Home > Ozark Bank > Income and Expense
Ozark Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $4,979,000 | 2,110 |
| Total interest expense | $1,824,000 | 1,995 |
| Net interest income | $3,155,000 | 2,158 |
| Provision for loan and lease losses | $45,000 | 1,960 |
| Total noninterest income | $320,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $57,000 | 2,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 2,112 |
| Total noninterest expense | $2,104,000 | 2,353 |
| Salaries and employee benefits | $1,317,000 | 2,210 |
| Premises and equipment expense | $219,000 | 2,232 |
| Additional noninterest expense | $263,000 | 2,112 |
| Pre-tax net operating income | $1,326,000 | 1,911 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $1,000 | 3,124 |
| Income before extraordinary items | $1,325,000 | 1,708 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,325,000 | 1,728 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,325,000 | 1,708 |
| Net charge-offs | $-1,000 | 3,409 |
| Cash dividends | $762,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,325,000 | 1,721 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $19,075,000 | 2,129 |
| Total interest expense | $7,791,000 | 1,964 |
| Net interest income | $11,284,000 | 2,218 |
| Provision for loan and lease losses | $240,000 | 1,898 |
| Total noninterest income | $1,271,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $256,000 | 2,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,015,000 | 2,238 |
| Total noninterest expense | $8,102,000 | 2,381 |
| Salaries and employee benefits | $5,105,000 | 2,220 |
| Premises and equipment expense | $754,000 | 2,397 |
| Additional noninterest expense | $1,015,000 | 2,238 |
| Pre-tax net operating income | $4,213,000 | 2,074 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $9,000 | 3,202 |
| Income before extraordinary items | $4,204,000 | 1,889 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,204,000 | 1,907 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,204,000 | 1,889 |
| Net charge-offs | $0 | 3,072 |
| Cash dividends | $3,275,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $4,204,000 | 1,892 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $14,158,000 | 2,136 |
| Total interest expense | $5,948,000 | 1,934 |
| Net interest income | $8,210,000 | 2,257 |
| Provision for loan and lease losses | $180,000 | 1,789 |
| Total noninterest income | $958,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $195,000 | 2,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $763,000 | 2,211 |
| Total noninterest expense | $6,066,000 | 2,358 |
| Salaries and employee benefits | $3,836,000 | 2,195 |
| Premises and equipment expense | $568,000 | 2,378 |
| Additional noninterest expense | $763,000 | 2,211 |
| Pre-tax net operating income | $2,922,000 | 2,169 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $9,000 | 3,180 |
| Income before extraordinary items | $2,913,000 | 1,984 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,913,000 | 2,004 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,913,000 | 1,985 |
| Net charge-offs | $-3,000 | 3,686 |
| Cash dividends | $1,750,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $2,913,000 | 1,986 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $9,434,000 | 2,107 |
| Total interest expense | $4,044,000 | 1,878 |
| Net interest income | $5,390,000 | 2,267 |
| Provision for loan and lease losses | $120,000 | 1,718 |
| Total noninterest income | $629,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $133,000 | 2,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $496,000 | 2,210 |
| Total noninterest expense | $4,037,000 | 2,356 |
| Salaries and employee benefits | $2,549,000 | 2,199 |
| Premises and equipment expense | $395,000 | 2,315 |
| Additional noninterest expense | $496,000 | 2,210 |
| Pre-tax net operating income | $1,862,000 | 2,195 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $9,000 | 3,139 |
| Income before extraordinary items | $1,853,000 | 2,016 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,853,000 | 2,042 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,853,000 | 2,017 |
| Net charge-offs | $-3,000 | 3,692 |
| Cash dividends | $1,250,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,853,000 | 2,019 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $4,697,000 | 2,095 |
| Total interest expense | $2,066,000 | 1,824 |
| Net interest income | $2,631,000 | 2,297 |
| Provision for loan and lease losses | $60,000 | 1,536 |
| Total noninterest income | $310,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $67,000 | 2,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 2,171 |
| Total noninterest expense | $2,007,000 | 2,360 |
| Salaries and employee benefits | $1,256,000 | 2,236 |
| Premises and equipment expense | $203,000 | 2,298 |
| Additional noninterest expense | $243,000 | 2,171 |
| Pre-tax net operating income | $874,000 | 2,207 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $874,000 | 2,056 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $874,000 | 2,081 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $874,000 | 2,056 |
| Net charge-offs | $-1,000 | 3,381 |
| Cash dividends | $750,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $874,000 | 2,062 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,526,000 | 2,146 |
| Total interest expense | $5,901,000 | 1,837 |
| Net interest income | $10,625,000 | 2,297 |
| Provision for loan and lease losses | $240,000 | 1,853 |
| Total noninterest income | $1,271,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $293,000 | 2,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $978,000 | 2,293 |
| Total noninterest expense | $7,875,000 | 2,358 |
| Salaries and employee benefits | $4,965,000 | 2,203 |
| Premises and equipment expense | $762,000 | 2,373 |
| Additional noninterest expense | $978,000 | 2,293 |
| Pre-tax net operating income | $3,781,000 | 2,235 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $3,781,000 | 2,058 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,781,000 | 2,083 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,781,000 | 2,061 |
| Net charge-offs | $-1,000 | 3,506 |
| Cash dividends | $2,750,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,781,000 | 2,086 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,056,000 | 2,143 |
| Total interest expense | $4,045,000 | 1,814 |
| Net interest income | $8,011,000 | 2,300 |
| Provision for loan and lease losses | $180,000 | 1,734 |
| Total noninterest income | $950,000 | 2,469 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $222,000 | 2,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $728,000 | 2,291 |
| Total noninterest expense | $5,842,000 | 2,364 |
| Salaries and employee benefits | $3,713,000 | 2,198 |
| Premises and equipment expense | $571,000 | 2,377 |
| Additional noninterest expense | $728,000 | 2,290 |
| Pre-tax net operating income | $2,939,000 | 2,255 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $2,939,000 | 2,079 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,939,000 | 2,099 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,939,000 | 2,081 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $1,500,000 | 1,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,939,000 | 2,108 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,837,000 | 2,150 |
| Total interest expense | $2,478,000 | 1,765 |
| Net interest income | $5,359,000 | 2,320 |
| Provision for loan and lease losses | $120,000 | 1,688 |
| Total noninterest income | $627,000 | 2,430 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $151,000 | 2,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $476,000 | 2,243 |
| Total noninterest expense | $3,875,000 | 2,364 |
| Salaries and employee benefits | $2,487,000 | 2,189 |
| Premises and equipment expense | $378,000 | 2,383 |
| Additional noninterest expense | $476,000 | 2,239 |
| Pre-tax net operating income | $1,991,000 | 2,254 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $1,991,000 | 2,067 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,991,000 | 2,092 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,991,000 | 2,067 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $1,000,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,991,000 | 2,082 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,843,000 | 2,159 |
| Total interest expense | $1,183,000 | 1,650 |
| Net interest income | $2,660,000 | 2,334 |
| Provision for loan and lease losses | $60,000 | 1,563 |
| Total noninterest income | $300,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $74,000 | 2,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 2,306 |
| Total noninterest expense | $1,919,000 | 2,406 |
| Salaries and employee benefits | $1,222,000 | 2,242 |
| Premises and equipment expense | $196,000 | 2,377 |
| Additional noninterest expense | $226,000 | 2,306 |
| Pre-tax net operating income | $981,000 | 2,327 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $981,000 | 2,118 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $981,000 | 2,118 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $981,000 | 2,118 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $500,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $981,000 | 2,143 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,198,000 | 2,251 |
| Total interest expense | $1,915,000 | 1,643 |
| Net interest income | $10,283,000 | 2,332 |
| Provision for loan and lease losses | $170,000 | 1,899 |
| Total noninterest income | $1,435,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $304,000 | 2,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,131,000 | 2,207 |
| Total noninterest expense | $7,360,000 | 2,430 |
| Salaries and employee benefits | $4,802,000 | 2,242 |
| Premises and equipment expense | $753,000 | 2,399 |
| Additional noninterest expense | $1,131,000 | 2,207 |
| Pre-tax net operating income | $4,188,000 | 2,244 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $4,188,000 | 2,042 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,188,000 | 2,041 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,188,000 | 2,041 |
| Net charge-offs | $5,000 | 2,318 |
| Cash dividends | $3,229,000 | 1,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,188,000 | 2,068 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,595,000 | 2,289 |
| Total interest expense | $985,000 | 1,789 |
| Net interest income | $7,610,000 | 2,330 |
| Provision for loan and lease losses | $150,000 | 1,628 |
| Total noninterest income | $1,092,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $221,000 | 2,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $871,000 | 2,213 |
| Total noninterest expense | $5,507,000 | 2,433 |
| Salaries and employee benefits | $3,619,000 | 2,235 |
| Premises and equipment expense | $562,000 | 2,419 |
| Additional noninterest expense | $871,000 | 2,213 |
| Pre-tax net operating income | $3,045,000 | 2,264 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $3,045,000 | 2,070 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,045,000 | 2,069 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,045,000 | 2,069 |
| Net charge-offs | $6,000 | 1,967 |
| Cash dividends | $1,500,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,045,000 | 2,097 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,363,000 | 2,340 |
| Total interest expense | $459,000 | 2,066 |
| Net interest income | $4,904,000 | 2,339 |
| Provision for loan and lease losses | $90,000 | 1,575 |
| Total noninterest income | $744,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $148,000 | 2,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $596,000 | 2,201 |
| Total noninterest expense | $3,638,000 | 2,434 |
| Salaries and employee benefits | $2,423,000 | 2,223 |
| Premises and equipment expense | $366,000 | 2,455 |
| Additional noninterest expense | $849,000 | 2,887 |
| Pre-tax net operating income | $1,920,000 | 2,253 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,920,000 | 2,043 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,920,000 | 2,043 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,920,000 | 2,043 |
| Net charge-offs | $7,000 | 1,686 |
| Cash dividends | $1,000,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,920,000 | 2,077 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 2,350 |
| Total interest expense | $190,000 | 2,309 |
| Net interest income | $2,406,000 | 2,321 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $383,000 | 2,316 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $71,000 | 2,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 2,141 |
| Total noninterest expense | $1,794,000 | 2,453 |
| Salaries and employee benefits | $1,201,000 | 2,237 |
| Premises and equipment expense | $185,000 | 2,442 |
| Additional noninterest expense | $408,000 | 2,930 |
| Pre-tax net operating income | $965,000 | 2,132 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $965,000 | 1,959 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $965,000 | 1,958 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $965,000 | 1,959 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $500,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $965,000 | 1,983 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,896,000 | 2,347 |
| Total interest expense | $861,000 | 2,431 |
| Net interest income | $10,035,000 | 2,324 |
| Provision for loan and lease losses | $310,000 | 1,378 |
| Total noninterest income | $1,604,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $285,000 | 2,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,319,000 | 2,356 |
| Total noninterest expense | $7,224,000 | 2,428 |
| Salaries and employee benefits | $4,769,000 | 2,220 |
| Premises and equipment expense | $713,000 | 2,487 |
| Additional noninterest expense | $1,742,000 | 2,839 |
| Pre-tax net operating income | $4,105,000 | 2,290 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $4,105,000 | 2,123 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,105,000 | 2,124 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,105,000 | 2,124 |
| Net charge-offs | $-25,000 | 3,905 |
| Cash dividends | $3,000,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,105,000 | 2,092 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,334,000 | 2,365 |
| Total interest expense | $684,000 | 2,442 |
| Net interest income | $7,650,000 | 2,342 |
| Provision for loan and lease losses | $310,000 | 1,134 |
| Total noninterest income | $1,219,000 | 2,487 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $208,000 | 2,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,011,000 | 2,368 |
| Total noninterest expense | $5,297,000 | 2,480 |
| Salaries and employee benefits | $3,579,000 | 2,234 |
| Premises and equipment expense | $534,000 | 2,516 |
| Additional noninterest expense | $1,184,000 | 3,030 |
| Pre-tax net operating income | $3,262,000 | 2,322 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $3,262,000 | 2,144 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,262,000 | 2,145 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,262,000 | 2,145 |
| Net charge-offs | $-25,000 | 3,960 |
| Cash dividends | $2,000,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,262,000 | 2,114 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,249,000 | 2,443 |
| Total interest expense | $500,000 | 2,380 |
| Net interest income | $4,749,000 | 2,441 |
| Provision for loan and lease losses | $250,000 | 1,025 |
| Total noninterest income | $761,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $126,000 | 2,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $635,000 | 2,399 |
| Total noninterest expense | $3,507,000 | 2,489 |
| Salaries and employee benefits | $2,385,000 | 2,231 |
| Premises and equipment expense | $360,000 | 2,479 |
| Additional noninterest expense | $762,000 | 3,073 |
| Pre-tax net operating income | $1,753,000 | 2,586 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,753,000 | 2,405 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,753,000 | 2,405 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,753,000 | 2,405 |
| Net charge-offs | $-25,000 | 4,135 |
| Cash dividends | $1,500,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,753,000 | 2,367 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,580,000 | 2,455 |
| Total interest expense | $270,000 | 2,327 |
| Net interest income | $2,310,000 | 2,462 |
| Provision for loan and lease losses | $160,000 | 914 |
| Total noninterest income | $346,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $65,000 | 2,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 2,518 |
| Total noninterest expense | $1,754,000 | 2,470 |
| Salaries and employee benefits | $1,201,000 | 2,212 |
| Premises and equipment expense | $190,000 | 2,423 |
| Additional noninterest expense | $363,000 | 3,106 |
| Pre-tax net operating income | $742,000 | 2,759 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $742,000 | 2,615 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $742,000 | 2,613 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $742,000 | 2,615 |
| Net charge-offs | $-33,000 | 4,492 |
| Cash dividends | $1,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $742,000 | 2,582 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,592,000 | 2,437 |
| Total interest expense | $1,520,000 | 2,357 |
| Net interest income | $9,072,000 | 2,412 |
| Provision for loan and lease losses | $380,000 | 2,491 |
| Total noninterest income | $1,443,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $270,000 | 2,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,173,000 | 2,323 |
| Total noninterest expense | $6,931,000 | 2,472 |
| Salaries and employee benefits | $4,688,000 | 2,239 |
| Premises and equipment expense | $741,000 | 2,442 |
| Additional noninterest expense | $1,502,000 | 3,050 |
| Pre-tax net operating income | $3,204,000 | 2,354 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $3,204,000 | 2,215 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,204,000 | 2,215 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,204,000 | 2,215 |
| Net charge-offs | $-12,000 | 4,281 |
| Cash dividends | $2,125,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,204,000 | 2,159 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,856,000 | 2,463 |
| Total interest expense | $1,213,000 | 2,366 |
| Net interest income | $6,643,000 | 2,445 |
| Provision for loan and lease losses | $240,000 | 2,609 |
| Total noninterest income | $1,017,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $200,000 | 2,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $817,000 | 2,347 |
| Total noninterest expense | $5,134,000 | 2,471 |
| Salaries and employee benefits | $3,479,000 | 2,229 |
| Premises and equipment expense | $550,000 | 2,455 |
| Additional noninterest expense | $1,105,000 | 3,060 |
| Pre-tax net operating income | $2,286,000 | 2,401 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $2,286,000 | 2,264 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,286,000 | 2,264 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,286,000 | 2,264 |
| Net charge-offs | $-11,000 | 4,273 |
| Cash dividends | $750,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,286,000 | 2,205 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,307,000 | 2,468 |
| Total interest expense | $881,000 | 2,349 |
| Net interest income | $4,426,000 | 2,460 |
| Provision for loan and lease losses | $120,000 | 2,806 |
| Total noninterest income | $616,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $131,000 | 2,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $485,000 | 2,397 |
| Total noninterest expense | $3,461,000 | 2,468 |
| Salaries and employee benefits | $2,361,000 | 2,206 |
| Premises and equipment expense | $361,000 | 2,465 |
| Additional noninterest expense | $739,000 | 3,052 |
| Pre-tax net operating income | $1,461,000 | 2,420 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,461,000 | 2,277 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,461,000 | 2,276 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,461,000 | 2,277 |
| Net charge-offs | $-4,000 | 4,068 |
| Cash dividends | $750,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,461,000 | 2,234 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 2,422 |
| Total interest expense | $515,000 | 2,246 |
| Net interest income | $2,204,000 | 2,433 |
| Provision for loan and lease losses | $60,000 | 2,352 |
| Total noninterest income | $306,000 | 2,493 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $79,000 | 2,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 2,298 |
| Total noninterest expense | $1,750,000 | 2,459 |
| Salaries and employee benefits | $1,194,000 | 2,212 |
| Premises and equipment expense | $175,000 | 2,527 |
| Additional noninterest expense | $381,000 | 3,010 |
| Pre-tax net operating income | $700,000 | 2,349 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $700,000 | 2,169 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $700,000 | 2,168 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $700,000 | 2,169 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $700,000 | 2,140 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,391,000 | 2,531 |
| Total interest expense | $2,058,000 | 2,295 |
| Net interest income | $8,333,000 | 2,548 |
| Provision for loan and lease losses | $240,000 | 2,172 |
| Total noninterest income | $1,255,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $335,000 | 2,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $920,000 | 2,358 |
| Total noninterest expense | $6,657,000 | 2,529 |
| Salaries and employee benefits | $4,567,000 | 2,232 |
| Premises and equipment expense | $699,000 | 2,547 |
| Additional noninterest expense | $1,391,000 | 3,228 |
| Pre-tax net operating income | $2,691,000 | 2,625 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $2,691,000 | 2,463 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,691,000 | 2,464 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,691,000 | 2,465 |
| Net charge-offs | $-53,000 | 4,784 |
| Cash dividends | $2,625,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,691,000 | 2,420 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,732,000 | 2,578 |
| Total interest expense | $1,518,000 | 2,335 |
| Net interest income | $6,214,000 | 2,595 |
| Provision for loan and lease losses | $180,000 | 2,065 |
| Total noninterest income | $930,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $249,000 | 2,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $681,000 | 2,354 |
| Total noninterest expense | $4,970,000 | 2,542 |
| Salaries and employee benefits | $3,401,000 | 2,256 |
| Premises and equipment expense | $514,000 | 2,585 |
| Additional noninterest expense | $1,055,000 | 3,235 |
| Pre-tax net operating income | $1,994,000 | 2,732 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,994,000 | 2,530 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,994,000 | 2,531 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,994,000 | 2,531 |
| Net charge-offs | $-55,000 | 4,846 |
| Cash dividends | $1,375,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,994,000 | 2,500 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,094,000 | 2,585 |
| Total interest expense | $1,015,000 | 2,317 |
| Net interest income | $4,079,000 | 2,625 |
| Provision for loan and lease losses | $120,000 | 2,025 |
| Total noninterest income | $579,000 | 2,608 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $161,000 | 2,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $418,000 | 2,431 |
| Total noninterest expense | $3,313,000 | 2,572 |
| Salaries and employee benefits | $2,261,000 | 2,265 |
| Premises and equipment expense | $341,000 | 2,596 |
| Additional noninterest expense | $711,000 | 3,235 |
| Pre-tax net operating income | $1,225,000 | 2,835 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,225,000 | 2,642 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,225,000 | 2,641 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,225,000 | 2,641 |
| Net charge-offs | $-55,000 | 4,931 |
| Cash dividends | $875,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,225,000 | 2,603 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,564,000 | 2,582 |
| Total interest expense | $538,000 | 2,205 |
| Net interest income | $2,026,000 | 2,653 |
| Provision for loan and lease losses | $60,000 | 1,874 |
| Total noninterest income | $258,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $73,000 | 2,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 2,496 |
| Total noninterest expense | $1,630,000 | 2,617 |
| Salaries and employee benefits | $1,107,000 | 2,316 |
| Premises and equipment expense | $171,000 | 2,622 |
| Additional noninterest expense | $352,000 | 3,261 |
| Pre-tax net operating income | $594,000 | 2,832 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $594,000 | 2,636 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $594,000 | 2,635 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $594,000 | 2,635 |
| Net charge-offs | $-29,000 | 4,964 |
| Cash dividends | $500,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $594,000 | 2,621 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,224,000 | 2,677 |
| Total interest expense | $1,511,000 | 2,323 |
| Net interest income | $7,713,000 | 2,709 |
| Provision for loan and lease losses | $218,000 | 2,297 |
| Total noninterest income | $1,291,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $344,000 | 2,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $947,000 | 2,309 |
| Total noninterest expense | $6,316,000 | 2,633 |
| Salaries and employee benefits | $4,308,000 | 2,336 |
| Premises and equipment expense | $612,000 | 2,800 |
| Additional noninterest expense | $1,396,000 | 3,304 |
| Pre-tax net operating income | $2,470,000 | 2,804 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $2,470,000 | 2,603 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,470,000 | 2,601 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,470,000 | 2,602 |
| Net charge-offs | $196,000 | 1,665 |
| Cash dividends | $1,750,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,470,000 | 2,597 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,758,000 | 2,707 |
| Total interest expense | $1,042,000 | 2,381 |
| Net interest income | $5,716,000 | 2,737 |
| Provision for loan and lease losses | $158,000 | 2,219 |
| Total noninterest income | $1,002,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $257,000 | 2,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $745,000 | 2,265 |
| Total noninterest expense | $4,645,000 | 2,678 |
| Salaries and employee benefits | $3,146,000 | 2,384 |
| Premises and equipment expense | $445,000 | 2,883 |
| Additional noninterest expense | $1,054,000 | 3,306 |
| Pre-tax net operating income | $1,915,000 | 2,810 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,915,000 | 2,598 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,915,000 | 2,598 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,915,000 | 2,597 |
| Net charge-offs | $196,000 | 1,266 |
| Cash dividends | $750,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,915,000 | 2,586 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 2,750 |
| Total interest expense | $665,000 | 2,371 |
| Net interest income | $3,723,000 | 2,794 |
| Provision for loan and lease losses | $98,000 | 2,236 |
| Total noninterest income | $636,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $175,000 | 2,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 2,334 |
| Total noninterest expense | $3,097,000 | 2,697 |
| Salaries and employee benefits | $2,111,000 | 2,384 |
| Premises and equipment expense | $292,000 | 2,920 |
| Additional noninterest expense | $694,000 | 3,348 |
| Pre-tax net operating income | $1,164,000 | 2,927 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,164,000 | 2,704 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,164,000 | 2,703 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,164,000 | 2,703 |
| Net charge-offs | $196,000 | 946 |
| Cash dividends | $500,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,164,000 | 2,698 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,167,000 | 2,780 |
| Total interest expense | $332,000 | 2,286 |
| Net interest income | $1,835,000 | 2,830 |
| Provision for loan and lease losses | $38,000 | 2,291 |
| Total noninterest income | $301,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $83,000 | 2,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 2,373 |
| Total noninterest expense | $1,529,000 | 2,753 |
| Salaries and employee benefits | $1,042,000 | 2,429 |
| Premises and equipment expense | $147,000 | 2,936 |
| Additional noninterest expense | $340,000 | 3,398 |
| Pre-tax net operating income | $569,000 | 2,909 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $569,000 | 2,695 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $569,000 | 2,695 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $569,000 | 2,695 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $250,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $569,000 | 2,690 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,710,000 | 2,944 |
| Total interest expense | $866,000 | 2,805 |
| Net interest income | $6,844,000 | 2,936 |
| Provision for loan and lease losses | $38,000 | 3,695 |
| Total noninterest income | $1,272,000 | 2,626 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $378,000 | 2,463 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $894,000 | 2,425 |
| Total noninterest expense | $6,066,000 | 2,738 |
| Salaries and employee benefits | $4,082,000 | 2,438 |
| Premises and equipment expense | $585,000 | 2,969 |
| Additional noninterest expense | $1,399,000 | 3,360 |
| Pre-tax net operating income | $2,012,000 | 3,111 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $2,012,000 | 2,681 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,012,000 | 2,680 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,012,000 | 2,681 |
| Net charge-offs | $309,000 | 1,462 |
| Cash dividends | $1,500,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,012,000 | 2,667 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,557,000 | 3,038 |
| Total interest expense | $559,000 | 3,029 |
| Net interest income | $4,998,000 | 3,002 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $941,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $286,000 | 2,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $655,000 | 2,480 |
| Total noninterest expense | $4,538,000 | 2,769 |
| Salaries and employee benefits | $3,048,000 | 2,452 |
| Premises and equipment expense | $440,000 | 2,990 |
| Additional noninterest expense | $1,050,000 | 3,373 |
| Pre-tax net operating income | $1,401,000 | 3,288 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,401,000 | 2,968 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,401,000 | 2,967 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,401,000 | 2,968 |
| Net charge-offs | $306,000 | 1,101 |
| Cash dividends | $500,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,401,000 | 2,942 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,609,000 | 3,075 |
| Total interest expense | $349,000 | 3,108 |
| Net interest income | $3,260,000 | 3,040 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $650,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $189,000 | 2,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 2,424 |
| Total noninterest expense | $3,042,000 | 2,776 |
| Salaries and employee benefits | $2,051,000 | 2,449 |
| Premises and equipment expense | $288,000 | 3,031 |
| Additional noninterest expense | $703,000 | 3,387 |
| Pre-tax net operating income | $868,000 | 3,355 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $868,000 | 3,039 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $868,000 | 3,038 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $868,000 | 3,039 |
| Net charge-offs | $308,000 | 819 |
| Cash dividends | $250,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $868,000 | 3,018 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 3,080 |
| Total interest expense | $179,000 | 3,063 |
| Net interest income | $1,624,000 | 3,044 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $273,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $93,000 | 2,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 2,708 |
| Total noninterest expense | $1,495,000 | 2,828 |
| Salaries and employee benefits | $999,000 | 2,522 |
| Premises and equipment expense | $141,000 | 3,113 |
| Additional noninterest expense | $355,000 | 3,355 |
| Pre-tax net operating income | $402,000 | 3,414 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $402,000 | 3,127 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $402,000 | 3,125 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $402,000 | 3,127 |
| Net charge-offs | $309,000 | 453 |
| Cash dividends | $250,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $402,000 | 3,108 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,270,000 | 3,055 |
| Total interest expense | $604,000 | 3,323 |
| Net interest income | $6,666,000 | 2,986 |
| Provision for loan and lease losses | $75,000 | 3,346 |
| Total noninterest income | $1,272,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $369,000 | 2,593 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $903,000 | 2,515 |
| Total noninterest expense | $6,011,000 | 2,849 |
| Salaries and employee benefits | $3,936,000 | 2,528 |
| Premises and equipment expense | $598,000 | 3,022 |
| Additional noninterest expense | $1,477,000 | 3,377 |
| Pre-tax net operating income | $1,852,000 | 3,193 |
| Securities gains (losses) | $3,000 | 2,978 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,855,000 | 2,916 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,855,000 | 2,915 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,855,000 | 2,915 |
| Net charge-offs | $6,000 | 3,984 |
| Cash dividends | $1,500,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,852,000 | 2,864 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,465,000 | 3,053 |
| Total interest expense | $445,000 | 3,360 |
| Net interest income | $5,020,000 | 2,987 |
| Provision for loan and lease losses | $75,000 | 3,003 |
| Total noninterest income | $933,000 | 2,721 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $265,000 | 2,686 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $668,000 | 2,544 |
| Total noninterest expense | $4,562,000 | 2,821 |
| Salaries and employee benefits | $2,969,000 | 2,508 |
| Premises and equipment expense | $452,000 | 3,018 |
| Additional noninterest expense | $1,141,000 | 3,335 |
| Pre-tax net operating income | $1,316,000 | 3,322 |
| Securities gains (losses) | $3,000 | 2,908 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,319,000 | 3,029 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,319,000 | 3,029 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,319,000 | 3,029 |
| Net charge-offs | $-2,000 | 4,547 |
| Cash dividends | $500,000 | 2,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,316,000 | 2,984 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,647,000 | 3,059 |
| Total interest expense | $301,000 | 3,349 |
| Net interest income | $3,346,000 | 3,007 |
| Provision for loan and lease losses | $75,000 | 2,531 |
| Total noninterest income | $530,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $154,000 | 2,907 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $376,000 | 2,738 |
| Total noninterest expense | $3,026,000 | 2,847 |
| Salaries and employee benefits | $1,955,000 | 2,545 |
| Premises and equipment expense | $299,000 | 3,049 |
| Additional noninterest expense | $772,000 | 3,323 |
| Pre-tax net operating income | $775,000 | 3,505 |
| Securities gains (losses) | $3,000 | 2,591 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $778,000 | 3,229 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $778,000 | 3,226 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $778,000 | 3,227 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $250,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $775,000 | 3,175 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 3,063 |
| Total interest expense | $157,000 | 3,266 |
| Net interest income | $1,672,000 | 3,009 |
| Provision for loan and lease losses | $38,000 | 2,399 |
| Total noninterest income | $247,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $74,000 | 2,958 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $173,000 | 2,813 |
| Total noninterest expense | $1,533,000 | 2,823 |
| Salaries and employee benefits | $976,000 | 2,561 |
| Premises and equipment expense | $150,000 | 3,055 |
| Additional noninterest expense | $407,000 | 3,189 |
| Pre-tax net operating income | $348,000 | 3,632 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $348,000 | 3,379 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $348,000 | 3,377 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $348,000 | 3,377 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $348,000 | 3,314 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,036,000 | 3,104 |
| Total interest expense | $557,000 | 3,530 |
| Net interest income | $6,479,000 | 3,040 |
| Provision for loan and lease losses | $158,000 | 2,582 |
| Total noninterest income | $1,225,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $324,000 | 2,883 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $901,000 | 2,513 |
| Total noninterest expense | $5,763,000 | 2,938 |
| Salaries and employee benefits | $3,811,000 | 2,575 |
| Premises and equipment expense | $615,000 | 3,051 |
| Additional noninterest expense | $1,337,000 | 3,671 |
| Pre-tax net operating income | $1,783,000 | 3,215 |
| Securities gains (losses) | $-1,000 | 5,649 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,782,000 | 2,927 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,782,000 | 2,929 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,782,000 | 2,929 |
| Net charge-offs | $-6,000 | 5,105 |
| Cash dividends | $1,555,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,783,000 | 2,887 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,259,000 | 3,130 |
| Total interest expense | $410,000 | 3,616 |
| Net interest income | $4,849,000 | 3,061 |
| Provision for loan and lease losses | $158,000 | 2,215 |
| Total noninterest income | $819,000 | 2,935 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $241,000 | 2,920 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $578,000 | 2,719 |
| Total noninterest expense | $4,303,000 | 2,975 |
| Salaries and employee benefits | $2,840,000 | 2,595 |
| Premises and equipment expense | $463,000 | 3,093 |
| Additional noninterest expense | $1,000,000 | 3,690 |
| Pre-tax net operating income | $1,207,000 | 3,448 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,207,000 | 3,168 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,207,000 | 3,167 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,207,000 | 3,168 |
| Net charge-offs | $-4,000 | 4,929 |
| Cash dividends | $280,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,207,000 | 3,112 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,487,000 | 3,142 |
| Total interest expense | $273,000 | 3,649 |
| Net interest income | $3,214,000 | 3,069 |
| Provision for loan and lease losses | $105,000 | 2,154 |
| Total noninterest income | $553,000 | 2,928 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $155,000 | 2,962 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $398,000 | 2,682 |
| Total noninterest expense | $2,817,000 | 3,027 |
| Salaries and employee benefits | $1,867,000 | 2,644 |
| Premises and equipment expense | $306,000 | 3,119 |
| Additional noninterest expense | $644,000 | 3,806 |
| Pre-tax net operating income | $845,000 | 3,353 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $845,000 | 3,072 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $845,000 | 3,073 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $845,000 | 3,074 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $280,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $845,000 | 3,011 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 3,192 |
| Total interest expense | $137,000 | 3,671 |
| Net interest income | $1,581,000 | 3,106 |
| Provision for loan and lease losses | $53,000 | 2,030 |
| Total noninterest income | $275,000 | 2,915 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $74,000 | 3,026 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $201,000 | 2,625 |
| Total noninterest expense | $1,432,000 | 2,993 |
| Salaries and employee benefits | $956,000 | 2,617 |
| Premises and equipment expense | $158,000 | 3,085 |
| Additional noninterest expense | $318,000 | 3,823 |
| Pre-tax net operating income | $371,000 | 3,503 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $371,000 | 3,265 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $371,000 | 3,268 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $371,000 | 3,268 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $371,000 | 3,185 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,033,000 | 3,170 |
| Total interest expense | $503,000 | 3,998 |
| Net interest income | $6,530,000 | 3,046 |
| Provision for loan and lease losses | $300,000 | 1,975 |
| Total noninterest income | $1,015,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $370,000 | 2,818 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $645,000 | 2,941 |
| Total noninterest expense | $5,649,000 | 3,052 |
| Salaries and employee benefits | $3,649,000 | 2,690 |
| Premises and equipment expense | $580,000 | 3,309 |
| Additional noninterest expense | $1,420,000 | 3,659 |
| Pre-tax net operating income | $1,596,000 | 3,365 |
| Securities gains (losses) | $-6,000 | 5,976 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $1,588,000 | 3,146 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,588,000 | 3,146 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,588,000 | 3,147 |
| Net charge-offs | $61,000 | 3,603 |
| Cash dividends | $1,335,000 | 1,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,594,000 | 3,087 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,272,000 | 3,198 |
| Total interest expense | $366,000 | 4,129 |
| Net interest income | $4,906,000 | 3,068 |
| Provision for loan and lease losses | $225,000 | 1,923 |
| Total noninterest income | $703,000 | 3,236 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $280,000 | 2,835 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $423,000 | 3,157 |
| Total noninterest expense | $4,267,000 | 3,043 |
| Salaries and employee benefits | $2,752,000 | 2,679 |
| Premises and equipment expense | $429,000 | 3,382 |
| Additional noninterest expense | $1,086,000 | 3,655 |
| Pre-tax net operating income | $1,117,000 | 3,582 |
| Securities gains (losses) | $-6,000 | 6,083 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $1,109,000 | 3,294 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,109,000 | 3,294 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,109,000 | 3,295 |
| Net charge-offs | $-3,000 | 5,367 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,115,000 | 3,252 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 3,208 |
| Total interest expense | $236,000 | 4,223 |
| Net interest income | $3,270,000 | 3,063 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $443,000 | 3,322 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $185,000 | 2,848 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $258,000 | 3,247 |
| Total noninterest expense | $2,830,000 | 3,070 |
| Salaries and employee benefits | $1,828,000 | 2,703 |
| Premises and equipment expense | $283,000 | 3,432 |
| Additional noninterest expense | $719,000 | 3,680 |
| Pre-tax net operating income | $733,000 | 3,537 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $731,000 | 3,261 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $731,000 | 3,267 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $731,000 | 3,267 |
| Net charge-offs | $-2,000 | 5,209 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $731,000 | 3,217 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 3,220 |
| Total interest expense | $114,000 | 4,353 |
| Net interest income | $1,633,000 | 3,071 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $195,000 | 3,501 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $92,000 | 2,836 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $103,000 | 3,518 |
| Total noninterest expense | $1,438,000 | 3,053 |
| Salaries and employee benefits | $940,000 | 2,661 |
| Premises and equipment expense | $137,000 | 3,544 |
| Additional noninterest expense | $361,000 | 3,644 |
| Pre-tax net operating income | $315,000 | 3,736 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $313,000 | 3,472 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $313,000 | 3,475 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $313,000 | 3,475 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $313,000 | 3,427 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,562,000 | 3,423 |
| Total interest expense | $611,000 | 4,050 |
| Net interest income | $5,951,000 | 3,302 |
| Provision for loan and lease losses | $295,000 | 2,489 |
| Total noninterest income | $1,018,000 | 3,161 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $396,000 | 2,831 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $622,000 | 3,065 |
| Total noninterest expense | $5,560,000 | 3,151 |
| Salaries and employee benefits | $3,486,000 | 2,815 |
| Premises and equipment expense | $558,000 | 3,482 |
| Additional noninterest expense | $1,516,000 | 3,630 |
| Pre-tax net operating income | $1,114,000 | 3,905 |
| Securities gains (losses) | $-40,000 | 6,429 |
| Applicable income taxes | $11,000 | 4,273 |
| Income before extraordinary items | $1,063,000 | 3,783 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,063,000 | 3,787 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,063,000 | 3,787 |
| Net charge-offs | $187,000 | 3,087 |
| Cash dividends | $625,000 | 2,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,102,600 | 3,666 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,954,000 | 3,436 |
| Total interest expense | $496,000 | 3,958 |
| Net interest income | $4,458,000 | 3,321 |
| Provision for loan and lease losses | $295,000 | 2,100 |
| Total noninterest income | $861,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $301,000 | 2,813 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $560,000 | 2,849 |
| Total noninterest expense | $4,199,000 | 3,138 |
| Salaries and employee benefits | $2,619,000 | 2,817 |
| Premises and equipment expense | $419,000 | 3,508 |
| Additional noninterest expense | $1,161,000 | 3,578 |
| Pre-tax net operating income | $825,000 | 4,013 |
| Securities gains (losses) | $-11,000 | 6,519 |
| Applicable income taxes | $9,000 | 4,349 |
| Income before extraordinary items | $805,000 | 3,805 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $805,000 | 3,808 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $805,000 | 3,808 |
| Net charge-offs | $185,000 | 2,655 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $815,890 | 3,716 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,325,000 | 3,429 |
| Total interest expense | $381,000 | 3,699 |
| Net interest income | $2,944,000 | 3,334 |
| Provision for loan and lease losses | $190,000 | 2,184 |
| Total noninterest income | $576,000 | 3,058 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $190,000 | 2,893 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $386,000 | 2,848 |
| Total noninterest expense | $2,785,000 | 3,164 |
| Salaries and employee benefits | $1,725,000 | 2,859 |
| Premises and equipment expense | $282,000 | 3,509 |
| Additional noninterest expense | $778,000 | 3,572 |
| Pre-tax net operating income | $545,000 | 3,989 |
| Securities gains (losses) | $-11,000 | 6,669 |
| Applicable income taxes | $7,000 | 4,301 |
| Income before extraordinary items | $527,000 | 3,836 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $527,000 | 3,838 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $527,000 | 3,839 |
| Net charge-offs | $186,000 | 2,170 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $537,890 | 3,706 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 3,445 |
| Total interest expense | $233,000 | 3,324 |
| Net interest income | $1,436,000 | 3,401 |
| Provision for loan and lease losses | $105,000 | 1,985 |
| Total noninterest income | $263,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $90,000 | 2,991 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $173,000 | 2,978 |
| Total noninterest expense | $1,423,000 | 3,143 |
| Salaries and employee benefits | $892,000 | 2,785 |
| Premises and equipment expense | $135,000 | 3,623 |
| Additional noninterest expense | $396,000 | 3,529 |
| Pre-tax net operating income | $171,000 | 4,691 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $5,000 | 4,175 |
| Income before extraordinary items | $166,000 | 4,582 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $166,000 | 4,583 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $166,000 | 4,584 |
| Net charge-offs | $123,000 | 1,735 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $166,000 | 4,483 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 3,469 |
| Total interest expense | $1,028,000 | 3,541 |
| Net interest income | $5,889,000 | 3,415 |
| Provision for loan and lease losses | $667,000 | 2,329 |
| Total noninterest income | $1,022,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $626,000 | 2,085 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $396,000 | 3,648 |
| Total noninterest expense | $5,532,000 | 3,219 |
| Salaries and employee benefits | $3,564,000 | 2,736 |
| Premises and equipment expense | $513,000 | 3,759 |
| Additional noninterest expense | $1,455,000 | 3,865 |
| Pre-tax net operating income | $712,000 | 4,491 |
| Securities gains (losses) | $36,000 | 2,920 |
| Applicable income taxes | $-2,000 | 6,488 |
| Income before extraordinary items | $750,000 | 4,362 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $750,000 | 4,359 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $750,000 | 4,361 |
| Net charge-offs | $688,000 | 2,252 |
| Cash dividends | $750,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $714,000 | 4,275 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,209,000 | 3,528 |
| Total interest expense | $783,000 | 3,626 |
| Net interest income | $4,426,000 | 3,463 |
| Provision for loan and lease losses | $562,000 | 2,133 |
| Total noninterest income | $780,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $466,000 | 2,114 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $314,000 | 3,620 |
| Total noninterest expense | $4,194,000 | 3,216 |
| Salaries and employee benefits | $2,707,000 | 2,720 |
| Premises and equipment expense | $389,000 | 3,776 |
| Additional noninterest expense | $1,098,000 | 3,864 |
| Pre-tax net operating income | $450,000 | 4,837 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-7,000 | 6,744 |
| Income before extraordinary items | $457,000 | 4,772 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $457,000 | 4,773 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $457,000 | 4,773 |
| Net charge-offs | $33,000 | 4,788 |
| Cash dividends | $500,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $457,000 | 4,598 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,503,000 | 3,528 |
| Total interest expense | $546,000 | 3,630 |
| Net interest income | $2,957,000 | 3,471 |
| Provision for loan and lease losses | $105,000 | 3,790 |
| Total noninterest income | $522,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $304,000 | 2,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $218,000 | 3,546 |
| Total noninterest expense | $2,837,000 | 3,193 |
| Salaries and employee benefits | $1,806,000 | 2,726 |
| Premises and equipment expense | $260,000 | 3,766 |
| Additional noninterest expense | $771,000 | 3,761 |
| Pre-tax net operating income | $537,000 | 4,002 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-11,000 | 6,837 |
| Income before extraordinary items | $548,000 | 3,809 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $548,000 | 3,811 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $548,000 | 3,812 |
| Net charge-offs | $-3,000 | 6,365 |
| Cash dividends | $500,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $548,000 | 3,627 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 3,549 |
| Total interest expense | $297,000 | 3,533 |
| Net interest income | $1,464,000 | 3,520 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $266,000 | 3,139 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $143,000 | 2,221 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $123,000 | 3,383 |
| Total noninterest expense | $1,491,000 | 3,069 |
| Salaries and employee benefits | $932,000 | 2,664 |
| Premises and equipment expense | $125,000 | 3,884 |
| Additional noninterest expense | $434,000 | 3,451 |
| Pre-tax net operating income | $239,000 | 4,238 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-16,000 | 7,012 |
| Income before extraordinary items | $255,000 | 3,933 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $255,000 | 3,937 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $255,000 | 3,936 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $500,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $255,000 | 3,782 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,190,000 | 3,603 |
| Total interest expense | $1,275,000 | 3,824 |
| Net interest income | $5,915,000 | 3,494 |
| Provision for loan and lease losses | $665,000 | 3,021 |
| Total noninterest income | $949,000 | 3,211 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $655,000 | 2,093 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $294,000 | 3,899 |
| Total noninterest expense | $5,361,000 | 3,352 |
| Salaries and employee benefits | $3,449,000 | 2,780 |
| Premises and equipment expense | $524,000 | 3,912 |
| Additional noninterest expense | $1,388,000 | 4,062 |
| Pre-tax net operating income | $838,000 | 4,020 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $8,000 | 4,354 |
| Income before extraordinary items | $830,000 | 3,883 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $830,000 | 3,888 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $830,000 | 3,887 |
| Net charge-offs | $1,144,000 | 2,200 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $830,000 | 3,762 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,449,000 | 3,619 |
| Total interest expense | $991,000 | 3,855 |
| Net interest income | $4,458,000 | 3,505 |
| Provision for loan and lease losses | $665,000 | 2,515 |
| Total noninterest income | $874,000 | 2,837 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $498,000 | 2,084 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $376,000 | 3,141 |
| Total noninterest expense | $4,050,000 | 3,344 |
| Salaries and employee benefits | $2,571,000 | 2,791 |
| Premises and equipment expense | $400,000 | 3,910 |
| Additional noninterest expense | $1,079,000 | 3,957 |
| Pre-tax net operating income | $617,000 | 4,169 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $617,000 | 3,975 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $617,000 | 3,977 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $617,000 | 3,977 |
| Net charge-offs | $889,000 | 2,024 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $617,000 | 3,861 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,645,000 | 3,641 |
| Total interest expense | $715,000 | 3,759 |
| Net interest income | $2,930,000 | 3,540 |
| Provision for loan and lease losses | $500,000 | 2,302 |
| Total noninterest income | $612,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $327,000 | 2,086 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $285,000 | 2,960 |
| Total noninterest expense | $2,715,000 | 3,364 |
| Salaries and employee benefits | $1,692,000 | 2,840 |
| Premises and equipment expense | $262,000 | 3,991 |
| Additional noninterest expense | $761,000 | 3,880 |
| Pre-tax net operating income | $327,000 | 4,497 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-7,000 | 6,844 |
| Income before extraordinary items | $334,000 | 4,290 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $334,000 | 4,289 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $334,000 | 4,291 |
| Net charge-offs | $860,000 | 1,598 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $334,000 | 4,193 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,833,000 | 3,643 |
| Total interest expense | $413,000 | 3,521 |
| Net interest income | $1,420,000 | 3,617 |
| Provision for loan and lease losses | $335,000 | 1,815 |
| Total noninterest income | $313,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $155,000 | 2,150 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $158,000 | 2,815 |
| Total noninterest expense | $1,352,000 | 3,372 |
| Salaries and employee benefits | $833,000 | 2,899 |
| Premises and equipment expense | $132,000 | 4,030 |
| Additional noninterest expense | $387,000 | 3,815 |
| Pre-tax net operating income | $46,000 | 5,813 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-15,000 | 7,048 |
| Income before extraordinary items | $61,000 | 5,536 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $61,000 | 5,534 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $61,000 | 5,535 |
| Net charge-offs | $40,000 | 3,522 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $61,000 | 5,487 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,297,000 | 3,446 |
| Total interest expense | $2,136,000 | 3,397 |
| Net interest income | $6,161,000 | 3,406 |
| Provision for loan and lease losses | $1,254,000 | 2,711 |
| Total noninterest income | $619,000 | 4,174 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $690,000 | 2,063 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-71,000 | 7,149 |
| Total noninterest expense | $5,483,000 | 3,347 |
| Salaries and employee benefits | $3,393,000 | 2,806 |
| Premises and equipment expense | $574,000 | 3,830 |
| Additional noninterest expense | $1,516,000 | 3,977 |
| Pre-tax net operating income | $43,000 | 5,640 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $32,000 | 3,826 |
| Income before extraordinary items | $11,000 | 5,923 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,000 | 5,923 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $11,000 | 5,923 |
| Net charge-offs | $1,336,000 | 2,307 |
| Cash dividends | $920,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $11,000 | 5,786 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,396,000 | 3,447 |
| Total interest expense | $1,676,000 | 3,391 |
| Net interest income | $4,720,000 | 3,404 |
| Provision for loan and lease losses | $1,134,000 | 2,342 |
| Total noninterest income | $260,000 | 5,269 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $517,000 | 2,120 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-257,000 | 7,488 |
| Total noninterest expense | $4,071,000 | 3,359 |
| Salaries and employee benefits | $2,547,000 | 2,810 |
| Premises and equipment expense | $438,000 | 3,847 |
| Additional noninterest expense | $1,086,000 | 4,073 |
| Pre-tax net operating income | $-225,000 | 6,316 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $24,000 | 3,911 |
| Income before extraordinary items | $-249,000 | 6,487 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-249,000 | 6,488 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-249,000 | 6,487 |
| Net charge-offs | $623,000 | 2,773 |
| Cash dividends | $920,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-249,000 | 6,404 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,362,000 | 3,416 |
| Total interest expense | $1,179,000 | 3,351 |
| Net interest income | $3,183,000 | 3,376 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $480,000 | 3,296 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $327,000 | 2,199 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $153,000 | 3,948 |
| Total noninterest expense | $2,715,000 | 3,368 |
| Salaries and employee benefits | $1,716,000 | 2,789 |
| Premises and equipment expense | $289,000 | 3,911 |
| Additional noninterest expense | $710,000 | 4,112 |
| Pre-tax net operating income | $768,000 | 2,863 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $16,000 | 3,895 |
| Income before extraordinary items | $752,000 | 2,626 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $752,000 | 2,622 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $752,000 | 2,625 |
| Net charge-offs | $60,000 | 4,721 |
| Cash dividends | $920,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $752,000 | 2,512 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 3,431 |
| Total interest expense | $634,000 | 3,298 |
| Net interest income | $1,582,000 | 3,411 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $225,000 | 3,415 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $148,000 | 2,371 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $77,000 | 3,982 |
| Total noninterest expense | $1,327,000 | 3,479 |
| Salaries and employee benefits | $837,000 | 2,898 |
| Premises and equipment expense | $143,000 | 3,999 |
| Additional noninterest expense | $347,000 | 4,183 |
| Pre-tax net operating income | $420,000 | 2,748 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $8,000 | 3,919 |
| Income before extraordinary items | $412,000 | 2,504 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $412,000 | 2,502 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $412,000 | 2,504 |
| Net charge-offs | $46,000 | 3,791 |
| Cash dividends | $485,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $412,000 | 2,405 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,821,000 | 3,564 |
| Total interest expense | $3,061,000 | 3,364 |
| Net interest income | $5,760,000 | 3,574 |
| Provision for loan and lease losses | $647,000 | 4,153 |
| Total noninterest income | $718,000 | 4,008 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $626,000 | 2,468 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $92,000 | 5,747 |
| Total noninterest expense | $5,252,000 | 3,533 |
| Salaries and employee benefits | $3,206,000 | 3,008 |
| Premises and equipment expense | $570,000 | 4,018 |
| Additional noninterest expense | $1,476,000 | 4,118 |
| Pre-tax net operating income | $579,000 | 3,825 |
| Securities gains (losses) | $262,000 | 1,349 |
| Applicable income taxes | $4,000 | 4,084 |
| Income before extraordinary items | $837,000 | 3,076 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $837,000 | 3,075 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $837,000 | 3,075 |
| Net charge-offs | $410,000 | 4,050 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $575,000 | 3,587 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,662,000 | 3,587 |
| Total interest expense | $2,381,000 | 3,399 |
| Net interest income | $4,281,000 | 3,610 |
| Provision for loan and lease losses | $504,000 | 3,776 |
| Total noninterest income | $473,000 | 4,330 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $457,000 | 2,527 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $16,000 | 7,114 |
| Total noninterest expense | $3,953,000 | 3,519 |
| Salaries and employee benefits | $2,402,000 | 3,033 |
| Premises and equipment expense | $433,000 | 4,030 |
| Additional noninterest expense | $1,118,000 | 4,074 |
| Pre-tax net operating income | $297,000 | 4,537 |
| Securities gains (losses) | $262,000 | 1,106 |
| Applicable income taxes | $4,000 | 4,272 |
| Income before extraordinary items | $555,000 | 3,507 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $555,000 | 3,505 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $555,000 | 3,507 |
| Net charge-offs | $355,000 | 3,486 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $295,620 | 4,382 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,480,000 | 3,603 |
| Total interest expense | $1,640,000 | 3,441 |
| Net interest income | $2,840,000 | 3,611 |
| Provision for loan and lease losses | $90,000 | 5,421 |
| Total noninterest income | $392,000 | 3,886 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $286,000 | 2,609 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $106,000 | 4,700 |
| Total noninterest expense | $2,714,000 | 3,482 |
| Salaries and employee benefits | $1,641,000 | 3,016 |
| Premises and equipment expense | $291,000 | 4,028 |
| Additional noninterest expense | $782,000 | 3,941 |
| Pre-tax net operating income | $428,000 | 3,571 |
| Securities gains (losses) | $264,000 | 842 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $688,000 | 2,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $688,000 | 2,522 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $688,000 | 2,524 |
| Net charge-offs | $319,000 | 2,863 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $426,640 | 3,261 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 3,641 |
| Total interest expense | $854,000 | 3,451 |
| Net interest income | $1,388,000 | 3,665 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $193,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $143,000 | 2,568 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $50,000 | 4,842 |
| Total noninterest expense | $1,324,000 | 3,481 |
| Salaries and employee benefits | $815,000 | 3,057 |
| Premises and equipment expense | $147,000 | 4,035 |
| Additional noninterest expense | $362,000 | 3,854 |
| Pre-tax net operating income | $227,000 | 3,827 |
| Securities gains (losses) | $2,000 | 2,230 |
| Applicable income taxes | $4,000 | 4,381 |
| Income before extraordinary items | $225,000 | 3,661 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $225,000 | 3,661 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $225,000 | 3,662 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $223,040 | 3,534 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,175,000 | 3,482 |
| Total interest expense | $4,653,000 | 3,158 |
| Net interest income | $5,522,000 | 3,682 |
| Provision for loan and lease losses | $120,000 | 5,805 |
| Total noninterest income | $787,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $556,000 | 2,790 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $231,000 | 4,601 |
| Total noninterest expense | $5,290,000 | 3,416 |
| Salaries and employee benefits | $3,465,000 | 2,852 |
| Premises and equipment expense | $609,000 | 3,897 |
| Additional noninterest expense | $1,216,000 | 4,252 |
| Pre-tax net operating income | $899,000 | 3,953 |
| Securities gains (losses) | $28,000 | 1,976 |
| Applicable income taxes | $25,000 | 4,181 |
| Income before extraordinary items | $902,000 | 3,479 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $902,000 | 3,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 4,260 |
| Cash dividends | $400,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $874,840 | 3,684 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,843,000 | 3,474 |
| Total interest expense | $3,684,000 | 3,110 |
| Net interest income | $4,159,000 | 3,707 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $607,000 | 3,934 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $405,000 | 2,863 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $202,000 | 4,393 |
| Total noninterest expense | $3,960,000 | 3,409 |
| Salaries and employee benefits | $2,599,000 | 2,870 |
| Premises and equipment expense | $575,000 | 3,298 |
| Additional noninterest expense | $786,000 | 4,597 |
| Pre-tax net operating income | $716,000 | 4,297 |
| Securities gains (losses) | $28,000 | 1,801 |
| Applicable income taxes | $19,000 | 4,622 |
| Income before extraordinary items | $725,000 | 3,750 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $725,000 | 3,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,663 |
| Cash dividends | $125,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $697,840 | 3,963 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,302,000 | 3,493 |
| Total interest expense | $2,600,000 | 3,076 |
| Net interest income | $2,702,000 | 3,775 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $399,000 | 4,015 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $261,000 | 2,910 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $138,000 | 4,450 |
| Total noninterest expense | $2,662,000 | 3,396 |
| Salaries and employee benefits | $1,761,000 | 2,861 |
| Premises and equipment expense | $384,000 | 3,314 |
| Additional noninterest expense | $517,000 | 4,630 |
| Pre-tax net operating income | $379,000 | 4,888 |
| Securities gains (losses) | $14,000 | 2,273 |
| Applicable income taxes | $13,000 | 4,890 |
| Income before extraordinary items | $380,000 | 4,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $380,000 | 4,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,847 |
| Cash dividends | $125,000 | 3,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $366,420 | 4,583 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,703,000 | 3,524 |
| Total interest expense | $1,393,000 | 3,075 |
| Net interest income | $1,310,000 | 3,841 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $202,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $122,000 | 3,018 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $80,000 | 4,198 |
| Total noninterest expense | $1,308,000 | 3,463 |
| Salaries and employee benefits | $868,000 | 2,926 |
| Premises and equipment expense | $196,000 | 3,298 |
| Additional noninterest expense | $244,000 | 4,770 |
| Pre-tax net operating income | $174,000 | 5,205 |
| Securities gains (losses) | $15,000 | 1,758 |
| Applicable income taxes | $13,000 | 4,639 |
| Income before extraordinary items | $176,000 | 4,943 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $176,000 | 4,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $162,050 | 4,978 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,615,000 | 3,367 |
| Total interest expense | $5,892,000 | 3,044 |
| Net interest income | $5,723,000 | 3,631 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $679,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $470,000 | 3,187 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $209,000 | 4,974 |
| Total noninterest expense | $5,381,000 | 3,254 |
| Salaries and employee benefits | $3,571,000 | 2,746 |
| Premises and equipment expense | $624,000 | 3,728 |
| Additional noninterest expense | $1,186,000 | 4,106 |
| Pre-tax net operating income | $901,000 | 4,945 |
| Securities gains (losses) | $-10,000 | 7,563 |
| Applicable income taxes | $63,000 | 4,803 |
| Income before extraordinary items | $828,000 | 4,714 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $828,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,055 |
| Cash dividends | $705,000 | 3,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $837,300 | 4,679 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,799,000 | 3,350 |
| Total interest expense | $4,465,000 | 3,015 |
| Net interest income | $4,334,000 | 3,618 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $512,000 | 4,360 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $352,000 | 3,170 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $160,000 | 4,947 |
| Total noninterest expense | $3,988,000 | 3,250 |
| Salaries and employee benefits | $2,672,000 | 2,749 |
| Premises and equipment expense | $589,000 | 3,112 |
| Additional noninterest expense | $727,000 | 4,687 |
| Pre-tax net operating income | $768,000 | 4,924 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $46,000 | 5,004 |
| Income before extraordinary items | $721,000 | 4,584 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $721,000 | 4,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,022 |
| Cash dividends | $600,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $721,940 | 4,578 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,949,000 | 3,318 |
| Total interest expense | $3,034,000 | 2,981 |
| Net interest income | $2,915,000 | 3,625 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $337,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $233,000 | 3,168 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $104,000 | 5,056 |
| Total noninterest expense | $2,644,000 | 3,304 |
| Salaries and employee benefits | $1,793,000 | 2,762 |
| Premises and equipment expense | $396,000 | 3,111 |
| Additional noninterest expense | $455,000 | 4,884 |
| Pre-tax net operating income | $548,000 | 4,868 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $29,000 | 5,136 |
| Income before extraordinary items | $518,000 | 4,474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $518,000 | 4,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $400,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $518,950 | 4,465 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,055,000 | 3,232 |
| Total interest expense | $1,590,000 | 2,841 |
| Net interest income | $1,465,000 | 3,604 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $173,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $110,000 | 3,249 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $63,000 | 4,645 |
| Total noninterest expense | $1,324,000 | 3,302 |
| Salaries and employee benefits | $888,000 | 2,815 |
| Premises and equipment expense | $204,000 | 3,055 |
| Additional noninterest expense | $232,000 | 4,778 |
| Pre-tax net operating income | $284,000 | 4,776 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $12,000 | 5,224 |
| Income before extraordinary items | $271,000 | 4,379 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $271,000 | 4,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $271,960 | 4,362 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,481,000 | 3,214 |
| Total interest expense | $5,523,000 | 2,788 |
| Net interest income | $5,958,000 | 3,542 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $719,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $486,000 | 3,114 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $233,000 | 4,824 |
| Total noninterest expense | $5,252,000 | 3,223 |
| Salaries and employee benefits | $3,616,000 | 2,668 |
| Premises and equipment expense | $778,000 | 3,079 |
| Additional noninterest expense | $858,000 | 5,012 |
| Pre-tax net operating income | $1,305,000 | 4,600 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $37,000 | 5,629 |
| Income before extraordinary items | $1,270,000 | 4,166 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,270,000 | 4,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,196 |
| Cash dividends | $880,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,268,060 | 4,132 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,482,000 | 3,232 |
| Total interest expense | $3,983,000 | 2,792 |
| Net interest income | $4,499,000 | 3,541 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $546,000 | 4,283 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $368,000 | 3,111 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $178,000 | 4,785 |
| Total noninterest expense | $3,975,000 | 3,185 |
| Salaries and employee benefits | $2,724,000 | 2,660 |
| Premises and equipment expense | $587,000 | 3,065 |
| Additional noninterest expense | $664,000 | 4,892 |
| Pre-tax net operating income | $980,000 | 4,763 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $31,000 | 5,736 |
| Income before extraordinary items | $951,000 | 4,292 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $951,000 | 4,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,190 |
| Cash dividends | $595,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $949,060 | 4,279 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,559,000 | 3,239 |
| Total interest expense | $2,605,000 | 2,721 |
| Net interest income | $2,954,000 | 3,594 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $366,000 | 4,248 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $246,000 | 3,088 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $120,000 | 4,748 |
| Total noninterest expense | $2,693,000 | 3,144 |
| Salaries and employee benefits | $1,866,000 | 2,601 |
| Premises and equipment expense | $391,000 | 3,062 |
| Additional noninterest expense | $436,000 | 4,928 |
| Pre-tax net operating income | $567,000 | 5,132 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $20,000 | 5,801 |
| Income before extraordinary items | $549,000 | 4,653 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $549,000 | 4,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,207 |
| Cash dividends | $330,000 | 2,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $547,080 | 4,650 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,739,000 | 3,208 |
| Total interest expense | $1,285,000 | 2,659 |
| Net interest income | $1,454,000 | 3,630 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $182,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $120,000 | 3,078 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,677 |
| Total noninterest expense | $1,306,000 | 3,249 |
| Salaries and employee benefits | $907,000 | 2,664 |
| Premises and equipment expense | $191,000 | 3,125 |
| Additional noninterest expense | $208,000 | 5,058 |
| Pre-tax net operating income | $300,000 | 4,972 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $10,000 | 5,755 |
| Income before extraordinary items | $290,000 | 4,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $290,000 | 4,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,228 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $290,000 | 4,485 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,085,000 | 3,134 |
| Total interest expense | $4,018,000 | 2,646 |
| Net interest income | $6,067,000 | 3,387 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $769,000 | 4,144 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $443,000 | 3,315 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $326,000 | 4,159 |
| Total noninterest expense | $5,091,000 | 3,191 |
| Salaries and employee benefits | $3,630,000 | 2,516 |
| Premises and equipment expense | $694,000 | 3,259 |
| Additional noninterest expense | $767,000 | 5,298 |
| Pre-tax net operating income | $1,625,000 | 4,196 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $30,000 | 6,142 |
| Income before extraordinary items | $1,598,000 | 3,636 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,598,000 | 3,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,747 |
| Cash dividends | $1,245,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,595,060 | 3,615 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,395,000 | 3,143 |
| Total interest expense | $2,826,000 | 2,662 |
| Net interest income | $4,569,000 | 3,373 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $482,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $326,000 | 3,372 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $156,000 | 5,122 |
| Total noninterest expense | $3,766,000 | 3,198 |
| Salaries and employee benefits | $2,693,000 | 2,507 |
| Premises and equipment expense | $534,000 | 3,175 |
| Additional noninterest expense | $539,000 | 5,479 |
| Pre-tax net operating income | $1,195,000 | 4,308 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $23,000 | 6,225 |
| Income before extraordinary items | $1,175,000 | 3,717 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,175,000 | 3,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $755,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,172,060 | 3,697 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,828,000 | 3,136 |
| Total interest expense | $1,765,000 | 2,668 |
| Net interest income | $3,063,000 | 3,345 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $306,000 | 4,740 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $207,000 | 3,431 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $99,000 | 5,211 |
| Total noninterest expense | $2,477,000 | 3,224 |
| Salaries and employee benefits | $1,775,000 | 2,517 |
| Premises and equipment expense | $349,000 | 3,200 |
| Additional noninterest expense | $353,000 | 5,497 |
| Pre-tax net operating income | $832,000 | 4,199 |
| Securities gains (losses) | $-4,000 | 7,869 |
| Applicable income taxes | $15,000 | 6,238 |
| Income before extraordinary items | $813,000 | 3,605 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $813,000 | 3,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $320,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $816,920 | 3,549 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,360,000 | 3,142 |
| Total interest expense | $827,000 | 2,712 |
| Net interest income | $1,533,000 | 3,352 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $137,000 | 4,943 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $92,000 | 3,634 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,411 |
| Total noninterest expense | $1,229,000 | 3,256 |
| Salaries and employee benefits | $887,000 | 2,526 |
| Premises and equipment expense | $176,000 | 3,206 |
| Additional noninterest expense | $166,000 | 5,678 |
| Pre-tax net operating income | $411,000 | 4,197 |
| Securities gains (losses) | $-5,000 | 8,378 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $398,000 | 3,634 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $398,000 | 3,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $402,900 | 3,573 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,762,000 | 3,165 |
| Total interest expense | $2,584,000 | 2,968 |
| Net interest income | $6,178,000 | 3,217 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $729,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $497,000 | 3,159 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $232,000 | 4,792 |
| Total noninterest expense | $5,061,000 | 3,081 |
| Salaries and employee benefits | $3,555,000 | 2,450 |
| Premises and equipment expense | $731,000 | 3,016 |
| Additional noninterest expense | $775,000 | 5,201 |
| Pre-tax net operating income | $1,726,000 | 3,884 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $22,000 | 6,508 |
| Income before extraordinary items | $1,701,000 | 3,320 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,701,000 | 3,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,542 |
| Cash dividends | $1,080,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,703,970 | 3,245 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,454,000 | 3,196 |
| Total interest expense | $1,827,000 | 3,064 |
| Net interest income | $4,627,000 | 3,214 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $563,000 | 4,242 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $377,000 | 3,145 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $186,000 | 4,650 |
| Total noninterest expense | $3,773,000 | 3,064 |
| Salaries and employee benefits | $2,637,000 | 2,451 |
| Premises and equipment expense | $556,000 | 2,965 |
| Additional noninterest expense | $580,000 | 5,153 |
| Pre-tax net operating income | $1,327,000 | 3,901 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $24,000 | 6,420 |
| Income before extraordinary items | $1,300,000 | 3,354 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,300,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,105 |
| Cash dividends | $900,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,302,940 | 3,259 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,253,000 | 3,217 |
| Total interest expense | $1,192,000 | 3,105 |
| Net interest income | $3,061,000 | 3,231 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $381,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $252,000 | 3,129 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $129,000 | 4,617 |
| Total noninterest expense | $2,508,000 | 3,079 |
| Salaries and employee benefits | $1,739,000 | 2,471 |
| Premises and equipment expense | $373,000 | 2,962 |
| Additional noninterest expense | $396,000 | 5,101 |
| Pre-tax net operating income | $874,000 | 3,879 |
| Securities gains (losses) | $-2,000 | 8,438 |
| Applicable income taxes | $16,000 | 6,416 |
| Income before extraordinary items | $856,000 | 3,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $856,000 | 3,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,529 |
| Cash dividends | $595,000 | 1,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $857,960 | 3,241 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,115,000 | 3,234 |
| Total interest expense | $603,000 | 3,104 |
| Net interest income | $1,512,000 | 3,237 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $191,000 | 4,161 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $128,000 | 3,017 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $63,000 | 4,647 |
| Total noninterest expense | $1,259,000 | 3,079 |
| Salaries and employee benefits | $877,000 | 2,469 |
| Premises and equipment expense | $178,000 | 3,109 |
| Additional noninterest expense | $204,000 | 5,003 |
| Pre-tax net operating income | $414,000 | 3,999 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $8,000 | 6,367 |
| Income before extraordinary items | $406,000 | 3,457 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $406,000 | 3,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $215,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $406,000 | 3,355 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,760,000 | 3,178 |
| Total interest expense | $2,693,000 | 3,154 |
| Net interest income | $6,067,000 | 3,150 |
| Provision for loan and lease losses | $108,000 | 5,204 |
| Total noninterest income | $1,140,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $480,000 | 3,195 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $660,000 | 3,078 |
| Total noninterest expense | $4,702,000 | 3,209 |
| Salaries and employee benefits | $3,245,000 | 2,588 |
| Premises and equipment expense | $615,000 | 3,447 |
| Additional noninterest expense | $842,000 | 4,887 |
| Pre-tax net operating income | $2,397,000 | 2,981 |
| Securities gains (losses) | $-13,000 | 8,809 |
| Applicable income taxes | $51,000 | 6,255 |
| Income before extraordinary items | $2,333,000 | 2,528 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,333,000 | 2,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $1,495,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,345,740 | 2,402 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,637,000 | 3,196 |
| Total interest expense | $2,100,000 | 3,155 |
| Net interest income | $4,537,000 | 3,170 |
| Provision for loan and lease losses | $81,000 | 5,104 |
| Total noninterest income | $958,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $355,000 | 3,242 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $603,000 | 2,824 |
| Total noninterest expense | $3,457,000 | 3,264 |
| Salaries and employee benefits | $2,423,000 | 2,601 |
| Premises and equipment expense | $445,000 | 3,554 |
| Additional noninterest expense | $589,000 | 5,079 |
| Pre-tax net operating income | $1,957,000 | 2,897 |
| Securities gains (losses) | $-26,000 | 9,037 |
| Applicable income taxes | $38,000 | 6,421 |
| Income before extraordinary items | $1,893,000 | 2,444 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,893,000 | 2,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $1,250,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,918,480 | 2,303 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,520,000 | 3,157 |
| Total interest expense | $1,467,000 | 3,112 |
| Net interest income | $3,053,000 | 3,140 |
| Provision for loan and lease losses | $54,000 | 5,044 |
| Total noninterest income | $738,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $239,000 | 3,177 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $499,000 | 2,439 |
| Total noninterest expense | $2,302,000 | 3,273 |
| Salaries and employee benefits | $1,609,000 | 2,614 |
| Premises and equipment expense | $291,000 | 3,598 |
| Additional noninterest expense | $402,000 | 4,990 |
| Pre-tax net operating income | $1,435,000 | 2,693 |
| Securities gains (losses) | $-24,000 | 9,117 |
| Applicable income taxes | $26,000 | 6,437 |
| Income before extraordinary items | $1,385,000 | 2,258 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,385,000 | 2,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $1,020,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,408,520 | 2,103 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,284,000 | 3,139 |
| Total interest expense | $762,000 | 3,073 |
| Net interest income | $1,522,000 | 3,137 |
| Provision for loan and lease losses | $27,000 | 4,866 |
| Total noninterest income | $217,000 | 3,964 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $110,000 | 3,304 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $107,000 | 3,805 |
| Total noninterest expense | $1,143,000 | 3,291 |
| Salaries and employee benefits | $816,000 | 2,569 |
| Premises and equipment expense | $133,000 | 3,855 |
| Additional noninterest expense | $194,000 | 5,069 |
| Pre-tax net operating income | $569,000 | 3,201 |
| Securities gains (losses) | $-1,000 | 8,995 |
| Applicable income taxes | $13,000 | 6,407 |
| Income before extraordinary items | $555,000 | 2,716 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $555,000 | 2,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $280,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $555,980 | 2,578 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,604,000 | 3,125 |
| Total interest expense | $3,717,000 | 2,930 |
| Net interest income | $5,887,000 | 3,194 |
| Provision for loan and lease losses | $80,000 | 6,062 |
| Total noninterest income | $1,460,000 | 2,664 |
| Gross Fiduciary activities income | $2,000 | 1,605 |
| Service charges on deposit accounts | $459,000 | 3,188 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $999,000 | 2,183 |
| Total noninterest expense | $4,503,000 | 3,220 |
| Salaries and employee benefits | $3,064,000 | 2,576 |
| Premises and equipment expense | $576,000 | 3,533 |
| Additional noninterest expense | $863,000 | 4,672 |
| Pre-tax net operating income | $2,764,000 | 2,668 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $51,000 | 6,516 |
| Income before extraordinary items | $2,719,000 | 2,196 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,719,000 | 2,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,115 |
| Cash dividends | $1,185,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,713,120 | 2,129 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,023,000 | 3,053 |
| Total interest expense | $5,856,000 | 2,731 |
| Net interest income | $5,167,000 | 3,349 |
| Provision for loan and lease losses | $66,000 | 6,270 |
| Total noninterest income | $695,000 | 4,209 |
| Gross Fiduciary activities income | $1,000 | 1,678 |
| Service charges on deposit accounts | $427,000 | 3,221 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $267,000 | 4,361 |
| Total noninterest expense | $4,358,000 | 3,172 |
| Salaries and employee benefits | $2,910,000 | 2,578 |
| Premises and equipment expense | $630,000 | 3,241 |
| Additional noninterest expense | $818,000 | 4,713 |
| Pre-tax net operating income | $1,438,000 | 3,969 |
| Securities gains (losses) | $124,000 | 1,577 |
| Applicable income taxes | $30,000 | 7,079 |
| Income before extraordinary items | $1,532,000 | 3,174 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,532,000 | 3,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,750 |
| Cash dividends | $915,000 | 2,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,410,480 | 3,281 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,498,000 | 3,001 |
| Total interest expense | $6,053,000 | 2,765 |
| Net interest income | $5,445,000 | 3,234 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $529,000 | 4,751 |
| Gross Fiduciary activities income | $4,000 | 1,270 |
| Service charges on deposit accounts | $373,000 | 3,418 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $152,000 | 5,433 |
| Total noninterest expense | $4,229,000 | 3,183 |
| Salaries and employee benefits | $2,724,000 | 2,613 |
| Premises and equipment expense | $658,000 | 3,038 |
| Additional noninterest expense | $847,000 | 4,547 |
| Pre-tax net operating income | $1,685,000 | 3,742 |
| Securities gains (losses) | $16,000 | 1,014 |
| Applicable income taxes | $591,000 | 3,132 |
| Income before extraordinary items | $1,110,000 | 4,076 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,110,000 | 4,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $751,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,099,600 | 4,111 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,233,000 | 3,162 |
| Total interest expense | $4,838,000 | 3,023 |
| Net interest income | $5,395,000 | 3,215 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $654,000 | 4,170 |
| Gross Fiduciary activities income | $4,000 | 1,311 |
| Service charges on deposit accounts | $436,000 | 2,976 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $214,000 | 4,785 |
| Total noninterest expense | $4,081,000 | 3,257 |
| Salaries and employee benefits | $2,579,000 | 2,720 |
| Premises and equipment expense | $639,000 | 3,089 |
| Additional noninterest expense | $863,000 | 4,524 |
| Pre-tax net operating income | $1,908,000 | 3,457 |
| Securities gains (losses) | $-11,000 | 9,339 |
| Applicable income taxes | $542,000 | 3,457 |
| Income before extraordinary items | $1,355,000 | 3,508 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,355,000 | 3,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,444 |
| Cash dividends | $550,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,362,810 | 3,460 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,217,000 | 3,169 |
| Total interest expense | $5,084,000 | 2,957 |
| Net interest income | $5,133,000 | 3,302 |
| Provision for loan and lease losses | $84,000 | 5,485 |
| Total noninterest income | $622,000 | 4,282 |
| Gross Fiduciary activities income | $4,000 | 1,342 |
| Service charges on deposit accounts | $359,000 | 3,434 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $259,000 | 4,339 |
| Total noninterest expense | $3,755,000 | 3,409 |
| Salaries and employee benefits | $2,459,000 | 2,763 |
| Premises and equipment expense | $604,000 | 3,152 |
| Additional noninterest expense | $692,000 | 5,216 |
| Pre-tax net operating income | $1,916,000 | 3,451 |
| Securities gains (losses) | $14,000 | 2,712 |
| Applicable income taxes | $557,000 | 3,590 |
| Income before extraordinary items | $1,373,000 | 3,502 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,373,000 | 3,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,363,060 | 3,431 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,654,000 | 3,347 |
| Total interest expense | $4,547,000 | 3,265 |
| Net interest income | $5,107,000 | 3,423 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $487,000 | 5,079 |
| Gross Fiduciary activities income | $4,000 | 1,385 |
| Service charges on deposit accounts | $373,000 | 3,419 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $110,000 | 6,518 |
| Total noninterest expense | $3,570,000 | 3,544 |
| Salaries and employee benefits | $2,348,000 | 2,816 |
| Premises and equipment expense | $580,000 | 3,244 |
| Additional noninterest expense | $642,000 | 5,550 |
| Pre-tax net operating income | $1,964,000 | 3,595 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $540,000 | 3,990 |
| Income before extraordinary items | $1,427,000 | 3,499 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,427,000 | 3,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,424,810 | 3,434 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,086,000 | 3,579 |
| Total interest expense | $4,314,000 | 3,456 |
| Net interest income | $4,772,000 | 3,702 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $473,000 | 5,350 |
| Gross Fiduciary activities income | $8,000 | 1,417 |
| Service charges on deposit accounts | $371,000 | 3,568 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $94,000 | 7,318 |
| Total noninterest expense | $3,399,000 | 3,883 |
| Salaries and employee benefits | $2,224,000 | 2,996 |
| Premises and equipment expense | $557,000 | 3,443 |
| Additional noninterest expense | $618,000 | 6,242 |
| Pre-tax net operating income | $1,786,000 | 3,755 |
| Securities gains (losses) | $-15,000 | 10,479 |
| Applicable income taxes | $480,000 | 4,280 |
| Income before extraordinary items | $1,291,000 | 3,649 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,291,000 | 3,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $375,000 | 4,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,301,950 | 3,569 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,653,000 | 3,750 |
| Total interest expense | $3,929,000 | 3,740 |
| Net interest income | $4,724,000 | 3,718 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $536,000 | 4,933 |
| Gross Fiduciary activities income | $6,000 | 1,507 |
| Service charges on deposit accounts | $363,000 | 3,649 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $167,000 | 5,659 |
| Total noninterest expense | $3,268,000 | 3,985 |
| Salaries and employee benefits | $2,108,000 | 3,142 |
| Premises and equipment expense | $521,000 | 3,629 |
| Additional noninterest expense | $639,000 | 6,263 |
| Pre-tax net operating income | $1,932,000 | 3,603 |
| Securities gains (losses) | $-13,000 | 10,273 |
| Applicable income taxes | $528,000 | 4,018 |
| Income before extraordinary items | $1,391,000 | 3,489 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,391,000 | 3,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 11,211 |
| Cash dividends | $275,000 | 4,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,400,360 | 3,435 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,123,000 | 4,154 |
| Total interest expense | $2,710,000 | 4,324 |
| Net interest income | $4,413,000 | 3,986 |
| Provision for loan and lease losses | $27,000 | 7,330 |
| Total noninterest income | $454,000 | 5,659 |
| Gross Fiduciary activities income | $12,000 | 1,462 |
| Service charges on deposit accounts | $338,000 | 3,956 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $104,000 | 7,391 |
| Total noninterest expense | $3,234,000 | 4,133 |
| Salaries and employee benefits | $2,011,000 | 3,265 |
| Premises and equipment expense | $534,000 | 3,592 |
| Additional noninterest expense | $689,000 | 6,399 |
| Pre-tax net operating income | $1,606,000 | 4,154 |
| Securities gains (losses) | $-27,000 | 10,567 |
| Applicable income taxes | $341,000 | 5,376 |
| Income before extraordinary items | $1,238,000 | 3,744 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,238,000 | 3,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 11,188 |
| Cash dividends | $275,000 | 4,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,259,060 | 3,727 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,754,000 | 4,459 |
| Total interest expense | $2,628,000 | 4,611 |
| Net interest income | $4,126,000 | 4,277 |
| Provision for loan and lease losses | $124,000 | 5,143 |
| Total noninterest income | $490,000 | 5,684 |
| Gross Fiduciary activities income | $36,000 | 1,390 |
| Service charges on deposit accounts | $301,000 | 4,413 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $153,000 | 6,500 |
| Total noninterest expense | $3,201,000 | 4,263 |
| Salaries and employee benefits | $1,954,000 | 3,362 |
| Premises and equipment expense | $580,000 | 3,431 |
| Additional noninterest expense | $667,000 | 6,810 |
| Pre-tax net operating income | $1,291,000 | 4,887 |
| Securities gains (losses) | $94,000 | 2,589 |
| Applicable income taxes | $412,000 | 4,906 |
| Income before extraordinary items | $973,000 | 4,790 |
| Extraordinary gains, net | $185,000 | 1,074 |
| Net income | $1,158,000 | 4,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $907,200 | 4,838 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,601,000 | 4,489 |
| Total interest expense | $3,591,000 | 4,453 |
| Net interest income | $4,010,000 | 4,436 |
| Provision for loan and lease losses | $168,000 | 5,780 |
| Total noninterest income | $402,000 | 6,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,863 |
| Total noninterest expense | $3,074,000 | 4,421 |
| Salaries and employee benefits | $1,866,000 | 3,419 |
| Premises and equipment expense | $522,000 | 3,823 |
| Additional noninterest expense | $686,000 | 6,847 |
| Pre-tax net operating income | $1,170,000 | 5,019 |
| Securities gains (losses) | $158,000 | 2,349 |
| Applicable income taxes | $292,000 | 6,046 |
| Income before extraordinary items | $1,036,000 | 4,353 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,036,000 | 4,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 12,871 |
| Cash dividends | $225,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $912,760 | 4,557 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.