Home > Ozaukee Bank > Assets and Liabilities
Ozaukee Bank, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 150 | 1,119 |
| Assets and Liabilities | ||
| Total Assets: | $828,598,000 | 833 |
| Cash and due from depository institutions | $13,097,000 | 1,119 |
| Interest-bearing balances | $70,000 | 5,405 |
| Securities | $117,468,000 | 1,040 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $516,491,000 | 933 |
| Loan loss allowance | $5,980,000 | 1,004 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,156,000 | 1,583 |
| Other real estate owned | $3,308,000 | 1,119 |
| Goodwill and other intangibles | $149,564,000 | 139 |
| All other assets | $20,514,000 | 999 |
| Life insurance assets | $9,691,000 | 694 |
| Total liabilities and capital | $828,598,000 | 833 |
| Total liabilities | $642,493,000 | 953 |
| Total deposits | $562,252,000 | 923 |
| Interest-bearing deposits | $484,934,000 | 915 |
| Deposits held in domestic offices | $562,252,000 | 920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,604,000 | 558 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $25,722,000 | 1,826 |
| Subordinated debt | $5,000,000 | 181 |
| All other liabilities | $7,915,000 | 786 |
| Total equity capital | $186,105,000 | 405 |
| Total bank equity capital | $186,105,000 | 405 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,086,000 | 1,917 |
| Surplus | $180,865,000 | 251 |
| Undivided profits | $3,154,000 | 5,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,685,000 | 668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $38,000 | 955 |
| Income earned, not collected on loans | $2,787,000 | 1,323 |
| Earning assets | $634,029,000 | 976 |
| Long-term assets (5+ years) | $72,513,000 | 1,672 |
| Average Assets, year-to-date | $804,955,330 | 840 |
| Average Assets, quarterly | $832,579,000 | 821 |
| Volatile liabilities | $104,408,000 | 1,407 |
| Insider loans | $23,527,000 | 259 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $2,600,000 | 550 |
| Unused loan commitments | $214,316,000 | 539 |
| Tier 1 (core) risk-based capital | $46,243,000 | 1,403 |
| Tier 2 risk-based capital | $10,980,000 | 559 |
| Total risk weighted assets | $535,226,000 | 956 |
| Total unused commitments | $214,316,000 | 539 |
| Derivatives | $2,346,000 | 695 |
| 2008-03-31 | Rank | |
| # of Employees: | 158 | 1,056 |
| Assets and Liabilities | ||
| Total Assets: | $836,560,000 | 822 |
| Cash and due from depository institutions | $11,781,000 | 1,056 |
| Interest-bearing balances | $35,000 | 5,841 |
| Securities | $119,032,000 | 1,035 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $522,887,000 | 908 |
| Loan loss allowance | $5,862,000 | 966 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,342,000 | 1,533 |
| Other real estate owned | $3,308,000 | 1,056 |
| Goodwill and other intangibles | $149,661,000 | 140 |
| All other assets | $21,549,000 | 922 |
| Life insurance assets | $9,609,000 | 689 |
| Total liabilities and capital | $836,560,000 | 822 |
| Total liabilities | $651,227,000 | 937 |
| Total deposits | $591,680,000 | 876 |
| Interest-bearing deposits | $512,604,000 | 877 |
| Deposits held in domestic offices | $591,680,000 | 873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,623,000 | 646 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $13,983,000 | 2,467 |
| Subordinated debt | $5,000,000 | 177 |
| All other liabilities | $7,941,000 | 833 |
| Total equity capital | $185,333,000 | 413 |
| Total bank equity capital | $185,333,000 | 413 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,086,000 | 1,917 |
| Surplus | $180,864,000 | 245 |
| Undivided profits | $2,383,000 | 6,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,151,000 | 600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 980 |
| Income earned, not collected on loans | $3,220,000 | 1,170 |
| Earning assets | $641,954,000 | 961 |
| Long-term assets (5+ years) | $78,179,000 | 1,519 |
| Average Assets, year-to-date | $793,134,000 | 860 |
| Average Assets, quarterly | $793,134,000 | 860 |
| Volatile liabilities | $116,063,000 | 1,254 |
| Insider loans | $21,781,000 | 273 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $10,471,000 | 245 |
| Unused loan commitments | $206,652,000 | 580 |
| Tier 1 (core) risk-based capital | $44,482,000 | 1,459 |
| Tier 2 risk-based capital | $10,862,000 | 545 |
| Total risk weighted assets | $538,869,000 | 928 |
| Total unused commitments | $206,652,000 | 580 |
| Derivatives | $19,998,000 | 401 |
| 2007-12-31 | Rank | |
| # of Employees: | 162 | 1,036 |
| Assets and Liabilities | ||
| Total Assets: | $749,708,000 | 912 |
| Cash and due from depository institutions | $34,356,000 | 1,036 |
| Interest-bearing balances | $11,779,000 | 508 |
| Securities | $120,150,000 | 1,006 |
| Federal funds sold & reverse repurchase agreements | $39,987,000 | 334 |
| Net loans & leases | $518,748,000 | 908 |
| Loan loss allowance | $7,399,000 | 772 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $8,541,000 | 1,503 |
| Other real estate owned | $3,308,000 | 1,036 |
| Goodwill and other intangibles | $2,483,000 | 1,298 |
| All other assets | $22,135,000 | 895 |
| Life insurance assets | $9,522,000 | 691 |
| Total liabilities and capital | $749,708,000 | 912 |
| Total liabilities | $694,228,000 | 890 |
| Total deposits | $611,009,000 | 842 |
| Interest-bearing deposits | $524,718,000 | 852 |
| Deposits held in domestic offices | $611,009,000 | 838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,075,000 | 1,003 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $59,267,000 | 885 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,877,000 | 834 |
| Total equity capital | $55,480,000 | 1,241 |
| Total bank equity capital | $55,480,000 | 1,241 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,092,000 | 1,908 |
| Surplus | $18,342,000 | 1,591 |
| Undivided profits | $35,046,000 | 1,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,989,000 | 608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $31,000 | 951 |
| Income earned, not collected on loans | $3,399,000 | 1,188 |
| Earning assets | $690,664,000 | 905 |
| Long-term assets (5+ years) | $86,078,000 | 1,315 |
| Average Assets, year-to-date | $704,748,800 | 937 |
| Average Assets, quarterly | $715,760,500 | 936 |
| Volatile liabilities | $116,878,000 | 1,256 |
| Insider loans | $22,184,000 | 264 |
| FHLB advances | $46,000,000 | 1,008 |
| Loans and leases held for sale | $7,535,000 | 284 |
| Unused loan commitments | $220,952,000 | 568 |
| Tier 1 (core) risk-based capital | $54,963,000 | 1,157 |
| Tier 2 risk-based capital | $6,821,000 | 803 |
| Total risk weighted assets | $545,120,000 | 924 |
| Total unused commitments | $220,952,000 | 568 |
| Derivatives | $32,778,000 | 293 |
| 2007-09-30 | Rank | |
| # of Employees: | 167 | 994 |
| Assets and Liabilities | ||
| Total Assets: | $681,813,000 | 978 |
| Cash and due from depository institutions | $9,970,000 | 994 |
| Interest-bearing balances | $12,000 | 6,126 |
| Securities | $119,531,000 | 998 |
| Federal funds sold & reverse repurchase agreements | $3,811,000 | 3,063 |
| Net loans & leases | $515,454,000 | 896 |
| Loan loss allowance | $7,552,000 | 721 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,873,000 | 1,410 |
| Other real estate owned | $0 | 994 |
| Goodwill and other intangibles | $2,473,000 | 1,279 |
| All other assets | $21,701,000 | 892 |
| Life insurance assets | $9,432,000 | 677 |
| Total liabilities and capital | $681,813,000 | 978 |
| Total liabilities | $628,240,000 | 949 |
| Total deposits | $550,736,000 | 924 |
| Interest-bearing deposits | $471,693,000 | 937 |
| Deposits held in domestic offices | $550,736,000 | 922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,596,000 | 1,206 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $59,930,000 | 801 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $6,978,000 | 898 |
| Total equity capital | $53,573,000 | 1,273 |
| Total bank equity capital | $53,573,000 | 1,273 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,092,000 | 1,888 |
| Surplus | $18,360,000 | 1,557 |
| Undivided profits | $33,121,000 | 1,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,834,000 | 377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $32,000 | 978 |
| Income earned, not collected on loans | $3,487,000 | 1,243 |
| Earning assets | $638,808,000 | 954 |
| Long-term assets (5+ years) | $87,770,000 | 1,257 |
| Average Assets, year-to-date | $693,509,000 | 939 |
| Average Assets, quarterly | $686,042,500 | 968 |
| Volatile liabilities | $83,744,000 | 1,664 |
| Insider loans | $22,838,000 | 254 |
| FHLB advances | $46,000,000 | 923 |
| Loans and leases held for sale | $4,349,000 | 380 |
| Unused loan commitments | $225,465,000 | 562 |
| Tier 1 (core) risk-based capital | $53,297,000 | 1,188 |
| Tier 2 risk-based capital | $6,566,000 | 826 |
| Total risk weighted assets | $524,283,000 | 945 |
| Total unused commitments | $225,465,000 | 562 |
| Derivatives | $30,488,000 | 307 |
| 2007-06-30 | Rank | |
| # of Employees: | 172 | 982 |
| Assets and Liabilities | ||
| Total Assets: | $690,272,000 | 977 |
| Cash and due from depository institutions | $11,632,000 | 982 |
| Interest-bearing balances | $7,000 | 6,323 |
| Securities | $117,357,000 | 1,027 |
| Federal funds sold & reverse repurchase agreements | $9,147,000 | 1,721 |
| Net loans & leases | $518,056,000 | 901 |
| Loan loss allowance | $7,424,000 | 717 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,059,000 | 1,391 |
| Other real estate owned | $0 | 982 |
| Goodwill and other intangibles | $2,438,000 | 1,288 |
| All other assets | $22,583,000 | 864 |
| Life insurance assets | $9,347,000 | 674 |
| Total liabilities and capital | $690,272,000 | 977 |
| Total liabilities | $638,703,000 | 951 |
| Total deposits | $559,749,000 | 927 |
| Interest-bearing deposits | $476,301,000 | 943 |
| Deposits held in domestic offices | $559,749,000 | 925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,728,000 | 1,028 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $59,049,000 | 760 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,177,000 | 963 |
| Total equity capital | $51,569,000 | 1,313 |
| Total bank equity capital | $51,569,000 | 1,313 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,092,000 | 1,882 |
| Surplus | $18,360,000 | 1,555 |
| Undivided profits | $31,117,000 | 1,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,632,000 | 449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $32,000 | 986 |
| Income earned, not collected on loans | $3,313,000 | 1,211 |
| Earning assets | $644,567,000 | 965 |
| Long-term assets (5+ years) | $89,274,000 | 1,211 |
| Average Assets, year-to-date | $697,407,670 | 946 |
| Average Assets, quarterly | $692,349,000 | 959 |
| Volatile liabilities | $85,671,000 | 1,608 |
| Insider loans | $26,203,000 | 210 |
| FHLB advances | $46,000,000 | 861 |
| Loans and leases held for sale | $4,914,000 | 421 |
| Unused loan commitments | $225,802,000 | 569 |
| Tier 1 (core) risk-based capital | $52,242,000 | 1,218 |
| Tier 2 risk-based capital | $6,643,000 | 827 |
| Total risk weighted assets | $530,689,000 | 929 |
| Total unused commitments | $225,802,000 | 569 |
| Derivatives | $31,876,000 | 330 |
| 2007-03-31 | Rank | |
| # of Employees: | 171 | 978 |
| Assets and Liabilities | ||
| Total Assets: | $694,426,000 | 952 |
| Cash and due from depository institutions | $11,400,000 | 978 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $117,544,000 | 1,031 |
| Federal funds sold & reverse repurchase agreements | $11,505,000 | 1,758 |
| Net loans & leases | $520,837,000 | 874 |
| Loan loss allowance | $7,315,000 | 711 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,865,000 | 1,391 |
| Other real estate owned | $0 | 978 |
| Goodwill and other intangibles | $2,410,000 | 1,276 |
| All other assets | $21,865,000 | 841 |
| Life insurance assets | $9,257,000 | 666 |
| Total liabilities and capital | $694,426,000 | 952 |
| Total liabilities | $642,962,000 | 925 |
| Total deposits | $561,447,000 | 919 |
| Interest-bearing deposits | $483,141,000 | 920 |
| Deposits held in domestic offices | $561,447,000 | 916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,484,000 | 907 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $59,692,000 | 743 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $6,339,000 | 947 |
| Total equity capital | $51,464,000 | 1,318 |
| Total bank equity capital | $51,464,000 | 1,318 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,089,000 | 1,870 |
| Surplus | $18,255,000 | 1,534 |
| Undivided profits | $31,120,000 | 1,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,297,000 | 372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $32,000 | 1,000 |
| Income earned, not collected on loans | $3,460,000 | 1,118 |
| Earning assets | $649,886,000 | 934 |
| Long-term assets (5+ years) | $80,713,000 | 1,300 |
| Average Assets, year-to-date | $700,975,500 | 937 |
| Average Assets, quarterly | $700,975,500 | 937 |
| Volatile liabilities | $84,536,000 | 1,605 |
| Insider loans | $14,988,000 | 431 |
| FHLB advances | $46,000,000 | 831 |
| Loans and leases held for sale | $3,358,000 | 504 |
| Unused loan commitments | $216,883,000 | 586 |
| Tier 1 (core) risk-based capital | $51,089,000 | 1,221 |
| Tier 2 risk-based capital | $6,293,000 | 855 |
| Total risk weighted assets | $535,072,000 | 901 |
| Total unused commitments | $216,883,000 | 586 |
| Derivatives | $32,056,000 | 334 |
| 2006-12-31 | Rank | |
| # of Employees: | 170 | 991 |
| Assets and Liabilities | ||
| Total Assets: | $707,525,000 | 926 |
| Cash and due from depository institutions | $23,750,000 | 991 |
| Interest-bearing balances | $2,971,000 | 1,529 |
| Securities | $117,533,000 | 1,058 |
| Federal funds sold & reverse repurchase agreements | $13,555,000 | 1,205 |
| Net loans & leases | $519,156,000 | 857 |
| Loan loss allowance | $7,183,000 | 716 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,029,000 | 1,329 |
| Other real estate owned | $0 | 991 |
| Goodwill and other intangibles | $2,389,000 | 1,269 |
| All other assets | $22,113,000 | 841 |
| Life insurance assets | $9,164,000 | 655 |
| Total liabilities and capital | $707,525,000 | 926 |
| Total liabilities | $656,694,000 | 898 |
| Total deposits | $577,498,000 | 874 |
| Interest-bearing deposits | $485,375,000 | 899 |
| Deposits held in domestic offices | $577,498,000 | 870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,943,000 | 1,057 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $59,557,000 | 762 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,696,000 | 912 |
| Total equity capital | $50,831,000 | 1,293 |
| Total bank equity capital | $50,831,000 | 1,293 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,083,000 | 1,861 |
| Surplus | $18,154,000 | 1,514 |
| Undivided profits | $30,594,000 | 1,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,096,000 | 292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,059 |
| Income earned, not collected on loans | $3,390,000 | 1,174 |
| Earning assets | $653,215,000 | 912 |
| Long-term assets (5+ years) | $68,286,000 | 1,482 |
| Average Assets, year-to-date | $683,845,200 | 927 |
| Average Assets, quarterly | $690,296,000 | 936 |
| Volatile liabilities | $70,763,000 | 2,020 |
| Insider loans | $15,570,000 | 398 |
| FHLB advances | $44,000,000 | 902 |
| Loans and leases held for sale | $3,843,000 | 452 |
| Unused loan commitments | $215,644,000 | 578 |
| Tier 1 (core) risk-based capital | $50,533,000 | 1,212 |
| Tier 2 risk-based capital | $6,724,000 | 792 |
| Total risk weighted assets | $537,464,000 | 872 |
| Total unused commitments | $215,644,000 | 578 |
| Derivatives | $32,968,000 | 319 |
| 2006-09-30 | Rank | |
| # of Employees: | 173 | 980 |
| Assets and Liabilities | ||
| Total Assets: | $673,067,000 | 969 |
| Cash and due from depository institutions | $15,457,000 | 980 |
| Interest-bearing balances | $142,000 | 4,372 |
| Securities | $117,672,000 | 1,059 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $506,224,000 | 878 |
| Loan loss allowance | $7,138,000 | 729 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,131,000 | 1,294 |
| Other real estate owned | $0 | 980 |
| Goodwill and other intangibles | $2,370,000 | 1,267 |
| All other assets | $22,213,000 | 836 |
| Life insurance assets | $9,076,000 | 632 |
| Total liabilities and capital | $673,067,000 | 969 |
| Total liabilities | $624,292,000 | 936 |
| Total deposits | $555,880,000 | 902 |
| Interest-bearing deposits | $469,208,000 | 915 |
| Deposits held in domestic offices | $555,880,000 | 901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,726,000 | 963 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $44,961,000 | 1,004 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $8,725,000 | 734 |
| Total equity capital | $48,775,000 | 1,338 |
| Total bank equity capital | $48,775,000 | 1,338 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,077,000 | 1,864 |
| Surplus | $17,979,000 | 1,508 |
| Undivided profits | $28,719,000 | 1,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,101,000 | 431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,065 |
| Income earned, not collected on loans | $3,286,000 | 1,196 |
| Earning assets | $624,038,000 | 956 |
| Long-term assets (5+ years) | $61,941,000 | 1,584 |
| Average Assets, year-to-date | $677,925,250 | 943 |
| Average Assets, quarterly | $671,617,500 | 962 |
| Volatile liabilities | $84,593,000 | 1,724 |
| Insider loans | $14,902,000 | 425 |
| FHLB advances | $30,000,000 | 1,271 |
| Loans and leases held for sale | $6,318,000 | 331 |
| Unused loan commitments | $218,463,000 | 592 |
| Tier 1 (core) risk-based capital | $48,380,000 | 1,271 |
| Tier 2 risk-based capital | $6,496,000 | 812 |
| Total risk weighted assets | $519,031,000 | 896 |
| Total unused commitments | $218,463,000 | 592 |
| Derivatives | $32,110,000 | 333 |
| 2006-06-30 | Rank | |
| # of Employees: | 173 | 987 |
| Assets and Liabilities | ||
| Total Assets: | $670,168,000 | 963 |
| Cash and due from depository institutions | $12,653,000 | 987 |
| Interest-bearing balances | $14,000 | 6,230 |
| Securities | $116,408,000 | 1,062 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $506,852,000 | 866 |
| Loan loss allowance | $7,056,000 | 726 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,044,000 | 1,286 |
| Other real estate owned | $0 | 987 |
| Goodwill and other intangibles | $2,352,000 | 1,256 |
| All other assets | $22,859,000 | 821 |
| Life insurance assets | $8,985,000 | 631 |
| Total liabilities and capital | $670,168,000 | 963 |
| Total liabilities | $621,461,000 | 938 |
| Total deposits | $555,050,000 | 893 |
| Interest-bearing deposits | $467,463,000 | 902 |
| Deposits held in domestic offices | $555,050,000 | 891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,159,000 | 1,007 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $46,098,000 | 1,001 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,154,000 | 897 |
| Total equity capital | $48,707,000 | 1,280 |
| Total bank equity capital | $48,707,000 | 1,280 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,075,000 | 1,859 |
| Surplus | $17,884,000 | 1,481 |
| Undivided profits | $28,748,000 | 1,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,278,000 | 814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $54,000 | 905 |
| Income earned, not collected on loans | $2,960,000 | 1,199 |
| Earning assets | $623,274,000 | 947 |
| Long-term assets (5+ years) | $59,872,000 | 1,607 |
| Average Assets, year-to-date | $679,544,670 | 943 |
| Average Assets, quarterly | $673,116,500 | 956 |
| Volatile liabilities | $94,327,000 | 1,551 |
| Insider loans | $15,137,000 | 403 |
| FHLB advances | $30,000,000 | 1,260 |
| Loans and leases held for sale | $2,429,000 | 611 |
| Unused loan commitments | $230,787,000 | 562 |
| Tier 1 (core) risk-based capital | $49,012,000 | 1,216 |
| Tier 2 risk-based capital | $6,497,000 | 803 |
| Total risk weighted assets | $519,225,000 | 894 |
| Total unused commitments | $230,787,000 | 563 |
| Derivatives | $30,026,000 | 331 |
| 2006-03-31 | Rank | |
| # of Employees: | 171 | 984 |
| Assets and Liabilities | ||
| Total Assets: | $676,065,000 | 944 |
| Cash and due from depository institutions | $21,943,000 | 984 |
| Interest-bearing balances | $10,496,000 | 572 |
| Securities | $106,918,000 | 1,175 |
| Federal funds sold & reverse repurchase agreements | $14,458,000 | 1,030 |
| Net loans & leases | $496,058,000 | 868 |
| Loan loss allowance | $7,003,000 | 712 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,914,000 | 1,267 |
| Other real estate owned | $0 | 984 |
| Goodwill and other intangibles | $2,342,000 | 1,230 |
| All other assets | $25,432,000 | 729 |
| Life insurance assets | $8,894,000 | 615 |
| Total liabilities and capital | $676,065,000 | 944 |
| Total liabilities | $628,105,000 | 914 |
| Total deposits | $566,631,000 | 856 |
| Interest-bearing deposits | $485,867,000 | 852 |
| Deposits held in domestic offices | $566,631,000 | 855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,769,000 | 1,165 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $45,966,000 | 960 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,739,000 | 937 |
| Total equity capital | $47,960,000 | 1,283 |
| Total bank equity capital | $47,960,000 | 1,283 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,075,000 | 1,848 |
| Surplus | $17,866,000 | 1,434 |
| Undivided profits | $28,019,000 | 1,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,362,000 | 782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 861 |
| Income earned, not collected on loans | $2,969,000 | 1,132 |
| Earning assets | $627,930,000 | 932 |
| Long-term assets (5+ years) | $54,257,000 | 1,684 |
| Average Assets, year-to-date | $684,233,000 | 930 |
| Average Assets, quarterly | $684,233,000 | 930 |
| Volatile liabilities | $108,614,000 | 1,297 |
| Insider loans | $14,085,000 | 441 |
| FHLB advances | $30,000,000 | 1,234 |
| Loans and leases held for sale | $3,107,000 | 454 |
| Unused loan commitments | $230,416,000 | 554 |
| Tier 1 (core) risk-based capital | $47,739,000 | 1,229 |
| Tier 2 risk-based capital | $6,365,000 | 802 |
| Total risk weighted assets | $508,550,000 | 887 |
| Total unused commitments | $230,416,000 | 554 |
| Derivatives | $32,256,000 | 311 |
| 2005-12-31 | Rank | |
| # of Employees: | 171 | 966 |
| Assets and Liabilities | ||
| Total Assets: | $692,401,000 | 917 |
| Cash and due from depository institutions | $20,542,000 | 966 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $106,377,000 | 1,178 |
| Federal funds sold & reverse repurchase agreements | $24,325,000 | 521 |
| Net loans & leases | $504,298,000 | 834 |
| Loan loss allowance | $6,909,000 | 708 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,944,000 | 1,249 |
| Other real estate owned | $0 | 966 |
| Goodwill and other intangibles | $2,319,000 | 1,215 |
| All other assets | $25,596,000 | 712 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $692,401,000 | 917 |
| Total liabilities | $644,944,000 | 881 |
| Total deposits | $580,293,000 | 826 |
| Interest-bearing deposits | $484,868,000 | 838 |
| Deposits held in domestic offices | $580,293,000 | 824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,944,000 | 706 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $35,000,000 | 1,201 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,707,000 | 916 |
| Total equity capital | $47,457,000 | 1,284 |
| Total bank equity capital | $47,457,000 | 1,284 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,068,000 | 1,841 |
| Surplus | $17,796,000 | 1,408 |
| Undivided profits | $27,593,000 | 1,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,913,000 | 905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $55,000 | 898 |
| Income earned, not collected on loans | $2,771,000 | 1,205 |
| Earning assets | $635,000,000 | 911 |
| Long-term assets (5+ years) | $50,089,000 | 1,766 |
| Average Assets, year-to-date | $646,771,000 | 917 |
| Average Assets, quarterly | $672,459,000 | 932 |
| Volatile liabilities | $98,347,000 | 1,390 |
| Insider loans | $7,243,000 | 897 |
| FHLB advances | $35,000,000 | 1,107 |
| Loans and leases held for sale | $5,517,000 | 340 |
| Unused loan commitments | $235,485,000 | 531 |
| Tier 1 (core) risk-based capital | $47,183,000 | 1,218 |
| Tier 2 risk-based capital | $6,539,000 | 756 |
| Total risk weighted assets | $522,762,000 | 846 |
| Total unused commitments | $235,485,000 | 531 |
| Derivatives | $28,618,000 | 308 |
| 2005-09-30 | Rank | |
| # of Employees: | 173 | 943 |
| Assets and Liabilities | ||
| Total Assets: | $652,517,000 | 950 |
| Cash and due from depository institutions | $14,261,000 | 943 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $106,341,000 | 1,166 |
| Federal funds sold & reverse repurchase agreements | $12,696,000 | 1,034 |
| Net loans & leases | $483,363,000 | 857 |
| Loan loss allowance | $6,792,000 | 713 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,051,000 | 1,181 |
| Other real estate owned | $0 | 943 |
| Goodwill and other intangibles | $2,269,000 | 1,198 |
| All other assets | $24,536,000 | 716 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $652,517,000 | 950 |
| Total liabilities | $606,630,000 | 912 |
| Total deposits | $541,176,000 | 871 |
| Interest-bearing deposits | $455,565,000 | 871 |
| Deposits held in domestic offices | $541,176,000 | 869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,157,000 | 717 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $37,000,000 | 1,141 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,297,000 | 820 |
| Total equity capital | $45,887,000 | 1,307 |
| Total bank equity capital | $45,887,000 | 1,307 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,061,000 | 1,813 |
| Surplus | $17,641,000 | 1,376 |
| Undivided profits | $26,185,000 | 1,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,791,000 | 963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $17,000 | 1,126 |
| Income earned, not collected on loans | $2,574,000 | 1,245 |
| Earning assets | $602,400,000 | 936 |
| Long-term assets (5+ years) | $48,371,000 | 1,804 |
| Average Assets, year-to-date | $635,363,500 | 924 |
| Average Assets, quarterly | $642,116,500 | 948 |
| Volatile liabilities | $96,177,000 | 1,364 |
| Insider loans | $6,828,000 | 940 |
| FHLB advances | $37,000,000 | 1,061 |
| Loans and leases held for sale | $9,632,000 | 284 |
| Unused loan commitments | $244,876,000 | 508 |
| Tier 1 (core) risk-based capital | $45,167,000 | 1,249 |
| Tier 2 risk-based capital | $6,239,000 | 784 |
| Total risk weighted assets | $498,593,000 | 868 |
| Total unused commitments | $244,876,000 | 508 |
| Derivatives | $32,906,000 | 291 |
| 2005-06-30 | Rank | |
| # of Employees: | 175 | 929 |
| Assets and Liabilities | ||
| Total Assets: | $631,716,000 | 947 |
| Cash and due from depository institutions | $11,611,000 | 929 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $105,951,000 | 1,185 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $479,162,000 | 835 |
| Loan loss allowance | $6,741,000 | 708 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,017,000 | 1,170 |
| Other real estate owned | $0 | 929 |
| Goodwill and other intangibles | $2,175,000 | 1,205 |
| All other assets | $23,800,000 | 734 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $631,716,000 | 947 |
| Total liabilities | $587,193,000 | 912 |
| Total deposits | $513,190,000 | 881 |
| Interest-bearing deposits | $433,464,000 | 882 |
| Deposits held in domestic offices | $513,190,000 | 879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,415,000 | 740 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $47,000,000 | 968 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,588,000 | 843 |
| Total equity capital | $44,523,000 | 1,325 |
| Total bank equity capital | $44,523,000 | 1,325 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,061,000 | 1,795 |
| Surplus | $17,639,000 | 1,351 |
| Undivided profits | $24,823,000 | 1,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,745,000 | 570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 1,025 |
| Income earned, not collected on loans | $2,394,000 | 1,220 |
| Earning assets | $585,113,000 | 938 |
| Long-term assets (5+ years) | $50,037,000 | 1,785 |
| Average Assets, year-to-date | $629,645,670 | 917 |
| Average Assets, quarterly | $627,935,000 | 938 |
| Volatile liabilities | $98,366,000 | 1,297 |
| Insider loans | $7,543,000 | 812 |
| FHLB advances | $47,000,000 | 894 |
| Loans and leases held for sale | $10,088,000 | 275 |
| Unused loan commitments | $222,561,000 | 523 |
| Tier 1 (core) risk-based capital | $43,778,000 | 1,259 |
| Tier 2 risk-based capital | $6,055,000 | 799 |
| Total risk weighted assets | $483,675,000 | 874 |
| Total unused commitments | $222,561,000 | 523 |
| Derivatives | $34,944,000 | 278 |
| 2005-03-31 | Rank | |
| # of Employees: | 171 | 938 |
| Assets and Liabilities | ||
| Total Assets: | $624,154,000 | 935 |
| Cash and due from depository institutions | $7,362,000 | 938 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $107,341,000 | 1,185 |
| Federal funds sold & reverse repurchase agreements | $7,564,000 | 1,614 |
| Net loans & leases | $466,458,000 | 835 |
| Loan loss allowance | $6,647,000 | 710 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,064,000 | 1,138 |
| Other real estate owned | $0 | 938 |
| Goodwill and other intangibles | $2,114,000 | 1,210 |
| All other assets | $24,251,000 | 698 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $624,154,000 | 935 |
| Total liabilities | $580,893,000 | 900 |
| Total deposits | $506,251,000 | 876 |
| Interest-bearing deposits | $429,951,000 | 869 |
| Deposits held in domestic offices | $506,251,000 | 873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,654,000 | 728 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $48,000,000 | 913 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,988,000 | 941 |
| Total equity capital | $43,261,000 | 1,331 |
| Total bank equity capital | $43,261,000 | 1,331 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,061,000 | 1,799 |
| Surplus | $17,626,000 | 1,311 |
| Undivided profits | $23,574,000 | 1,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,982,000 | 664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,000 | 1,169 |
| Income earned, not collected on loans | $2,515,000 | 1,111 |
| Earning assets | $581,363,000 | 918 |
| Long-term assets (5+ years) | $50,197,000 | 1,826 |
| Average Assets, year-to-date | $628,610,500 | 915 |
| Average Assets, quarterly | $628,610,500 | 915 |
| Volatile liabilities | $107,396,000 | 1,149 |
| Insider loans | $13,166,000 | 399 |
| FHLB advances | $48,000,000 | 836 |
| Loans and leases held for sale | $7,316,000 | 303 |
| Unused loan commitments | $216,716,000 | 528 |
| Tier 1 (core) risk-based capital | $42,635,000 | 1,281 |
| Tier 2 risk-based capital | $5,948,000 | 800 |
| Total risk weighted assets | $475,156,000 | 871 |
| Total unused commitments | $216,716,000 | 528 |
| Derivatives | $25,000,000 | 285 |
| 2004-12-31 | Rank | |
| # of Employees: | 175 | 919 |
| Assets and Liabilities | ||
| Total Assets: | $633,067,000 | 911 |
| Cash and due from depository institutions | $17,540,000 | 919 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $114,810,000 | 1,117 |
| Federal funds sold & reverse repurchase agreements | $13,887,000 | 859 |
| Net loans & leases | $452,355,000 | 858 |
| Loan loss allowance | $6,553,000 | 722 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,079,000 | 1,114 |
| Other real estate owned | $0 | 919 |
| Goodwill and other intangibles | $2,090,000 | 1,212 |
| All other assets | $23,306,000 | 709 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $633,067,000 | 911 |
| Total liabilities | $590,016,000 | 881 |
| Total deposits | $527,380,000 | 831 |
| Interest-bearing deposits | $446,537,000 | 838 |
| Deposits held in domestic offices | $527,380,000 | 828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,851,000 | 812 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $40,000,000 | 1,077 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,785,000 | 944 |
| Total equity capital | $43,051,000 | 1,337 |
| Total bank equity capital | $43,051,000 | 1,337 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,051,000 | 1,785 |
| Surplus | $17,394,000 | 1,312 |
| Undivided profits | $23,606,000 | 1,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,011,000 | 676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $17,000 | 1,095 |
| Income earned, not collected on loans | $2,224,000 | 1,244 |
| Earning assets | $581,052,000 | 914 |
| Long-term assets (5+ years) | $62,184,000 | 1,592 |
| Average Assets, year-to-date | $596,517,800 | 925 |
| Average Assets, quarterly | $613,529,500 | 929 |
| Volatile liabilities | $81,295,000 | 1,443 |
| Insider loans | $12,867,000 | 412 |
| FHLB advances | $40,000,000 | 978 |
| Loans and leases held for sale | $8,028,000 | 287 |
| Unused loan commitments | $199,051,000 | 547 |
| Tier 1 (core) risk-based capital | $42,031,000 | 1,280 |
| Tier 2 risk-based capital | $5,859,000 | 807 |
| Total risk weighted assets | $468,025,000 | 878 |
| Total unused commitments | $199,051,000 | 547 |
| Derivatives | $25,000,000 | 278 |
| 2004-09-30 | Rank | |
| # of Employees: | 170 | 942 |
| Assets and Liabilities | ||
| Total Assets: | $593,992,000 | 955 |
| Cash and due from depository institutions | $11,093,000 | 942 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $120,189,000 | 1,065 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $429,626,000 | 881 |
| Loan loss allowance | $6,347,000 | 742 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $9,079,000 | 1,086 |
| Other real estate owned | $0 | 942 |
| Goodwill and other intangibles | $2,082,000 | 1,189 |
| All other assets | $21,923,000 | 739 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $593,992,000 | 955 |
| Total liabilities | $552,366,000 | 919 |
| Total deposits | $480,344,000 | 897 |
| Interest-bearing deposits | $403,830,000 | 913 |
| Deposits held in domestic offices | $480,344,000 | 894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,633,000 | 642 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $40,000,000 | 1,060 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,389,000 | 855 |
| Total equity capital | $41,626,000 | 1,362 |
| Total bank equity capital | $41,626,000 | 1,362 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,051,000 | 1,779 |
| Surplus | $17,366,000 | 1,271 |
| Undivided profits | $22,209,000 | 1,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,350,000 | 845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $32,000 | 1,059 |
| Income earned, not collected on loans | $2,172,000 | 1,313 |
| Earning assets | $549,815,000 | 943 |
| Long-term assets (5+ years) | $69,192,000 | 1,458 |
| Average Assets, year-to-date | $587,380,500 | 938 |
| Average Assets, quarterly | $589,716,000 | 954 |
| Volatile liabilities | $73,635,000 | 1,508 |
| Insider loans | $10,498,000 | 544 |
| FHLB advances | $40,000,000 | 959 |
| Loans and leases held for sale | $5,488,000 | 349 |
| Unused loan commitments | $184,677,000 | 571 |
| Tier 1 (core) risk-based capital | $40,386,000 | 1,307 |
| Tier 2 risk-based capital | $5,513,000 | 834 |
| Total risk weighted assets | $440,230,000 | 905 |
| Total unused commitments | $184,677,000 | 571 |
| Derivatives | $25,000,000 | 294 |
| 2004-06-30 | Rank | |
| # of Employees: | 165 | 975 |
| Assets and Liabilities | ||
| Total Assets: | $585,440,000 | 952 |
| Cash and due from depository institutions | $12,113,000 | 975 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $119,159,000 | 1,096 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $421,993,000 | 871 |
| Loan loss allowance | $6,165,000 | 751 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,018,000 | 1,066 |
| Other real estate owned | $0 | 975 |
| Goodwill and other intangibles | $2,093,000 | 1,167 |
| All other assets | $21,064,000 | 764 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $585,440,000 | 952 |
| Total liabilities | $545,303,000 | 925 |
| Total deposits | $477,072,000 | 884 |
| Interest-bearing deposits | $401,826,000 | 894 |
| Deposits held in domestic offices | $477,072,000 | 880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,271,000 | 676 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $40,000,000 | 1,063 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,960,000 | 867 |
| Total equity capital | $40,137,000 | 1,361 |
| Total bank equity capital | $40,137,000 | 1,361 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,051,000 | 1,784 |
| Surplus | $17,343,000 | 1,236 |
| Undivided profits | $20,743,000 | 1,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,276,000 | 857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,232 |
| Income earned, not collected on loans | $1,941,000 | 1,399 |
| Earning assets | $541,152,000 | 949 |
| Long-term assets (5+ years) | $77,572,000 | 1,355 |
| Average Assets, year-to-date | $585,176,670 | 929 |
| Average Assets, quarterly | $580,754,000 | 948 |
| Volatile liabilities | $76,931,000 | 1,420 |
| Insider loans | $2,437,000 | 2,304 |
| FHLB advances | $40,000,000 | 966 |
| Loans and leases held for sale | $6,053,000 | 336 |
| Unused loan commitments | $187,780,000 | 557 |
| Tier 1 (core) risk-based capital | $39,441,000 | 1,313 |
| Tier 2 risk-based capital | $5,468,000 | 835 |
| Total risk weighted assets | $436,999,000 | 898 |
| Total unused commitments | $187,780,000 | 557 |
| Derivatives | $25,000,000 | 295 |
| 2004-03-31 | Rank | |
| # of Employees: | 167 | 964 |
| Assets and Liabilities | ||
| Total Assets: | $576,068,000 | 961 |
| Cash and due from depository institutions | $9,777,000 | 964 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $117,876,000 | 1,128 |
| Federal funds sold & reverse repurchase agreements | $3,734,000 | 3,388 |
| Net loans & leases | $413,411,000 | 871 |
| Loan loss allowance | $6,096,000 | 776 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,931,000 | 1,067 |
| Other real estate owned | $0 | 964 |
| Goodwill and other intangibles | $2,074,000 | 1,159 |
| All other assets | $20,265,000 | 748 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $576,068,000 | 961 |
| Total liabilities | $535,936,000 | 931 |
| Total deposits | $469,386,000 | 906 |
| Interest-bearing deposits | $394,137,000 | 919 |
| Deposits held in domestic offices | $469,386,000 | 903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,822,000 | 686 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $40,000,000 | 990 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,728,000 | 1,002 |
| Total equity capital | $40,132,000 | 1,390 |
| Total bank equity capital | $40,132,000 | 1,390 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,051,000 | 1,779 |
| Surplus | $17,353,000 | 1,216 |
| Undivided profits | $20,728,000 | 1,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,909,000 | 774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 1,036 |
| Income earned, not collected on loans | $2,094,000 | 1,263 |
| Earning assets | $535,021,000 | 945 |
| Long-term assets (5+ years) | $73,325,000 | 1,406 |
| Average Assets, year-to-date | $585,045,000 | 940 |
| Average Assets, quarterly | $585,045,000 | 940 |
| Volatile liabilities | $85,429,000 | 1,230 |
| Insider loans | $2,214,000 | 2,431 |
| FHLB advances | $40,000,000 | 895 |
| Loans and leases held for sale | $8,779,000 | 296 |
| Unused loan commitments | $187,055,000 | 549 |
| Tier 1 (core) risk-based capital | $38,643,000 | 1,335 |
| Tier 2 risk-based capital | $5,278,000 | 864 |
| Total risk weighted assets | $421,518,000 | 912 |
| Total unused commitments | $187,055,000 | 549 |
| Derivatives | $25,000,000 | 307 |
| 2003-12-31 | Rank | |
| # of Employees: | 168 | 971 |
| Assets and Liabilities | ||
| Total Assets: | $594,022,000 | 935 |
| Cash and due from depository institutions | $19,633,000 | 971 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $133,123,000 | 1,014 |
| Federal funds sold & reverse repurchase agreements | $14,290,000 | 816 |
| Net loans & leases | $396,949,000 | 902 |
| Loan loss allowance | $6,093,000 | 769 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $9,007,000 | 1,048 |
| Other real estate owned | $0 | 971 |
| Goodwill and other intangibles | $2,082,000 | 1,164 |
| All other assets | $18,938,000 | 820 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $594,022,000 | 935 |
| Total liabilities | $554,562,000 | 903 |
| Total deposits | $491,083,000 | 881 |
| Interest-bearing deposits | $413,271,000 | 883 |
| Deposits held in domestic offices | $491,083,000 | 878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,521,000 | 828 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $43,000,000 | 965 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,958,000 | 1,110 |
| Total equity capital | $39,460,000 | 1,382 |
| Total bank equity capital | $39,460,000 | 1,382 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,039,000 | 1,801 |
| Surplus | $17,190,000 | 1,199 |
| Undivided profits | $20,231,000 | 1,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,186,000 | 751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $48,000 | 1,011 |
| Income earned, not collected on loans | $2,032,000 | 1,370 |
| Earning assets | $544,362,000 | 934 |
| Long-term assets (5+ years) | $55,484,000 | 1,769 |
| Average Assets, year-to-date | $546,393,000 | 974 |
| Average Assets, quarterly | $573,511,000 | 963 |
| Volatile liabilities | $67,872,000 | 1,507 |
| Insider loans | $1,373,000 | 3,374 |
| FHLB advances | $43,000,000 | 868 |
| Loans and leases held for sale | $10,317,000 | 257 |
| Unused loan commitments | $187,901,000 | 541 |
| Tier 1 (core) risk-based capital | $37,777,000 | 1,355 |
| Tier 2 risk-based capital | $5,177,000 | 882 |
| Total risk weighted assets | $413,265,000 | 928 |
| Total unused commitments | $187,901,000 | 541 |
| Derivatives | $25,000,000 | 287 |
| 2003-09-30 | Rank | |
| # of Employees: | 160 | 1,035 |
| Assets and Liabilities | ||
| Total Assets: | $553,000,000 | 1,006 |
| Cash and due from depository institutions | $12,143,000 | 1,035 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $125,617,000 | 1,069 |
| Federal funds sold & reverse repurchase agreements | $16,821,000 | 866 |
| Net loans & leases | $367,803,000 | 965 |
| Loan loss allowance | $6,196,000 | 772 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,917,000 | 1,046 |
| Other real estate owned | $0 | 1,035 |
| Goodwill and other intangibles | $2,056,000 | 1,151 |
| All other assets | $19,643,000 | 796 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $553,000,000 | 1,006 |
| Total liabilities | $511,958,000 | 984 |
| Total deposits | $450,599,000 | 965 |
| Interest-bearing deposits | $385,279,000 | 969 |
| Deposits held in domestic offices | $450,599,000 | 961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,022,000 | 936 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $43,000,000 | 938 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,337,000 | 915 |
| Total equity capital | $41,042,000 | 1,336 |
| Total bank equity capital | $41,042,000 | 1,336 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,033,000 | 1,802 |
| Surplus | $16,995,000 | 1,198 |
| Undivided profits | $22,014,000 | 1,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,873,000 | 844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,309 |
| Income earned, not collected on loans | $2,102,000 | 1,377 |
| Earning assets | $510,241,000 | 999 |
| Long-term assets (5+ years) | $41,593,000 | 2,168 |
| Average Assets, year-to-date | $534,485,750 | 1,013 |
| Average Assets, quarterly | $545,454,500 | 1,016 |
| Volatile liabilities | $71,664,000 | 1,421 |
| Insider loans | $1,669,000 | 2,965 |
| FHLB advances | $43,000,000 | 846 |
| Loans and leases held for sale | $14,410,000 | 274 |
| Unused loan commitments | $176,890,000 | 565 |
| Tier 1 (core) risk-based capital | $39,755,000 | 1,279 |
| Tier 2 risk-based capital | $4,805,000 | 931 |
| Total risk weighted assets | $383,019,000 | 987 |
| Total unused commitments | $176,890,000 | 569 |
| Derivatives | $25,000,000 | 295 |
| 2003-06-30 | Rank | |
| # of Employees: | 174 | 946 |
| Assets and Liabilities | ||
| Total Assets: | $537,909,000 | 1,035 |
| Cash and due from depository institutions | $20,129,000 | 946 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $118,436,000 | 1,108 |
| Federal funds sold & reverse repurchase agreements | $10,240,000 | 1,549 |
| Net loans & leases | $362,389,000 | 968 |
| Loan loss allowance | $6,279,000 | 751 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,649,000 | 1,058 |
| Other real estate owned | $0 | 946 |
| Goodwill and other intangibles | $1,849,000 | 1,191 |
| All other assets | $16,217,000 | 906 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $537,909,000 | 1,035 |
| Total liabilities | $498,471,000 | 1,004 |
| Total deposits | $436,940,000 | 980 |
| Interest-bearing deposits | $367,637,000 | 996 |
| Deposits held in domestic offices | $436,940,000 | 977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,369,000 | 895 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $43,000,000 | 927 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $5,162,000 | 991 |
| Total equity capital | $39,438,000 | 1,385 |
| Total bank equity capital | $39,438,000 | 1,385 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,033,000 | 1,804 |
| Surplus | $17,006,000 | 1,174 |
| Undivided profits | $20,399,000 | 1,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,443,000 | 730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $72,000 | 1,042 |
| Income earned, not collected on loans | $2,069,000 | 1,350 |
| Earning assets | $491,065,000 | 1,030 |
| Long-term assets (5+ years) | $57,736,000 | 1,629 |
| Average Assets, year-to-date | $528,314,330 | 1,018 |
| Average Assets, quarterly | $521,768,500 | 1,047 |
| Volatile liabilities | $65,921,000 | 1,508 |
| Insider loans | $4,477,000 | 1,182 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $22,248,000 | 266 |
| Unused loan commitments | $168,897,000 | 591 |
| Tier 1 (core) risk-based capital | $38,162,000 | 1,315 |
| Tier 2 risk-based capital | $4,643,000 | 927 |
| Total risk weighted assets | $369,792,000 | 1,006 |
| Total unused commitments | $168,897,000 | 593 |
| Derivatives | $25,000,000 | 307 |
| 2003-03-31 | Rank | |
| # of Employees: | 158 | 1,048 |
| Assets and Liabilities | ||
| Total Assets: | $505,628,000 | 1,066 |
| Cash and due from depository institutions | $13,712,000 | 1,048 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $116,066,000 | 1,113 |
| Federal funds sold & reverse repurchase agreements | $3,547,000 | 4,034 |
| Net loans & leases | $346,250,000 | 1,008 |
| Loan loss allowance | $6,260,000 | 758 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,525,000 | 1,059 |
| Other real estate owned | $0 | 1,048 |
| Goodwill and other intangibles | $1,653,000 | 1,246 |
| All other assets | $15,875,000 | 901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $505,628,000 | 1,066 |
| Total liabilities | $468,160,000 | 1,045 |
| Total deposits | $431,755,000 | 975 |
| Interest-bearing deposits | $368,836,000 | 989 |
| Deposits held in domestic offices | $431,755,000 | 971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,994,000 | 838 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $18,000,000 | 1,608 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,411,000 | 1,123 |
| Total equity capital | $37,468,000 | 1,421 |
| Total bank equity capital | $37,468,000 | 1,421 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,013,000 | 1,817 |
| Surplus | $16,553,000 | 1,181 |
| Undivided profits | $18,902,000 | 1,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,838,000 | 875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $92,000 | 951 |
| Income earned, not collected on loans | $2,137,000 | 1,349 |
| Earning assets | $465,863,000 | 1,069 |
| Long-term assets (5+ years) | $50,356,000 | 1,745 |
| Average Assets, year-to-date | $523,517,000 | 1,026 |
| Average Assets, quarterly | $523,517,000 | 1,026 |
| Volatile liabilities | $67,168,000 | 1,458 |
| Insider loans | $3,428,000 | 1,587 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $33,749,000 | 192 |
| Unused loan commitments | $154,797,000 | 602 |
| Tier 1 (core) risk-based capital | $35,482,000 | 1,391 |
| Tier 2 risk-based capital | $4,447,000 | 948 |
| Total risk weighted assets | $353,976,000 | 1,030 |
| Total unused commitments | $154,797,000 | 603 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 146 | 1,140 |
| Assets and Liabilities | ||
| Total Assets: | $541,406,000 | 997 |
| Cash and due from depository institutions | $23,637,000 | 1,140 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $125,199,000 | 997 |
| Federal funds sold & reverse repurchase agreements | $20,291,000 | 685 |
| Net loans & leases | $346,162,000 | 994 |
| Loan loss allowance | $6,264,000 | 733 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,580,000 | 1,038 |
| Other real estate owned | $0 | 1,140 |
| Goodwill and other intangibles | $1,389,000 | 1,324 |
| All other assets | $16,148,000 | 874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $541,406,000 | 997 |
| Total liabilities | $505,537,000 | 962 |
| Total deposits | $460,803,000 | 898 |
| Interest-bearing deposits | $390,238,000 | 918 |
| Deposits held in domestic offices | $460,803,000 | 895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,261,000 | 752 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $23,000,000 | 1,390 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,473,000 | 1,329 |
| Total equity capital | $35,869,000 | 1,448 |
| Total bank equity capital | $35,869,000 | 1,448 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,993,000 | 1,946 |
| Surplus | $16,240,000 | 1,184 |
| Undivided profits | $17,636,000 | 1,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,179,000 | 755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,203 |
| Income earned, not collected on loans | $2,174,000 | 1,371 |
| Earning assets | $491,652,000 | 993 |
| Long-term assets (5+ years) | $48,151,000 | 1,776 |
| Average Assets, year-to-date | $493,006,800 | 1,041 |
| Average Assets, quarterly | $520,972,500 | 1,020 |
| Volatile liabilities | $65,564,000 | 1,464 |
| Insider loans | $5,185,000 | 983 |
| FHLB advances | $23,000,000 | 1,269 |
| Loans and leases held for sale | $55,167,000 | 162 |
| Unused loan commitments | $148,960,000 | 596 |
| Tier 1 (core) risk-based capital | $33,748,000 | 1,436 |
| Tier 2 risk-based capital | $4,489,000 | 921 |
| Total risk weighted assets | $357,341,000 | 999 |
| Total unused commitments | $148,960,000 | 596 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 133 | 1,228 |
| Assets and Liabilities | ||
| Total Assets: | $474,348,000 | 1,089 |
| Cash and due from depository institutions | $24,768,000 | 1,228 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $114,019,000 | 1,005 |
| Federal funds sold & reverse repurchase agreements | $2,000 | 7,104 |
| Net loans & leases | $322,029,000 | 1,023 |
| Loan loss allowance | $4,348,000 | 965 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,784,000 | 1,289 |
| Other real estate owned | $0 | 1,228 |
| Goodwill and other intangibles | $1,007,000 | 1,455 |
| All other assets | $5,739,000 | 1,951 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $474,348,000 | 1,089 |
| Total liabilities | $443,310,000 | 1,054 |
| Total deposits | $376,991,000 | 1,045 |
| Interest-bearing deposits | $320,282,000 | 1,073 |
| Deposits held in domestic offices | $376,991,000 | 1,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,962,000 | 522 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $27,000,000 | 1,145 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,357,000 | 1,328 |
| Total equity capital | $31,038,000 | 1,578 |
| Total bank equity capital | $31,038,000 | 1,578 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,980,000 | 1,969 |
| Surplus | $16,013,000 | 1,142 |
| Undivided profits | $13,045,000 | 2,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $619,000 | 3,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $87,000 | 948 |
| Income earned, not collected on loans | $2,358,000 | 1,356 |
| Earning assets | $436,050,000 | 1,067 |
| Long-term assets (5+ years) | $86,065,000 | 1,093 |
| Average Assets, year-to-date | $440,548,000 | 1,095 |
| Average Assets, quarterly | $460,511,500 | 1,106 |
| Volatile liabilities | $74,899,000 | 1,268 |
| Insider loans | $6,878,000 | 675 |
| FHLB advances | $27,000,000 | 1,039 |
| Loans and leases held for sale | $30,881,000 | 196 |
| Unused loan commitments | $144,062,000 | 584 |
| Tier 1 (core) risk-based capital | $30,908,000 | 1,489 |
| Tier 2 risk-based capital | $3,838,000 | 1,020 |
| Total risk weighted assets | $306,495,000 | 1,115 |
| Total unused commitments | $144,062,000 | 584 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 117 | 1,421 |
| Assets and Liabilities | ||
| Total Assets: | $422,761,000 | 1,152 |
| Cash and due from depository institutions | $20,537,000 | 1,421 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $69,436,000 | 1,575 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $321,190,000 | 997 |
| Loan loss allowance | $2,792,000 | 1,388 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,567,000 | 1,286 |
| Other real estate owned | $0 | 1,421 |
| Goodwill and other intangibles | $660,000 | 1,679 |
| All other assets | $4,371,000 | 2,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $422,761,000 | 1,152 |
| Total liabilities | $396,113,000 | 1,116 |
| Total deposits | $368,300,000 | 1,042 |
| Interest-bearing deposits | $306,899,000 | 1,082 |
| Deposits held in domestic offices | $368,300,000 | 1,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,856,000 | 762 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 2,621 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,957,000 | 1,495 |
| Total equity capital | $26,648,000 | 1,736 |
| Total bank equity capital | $26,648,000 | 1,736 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,939,000 | 2,008 |
| Surplus | $15,412,000 | 1,148 |
| Undivided profits | $9,297,000 | 2,796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $562,000 | 3,481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $31,000 | 1,143 |
| Income earned, not collected on loans | $1,895,000 | 1,321 |
| Earning assets | $390,626,000 | 1,135 |
| Long-term assets (5+ years) | $75,834,000 | 1,161 |
| Average Assets, year-to-date | $388,203,000 | 1,193 |
| Average Assets, quarterly | $413,107,000 | 1,165 |
| Volatile liabilities | $59,856,000 | 1,494 |
| Insider loans | $9,645,000 | 451 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $2,407,000 | 469 |
| Unused loan commitments | $122,090,000 | 621 |
| Tier 1 (core) risk-based capital | $26,683,000 | 1,651 |
| Tier 2 risk-based capital | $2,792,000 | 1,312 |
| Total risk weighted assets | $283,629,000 | 1,155 |
| Total unused commitments | $122,090,000 | 622 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 113 | 1,514 |
| Assets and Liabilities | ||
| Total Assets: | $362,121,000 | 1,304 |
| Cash and due from depository institutions | $17,642,000 | 1,514 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $74,126,000 | 1,549 |
| Federal funds sold & reverse repurchase agreements | $1,891,000 | 3,815 |
| Net loans & leases | $258,346,000 | 1,197 |
| Loan loss allowance | $2,612,000 | 1,441 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,278,000 | 1,334 |
| Other real estate owned | $0 | 1,514 |
| Goodwill and other intangibles | $651,000 | 1,736 |
| All other assets | $3,187,000 | 2,677 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $362,121,000 | 1,304 |
| Total liabilities | $336,022,000 | 1,273 |
| Total deposits | $324,249,000 | 1,146 |
| Interest-bearing deposits | $279,246,000 | 1,157 |
| Deposits held in domestic offices | $324,249,000 | 1,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,697,000 | 1,305 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,076,000 | 1,339 |
| Total equity capital | $26,099,000 | 1,704 |
| Total bank equity capital | $26,099,000 | 1,704 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,914,000 | 2,034 |
| Surplus | $15,029,000 | 1,153 |
| Undivided profits | $9,156,000 | 2,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $331,000 | 4,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,317 |
| Income earned, not collected on loans | $1,371,000 | 1,603 |
| Earning assets | $334,363,000 | 1,283 |
| Long-term assets (5+ years) | $76,477,000 | 1,220 |
| Average Assets, year-to-date | $344,927,400 | 1,308 |
| Average Assets, quarterly | $350,749,500 | 1,330 |
| Volatile liabilities | $39,114,000 | 2,031 |
| Insider loans | $7,732,000 | 579 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $515,000 | 926 |
| Unused loan commitments | $118,215,000 | 661 |
| Tier 1 (core) risk-based capital | $26,295,900 | 1,659 |
| Tier 2 risk-based capital | $2,612,000 | 1,341 |
| Total risk weighted assets | $247,861,600 | 1,254 |
| Total unused commitments | $118,215,000 | 661 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 117 | 1,439 |
| Assets and Liabilities | ||
| Total Assets: | $344,634,000 | 1,326 |
| Cash and due from depository institutions | $13,850,000 | 1,439 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $81,118,000 | 1,454 |
| Federal funds sold & reverse repurchase agreements | $28,267,000 | 559 |
| Net loans & leases | $211,535,000 | 1,324 |
| Loan loss allowance | $2,359,000 | 1,528 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,989,000 | 1,336 |
| Other real estate owned | $0 | 1,439 |
| Goodwill and other intangibles | $540,000 | 1,799 |
| All other assets | $3,335,000 | 2,230 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $344,634,000 | 1,326 |
| Total liabilities | $322,431,000 | 1,288 |
| Total deposits | $304,843,000 | 1,203 |
| Interest-bearing deposits | $260,563,000 | 1,217 |
| Deposits held in domestic offices | $304,843,000 | 1,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,654,000 | 827 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,934,000 | 2,059 |
| Total equity capital | $22,203,000 | 2,023 |
| Total bank equity capital | $22,203,000 | 2,023 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,879,000 | 2,013 |
| Surplus | $14,507,000 | 1,138 |
| Undivided profits | $5,817,000 | 3,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 4,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,535 |
| Income earned, not collected on loans | $1,121,000 | 1,967 |
| Earning assets | $320,920,000 | 1,316 |
| Long-term assets (5+ years) | $57,898,000 | 1,393 |
| Average Assets, year-to-date | $311,468,400 | 1,396 |
| Average Assets, quarterly | $331,380,500 | 1,353 |
| Volatile liabilities | $39,028,000 | 1,741 |
| Insider loans | $9,007,000 | 441 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $13,524,000 | 297 |
| Unused loan commitments | $104,189,000 | 690 |
| Tier 1 (core) risk-based capital | $22,139,000 | 1,920 |
| Tier 2 risk-based capital | $2,359,000 | 1,400 |
| Total risk weighted assets | $222,747,100 | 1,293 |
| Total unused commitments | $104,189,000 | 694 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 101 | 1,742 |
| Assets and Liabilities | ||
| Total Assets: | $301,444,000 | 1,519 |
| Cash and due from depository institutions | $23,270,000 | 1,742 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $72,324,000 | 1,586 |
| Federal funds sold & reverse repurchase agreements | $2,000 | 8,154 |
| Net loans & leases | $194,335,000 | 1,451 |
| Loan loss allowance | $2,075,000 | 1,734 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,325,000 | 1,227 |
| Other real estate owned | $0 | 1,742 |
| Goodwill and other intangibles | $211,000 | 2,246 |
| All other assets | $4,977,000 | 1,547 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $301,444,000 | 1,519 |
| Total liabilities | $282,458,000 | 1,472 |
| Total deposits | $268,801,000 | 1,388 |
| Interest-bearing deposits | $228,657,000 | 1,401 |
| Deposits held in domestic offices | $268,801,000 | 1,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,936,000 | 974 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,721,000 | 2,306 |
| Total equity capital | $18,986,000 | 2,358 |
| Total bank equity capital | $18,986,000 | 2,358 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,877,000 | 2,015 |
| Surplus | $14,490,000 | 1,137 |
| Undivided profits | $2,619,000 | 6,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 7,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 1,452 |
| Income earned, not collected on loans | $1,069,000 | 2,115 |
| Earning assets | $266,661,000 | 1,579 |
| Long-term assets (5+ years) | $38,194,000 | 1,742 |
| Average Assets, year-to-date | $274,309,200 | 1,579 |
| Average Assets, quarterly | $287,936,500 | 1,555 |
| Volatile liabilities | $39,994,000 | 1,693 |
| Insider loans | $5,873,000 | 688 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $7,755,000 | 271 |
| Unused loan commitments | $75,488,000 | 807 |
| Tier 1 (core) risk-based capital | $18,958,900 | 2,256 |
| Tier 2 risk-based capital | $2,075,000 | 1,487 |
| Total risk weighted assets | $200,537,100 | 1,418 |
| Total unused commitments | $75,488,000 | 812 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 100 | 1,867 |
| Assets and Liabilities | ||
| Total Assets: | $262,723,000 | 1,770 |
| Cash and due from depository institutions | $12,076,000 | 1,867 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $47,236,000 | 2,575 |
| Federal funds sold & reverse repurchase agreements | $10,629,000 | 1,228 |
| Net loans & leases | $183,695,000 | 1,577 |
| Loan loss allowance | $2,083,000 | 1,835 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,783,000 | 1,141 |
| Other real estate owned | $0 | 1,867 |
| Goodwill and other intangibles | $89,000 | 2,569 |
| All other assets | $2,215,000 | 3,295 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $262,723,000 | 1,770 |
| Total liabilities | $246,089,000 | 1,698 |
| Total deposits | $238,734,000 | 1,604 |
| Interest-bearing deposits | $205,574,000 | 1,621 |
| Deposits held in domestic offices | $238,734,000 | 1,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,396,000 | 1,529 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,959,000 | 2,064 |
| Total equity capital | $16,634,000 | 2,688 |
| Total bank equity capital | $16,634,000 | 2,688 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $607,000 | 4,653 |
| Surplus | $12,882,000 | 1,301 |
| Undivided profits | $3,145,000 | 5,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 9,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,783 |
| Income earned, not collected on loans | $943,000 | 2,397 |
| Earning assets | $241,560,000 | 1,767 |
| Long-term assets (5+ years) | $45,416,000 | 1,395 |
| Average Assets, year-to-date | $238,262,800 | 1,893 |
| Average Assets, quarterly | $250,727,000 | 1,846 |
| Volatile liabilities | $29,227,000 | 2,132 |
| Insider loans | $5,131,000 | 832 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,601,000 | 464 |
| Unused loan commitments | $61,361,000 | 940 |
| Tier 1 (core) risk-based capital | $16,637,000 | 2,608 |
| Tier 2 risk-based capital | $2,083,000 | 1,530 |
| Total risk weighted assets | $168,685,000 | 1,700 |
| Total unused commitments | $61,361,000 | 944 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 100 | 1,935 |
| Assets and Liabilities | ||
| Total Assets: | $232,881,000 | 2,020 |
| Cash and due from depository institutions | $13,465,000 | 1,935 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $47,224,000 | 2,682 |
| Federal funds sold & reverse repurchase agreements | $13,108,000 | 1,088 |
| Net loans & leases | $149,922,000 | 1,908 |
| Loan loss allowance | $1,770,000 | 2,152 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,172,000 | 1,067 |
| Other real estate owned | $0 | 1,935 |
| Goodwill and other intangibles | $1,000 | 3,154 |
| All other assets | $1,989,000 | 3,639 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,881,000 | 2,020 |
| Total liabilities | $218,902,000 | 1,927 |
| Total deposits | $214,291,000 | 1,797 |
| Interest-bearing deposits | $181,119,000 | 1,867 |
| Deposits held in domestic offices | $214,291,000 | 1,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,172,000 | 2,124 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $995,000 | 2,994 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,444,000 | 2,728 |
| Total equity capital | $13,979,000 | 3,159 |
| Total bank equity capital | $13,979,000 | 3,159 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $596,000 | 5,141 |
| Surplus | $11,500,000 | 1,415 |
| Undivided profits | $1,883,000 | 7,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 7,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $827,000 | 2,835 |
| Earning assets | $210,254,000 | 2,058 |
| Long-term assets (5+ years) | $46,291,000 | 1,264 |
| Average Assets, year-to-date | $207,727,400 | 2,188 |
| Average Assets, quarterly | $223,349,000 | 2,092 |
| Volatile liabilities | $22,416,000 | 2,405 |
| Insider loans | $3,586,000 | 1,231 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,576,000 | 680 |
| Unused loan commitments | $51,080,000 | 1,012 |
| Tier 1 (core) risk-based capital | $13,929,000 | 3,087 |
| Tier 2 risk-based capital | $1,770,000 | 1,766 |
| Total risk weighted assets | $147,725,900 | 1,894 |
| Total unused commitments | $51,080,000 | 1,019 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 104 | 1,940 |
| Assets and Liabilities | ||
| Total Assets: | $188,934,000 | 2,437 |
| Cash and due from depository institutions | $8,388,000 | 1,940 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $23,697,000 | 5,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $148,941,000 | 1,863 |
| Loan loss allowance | $1,530,000 | 2,492 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,232,000 | 1,170 |
| Other real estate owned | $0 | 1,940 |
| Goodwill and other intangibles | $3,000 | 3,037 |
| All other assets | $1,673,000 | 4,508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,934,000 | 2,437 |
| Total liabilities | $176,898,000 | 2,371 |
| Total deposits | $170,645,000 | 2,261 |
| Interest-bearing deposits | $141,754,000 | 2,356 |
| Deposits held in domestic offices | $170,645,000 | 2,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,781,000 | 1,834 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $391,000 | 3,965 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,081,000 | 2,899 |
| Total equity capital | $12,036,000 | 3,366 |
| Total bank equity capital | $12,036,000 | 3,366 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $596,000 | 5,410 |
| Surplus | $10,300,000 | 1,489 |
| Undivided profits | $1,140,000 | 8,714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 9,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $38,000 | 1,170 |
| Income earned, not collected on loans | $765,000 | 2,669 |
| Earning assets | $172,638,000 | 2,441 |
| Long-term assets (5+ years) | $35,650,000 | 1,594 |
| Average Assets, year-to-date | $171,244,200 | 2,595 |
| Average Assets, quarterly | $184,555,000 | 2,468 |
| Volatile liabilities | $16,171,000 | 3,002 |
| Insider loans | $3,189,000 | 1,315 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $53,450,000 | 941 |
| Tier 1 (core) risk-based capital | $12,033,000 | 3,418 |
| Tier 2 risk-based capital | $1,530,000 | 2,009 |
| Total risk weighted assets | $132,885,000 | 2,047 |
| Total unused commitments | $53,450,000 | 951 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 102 | 2,050 |
| Assets and Liabilities | ||
| Total Assets: | $160,650,000 | 2,848 |
| Cash and due from depository institutions | $8,007,000 | 2,050 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $21,697,000 | 5,779 |
| Federal funds sold & reverse repurchase agreements | $13,942,000 | 951 |
| Net loans & leases | $109,187,000 | 2,396 |
| Loan loss allowance | $1,515,000 | 2,602 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,270,000 | 1,157 |
| Other real estate owned | $0 | 2,050 |
| Goodwill and other intangibles | $4,000 | 2,991 |
| All other assets | $1,543,000 | 4,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,650,000 | 2,848 |
| Total liabilities | $150,114,000 | 2,789 |
| Total deposits | $145,995,000 | 2,707 |
| Interest-bearing deposits | $122,367,000 | 2,794 |
| Deposits held in domestic offices | $145,995,000 | 2,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,283,000 | 1,800 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $836,000 | 3,591 |
| Total equity capital | $10,536,000 | 3,886 |
| Total bank equity capital | $10,536,000 | 3,886 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $588,000 | 5,666 |
| Surplus | $9,933,000 | 1,472 |
| Undivided profits | $15,000 | 12,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 9,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $36,000 | 1,263 |
| Income earned, not collected on loans | $533,000 | 3,467 |
| Earning assets | $144,826,000 | 2,912 |
| Long-term assets (5+ years) | $32,618,000 | 1,772 |
| Average Assets, year-to-date | $142,284,400 | 3,132 |
| Average Assets, quarterly | $152,748,500 | 2,979 |
| Volatile liabilities | $8,067,000 | 4,791 |
| Insider loans | $1,449,000 | 2,746 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,186,000 | 981 |
| Unused loan commitments | $26,389,000 | 1,569 |
| Tier 1 (core) risk-based capital | $10,532,000 | 3,804 |
| Tier 2 risk-based capital | $1,414,030 | 2,127 |
| Total risk weighted assets | $113,021,230 | 2,331 |
| Total unused commitments | $26,389,000 | 1,593 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 83 | 2,604 |
| Assets and Liabilities | ||
| Total Assets: | $134,185,000 | 3,457 |
| Cash and due from depository institutions | $7,497,000 | 2,604 |
| Interest-bearing balances | $594,000 | 4,625 |
| Securities | $17,493,000 | 6,664 |
| Federal funds sold & reverse repurchase agreements | $8,906,000 | 1,868 |
| Net loans & leases | $94,815,000 | 2,810 |
| Loan loss allowance | $1,016,000 | 3,663 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,233,000 | 1,734 |
| Other real estate owned | $0 | 2,604 |
| Goodwill and other intangibles | $8,000 | 2,935 |
| All other assets | $1,233,000 | 5,366 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,185,000 | 3,457 |
| Total liabilities | $125,324,000 | 3,402 |
| Total deposits | $120,497,000 | 3,370 |
| Interest-bearing deposits | $100,440,000 | 3,515 |
| Deposits held in domestic offices | $120,497,000 | 3,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,072,000 | 1,521 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $755,000 | 4,111 |
| Total equity capital | $8,861,000 | 4,370 |
| Total bank equity capital | $8,861,000 | 4,370 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $588,000 | 5,962 |
| Surplus | $7,748,000 | 1,796 |
| Undivided profits | $525,000 | 10,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 9,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $496,000 | 4,127 |
| Earning assets | $121,808,000 | 3,476 |
| Long-term assets (5+ years) | $25,164,000 | 2,165 |
| Average Assets, year-to-date | $126,667,600 | 3,591 |
| Average Assets, quarterly | $131,177,000 | 3,503 |
| Volatile liabilities | $8,699,000 | 4,554 |
| Insider loans | $1,553,000 | 467 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $2,508,000 | 504 |
| Unused loan commitments | $21,254,000 | 1,752 |
| Tier 1 (core) risk-based capital | $8,853,000 | 4,307 |
| Tier 2 risk-based capital | $1,016,000 | 2,865 |
| Total risk weighted assets | $94,707,500 | 2,807 |
| Total unused commitments | $21,254,000 | 1,770 |
| Derivatives | $0 | 651 |