,0001,335
Total interest expense$2,636,000911
Net interest income$12,562,0001,405
Provision for loan and lease losses$100,0002,645
Total noninterest income$15,544,000409
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$728,0001,218
Trading account gains and fees$0145
Additional Noninterest Income$14,816,000317
Total noninterest expense$20,907,000782
Salaries and employee benefits$13,359,000691
Premises and equipment expense$1,079,0001,573
Additional noninterest expense$6,469,000769
Pre-tax net operating income$7,099,0001,053
Securities gains (losses)$02,274
Applicable income taxes$2,719,000743
Income before extraordinary items$4,380,0001,277
Extraordinary gains, net$09
Net income$4,380,0001,277
Minority interest net income$071
Net income of bank and minority interests.$4,380,0001,277
Net charge-offs$-15,0004,847
Cash dividends$1,800,0001,143
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,380,0001,256
2017-06-30 (YTD Data)Rank
Total interest income$9,679,0001,375
Total interest expense$1,514,0001,028
Net interest income$8,165,0001,422
Provision for loan and lease losses$03,871
Total noninterest income$10,220,000425
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$500,0001,189
Trading account gains and fees$0139
Additional Noninterest Income$9,720,000323
Total noninterest expense$13,674,000801
Salaries and employee benefits$8,830,000697
Premises and equipment expense$728,0001,570
Additional noninterest expense$4,116,000803
Pre-tax net operating income$4,711,0001,037
Securities gains (losses)$01,906
Applicable income taxes$1,848,000707
Income before extraordinary items$2,863,0001,289
Extraordinary gains, net$011
Net income$2,863,0001,289
Minority interest net income$071
Net income of bank and minority interests.$2,863,0001,289
Net charge-offs$-10,0004,795
Cash dividends$1,800,000827
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,863,0001,271
2017-03-31 (YTD Data)Rank
Total interest income$4,672,0001,408
Total interest expense$617,0001,200
Net interest income$4,055,0001,428
Provision for loan and lease losses$03,537
Total noninterest income$5,526,000379
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$255,0001,174
Trading account gains and fees$0142
Additional Noninterest Income$5,271,000301
Total noninterest expense$7,007,000786
Salaries and employee benefits$4,697,000662
Premises and equipment expense$367,0001,571
Additional noninterest expense$1,943,000837
Pre-tax net operating income$2,574,000938
Securities gains (losses)$01,153
Applicable income taxes$1,005,000659
Income before extraordinary items$1,569,0001,179
Extraordinary gains, net$08
Net income$1,569,0001,178
Minority interest net income$055
Net income of bank and minority interests.$1,569,0001,179
Net charge-offs$-7,0004,847
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,569,0001,158
2016-12-31 (YTD Data)Rank
Total interest income$17,266,0001,472
Total interest expense$1,456,0001,838
Net interest income$15,810,0001,427
Provision for loan and lease losses$-250,0005,654
Total noninterest income$22,195,000396
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,138,0001,079
Trading account gains and fees$0170
Additional Noninterest Income$21,057,000299
Total noninterest expense$27,405,000778
Salaries and employee benefits$18,331,000641
Premises and equipment expense$1,533,0001,489
Additional noninterest expense$7,541,000883
Pre-tax net operating income$10,850,000866
Securities gains (losses)$03,212
Applicable income taxes$4,275,000615
Income before extraordinary items$6,575,0001,113
Extraordinary gains, net$05
Net income$6,575,0001,112
Minority interest net income$082
Net income of bank and minority interests.$6,575,0001,112
Net charge-offs$-332,0005,750
Cash dividends$4,500,000731
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,575,0001,085
2016-09-30 (YTD Data)Rank
Total interest income$13,269,0001,442
Total interest expense$992,0001,978
Net interest income$12,277,0001,388
Provision for loan and lease losses$04,186
Total noninterest income$18,225,000364
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$866,0001,066
Trading account gains and fees$0169
Additional Noninterest Income$17,359,000280
Total noninterest expense$21,141,000760
Salaries and employee benefits$14,346,000615
Premises and equipment expense$1,150,0001,496
Additional noninterest expense$5,645,000877
Pre-tax net operating income$9,361,000757
Securities gains (losses)$03,160
Applicable income taxes$3,704,000564
Income before extraordinary items$5,657,000997
Extraordinary gains, net$05
Net income$5,657,000997
Minority interest net income$071
Net income of bank and minority interests.$5,657,000997
Net charge-offs$-292,0005,789
Cash dividends$2,000,0001,022
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,657,000967
2016-06-30 (YTD Data)Rank
Total interest income$8,493,0001,502
Total interest expense$553,0002,269
Net interest income$7,940,0001,426
Provision for loan and lease losses$04,017
Total noninterest income$11,715,000369
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$583,0001,035
Trading account gains and fees$0157
Additional Noninterest Income$11,132,000288
Total noninterest expense$13,736,000774
Salaries and employee benefits$9,115,000646
Premises and equipment expense$762,0001,501
Additional noninterest expense$3,859,000851
Pre-tax net operating income$5,919,000793
Securities gains (losses)$02,835
Applicable income taxes$2,317,000584
Income before extraordinary items$3,602,0001,019
Extraordinary gains, net$016
Net income$3,602,0001,018
Minority interest net income$071
Net income of bank and minority interests.$3,602,0001,018
Net charge-offs$-285,0005,908
Cash dividends$2,000,000749
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,602,000993
2016-03-31 (YTD Data)Rank
Total interest income$3,964,0001,604
Total interest expense$257,0002,397
Net interest income$3,707,0001,516
Provision for loan and lease losses$03,656
Total noninterest income$5,691,000366
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$295,0001,017
Trading account gains and fees$0142
Additional Noninterest Income$5,396,000278
Total noninterest expense$6,824,000773
Salaries and employee benefits$4,461,000666
Premises and equipment expense$379,0001,521
Additional noninterest expense$1,984,000824
Pre-tax net operating income$2,574,000878
Securities gains (losses)$02,077
Applicable income taxes$1,004,000641
Income before extraordinary items$1,570,0001,139
Extraordinary gains, net$012
Net income$1,570,0001,140
Minority interest net income$062
Net income of bank and minority interests.$1,570,0001,140
Net charge-offs$-7,0005,019
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,570,0001,112
2015-12-31 (YTD Data)Rank
Total interest income$14,346,0001,730
Total interest expense$745,0002,947
Net interest income$13,601,0001,611
Provision for loan and lease losses$-400,0005,903
Total noninterest income$17,945,000444
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$503,0002,132
Trading account gains and fees$0159
Additional Noninterest Income$17,442,000327
Total noninterest expense$22,570,000918
Salaries and employee benefits$16,043,000710
Premises and equipment expense$1,389,0001,642
Additional noninterest expense$5,138,0001,239
Pre-tax net operating income$9,376,000940
Securities gains (losses)$03,216
Applicable income taxes$3,809,000637
Income before extraordinary items$5,567,0001,252
Extraordinary gains, net$023
Net income$5,567,0001,252
Minority interest net income$081
Net income of bank and minority interests.$5,567,0001,252
Net charge-offs$-923,0006,087
Cash dividends$8,000,000452
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,567,0001,217
2015-09-30 (YTD Data)Rank
Total interest income$10,834,0001,729
Total interest expense$559,0002,983
Net interest income$10,275,0001,612
Provision for loan and lease losses$04,232
Total noninterest income$12,466,000474
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$427,0001,929
Trading account gains and fees$0153
Additional Noninterest Income$12,039,000364
Total noninterest expense$16,119,000966
Salaries and employee benefits$11,564,000754
Premises and equipment expense$1,011,0001,710
Additional noninterest expense$3,544,0001,328
Pre-tax net operating income$6,622,0001,011
Securities gains (losses)$03,031
Applicable income taxes$2,547,000713
Income before extraordinary items$4,075,0001,277
Extraordinary gains, net$021
Net income$4,075,0001,278
Minority interest net income$078
Net income of bank and minority interests.$4,075,0001,277
Net charge-offs$-497,0006,111
Cash dividends$5,000,000479
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,075,0001,242
2015-06-30 (YTD Data)Rank
Total interest income$7,326,0001,701
Total interest expense$369,0003,020
Net interest income$6,957,0001,592
Provision for loan and lease losses$04,069
Total noninterest income$6,922,000545
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$308,0001,806
Trading account gains and fees$0157
Additional Noninterest Income$6,614,000416
Total noninterest expense$9,928,0001,049
Salaries and employee benefits$7,064,000819
Premises and equipment expense$642,0001,803
Additional noninterest expense$2,222,0001,410
Pre-tax net operating income$3,951,0001,097
Securities gains (losses)$02,636
Applicable income taxes$1,517,000763
Income before extraordinary items$2,434,0001,374
Extraordinary gains, net$022
Net income$2,434,0001,376
Minority interest net income$075
Net income of bank and minority interests.$2,434,0001,375
Net charge-offs$-489,0006,215
Cash dividends$5,000,000347
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,434,0001,335
2015-03-31 (YTD Data)Rank
Total interest income$3,243,0001,916
Total interest expense$168,0003,240
Net interest income$3,075,0001,799
Provision for loan and lease losses$03,703
Total noninterest income$1,508,000966
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$156,0001,770
Trading account gains and fees$0152
Additional Noninterest Income$1,352,000737
Total noninterest expense$3,387,0001,442
Salaries and employee benefits$2,372,0001,188
Premises and equipment expense$246,0002,279
Additional noninterest expense$769,0001,942
Pre-tax net operating income$1,196,0001,597
Securities gains (losses)$02,027
Applicable income taxes$450,0001,089
Income before extraordinary items$746,0002,028
Extraordinary gains, net$013
Net income$746,0002,029
Minority interest net income$064
Net income of bank and minority interests.$746,0002,029
Net charge-offs$135,000930
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$746,0001,968
2014-12-31 (YTD Data)Rank
Total interest income$12,978,0001,918
Total interest expense$317,0004,863
Net interest income$12,661,0001,735
Provision for loan and lease losses$-625,0006,286
Total noninterest income$8,190,000759
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$757,0001,647
Trading account gains and fees$0180
Additional Noninterest Income$7,433,000570
Total noninterest expense$13,755,0001,398
Salaries and employee benefits$9,389,0001,163
Premises and equipment expense$1,016,0002,212
Additional noninterest expense$3,350,0001,841
Pre-tax net operating income$7,721,0001,060
Securities gains (losses)$03,259
Applicable income taxes$2,968,000723
Income before extraordinary items$4,753,0001,369
Extraordinary gains, net$017
Net income$4,753,0001,368
Minority interest net income$084
Net income of bank and minority interests.$4,753,0001,368
Net charge-offs$-238,0006,276
Cash dividends$7,000,000454
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,753,0001,337
2014-09-30 (YTD Data)Rank
Total interest income$9,517,0001,959
Total interest expense$185,0005,319
Net interest income$9,332,0001,770
Provision for loan and lease losses$-200,0006,269
Total noninterest income$6,206,000750
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$599,0001,598
Trading account gains and fees$0174
Additional Noninterest Income$5,607,000570
Total noninterest expense$10,190,0001,419
Salaries and employee benefits$6,853,0001,185
Premises and equipment expense$764,0002,227
Additional noninterest expense$2,573,0001,789
Pre-tax net operating income$5,548,0001,107
Securities gains (losses)$02,980
Applicable income taxes$2,126,000761
Income before extraordinary items$3,422,0001,413
Extraordinary gains, net$015
Net income$3,422,0001,412
Minority interest net income$081
Net income of bank and minority interests.$3,422,0001,413
Net charge-offs$357,0001,447
Cash dividends$2,000,000930
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,422,0001,384
2014-06-30 (YTD Data)Rank
Total interest income$6,210,0001,988
Total interest expense$81,0005,843
Net interest income$6,129,0001,786
Provision for loan and lease losses$04,196
Total noninterest income$4,501,000687
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$406,0001,538
Trading account gains and fees$0172
Additional Noninterest Income$4,095,000518
Total noninterest expense$6,889,0001,404
Salaries and employee benefits$4,668,0001,165
Premises and equipment expense$519,0002,206
Additional noninterest expense$1,702,0001,805
Pre-tax net operating income$3,741,0001,078
Securities gains (losses)$02,580
Applicable income taxes$1,436,000734
Income before extraordinary items$2,305,0001,362
Extraordinary gains, net$020
Net income$2,305,0001,363
Minority interest net income$080
Net income of bank and minority interests.$2,305,0001,364
Net charge-offs$684,000676
Cash dividends$2,000,000639
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,305,0001,339
2014-03-31 (YTD Data)Rank
Total interest income$2,990,0002,052
Total interest expense$30,0006,165
Net interest income$2,960,0001,841
Provision for loan and lease losses$03,817
Total noninterest income$2,412,000630
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$205,0001,516
Trading account gains and fees$0147
Additional Noninterest Income$2,207,000472
Total noninterest expense$3,458,0001,411
Salaries and employee benefits$2,333,0001,177
Premises and equipment expense$268,0002,170
Additional noninterest expense$857,0001,772
Pre-tax net operating income$1,914,0001,022
Securities gains (losses)$01,715
Applicable income taxes$735,000703
Income before extraordinary items$1,179,0001,288
Extraordinary gains, net$016
Net income$1,179,0001,289
Minority interest net income$066
Net income of bank and minority interests.$1,179,0001,289
Net charge-offs$-7,0005,595
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,179,0001,256
2013-12-31 (YTD Data)Rank
Total interest income$11,704,0002,101
Total interest expense$202,0005,898
Net interest income$11,502,0001,864
Provision for loan and lease losses$173,0003,139
Total noninterest income$9,475,000706
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$990,0001,374
Trading account gains and fees$0184
Additional Noninterest Income$8,485,000545
Total noninterest expense$15,168,0001,316
Salaries and employee benefits$10,085,0001,077
Premises and equipment expense$1,074,0002,108
Additional noninterest expense$4,009,0001,618
Pre-tax net operating income$5,636,0001,301
Securities gains (losses)$03,182
Applicable income taxes$1,914,000938
Income before extraordinary items$3,722,0001,597
Extraordinary gains, net$029
Net income$3,722,0001,600
Minority interest net income$090
Net income of bank and minority interests.$3,722,0001,601
Net charge-offs$1,102,0001,175
Cash dividends$2,500,000997
Sale, conversion, retirement of capital stock, net$96,000546
Net operating income$3,722,0001,556
2013-09-30 (YTD Data)Rank
Total interest income$8,639,0002,138
Total interest expense$168,0005,876
Net interest income$8,471,0001,896
Provision for loan and lease losses$173,0002,790
Total noninterest income$7,128,000720
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$772,0001,325
Trading account gains and fees$0180
Additional Noninterest Income$6,356,000556
Total noninterest expense$11,279,0001,323
Salaries and employee benefits$7,610,0001,070
Premises and equipment expense$799,0002,149
Additional noninterest expense$2,870,0001,674
Pre-tax net operating income$4,147,0001,352
Securities gains (losses)$03,040
Applicable income taxes$1,380,000999
Income before extraordinary items$2,767,0001,622
Extraordinary gains, net$025
Net income$2,767,0001,624
Minority interest net income$084
Net income of bank and minority interests.$2,767,0001,626
Net charge-offs$738,0001,246
Cash dividends$2,500,000725
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,767,0001,580
2013-06-30 (YTD Data)Rank
Total interest income$5,814,0002,128
Total interest expense$112,0005,946
Net interest income$5,702,0001,872
Provision for loan and lease losses$173,0002,299
Total noninterest income$4,765,000723
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$526,0001,269
Trading account gains and fees$0157
Additional Noninterest Income$4,239,000558
Total noninterest expense$7,882,0001,275
Salaries and employee benefits$5,184,0001,044
Premises and equipment expense$532,0002,156
Additional noninterest expense$2,166,0001,503
Pre-tax net operating income$2,412,0001,478
Securities gains (losses)$02,791
Applicable income taxes$775,0001,120
Income before extraordinary items$1,637,0001,785
Extraordinary gains, net$022
Net income$1,637,0001,790
Minority interest net income$082
Net income of bank and minority interests.$1,637,0001,791
Net charge-offs$884,000841
Cash dividends$2,500,000509
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,637,0001,727
2013-03-31 (YTD Data)Rank
Total interest income$2,866,0002,172
Total interest expense$56,0006,025
Net interest income$2,810,0001,898
Provision for loan and lease losses$173,0001,499
Total noninterest income$2,227,000751
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$279,0001,197
Trading account gains and fees$0148
Additional Noninterest Income$1,948,000592
Total noninterest expense$3,940,0001,285
Salaries and employee benefits$2,469,0001,109
Premises and equipment expense$271,0002,162
Additional noninterest expense$1,200,0001,362
Pre-tax net operating income$924,0001,830
Securities gains (losses)$01,966
Applicable income taxes$281,0001,395
Income before extraordinary items$643,0002,139
Extraordinary gains, net$010
Net income$643,0002,141
Minority interest net income$076
Net income of bank and minority interests.$643,0002,141
Net charge-offs$736,000587
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$643,0002,052
2012-12-31 (YTD Data)Rank
Total interest income$14,109,0001,874
Total interest expense$271,0006,105
Net interest income$13,838,0001,592
Provision for loan and lease losses$552,0002,583
Total noninterest income$8,916,000737
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,436,000995
Trading account gains and fees$0166
Additional Noninterest Income$7,480,000594
Total noninterest expense$15,081,0001,325
Salaries and employee benefits$10,201,0001,035
Premises and equipment expense$1,310,0001,810
Additional noninterest expense$3,570,0001,845
Pre-tax net operating income$7,121,000994
Securities gains (losses)$03,810
Applicable income taxes$2,680,000681
Income before extraordinary items$4,441,0001,331
Extraordinary gains, net$029
Net income$4,441,0001,331
Minority interest net income$093
Net income of bank and minority interests.$4,441,0001,332
Net charge-offs$596,0002,430
Cash dividends$2,500,0001,005
Sale, conversion, retirement of capital stock, net$162,000477
Net operating income$4,441,0001,273
2012-09-30 (YTD Data)Rank
Total interest income$9,842,0002,034
Total interest expense$208,0006,201
Net interest income$9,634,0001,738
Provision for loan and lease losses$130,0004,086
Total noninterest income$6,418,000767
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,113,000968
Trading account gains and fees$0157
Additional Noninterest Income$5,305,000613
Total noninterest expense$11,292,0001,322
Salaries and employee benefits$7,256,0001,075
Premises and equipment expense$1,009,0001,760
Additional noninterest expense$3,027,0001,660
Pre-tax net operating income$4,630,0001,158
Securities gains (losses)$03,575
Applicable income taxes$1,686,000819
Income before extraordinary items$2,944,0001,513
Extraordinary gains, net$020
Net income$2,944,0001,514
Minority interest net income$086
Net income of bank and minority interests.$2,944,0001,514
Net charge-offs$613,0001,957
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,944,0001,422
2012-06-30 (YTD Data)Rank
Total interest income$6,602,0002,031
Total interest expense$134,0006,320
Net interest income$6,468,0001,724
Provision for loan and lease losses$130,0003,522
Total noninterest income$4,106,000774
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$751,000945
Trading account gains and fees$0153
Additional Noninterest Income$3,355,000635
Total noninterest expense$7,340,0001,352
Salaries and employee benefits$4,773,0001,091
Premises and equipment expense$637,0001,862
Additional noninterest expense$1,930,0001,722
Pre-tax net operating income$3,104,0001,151
Securities gains (losses)$03,178
Applicable income taxes$1,148,000790
Income before extraordinary items$1,956,0001,517
Extraordinary gains, net$019
Net income$1,956,0001,516
Minority interest net income$084
Net income of bank and minority interests.$1,956,0001,517
Net charge-offs$334,0002,204
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,956,0001,430
2012-03-31 (YTD Data)Rank
Total interest income$3,202,0002,114
Total interest expense$66,0006,423
Net interest income$3,136,0001,785
Provision for loan and lease losses$05,254
Total noninterest income$1,892,000815
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$385,000903
Trading account gains and fees$0148
Additional Noninterest Income$1,507,000682
Total noninterest expense$3,624,0001,367
Salaries and employee benefits$2,390,0001,091
Premises and equipment expense$324,0001,830
Additional noninterest expense$910,0001,823
Pre-tax net operating income$1,404,0001,249
Securities gains (losses)$02,210
Applicable income taxes$513,000864
Income before extraordinary items$891,0001,636
Extraordinary gains, net$019
Net income$891,0001,637
Minority interest net income$078
Net income of bank and minority interests.$891,0001,637
Net charge-offs$351,0001,355
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$891,0001,534
2011-12-31 (YTD Data)Rank
Total interest income$13,562,0002,061
Total interest expense$261,0006,683
Net interest income$13,301,0001,682
Provision for loan and lease losses$186,0004,700
Total noninterest income$8,175,000721
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,678,000874
Trading account gains and fees$0146
Additional Noninterest Income$6,497,000579
Total noninterest expense$15,579,0001,267
Salaries and employee benefits$9,156,0001,076
Premises and equipment expense$1,278,0001,939
Additional noninterest expense$5,145,0001,346
Pre-tax net operating income$5,711,0001,053
Securities gains (losses)$03,838
Applicable income taxes$2,293,000709
Income before extraordinary items$3,418,0001,437
Extraordinary gains, net$029
Net income$3,418,0001,437
Minority interest net income$096
Net income of bank and minority interests.$3,418,0001,437
Net charge-offs$1,025,0002,330
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$179,000545
Net operating income$3,418,0001,367
2011-09-30 (YTD Data)Rank
Total interest income$10,345,0002,047
Total interest expense$192,0006,802
Net interest income$10,153,0001,650
Provision for loan and lease losses$06,393
Total noninterest income$5,547,000777
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,293,000858
Trading account gains and fees$0145
Additional Noninterest Income$4,254,000654
Total noninterest expense$11,814,0001,253
Salaries and employee benefits$6,792,0001,091
Premises and equipment expense$953,0001,971
Additional noninterest expense$4,069,0001,268
Pre-tax net operating income$3,886,0001,190
Securities gains (losses)$03,555
Applicable income taxes$1,585,000759
Income before extraordinary items$2,301,0001,641
Extraordinary gains, net$021
Net income$2,301,0001,642
Minority interest net income$087
Net income of bank and minority interests.$2,301,0001,642
Net charge-offs$772,0002,187
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,301,0001,564
2011-06-30 (YTD Data)Rank
Total interest income$6,810,0002,093
Total interest expense$126,0006,907
Net interest income$6,684,0001,675
Provision for loan and lease losses$06,217
Total noninterest income$3,630,000791
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$876,000836
Trading account gains and fees$0153
Additional Noninterest Income$2,754,000657
Total noninterest expense$8,069,0001,238
Salaries and employee benefits$4,579,0001,092
Premises and equipment expense$638,0001,976
Additional noninterest expense$2,852,0001,232
Pre-tax net operating income$2,245,0001,309
Securities gains (losses)$02,914
Applicable income taxes$869,000855
Income before extraordinary items$1,376,0001,736
Extraordinary gains, net$015
Net income$1,376,0001,736
Minority interest net income$089
Net income of bank and minority interests.$1,376,0001,736
Net charge-offs$815,0001,653
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,376,0001,667
2011-03-31 (YTD Data)Rank
Total interest income$3,297,0002,174
Total interest expense$61,0007,018
Net interest income$3,236,0001,723
Provision for loan and lease losses$05,840
Total noninterest income$1,519,000898
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$448,000802
Trading account gains and fees$0158
Additional Noninterest Income$1,071,000788
Total noninterest expense$3,817,0001,310
Salaries and employee benefits$2,306,0001,097
Premises and equipment expense$321,0002,006
Additional noninterest expense$1,190,0001,467
Pre-tax net operating income$938,0001,539
Securities gains (losses)$01,772
Applicable income taxes$349,000987
Income before extraordinary items$589,0001,942
Extraordinary gains, net$09
Net income$589,0001,941
Minority interest net income$086
Net income of bank and minority interests.$589,0001,942
Net charge-offs$850,000954
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$589,0001,891
2010-12-31 (YTD Data)Rank
Total interest income$15,219,0001,988
Total interest expense$415,0006,752
Net interest income$14,804,0001,511
Provision for loan and lease losses$2,306,0001,898
Total noninterest income$5,985,000934
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,622,000572
Trading account gains and fees$0175
Additional Noninterest Income$3,363,000979
Total noninterest expense$17,616,0001,135
Salaries and employee benefits$9,424,0001,040
Premises and equipment expense$1,326,0001,932
Additional noninterest expense$6,866,0001,081
Pre-tax net operating income$867,0003,621
Securities gains (losses)$718,000654
Applicable income taxes$320,0002,297
Income before extraordinary items$1,265,0002,813
Extraordinary gains, net$029
Net income$1,265,0002,810
Minority interest net income$0111
Net income of bank and minority interests.$1,265,0002,814
Net charge-offs$3,239,0001,406
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$282,000567
Net operating income$690,6003,731
2010-09-30 (YTD Data)Rank
Total interest income$11,868,0001,957
Total interest expense$358,0006,726
Net interest income$11,510,0001,484
Provision for loan and lease losses$2,254,0001,530
Total noninterest income$4,728,000885
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,989,000579
Trading account gains and fees$0165
Additional Noninterest Income$2,739,000884
Total noninterest expense$13,162,0001,122
Salaries and employee benefits$7,062,0001,030
Premises and equipment expense$993,0001,953
Additional noninterest expense$5,107,0001,046
Pre-tax net operating income$822,0003,416
Securities gains (losses)$718,000548
Applicable income taxes$338,0002,031
Income before extraordinary items$1,202,0002,543
Extraordinary gains, net$023
Net income$1,202,0002,539
Minority interest net income$0110
Net income of bank and minority interests.$1,202,0002,544
Net charge-offs$2,761,0001,219
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$641,9603,533
2010-06-30 (YTD Data)Rank
Total interest income$8,252,0001,897
Total interest expense$299,0006,495
Net interest income$7,953,0001,430
Provision for loan and lease losses$1,641,0001,441
Total noninterest income$3,378,000818
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,330,000577
Trading account gains and fees$0152
Additional Noninterest Income$2,048,000796
Total noninterest expense$8,943,0001,099
Salaries and employee benefits$4,744,0001,024
Premises and equipment expense$658,0001,979
Additional noninterest expense$3,541,0001,003
Pre-tax net operating income$747,0002,911
Securities gains (losses)$161,0001,083
Applicable income taxes$203,0002,114
Income before extraordinary items$705,0002,756
Extraordinary gains, net$019
Net income$705,0002,751
Minority interest net income$0105
Net income of bank and minority interests.$705,0002,755
Net charge-offs$1,955,0001,141
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$579,4203,028
2010-03-31 (YTD Data)Rank
Total interest income$4,069,0001,966
Total interest expense$149,0006,617
Net interest income$3,920,0001,464
Provision for loan and lease losses$953,0001,209
Total noninterest income$1,548,000860
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$663,000579
Trading account gains and fees$0175
Additional Noninterest Income$885,000877
Total noninterest expense$4,238,0001,194
Salaries and employee benefits$2,498,000978
Premises and equipment expense$324,0002,063
Additional noninterest expense$1,416,0001,249
Pre-tax net operating income$277,0003,504
Securities gains (losses)$160,000597
Applicable income taxes$98,0002,145
Income before extraordinary items$339,0002,892
Extraordinary gains, net$016
Net income$339,0002,888
Minority interest net income$091
Net income of bank and minority interests.$339,0002,892
Net charge-offs$993,0001,045
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$214,2003,634
2009-12-31 (YTD Data)Rank
Total interest income$21,673,0001,584
Total interest expense$2,931,0003,465
Net interest income$18,742,0001,189
Provision for loan and lease losses$25,776,000409
Total noninterest income$1,749,0002,327
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$07,114
Trading account gains and fees$0211
Additional Noninterest Income$1,749,0001,502
Total noninterest expense$13,412,0001,542
Salaries and employee benefits$8,448,0001,163
Premises and equipment expense$1,181,0002,253
Additional noninterest expense$3,783,0001,938
Pre-tax net operating income$-18,697,0007,691
Securities gains (losses)$3,357,000183
Applicable income taxes$-6,501,0007,819
Income before extraordinary items$-8,839,0007,509
Extraordinary gains, net$034
Net income$-8,839,0007,508
Minority interest net income$0115
Net income of bank and minority interests.$-8,839,0007,508
Net charge-offs$25,556,000329
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$308,000626
Net operating income$-10,987,4807,589
2009-09-30 (YTD Data)Rank
Total interest income$17,369,0001,514
Total interest expense$2,713,0003,089
Net interest income$14,656,0001,124
Provision for loan and lease losses$17,147,000434
Total noninterest income$3,617,0001,147
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$07,173
Trading account gains and fees$0212
Additional Noninterest Income$3,617,000745
Total noninterest expense$9,866,0001,559
Salaries and employee benefits$6,261,0001,186
Premises and equipment expense$871,0002,300
Additional noninterest expense$2,734,0001,937
Pre-tax net operating income$-8,740,0007,699
Securities gains (losses)$3,357,000144
Applicable income taxes$-2,421,0007,766
Income before extraordinary items$-2,962,0007,374
Extraordinary gains, net$027
Net income$-2,962,0007,374
Minority interest net income$0118
Net income of bank and minority interests.$-2,962,0007,374
Net charge-offs$15,201,000378
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-5,110,4807,599
2009-06-30 (YTD Data)Rank
Total interest income$11,914,0001,504
Total interest expense$2,021,0002,936
Net interest income$9,893,0001,114
Provision for loan and lease losses$13,542,000380
Total noninterest income$2,462,0001,129
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$07,241
Trading account gains and fees$0193
Additional Noninterest Income$2,462,000747
Total noninterest expense$6,397,0001,619
Salaries and employee benefits$4,499,0001,120
Premises and equipment expense$557,0002,405
Additional noninterest expense$1,341,0002,574
Pre-tax net operating income$-7,584,0007,855
Securities gains (losses)$1,006,000286
Applicable income taxes$-2,870,0007,964
Income before extraordinary items$-3,708,0007,695
Extraordinary gains, net$021
Net income$-3,708,0007,694
Minority interest net income$0112
Net income of bank and minority interests.$-3,708,0007,694
Net charge-offs$4,640,000612
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-4,351,8407,767
2009-03-31 (YTD Data)Rank
Total interest income$5,801,0001,568
Total interest expense$1,049,0002,943
Net interest income$4,752,0001,164
Provision for loan and lease losses$2,804,000589
Total noninterest income$1,542,000917
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$1,542,000621
Total noninterest expense$3,115,0001,620
Salaries and employee benefits$2,363,0001,077
Premises and equipment expense$284,0002,411
Additional noninterest expense$468,0003,184
Pre-tax net operating income$375,0002,929
Securities gains (losses)$1,006,000189
Applicable income taxes$517,000650
Income before extraordinary items$864,0001,264
Extraordinary gains, net$015
Net income$864,0001,265
Minority interest net income$0102
Net income of bank and minority interests.$864,0001,266
Net charge-offs$1,540,000722
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$220,1603,555
2008-12-31 (YTD Data)Rank
Total interest income$24,718,0001,568
Total interest expense$7,988,0001,976
Net interest income$16,730,0001,328
Provision for loan and lease losses$6,488,000833
Total noninterest income$5,954,000915
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$5,954,000565
Total noninterest expense$12,055,0001,629
Salaries and employee benefits$8,674,0001,146
Premises and equipment expense$1,117,0002,386
Additional noninterest expense$2,264,0002,546
Pre-tax net operating income$4,141,0001,319
Securities gains (losses)$1,0003,084
Applicable income taxes$1,371,000933
Income before extraordinary items$2,771,0001,469
Extraordinary gains, net$039
Net income$2,771,0001,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,533,000888
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$337,000644
Net operating income$2,770,3301,569
2008-09-30 (YTD Data)Rank
Total interest income$18,576,0001,610
Total interest expense$6,649,0001,862
Net interest income$11,927,0001,420
Provision for loan and lease losses$3,408,000827
Total noninterest income$4,944,000881
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$4,944,000560
Total noninterest expense$9,910,0001,469
Salaries and employee benefits$6,532,0001,159
Premises and equipment expense$836,0002,394
Additional noninterest expense$2,542,0001,750
Pre-tax net operating income$3,553,0001,388
Securities gains (losses)$1,0002,971
Applicable income taxes$1,212,000997
Income before extraordinary items$2,342,0001,546
Extraordinary gains, net$031
Net income$2,342,0001,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,562,000985
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,341,3401,633
2008-06-30 (YTD Data)Rank
Total interest income$12,272,0001,646
Total interest expense$4,619,0001,870
Net interest income$7,653,0001,463
Provision for loan and lease losses$1,219,0001,085
Total noninterest income$3,486,000854
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$3,486,000562
Total noninterest expense$6,436,0001,507
Salaries and employee benefits$4,348,0001,180
Premises and equipment expense$549,0002,424
Additional noninterest expense$1,539,0001,874
Pre-tax net operating income$3,484,0001,026
Securities gains (losses)$03,233
Applicable income taxes$1,280,000755
Income before extraordinary items$2,204,0001,259
Extraordinary gains, net$021
Net income$2,204,0001,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,0001,369
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,204,0001,237
2008-03-31 (YTD Data)Rank
Total interest income$6,295,0001,646
Total interest expense$2,608,0001,808
Net interest income$3,687,0001,507
Provision for loan and lease losses$656,000842
Total noninterest income$2,163,000707
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$2,163,000485
Total noninterest expense$3,136,0001,531
Salaries and employee benefits$2,192,0001,171
Premises and equipment expense$269,0002,503
Additional noninterest expense$675,0002,073
Pre-tax net operating income$2,058,000916
Securities gains (losses)$02,688
Applicable income taxes$767,000716
Income before extraordinary items$1,291,0001,164
Extraordinary gains, net$015
Net income$1,291,0001,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,000917
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,291,0001,128
2007-12-31 (YTD Data)Rank
Total interest income$28,358,0001,519
Total interest expense$13,805,0001,451
Net interest income$14,553,0001,560
Provision for loan and lease losses$160,0004,234
Total noninterest income$5,021,0001,097
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$5,021,000677
Total noninterest expense$10,332,0001,793
Salaries and employee benefits$6,443,0001,571
Premises and equipment expense$912,0002,773
Additional noninterest expense$2,977,0001,851
Pre-tax net operating income$9,082,000937
Securities gains (losses)$-717,0008,408
Applicable income taxes$2,976,000825
Income before extraordinary items$5,389,0001,190
Extraordinary gains, net$039
Net income$5,389,0001,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,123
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$132,000860
Net operating income$5,847,8801,084
2007-09-30 (YTD Data)Rank
Total interest income$21,535,0001,507
Total interest expense$10,666,0001,411
Net interest income$10,869,0001,573
Provision for loan and lease losses$160,0003,381
Total noninterest income$3,542,0001,139
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$3,542,000728
Total noninterest expense$7,524,0001,817
Salaries and employee benefits$4,530,0001,666
Premises and equipment expense$680,0002,777
Additional noninterest expense$2,314,0001,756
Pre-tax net operating income$6,727,0001,029
Securities gains (losses)$-717,0008,479
Applicable income taxes$2,181,000902
Income before extraordinary items$3,829,0001,333
Extraordinary gains, net$033
Net income$3,829,0001,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,768
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,287,8801,187
2007-06-30 (YTD Data)Rank
Total interest income$14,381,0001,520
Total interest expense$7,441,0001,342
Net interest income$6,940,0001,658
Provision for loan and lease losses$78,0003,694
Total noninterest income$3,271,000905
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$3,271,000583
Total noninterest expense$5,014,0001,839
Salaries and employee benefits$2,973,0001,726
Premises and equipment expense$453,0002,798
Additional noninterest expense$1,588,0001,717
Pre-tax net operating income$5,119,000940
Securities gains (losses)$01,444
Applicable income taxes$1,899,000764
Income before extraordinary items$3,220,0001,114
Extraordinary gains, net$029
Net income$3,220,0001,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,220,0001,093
2007-03-31 (YTD Data)Rank
Total interest income$7,036,0001,539
Total interest expense$3,490,0001,423
Net interest income$3,546,0001,628
Provision for loan and lease losses$05,779
Total noninterest income$1,372,0001,018
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$1,372,000645
Total noninterest expense$2,387,0001,938
Salaries and employee benefits$1,409,0001,825
Premises and equipment expense$226,0002,822
Additional noninterest expense$752,0001,777
Pre-tax net operating income$2,531,000933
Securities gains (losses)$01,187
Applicable income taxes$975,000750
Income before extraordinary items$1,556,0001,134
Extraordinary gains, net$022
Net income$1,556,0001,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,556,0001,118
2006-12-31 (YTD Data)Rank
Total interest income$25,412,0001,588
Total interest expense$10,142,0001,651
Net interest income$15,270,0001,493
Provision for loan and lease losses$1,321,000792
Total noninterest income$4,294,0001,236
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$4,294,000762
Total noninterest expense$9,279,0001,911
Salaries and employee benefits$5,481,0001,783
Premises and equipment expense$871,0002,789
Additional noninterest expense$2,927,0001,803
Pre-tax net operating income$8,964,0001,095
Securities gains (losses)$01,687
Applicable income taxes$3,529,000829
Income before extraordinary items$5,435,0001,342
Extraordinary gains, net$051
Net income$5,435,0001,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,435,0001,332
2006-09-30 (YTD Data)Rank
Total interest income$18,481,0001,612
Total interest expense$7,382,0001,660
Net interest income$11,099,0001,566
Provision for loan and lease losses$1,215,000642
Total noninterest income$3,025,0001,305
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$3,025,000810
Total noninterest expense$6,782,0001,944
Salaries and employee benefits$4,036,0001,823
Premises and equipment expense$652,0002,806
Additional noninterest expense$2,094,0001,861
Pre-tax net operating income$6,127,0001,250
Securities gains (losses)$01,388
Applicable income taxes$2,399,000937
Income before extraordinary items$3,728,0001,500
Extraordinary gains, net$045
Net income$3,728,0001,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,728,0001,483
2006-06-30 (YTD Data)Rank
Total interest income$11,689,0001,669
Total interest expense$4,659,0001,668
Net interest income$7,030,0001,645
Provision for loan and lease losses$462,0001,045
Total noninterest income$1,992,0001,317
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$1,992,000821
Total noninterest expense$4,611,0001,916
Salaries and employee benefits$2,705,0001,817
Premises and equipment expense$441,0002,769
Additional noninterest expense$1,465,0001,786
Pre-tax net operating income$3,949,0001,281
Securities gains (losses)$01,185
Applicable income taxes$1,542,000969
Income before extraordinary items$2,407,0001,535
Extraordinary gains, net$039
Net income$2,407,0001,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,407,0001,517
2006-03-31 (YTD Data)Rank
Total interest income$5,385,0001,792
Total interest expense$2,155,0001,707
Net interest income$3,230,0001,787
Provision for loan and lease losses$292,000823
Total noninterest income$929,0001,356
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$929,000849
Total noninterest expense$2,173,0002,032
Salaries and employee benefits$1,304,0001,884
Premises and equipment expense$217,0002,811
Additional noninterest expense$652,0001,998
Pre-tax net operating income$1,694,0001,458
Securities gains (losses)$0955
Applicable income taxes$626,0001,153
Income before extraordinary items$1,068,0001,676
Extraordinary gains, net$021
Net income$1,068,0001,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,068,0001,661
2005-12-31 (YTD Data)Rank
Total interest income$16,887,0001,982
Total interest expense$5,536,0002,022
Net interest income$11,351,0001,962
Provision for loan and lease losses$749,0001,347
Total noninterest income$3,050,0001,586
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$3,050,0001,003
Total noninterest expense$7,195,0002,326
Salaries and employee benefits$4,229,0002,173
Premises and equipment expense$731,0003,129
Additional noninterest expense$2,235,0002,238
Pre-tax net operating income$6,457,0001,482
Securities gains (losses)$02,296
Applicable income taxes$2,425,0001,165
Income before extraordinary items$4,032,0001,733
Extraordinary gains, net$046
Net income$4,032,0001,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,0001,877
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,032,0001,706
2005-09-30 (YTD Data)Rank
Total interest income$12,011,0002,029
Total interest expense$3,827,0002,055
Net interest income$8,184,0002,018
Provision for loan and lease losses$676,0001,100
Total noninterest income$1,991,0001,784
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$1,991,0001,123
Total noninterest expense$5,061,0002,446
Salaries and employee benefits$2,948,0002,303
Premises and equipment expense$528,0003,204
Additional noninterest expense$1,585,0002,325
Pre-tax net operating income$4,438,0001,615
Securities gains (losses)$02,317
Applicable income taxes$1,669,0001,265
Income before extraordinary items$2,769,0001,895
Extraordinary gains, net$035
Net income$2,769,0001,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0001,361
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,769,0001,853
2005-06-30 (YTD Data)Rank
Total interest income$7,551,0002,093
Total interest expense$2,444,0002,034
Net interest income$5,107,0002,125
Provision for loan and lease losses$462,0001,045
Total noninterest income$1,268,0001,847
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$1,268,0001,133
Total noninterest expense$3,194,0002,553
Salaries and employee benefits$1,894,0002,364
Premises and equipment expense$354,0003,160
Additional noninterest expense$946,0002,573
Pre-tax net operating income$2,719,0001,702
Securities gains (losses)$02,146
Applicable income taxes$1,022,0001,357
Income before extraordinary items$1,697,0002,003
Extraordinary gains, net$030
Net income$1,697,0002,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,000966
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,697,0001,966
2005-03-31 (YTD Data)Rank
Total interest income$3,526,0002,194
Total interest expense$1,099,0002,138
Net interest income$2,427,0002,216
Provision for loan and lease losses$265,000877
Total noninterest income$665,0001,724
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$665,0001,083
Total noninterest expense$1,640,0002,498
Salaries and employee benefits$924,0002,439
Premises and equipment expense$186,0003,058
Additional noninterest expense$530,0002,300
Pre-tax net operating income$1,187,0001,901
Securities gains (losses)$01,685
Applicable income taxes$434,0001,516
Income before extraordinary items$753,0002,196
Extraordinary gains, net$024
Net income$753,0002,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,000555
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$753,0002,154
2004-12-31 (YTD Data)Rank
Total interest income$9,954,0002,843
Total interest expense$1,218,0005,068
Net interest income$8,736,0002,338
Provision for loan and lease losses$596,0001,684
Total noninterest income$2,756,0001,735
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$2,756,0001,047
Total noninterest expense$5,160,0003,025
Salaries and employee benefits$3,278,0002,627
Premises and equipment expense$677,0003,215
Additional noninterest expense$1,205,0003,728
Pre-tax net operating income$5,736,0001,489
Securities gains (losses)$-16,0008,332
Applicable income taxes$2,202,0001,165
Income before extraordinary items$3,518,0001,804
Extraordinary gains, net$034
Net income$3,518,0001,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0005,541
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,528,2401,753
2004-09-30 (YTD Data)Rank
Total interest income$7,045,0002,960
Total interest expense$630,0006,129
Net interest income$6,415,0002,355
Provision for loan and lease losses$384,0001,842
Total noninterest income$2,058,0001,738
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$2,058,0001,058
Total noninterest expense$3,797,0003,046
Salaries and employee benefits$2,377,0002,689
Premises and equipment expense$483,0003,344
Additional noninterest expense$937,0003,596
Pre-tax net operating income$4,292,0001,497
Securities gains (losses)$-16,0008,610
Applicable income taxes$1,624,0001,204
Income before extraordinary items$2,652,0001,808
Extraordinary gains, net$026
Net income$2,652,0001,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,694
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,662,2401,751
2004-06-30 (YTD Data)Rank
Total interest income$4,415,0003,112
Total interest expense$261,0007,297
Net interest income$4,154,0002,401
Provision for loan and lease losses$315,0001,472
Total noninterest income$1,491,0001,606
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$1,491,000996
Total noninterest expense$2,616,0002,968
Salaries and employee benefits$1,538,0002,768
Premises and equipment expense$314,0003,420
Additional noninterest expense$764,0003,070
Pre-tax net operating income$2,714,0001,556
Securities gains (losses)$-16,0008,765
Applicable income taxes$1,003,0001,279
Income before extraordinary items$1,695,0001,855
Extraordinary gains, net$021
Net income$1,695,0001,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,880
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,705,2401,795
2004-03-31 (YTD Data)Rank
Total interest income$2,092,0003,265
Total interest expense$109,0007,695
Net interest income$1,983,0002,516
Provision for loan and lease losses$133,0001,692
Total noninterest income$746,0001,576
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$746,000977
Total noninterest expense$1,324,0002,935
Salaries and employee benefits$824,0002,615
Premises and equipment expense$156,0003,477
Additional noninterest expense$344,0003,344
Pre-tax net operating income$1,272,0001,638
Securities gains (losses)$02,934
Applicable income taxes$468,0001,368
Income before extraordinary items$804,0001,951
Extraordinary gains, net$016
Net income$804,0001,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,637
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$804,0001,864
2003-12-31 (YTD Data)Rank
Total interest income$6,483,0004,067
Total interest expense$502,0007,734
Net interest income$5,981,0003,200
Provision for loan and lease losses$465,0002,298
Total noninterest income$2,627,0001,870
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$2,627,0001,189
Total noninterest expense$4,662,0003,250
Salaries and employee benefits$2,712,0003,040
Premises and equipment expense$635,0003,364
Additional noninterest expense$1,315,0003,459
Pre-tax net operating income$3,481,0002,224
Securities gains (losses)$04,500
Applicable income taxes$1,350,0001,773
Income before extraordinary items$2,131,0002,729
Extraordinary gains, net$054
Net income$2,131,0002,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,131,0002,600
2003-09-30 (YTD Data)Rank
Total interest income$4,630,0004,275
Total interest expense$337,0008,082
Net interest income$4,293,0003,328
Provision for loan and lease losses$318,0002,399
Total noninterest income$1,739,0002,119
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$1,739,0001,378
Total noninterest expense$3,475,0003,256
Salaries and employee benefits$1,993,0003,103
Premises and equipment expense$474,0003,362
Additional noninterest expense$1,008,0003,372
Pre-tax net operating income$2,239,0002,610
Securities gains (losses)$04,204
Applicable income taxes$856,0002,103
Income before extraordinary items$1,383,0003,150
Extraordinary gains, net$040
Net income$1,383,0003,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,383,0002,992
2003-06-30 (YTD Data)Rank
Total interest income$2,945,0004,440
Total interest expense$218,0008,215
Net interest income$2,727,0003,457
Provision for loan and lease losses$154,0002,968
Total noninterest income$1,104,0002,193
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$1,104,0001,408
Total noninterest expense$2,444,0003,104
Salaries and employee benefits$1,360,0003,039
Premises and equipment expense$262,0003,895
Additional noninterest expense$822,0002,817
Pre-tax net operating income$1,233,0003,021
Securities gains (losses)$03,782
Applicable income taxes$469,0002,411
Income before extraordinary items$764,0003,634
Extraordinary gains, net$030
Net income$764,0003,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$764,0003,436
2003-03-31 (YTD Data)Rank
Total interest income$1,403,0004,619
Total interest expense$113,0008,261
Net interest income$1,290,0003,603
Provision for loan and lease losses$59,0003,475
Total noninterest income$528,0002,195
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$528,0001,433
Total noninterest expense$1,270,0002,993
Salaries and employee benefits$727,0002,861
Premises and equipment expense$130,0003,924
Additional noninterest expense$413,0002,781
Pre-tax net operating income$489,0003,559
Securities gains (losses)$02,891
Applicable income taxes$178,0002,900
Income before extraordinary items$311,0004,131
Extraordinary gains, net$021
Net income$311,0004,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$311,0003,942
2002-12-31 (YTD Data)Rank
Total interest income$4,580,0005,475
Total interest expense$263,0008,959
Net interest income$4,317,0004,117
Provision for loan and lease losses$231,0004,060
Total noninterest income$4,627,0001,130
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,673,000608
Trading account gains and fees$0153
Additional Noninterest Income$1,954,0001,332
Total noninterest expense$7,614,0001,975
Salaries and employee benefits$2,657,0002,964
Premises and equipment expense$513,0003,872
Additional noninterest expense$4,444,0001,116
Pre-tax net operating income$1,099,0004,955
Securities gains (losses)$04,537
Applicable income taxes$307,0004,403
Income before extraordinary items$792,0005,243
Extraordinary gains, net$070
Net income$792,0005,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,176
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$792,0005,098
2001-12-31 (YTD Data)Rank
Total interest income$4,226,0006,178
Total interest expense$817,0008,397
Net interest income$3,409,0004,645
Provision for loan and lease losses$331,0003,012
Total noninterest income$3,330,0001,364
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,676,000877
Trading account gains and fees$0177
Additional Noninterest Income$1,654,0001,423
Total noninterest expense$5,300,0002,675
Salaries and employee benefits$1,855,0003,820
Premises and equipment expense$381,0004,757
Additional noninterest expense$3,064,0001,522
Pre-tax net operating income$1,108,0004,636
Securities gains (losses)$04,612
Applicable income taxes$369,0003,885
Income before extraordinary items$739,0005,088
Extraordinary gains, net$0105
Net income$739,0005,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$739,0004,982
2000-12-31 (YTD Data)Rank
Total interest income$3,402,0007,011
Total interest expense$1,105,0007,997
Net interest income$2,297,0006,116
Provision for loan and lease losses$98,0005,381
Total noninterest income$2,219,0001,738
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,004,0001,359
Trading account gains and feesNANA
Additional Noninterest Income$1,215,0001,639
Total noninterest expense$3,808,0003,462
Salaries and employee benefits$1,478,0004,411
Premises and equipment expense$314,0005,287
Additional noninterest expense$2,016,0002,140
Pre-tax net operating income$610,0006,547
Securities gains (losses)$01,956
Applicable income taxes$40,0007,410
Income before extraordinary items$570,0005,989
Extraordinary gains, net$038
Net income$570,0005,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$570,0005,994
1999-12-31 (YTD Data)Rank
Total interest income$2,250,0008,190
Total interest expense$753,0008,814
Net interest income$1,497,0007,597
Provision for loan and lease losses$202,0003,533
Total noninterest income$1,220,0002,661
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$85,0007,021
Trading account gains and feesNANA
Additional Noninterest Income$1,135,0001,711
Total noninterest expense$2,302,0005,153
Salaries and employee benefits$1,078,0005,586
Premises and equipment expense$205,0006,733
Additional noninterest expense$1,019,0003,967
Pre-tax net operating income$213,0008,514
Securities gains (losses)$03,155
Applicable income taxes$1,0008,717
Income before extraordinary items$212,0008,206
Extraordinary gains, net$035
Net income$212,0008,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$2,701,000384
Net operating income$212,0008,179
1998-12-31 (YTD Data)Rank
Total interest income$1,227,0009,620
Total interest expense$495,0009,708
Net interest income$732,0009,421
Provision for loan and lease losses$43,0006,849
Total noninterest income$707,0003,951
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$32,0008,466
Trading account gains and feesNANA
Additional Noninterest Income$675,0002,458
Total noninterest expense$1,384,0007,007
Salaries and employee benefits$668,0007,382
Premises and equipment expense$150,0007,646
Additional noninterest expense$566,0005,976
Pre-tax net operating income$12,0009,748
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$12,0009,791
Extraordinary gains, net$032
Net income$12,0009,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$12,0009,739
1997-12-31 (YTD Data)Rank
Total interest income$363,00010,768
Total interest expense$107,00010,774
Net interest income$256,00010,732
Provision for loan and lease losses$36,0007,137
Total noninterest income$185,0008,046
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,486
Trading account gains and feesNANA
Additional Noninterest Income$185,0005,144
Total noninterest expense$1,070,0008,099
Salaries and employee benefits$640,0007,663
Premises and equipment expense$131,0008,214
Additional noninterest expense$299,0008,326
Pre-tax net operating income$-665,00010,791
Securities gains (losses)$03,944
Applicable income taxes$1,00010,030
Income before extraordinary items$-666,00010,800
Extraordinary gains, net$044
Net income$-666,00010,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-666,00010,786

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.